NORTH BY COLORADO MEDIA GROUP - JUN/JUL 2022 EDITION

Fall in love with Colorado’s small airport. Where the lines, walks and waits are small. The stress level is low. There are new competitive prices, and everything is more convenient, comfortable and friendly.

With five major airlines offering exciting direct and connecting flight options, you can get just about anywhere from here. FlyCOS.com

Five major airlines departing daily to great destinations with hundreds of connections

It’s summer! It seems like just a short while ago, we were just bundling up for early May snow showers. Ah, well … such is springtime in the Rockies. And before you know it, we’ll be looking for cooling relief from what promises to be a hot summer. Not to worry – the cool will return.

It is indeed an honor to be invited into the realms of many of our local leaders in this wonderful community. Our current cover feature is no exception in that we got to spend a morning with Mr. Greg Phillips, Director of Aviation at the Colorado Springs Airport (COS).

You might ask, “What’s the big deal about our airport?” Our conversation with Mr. Phillips will help answer that question on several levels. Business travelers and residents of El Paso, Teller, Douglas, the Eastern Plains, and Pueblo counties have a LOCAL resource they can use that is far more convenient and easier than our state’s largest airport in Denver (DEN).

Enplanements and deplanements at COS mean vital income for our local economy and tourism. But as important, is the positive impact of having a comprehensive airport that serves current residents and business travelers with the promise of ease and convenience. Time is money, right? From just about anywhere in Colorado Springs, you can be going through shorter security lines from your front door in about an hour, and comfortably waiting at your gate in 75-minutes, or so.

Imagine, not being stressed by the overwhelming experience of scrambling up to DEN, trying to account for traffic, a detour or accident somewhere along the way, parking your vehicle, getting to the terminals from parking areas without paying +$25/day, baggage check-in, security, trains to the concourses, and having ten-minutes to spare – maybe. For most of us in southern Colorado, just arranging to be at DEN on time is a three-hour ordeal, not to mention those eye-burning mornings at o-dark-thirty to catch the 7A.M. flights. And that’s during the summer months when travel is seldom impeded by weather. Think going up HWY83 from Black Forest is quicker? Not so much. It’s still about a two-and-ahalf to three-hour effort from your garage to boarding. UBER? Sure. $150, please.

From Monument or Palmer Lake to COS, it’s generally 35 to 50-minutes. And oh, the feeling of knowing upon your return, you only have a short drive home, and not in Denver traffic. You can’t beat it! DEN is a wonderful resource when needed, don’t get us wrong, but COS is a gift for those who appreciate proximity, ease, and less stress in general.

For new-comers and long-time residents alike: We encourage you to investigate COS first. There are more direct flights than ever before. It’s when we don’t use them locally, they go away, then we’re forced to use DEN. Southwest, American, Frontier, Delta, United … they’re all here and didn’t trim many gates like they did in Denver. And even if you do have a transfer – isn’t that easier on the stress levels than getting that direct flight? Not to mention a 70+ mile drive at $5 per gallon to and from DEN, versus 25 miles to and from almost anywhere in El Paso County? It’s a no-brainer. FLY COS!

Until next time, Dirk R. Hobbs

Executive Publisher, Founder – NORTH & Colorado Media Group

lifestyle NORTHbusinessNORTH

Thompson, DDS Breaks Ground on New Offices

Dr. Bill Thompson has been serving the Colorado Springs community for a very long time with outstanding dental care. It’s no surprise to learn, that due in large part to the popularity of his practice and his exceptional staff, Pine Creek Dental has outgrown its current location at Briar Village, where he’s been serving for 18-years. The good news: Dr. Thompson’s new location is only about a mile west on Briargate Blvd., immediately west of the Prominade Shops at Briargate.

“My current office has six operatories.  The new office will have 14.  This will allow me to have other dentists and hygienists join the practice.  This will allow for a larger pool of appointment times along with the ability for patients to choose their favorite provider,” says Thompson.

“We started the search two years ago. The new offices had to be located within two miles of my current location and to have great mountain views for patients. Dr. Mike Transtrum, an endodontist and friend, found the opportunity, and asked me if I was interested in the land. It was originally for a new hotel, but covid derailed their plans and the hotel backed out. The timing was right, so we grabbed it. The front of the office will have a seating area facing the mountains and a pine tree in the middle.  While patients are waiting for their family member they can enjoy a spectacular view of Pikes Peak,” Thompson says.

While Dr. Thompson is a patient favorite in the region, his staff also embodies and delivers a top-notch patient experience. “My recipe for success: Develop an A+ team who genuinely enjoy people and can form friendships with patients and treat them like family. We see patients grow up, go to college, get married. We care about them as people and know their story. The reason we are in business is because of them,” Thompson reflects.

Thompson describes the “Pine Creek Dental Experience” –where everything that touches patients has been considered and designed to be the best experience possible. Part of that is found in their core values where he measures their effectiveness in both good and difficult business seasons.

Like most things in healthcare, technology continues to evolve and can present a clinical advantage to providing excellent oral health care. Dr. Thompson continues, “Our patients can look forward to the same quality of care that they have been receiving for years. That said, we will be implementing new technology including five different types of lasers, CEREC crowns in one appointment & Velscope oral cancer screening lights.  We’re adding 3D imaging and a dedicated photography room, which helps us communicate with labs and patients with aesthetics

Of course, we’ll have TV monitors above every chair for patients to enjoy a program, but we’ll also use them for patient education.  We take intraoral photos of every step of every procedure and show them on these screens.

Also trained in facial esthetics, Dr. Thompson uses use the Fotona laser for facial esthetic procedures along with Botox and microneedling.  The new office will have two dedicated facial esthetics suites. Taking that a step further, Thompson adds, “I noticed at my current location, patients are often uncomfortable leaving through the same reception area they entered.  The new facility will have a private checkout and exit area, so patients leave discretely.”

Running any business is hard work, especially during the more challenging times. But Dr. Thompson has learned to employ several business tenets that have helped him sustain and thrive over the years.

Bill

Tax Reduction Strategies (Part

3)

By Jason Watson, CPA

As we head into our third part of the tax reduction strategies, I wanted to give you some quick reminders. One of our primary focuses at WCG, a Colorado Springs tax and accounting firm located in Flying Horse, is ensuring you are paying the least amount of taxes allowed by law. Some of our other primary focuses are helping you build wealth and leverage the most of your financial worlds for you and your family. However, these objectives are not isolated; they are very much related to each other and intertwined.

In our first issue, we discussed some basic concepts. A quick recap- there is not a secret tax deduction club. Also, saving cash and saving taxes are different things, and most people like to save cash. Finally, you and your neighbor might have the same boat in a landlocked state, but it doesn’t mean your tax worlds are the same. So, comparing tax bills can be misleading.

As far as tax reduction strategies, we previously discussed borrowing against your unrealized stock gains at a cheap rate, investing it wisely and building wealth (all this using someone else’s cash). We also discussed Roth conversions and donor advised funds. Here are some more fun strategies for your tax-reduction pleasure

ADVANCED ROTH CONVERSIONS

A basic Roth conversion is a bit of a layup in terms of tax reduction, but it requires some patience. A Roth IRA as most readers know allows you to pay taxes today, but create a tax-free investment fund for the rest of your life. Consider that most investments double every 9-10 years, and with a Roth IRA this increase is tax-free.

Let’s talk about advanced Roth conversions in the form of discounted valuations. What the heck am I talking about? Yes, there are days where the Sharpie cap is a bit loose, and the fumes get to me. But I’m straight on this one…

Basic valuation theory has two discounts. A discount for lack of control (DLOC) suggests that a minority interest in an asset is worth less than the pure ownership percentage. For example, owning 10% of an asset worth $500,000 as a whole might be realistically worth $30,000 (versus $50,000) to you. Another discount is lack of marketability (DLOM) which suggests that an interest or a share of a closely held asset is not easily or readily convertible to cash.

Another way to look at this; if you take Van Gogh’s Portrait du Docteur Gachet and tear it up into 33 pieces, each piece is worth $0 (both DLOC and DLOM come into play). However, you assemble them back together, and you now have a $75,000,000 painting (1990).

How can this be used to your advantage? It’s tricky. It’s expensive. Then again, so is dating the prettiest girl in school. You make your calculations and take an acceptable-risk approach when prom comes around.

Here we go… You have a fully self-directed IRA that owns non-publicly traded securities and interests such as partnerships that own other stuff (buildings, businesses, etc.).

SELF DIRECTED IRAS (SDIRA)

A self-directed IRA (SDIRA) is a special IRA. Just because you make investment choices within your IRA or 401k does not make it self-directed as defined by the IRS and others.

PRIVATE INVESTMENTS

The investment should not be publicly traded which has a built-in marketplace (which in turn sets prices based on supply and demand). Private investments do not have a ready market which is good and bad (I will be showing you the good).

Because you lack control (minority interest) and lack marketability (restricted on who you can sell to, and there is not a market), your investment is devalued. It goes like this; you buy a $1,000,000 partnership interest. You hire a valuator to determine the value on December 31 for the completion of Form 5498. This is the filing that the IRS receives to record your historical IRA account values.

You hire a valuator. The valuator applies appropriate discounts and determines the fair market value is actually $600,000. Next, you perform a Roth conversion, pay taxes on the $600,000 and save nearly $150,000 in taxes on the discount amount of $400,000. That’s real money.

Later on, you sell the private investment back to the inves-

tor syndicate or organizers or whomever for $1,500,000 (as example). Yeah baby!

Let’s recap- you took a 401k from a previous employer and rolled it into a self-directed IRA. You purchased some private investments. A valuator de-valued the investments for lack of control and lack of marketability. You take your devalued IRA and convert it to a Roth IRA, and pay some taxes. You later sell the investment for a fat profit, and the gains are all tax-free.

This is tricky, and takes some money to align the right people with the right stuff.

STATE RESIDENCY

State residency can create some tax arbitrage. Many states honor pre-tax 401k contributions and other qualified retirement contributions such as IRAs. Therefore, you can avoid taxes (as opposed to defer taxes) simply by taking state income tax deferrals and then re-establishing residency elsewhere when you retire. Colorado at 4.63% might not be enough to tip this scale, but those in California are certainly wanting to defer taxes at 13.3% and then retire in Nevada (or at least establish residency there).

I will talk about residency issues in another issue. No, it is not as easy as just getting an address or a driver’s license in Texas while you make a living in Colorado. Revenue agents are aware of the tricks.

By the way, Pennsylvania does not honor the pre-tax 401k contribution. I guess too many people bail to Florida once they retire leaving Pennsylvania unable to collect taxes on retirement plan distributions. Smart!

SUMMARY

We are still scratching the surface on tax reduction strategies. In the next issue, I will discuss captive insurance, cost segregation for that real estate investment, among some other tax bullets.

A Senior Partner for WCG, Inc. a progressive boutique tax and accounting firm located in Colorado Springs. You may contact him at 719-428-3261 or jason@wcginc.com.

Jason Watson CPA

THE FALLACY OF “RE-BRANDING”

Debunking the ‘external’ effort to re-position the brand.

By Suzanne Tulien, Principal, Author, Speaker

“Oh, you’re a brand consultant? Our company just went through a re-branding effort 6 months ago. We’ve all got new business cards, a new logo, and new ad campaigns coming out.”

I cannot tell you how many times I hear this and like statements from those I meet on a daily basis. And how frustrating it is to hear how much time and effort is literally wasted in creating new marketing materials, calling it ‘re-branding’, and not doing anything in terms of restructuring the internal architecture of the organization’s brand itself.

Let’s call it ‘putting lipstick on the pig’ if you will.

In fact, David Barrows, of the Design Agency says… “40% of marketing is wasted, due to ill-informed, de-motivated staff undermining the promotional promise.”

Sad, very sad.

More sad news from The Chartered Institute of Marketing:

• 69% of CMOs believe investing in the customer experience is the best way to build their brand, (however,…)

• Only 31% of CMOs believe their leaders understand what brand means for their own part of the organization.

• Only 22% of CMOs believe their employees understand their role in delivering a branded customer experience.

It just proves the continued disconnect with the true understanding between the function of marketing vs. the function of branding. So let’s get clear.

MARKETING (simplistically speaking) is the act of communicating and disseminating information, i.e. the message, about the brand. [I know, it is bigger than that, but let’s keep it simple for now].

