HCS Week 13

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FORCLOSURE SALES: 0

PROBATE: 32

NOTICE OF SUITS: 7 OTHER: 1

Why It’s Important to Talk About Inheriting Wealth

As a significant portion of the U.S. population ages, a significant transfer of wealth to younger generations is occurring. However, many families have not discussed inheritance plans, and many younger generations may find themselves unprepared, according to new research from Edward Jones, a leading financial services firm.

In fact, 35% of Americans surveyed by Edward Jones said they did not plan to discuss transfer of wealth with their families, despite 48% saying that they planned to leave an inheritance.

“We know it can be extremely uncomfortable and nearly impossible to separate emotions from the financial decisions necessary when planning inheritance and wealth transfer, particularly as givers navigate family priorities beyond finances,” said Lena Haas, Head of Wealth Management Advice and Solutions at Edward Jones. “However, the wealth transfer is well underway, so it’s more important than ever to connect as a family, with the experienced guidance of a financial professional to help navigate the emotions and educate on the process.”

The so-called “great wealth transfer” from the Silent Generation and the Baby Boomers will vary, as people live longer and may delay retirement. Edward Jones’ research revealed four scenarios:

11

Traditional Giving. Older adults transfer wealth through a combination of assets, cash, equities, and real estate.

Giving While Living. Older adults support their families in the moment, paying for family experiences, contributing to education or purchasing homes. However, this strategy may force younger generations to return the favor and support parents in retirement.

Skipping a Generation. Some older adults skip over their adult children and transfer wealth to grandchildren, often in the form of education or future security, but this can lead to hurt feelings and strained relations with adult children who do not directly benefit from this wealth transfer.

No Inheritance. Older adults are living longer, and a combination of more active lifestyles for more years after retirement and/or the expenses of longterm health care means that in some families, little wealth will be left to transfer.

The survey, a joint effort between Edward Jones, Morning Consult and NEXT360 Partners, LLC, a global action research and strategy consultancy, was conducted online between December 28-29, 2023, and included a national sample of 2,202 adults.

According to the survey, only 25% of individuals who receive an inheritance feel prepared to manage it.

Working with an experienced advisor can help, and 57% of those surveyed said that working with a financial professional to guide discussions of wealth transfer and inheritance in advance would facilitate planning and family consensus.

Visit www.edwardjones.com/estateplanning for more information about wealth transfer and financial planning.

-(NewsUSA)

Establishedin1929 Health City Sun The www.healthcitysun.com March 29, 2024 New Mexico’s Legal & Financial Weekly Vol. 10.104 No. 13
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NOTICES: 0

SUITS

STATE OF NEW MEXICO

COUNTY OF SAN MIGUEL

FOURTH JUDICIAL DISTRICT COURT

NO. D-412-DM-2023-00092

IN THE MATTER OF THE KINSHIP GUARDIANSHIP OF E.S.G., minor child.

AND CONCERNING

Isis Lucero, Petitioner and Michaela Quintana and Silviano Gonzales, Respondents.

NOTICE OF PENDENCY OF ACTION

STATE OF NEW MEXICO

to the above-named

Respondent Silviano Gonzales,

GREETINGS:

You are hereby notified that the above-named Petitioner has filed a Petition for Kinship Guardianship of Esteban Silviano Gonzales born in April 2008 in Las Vegas, San Miguel County, New Mexico, to Michaela Quintana and Silviano Gonzales.

You are further notified that unless you file a written response to the Petition by no later than thirty days from this publication with the Court Clerk, Fourth Judicial District Court, San Miguel County, New Mexico, with a copy to the Petitioner’s attorney, or appear at the hearing on April 24, 2024, the Court may enter a default judgment in your absence.

Petitioner’s attorney:

/s/Maranda Aguirre

Maranda Aguirre

Pegasus Legal Services for Children 505 Marquette Ave NW Suite 1350 Albuquerque, NM 87102

505-244-1101

HCS Pub. March 15, 22, 29, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT NO. DM 2024-0299

Luis Grado

Petitioner, vs. Laura Elena Olivares

Respondent, NOTICE OF PENDENCY OF ACTION

STATE OF NEW MEXICO to the above-named Respondent(s).

Greetings: You are hereby notified that the above-named Petitioner has filed a civil action against you in the above entitled Court and cause, the general object thereof being:

Dissolution of Marriage

Unless you enter your appearance in said cause on or before the 22 day of April 2024, a judgment by default will be entered against you.

Name and address of Petitioner or Petitioner’s Attorney:

Luis Grado

3126 Draxton Ave SW Albuquerque, NM 87105

WITNESS the Honorable JANE

C. LEVY, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County, this 8th day of March 2024.

KATINA WATSON

CLERK OF THE DISTRICT

COURT

By: /s/ Marissa Aguilar

Deputy Clerk HCS Pub. March 15, 22, 29, 2024

No. D-202-DM-2023-03302

Christian Mariell Juarez

Ramirez Petitioner, -vsErick Sanchez Estrada Respondent.

NOTICE OF PENDENCY OF ACTION

STATE OF NEW MEXICO to the above-named Respondent:

You are hereby notified that the above-named Petitioner has filed a civil action against you in the above entitled Court and cause, the general object thereof being, Petition to Establish Parentage, Determine Custody, TimeSharing and Child Support and involving the biological children of the parties, J.E.S.J and B.I.S.J.

Unless you enter your appearance in said cause on or before the 6 day of MAY, 2024, a judgment by default will be entered against you. Attorney for Petitioner is Monica Newcomer Miller, PO Box 7040, Albuquerque, NM 87194.

WITNESS the Honorable Judge

Jane Levy, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County, this 21 day of MARCH, 2024.

KATINAWATSON CLERK OF THE DISTRICT COURT

By: /s/ Patrick Romancito Deputy Clerk

Submitted by, /s/ Monica Newcomer Miller

Monica Newcomer Miller, Esq. Attorney for Petitioner HCS Pub. March 29, April 5, 12, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

NO. D-202-DM-2024-00537

Valarie Marie Delgado Petitioner, vs. Mario Lee Barrios Aguilera Respondent, Amended NOTICE OF PENDENCY OF ACTION

STATE OF NEW MEXICO to the above-named Respondent(s).

Greetings:

You are hereby notified that the above-named Petitioner has filed a civil action against you in the above entitled Court and cause, the general object thereof being: Dissolution of Marriage (without custody)

Unless you enter your appearance in said cause on or before the 6 day of May, 2024, a judgment by default will be entered against you.

Name and address of Petitioner or Petitioner’s Attorney: Valarie Marie Delgado Petitioner Pro Se 2500 Carlisle Blvd. NE #1034 Albuquerque, NM. 87110

WITNESS the Honorable JANE

C. LEVY, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County, this 21 day of March 2024.

KATINA WATSON CLERK OF THE DISTRICT COURT

By: /s/ Anna L Deputy Clerk

HCS Pub. March 29, April 5, 12, 2024

Court Telephone Number: 505-841-7421

Case Number: D-202DM-2024-00685

Judge: Debra Ramirez

Plaintiff(s): Roberta M OrtizMontoya v.

Defendant(s): Valerie Nieto: Carlos Aguilar In The Matter Of G.A., A.A., and E.A. a Minor

Defendant Name: Valerie Nieto

Address: No Known Address TO THE ABOVE NAMED DEFENDANT(S): Take notice that

1. A lawsuit has been filed against you. A copy of the lawsuit is attached.

2. You must respond to this lawsuit in writing. You must file your written response with the Court no later than (30) days from the date you are served with this Summons. (The date you are considered served with the Summons is determined by Rule 1-004 NMRA) The Court’s address is listed above.

3. You must file (in person or by mail) your written response with the Court. When you file your response, you must give or mail a copy to the person who signed the lawsuit

4. If you do not respond in writing, the Court may enter judgement against you as requested in the lawsuit.

5. You are entitled to a jury trial in most types of lawsuits. To ask for a jury trial, you must request one in writing and pa a jury fee.

6. If you need an interpreter, you must ask for one in writing.

7. You may wish to consult a lawyer. You may contact the State Bar of New Mexico for help finding a lawyer at www.nmbar.org; 1-800876-6227; or 1-505-797-6066.

Dated at Albuquerque, New Mexico, on this 11th day of March, 2024

KATINA WATSON

CLERK OF COURT

By: Emma Cothran Deputy HCS Pub. March 29, April 5, 12, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

NO. D-202-DM-2020-01865

Rikki McRoberts Petitioner, vs. Christy McRoberts

Respondent, NOTICE OF PENDENCY OF ACTION

STATE OF NEW MEXICO to the above-named Respondent(s).

