6 minute read

HELLO MEGAN

Megan has joined the Open Market team having previously worked in Trust for the last 4 years, it was her work managing property portfolios which sparked her interest in the industry. “My aim was to spend more time in a client facing role as this is where my skills lie, I thrive working in a fast paced, dynamic environment. Cooper Brouard have provided a supportive, nurturing environment and my first month in this new role has been exciting.”

Megan has a straightforward, friendly approach and has wasted no time in getting out of the office meeting new and well-known clients. Looking to the future Megan is considering how we evolve to communicate with the newest generation of people relocating to Guernsey, bringing a fresh approach to how we market property and reaching out to the wealth of expertise on island to connect the right people and offer the best advice.

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With her partner Harry and their two cats, Maverick & Goose, having not watched the famous film before naming them, live close to town. Megan enjoys barre, pilates and boxing as well as cocktail hour with girls on a Friday.

Megan Chipperfield Open Market Negotiator megan@cooperbrouard.com

House

A lovely period home offering 3 good double bedrooms on the first floor with a further two located on the second, an excellent sized sitting room with doors to the rear patio and garden and a charming dining room with feature fireplace.

The large rear garden is mainly lawned with attractive borders, kitchen garden and lean-to greenhouse. A great family home located in a much sought-after residential area between St Martin’s Village and St Peter Port town centre.

Property details

Sitting room, dining room, kitchen, utility, 5 bedrooms (1 with ensuite bathroom), 2 shower rooms, separate wc. Garage, parking, summer house and gardens.

Les Vardes Farm £1,950,000

An iconic property, just a stones’ throw from Grande Havre beach.

Cooper Brouard are delighted to present to the market, for the first time in over 30 years

Les Vardes Farm. Situated a stones’ throw from Grande Havre beach this iconic property was rebuilt in 1792 and the late Georgian features on the main house are plain to see.

For a period of time the property operated as a hotel and sits in a plot of over 7 and a half acres with numerous outbuildings to investigate.

The property requires full renovation and viewing is highly recommended to fully appreciate this exciting and unique project.

Exquisitely

renovated property with 3.5 acres of land, detached garages, barn, and greenhouse in Alderney.

Welcome to this stunningly renovated property in Alderney. Situated on 3.5 acres of land, this home offers a seamless blend of modern luxury and natural beauty.

With two detached garages, a renovated barn, and a greenhouse, this property is a dream come true for those seeking both functionality and charm. Step inside and be captivatedby the spacious and light-filled interior. The open-concept layout creates a seamless flow between living spaces, while high-quality finishes and tasteful design elements add a touch of sophistication. Outside, the well-maintained grounds provide a picturesque setting, with mature trees and lush greenery. The detached garages offer ample parking and storage space, while the renovated barn provides endless possibilities.

Additionally, the greenhouse is perfect for gardening enthusiasts. Conveniently located near the airport and the high street, this property combines tranquillity with accessibility.

Property details

Open plan living room, kitchen, utility, 4 bedrooms (2 ensuite), shower room, separate wc. Parking, 2 garages, versatile barn, domestic greenhouse, gardens and land.

Rock Bottom

A rare opportunity to purchase two bungalows both of which have superb sea views to Burhou Island and the English Channel.

The main bungalow is a comfortable, family home with extensive off-road parking, a conservatory and a kitchen garden. It has an ensuite shower to the main bedroom and a family bathroom. Rock Bottom offers a versatile package for either multigenerational living or to provide a family with a business income.

The rear Annexe bungalow has a two bedroom holiday let business but also an interconnecting door to a self-contained one bedroom apartment which could be a larger holiday let or be left as separate accommodation for family and friends.

£870,000

The holiday let is sold furnished and complete and can generate between £600-£800 per week and has a very strong repeat client base.

There is a plot at the rear of the annexe which could easily accommodate a large workshop/garage, subject to planning permission, and an easy to maintain kitchen garden.

Property details

Main bungalow Lounge, conservatory, kitchen/dining room , 3 bedrooms (one with ensuite), bathroom.