BRAND-“ING” is the process of identifying, defining, and becoming a specific, strategic and deliberate perception in the minds of your audiences (employees, customers, vendors, community).

When you truly ‘brand’ your company it means you’ve done the due diligence in defining the core attributes (values, style, differentiators, and standards of performance) associated with how you want to show up and be perceived by your audience.

Unfortunately, when all we do to “re-brand” is re-design the logo, create new messaging, and hope our customers and employees ‘buy into’ the difference without re-inventing the Brand DNA architecture, our customer experience, or our employee engagement, etc., then congratulations, all you’ve done is create a new marketing campaign. And research shows a full 40% of your efforts (if not more) may go right down the drain.

True re-branding efforts start deep inside the organization at the DNA level for transformation to be sustainable. Here are the steps:

1. The re-branding effort should to come from a core brand task team made up of people representing all areas of the organization.

2. The team should flesh out key attributes and desired perceptions as well as unique differentiators that can be authentically expressed through the actions & behaviors of the entire organization.

3. Compose a powerful brand promise that positions the brand in a new light, puts a new stake in the ground to live up to as a re-branded company.

4. Then, all the attribute outputs must be defined, and then communicated, consistently and distinctively and enlist, equip and empower the entire employee culture.

5. Ensure there are tangible actions like rolling out a new company-wide brand vocabulary, a redefine the brand narrative, re-tool processes that affirm the brand attributes, and countless other internal behavioral tweaks to make up a highly effective ‘re-branding effort.’

This is a continuous internal process. Not an external marketing event.

Now, once all the internal brand development work has been identified & defined, assess if you are ready to go to market with the new brand position, relevant on-brand visuals, updated brand vocabulary, effectively engaged employees, elevated customer experience, and highly understood brand promise vis a vis your employees.

Are you able to truly walk your talk at EVERY customer touchpoint? [Not sure? Experiment with a couple of ‘secret shopper’ exercises.]

Once agreed… go to town on the marketing. Then and only then, have you truly done the due diligence of ‘re-branding’ your organization and grow your business brand exponentially, by walking your talk, and building trust.

Who’s ready to dive in?

Suzanne Tulien, Brand Clarity Expert, is Principal + Founder of Brand Ascension, LLC, Colorado Springs, CO.

She is co-pioneer of the Brand DNA methodology and author of 3 books, The 6 Myths of Small Business Branding, Personal Brand Clarity, and co-author of Brand DNA: Uncover Your Organization’s Genetic Code for Competitive Advantage. She regularly writes articles on internal brand definition and has been published on BrandChannel.com, eHotelier.com.

www.BrandAscension.com 719.660.2633 Suzanne@brandascension.com

DEVELOPMENT

Hello North Readers!

In this issue, I want to touch on a subject that can be fun, controversial, and invoke lots of feeling: development. And it’s been going crazy!

I have been with the Tri-Lakes Chamber of Commerce for almost 11 years. Just like everyone else locally, never have I seen as much growth as there is currently. We hear many reactions to this growth.

1. There is too much - we have lost that small community feel

2. We are from outside the area and love the current small community feel

3. We want more shopping, like a Target and a Costco

4. We want more shopping, but only mom and pop shops

5. We want more restaurants, like Olive Garden, Panera, Chick-fil-A

6. We want more restaurants, but only mom and pop restaurants

Notice a pattern? For every opinion, there is a complete opposite opinion. Therefore, development laws are in place, thoughtful citizen engagement is important, and compromise is king.

As humans, we want everyone to feel the same way as we do, hanging out in a nice cohesive group, singing kumbaya. That, however, is not reality. And that would not be fun either! Without differences, we risk becoming a Stepford community.

Let’s talk about those diversified businesses. What if a new business coming into town provides a product or service you don’t need? That does not mean it isn’t needed; it just might not be needed by you at this time. As an example, we might hear complaints about the number of tire stores in a community. Tire stores, auto parts stores, gas stations, oil change locations, and body shops, are all lumped together because they provide complimentary services. The reality is Northern El Paso County houses many commuters headed both north to Denver and south to the Springs. Those residents put more miles on their cars than the average driver, thus needing service more often. Many residents live at an elevation of 7000+ meaning they need a change in snow tires twice a year

and might experience a few more fender benders thanks to unforgiving ice. This shows that although you might have a work from home position and do not need “tire stores,” there is in fact a need from your neighbors.

When most businesses come into a community, especially name brand ones, they do their research. They have people who are smarter than any of us, and it is their job to determine if there are enough residents to sustain a business. Businesses would not go into a community and spend potentially a million plus dollars by rolling the dice on whether they will be successful or not. They will use cold hard facts.

Understandably, some residents voice frustration when they state they want fun things coming to their neighborhoods. Development has a natural process, starting with the addition of roof tops. Then come businesses in the category of what I like to call “errands.” Errands include the dentist, drug stores, veterinary clinics, and yes, tire stores. These are places we don’t necessarily enjoy going to, but we are super happy they are here close by when needed.

After most of the errand type businesses are in place and doing well, you will then see more entertainment/recreational type businesses tip toe in. Examples of an entertainment business are a movie theater or bowling alley. More products come on the scene, like electronics or new cars, plus other non-essential products and services. These are wants, not needs. Families need to have left over income after paying for the needs to not only afford the wants but to be willing to spend on the wants.

“Let’s welcome those who have chosen to put their head on a pillow here and those who take the very brave step in starting a new business.

The one discretionary business that sits on the fence, in-between, are restaurants. Although they technically are a want, we do still need to eat. Residents who might have a little extra spending money, might spend some of it at a restaurant, which is why restaurants typically are in every community from the beginning. No matter when you moved here or what your opinion is as to what businesses need to be here, let’s welcome those who have chosen to put their head on a pillow here and those who take the very brave step in starting a new business. These are our new neighbors, our new businesses that will help contribute to our community through sales tax. Who knows, you might find your next best friend among the new additions to Northern El Paso County. Be patient, lots of fun is here already, with more to come!

By Amy Newland Ward

Adulting is tough and should come with a handbook. Luckily, there are many professionals waiting and ready to assist. Purchasing a place of your own? Call a realtor. Beginning a new career? Call a financial advisor to assist with retirement planning. Starting a family? Reach out to an attorney and set up a will. Starting a business venture? Consult a CPA for tax preparation. If you’re in this phase of life – consider that all the events mentioned have one thing in common: you also need to call your insurance agent.

HOME INSURANCE – Evaluate the coverage on your home insurance. A common misconception is that your home should be insured for the purchase price. What you pay for your home is market value which takes into consideration the house, location, land and market conditions. However, the replacement cost coverage for your home is calculated with information about your home such as square footage, exterior materials, upgrades, and room details, along with the cost of labor and materials to rebuild in the event of a loss. If you haven’t reviewed your home’s coverage with your agent in the last couple of years, you may need to do so. With the rising cost of everything, the coverage you had last year most likely isn’t enough for today.

AUTO INSURANCE – Carrying too little liability coverage can be a recipe for a financial disaster if you’re at fault in an accident. Liability limits only pay up to the limits you purchase. If costs exceed your limits, you could face outof-pocket expenses resulting in bankruptcy or wage garnishment. Before opting for the lowest coverage options, I recommend looking into a higher deductible and available discounts. This is a great way to ensure that you aren’t paying too much, without skimping on coverage.

RECREATIONAL VEHICLE – Work hard, play harder. If you own any toys like ATVs, snowmobiles, boats, RVs, scooters and e-bikes, you should consider insurance to protect your investment from theft and accidental damage. Recreational toys also pose a higher risk of accidents. Lack of liability protection puts you at risk of financial loss whether you’re responsible for, or the victim of, a serious accident.

UMBRELLA INSURANCE – You should carry enough liability insurance to protect all your assets. An umbrella policy will provide liability over your home, vehicles, drivers, and those recreational toys. Coverage from an umbrella picks up if your limits are exceeded on your primary insurance, such as auto liability insurance. You should carry enough liability to protect your assets; it’s likely you will receive additional bundle discounts to do so.

LIFE INSURANCE – Never as cheap as it is today. Securing life insurance while you are young and healthy is both smart and responsible. Life insurance rates are based on your age and your health today; by waiting, you risk higher premiums or not being able to obtain life insurance at all. Adding life insurance to your portfolio at a young age has benefits of locking in the premium, making a cash-building policy more affordable, and potentially paying off the policy before retirement. A term policy is a great way to lock in your insurability while providing you with an option to convert the policy later, without additional health exams. You may not think you need life insurance now; but you will gain peace of mind knowing that when you do need it, you have it.

BUSINESS INSURANCE – Each business is unique, and your coverage should be too. Beyond the basic general liability, you may need customized coverage based on your business and operations. With ever-evolving businesses, the rate of inflation, and changing technology, there are several factors to take into consideration when looking at business insurance. Your insurance agent is there to answer questions and guide you to obtain the coverage you need.

Insurance has one job–to protect your way of life and return you to the same financial state you were in before a loss. It’s tempting to cut corners and reduce coverage to save money, however, a loss will cost you more without the right protection. Reviewing your policies can help you determine if you should discontinue some types of coverage, increase limits on other types, or add coverage to broaden your financial protection. If an insurance conversation isn’t on your todo list, call your agent today. If you don’t have an agent, I’m happy to chat!

real estate NORTH

Do I have a Relevant Housing Market Opinion Based on Facts or Headlines?

By Marquesa Hobbs, Realtor CNE & MRP

Why we’re not heading for a housing bubble.

If you listen to economic news, you’ve heard inferences to a housing bubble. However, key variables in the real estate industry suggest otherwise, even in the face of a struggling economy and rising interest rates. Experts who analyze this space continually have several key indications that our overall housing market is poised to continue gaining value, not crashing. It’s a combination of having learned some painful lessons from the housing crash of 2008, better home equity management, and a broader historical perspective.

Since the start of the modern housing boom of 1945, there’s been one time where homes lost significant value: 2008. This occurred for two reasons:

1. Loose lending standards: No income or job verification required

2. Cash-out refinances: People used their home equity as an ATM

It was a cash-out free-for-all, and it ended poorly.

What about COVID and forbearance - the tool use to weather the pandemic for housing payments? The forbearance numbers continue to edge downward as of April. There are 690,000 loans in forbearance-well below where we started out of May 2020 (4.76B). What’s happening to those coming out of forbearance?

-92% of the people that entered forbearance have come out – Source: Black Knight

Those that have come out as of March 31st: 37% are paid in full. Another 44.6% worked with their bank either a modification, rate and term refinance, or a deferral. Four out of five people either went through a modification or paid it off in in full. Noted: 18% have no loss mitigation plan or they’re already into a loss mitigation plan.

Still, this is not going to factor into a crash because people have options today. For many affected by the pandemic, they can sell their home with appreciation, pay fees and still have money to put away.

Daniel Hale, Chief Economist, Realtor.com: “We’ve learned from history the prices can fall. The important question now if that’s going to happen right now and it’s hard to say.”

Lending standards not like the early 2000s

Product risk and Borrower risk:

• Red are types of loans available to peoplevirtually eliminated. From 1999 to 2021 you see that red portion it’s gone. The loans available back then are not available today.

• The orange is borrower risk. Asset profile, credit score all the things it takes to qualify for a loan of those have been severely curtailed. It’s harder to qualify for a loan since the crisis. Lessons learned!

Proof: The foreclosure market is at an all-time low. Tighter lending standards led to fewer foreclosures, even with the pandemic moratorium factored in. Pretty simple: If you have a highly qualified/better

qualified borrower = less defaults; hence, that will not play into a crash.

Next, mortgage debt is not the challenge. This is the total mortgage payments divided by the total disposable personal income. We are lower today than during the financial crisis. That’s a component of rising wages, of interest rates, etc. People holding mortgages today are much better position than during the housing crisis of ’08.

Homeowners are behaving differently toward their home loans too:

• Paying down mortgage

• More money down

• Not cashing out equity

It’s in the numbers – 2006 vs. 2021:

• 2006-08 refi: The difference between the old versus new payment after the cash out refinance on an annualized basis between ’06 and ‘08 it was $3K to $4K difference in payment.

• In 2020 and 2021 refi: $66 and $34. That speaks to low interest rates we’ve seen, and to people not refinancing and harvesting the equity from their home.