Greetings: You are hereby notified that the above-named Petitioner has filed a civil action against you in the above entitled Court and cause, the general object thereof being: Motion to re-open Divorce & Finalize, Child Support Beneficiery Unless you enter your appearance in said cause on or before the 22 day of April, 2024, a judgment by default will be entered against you.

Name and address of Petitioner or Petitioner’s Attorney:

Rikki McRoberts 10600 Cibola Loop N.W. Apt. 1331

Albuquerque, NM. 87114

KATINA WATSON CLERK OF THE DISTRICT COURT

By: /s/ Marissa Felly Deputy Clerk

HCS Pub. March 29, April 5, 12, 2024

ADOPTION

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

CHILDREN’S COURT DIVISION No. D-202-SA-2023-112

IN THE MATTER OF THE ADOPTION PETITION OF CHRISTOPHER SEAN PATSCHECK

NOTICE OF PETITION FOR ADOPTION

TO: Keith Earl Welker

A Petition for Adoption has been filed in the above-captioned and numbered cause in the Second Judicial District Court, Children’s Court Division, 5100 Second St. NW; Albuquerque, NM 87107. The minor children who are subject of said petition are Irene Lynn Welker born on March 3, 2013, in Albuquerque, New Mexico to Jodi Irene Gherardini and Elaine Christine Welker born on April 27, 2016, in Albuquerque, New Mexico to Jodi Irene Gherardini. If you intend to contest the adoption, you shall respond to the Petition within twenty (20) days from the date of service.

FAILURE TO RESPOND SHALL BE TREATED AS A DEFAULT AND YOUR CONSENT TO THE ADOPTION SHALL NOT BE REQUIRED.

Katina Watson Clerk of the District Court

By: /s/ Michael Robinson

Deputy HCS Pub. March 29, April 5, 12, 2024

PROBATE

STATE OF NEW MEXICO IN THE THIRTEENTH JUDICIAL DISTRICT COURT SANDOVAL COUNTY

No. D-1329-PB-2024-00009 IN THE MATTER OF THE ESTATE OF LEANDRA BENALLY, DECEASED NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate. All persons having claims against this Estate are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or the date of mailing or other delivery of this notice, whichever is later, or the claims will he forever barred. Claims must be presented to the undersigned Personal Representative at the address below, or filed with the Second Judicial District Court in Albuquerque, New Mexico, located at the following address: Sandoval County Courthouse, 1500 Idalia Rd. Bldg. A, Bernalillo, New Mexico 87004.

Dated: February 6, 2024 /s/ Aaron Jim AARON JIM

Personal Representative

C/O Deborah Moore

ABQ LAW CLINIC/ MORRIS LAW FIRM, P.A.

/s/Deborah Moore

DEBORAH MOORE, ESQ.

Attorney for Personal Representative 901 Lomas Blvd. NW Albuquerque, NM 87102 (505) 842-1362

HCS Pub. March 15, 22, 29, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00176

IN THE MATTER OF THE ESTATE OF FREDDA LOUISE MARTINEZ, Deceased.

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN the undersigned has been appointed

Personal Representative of the Estate of Fredda Louise Martinez, Deceased. All persons having claims against this Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or the claims will be forever barred. Claims must either be presented to the Personal Representative, c/o Ashton Horton Mullins PC, 8801 Jefferson NE, Bldg. A, Suite 202, Albuquerque, New Mexico 87113, or filed with the Second Judicial District Court, Bernalillo County, 400 Lomas Blvd NW, Albuquerque, New Mexico 87102.

Dated: , 2024.

/s/ Michael Martinez II Michael Martinez II Petitioner 804 Amatista Loop SE

Rio Rancho, NM, 87124 (505) 220-9496 ASHTON HORTON MULLINS

PC By /s/ Elizabeth A. Ashton Elizabeth A. Ashton 8801 Jefferson St NE, Bldg A, Ste 202

Albuquerque, New Mexico 87113

Phone: (505) 210-7441

elizabeth@ahm.law

Attorneys for Petitioner

HCS Pub. March 15, 22, 29, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT Case No. D-202PB-2024-00189

IN THE MATTER OF THE ESTATE OF

CATHERINE MARIA

CANNATELLO, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of this notice, or the claims will be forever bared. Claims must be presented either to the undersigned personal representative in care of her attorney, Stewart C. Butler at the addresses listed below, or filed with the Second Judicial District Court, County of Bernalillo, State of New Mexico, located at the following address: 400 Lomas NW, Albuquerque, NM 87102.

Dated: 3-7-2024

Email: sbutler@sblnm.com

/s/ Alicia Marie Clare

Alicia Marie Clare, Personal Representative of the Estate of CATHERINE MARIA

CANNATELLO

HCS Pub. March 15, 22, 29, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

No. D-202-PB-2024-00073

IN THE MATTER OF THE ESTATE OF CARIN LOUISE HARMAN, Deceased.

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that Stephen Ray Harman has been appointed as Personal Representative of the Estate of the Decedent Carin Louise Harman. All personals having claims against the Estate of the Decedent are required to present their claims within four (4) months after the date of the first publication of any published Notice to Creditors or sixty (60) days after the date of mailing or other delivery of this Notice, whichever is later, or the claims will be forever barred. Claims must be presented either to the undersigned counsel of record for the Personal Representative at the address below or filed with the Second Judicial District Court in Bernalillo County, New Mexico, located at 400 Lomas Blvd. NW, Albuquerque, NM 87102. Respectfully Submitted, /s/ Kat Fox

Kat Fox

NM Financial & Family Law, P.C. 320 Gold Avenue SW, Suite 1401 Albuquerque, NM 87102

Phone: 505-503-1637

Email: kaf@nmfinanciallaw.com

HCS Pub. March 15, 22, 29, 2024

STATE OF NEW MEXICO

PROBATE COURT

BERNALILLO COUNTY No. 2024 0287

IN THE MATTER OF THE ESTATE OF MICHAEL PATRICK KLEIN, Deceased.

NOTICE TO CREDITORS

STEPHEN J. KLEIN, has been appointed Personal Representative of the Estate of MICHAEL PATRICK KLEIN, deceased. All persons having claims against this Estate are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or sixty (60) days after the date of mailing or other delivery of this notice, whichever is later, or the claims will be forever barred.

Claims must be presented to

STEPHEN J. KLEIN at 5420

Thomas Ct. NE, Albuquerque, NM 87111, or to Walk-In Wills Carlisle, P.C. (Carlos A. Jauregui, Esq.) at 2000 Carlisle Blvd NE, Suite G, Albuquerque, NM 87110, and may be filed with the Probate Court of Bernalillo County, New Mexico.

Dated: March 12, 2024

/s/ Stephen J. Klein

STEPHEN J. KLEIN

Personal Representative

Walk-In Wills Carlisle, P.C.

By /s/ Carlos A. Jauregui

WITNESS the Honorable JUDGE

ABQ Law Clinic/Morris Law Firm

SUMMONS

District Court: Second Bernalillo County, New Mexico

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

Court Address: 400 Lomas Blvd. NW Albuquerque, NM 87102

DEBRA RAMIREZ, District Judge of the Second Judicial District Court of the State of New Mexico, and the seal of the District Court of Bernalillo County, this 11 day of March 2024.

P.A. 901 Lomas Blvd. NW Albuquerque, NM 87102 (505) 842-1362

Respectfully submitted,

/s/ Stewart C. Butler Stewart C. Butler Attorney for Personal Representative 5732 Osuna Rd NE Albuquerque, NM 87109 Phone (505) 266-5056

Carlos A. Jauregui, Esq. 2000 Carlisle Blvd NE, Suite G Albuquerque, New Mexico 87110

(505) 903 7000

Attorneys for Personal Representative

HCS Pub. March 15, 22, 29, 2024

March 29, 2024 Page 2
Health City Sun
LEGAL NOTICES

STATE OFNEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT NO. D-202-PB-2023-00892

IN THE MATTER OF THE

ESTATE OF ANDREW R. BERG, Deceased.

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having

No. D-202-PB-2024-00127 IN THE MATTER OF THE ESTATE OF GARY J. BETTS, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of the Estate of GARY J. BETTS, deceased. All persons having claims against this Estate are required to present their claims within four months after the date of the first publication of this Notice to creditors or sixty (60) days after the date of mailing or other delivery of notice, whichever is later, or the claims will be forever barred. Claims must be presented to the Personal Representative, The Law Office of Cristy J. Carbón-Gaul, 10515 4th Street N.W., Albuquerque, New Mexico 87114, or filed with the Second Judicial District 400 Lomas NW, Albuquerque, New Mexico 87101.

Dated: February 26, 2024

488, Albuquerque, New Mexico, 87103.

DATED: The 6, day of March, 2024.