Self catering unit Lounge, sun room, kitchen, 3 bedrooms, shower room. Exterior Garage, parking and gardens

La Cloture de Bas also known as “The Barracks” was originally built in 1780 as barracks for the resident garrison it later provided accommodation for workers on the nearby former silver mine. Set within grounds of approximately ¾ acre The Barracks currently comprises a 3 bedroom main house , 1 bedroom staff/granny wing and a 2 bedroom guest cottage, outbuildings, 2 fields, garden and located on the south west of Little Sark enjoying superb uninterrupted views over the neighbouring countryside towards the coastlines of Jersey and France. Sark: peace, quiet, friendly people, fabulous scenery and wildlife, the darkest and clearest of night skies and favourable tax advantages.

Property details

The Barracks Dining room, sun room, sitting room, kitchen/breakfast room, 2 bedrooms (both with ensuites), bedroom 3/study and separate wc.

The Annexe Kitchen/living room, bedroom, bathroom.

The Cottage Kitchen/living room, conservatory, 2 bedrooms, bathroom and separate wc. Gardens, outbuildings

The last two years or so have seen an influx of relocators to the Island, attracted by the outstanding natural beauty of the Island coupled perhaps with no capital taxation and a low single rate of income tax. Perhaps the most significant change to the Guernsey tax system for some considerable time was the move to independent taxation of married couples e ective from 1 January 2023. Whilst a significant change the likely impact is perhaps summarised as the need for a further ten thousand or so personal tax returns to be both completed and processed and the possible doubling of the statutory tax caps that, before 1 January 2023, applied per couple.

The tax caps have been extremely well received by relocators as it gives absolute certainty in terms of total personal income tax exposure in Guernsey on a yearly basis.

The tax caps available by tax statute in Guernsey are:

• Open Market Cap of £50,000. Available for the first four years of Guernsey residence. Requires the purchase and occupation of an open market property within 12 months of tax residence. The purchase must generate minimum document duty of £50,000 (property cost of £1.4m).

• Foreign income tax cap of £150,000. This is for nonGuernsey source income only. Guernsey source income remains subject to 20% tax. Guernsey bank interest is not considered Guernsey source.

• Annual tax cap of £300,000. A global cap utilised by individuals with substantial Guernsey Source income.

• The “standard charge”. This is currently £40,000 per annum and is available by election in place of worldwide income disclosure, for those who are broadly, not full time tax resident on the island.

As well as the headline tax caps available, other significant tax incentives for a relocator that should not be overlooked may include:

• Ability to claim double tax relief in Guernsey for UK corporation tax paid, where shareholder control of the UK company is in Guernsey.

• Ability to receive UK dividends exempt from both UK and Guernsey taxation.

• Ability to receive UK pension income, potentially including a lifetime flexible draw down that is solely taxable in Guernsey.

• Ability to mitigate UK capital gains tax on gains made upon the disposal of certain UK assets.

There are many tax considerations a relocator might like to consider. The highly experienced and qualified tax team at LTS, who can advise upon all aspects of Guernsey and UK tax, would be delighted to hear from you.

Francis Snoding CTA Executive Director

DD: +44 (0)1481 755881

E: fran.snoding@lts-tax.com

Julian Turian ATT FMAAT Executive Director

DD: +44 (0)1481 743045

E: julian.turian@lts-tax.com

David Parrott CTA

Associate Director

DD: +44 (0)1481 743049

E: david.parrott@lts-tax.com

Katie Roberts CTA Manager

DD: +44 (0)1481 743087

E: katie.roberts@lts-tax.com

Switchboard: +44 (0)1481 755862

Email: taxenquiries@lts-tax.com or visit lts-tax.com

3 Carrick House £1,850,000

This exquisite third floor apartment offers a stylish open plan kitchen/living area opening on to two large balcony terraces boasting views out over Havelet Bay, Castel Cornet and the neighbouring Islands.

Apartment 3 offers two bedrooms, one of which has an ensuite shower room and a run of fitted wardrobes, and a further bathroom along with a useful utility cupboard offering a total footprint of 1,474 sq ft (136.9 sq m) of opulent living whilst enjoying fabulous views. There is allocated undercover parking for two cars which is accessed through a secure gate, lift access to the upper floors from the main entrance hallway and a private store. The property is available fully furnished – should you wish to discuss this point further, please do not hesitate to contact one of the open market team.

Property details

Open plan kitchen/living room with 2 balconies, 2 bedrooms (1 with ensuite shower room), bathroom, utility cupboard. Storeroom and underground parking for 2 cars.

The following pages showcase a few properties that are currently available. To learn more, visit www.cooperbrouard.com or call one of our Local Market team.