“Are our homes going to lose value later in the year? Experts say “No” for 2022.

Recently updated home price forecast from seven forecasters shows about 9% appreciation. (slide). 2022 started around 5% appreciation and have risen slowly. Beyond 2022, expect a “normal rate” of appreciation – on par with pre-pandemic averages, which were about 3.8%. Forecasters suggest we’ll be back to those norms for the next four years.

A cumulative price appreciation by 2026 shows an average of 26.8% factoring in both the perspectives of optimists and pessimists who are 46.5% and 10.3% respectively. Even if you’re skeptical about the forthcoming market, we’re still on the plus side by 10%.

If you’re of the “I’m going sit on the sidelines and wait for prices to drop” mindset, these forecasts don’t suggest that is going to happen in the next four years.

• Rates: We started the year about 3.1% right now we’re just over 5.25% on the average 30 year fixed.

“Based on the current estimate for the peak Fed funds rate somewhere between 3.25% and 4%, a 30-year fixed mortgage will likely peak between 5% and 5.7%. There’s some variability in relationships, so rates may creep into the low 6s depending on inflation and the Fed funds rate.” -- Bill McBride

• Inflation is the enemy of long-term interest rates. The fed’s action is to tame inflation so we’re going to watch that, but you know Bill McBride suggests: the high side of this is in the 6s.

Where affordability is right now and what it means for the housing market going forward.

84% of Americans plan to cut back spending because of price spikes. 70% of respondents said they’re feeling the effects of inflation, re: gas prices, groceries. – Harris Poll

For prospective home buyers (especially first-time home buyers), inflation brings affordability into the equation.

• January 2021: Loan amount of $300K principal and interest had a typical payment around $1,200

• Today: Same loan amount at 5.25% is a payment of $1,700

That $500 could be the difference with this uncertainty for when inflation costs and rates will level out.

At the same time, affordability is approaching more historical levels. In summary, the higher the bar the more affordable homes are. Today, we’re at 135.4 (NAR’s Index). Clearly, not as affordable as they were over the past 10 or 12 years, and certainly not like 2008-16 – the orange bars, during the housing crisis. That’s period is when distressed properties dominated the market, and homes sold at massive discounts. As prices and mortgage rates rise, homes are not as affordable as they were. Affordability is a measure of three key things:

1. Prices 2. Mortgage rates 3. Wages

All three of these variables are ticking up. Until this year, mortgage rates offset rising prices. Today, inflation has nearly eliminated that offset, hence affordability strain. Still, going back to 1990, we can see is that homes are more affordable than anytime leading up to the housing crisis. (slide)

The average consumer spends +$429/month for items other than shelter. The average weekly wages only rose $212/mon., leaving consumers short $217/mon. This is a direct result of inflation and other influencers. Hence, the average consumer is looking at homes priced $41,793 less. They must reduce their price point to maintain the same financial balance from a year ago.

We know rising mortgage rates will have some impact behavior. Folks are either going to jump in “to get ahead rising rates and prices”, or they’re going to say, “This isn’t for me”.

Demand: Buyer demand is still strong and will not impact the overall demand seen today. There are still more buyers in the market than homes for sale. The needs-buyer demand is very real. Yes, it will put pressure on that lower price point buyer, but demand is still strong.

What to do? Getting ahead of rising rates rising prices and thinking about long term net worth development and growth future of buying a home now. This is a market that requires skill and thoughtful consideration. Do we have a relevant market opinion based upon facts, or just speculation?

There are so many media headlines, concerns, and fears out there. Learn to navigate this with a realtor who can decipher the data that incites the facts that backup your relevant market opinion.

About Marquesa Hobbs

• Top producing agent at ERA Shields for 2021

• MRP, CNE, Peak Producers, ERA

Leader's Circle

Please reach out with questions about the market, your home value, or for a tour of the new communities.

for a “Discovery Tour” of the exciting new communities in the growing northern corridor of Colorado Springs and El Paso County…communities offering many different living environments and lifestyle options. We’ll include a tour of the exceptional Club at Flying Horse…and an orientation to the new Club at Flying Horse North.

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Where’s The “Beef?”

Our national building supply issue isn’t just with lumber, it’s also impacting roofing materials, windows, garage doors, appliances, and gypsum (used in drywall). (Keeping Current Matters)

• No Big Bubble In Sight:

The housing market today is not driven by loose lending standards, sub-prime mortgages, or by homeowners who are highly leveraged…it’s a shortage of supply relative to demand. (FOX Business)

Which Way Did They Go?

With 5.8 million new homes missing from the market, and millions of millennials at first-time buying ages, housing supply faces a long road toward catching up with demand. (Realtor.com)

• A Little Mortgage History: Mortgage rates experienced quick increases by at least 1% or more six times in the past thirty years. In each case, home values still increased. (Fannie Mae)

Sorry, We’re Not Moving!

With higher interest rates, existing homeowners have a greater disincentive to move and replace their current mortgages (that likely have a lower interest rate). (BofA Global Research)

• A Warm Forecast:

Given extraordinary supply and demand challenges, home prices are expected to stay “hot” at around a 10% (yearover-year) clip in 2022. (Bankrate)

• Statewide Real Estate Snapshot: March, 2022 compared to March, 2021: Median Price up 18.6%, Average Days On Market down 25%, Months Supply down 12.5%, Percent of List Price Received up 1.8%. (Co. Assn of Realtors)

• Gone With The Wind:

In records going back to 1985 for the Denver market (including Boulder), the average number of available homes on the market in March was usually around 14,000. This past March there were only 2,221 homes available. (DMAR)

• No Bubble Talk Here:

A $75,000 annual equity gain for the average Coloradoan and a .01% foreclosure rate shows that struggling homeowners don’t have to sell at a discount, just at market. (Fairway Mortgage)

• We’re Number 2: Colorado’s decadelong rocket to the top of U.S. housing prices has landed it second only to the Golden State in unaffordability. Half of Colorado’s 64 counties have median home prices above the national average. (KDVR. com)

• Welcome To The “Lonely Onlys:” Only three states are home to half of the nation’s 100 most expensive counties: California, Colorado and New York. California has 26, Colorado 15 and New York nine. (KDVR.com)

• More On Mortgages:

In January, interest rates started in the high threes and low fours - and we are now in the fives. Housing demand is still high, the problem is that purchasing power is not as high. (Compass R.E.)

• Local Real Estate Snapshot: March, 2022 Compared to March, 2021: Median Price up 16.8 % (to $480,000), Average Days On Market down 7.7% (12 days), Months Supply same at around two weeks, Percent of List Price Received up 0.8% at 104.1%. (Co. Assn of Realtors)

• Think Long Term: Colorado Springs has a track record of being one of the best long-term real estate investments in the U.S. Since the last decade (April, 2012), the typical home values in Colorado Springs have appreciated by around 141%. (Zillow)

• Rent or Buy?

36% of the households in Colorado Springs are renter-occupied. The average size for a Colorado Springs apartment is 837 square feet with studio apartments being the smallest and most affordable. (RENTCafé)

• Come West to Rest:

Our area’s abundant recreational opportunities and military services help explain why more than 10% of El Paso County’s population is retired – many of them veterans and their families. (U.S. News and World Report)

• Build It And…:

El Paso County is facing a record low inventory of properties to sell, while still experiencing record-high demand. Market experts predict the area’s population will exceed that of Denver over the next decade. (KRDO)

• Also In Our Local Market:

The Broadmoor area recently had a median listing price of $822,500, making it our most expensive neighborhood (on average). Park Hill was the most affordable neighborhood, with a median listing price of $325K. (Realtor.com)

Northern Communities Lifestyles

Walden Preserve

The Preserve at Walden is launching a new release of one acre lots within the next 30-60 days. The lots consist of gently rolling terrain containing native prairie grass mixed with light ponderosa pine forest…with many backing to incredible, open space common areas. You won’t have to drill a well or worry about installing a septic system in Walden, as the community is equipped with water and sewer tap services.

As a homeowner in The Preserve at Walden, you can enjoy a unique trail system that weaves its way throughout the community allowing access to native forest land and fishing lakes. In addition, these new lots are just minutes from schools, shopping, and services…and are located within the rapidly growing northern corridor of El Paso County. Don’t miss out! Contact Flying Horse Realty today at 719-886-4800 to learn more about this wonderful community.

Sanctuary Pointe

Located in a beautiful Ponderosa Pines forest near a regional trail system, homeowners in Sanctuary Point can experience mountain living at its best. While having a feel of remote living, residents still have quick access to many shopping, grocery, retail, and service outlets that are just a few minutes away.

Community parks and trail systems are a staple of the community. Sanctuary Point is just that, a place of solitude and relaxation within in a wonderful forest setting, where the soothing smell of the Ponderosa Pines is unmistakable.

Forest Lakes

This new community features two beautiful lakes and expansive views of Colorado Springs and the Front Range. In addition to a wonderful park and public and private trails, the Forest Lakes Community offers 450 acres of open space for outdoor recreation.

As part of the community offerings which are reserved for residents of the neighborhood, you can enjoy the water recreation elements of the Forest Lakes community which include fishing, kayaking and canoeing at Bristlecone Lake.

NORTH people

PROFILES

COLORADO SPRINGS HISPANIC CHAMBER

by Joe Aldaz, president and CEO, Colorado Springs Hispanic Chamber

The growing Latino population has dramatically changed the complexion of the United States and the State of Colorado. By 2050, population estimates predict that one in three Americans will be Latino. El Paso county is one of the five counties in Colorado with the highest Latino population growth from 2010-2014.  In Colorado, more than 21% of the population is Latino, with an average age of 26, compared to 42 for non-Hispanic whites. The percentage of Latinos is going to continue to grow significantly over the next several decades. In fact, one in four Coloradans will be Latino by the end of this decade.

The need to support the work of the Colorado Springs Hispanic Chamber (CSHC) and to commit to diversity and inclusion is ever more apparent, given that the Latino demographic represents the eighth largest economy in the world ($2.7 Trillion GDP), eclipsing the combined GDP of the European Union. Supporting the CSHC enables businesses and individuals to engage a constituency with purchasing power of $1.5 trillion dollars, comprising 17% of the American workforce.

Over the next 20 years, Colorado’s Latino population will increase from its current share of 21% to 33%. The growing segment will characterize the demographic destiny of Colorado and the United States. In fact, Latinos will have an impact on all aspects of life, specifically in small business enterprises. As of 2017, there are more than 6,000 Hispanic-owned businesses in the Pikes Peak region; that number is projected to reach 9,000 by the end of this year.

As the fastest-growing segment of our population, the Latino community in the Pikes Peak region will bring more Hispanic-owned small business enterprises. By 2050, it is projected that the Latino population will reach 40% in El Paso County. With rapid growth comes great opportunity and potential challenges. It is incumbent upon our community to take the necessary steps now to assist small business enterprises with the necessary resources to succeed in the private sector through the work of the CSHC.

The Hispanic Chamber continues to gain relevance in El Paso County as Hispanic start-ups and entrepreneurs emerge. In order to support this growth, the CSHC has put in place seasoned executive leadership to advocate for Hispanic-owned small business enterprises in El Paso County. The credibility and influence of the CSHC’s leadership has enabled direct access to City of Colorado Springs leadership, as well as representation on the Colorado Springs Chamber Board of Directors since 2020.

As I work with our Board of Directors to lead the Hispanic community, we are committed without reservation to work tirelessly to champion the cause of the Hispanic Chamber, to steward its mission, and to strengthen and secure its future.

COS POSITIONED TO MEET NEW DEMAND

GREG PHILLIPS BALANCING OPPORTUNITIES AND CHALLENGES ASSOCIATED WITH GROWTH

BY PAM BALES

Greg Phillips really was born to fly. “My father was an Army aviator with two tours of Vietnam, a silver star and is recognized as a member of the Arkansas Military Hall of Fame,” says Phillips proudly. “I always knew I wanted to be in the military, and it just seemed natural I would fly.”

After graduating from West Point, Phillips chose his first assignment in the Army at Fort Carson in the 122nd Infantry. “After a couple of years, I was chosen for flight school at Fort Rucker in Alabama. The military was an amazing adventure, and it was incredibly good to me,” he comments. Phillips is an instrument-rated commercial pilot and recently completed his MBA from the University of Denver.