/s/ Karl H. Roepke

Karl H. Roepke

PR for the Estate of Andrew R. Berg 2501 San Pedro NE Suite 205 Albuquerque, NM 87110 505-323-0515

khr@roepkelaw.com

HCS Pub. March 15, 22, 29, 2024

STATE OF NEW MEXICO

COUNTY OF BERNAILLO

SECOND JUDICIAL DISTRICT COURT Case No. D-202PB-2024-00151

IN THE MATTER OF THE

ESTATE OF MARY CARLOTTA

MENICUCCI, Deceased.

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN the undersigned has been appointed

Personal Representative of the Estate Mary Carlotta Menicucci, Deceased. All persons having claims against this Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or the

be

barred. Claims must either be presented to the Personal Representative, c/o Pregenzer Baysinger Wideman & Sale, PC, 2424 Louisiana Boulevard NE, Suite 200, Albuquerque, New Mexico 87110, or filed with the Second Judicial District Court, Bernalillo County, 400 Lomas Blvd NW, Albuquerque, New Mexico 87102.

Dated: March 14, 2024.

/s/ Michael F. Menicucci

MICHAEL F. MENICUCCI

Applicant P.O. Box 1004

Corrales, NM 87048 (505) 977-4133

Personal Representative PREGENZER BAYSINGER

WIDEMAN & SALE, PC

By: /s/ Erin E. Wideman

Erin E. Wideman, Esq. 2424 Louisiana Blvd NE, Suite 200 Albuquerque, NM 87110

Phone: 505-872-0505

Fax: 505-872-1009

ewideman@pbwslaw.com

Attorneys for Personal Representative HCS Pub. March 22, 29, April 5, 2024

SECOND JUDICIAL DISTRICT COURT

COUNTY OF BERNALILLO

STATE OF NEW MEXICO

Cause No.: D-202PB-2024-00190

IN THE MATTER OF THE ESTATE OF MARILYN J. BORICH, Deceased.

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN

that the undersigned has been appointed Personal Representative of this estate. All persons having claims against this estate are required to present their claims within four months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the undersigned Personal Representative, c/o AHR LAW OFFICES, P.C., 6707 Academy Road NE - Suite A, Albuquerque, New Mexico 87109, or filed with the Bernalillo County District Court Clerk, PO Box 488, Bernalillo County Courthouse, Albuquerque, New Mexico 87103. DATED this 18th day of March, 2024.

NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate. All persons having claims against this estate are required to present their claims within four months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to STEFFY LAW FIRM, P.C., (Jeanine R. Steffy), PO Box 36163, Albuquerque, NM 87176, or filed with the Bernalillo County Probate Court, 415 Silver Ave SW 2nd Floor, Albuquerque, NM 87102.

Dated: Feb 7, 2024

/s/ Joseph Gregory Duran

JOSEPH GREGORY DURAN, Personal Representative STEFFY LAW FIRM, P.C.

By /s/ Jeanine R. Steffy Jeanine R. Steffy

will be forever barred. Claims must be presented either to the undersigned personal representative Robert M. Alderete, c/o Roepke Law Firm, llc at 2501 San Pedro NE Suite 205, Albuquerque, New Mexico, 87110, or filed with the Second Judicial District Court, P.O. Box 488, Albuquerque, New Mexico, 87103.

DATED: The 15 day of March,

2024.

/s/ Karl H. Roepke

Karl H. Roepke

Attorney for Robert M. Alderete, PR 2501 San Pedro NE Suite 205 Albuquerque, NM 87110 505-323-0515 khr@roepkelaw.com

HCS Pub. March 22, 29, April 5, 2024

/s/ Geraldine E. Anderson

Geraldine E. Anderson 8804 Sunbow Ave SW

Albuquerque, NM 87121 (505) 550-7125

Personal Representative ASHTON HORTON MULLINS

PC

By /s/ Elizabeth A. Ashton

Elizabeth A. Ashton

8801 Jefferson St NE, Bldg A, Ste 202

Albuquerque, New Mexico 87113

Phone: (505) 210-7441

elizabeth@ahm.law

Attorneys for Petitioner

HCS Pub. March 22, 29, April 5, 2024

SECOND JUDICIAL DISTRICT COURT

COUNTY OF BERNALILLO

/s/Cristy J. Carbón-Gaul CRISTY J. CARBÓN-GAUL 10515 4TH STREET NW ALBUQUERQUE, NM 87114 (505) 899-5696 cristy@carbon-gaul.com

Personal Representative

THE LAW OFFICE OF CRISTY

J. CARBÓN-GAUL

By: /s/ Cristy J. Carbón-Gaul

Cristy J. Carbón-Gaul 10515 4th Street N.W. Albuquerque, New Mexico 87114 (505) 899-5696 cristy@carbon-gaul.com

HCS Pub. March 22, 29, April 5, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

NO. D-202-PB-2024-00130

IN THE MATTER OF THE ESTATE OF LINDA COSTLOW MALONE CRAWLEY, DECEASED NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this Estate. All persons having claims against this Estate are required to present their claims within four months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to Samantha Finlayson Day, Attorney for the Personal Representative of the Estate of Linda Costlow Malone Crawley, at NEW MEXICO LEGAL GROUP, P.C., 2701 Arizona Street NE, Albuquerque, NM 87110, or filed with the Secon Judicial District Court, Bernalillo County Courthouse, Post Office Box 488, Albuquerque, New Mexico 87103.

Dated: March 15, 2024 /s/ Kelly Harden Kelly Harden

Personal Representative

NEW MEXICO LEGAL GROUP, P.C.

By: /s/ Samantha Finlayson Day

Samantha Finlayson Day

Attorneys for the Personal Representative of the Estate of Linda Costlow Malone Crawley, Deceased 2701 Arizona Street NE Albuquerque, NM 87110 (505) 843-7303 sday@newmexicolegalgroup.

com HCS Pub. March 22, 29, April 5, 2024

SECOND JUDICIAL DISTRICT COURT COUNTY OF BERNALILLO

STATE OF NEW MEXICO

/s/ Walter J. Snyder WALTER J. SNYDER

Personal Representative of the Estate of MARILYN J. BORICH, Deceased

SUBMITTED BY: AHR LAW OFFICES, P.C.

By: /s/ Tracy J. Ahr Tracy J. Ahr, Esq.

Attorney for the Estate of MARILYN J. BORICH

6707 Academy Road NESuite A

Albuquerque, NM 87109

Phone: (505) 821-5122

Fax: (505) 821-6868

HCS Pub. March 22, 29, April 5, 2024

STATE OF NEW MEXICO

IN THE PROBATE COURT BERNALILLO COUNTY No. 2024-0307

IN THE MATTER OF THE ESTATE OF MELISSA BROOKE MURPHY, Deceased.

AMENDED NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that Christopher Coyle has been appointed personal representative of the estate of the decedent, Melissa Brooke Murphy. All persons having claims against the estate of the decedent are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or the claims will be forever barred. Claims must be presented to the undersigned counsel of record for the personal representative at the address listed below and filed with the Probate Court of Bernalillo County, New Mexico.

Respectfully submitted: LAW OFFICE OF DORENE A. KUFFER, P.C.

/s/ Lawrence B. Kronen

Lawrence B Kronen

Attorney for the Personal Representative

Christopher Coyle 500 4th Street NW, Suite 250 Albuquerque, NM 87102

Office: (505) 924-1000

Fax: (505) 672-7768

Email: larry@kufferlaw.com

HCS Pub. March 22, 29, April 5, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

PROBATE COURT

Probate No. 20240193

IN THE MATTER OF THE ESTATE OF JOSEPH DURAN, DECEASED NOTICE TO CREDITORS

Attorneys for the Personal Representative of the Estate of JOSEPH DURAN, Deceased PO Box 36163 Albuquerque, NM 87176 (505) 331-3031

HCS Pub. March 22, 29, April 5, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT NO. D-202-PB-2018-00125

IN THE MATTER OF THE ESTATE OF KIM ANN TAGLIALEGAMI, DECEASED. NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or within sixty (60) days of the date of mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented either to the undersigned personal representative Gina M. Abeita, c/o Roepke Law

Firm, llc at 2501 San Pedro NE Suite 205, Albuquerque, New Mexico, 87110, or filed with the Second Judicial District Court, P.O. Box 488 Albuquerque, New Mexico, 87103.

DATED: The 15 day of March, 2024.

