MADE TO MEASURE MORTGAGES TAILORED TO SUIT YOU

MULTIPLE SOURCE INCOME, HIGH NET WORTH MORTGAGES

When it comes to high net worth mortgages one size does not fit all.

Most high street lenders do not cater for complex, varied or multiple income streams, so buying your new home may need a more tailored approach.

Using established relationships with specialist lenders and a wealth of knowledge and experience in providing multi-source income verification,

SPF can secure highly competitive mortgages for anyone in, or looking to move to Guernsey, providing bespoke and interest only options.

We can even factor in other properties, stock portfolios or personal pensions to provide the required level of funding in the most cost efficient structure.

For a bespoke approach to securing your new home or investment property, call us on 01481 715234.

This detached 1960’s bungalow with garage, 30’ domestic greenhouse, and two substantial outbuildings stands on a lovely large plot of three quarters of an acre.

Though well maintained the bungalow is somewhat dated, but given its excellent location on the St Martin’s/St Andrews borders and lovely gardens and associated outbuildings the property offers excellent potential to the buyer.

Property details

Entrance hall, lounge/dining room, kitchen, utility/rear porch, 5 bedrooms, 1 bedroom, separate wc. Garage, parking and extensive gardens.

La Mouettes

Situated in quiet lanes close to Saumarez Park and Cobo Bay, this detached property offers up to 5 bedrooms and excellent living space that will appeal to large or multi-generational families.

The property has a private, south facing rear garden with far reaching rural outlook, substantial domestic greenhouse and the benefit of good parking and single garage.

A spacious and adaptable home in a lovely location.

Property details

Lounge, dining room, sun room, kitchen, utility, study, 5 bedrooms (1 with ensuite dressing room and shower room), bathroom, separate wc. Garage, parking and gardens.

£1,295,000

This spacious five bedroom Victorian house offers accommodation of excellent proportion, with high ceilings and many original period features.

The property is in the highly desirable and convenient Kings Road, close to town, schools, and business centre, the property is offered in excellent condition and has good parking and an attractive large, enclosed garden.

Viewing highly recommended by Cooper Brouard.

Property details

Lounge, dining room, kitchen/ breakfast room, sun room/utility, 5 bedrooms (1 ensuite), 2 shower room, bathroom, separate wc. Parking and gardens.

One such innovative solution that has emerged is Crewdentials; a groundbreaking platform aiming to revolutionize the management of seafarer credentials.

Founded in 2020, Crewdentials represents the culmination of years of contemplation and a resolute decision to venture into uncharted territory.

The inception of Crewdentials sprouted from the firsthand experiences of its founders Dan Armsden, Ellen Armsden and James Benns, who encountered the arduous challenges associated with handling seafarer credentials from both the crew and business perspectives.

The frustration of repeatedly entering the same information into multiple systems and the constant chase for missing data reached a tipping point.

It became clear that a paradigm shift was necessary. Thus, the vision of Crewdentials was born - a model that places data control back into the hands of the crew, empowering them to choose who accesses their information while keeping it up-to-date in one centralized location.

Crewdentials primary objective is to alleviate the burden of administrative tasks and improve compliance for both seafarers and businesses. Recognizing the perpetual ‘busy-ness’ that engulfs professionals in the field, Crewdentials advocates for the integration of technology that diminishes pain points and fosters collaboration within the industry.

Embarking on the adventure of starting their own company, the founders discovered the unparalleled joy of unrestricted exploration. And liberated from the confines of traditional employment, the team set their sights on the moon and began to nurture an environment that champions influence, trust, and flexibility. This commitment to cultivating a modern company culture ultimately yields superior output for the business. Yet, the early stages of their entrepreneurial expedition were not without hurdles. In the bootstrap phase, they found themselves navigating various domains, mastering multiple disciplines essential to the success of their venture. From acquiring website development skills to managing social media channels, team emails, and bookkeeping, the initial months were consumed by a relentless pursuit of knowledge and expertise.

Challenges specific to their business model came to light early on. The team realized that revolutionizing an entire industry necessitates collaboration and buy-in from all stakeholders.

Rather than positioning themselves as competitors to existing software companies, their aim is to be regarded as collaborators and partners who enhance the functionality of current products. The focal point of their expertise lies in seafarer credentials, offering businesses a trusted partnership for the collation, handling, management, and verification of these crucial records.

To budding entrepreneurs venturing into the maritime industry, the team at Crewdentials imparts invaluable advice. They emphasize the significance of outsourcing initial administrative tasks, such as website development, email setup, and bookkeeping, to focus on core business activities.

Looking towards the future, Crewdentials envisions continued growth and recognition within the maritime industry. Over the past few years, they have dedicated their efforts to collaborating with early adopters and forging strategic partnerships with like-minded software companies and maritime businesses. These alliances have already extended their reach to approximately 50,000 vessels across commercial and yachting sectors. With an unwavering commitment to trust, integrity, and approachability, Crewdentials aims to become a household name, revolutionizing the way maritime credentials are managed and establishing a legacy of innovation within the sector.

Lovely, detached home on an excellent one-acre site with extensive gardens, ample parking and useful outbuilding.

The property is situated in a quiet lane within walking distance of west coast beaches at Port Grat, Le Picquerel and close to L’Islet Village.

The original 1950’s property has been extended and upgraded and now offers a good range of accommodation including a large kitchen overlooking the gardens.

Property details

Lounge, kitchen/dining room, utility, 5 bedrooms, bathroom, shower room, separate wc. Outbilding, parking and gardens.