“I’d been in the military for quite a while and decided it was time to do something different,” explains Phillips. He was living in Seattle and went to work for Boeing, putting his West Point engineering degree to effective use. He eventually moved into the airport division of the Federal Aviation Administration (FAA) and began overseeing construction projects, starting in Oregon.

“After my move into the civilian realm, the opportunity to work on Denver International Airport (DIA) popped up,” says Phillips. He served as deputy program manager during the construction of DIA. “People don’t know that the runways, the taxiways, and the control tower were all funded

by the FAA. It was fascinating to watch DIA rise from the dirt on 53 miles of land. And I can honestly say there are no aliens underneath the airport!”

Phillips served in executive positions for four more airports before landing at the Colorado Springs Airport (COS) in January 2017, as director of aviation.

“I didn’t go to school thinking I would be an airport manager someday,” says Phillips, “but, it seems like, when you get to where you’re going, every step you took contributes to where you end up.”

Phillips acknowledges the challenges he’s encountered in only five years. “I immediately inherited the 2016 hail damage and then we had a damaging fire in 2018,” he notes. “We were planning a remodel anyway, so we moved ahead and stayed on budget. And then, of course, there was COVID.”

The opportunities far outweigh the challenges, according to Phillips. “Our biggest opportunity right now is growth. Growth is a double-edged sword but we’re excited about our growth, on the commercial side and in our business park.”

“Finally landing Southwest Airlines has probably been the highlight of my tenure here so far,” comments Phillips. “This was a 20-year effort that highlighted the true collaborative nature of this community, businesses and the

YOU FLY OUT OF COS, WHEN YOU ARE HOME–YOU ARE HOME!”

city. The Southwest folks were so impressed with how all the different entities could come together that they started right out of the gate with 13 daily flights to five different destinations.” Southwest Airlines added 18 new cities during the pandemic and only three of those started with more traffic than COS, he adds.

The future of COS is bright, says Phillips, but consumers need to contribute to its growth. “You may have seen our ads touting the ease of our airport–easy check-in, less-expensive parking, local food and beverage options in our terminals and no Denver traffic. We have a brand new Marriott hotel in the works on property as well.” The average difference in airfares for COS compared to DIA are only about $40 to $50, Phillips notes. Other airlines at the airport include American, United, Delta and Frontier.

Supporting that bright future, he explains, are the COS statistics from March 2021 to 2022, recording an increase in airplane seat capacity of 21.5%. There’s also been a 225% increase in total enplanements— meaning traffic has more than doubled over the 12-month period.

Running this growing airport takes 117 full-time employees. As the team leader, Phillips explains his leadership philosophy: “I get out of the way!” he laughs. “I do try and share my

enthusiasm for what we do with all our employees. It’s easy to get focused on the day-to-day details of what they are doing. It is part of my job to remind team members about the big picture–what we do matters. We reunite families, help businesses grow, assist in tourism, and embrace our support of our military.”

Phillips attributes his leadership style and team mentality to the experience he gained while managing his own leadership training business. “Running my own business for a number of years gave me invaluable insight into teams, customer service, and running successful businesses.”

In addition to flying the public, COS is also growing in three other business lines, explains Phillips. “Other areas that people may not know about include: general and corporate aviation; support for Peterson Space Force Base, Fort Carson, the US Forest Service; and our 900-acre business park–Peak Innovation Park.” Among other current and new businesses, Amazon has three facilities within the business park–including their biggest building in the state, with 3.7 million square feet.

“At the end of the day, my goal is to run an efficient airfield every single day, keep it healthy for our customers and employees, and grow our destinations. If you haven’t flown out of COS in a while, check us out,” ends Phillips. “Remember, if you fly out of COS, when you are home–you are home!”

Greg Phillips is the past president of the Board of Directors of the Northwest Chapter for the American Association of Airport Executives and currently serves on several national aviation committees. He serves the community as a member of the VisitCOS Board of Directors, the Colorado Springs Chamber of Commerce Board of Governors, the city’s Economic Development Advisory Council, the Colorado Springs Police Foundation Board and is an honorary commander at the United States Air Force Academy. Greg is an Accredited Airport Executive, a member of the Order of Daedalians, a senior fellow in the Council for Excellence in Government, and an active member of the Colorado Airport Operators’ Association. In 2020, Phillips was recognized as the Airport Executive of the Year by the Northwest Chapter of the American Association of Airport Executives.

“IF

Photo by Gary Caskey

COS AWARDS

• 2021 The Gazette’s Best Workplaces

• 2021 Best in Colorado Asphalt Pavement Award from Colorado Asphalt Pavement Association (CAPA) for COS runway rehabilitation

• 2021 and 2019 Projects of the Year by Colorado/Wyoming Chapter, American Concrete Paving Association

• Accredited as a Global Biorisk Advisory Council (GBAC) STAR Facility; GBAC STAR is a performance-based accreditation program that demonstrates airport facilities have put in place the work practices, procedures and protocols to prepare, respond, and recover from outbreaks and pandemics.

• 2021 Balchen/Post Award for Excellence in Airport Snow Removal from the Northeast Chapter of the American Association of Airport Executives

• 2020 Airport Council International–North America (ACI-NA) national Brand Identity Marketing & Communications Award

• 2021 ACI-NA national finalist in two categories

• 2020 Economic Partnerships Award by the Economic Development Council of Colorado

• 2019 Airport of the Year by Colorado Department of Transportation

• Troy Stover, assistant director for business and administration for COS, was selected as the recipient of the 2021 Aviation Excellence Award, presented by the Northwest Chapter of the American Association of Airport Executives.

A refreshing new take on wine and charcuterie in Downtown Colorado Springs.

Hours

Wednesday & Thursday 3pm to 10pm Friday & Saturday 3pm to 11pm Sunday 3pm to 10pm

Happy Hour

3pm to 6pm

Wednesdays, Thursdays, Sundays

THAN JUST A WIN

Veteran Driver George Hess, III Blends Three Passions: Racing, Support for the Next Generation of Builders and His Community

interview with George Hess, III – Driver, HBA Cares Porsche GT4, #744

“

HESS OPENS.

George Hess, III’s or “G3” as his close friends and family call him, is well-known in the community as the founder of Vantage Homes, a widely known, move-up home builder launched in 1983. Now retired and no longer active in dayto-day operations for Vantage, George has now aimed his attention to what has been a life-long passions of his: motorsports and giving back to a community that has given him much. But it’s not just for the rush of racing; although when in the driver’s seat – make no mistake - he’s in it to win it!

Reminiscent of a kid caught with his hand in the cookie jar, George recalls with a grin, “I had a paper route when I was a kid and one day I happened by this guy’s house. He had placed a minibike out on the curb with a sign that read ‘for sale’. Now, it was just a frame and some parts and pieces laying on the ground. So, I brought that home. My dad had a spare Briggs and Stratton motor from a lawn mower laying around, and I was able to put it together and make it go. I have always loved building things – figuring out how things work and putting them together. That was the beginning – a mini-bike and of course, that led to something bigger [motorcycles]. That turned into racing motocross and, eventually I got into cars.

And now I’m headed up to the summit of Pikes Peak for this year’s Hill Climb,” George continues. We had an accident during practice on Pikes Peak last year and it wasn’t a good race for us. We had technical issues and I ended up flipping the car. We couldn’t end on that note, so we’ve come back to win our class in the 100th,” he says with a with the humble optimism of an experienced driver who knows the gravitas of this race.

Hess will be 67-years old when the green flag drops for this year’s Hill Climb. This will be the 100th running of The Broadmoor Pikes Peak International Hill Climb (PPIHC) - a

multi-divisional, invitational automobile hill climb to the summit of Pikes Peak. This legendary race has been run by some of racing’s greatest names, including Unser, Millen, Zwart, Vahsholtz, Tajima, Rohrl, Mouton and the course record holder, Romain Dumas who ran a 7-minutes 57.148-second race in 2018 in an electric VW. This as compared to the Race’s inaugural run winner, Rea Lentz who won with a time of 20m 55.600s, in 1916.

Founded by philanthropist and entrepreneur Spencer Penrose in 1916, the PPIHC is the second oldest motorsports race in America, behind Daytona – with interruptions occurring during World Wars I & II. It is a 12.42 mile, fully paved course with 156 turns and a start to finish elevation gain of 9,390 feet. It is nothing short of spectacular for drivers and fans alike.

This race is challenging enough on a good day, but often racers will travel through a myriad of weather conditions including, thunderstorms, hail, wind, fog, and even blinding snow on their way to the top, hence it’s nickname: The Race to the Clouds.

“I’m not sure if I’ll be oldest driver to run this year, but probably one of the older guys on the mountain that day for sure. It’s just incredible to be a part of this race’s history and I believe we’ll be very competitive.” he said.

A philanthropist himself, Hess is also driving for causes near and dear to his heart and for the support of young men and women who choose construction as a career. “I remember the first time I picked up a hammer,” Hess reflects, “I knew almost immediately this is what I wanted to do, and it’s been a wonderful career for me.”

HBA Cares, the philanthropic arm of the Colorado Springs Housing & Building Association (CSHBA), has several impres-

IF I DO ANYTHING, I DO IT ALL THE WAY, OR NOT AT ALL,”

An

sive contributions and projects in the community, many of which one might not otherwise know about.

“I was fortunate to be named as Builder Captain on the John Zay Guest House, located adjacent to Penrose Hospital near downtown Colorado Springs,” Hess shares. “Built in partnership with Penrose-St. Francis Health Foundation by members of HBA Cares, this extended-stay facility was built specifically for those who are undergoing cancer treatment or perhaps some other lengthy treatment program. Here, patients can get across the street to receive their treatment, then come back to a very nice place to come back to stay and recover, versus a local hotel that is not in proximity to the hospital.”

Currently, Hess is assisting Josh Peterson and constructing the new Woody and Millie Ingram Guest House at the Saint Francis Medical Center campus located on the southeast corner of Woodman Road and Powers Boulevard. This is the same type of facility as the Zay Guest House, with 28 suites, nice dining facilities, and places to gather with family and friends – in immediate proximity to that hospital.

“At both houses, there’s no cost to the patient to stay there. Of course, contributions can be made by the family, but if they simply cannot afford it, their stay is free. This is one of many projects that fit within the HBA Cares mission,” Hess points out.

And yet another passion for Hess is a program also stemming from the CSHBA called, Careers in Construction.

Hess continues, “Like a lot of things, it started with a bunch of us builders, developers and subcontractor-types sitting down one day and asking the question: “How do we put construction-based vocational education in high schools?

We started that program with one school seven years ago in Harrison School District 2 in southern Colorado Springs, and that program has grown and is now available in 29 schools throughout the state of Colorado. We have 1,600

kids attending classes today learning about different aspects of construction. It’s a full package program that we’ve been allowed to work on – technical building skills; plumbing, carpentry, electrical HVAC, employment skills , estimating, etc., in partnership with the educational system. We’re there to facilitate - we’re there to help kids along the way,” Hess concludes.

Watch this year’s 100th running of the Pikes Peak International Hill Climb on June 26! And remember the #744 Porsche GT4, Driver: George C. Hess, III.

FAN FEST 2022

TAKE PART IN ALL THE ACTION!

Fan Fest, presented by Michelob Ultra and Toyo Tires, is one of Colorado Springs’ largest and most popular street festivals. Fan Fest is action packed with stunts performed by the FMX Motocross Team, courtesy of Sam and Kathy Guadagnoli. Held on the Friday before Race Day, more than 30,000 people gather in the heart of Downtown Colorado Springs to experience this 10-block street party. Fan Fest will take place rain or shine, there are no alternate event dates due to inclement weather.

DATE: FRIDAY, JUNE 24, 2022 | TIME: 5-9 PM | DOWNTOWN COLORADO SPRINGS

A Restored Relationship & a Place to Call Home

KEN & TERESA’S STORY

Nearly a year after Ken and Teresa first arrived at the gates of Springs Rescue Mission, they’re finally home. On February 17th, the couple signed the lease on a new apartment—a place to call their own, in which to live the prayerful lives they’ve had their hearts set on for the past year. “If it wasn’t for the Mission and what we went through, we wouldn’t have what we have today,” Ken says. “It has made us closer to God and it has made us more grateful than ever.”