/s/ Karl H. Roepke

Karl H. Roepke

Attorney for Gina M. Abeita, PR 250 I San Pedro NE Suite 205 Albuquerque, NM 87110 505-323-0515 khr@roepkelaw.com

HCS Pub. March 22, 29, April 5, 2024

STATE OFF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00204

IN THE MATTER OF THE ESTATE OF BARBARA M. GARCIA, Deceased, NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or within sixty (60) days of the date of mailing or other delivery of this notice, whichever is later, or the claims

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00191

In the Matter of the Estate of WILLIAM D. HARWOOD, JR., Deceased

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate. All persons having claims against this estate are required to present their claims within four months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to David A. Finlayson, attorney for the estate of WILLIAM D. HARWROOD, JR., at FINLAYSON LAW FIRM, PC, 7301 Jefferson Street NE, Suite F, Albuquerque, NM 87109, or filed with the Second Judicial District Court, Bernalillo County Courthouse, 400 Lomas Blvd NE, Albuquerque, NM 87102.

Dated: March 4, 2024

/s/ Tanya K. Harwood TANYA K. HARWOOD, Personal Representative FINLAYSON LAW FIRM, PC

By: /s/ David A. Finlayson David A. Finlayson Attorney for the Personal Representative of the Estate of WILLIAM D. HARWROOD, JR., Deceased 7301 Jefferson Street NE, Suite F Albuquerque, NM 87109 (505) 373-3500

HCS Pub. March 22, 29, April 5, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00133

IN THE MATTER OF THE ESTATE OF STANLEY R. ANDERSON, Deceased.

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN the undersigned has been appointed

Personal Representative of the Estate of Stanley R. Anderson, Deceased. All persons having claims against this Estate are required to present their claims within four (4) months after the date of the first publication of this Notice or the claims will be forever barred. Claims must either be presented to the Personal Representative, c/o Ashton Horton Mullins PC, 8801 Jefferson St NE, Bldg A, Ste 202, Albuquerque, New Mexico 87113, or filed with the Second Judicial District Court, Bernalillo County, 400 Lomas Blvd NW, Albuquerque, New Mexico 87102.

Dated: March 18, 2024.

STATE OF NEW MEXICO

Cause No.: D-202PB-2022-00762

IN THE MATTER OF THE ESTATE OF PAMELA GAY WHITE HADAS, Deceased.

NOTICE OF HEARING BY PUBLICATION

THE STATE OF NEW MEXICO:

TO: UNKNOWN HEIRS OF PAMELA GAY WHITE HADAS, DECEASED AND ALL UNKNOWN PERSONS WHO HAVE OR CLAIM ANY INTEREST IN THE ESTATE OF PAMELA GAY WHITE HADAS, DECEASED, OR IN THE MATTER BEING LITIGATED IN THE HEREINAFTER MENTIONED HEARING. Hearing on the Petition filed by EMMANUEL ALEXANDER

WHITE the Personal Representative of the estate of PAMELA GAY WHITE HADAS, deceased, which Petition provides for the complete settlement of the estate, waiver of the Personal Representative’s final account and report, and authorization for distribution of all estate assets, will be held via Google Meet or by Telephone with the Honorable Judge Victor S. Lopez on May 7, 2024, at 09:00 a.m.

Pursuant to NMSA 1978, Section 45-1-401, notice of the time and place of hearing on said Petition is hereby given you by publication, once each week, for three consecutive weeks. Witness our hand and the seal of this Court.

DATE: 3/19/2024

Katina Watson

SECOND JUDICIAL DISTRICT COURT CLERK OF THE COURT

By /s/ Shellene Romero

Deputy Clerk

AHR LAW OFFICES, P.C.

By: /s/ Lewis J Terr Lewis J. Terr, Esq.

Attorneys for the Estate of PAMELA GAY WHITE HADAS 6707 Academy Road NESuite A Albuquerque NM 87109

Telephone: (505) 821-5122

Fax: (505) 821-6868

HCS Pub. March 22, 29, April 5, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00214

IN THE MATTER OF THE ESTATE OF ANTOINE PREDOCK, DECEASED NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that CONSTANCE DE JONG has been appointed personal representative of this estate. All persons having claims against

Page 3 March 29, 2024
NOTICES Health City Sun
LEGAL
are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or within sixty
days of the date of mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented either to the undersigned personal representative.
claims against this estate
(60)
Roepke Law Firm, llc at 2501 San Pedro NE Suite 205, Albuquerque, New Mexico, or filed with the Second District Court, P.O. Box
claims will
forever

DATED: March 19, 2024

Respectfully Submitted By:

HURLEY TOEVS STYLES

HAMBLIN & PANTER, P. A.

By:/s/ Gregory W. MacKenzie, Esq.

Gregory W. MacKenzie, Esq. 4155 Montgomery Blvd NE Albuquerque, NM 87109 (505) 888-1188

Attorneys for

Pub. March 22, 29, April 5, 2024

to: 1) the undersigned personal representative at his attorney’s address as listed below; or 2) filed with the Second Judicial District Court at the following address: 400 Lomas Blvd NW, Albuquerque, New Mexico 87102.

DATED: March 20, 2024

Respectfully submitted, HURLEY TOEVS STYLES

HAMBLIN & PANTER PA

By Electronically signed /s/ Thomas H. Toevs

Thomas H. Toevs, Esq.

Attorneys for Personal Representative PO Box 31670 Albuquerque, NM 87109 (505) 888-1188

HCS Pub. March 29, April 5, 12, 2024

DATED: March 20, 2024

Respectfully submitted, HURLEY TOEVS STYLES

HAMBLIN &PANTER PA

By Electronically signed /s/ Mandeep S. Talwar

Vincent M. Haslam, Esq.

Mandeep S. Talwar, Esq.

Attorneys for Personal Representative PO Box 31670

Albuquerque, NM 87109 (505) 888-1188

NM 87199, or filed with the Bernalillo County District Court.

DATED: February 27, 2024

/s/ Amy Atkins

Amy Atkins, Applicant 1610 Los Alamos St SW Albuquerque, NM 87104 (505) 453-2612 ROYBAL-MACK & CORDOVA, P.C.

/s/ Kenneth C. Leach

Kenneth C. Leach

HCS Pub. March 29, April 5, 12, 2024

Attorney for Amy Atkins, Personal Representative of the Estate of Peter William Roupas, Deceased

PO Box 91658

Albuquerque NM 87199 (505) 288-3500

Office Box 488, Albuquerque, New Mexico, 87103.

DATED: 3-24-23

ABQ ELDER LAW, P.C.

BY: /s/ Lori L. Millet

LORI L. MILLET, JD, LLM Attorney for Personal Representative

3167 San Mateo NE, PMB # 289 Albuquerque, New Mexico 87110 (505) 830-0202 lori@abqelderlaw.com

HCS Pub. March 29, April 5, 12, 2024

Dated: March 25, 2024

/s/ Raymond A. Fallen

RAYMOND A. FALLEN

Personal Representative SWAIM, CARLOW & AMES, P.C.

By: /s/ Peter J. Armijo

Peter J. Armijo

Attorneys for the Personal Representative of the Estate of CHRISTOPHER

THOMAS

FALLEN, Deceased 4830 Juan Tabo, N.E., Suite F Albuquerque, NM 87111

505-237-0064

HCS Pub. March 29, April 5, 12, 2024

notice or within sixty (60) days after mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented either to: 1) the undersigned personal representative at his attorney’s address as listed below; or 2) filed with the Second Judicial District Court at the following address: 400 Lomas Blvd NW, Albuquerque, New Mexico 87102.

DATED: MARCH 19, 2024

Respectfully submitted,

HURLEY TOEVS STYLES

HAMBLIN & PANTER PA

By Electronically signed /s/ Mandeep S. Talwar

Vincent M. Haslam, Esq.

Mandeep S. Talwar, Esq.

Attorneys for Personal Representative

PO Box 31670 Albuquerque, NM 87109 (505) 888-1188

HCS Pub. March 22, 29, April

5, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

No. D-202-PB-2024-00058

IN THE MATTER OF THE ESTATE OF JUDITH L. HUNTER, DECEASED.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Edward S. Hunter has been appointed Personal Representative of this estate. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of this notice or within sixty (60) days after mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented either

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

Probate No. D-202PB-2024-00143

IN THE MATTER OF THE ESTATE OF ROBYN CLAIRE RODGERS, DECEASED NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this Estate. All persons having claims against this Estate are required to present their claims within four months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to DONALD E. SWAIM, attorney for the Estate of ROBYN CLAIRE RODGERS, at SWAIM, CARLOW & AMES, P.C., 4830 Juan Tabo, N.E., Suite F, Albuquerque, NM 87111, or filed with the Second Judicial District Court, Bernalillo County Courthouse, Post Office Box 488, Albuquerque, New Mexico 87103.

Dated: March 20, 2024

/s/ Gregory M. Rodgers

GREGORY M. RODGERS

Personal Representative SWAIM, CARLOW & AMES, P.C.

