CAWLM July 2016

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TAKE A VACATION

TAKING A BREAK COULD HELP YOU BE MORE PRODUCTIVE AT WORK

Get Ready for Guests

SPRUCE UP YOUR GUEST BEDROOM WITH THE DÉCOR DIVA

Sandra Seaton THE ART OF STORYTELLING

Stay Safe with SPF

LEARN ABOUT THE EFFECTS OF SUN EXPOSURE WITHOUT SUNSCREEN

Do you suffer from one or more of the following?

PMS or PMDD Hot flashes and other menopausal symptoms Pre-diabetes or diabetes (I or II) Hypo-glycemia Emotional eating Dieting or binge eating Obsessive concern with weight loss Mild-to-moderate depression Mild-to-moderate anxiety Seasonal Affective Disorder High or low blood pressure High cholesterol Hypo-thyroidism Back pain, joint pain

Chronic pain and fibromyalgia Sciatica Osteoarthritis Rheumatoid Arthritis Asthma Seasonal or Environmental Allergies Chronic sinus pain or drainage Frequent colds or upper respiratory infections Ulcerative colitis Crohn’s disease Irritable Bowel Syndrome Restless Leg Syndrome Insomnia Addictive or compulsive behaviors

These issues - and more! - are reduced or eliminated with our prescribed therapeutic yoga system.

www.bikramyogacapitalarea.com

CAWLM Reader Exclusive • Only 10 Spaces Available For New Students (or those who have not attended class since 2015 or prior)

FREE MONTH

Get a of yoga lessons when you book and attend an intake consultation before August 31!

Only $79 for a private consultation and introductory

lesson (50 minutes).

Find out what a lineage-based, therapeutic yoga practice in the Ghosh-Bikram lineage can do for you. Learn how to modify postures for your particular needs. Get personal recommendations on how to approach the practice and which classes to attend.

Email ann@bikramyogacapitalarea.com

by July 31 to book your intake consultation.

(M.A. Medical Anthropology, M.A. Asian Studies) is trained in the lineage of Bishnu Ghosh and Bikram Choudhury, has been teaching in the lineage for 12 years, and has over 4000 hours of experience with all ages and levels of ability.

Bikram Yoga Capital Area is an independent yoga school, 100% locally owned, and not part of a franchise or chain.

Come experience highly personalized hatha yoga in an authentic, undiluted therapeutic lineage; get ready for dramatic healing and major changes in your physical and mental state!!

Time:

9/13/2016

FIFTH ANNUAL NINE, WINE & DINE

WOMEN’S 9-HOLE SCRAMBLE

3:00 pm Registration 4:30 pm Shotgun Start

Cost: $45 per player Includes: 9 Holes, golf cart, practice range balls, prizes, skills contests, dinner, and wine sampling.

Format: 9-hole 4 person scramble Don’t have a foursome, don’t worry, we will pair individuals up in teams.

Shopping: Up to 40% off all summer wear & 25% off all other apparel.

Prizes:

Help Find a Cure!

For a $20 (or more) donation to the Rally for the Cure/Susan G. Komen Foundation you receive: Rally for the Cure goody bag & a chance of winning the grand prize from the 50/50 drawing! Donations are to be collected the day of the event during registration. Proceeds will be given to the Rally for the Cure Breast Cancer Awareness and Research/Susan G. Komen Foundation.

WOULD YOU LIKE TO BE A SPONSOR FOR THIS EVENT? Contact Clare DeBlaay - deblaay012@gmail.com or (517) 903-8059

Longest & shortest drive, longest putt, closest to the pin, 1st place for each division, and 2nd & 3rd place overall; cart decorating contest!

Sign up today! www.hawkhollow.com Click on the “Golf Outings” tab, then select “Public Outings”, and follow the link.

Or call (517) 641-5944

JULY 2016

ON THE COVER 12 Get Ready for Guests 16 Sandra Seaton 28 Take a Vacation 29 Stay Safe with SPF

IN THIS ISSUE 4

From the Publisher

30 The Book Corner

5

Good News

32 Cocktail Hour

6

Nonprofit Profile

33 Tri-County Events

7

Business Profile

34 My Community

8

Creative Soul

10 Fashion and Beauty 14 Local Women 22 DIY Quick Crafts 24 Financial Facts

16

26 Recipe

On Our Cover: Sandra Seaton Exclusive photography by Mark Warner

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CORRECTION In last issue of CAWLM’s My Community section, the mission statement of the Junior League of Lansing Michigan was printed incorrectly. The mission statement of the Junior League of Lansing Michigan is as follows: The Junior League of Lansing Michigan is an organization of women committed to promoting voluntarism, developing the potential of women and improving communities through the effective action and leadership of trained volunteers. Its purpose is exclusively educational and charitable.