By the time Ken and Teresa met in 2011, each had experienced stints of homelessness. For Teresa, it began when she fled domestic violence. For Ken, addiction and divorce led to a downward spiral. But they supported each other through the hard times. “I looked at Teresa and said to myself, ‘I’d like to talk to her,’” Ken says. “That’s the best decision I ever made.” They gradually made their way out of homelessness and were married in 2014. Their lives felt stable once again. But then Ken began to struggle.

After 11 years in the military, Ken was left with invisible scars. He struggled with PTSD from combat in places like Bosnia, Somalia and Iraq. When his drinking spiraled out of control, the two fell back into homelessness. “We had to sell the car to buy food and things,” he explains. “I didn’t have transportation to work, so I lost my job that I’d been working at eight years.”

The couple came to the Mission for help and immediately got involved in work engagement (tasks within the Mission) and both graduated from the Intensive Outpatient Program for addiction recovery. They worked on their relationship, which had been strained by the difficulties of their life together. “We were in a hole at that time, and we were trying to dig ourselves out,” Ken says. “And the Mission was there.”

On February 17th—the couple’s eighth wedding anniversary—Ken and Teresa signed the lease on their new apartment, after being on the waitlist since the beginning of the year. “I love this apartment,” Teresa says. “I’m so grateful.” As suddenly as they came to the Mission for help, they left with the dream of making their new house a home. Together, they’re rebuilding the life they lost. “It feels good to come home from work, take a shower, eat something and go to bed,” Ken says. “I’m thankful and I’m blessed.”

“

As suddenly as they came to the Mission for help, they left with the dream of making their new house a home.”

NORTH PROFILES IN EXCELLENCE

CHARMAS LEE: TRAINER OF CHAMPIONS

Charmas Lee is the co-owner of Believe and Perform like Champions, a coaching organization that focuses on creating winning individuals, organizations, and cultures. Over the past three decades, Lee has challenged individuals to transform their lives through inspiration, introspection and personal growth.

He believes that the obstacles faced by our youth today are overwhelming; compelling him to bring his brand of dynamic transformation to the academic arena. Lee sees education as a gateway for upward mobility which will effect the change desired in our country. He feels that an equitable educational experience will develop a new generation of student champions.

“I’m a parent of six children,” Lee says, “and a coach, for more than 33 years. I’ve coached thousands of students and student-athletes, developing a keen insight into what it takes to become a champion, on and off the field. I’ve learned that a student’s ability is based on his/her availability.”

Lee feels that many students today struggle to find their sense of self, a debilitating condition that can hamper one’s control of thoughts and feelings. “One of the tragedies of this weakened identity is how it affects their approach to everyday life,” he says. “Many times, students show up to classrooms disengaged and distracted, which increases the potential for crisis and greatly diminishes the chance for academic success.” Lee goes on to describe other catastrophic results, such as low self-esteem, insecurity, self-doubt, fear, and condemnation. That negativity can lead to behavior challenges, lower academic achievement, and an emotional pendulum that swings from an inflated sense of entitlement to a defeatist attitude.

Lee cites the findings of Dr. Caroline Leaf, neuroscientist and author of “Switch on Your Brain,” who states:

• We can learn to use our minds correctly; it is often the hardest step but it is the first and most powerful step.

• We can learn to gain control of thoughts and feelings and, in doing so, change the programming and chemistry in our brains.

• What we are thinking every moment of the day becomes a physical reality in the brain and body, affecting our physical and mental health.

• These thoughts collectively form our attitudes (our state of mind) and it’s our attitude, not our DNA, that determines much of our quality of life.

Armed with the latest neuroscience findings and the skills and abilities of his human performance specialties, Lee created Achieving Competitive Excellence (ACE). ACE is based on a social-emotional model that improves emotional intelligence and the skills of self-efficacy, mental focus, and concentration. “Using our proven coaching models,” Lee explains, “we guide students through novel decision-making approaches to analyze situations in real-time and make the best decision in the moment.”

Lee offers research to show that driving a student’s attention forward through repetition is critical to establishing new neural pathways and connections, which spurs new learning, growth and insights. In more scientific terminology, executive functions are required to achieve any kind of purposeful activity, such as achieving a goal or objective. Brain research shows that attention is a magic key to unlock high brain activity. When we pay attention to something repeatedly, the necessary wiring is formed to make it possible to learn new things, take appropriate actions, and achieve goals.

ACE equips students with adaptive skills essential to social and academic success. Training prioritizes three essential processes of the brain’s executive functions: the ability to focus on relevant stimuli; the ability to not take certain actions; and the ability to retain information for reasoning and decision-making. Lee has recorded data that shows, upon completion of the ACE training, students could better regulate their emotions, were less disruptive, and were more motivated to learn. “I believe we can build a better student experience to help children achieve success in the academic arena,” Lee states.

PLAY STREET MUSEUM

By Pam Bales

It is a hard subject. It is a huge issue in our world. It victimizes innocent girls, boys, and adults. But the real facts are surprising, devastating, and gut-wrenching. Hollywood’s portrayal of sex trafficking offers misconceptions that contribute to an unrealistic view of what and how this is really happening.

That’s why, if you read one article today, read this one. Take a moment to hear Jennisue N. Jessen, Ph.D.–a strong, compassionate, passionate survivor and learn how we, as individuals, can really make a difference in countering human sex trafficking.

Jessen was trafficked by her step-grandfather from 4 to 17 years–in plain sight. She is not from a poor family, but one considered affluent in her town. She was raised in a traditional two-parent family, straight-A student, cheerleader, yearbook editor, but also the child of an alcoholic and a victim of sex trafficking by a family member.

Jessen states the startling statistic about sex trafficking right off the bat. “A family member or intimate partner does the vast majority of sex trafficking, across the world and in the U.S. (In 2020 in the U.S., that statistic was 31%, as reported by Polaris Project in an analysis of data from the U.S. National Human Trafficking Hotline.)

“I grew up in the era of ‘stranger danger,’” she explains. “We still tell our children not to talk to strangers, but here is the problem–we don’t talk to them about ‘tricky’ people.” Jessen explains that traffickers are rarely the scary-looking man on the street–they are your next door neighbor, your aunt, an older classmate. “Tricky” people are in every industry and across all socio-economic levels, she says.

Many trafficked children live at home or in foster care, says Jessen. “Another type of person to beware of is the ‘secret keeper.’ Children do not have a framework of awareness to understand what is happening to them and when they are told to keep the secret–they do. They think what is happening is their fault,” explains Jessen.

Exploitation does not happen in a vacuum, she says.“Traffickers come in all shapes, sizes, and professions.” Sometimes traffickers are women–and women can be complicit and complacent in the exploitation of another–sometimes due to their own trauma or experience, notes Jessen.

“My husband and I were working in counter-trafficking and spent eight years in Asia fostering momma-baby sets of exploited young women. Many traffickers in Asia were women in the red-light districts,” explains Jessen. “These beautiful, dressed-up young women would drive in expensive cars to the small villages and recruit 11- to 13-year-old girls. The girls wanted to go to the city to be like these women.”

During her time in Asia, as Jessen helped these girls heal, she realized how powerful it was to share her own experience and to let others know that the trauma they endured is not the end of their story. “It’s a hard story to tell and to write. It’s one thing to share my trauma with a person who has been victimized and see them heal, survive, become strong. That was wonderful,” Jessen admits. “But sharing all of my story–out there in the world–was extremely vulnerable. Even my husband didn’t know all the details.”

Jessen realized that keeping her story locked away and

not sharing it would be a waste of hope and possibility. So, on Jessen’s birthday in 2016, her story was published. “The Lucky One” is a chilling account of her story of being trafficked as a child, and her journey to a life of freedom and then a crusader in counter-trafficking. (All proceeds from the sale of her book go to fight human trafficking through her NGO (non-governmental organization), Compass 31.

WHAT CAN WE DO AS INDIVIDUALS TO HELP STOP HUMAN TRAFFICKING?

“Be aware,” emphasizes Jessen. “When you are aware, you see things. When you see something that doesn’t feel right–don’t intervene personally. Just call toll-free number, National Human Trafficking Crisis Hotline Number: 1-888373-7888. It’s anonymous and it is their job to follow-up,” she emphasizes.

But also, be aware of your children and their friends–one in five children have been or will be sexually assaulted, cites Jessen. “Odds are that one of your child’s friends is looking for someone to see them,” she says. “ See them. Ask better questions like, ‘What made you feel powerful, unsafe, or loved today?’”

“If a child ever expresses resistance about a person, listen to them. If he or she shies away, take the opportunity to teach physical autotomy,” explains Jessen. “Teaching children respect for their body from an early age gives them a better understanding and more power to speak up.”

Jennisue N. Jessen, Ph.D., is a member of the U.S. Advisory Council on Human Trafficking and a professional speaker. She founded Compass 31 as well as a skincare line, Echoes of Eden (www.echoesofeden.life), which also sends all profits to counter-trafficking programs. To learn more about Jessen’s story and how you can help combat sex trafficking, please go to www.compass31.com.

SOCIAL MEDIA RECRUITMENT

The Polaris Project found a significant increase in the proportion of potential victims in 2020 through social media recruitment (120%). There was a 125% increase in reports of recruitment on Facebook over the previous year and a 95% increase on Instagram.

PROTECT YOUR CHILDREN BY TALKING TO THEM

Child sex trafficking is a lucrative crime. Traffickers seek young victims both to service the demand for sex with those who look young, and because these victims are easier to manipulate and control.

Five things that parents can do to help prevent their children from being lured into sex trafficking:

1. SET A HIGH STANDARD OF LOVE WITHIN YOUR HOME

The way you define and express love shapes your children’s self-image, confidence and opinions of future relationships. Help them distinguish between real love and empty promises or cheap gifts.

2. TALK TO YOUR CHILDREN ABOUT SEXUAL ABUSE

According to the U.S. Department of Justice, someone in the U.S. is sexually assaulted every two minutes, of which 29% are between the ages of 12 and 17. Let your children know that they can talk to you if anyone has or ever does hurt them. Don’t assume they have not been hurt by sexual violence before.

3. TALK TO YOUR CHILDREN ABOUT SEX TRAFFICKING

Discuss ways children and teens are targeted for sex trafficking. Let them know that traffickers specifically try to woo young girls and boys with promises of a better life–whether it’s promises of love and attention or promises of

• National Human Trafficking Crisis Hotline Number: 888-373-7888

• The Blue Campaign: www.dhs.gov/ blue-campaign/community-leaders

• Keeping Kids Safe Online: https:// www.wiredhuman.org/

• Colorado Report Card on Child and Youth Sex Trafficking

• Compass 31: www.compass31.com

nice things and trips. Traffickers can be male or female, even classmates because traffickers may use kids to recruit other kids.

4. TALK TO YOUR CHILDREN ABOUT THE DANGERS OF SOCIAL MEDIA

It is important to provide practical safety tips: don’t share personal information on the internet; don’t accept Facebook requests from unknown people; NEVER share naked photos of yourself with anyone; and tell a parent or a trusted adult if you feel threatened or uncomfortable online.

5. PAY ATTENTION TO YOUR CHILDREN

Monitor your children’s social media accounts. Be alert to relationships with much older people, or friendships that tend to isolate your child from other friends or family. Notice if your child has new clothing, makeup products, cell phones, or other items, and ask how they acquired them

Local Entrepreneur Continues to Bring New Flavors & Big Ideas to the Springs

For many individuals, having multiple projects going on simultaneously on all four burners is the norm. In fact, “Busy!” is our standard American response when someone ask, “So, how are things going?”. Some might argue we need to come to our senses about this always being busy thing.

But don’t tell that to Mitchell Yellen, a Colorado Springs entrepreneur who would need a 15-burner stove to keep his projects lit. The most recent count is eight local concept eateries, three feature film projects, three record labels, and the state’s largest commercial fence company.

Originally from the “city that never sleeps”, Yellen, who also doesn’t need sleep apparently, met his wife, Windsor in 1984 in California while working in the film industry. The couple moved from Hollywood to Colorado Springs in 2000, where they could raise their five children. With him came an energy that can only be described as tireless.”

Yellen’s goal is to bring unique tastes and experiences from his travels both from around the U.S. and the world to the local food scene. Tastes and experiences that made an impression on him as one who takes quality food and service very seriously. “There are countless flavors and combinations in the world many might not otherwise experience unless they go to those places. Fortunately, I’ve had the opportunity to travel a lot in my professional life, and when I experience and taste something outstanding, I bring it back with me and implement them onto our menus,” Yellen opines.