By: /s/ Donald E. Swaim

DONALD E. SWAIM

Attorneys for the Personal Representative of the Estate of ROBYN CLAIRE RODGERS, Deceased 4830 Juan Tabo, N.E., Suite F Albuquerque, NM 87111 (505) 237-0064

HCS Pub. March 29, April 5, 12, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

No. D-202-PB-2024-00109

IN THE MATTER OF THE ESTATE OF

IRENE E. BROWN, Deceased.

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that Katherine E. McCully has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of this notice or within sixty (60) days after mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented either to: 1) the undersigned personal representative at his attorney’s address as listed below; or 2) filed with the Second Judicial District Court at the following address: 400 Lomas Blvd NW, Albuquerque, New Mexico 87102.

STATE OF NEW MEXICO

COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT

No. D-202-PB-2024-00065

IN THE MATTER OF THE ) ESTATE ) OF HARRIETT ANNETTE ) FOSTER, ) deceased )

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within four months after the date of the first publication of this Notice if this Notice is given by publication as provided in Subsection A of Section 45-3-801 NMSA 1978, or within sixty (60) days after the mailing or delivery of this Notice for creditors who are given actual notice as provided by Subsection B of Section 45-3-801 NMSA 1978, whichever is later, or the claims will be forever barred. Claims must be presented either to the undersigned personal representative at 320 Osuna Rd NE. Unit G-1, Albuquerque, NM 87107, or filed with the Bernalillo County District Court.

DATED: March 4, 2024

/s/ Mary Frances Dorman

Mary Frances Dorman 7811 Academy Trail NE Albuquerque NM 87109

Strategic Legal and Wealth Advisory Group LLC

By: /s/ Sara M. BonneII Sara M. BonneII Attorney for Personal Representative

320 Osuna Road NE, Unit G-1 Albuquerque, New Mexico 87107

(505) 328-8143

HCS Pub. March 29, April 5, 12, 2024

HCS Pub. March 29, April 5, 12,

2024

STATE OF NEW MEXICO

COUNTY OF DONA ANA THIRD JUDICIAL DISTRICT COURT

No. D-307-PB-2024-00067 Judge Martin, James T. IN THE MATTER OF THE ) ESTATE OF ) DOIL LEE SNOW ) Deceased. ) NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN

that the undersigned BILLIE JO DENNIS has been appointed Personal Representative of this estate. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the Personal Representative c/o The Law Offices of Dana M. Kyle, P.O. Box 2277, Las Cruces, New Mexico 88004, or filed with the Third Judicial District Court of Dona Ana County, 201 W. Picacho, Suite A, Las Cruces, New Mexico 88005.

Dated this 21 day of March, 2024. /s/ Billie Jo Dennis BILLIE JO DENNIS, Personal Representative of the Estate of DOIL LEE SNOW, deceased.

Prepared by:

The Law Offices of Dana M.

Kyle, P.A. /s/ Dana M. Kyle

Dana M. Kyle P.O. Box 2277 Las Cruces, New Mexico 880042277 (575) 525-0020 (575) 525-0017 fax

Attorney for Personal Representative

New Mexico Bar No. 8285 HCS Pub. March 29, April 5, 12, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

No. D-202-PB-2024-00129

IN THE MATTER OF THE ) ESTATE ) OF PETER WILLIAM ROUPAS, deceased )

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within four months after the date of the first publication of this Notice if this Notice is given by publication as provided in Subsection A of Section 45-3-801 NMSA 1978, or within sixty (60) days after the mailing or delivery of this Notice for creditors who are given actual notice as provided by Subsection B of Section 45-3-801 NMSA 1978, whichever is later, or the claims will be forever barred.

Claims must be presented either to the undersigned personal representative at P.O. Box 91658, Albuquerque,

STATE OF NEW MEXICO

COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT NO. D-202-PB-2024-00060 IN THE MATTER OF THE ESTATE OF ANNA MAXINE CORY, a.k.a. ANNA M. CORY, DECEASED. NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that JOHN WILLIAM VAUGHAN has been appointed Personal Representative of this Estate. All persons having claims against this Estate are required to present their claims within four months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to the undersigned Personal Representative care of LORI L. MILLET, JD, LLM, ABQ ELDER LAW, P.C., 3167 San Mateo NE, PMB #289, Albuquerque, New Mexico 87110, or filed with the District Court, Post

STATE OF NEW MEXICO COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT Case No.

D-202-PB-2024-00044 IN THE MATTER OF THE ESTATE QF WALTER BUDDY FUQUA, DECEASED.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that LARRY S. BRASLOW has been appointed Personal Representative of the Estate of Walter Buddy Fuqua, deceased. All persons having claims against the estate of the decedent are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or sixty (60) days after the date of mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented either to counsel for the personal representative, Thomas Smidt III, Smidt, Reist & Keleher, P.C., 4811-A Hardware Drive NE, Suite 4, Albuquerque, New Mexico 87109, or filed with the Second Judicial District Court for Bernalillo County, New Mexico, located at the following address: 400 Lomas Blvd NW, Albuquerque, NM 87102.

Dated: March 12, 2024. SMIDT, REIST & KELEHER, P.C.

By /s/ Thomas Smidt III Thomas Smidt III

Attorney for Personal Representative 4811-A Hardware Drive NE, Suite 4 Albuquerque, NM 87109 (505) 830-2200 tsmidt3@srklawnm.com

HCS Pub. March 29, April 5, 12, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT

Probate No. D-202PB-2024-00206

IN THE MATTER OF THE ESTATE OF CHRISTOPHER THOMAS FALLEN, DECEASED NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this Estate. All persons having claims against this Estate are required to present their claims within four months after the date of the first publication of this Notice or the claims will be forever barred. Claims must be presented either to Peter J. Armijo, attorney for the Personal Representative of the Estate of CHRISTOPHER THOMAS FALLEN, at SWAIM, CARLOW & AMES, P.C., 4830 Juan Tabo, N.E., Suite F, Albuquerque, NM 87111, or filed with the Second Judicial District Court, Bernalillo County Courthouse, Post Office Box 488, Albuquerque, New Mexico 87103.

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2022-00972

IN THE MATTER OF THE ESTATE OF MARIA ELENA VALENZUELA DE TERRAZAS, Deceased.

NOTICE TO CREDITORS

Norma A. Dominguez has been appointed Personal Representative of the Estate of Maria Elena Valenzuela De Terrazas, Deceased. All persons having claims against the Estate are required to present their claims within two (2) months after the date of the first publication of this notice, or the claims will be forever barred. Claims must be presented either to the Personal Representative, c/o Ryan P. Danoff and Brett J. Danoff, Danoff Law Firm, P.C., 1225 Rio Grande Blvd. NW, Albuquerque, New Mexico, 87104, or filed with the Probate Court of Bernalillo County, New Mexico, addressed to P.O. Box 488, Albuquerque, New Mexico 87103.

Dated: 03-14-2024

/s/ Norma A Dominguez

Norma A Dominguez Personal Representative 237 Smith SE Albuquerque, NM 87102

Telephone: (505) 615-9422

DANOFF LAW FIRM. P.C.

/s/ Ryan P. Danoff

Ryan P. Danoff

Brett J. Danoff

1225 Rio Grande Blvd. NW Albuquerque, NM 87104

Telephone: (505) 262-2383

Fax: (505) 266-4330

Email: rdanoff@danofflaw.com

Email: bdanoff@danofflaw.com

HCS Pub. March 29, April 5, 12, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00225

IN THE MATTER OF THE ESTATE OF SSANG CHA KRASTEL, Deceased.

NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of this estate. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of any published notice to creditors or within sixty (60) days of the date of mailing or other delivery of this notice whichever is later, or the claims will be forever barred. Claims must be presented either to the undersigned personal representative, Michelle Ollom, c/o Roepke Law Firm, llc at 2501 San Pedro NE Suite 205, Albuquerque, New Mexico, 87110, or filed with the Second Judicial District Court, P.O. Box 488 Albuquerque,

March 29, 2024 Page 4
City
this estate are required to present their claims within four (4) months after the date of the first publication of this notice or within sixty (60) days after mailing or other delivery of this notice, whichever is later, or the claims will be forever barred. Claims must be presented either to: 1) the undersigned personal representative at his attorney’s address as listed below; or 2) filed with the Second Judicial District Court at the following address: 400 Lomas Blvd NW, Albuquerque,
LEGAL NOTICES Health
Sun
New Mexico 87102.
ESTATE
NORMAN
DECEASED NOTICE
NOTICE
representative
persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of this
Personal Representative HCS
STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00155 IN THE MATTER OF THE
OF
R. MILLER,
TO CREDITORS
IS HEREBY GIVEN that LAUREN ALSUP has been appointed personal
of this estate. All

New

DATED:

/s/

Karl

khr@roepkelaw.com

HCS

Suite 530 Albuquerque, NM 87110

TEL: (505) 830-6563

Attorney for Applicant

HCS Pub. March 29, April 5, 12, 2024

STATE OF NEW MEXICO

COUNTY OF BERNALILLO

SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2024-00195

IN THE MATTER OF THE

ESTATE OF MICHAEL WAYNE HOLLY, DECEASED

NOTICE TO CREDITORS

NOTICE IS HEREBY GIVEN that the undersigned has been appointed Personal Representative of this estate. All persons

NW, Albuquerque NM 87102.

