Three Simple Tips And Strategies You Can Use Right Now To Get The Best Auto Insurance Rate And Coverage In London ON Hi there Ian McCleary here, owner of Ian McCleary Insurance and Financial Services Inc. This month’s article focuses on three simple tips and strategies that could save you hundreds of dollars a year when shopping for auto insurance in London Ontario. Feel free to contact our location in London Ontario at 519-601-3276 for a free no obligation auto insurance or home insurance quote today. We are available 24/7 call in or walk in. Rest assured, my team and I will be looking for every discount we can offer you right now to get the best coverage on your auto insurance. Insuring your car, motorcycle or truck can be a complicated and frustrating matter in London. There are so many confusing options and scenarios to consider that you really need some guidance in finding the right coverage for you and your family needs auto insurance london ontario. There is a lot to learn and every person has different types of plans that work for them. Here are three simple tips and strategies that you can use right now to navigate your way through red tape and paperwork and finding the best auto insurance for you! •
Tip # 1: Sit down with someone who can help you understand different liability limits and accident benefits – and why they are important. Liability is in place to protect what you have to lose – the government insists on at least $200,000. Don’t simply accept $1,000,000 as the right number for you! Basic accident benefits will provide an income replacement of $400 a week. If you can’t work for a year – that’s $20,800 – is that a pay cut for you and could you continue to pay your bills with that?
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Tip # 2: Understand when it makes sense to make a claim and what deductibles to choose. The difference in premium between a $500 deductible and a $300 deductible is only protecting $200. Is the difference in premium worth it?
Important: Insurance is in place to protect you in the event of a catastrophic financial loss. We should be buying insurance us to protect us from the losses that will affect our quality of life in our retirement. Insure for the devastation, not the aggravation.