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Capital Area Women’s LifeStyle

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July 2016

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614 Seymour Avenue, Lansing, MI 48933 Phone: (517) 203-0123 • Fax: (517) 203-3334 Email: info@cawlm.com

CAWLM.COM

ISSUE VII • VOLUME IX Publisher

TIFFANY DOWLING Sales Manager

JENNIFER HODGES Account Managers

MANNY GARCIA MEGAN FLEMING DEREK DRUMM Media Specialist

JILL BAILEY Production Director

KELLY MAZURKIEWICZ Communications Director

AMI ICEMAN-HAUETER Art Director

MARK WARNER Graphic Designers

NIKKI NICOLAOU KERRY HIDLAY Publication Photographer

ERIKA HODGES Editor

ALICIA PILMORE Web Managers

KYLE DOWLING SKYLAR KOHAGEN Event Calendar Manager

JAIME HARDESTY Contributors

KALYNNE MCINTYRE MEGAN MARTIN SHIREEN MOHYI CATHY BLATNIK DEIDRE DAVIS TAYLOR KELSAW MELISSA DOWRICK LISA KOST SARAH SPOHN ADVERTISING INFORMATION

Call (517)

203-0123

Interested in hosting a distribution location?

Give us a call at 517.203.0123 or email at info@cawlm.com.

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Capital Area Women’s LifeStyle is published monthly by M3 Group, Lansing, MI. All rights reserved. © 2016 M3 Group

No part of this magazine may be reproduced whole or in part without the express written consent of the publisher.

July 2016

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FROMTHEPUBLISHER

An event-full

summer to enjoy I don’t have the exact research on this, but I’m pretty sure Michiganders appreciate summer more than most. It has to be true. First of all, the winter months are deplorable (well mostly). I do like a little blustery snow somewhere between the 24th and 26th of December. After that … it is miserable.

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Pick a few of your own activities or check these out and get started:

LUGNUTS GAME AT COOLEY LAW SCHOOL STADIUM: If you haven’t

been to this minor league ballpark lately, you’re missing out on America’s favorite pastime. It is a fun, interactive day or evening filled with games, trivia and oh yeah, a little baseball.

POTTER PARK ZOO: Although this is a small zoo, it has the perfect

selection of animals that make this adventure a great time for the kids or the young at heart. They are adding new exhibits so it’s time to get back over there.

THE LANSING RIVER TRAIL: This is one of Lansing’s biggest assets

in my opinion. Our community has been working hard to connect the trails so that families can travel by bike for miles. Much of it hugs the shores of the Grand River and is worth the effort to work out, take a leisurely trek or picnic.

MUSEUMS IN LANSING: Visit the Michigan Historical Museum, R.

E. Olds Museum, Michigan Women’s Hall of Fame and Michigan State Capitol. And, if you have kiddos, you can’t miss Impression 5. It’s a great option for a rainy day.

MUSIC AT LOCAL BUSINESSES OR FESTIVALS: I love music. Lansing is

a great place to listen to local talent. There are all types of options like: Jazz at the Lansing City Market or LaFille Gallery, oldies or pop at the Nuthouse or Green Door, etc. And, of course, Common Ground is amazing.

This year’s line up is particularly diverse and provides something for all.

The list of options for fun in our area could go on and on. I haven’t even started listing the many options in East Lansing, Meridian or Delta Townships or Williamston. I also suggest going to the Greater Lansing Convention and Visitor’s Bureau to get a solid list of festivals and events.

There are way too many to mention here. Have an amazing summer.

Ready, set…go!

Tiffany Dowling | Publisher

eastlansingseniorliving.com 4

Secondly, we have the most beautiful state. (I may be biased). The biggest problem I can see is that there are more things to do than we have time for. So, it’s already July and there isn’t a moment to spare. Explore our community options and then venture out.

July 2016 4/6/16 1:46 PM

GOODNEWS C

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WE’D LIKE TO HEAR FROM YOU! Do you have a business or personal milestone announcement relevant to women of the Clinton, Eaton and Ingham counties? Please submit it to info@cawlm.com by the first of the month prior to the issue you wish it to be printed in. CAWLM reserves the right to edit all submissions for style, grammar and length. We look forward to sharing your good news!

LAUREL SALON CELEBRATES NEW LOCATION IN OKEMOS After nearly five months of construction and renovation, Laurel Salon celebrates its new location at 2395 Jolly Road in Okemos, new team members and brand new services to now offer guests.

The newly renovated salon features more than 4,000 sq. ft. of space that includes modern design elements that complement the amenities located throughout the salon such as a large open floor plan along with a mini gym and six spa rooms, all filled with natural light to add to the relaxing ambiance.

“Our guests are loving our open feel, natural light and the wide range of services we now offer at our new location,” says Janae Fredline. “Each team member we have is so talented, has great energy

and is truly guest focused. It has been a great adventure so far.”

Laurel Salon welcomes three new team members including hairstylist Candace Baxter, esthetician and Reiki Master Mary Ofoli. The growing salon now has a team of 10 and will continue to hire hairstylists with capacity to add eight more stylists. Laurel Salon is also currently hiring massage therapists.