Dated: March 6, 2024

/s/ Robert W. Holly ROBERT W. HOLLY, Personal Representative FINLAYSON LAW FIRM, PC

By: /s/ David A. Finlayson

David A. Finlayson

Attorney for the Personal Representative of the Estate of Michael Wayne Holly, Deceased 7301 Jefferson Street NE, Suite F Albuquerque, NM 87109 (505) 373-3500

HCS Pub. March 29, April 5, 12, 2024

OTHER

STATE OF NEW MEXICO COUNTY OF SANDOVAL THIRTEENTH JUDICIAL DISTRICT COURT No. D-1329-CV-2023-01872 IN THE MATTER OF A PETITION FOR CHANGE OF NAME OF EDNA RUBY OJEDA, an Adult. NOTICE OF CHANGE OF NAME

NOTICE IS HEREBY GIVEN that Edna Ruby Ojeda, by and through her attorneys, VALLE, O’CLEIREACHAIN, ZAMORA & HARRIS, P.C., (Matthew Zamora), has filed a Petition to Change Name in the Thirteenth Judicial District Court, Sandoval County, New Mexico, wherein she seeks to change her name as follows:

Current Name: Edna Ruby Ojeda

Proposed Name:

Edna Ruby Lovato

This Petition shall be heard before the Honorable Allison P. Martinez, District Judge of the Thirteenth Judicial District Court, New Mexico at 10:20 a.m. on the 3rd day of May, 2024, at the Sandoval County Judicial Complex, Courtroom

C-2013, 400 Lomas NW, 1500 Idalia Road, Building A, Bernalillo, New Mexico 87004.

Submitted by: VALLE, O’CLEIREACHAIN, ZAMORA & HARRIS, P.C.

/s/ Matthew Zamora _ Matthew Zamora 1805 Rio Grande Blvd NW, Suite 2 Albuquerque, NM 87104

PH: 505-888-4357

Fax: 505-883-5613

Email: mz@vozhlaw.com

HCS Pub. March 29, April 5, 2024

STORAGE AUCTIONS

“Notice of Public Auction. The following property will be sold at public auction, in accordance with the Self-Service

Storage Lien Act [48-11-1 to 4811-9 NMSA 1978] to satisfy the lien of the owner, on Wednesday April 10, 2024 at 9:00 am. Personal property described and belonging to those individuals listed below will be advertised for bidding at www.lockerfox. com. RightSpace Storage - San Mateo, 5220 San Mateo Blvd NE , Albuquerque, NM, 87109 238 - Vanessica Begay, 5330 San Mateo Blvd NE C53, Albuquerque, NM, 87109, tires, boxes, mattress and box set, furniture, small appliances, wall and holiday decorations, hoverboard,toys, fishing poles, vacuum cleaner, monitor 366 - Rosette Davoudzadeh, PO Box 3605, Albuquerque, NM, 87109, Boxes, dolly, wooden pallet, artifical plants, pallet jack, folding table

The auction will be listed and advertised on www.lockerfox. com. Purchases must be made with DEBIT or CREDIT CARD, CERTIFIED CHECK or MONEY ORDER ONLY and paid at the above referenced facility in order to complete the transaction.”

HCS Pub. March 22, 29, 2024

“Notice of Public Auction.

The following property will be sold at public auction, in accordance with the Self-Service Storage Lien Act [48-11-1 to 4811-9 NMSA 1978] to satisfy the lien of the owner, on Wednesday April 10, 2024 at 9:00 am. Personal property described and belonging to those individuals listed below will be advertised for bidding at www.lockerfox. com. RightSpace StorageCoors, 2559 Coors Blvd NW , Albuquerque, NM, 87120 K03 - Charles E Lodge, 529 San Pablo ST NE, ALBUQUERQUE, NM, 87108, Clothes. Bags

The auction will be listed and advertised on www.lockerfox. com. Purchases must be made with DEBIT or CREDIT CARD, CERTIFIED CHECK or MONEY ORDER ONLY and paid at the above referenced facility in order to complete the transaction.”

HCS Pub. March 22, 29, 2024

“Notice of Public Auction.

The following property will be sold at public auction, in accordance with the SelfService Storage Lien Act [4811-1 to 48-11-9 NMSA 1978] to satisfy the lien of the owner, on Wednesday April 10, 2024 at 9:00 am. Personal property described and belonging to those individuals listed below will be advertised for bidding at www.lockerfox.com. RightSpace Storage - Pan America, 4620 Pan American Freeway , Albuquerque, NM, 87109 D21 - Ryan Antonio, 6000 Topke Pl NE Apt 137, Albuquerque, NM, 87109, SLEDS, TOTE, KIDS BOUNCER, STROLLER, CAMPING CHAIRS, CLOTHES, PULL

UP

BAR, BAGS OFCLOTHES

F40 - Ryan Long, 3901 Lafayette

Dr NE APT 12102, Albuquerque, NM, 87107, MIsc Items

G44 - Latricia John, 3715 Lafayette Dr., Albuquerque, NM, 87107, Books, Kids toys, Kids bike, Crutches, Walker, Fishing poles, Car seat, Purses, Tv, Boxes, Totes, Bags of clothes,Camping chairs

188 - Robert Hotelling, 3405 ALTA MONTE AVE NE, ALBUQUERQUE, NM, 87107, Luggage, boxes, furniture, shoes, totes/ crates, household misc. lamp C24 - Peina Camille, 4801 morris st ne apt 1148, ALBQUERQUE, nm, 87111, Coffee table and two end tables

The auction will be listed and advertised on www.lockerfox. com. Purchases must be made with DEBIT or CREDIT CARD, CERTIFIED CHECK or MONEY ORDER ONLY and paid at the above referenced facility in order to complete the transaction.”

HCS Pub. March 22, 29, 2024

“Notice of Public Auction.

The following property will be sold at public auction, in accordance with the SelfService Storage Lien Act [4811-1 to 48-11-9 NMSA 1978] to satisfy the lien of the owner, on Wednesday April 10, 2024 at 9:00 am. Personal property described and belonging to those individuals listed below will be advertised for bidding at www.lockerfox.com. RightSpace

Storage - Bernalillo, 255 S Hill Rd , Bernalillo, NM, 87004

A328 - Brandon Garcia, 4321 Montgomery Blvd NE #394, Albuquerque, NM, 87109, MIsc Items

A215 - Genevieve Garcia, P.O. Box 234, Santo Domingo Pueblo, NM, 87052, Misc Items

A117 - Daniel D Lobato, 23 Perdiz canyon rd., Placitas, NM, 87043, MIsc Items

A211 - Maria M Lynch, 604 Gral Trevino Dr, Rio Rancho, NM, 87124, Misc Items

The auction will be listed and advertised on www.lockerfox. com. Purchases must be made with DEBIT or CREDIT CARD, CERTIFIED CHECK or MONEY ORDER ONLY and paid at the above referenced facility in order to complete the transaction.” HCS Pub. March 22, 29, 2024

Notice is hereby given that Alameda Storage, in accordance with the provisions of the New Mexico Self Storage Lien Act 48-11-1 to 48-11-9 NMSA 1978, offers the following unit(s) for online bid auction. Alameda Storage does not guarantee or offer any warranty for the items purchased. All units are sold “as is” and without any warranty of the contents, quality, or value. The property stored in these spaces will be sold

or disposed of on or after the following date, time and place.

Date: April 10, 2024 Time: all sales will conclude at 8:00

A.M. online at www.bid13.com

Units can be viewed and bid on for at least 10 days prior to auction start time at the website listed. Any paid-up units will be pulled from the sale list.

A8, Mekko Shije, 72 Westside Drive, Zia Pueblo, NM 87053

Native American jewelry, OK Sooners memorabilia, sports equipment, couch, dresser, computer, speakers, boxes, bins, large TV, bedding, furniture, sword HCS Pub. March 22, 29, 2024

Sedillo Self Storage, 1275 NM 333, Tijeras, NM 87059, (505) 281-2328, pursuant to the Self Storage Lien Act effective 7/87, will sell the following unit at public auction to satisfy the Landlord’s Lien on Tuesday April 16, 2024 at 6:00pm at www. albuquerqueauctionaddiction. com. Visit website to register to bid and get more information.