Mitchell is the founder and CEO of Altitude Hospitality Group (AHG) – a local investment group, presently engaged

with eight concept restaurants that are either operating or coming online before the end of 2022. Those include, The Pinery on the Hill, Till, Vine & Wheel, Garden of the Gods Market & Café, Sprig, The Pinery North, Train Wreck, The Blind Lark, and Lucca.

The former aspiring actor goes on, “When in Napa Valley, I saw these very eclectic venues where you can get farm-totable produce, perfectly prepared dishes, fresh fish, fresh coffees, breads, pizzas, and other items in an upscale restaurant-grocery type environment. Here, we added an extended bar, warm and inviting ambiance, and spectacular views of Pikes Peak. That is what Till Kitchen was.”

For many on the north and eastern side of Colorado Springs, Till Kitchen was one of the places to go for milestone events, socializing, and something different from standard fare. In 2019, the traffic just wouldn’t sustain the concept’s continuation even though it was surviving. Factor in Covid-19 in early 2020, that all but sealed the fate of Till Kitchen and its successor, Northside Social – a multi-use food and entertainment facility that included pickleball courts. “We learned a lot through this experience,” Yellen recalls. “Both were ambitious efforts – too ambitious. But, with every setback, there’s the opportunity to embrace the lessons with humility, and make it better the next go-around.”

Now, known simply as, Tillx, Mitchell and AHG have taken many of the winning concepts that made the original the “Best Restaurant in Colorado Springs in 2018”, and scaled it down to a more concise model now located on south Tejon,

Like a painter, Colorado Springs is a canvas for Yellen. A place where he can express his creativity

where it enjoys great success. Yellen describes Till as, “a variety of simple comfort foods using nothing but quality ingredients for a good price.”

Soon after, Yellen and team opened two other concepts along the south Tejon corridor, which patrons fill daily: Vine & Wheel: an upscale venue serving fine wines, cheeses, and other appetizers from around the world, and the award-winning Garden of the Gods Market & Café. This summer, Mitchell’s team will open Train Wreck (a lively bar near Weidner Field with a massive golf simulation room, a 22’ x 14’ LED screen – the largest in southern Colorado, live music, four sand volley courts, bocce ball and more-July 1), Sprig (freshly prepared, ultra-healthy, (almost vegan-centric), nourishables and shakes -July 15), Lucca (fresh, homemade pasta, authentic Italian cuisine-September 1).

Opening soon beneath Till will be The Blind Lark – an authentic, prohibition-era speak-easy inspired by New York’s, The Blue Note, opening October 2022.

In northern Colorado Springs, The Pinery North, formerly Till Kitchen, is fully reopened and has converted to a full-service, flexible event venue, that includes a concierge, top-quality food service, floral services, state-of-the-art A/V and tech-support, onsite videography and can host an intimate 20-person gathering all the way to 700+ people. The site is ideal for groups and organizations needing sizable event space for large gatherings with all the ancillary services available on site.

And that’s just the restauranteur side of Mitchell.

Mitchell owns a film production company called, Toe the Line – a reference to “leaning in and getting ready to race” - which is producing a new feature film being made based on Rebecca Nichols Alonzo’s New York Times Bestseller, The Devil in Pew Number Seven – a story about the power of forgiveness, slated to go into production in early 2023.

Two additional full length feature productions are in development with Mitchell’s core team – one about the great PGA golfer, Larry Nelson, called “Late to Great”. Those in golf circles are aware, Mr. Nelson didn’t even pick up a golf club until age 21, and went on to win ten PGA titles, including three majors, one being the 1983 U.S. Open. Mitchell’s company is also working on a feature animation piece called The Fourth Wise Man, led by highly acclaimed Animator, Jamy Wheless, whose IMDb credits include Davy Jones from Pirates of the Caribbean, the Incredible Hulk, and Yoda from Star Wars. Jamy worked closely with George Lucas at Industrial Light & Magic on detailed character development and has agreed to work with Mitchell on this endeavor.

“My hope is to bring these kinds of projects closer to home,” states Yellen. Right now, the “incentives” associated with film production available in other states are simply better than those here in Colorado. This is something I know a lot of folks are working on with our Legislators. I look forward to joining them in their efforts to attract more projects to the region.”

Turn right down the hall of Mitchell’s mind and you’ll find his three record labels, Dream Music, Arkansas Blues, and Legend, having produced 38 albums so far in various genres. Like a painter, Colorado Springs is a canvas for Yellen. A place where he can express his creativity. His mediums are the development of interesting, fun, and unique gathering places where people meet and enjoy one another’s company in environments that transport them to the various places that have inspired these concepts. “I invite folks to come and experience each of these places for yourself. They all have a distinctive atmosphere where you can simply relax, enjoy a wonderfully prepared meal, meet with friends and family, and wind down from the daily grind for just a little while. It’s good for the soul,” Yellen concludes.

A CONVERSATION WITH MR. TED CHANDLER

BARTENDER AT THE BOURBON ROOM

During a recent visit to Bourbon Brother’s, I detoured into The Bourbon Room, one of my favorite hangouts to meet up with a friend and enjoy some libations. A very personable gentleman was pouring this evening, and we struck up a conversation about his occupation and what makes the Bourbon Room such a special place on the north side of Colorado Springs. Here are some insights from that conversation.

Originally from Warner Robins, Georgia, Ted Chandler, bartender at the Bourbon Room at Bourbon Brothers Smokehouse & Tavern, is a young father, who really enjoy the outdoors – hunting, fishing, camping – all the stuff that makes Colorado so Colorado. He boasts a full repertoire of Dad Jokes, and used to play a few different instruments (percussion, saxophone) ‘back in the day’.

A middle child of two older brothers and three sisters – one older and two younger, Ted sees his role as follows: “On paper, I’m a bartender. But really, I’m a counselor, best friend, alibi, and all-around neighborhood bourbon guy,” Ted states. “I’ve always been a people person and what better way to meet people than being a bartender? Alcohol is a great social lubricant and to be in a position where I hold the stash, it’s empowering because at any moment, I become the “emcee” of your cocktail experience, and I can be responsible for creating new, life-long relationships between strangers.”

So why work here? “I’ll answer that with an invitation: Come to the Bourbon Room on any given day and experience the reasons why I work there. It’s an experience like none other you can have anywhere in Colorado Springs, I guarantee it,” Chandler boasts.

With the expansion of labels in the whiskey and bourbon arena, it can be difficult to understand your options. Ted explains, “Craft cocktails have become popular and as a result the spirits used to make them have also become popular. However, bourbon is unique in that it’s full of so much “drama” in its heritage. Anyone who appreciates a true craft cocktail and the process required to create them would appreciate the same about bourbon, the delicate and artful process.”

As for his preference in bourbon, “I’m typically a rye drinker. That said, different situations call for variations. I enjoy a good cognac with a good cigar, and I’m a sucker for a great mojito,” Ted continues.

When customers aren’t sure what they want, but are curious, Ted guides patrons, somewhat like a good physician does when meeting a new patient: “I do what doctors do: learn your pertinent history, Ted says. I want to know what you reach for when you’re on autopilot. When I understand that, I start connecting dots to different flavors you may enjoy about bourbon. I’ll usually suggest three types and those three typically highlight at least one high note of your ‘go-to bourbon’. It helps folks understand why they drink what they drink and become more curious and less hesitant to try other things.”

When Ted is running the bar, even the same drink order may have slightly different tastes depending on the customers wishes. “I usually consider the overall first impression by asking questions. Certain questions help me understand what type of drink you’re looking for. Yes, you may want an old fashioned but it’s my job to figure out what type you’re looking for: more spirit forward, more citrus, little sweeter, etc. If I can accomplish that, I’ve been successful,” he says.

In bourbon circles, there is no right and wrong. One guy might tell you you have no taste for bourbon because you enjoy Jack Daniels. Not true says, Ted. “The true bourbon folks – the folks you should listen to will tell you that you’re going to have great bourbon taste because you’re already drinking bourbon. Buy what you enjoy, not what the ‘experts’ say to enjoy, Ted encourages.

PIKES PEAK CHILDREN'S MUSEUM IS A HIDDEN GEM

By Cami McIntosh

The Pikes Peak Children’s Museum (PPCM) is a treasure located in southeast Colorado Springs and Executive Director Nohea March believes it is priceless. In addition to providing quality learning materials and enrichment activities, PPCM is a place for kids to use their imaginations and bolster their self-esteem, to see something in the world and know that they, too, could create something just as important. It also happens to be our city’s newest local philanthropy and volunteer opportunity.

Many organizations in town believe in the PPCM mission: as a community-built, hands-on educational destination that engages all children and their grown-ups by sparking creativity through purposeful play. Colorado Children’s Hospital, UCCS, Colorado College, Pikes Peak Breastfeeding Coalition, Daily Dose 719, and the Colorado Trust are just a few local nonprofits that deliver time, materials, or activities to enrich and inspire museum visitors.

PPCM delivers special programming two or three times a week in addition to several exhibit spaces: Outer Space, Simple Machines, Farm to Fork, Art and Makers, Coding, and Healthy Communities. There are monthly events for different age groups, including Stories and S.T.E.A.M. (science, technology, engineering, and math). However, March has a long list of programs she would add to the PPCM calendar if she had more people donating time. Plus, she has five annual events on the calendar in need of volunteers.

“My goal is to support a sense of ownership in our volunteers,” says March. “Yes, we have programs on our calendar to be supported. But if people enjoy their time here and are inspired, it would be ideal if they developed their own plan or program. Or folks can simply spend time as museum docents. I want volunteers to know that they can make this their place as well.”

Students with hopes of becoming teachers, caregivers, pediatricians, and the like are sure to fall in love with the museum. National Charity League (NCL) member and eighth-grader Madeline recently volunteered at the museum. “The children here are so curious and sweet,” she said. “Helping them has given me an idea of what it might be like to be a teacher or a babysitter. I am looking forward to returning to play with them again.” Those who need to document service hours for organizations like NCL or an honor society can count their time hour-for-hour towards their philanthropy requirements.

PPCM is one of many non-profit organizations supported by NCL Colorado Springs, whose 150 members of the NCL Colorado Springs Chapter have donated 6,322 volunteer hours

in the past three years. NCL also focuses on developing leadership skills and providing cultural experiences.

Visit www.nationalcharityleague.org/chapter/coloradosprings for membership information.

health&wellness NORTH

Senior living built around service

At Liberty Heights, our innovative programs, fine dining and beautiful decor provide an ideal setting to thrive in senior living.

We offer a continuum of care, so whether you’re an independent senior looking for connection and engagement or you or your loved one needs a helping hand with tasks of daily living or compassionate memory care, we’re here to support you.

With a long history of hospitality, tenured staff and a commitment to resident safety, it’s senior living that’s a step above. Come meet the team! Call 719-354-2597 to schedule a personalized tour.

Independent Living | Assisted Living | Memory Care Skilled Nursing & Rehabilitation | #230558 12105 Ambassador Drive | Colorado Springs, CO 80921

Many of the causes of older adults falling and injuring themselves are preventable. Physicians may routinely advise their older patients to exercise, have their vision checked, and monitor whether any medications may cause dizziness, but they often neglect to advise their patients to have their hearing checked.

Untreated hearing loss has been linked in multiple studies to a significant increase in risk of falls. Researchers have determined that even a mild degree of hearing loss tripled the risk of an accidental fall, with the risk increasing by 140 percent for every additional 10 decibels of hearing loss.

One reason for the increase is less environmental awareness to people, pets or other things going on around them. Spatial awareness — where the body is positioned in relation to other people and objects around it — could be another reason for increased falls. Many researchers also point to cognitive overload as a hindrance to balance. Simply put,

those with hearing loss use much of their mental resources to interpret speech and other sounds and have fewer resources left over to dedicate to maintaining balance.

When it comes to health and safety, the importance of balance in older people cannot be underestimated.

• Falls are the leading cause of accidental death in adults over the age of 65.

• Fifty-five percent of all unintentional injury deaths for those aged 65+ in 2012–2013 were due to falls.

• From 2000 through 2013, the age-adjusted fall injury death rate nearly doubled.

• Twenty-nine percent of emergency department visits by persons aged 65+ were related to injury.

