Hcs week 2

Page 1

Established in 1929

Health City Sun

The

www.healthcitysun.com

January 8, 2016

New Mexico’s Legal & Financial Weekly

FORECLOSURE SALES: 4 NOTICE OF SUITS: 4

Vol. 6.87 No. 2

PROBATE: 11 AUCTIONS: 1 OTHER: 14 SPANISH NOTICES: 0

Tax Time Is ID Theft Season; Get Your Credit Report

I

t’s tax time again. The Federal Trade Commission notes that one-third of all ID theft complaints it receives are tax related, three times as large as any other type of ID theft. So tax season is a good time to review your personal financial records and ensure they are accurate and there are no unknown or erroneous data in them.

*Publish Legal Notices for Less!*

63¢ / line for first week 49¢ / line for additional weeks

Prepaidcopy copy provided provided by: Prepaid by:

TheTime Health City Sun llc. 2012 Prime Publishing 2016

One record you’ll want to review is your credit report. It can alert you to accounts that might have been opened by ID thieves. You are entitled to a free annual copy of your credit report from each of the three nationwide credit bureaus: Equifax, Experian and TransUnion. Just go to www. annualcreditreport.com to get your free report.

provided the information to the credit bureau and let them know about the issue.

“The credit report gives consumers an excellent comprehensive overview of their outstanding credit obligations,” says Stuart K. Pratt, president and CEO of the Consumer Data Industry Association. “While the lenders and credit bureaus have a number of sophisticated security protocols in place to inhibit identity theft and fraud, there can still be instances where a criminal with access to your personal information—as in the IRS data breach—can result in a problem. Monitor your financial relationships. The credit report is one of the easiest and best ways to do that,” notes Pratt.

In a number of situations, information you provide the credit bureau will be sent to the lender. The lender will verify whether the information is correct or not and then the credit bureau will notify you of the results. If there’s information that needs to be updated, the credit bureau will do so. If it’s a case of identity theft, the credit bureau will work with you to remove the fraudulent information from your file and to place appropriate alerts that can help prevent fraudulent transactions from appearing on your file in the future.

After you get your credit report, make sure all the accounts are yours. If you see one that you don’t recognize or an account that has an error, contact the credit bureau. You can also contact the creditor or lender that

Not all data breaches result in identity theft. But it’s always a good practice to be a savvy consumer and check your financial records to make sure that’s the case. -(NAPSI)

When It’s Time To Not Drive

S

taying on the road to safety may be harder for many elderly drivers than they realize.

The Danger According to the National Highway Traffic Safety Administration, senior citizens account for only 9 percent of the population but almost 14 percent of fatal traffic accidents. As people age, their driving patterns change. Retirement, different schedules and new activities affect when and where they drive. Although most older adults drive safely because they have a lot of experience behind the wheel, when they are involved in crashes, they may be hurt more seriously than younger drivers. Many see driving as an important part of staying independent, and people 70 and older tend to keep their licenses longer and drive more miles than in the past. What To Do

Elderly drivers and the people who care for them should have a trusted doctor check their eyes and reflexes to determine whether they should be driving anymore. If it seems a driver you care about should be off the road, listen to his or her concerns and feelings on the subject. Explore the possibilities. Are there solutions that could keep him or her driving safely longer, such as getting new glasses or only driving during the day? Try to arrange for alternative transportation so he doesn’t feel trapped at home. If she sells her car, remind her of the money she’ll save on insurance and maintenance— which can be used for buses and taxis. Having this talk may not be easy but you could save a life. Learn More For a checklist of which incidents indicate an older person or parent should stop driving, visit www.accidentattorneys.org. -(NAPSI)


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.