Unit# 110 - Michelle Huebert14101 Mocho Ave., Albuquerque, NM 87123 - household miscellaneous, books, heater.

HCS Pub. March 29, April 5, 2024

Notice of Self Storage Sale

Please take notice IN Self Storage - ABQ Southwest located at 700 98th St. SW Albuquerque, NM 87121 intends to hold an auction of property stored for tenants in default of payment. The sale will occur as an Online Auction via www.storagetreasures. com on 4/18/2024 at 10:00AM. Unless stated otherwise the description of the contents are household goods, furnishings and garage essentials. Roberta Hinojos: 9931 Hideout Ln Sw -, Albuquerque, NM 87121. This sale may be withdrawn at any time without notice. Certain terms and conditions apply.

HCS Pub. March 15, April 5, 2024

Notice of Self Storage Sale

Please take notice IN Self Storage - ABQ North located at 5124 2nd St NW Albuquerque NM 87107 intends to hold an auction of property stored for tenants in default of payment. The sale will occur at an Online Auction via www.storagetreasures.com on 4/18/2024 at 10:00AM. Unless stated otherwise the description of the contents are household goods, furnishings and garage essentials. Jamie Kistner: 10012 Cochiti Rd Se Suite A -, Albuquerque, NM 87123. This sale may be withdrawn at any time without notice. Certain terms and conditions apply.

HCS Pub. March 15, April 5, 2024

NOTICE OF PUBLIC AUCTION:

Lien Sale will be held for StorWise Self Storage 3901 Ervien ln sw Albuquerque, NM 87121 online at https://www. storagetreasures.com/ starting 4/2/24 at 9AM, ending 4/16/24

/5PM AUCTION: Unit #A26 William Ballard: 931 Blackbird Dr SW ne Albuquerque, NM 87123: Household goods Unit #B12 Doreah Hopeswell: 1539 Rolling Rock Pl Albuquerque, NM 87121: Household goods #c13 Barrientos, Gustavo: 2600 blue sky st sw Albuquerque, NM 87121: Household goods #D24 Corral, Manuel: 204 general hodges st ne Albuquerque, NM 87123: Household goods #G16 Chavez, Tenille: 4225 Padilla Rd Lot E SW Albuquerque, NM 87121: Household goods #K12 Segura, Johnny: 5109 lomas de atrisco rd nw Albuquerque, NM 87105: Household goods #k25 Frazier, Michael: 4209 atrisco nw building A-4 Albuquerque, NM 87105: Household goods #K28 Morales, Joshua Eduardo: 9901 benavides rd sw apt 22 Albuquerque, NM 87121: Household goods

.All goods are sold as is and must be removed within 72 hours of purchase. Sale is subject to adjournment. HCS Pub. March 29, April 5, 2024

Auction of household goods for unpaid storage rent by Thseaiy Wescott, 7303 Montgomery Blvd NE #1200, ABQ, NM 87109 at Economy Storage, 10308 Candelaria Rd NE, ABQ, NM 87112, at 10:00 a.m. Tuesday 04/16/24. HCS Pub. March 29, April 5, 2024

OTHER AUCTIONS

Notice of Public Sale

On MAY 31, 2024 at 08:30 am in the county of Bernalillo abd specifically at 109 Headingly Ave NW, Albuquerque NM 87107 the following vehicles will be sold to satisfy debt incurred. Terms cash in hand at time of auction.

1970 FORD F350 WITH

CAMPER VIN B35HKJ19726

Debt of $2,500.08 at date of submission for publication( debt will increase at the rate of $15.00 per day till 05:00pm (MDT) MAY 30, 2024

HCS Pub. March 29, April 5, 2024

Page 5 March 29, 2024 LEGAL NOTICES Health City Sun Health City Sun HealthCitySun.com
Mexico, 87103.
The
of March,
26day
2024.
Karl
Roepke
H.
H. Roepke
for Michelle Ollom, PR 2501 San Pedro NE Suite 205 Albuquerque, NM
505-323-0515
Attorney
87110
Pub. March 29, April 5, 12, 2024 STATE OF NEW MEXICO COUNTY OF BERNALILLO SECOND JUDICIAL DISTRICT COURT No. D-202-PB-2023-00842 IN THE MATTER OF THE ESTATE OF MARK B. KERYTE, DECEASED. NOTICE TO CREDITORS NOTICE IS HEREBY GIVEN that Lynn Kurth Keryte was appointed personal representative of this estate on March 1, 2024, and that Letters of Administration were issued on March 19, 2024. All persons having claims against this estate are required to present their claims within four (4) months after the date of the first publication of this notice, or the claims will be forever barred. Claims must be presented either to the undersigned personal representative at the address listed below, or filed with the District Court of Bernalillo County, New Mexico, located at the following address: 400 Lomas NW, Albuquerque, NM 87102. Respectfully submitted: FRAZIER & RAMIREZ LAW /s/ Sean S. Ramirez Sean S. Ramirez 2440 Louisiana Blvd. NE,
claims against this estate
required
their
the claims will be forever barred. Claims must be presented either to David
Finlayson, attorney for the Estate of Michael Wayne Holly, at Finlayson Law Firm, PC, 7301 Jefferson Street NE, Suite F, Albuquerque, NM
or filed with the Second Judicial District Court, Bernalillo County Courthouse, 400 Lomas Blvd
having
are
to present
claims within four months after the date of the first publication of this Notice or
A.
87109,

What You NeeAd To Know About Keratoconus and the iLink Procedure

There could be good news if you or someone you care about is ever among the one in 6,000 Americans the National Institutes of Health estimates will be diagnosed with keratoconus (KC).

The Problem

This is a sight-threatening and progressive eye disease that occurs when the cornea thins and weakens over time. It causes the development of a cone-like bulge, which can dramatically and permanently distort vision.

An Answer

There is no cure for keratoconus, but the cornea can be strengthened to slow or halt the progression of the disease with an FDA-approved cross-linking procedure called iLink®. Once diagnosed, there is a lot of information for patients to digest and for eye doctors and their staff to explain in a way that is thorough, educational, and not overwhelming.

Helping Patients Understand the Procedure

With that goal in mind, Glaukos, the company that developed the iLink procedure, launched a 10-part video series called WiseEyes, available on the Glaukos Cornea patient YouTube channel and easily accessed via a convenient QR code. The format of each short video depicts two young “podcast hosts” talking about everything from keratoconus signs and symptoms and the risk of vision deterioration to what to expect before, during, and after the iLink procedure. Episodes also address insurance coverage, financing options, and financial assistance programs for the procedure. The goal of the WiseEyes video series is to help patients get the information they need so they can feel comfortable and confident in making decisions as they relate to their keratoconus journey and treatment with iLink.

Glaukos is committed to consumer awareness. Last year, the company launched a massive KC awareness initiative through a unique website called www.livingwithkeratoconus.com that offers details about KC signs and symptoms; an online, downloadable five-question quiz; and a link to “Find a Doc” to make an appointment to be screened. The campaign was supported by videos, social media, collateral materials, and media relations

in partnership with eye doctors to encourage people—primarily between the ages of 14 and 35—to be screened for KC. Both campaigns, designed to educate people about KC, are based on the fact the disease is commonly underdiagnosed but can progress rapidly and result in significant vision loss. If left untreated, as many as 1 in 5 patients with progressive KC may eventually need a corneal transplant.

More good news is that people are starting to talk about KC and better understand the signs and symptoms that should be discussed with an eye doctor. This has come through Glaukos’ efforts and patients with KC sharing their experiences on social media channels.

“Corneal cross-linking is an effective treatment for stabilizing cornea rigidity to preserve vision and spare patients with KC from possibly having to undergo cornea transplantation,” said Dr. Clark Chang, an optometrist at Wills Eye Hospital in Philadelphia. “The WiseEyes campaign was created with diagnosed KC patients in mind to provide a clear understanding of what to expect from the FDA-approved treatment and to allay any fears.”

Learn More

For further facts, visit www.glaukos-iLink.com.

Health City Sun www.healthcitysun.com Page 6
March 29, 2024
COMMENTARY COMMENTARY
-(NAPSI)
Call Today 505 242-3010 and Order Your Subscription to The Health City Sun

Sound Solutions: How Generative AI is Enhancing Business Communication

More than a third of the country’s workforce is working remotely. Business deals are being made virtually, leadership teams recording their all-staff presentations from the home office or hotel room, and social media staff are creating content on the go. Yet, with this flexibility comes significant business challenges.