• Unintentional falls accounted for 13.5 percent of those visits.

• Medical costs from falls are about $30 billion a year.

In further research, hearing aids made a definitive difference in balance. During heel to toe testing,

for example, participants with their hearing aids turned on were able to maintain balance for twice as long as when their hearing aids were turned off. Results indicate that sound information alone, independent of the vestibular system, may play a larger role in maintaining balance than was previously thought.

More studies on the link between hearing loss and accidental falls are expected, but recent findings illustrate the need for annual hearing screenings beginning at age 55.

Regular hearing screenings could be just what your patients need to decrease the risk of falls, increase their longevity, and enjoy a better overall quality of life.

Please share this information with your patients, along with encouragement to seek regular hearing screenings or treatment for known hearing loss as part of an overall wellness plan.

Sources: Siemens, USNews.com, JAMA Internal Medicine, HealthyHearing.com, Center for Disease Control.

Independent Living Myths & Misconceptions

By Brent Thompson Director of Sales and Marketing

Beginning your search for the perfect senior living community can often be a fun and exciting experience, however, with this type of change there can also be a bit of confusion and anxiety. Questions like, when is the right time to make a move to a senior living community, can I afford it and how will my privacy be intruded on? Are questions I most often encounter as the director of sales and marketing. When first meeting with perspective residents, I seek to understand why they are looking to make a move and understand their current needs. Along the way I will encounter a number of myths and misconceptions about senior living and help these potential residents uncover the truths about these myths. Here at Liberty Heights, we offer a variety of living options under our unique full continuum of care structure that provides residents with any level of care they may ever need, from independent living to 24-hour nursing care and a 5-star Medicare rated rehab center. For those of you who are considering making a move to independent living I have provided my top five most encountered myths and the truths about senior living.

I AM TOTALLY INDEPENDENT SO I DO NOT NEED INDEPENDENT LIVING.

Perspective residents that I tour within our community often have the idea that a senior living community, like Liberty Heights, is only for individuals who need assistance in caring for themselves. While this is true in assisted living, it is certainly not the case in independent living. Moving to a community that offers a care-free lifestyle while you are still healthy enough to enjoy the amenities allows you to have control over your life. Often, when I work with individuals who do not want to move to a community until they need assistance, the move is rushed and immediate, and based on availability leaving them feeling powerless over their decisions. Additionally, this decision to delay a move until they need care robs the resident years of community connections and carefree resort style living.

WILL LOSE MY INDEPENDENCE BY MOVING TO A SENIOR LIVING COMMUNITY

Another common misconception about living in independent living is you will lose your independence. The beautiful thing about living in independent living is you have the ability to come and go as you please, cook in your own fully equipped kitchen, when the desire arises, while also having the peace of mind of knowing that 24-hour security is always nearby. While you may no longer live in a home that you own, living in independent living, residents are not limited to where they can go or what they can do. Many residents come to me personally, expressing how they wish they had made this move sooner. Coming to Liberty Heights Independent Living, freed them from the responsibilities of home ownership and gave them the ability to do things that they always wanted to do. Within Liberty Heights Independent Living, I have a variety of residents from ages 62 to 102. From highly active snowbirds who only come to Liberty Heights a few times a year, to full-time residents who call Liberty Heights home, year-round and everything in between. I am always happy to see my residents smiling faces daily, but I get even more excited to sit down with residents who just returned from a trip abroad to hear how their trip went. The peace of mind these residents have knowing their home is protected while away is priceless.

SENIOR LIVING IS EXPENSIVE

Another area of concern in regard to independent living is that it is expensive and will cost more than living in your private home. In reality, it is often comparable and, in some cases, more cost effective than receiving the same types of services within your own home. Home ownership is expensive when you consider taxes, insurance, upkeep, unexpected repairs, and utilities. Then if you add on someone to cook your meals, provide transportation services and 24-hour security that price continues to grow. At Liberty Heights, everything is conveniently included in one monthly rate. Residents also have access to meals, entertainment, social gatherings, life-enrichment activities, security, housekeeping, transportation services and so much more. Plus, always keep in mind social engagement is something that cannot be bought and you can never put a price on the stimulating connections that you have within a

I

community of your peers.

IF I MOVE TO INDEPENDENT LIVING, ASSISTED LIVING IS RIGHT AROUND THE CORNER.

Oftentimes, when completing a tour with a family in our community, a question I am asked is, how long can I stay in independent living? The answer is really up to you. I have residents that have lived within my independent living community for more than 20 years. What is truly remarkable, is I have seen resident’s health improve by moving into my community. Engagement with peers, balanced meals, and daily exercise classes can all be cited as reasons for their physical and mental improvement. Residents don’t often realize how little they walk in their own home. They may go to the mailbox, the living room, or putter around in the garage, but the areas within their home are small and close together, such as their living room, bedroom, and kitchen. I have moved in residents who struggled with their mobility and after only a few weeks within our community participating in our daily exercise classes, water aerobics, and walking to our restaurant, their mobility began to improve. When I tell potential residents this, they are shocked because in their mind, moving into a community, even if it is independent living, means their health will deteriorate.

MEALS IN SENIOR LIVING COMMUNITIES ARE LIMITED AND TASTELESS

One of the biggest benefits to living in an independent living community setting is the opportunity to have well balanced meals. When residents live in their own homes outside of a community, they will gravitate towards easy prep meals such as canned soup or sandwiches. Although good occasionally, these meals are filled with sodium and are heavily unbalanced. Liberty Heights offers a variety of choices that allows you as a resident to order from a carefully curated menu that is both balanced and delicious. From our signature daily specials and fresh salads to grilled salmon and chicken there is always something on the menu to fit your nourishment needs.

While every community offers similar amenities and services, nothing beats living in a full continuum of care like that offered at Liberty Heights. This model offers you the opportunity to stay within a community no matter how much assistance you may need, today or in the future.

As the only true continuum of care in northern Colorado Springs, Liberty Heights gated community offers a truly unique style of living keeping you healthy, safe and socially engaged. FEEL FREE TO CONTACT ME DIRECTLY AT 719-481-5009 TO SCHEDULE YOUR OWN PERSONALIZED TOUR OF OUR BEAUTIFUL COMMUNITY.

UNDERSTANDING THE ADVANTAGES OF TEAM-BASED CARE MODELS

Meet Connected Health Centers

FNP-C

Historically, healthcare followed a pattern in which patients did not ask questions, perform research, voice their needs, desires, and concerns. Instead, many individuals put their trust in their medical provider to make choices for them. The relationship often consisted of one-way communication between the patient and provider rather than communication with mutually agreed upon treatment and goals.

Today, the provider-patient team approach is a healthy “partnership” between the provider, patient. Evidence shows, a team-based approach increases patient outcomes, compliance, and satisfaction with care. Education is a crucial aspect in the partnership and provides patients with the knowledge to make shared informed decisions in their care. Shared decision making engages patients to be active members in their health. “I believe a provider-patient team partnership empowers the patient and increases positive outcomes, trust, and overall satisfaction” Williams says. “That’s what we do here at Connected Health.”

Williams continues, “I was so excited to name my exam room the Huddle Room as this is where the patient and I, aka: “the team”, meet to create a game plan based on that individual patient’s needs.

Patient care is specific to each patient. It’s not just managing symptoms and using a one-size, fits all approach. At Connected Health Center, we can look at the whole patient and decide on the best course of action for them regarding preventative medicine, as well as, Integrative medicine (incorporating the use of conventional Western Medicine and Alternative Medicine). I believe an informed patient, who is engaged in their own care, is an empowered patient who is going to advocate for themselves in partnership with me as their provider. I love the ability to take my time with them and share what I’ve learned and experienced in my 22-year career,” Tammy says.

Mothers & Families: As a Certified Family Nurse Practitioner, Williams can provide care to pregnant women and provide education to expecting mothers, new parents, patients trying to conceive; however, she does not offer prenatal care.

Got joint pain? Connected Health performs ultrasound guided joint injections, or UGIs. “Joint injections can be beneficial to patients with joint pain, osteoarthritis, knee pain, hip pain, shoulder pain, back pain, TMJ, and plantar fasciitis,” Williams explains. “A small amount of local anesthetic, Plasma Rich Proteins (PRP), or regenerative products are injected into the joint space to provide pain relief, lubrication, and help the area in the body heal. The area in which medications, PRP, and regenerative products are placed, are often small joint spaces. Evidence shows the use of UGIs to increase effectiveness as this allows visualization of the targeted area. The benefits include relief from pain, increase in activity, and avoidance of surgical procedures.

PROFESSIONAL

lifestyle&arts NORTH

NORTH FOOD & ENTERTAINMENT

THE PICNIC BASKET catering collective

Kathy Dreiling and Michelle Talarico have a strong, shared history in Southern Colorado. Together, they share an appreciation for delicious food and a passion for artfully-prepared meals. They understand the role of food in our community and in our interactions with one another. When the Picnic Basket Catering Company began in 1989, the idea was to celebrate the simple joy found in preparing favorite recipes for family and friends. They aspired to create dishes that would elevate a gathering and bring guests together around a table. The passion behind the food was evident, and The Picnic Basket quickly became a beloved Southern Colorado institution.

This Colorado catering company has grown significantly in the past 33 years. The Picnic Basket Catering Collective now includes the well-known Buffalo Gals Grilling Company and Cravings Catering Five Star Events. As partners, Michelle and Kathy have been involved in many corporate functions, community fundraisers, sporting events, and wedding celebrations during their time in business. Their company is now known by food enthusiasts throughout the Front Range. “We’ve been part of your special moments, your celebrations, and your family gatherings,” said Kathy. “This is an incredible honor, and one we don’t take lightly.”

As the company grew, so did the community impact. Michelle and Kathy committed to serving the community through their Red Plate Program, donating one meal for every 10 plates they serve. Meals, discounts and donations are shared with local nonprofit organizations, supporting the homeless, environmental and community fundraisers, as well as organizations for the arts and education. Their mission is simple – to serve the community one event at a time.

Buffalo Gals Grilling Company has become a favorite of Colorado brides. The curated menu, featuring Santa Mariastyle barbecue techniques, allows couples to celebrate in a more relaxed atmosphere. Buffalo Gals transforms a client's vision into reality using regionally-sourced ingredients, colorful decor, exceptional bar service, and inspired presentation. If you’d like to recreate the delicious flavors of Buffalo Gals in your home kitchen, try a customer favorite, their recipe for bacon-wrapped dates

BUFFALO GALS bacon wrapped dates

(MAKES 1 DOZEN)

; 1 oz. dried Medjool dates ; 4 slices of uncooked bacon ; 3 cups cream cheese ; 3 oz. almond paste ; 1.5 teaspoon almond extract ; 8 oz. light brown sugar ; 3.5” bamboo knot picks

1. Place cream cheese, almond paste, extract and brown sugar into food processor and mix.

2. Place mixture into piping bag with narrow tip and pipe into date. 3. Slice uncooked bacon into 12 equal portions. 4. Wrap bacon around each date and place on baking sheet- seam side down.

5. Bake at 350 degrees for appox. 20 minutes until crispy. 6. Skewer each date with knot pick and serve. 7. Enjoy!

Call on the team at the Picnic Basket Catering Collective for your next event, where you can be sure they will deliver fantastic food that also feeds the soul. Or when you have more taste….than time!

Thom Phelps 2019 Peak Arts Prize

Winner – Individual Award Mediums: Mixed media, flagstone, granite, bronze, steel, ceramics an acrylics

NORTH is passionate about “The Arts” in nearly all its forms and varieties. From the performing arts to the visual arts, culinary arts to literature and more. You may have picked up on our passion, having read our on-going series on the renewal efforts for City Auditorium and the work of the Colorado Springs Community Cultural Collaborative, headed by COS Conservatory founder, Linda Weise.

In each edition of NORTH, we’re going to introduce you to at least one locally based artist whose work can be seen and experienced in the Pikes Peak Region. As most of us know, the Arts are an integral part of our everyday lives. It’s in architecture and design, food presentation, media of every kind, packaging, the design of our cars, and of course, music, dance, and countless other visual mediums. Sometimes they force us to think outside our norms and conventions, to immerse ourselves into a new or unfamiliar environment for a while, revisit history, or inspire us to be creative ourselves. And they enrich and beautify our lives and life in a growing community. A thriving arts community is emblematic of a thriving community. The Colorado Springs arts scene, largely dormant in previous decades, is steadily emerging with large-scale pieces placed throughout the community, and more efforts to support those who desire to be active in their chosen fields of art with affordable venues, events, showings, and world class performance and collaborative spaces to practice their work.