Executives want to ensure customer satisfaction in online meeting platforms and training modules as well as provide tools to their teams to create clear, distraction-free content. The challenge remains, how do virtual or hybrid teams maintain consistent quality with work-from-home distractions like dogs, kids, and other noise? For Tel-Aviv-based company, insoundz, generative AI is the answer.

“Generative AI Audio Enhancement is you only better. It is your voice without any of the distractions,” said Emil Winebrand, Co-Founder and CEO of insoundz. “Where predictive AI is trained to get the business the ‘right answer’ for an input. It is trained to be precise and deterministic; sometimes that’s not enough. You may want your AI agent to create, without a clear deterministic input. That’s where Generative AI comes in.”

How does it work? As described on indsoundz website, “Our patented solution takes streamed or pre-recorded audio and video, then applies generative AI signal processing to output the same streams with greatly increased studio-like audio sound and proximity effect.”

Winebrand’s team works with businesses to correct any sound environment so companies keep the sound they want and remove everything else. With a longstanding history serving companies in the media and entertainment space, insoundz is now working with more B2B and B2C businesses asking for custom solutions.

“We have more businesses coming to us because they are interested in improving their communication efficiency and productivity,” said Winebrand. For some, this will look like improved internal meeting presentations developing a deeper connection to remote employees. For others, this has a direct link to sales. Forbes contributor William Arruda said it best: “Despite having years to get good at online meetings and presentations, most salespeople aren’t fully skilled at captivating online.” insoundz believes their generative AI solution is the answer for many sales, executive, and even large-scale SaaS platforms.

Is generative AI the solution for all our remote and hybrid business challenges? Probably not, but like many AI applications it does offer time saving solutions to businesses looking for efficiencies without sacrificing quality.

How Functional Fitness Can Help You Keep Up with the Grandkids

One of the greatest joys—but potentially biggest challenges—for many grandparents is time spent with the grandkids. Whether yours are toddlers or teens, keeping them entertained requires a level of fitness that might include everything from lifting a child to chasing them at the playground to competing in a round of golf. For grandparents seeking an enriching and active experience with their grandkids, it’s important to engage in everyday fitness routines that can help:

• maintain muscle mass,

• preserve cardiovascular health,

• fortify flexibility, and

• bolster balance.

Functional fitness training can help with these goals.

What is Functional Fitness?

“Functional fitness uses multiple muscle groups and movements to help train muscles, joints, limbs, and nerves to all work better together for everyday tasks, like lifting groceries from the car, or outmaneuvering the grandkids,” says Jaynie Bjornaraa PhD, MPH, PT, who is vice president of rehabilitation services and fitness solutions at American Specialty Health Fitness.

Examples of functional fitness exercises include lunges, squats, and planks. “Lunges help improve balance and make the legs stronger,” says Dr. Bjornaraa. “Squats help strengthen the muscles used in sitting, standing, or lifting heavy objects safely. Core training, like planks, helps strengthen the lower back, hips, and abdominal muscles. A strong core provides a stable base when lifting, standing, or performing the chores of everyday life.”

There are many ways to incorporate functional fitness into an everyday fitness routine. For example, online workout classes such as Pilates, yoga, or strength training can provide easy access to beginner, intermediate, or advanced exercise routines. Gyms offer in-person classes plus access to most any kind of fitness equipment you may need to practice functional fitness, from mats and free weights to fitness balls and exercise bands.

If cost is a factor in joining a gym or fitness classes, programs such as the Silver&Fit® Healthy Aging and Exercise Program, which is available through certain Medicare Advantage plans, offer no-cost or subsidized low-cost access to thousands of standard name-brand gyms and YMCAs, in addition to premium boutique studios around the country. These programs may also include online access to fitness video classes such as dance, cardio, tai chi, Pilates, strength training, yoga, and others that teach proper form and technique. Nearly five million participants use the Silver&Fit program to help them stay fit.

“Functional fitness offers terrific health benefits for everyone, no matter your age or fitness level,” added Dr. Bjornaraa. “I encourage my friends, family, and clients to engage in some kind of functional fitness exercise every day to maximize the benefits.”

If you’re ready to try some functional fitness exercises but aren’t sure where to begin, you may care to check out a functional fitness exercise video called “3 Functional Exercises Using Only Body Weight.”

Learn More

For information about the Silver&Fit program, visit www.silverandfit.com. -(NAPSI)

Health City Sun Page 7 (505) 242-3010
March 29, 2024
COMMENTARY
-(NewsUSA)

Five Terms to Improve Financial Literacy

Money can be a stressor for many—but you don’t have to be among them. Creating a game plan and understanding five key terms can help improve your financial health:

Credit Score

A credit score is a three-digit number that represents your general creditworthiness, calculated based on your personal financial history. Lenders use this number to assess your ability to repay a loan, establish your credit line and to determine your interest rate. A good credit score can help you save money on loans, credit cards and insurance, and can also make it easier to rent an apartment, buy a car or purchase a home.

Credit Cards:

General Purpose vs. Store Cards

Credit cards have become an indispensable part of financial life, with 82% of American adults—and nearly all people with incomes of $100,000 or more— owning at least one credit card, according to 2022 data from the Federal Reserve. With the convenience, security and rewards that today’s credit cards offer, many consumers now see the value in using multiple cards. Indeed, the average U.S. consumer has three to four credit cards, according to a 2021 report by Experian.

But credit cards are not all the same. General-purpose credit cards work at most locations in the world where credit is accepted and often come with rewards, promotional financing or introductory offers. However, an individual who is new to credit cards might need to build a credit history before being approved for a general-purpose card.

Many people start building their credit score with a store credit card, which can be used only at one specific store, or a group of stores, such as a furniture or department store. These cards are often available to those who have a lower credit score, limited or no credit history and can offer the chance to build good credit in a relatively short time. Store cards traditionally have lower credit limits, given you can only use them with that specific retailer, which also helps you manage your credit exposure. They may also offer low or no annual fees, which some traditional general-purpose credit cards charge, but sometimes

higher annual percentage rates.

Synchrony is a premier consumer financial services company that has hundreds of thousands of partnerships with retailers offering store credit cards. “Our cards offer consumers financing with top brands to bring them more choices, flexibility and convenience,” said Max Axler, Chief Credit Officer at Synchrony. “Store credit cards are a powerful option to take advantage of special offers, promotional financing and perks while shopping at your favorite retailers.”

Interest Rates

A credit card’s interest rate is the amount you will be charged on your unpaid credit card balance that is due. The interest rate is calculated as a percentage of the outstanding balance. For example, if you charge $1,000 on a credit card that does not have any outstanding balance and pay it off before the monthly due date, you typically won’t incur any interest charge. You’d simply pay $1,000, and the balance would be satisfied. However, if you didn’t pay it all off—or paid any amount that was less than the full $1,000—you would be charged interest based on your average daily balance.

Annual Percentage Rate (APR)

The yearly interest rate charged on your balance due is called the Annual Percentage Rate. You pay this interest rate on any balances not paid in full each month—in other words, if you don’t pay your bill in full when it’s due every month, the amount you do not pay is subject to interest. It’s important to note that your credit card may have more than one APR: One rate for purchases, another for balance transfers and yet another for cash advances.

Understanding these terms can empower you to manage your finances in the best way to meet your needs and borrow responsibly, and properly managing your credit can lead to higher credit scores and more access to credit for your financial needs.

Learn More

For more information and to discover financing options to fit your lifestyle, visit www.synchrony.com. -(NAPSI)

Health City Sun The Establishedin1929 Publisher David Rivord Annual Subscription is $24 Editorial, Legal, & Advertising (505) 242-3010 FAX (505) 842-5464 Email: Legal@HealthCitySun.com The Health City Sun (USPS 238-620) is published weekly by TJPress Publishing LLC, d/b/a Health City Sun, 6300 Montano NW Ste. G3,2nd floor, Albuquerque, NM 87120. Copyright © 2012. Reproduction of any kind without the permission of the publisher is prohibited. Annual sunscription is $24. Periodicals postage paid atAlbuquerque, NM 87101-9651. POSTMASTER: Send address changes to Health City Sun, P.O. Box 67560, Albuquerque, NM 87193 Notice Rates 75¢ / line for first week 59¢ / line for additional weeks for all private companies www.healthcitysun.com New Mexico’s Legal & Financial Weekly Health City Sun Page 8 (505) 242-3010 COMMENTARY Subscription Form Name: Bus. Name: Address: City/St/Zip: Phone: Email: Amount: (1Yr-$24) Submit Form & Check To: Health City Sun PO Box 67560 Albuquerque, NM 87193 www.HealthCitySun.com The Established in 1929 Health City Sun
March 29, 2024
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