This month, we’re introducing northern Colorado Springs resident and artist, Mr. Thom Phelps. It’s only in the last 10-years, Thom finally decided to his corporate career as a graphic designer, and follow his life’s passion – art. In his youth, Phelps loved to create and found sculpting to be one of his specific brands of expression.

By happenstance during his corporate workdays, Phelps and his colleagues were asked about their career ambitions during a common management training exercise. “In summary, my profile showed that I should focus on art, which was no surprise to me since I had been inclined to do so since I was young. So, that’s what I did,” Phelps states. “Now my goal is to “create art that moves people”. And that’s just what he does.

Many of Thom’s pieces are within privately held collections but can be seen in landscapes throughout the community. But his pieces can also be found in public spaces, where it is his hope, the piece encourages people to, “… stop and interact” when possible and most importantly, to remember them and what that piece made them think about,” Phelps continues.

One of Phelps’ many interesting pieces is called, Farewell To Bees, seen here. While his is not preachy or in your face art in general, this piece is a very stark reminder of the delicate nature of our eco-system and how one part of it, when gone, can have a profound impact on our lives and well-being. Others, are far more subtle, disrupting a natural setting using natural components and causing us to pause, if only for a moment, to enjoy the pleasant distraction of his landscape pieces.

CITY AUDITORIUM UPDATE JUNE/JULY 2022

By Chris Wineman, Principal, Semple Brown

Up to now, the design team for the renovation of the City Auditorium has relied on review of historic drawings and in-person evaluations of the building to plan for future improvements. This month, we’re excited to share a new level of analysis and tools that will benefit both the design team and the construction team.

Our partners at Saunders Norwood Construction have scanned the building using laser technology (LIDAR – Light detection and Ranging), and from those scans have generated a “point cloud” that represents the structure of the existing building in three dimensions which is accurate to 1/8”. On April 6, Nick McCombie, who is a Survey Manager for Saunders Norwood, brought his scanning equipment to the City Auditorium, and over a period of about 6 hours, scanned the exterior and interior of the building from multiple locations.

The Integrated Technologies group (ITG) at Saunders then collated those individual scans to match them up, creating a 3D model of the building that is composed of those many individual points.

Matthew Hamann, the Integrated Services Manager for Saunders Norwood met with Semple Brown’s architectural team to show us the information contained in the model, and how to match it up with our in-progress design documents. With this information available to us, we can

• Compare that 3D point cloud data with our own 3D digital model to confirm critical dimensions

• Evaluate the accuracy of the historic drawings

. Capture all areas that were visible at the time of the scan including areas that are difficult and dangerous to reach with typical field verification methods.

As the Saunders Norwood team begins to plan for construction, they will be able to use the model to plan how they will bring materials into the building, fit new floors and walls into the building and allow enough space for ductwork and other equipment, and reference back to the point cloud for any existing condition questions as the design develops.

This is an exciting example of using cutting-edge building technology to help us preserve a unique example of Colorado Springs’ history!

Nick McCombie with Nathan Gulash of Semple Brown

A view of Nick's screen while scanning the building

A digital photgraph of the historic proscenium arch

a view of the 3D point cloud model from the same vantage point – note how this image provides a highly accurate as-built of the structure above the ceiling.

THERE HAS TO BE MORE

It’s easy to feel stuck in your story when your hopes have yet to come true. Whether you’re a free spirit, top executive, writer, musician, college student or tired parent—your soul knows there has to be more than just getting through the day. But how?

YOUR ROADMAP FOR DREAMING WITH GOD

Your deepest desires actually serve as a source code that leads to the Creator—through the very things that makes you come alive. The Creator of galaxies, oceans, wildflowers, and stallions infused you with specific creative interests. Not so you’d get busy doing more for God. But to pursue the very things you love with God.

STORY. GOD. CREATIVITY.

Allen Arnold knows the power of story. The former Fiction Publisher oversaw the launch of more than 500 novels. Now he helps people live better stories by revealing how art, heart, and God intersect. The Creativity Coach, speaker, and author loves blue oceans, black coffee, hot salsa, and big ideas.

To discover more and receive free daily readings on God and Creativity , visit withallen.com

LOCAL LEAVE NO TRACE How to Make an Impact by Not Leaving One

By Gillian Rossi Leave No Trace State Advocate for Colorado

PLAN AHEAD & PREPARE

Greetings from your local Leave No Trace state advocate! I recently made the short drive to Castlewood Canyon State Park, a Leave No Trace Gold Standard Site, for a day hike and picnic with my family. When planning an outdoor adventure, no matter how simple, it’s vital to put Leave No Trace Principle 1, Plan Ahead & Prepare, into action. I consider Principle 1 the most important of the Leave No Trace Seven Principles and often use it during indoor adventures as well! Going out to eat in the summer? Better bring a jacket in case the restaurant is being kept at sub-zero temperatures. Planning ahead does not need to be a lengthy, labyrinthine process. It can be as simple as checking the weather forecast and looking at the website for whichever park, open space, or trail you are visiting to check for closures and other important information. That’s it!

Park staff are excellent sources of information as they work, and sometimes even live, in the properties they manage. Taking the time to stop by the visitor center when entering a park is an easy way to get day-of questions answered while filling up your reusable water bottle. I recently spoke with Park Ranger, Jaimi Mostellar, about the importance of trip planning regarding Castlewood Canyon. She mentioned that the park has seasonal trail and rock-climbing route closures due to nesting migratory birds, such as turkey vultures and prairie falcons, but many visitors are unaware of the closures until they arrive at their favorite trailhead. Upon arrival, people seem to miss or ignore park signage and get much too close to these birds during this sensitive time. Disturbing these animals could result in excess stress, nest abandonment, or even forced fledging! Jaimi encourages visitors to check out the park’s website prior to their visit to observe closures and plan their hike or climb for trails that are open. Planning ahead is a simple way to ensure that your trip is fun, safe, and low-impact. After ~7 minutes of research, I knew to bring more than just a sweatshirt to stay warm in the gusty winds and packed my binoculars to check out some of the park’s 100+ species of birds! Remember, it takes all of us. Until next time, enjoy your world and Leave No Trace.

• https://lnt.org/why/7-principles/plan-ahead-andprepare/

Castlewood Canyon State Park’s website:

• https://cpw.state.co.us/placestogo/parks/ CastlewoodCanyon

NORTH Advertiser Index

JUNE/JULY

Thank you to each and every advertiser listed herein. You are greatly appreciated and are why Colorado Springs is an amazing Community. Thank you!

Air Force Sports

Amy Ward Agency Better Hearing Center

Boot Barn Hall

Brand Ascension Centura Health

Centennial Radon City Auditorium

COS Airport

COS Sports Corp

Force Broadband

Flying Horse Realty Harley Davidson

KKTV NEWS

Legend Assisted Living National Charity League

Perkins Motors

Pine Creek Dental

Pine Creek Vision Clinic

Shops at Briargate

Smile Dentistry

Springs Rescue

Tri Lakes Chamber of Commerce

WCG Accounting

Do You Know A Next Generation Leader?

NOMINATE THEM!

Each month, NORTH features an individual or team from one of our many schools in Districts 20 and 38. Nominees are vetted by our editorial team and selected base on merit that looks at the combined picture of academic achievement, athletic and/or the arts achievement, community service, significant contribution to society, special accomplishments and their overall, optimistic outlook on life.

Simply send an email to info@ coloradomediagroup.com, attention EDITOR, and provide a brief description of why your nominee should be featured in NORTH.

Our profiles to-date have inspired many to step forward and nominate their child or a child they know. We’d love to share their story and help generate some enthusiasm for young individuals and groups who are making significant strides forward as they enter the next phase of life.

Nominees must be 12 years or older. Parents are welcome to remain present during the interview process.

Next Generation Leaders

Copyright © 2022 | Colorado Media Group. All Rights Reserved.

QU alit Y. inte GR it Y. e XP e R ien C e .

Centennial Radon Solutions provides Radon mitigation, Radon inspections, testing, and removal for all of Colorado Springs. Our company has over 16 years of experience in the radon removal industry. We are fully licensed and certified Radon experts that offer our Radon services to both residential and commercial properties in the area. Centennial Radon Solutions is a member of the NRSB, NEHA, AARST, and Better Business Bureau, and adhere to all EPA guidelines.

Leading Radon Mitigation Team For

a V ete R an o wned B U siness

A message from Centura, your partner in health care.

Know Your Calcium Score, Love Your Heart

A calcium score heart scan helps identify calcified plaque levels in your heart arteries.

Did you know? According to the American Heart Association, men over 40 and women over 45 years of age may have one or more risk factors for heart disease, even in good health. Family history, high blood pressure, high cholesterol, smoking, and diabetes are all factors leading to a good reason to get a calcium score heart scan.

Cardiovascular disease is the number one cause of death worldwide, leading to more fatalities each year from heart attacks and strokes than any other cause. Cardiac and vascular diseases can strike anyone; men and women of all ages, races, and economic classes. A calcium score heart scan helps identify calcified plaque levels in your heart arteries so that, if your score is elevated, you can make appropriate lifestyle and medication changes. These changes may reduce your chance of suffering a heart attack or stroke, possibly averting a life-threatening event.

A calcium score heart scan detects calcified plaque in the heart (coronary) arteries by measuring the density of the calcium particles in the plaque along the coronary artery walls. A high level of plaque can potentially block the coronary arteries which carry oxygen-rich blood to the heart. Knowing your score can help your doctor determine the most appropriate treatment for slowing the progression of coronary artery plaque, also known as Coronary Artery Disease (CAD).

The calcium score heart scan can easily and painlessly provide a clear view of a person’s cardiac risk because the measurement of calcified plaque allows physicians to identify possible coronary artery disease before any signs or symptoms show up. The high speed, low dose CT scanner looks inside a person’s heart on the walls of the arteries to check for buildup of calcium. Results of the test are provided to you and your physician to discuss future actions and care plans.

Centura Health is currently offering calcium score heart screening—there is no preparation required, and no referral is needed.

To learn more or to schedule a calcium score heart scan at a location nearest you, visit centura.org

1-719-776-5370 (TTY: 711).

Centura Sports Medicine

At Centura Sports Medicine, our award-winning physicians, therapists, and athletic trainers are changing the way people heal, move and get back to doing what they love. Our breakthroughs are leading the way with treatment of sports-related injuries like concussion and innovative therapy programs that optimize sports performance. We understand the challenges of athletes at all levels, dedicating ourselves to total patient wellness every step of the way. Our collaborative team of subspecialists brings years of training, experience and research to each individual served.

Centura Sports Medicine offers quick access and comprehensive care that can return people to doing what they love, safely and quickly.

Ankle fractures

Ankle tendon injuries

Biceps tendon injuries

Chondromalacia (runner’s knee)

Concussion

Foot fracture

Hand and finger tendon injuries

Hand fractures

Hip impingement

Hip labral tear

Knee ligament injuries

Meniscus tear

Patellar tendonitis

Rotator cuff tear

Ruptured Achilles tendon

Shoulder dislocation

Shoulder labral tear

Tarsal tunnel syndrome

Tennis elbow/tendinitis

Centura Health does not discriminate against any person on the basis of race, color, national origin, disability, age, sex, religion, creed, ancestry, sexual orientation, and marital status in admission, treatment, or participation in its programs, services and activities, or in employment. For further information about this policy contact Centura Health’s Office of the General Counsel at 1-303-673-8166 (TTY: 711). Copyright © Centura Health, 2021. ATENCIÓN: Si habla español, tiene a su disposición servicios gratuitos de asistencia lingüística. Llame al 1-303-643-1000 (TTY: 711). CHÚ Ý: Nếu bạn nói Tiếng Việt, có các dịch vụ hỗ trợ ngôn ngữ miễn phí dành cho bạn. Gọi số 1-303-643-1000 (TTY: 711).

Kevin Lesh, MD Sports Medicine

Lindsey Szymaszek, DO Sports Medicine

David Walden, MD Orthopedic Surgery

John Pak, MD Orthopedic Surgery