Laurel Salon offers haircuts, color, reflexology, manicures and pedicures, customized skin care services, massage, wax removal, Reiki energy balancing, nutrition services and personal training.

For more information, visit laurelsalon.com.

LAFCU AWARDS $5,000 IN SCHOLARSHIPS TO MASON, OWOSSO HIGH SCHOOL SENIORS

HABITAT FOR HUMANITY CAPITAL REGION TO ACQUIRE SCOTT CENTER Habitat for Humanity Capital Region is excited to announce that it has been selected by the City of Lansing Parks and Recreation through a formal request for proposal (RFP) process to acquire the Scott Center for $1, currently located at the southwest corner of S. Washington Avenue and W. Malcolm X Street in REO Town, Lansing.

Under the plan announced, Habitat for Humanity will acquire the Scott Center for $1 from the City of Lansing. The City has pledged to transfer a two-acre parcel of land located on Martin Luther King Boulevard between Lenawee and Hillsdale streets, subject to the master plan being approved. The BWL has pledged $100,000 to help fund the relocation of the structure, while earmarking any unspent balance of the $100,000 for site preparation and to jumpstart the project.

Pending the approval of the BWL’s master plan for a new substation, Habitat for Humanity plans to renovate the Scott Center that’s been relocated to the lot on MLK and convert the property into 3-4 condo-style, affordable housing units. This will provide the gateway for

Courtesy Photo

LAFCU has awarded the 2016 “Write to Educate” $2,500 college scholarships to two high school seniors bound for Lansing Community College (LCC) and Baker College of Owosso this fall.

Mason High School senior Jenelle McCoy, daughter of Kevin and Lynn McCoy, of Mason, will pursue an Associate in Arts at LCC with the intention to transfer to a four-year college to complete a bachelor’s degree, majoring in sports management.

Photo by Ami Iceman-Haueter

Vicki Hamilton-Allen, Executive Director at Habitat for Humanity Capital Region, addresses the press on Tue. May 31.

the development of 18-20 units in total.

Habitat for Humanity will contribute $300,000 toward the renovation and will also seek HOME and CDBG funds through the City of Lansing.

With public interest in mind, Habitat will retain as many of the Scott Center’s features as possible such as the winding staircase, subject to current building code.

The Scott Center’s English Tudor-style exterior will serve as inspiration for the entire proposed development. Although the exteriors of the properties will celebrate a similar style, the proposed properties will be modern energy efficient homes.

Owosso High School senior Kaycee Ogle, daughter of Jeffery and Kimberly Ogle, of Owosso, will pursue a bachelor’s degree in pre-occupational therapy at Baker College to become an occupational therapist.

As a part of their scholarship awards, McCoy and Ogle each selected a charity to receive a $500 donation from LAFCU. McCoy chose the Greater Lansing Food Bank; Ogle supported the food and nutrition programs at the Salvation Army Owosso.

The scholarship recipients were selected based on a one-page essay about an improvement the applicant could implement at their high school before they graduate that would also benefit the community.

Applicants for the LAFCU Write to Educate scholarship must be a senior in a high school within the LAFCU service territory, which includes the counties of Barry, Calhoun, Clinton, Eaton, Gratiot, Ingham, Ionia, Jackson, Livingston, Montcalm and Shiawassee.

They must also be planning to attend LCC or Baker College’s Owosso campus.

July 2016

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NONPROFITPROFILE

BY SHIREEN MOYHI | PHOTO BY J. KINDEL

CONSERVING MICHIGAN’S NATURAL LAND One of the many highlights of Michigan is the vast amount of natural, rural land which is present in many counties across the state. The Mid-Michigan Land Conservancy (MMLC), founded in 2002 and under its current name since 2003, aims to protect natural, scenic, recreational and agricultural lands across seven counties in the mid-Michigan area.

Natural and agricultural lands are the primary focus of the conservancy because those areas face the most turmoil. Before the MMLC began, there was no place for land owners in Ionia, Clinton, Shiawassee, Ingham, Jackson, Eaton and Hillsdale counties to turn to for help protecting their land.

“The purpose of protecting these lands is from inappropriate development, some people will call that sprawl development,” said MMLC President Paul Kindel, who has been in this position since 2003. “[The lands] are being protected from residential, commercial and industrial developments that aren’t appropriate for those lands.”

The protected lands range from 26 to 423 acres, varying in farmland, grassland and wetlands. The properties are a result of the board members of the organization, who have selected the areas based off of resident referral.

The process is to have the concerned resident fill out an application requesting land protection, and the board members discuss whether or not the land is appropriate to protect. As of recently, the Conservancy has been holding presentations in the seven midMichigan regions to notify the public that they are here to help land owners conserve their properties.

“We give presentations telling them that if they would like to protect their land, there is a conservancy available for them to help them do that,” said Kindel. “We will contact land owners in the area and tell them this presentation is available and open to the public. We are focusing particularly on natural areas in these seven regions. They are defined by a conservation plan that one of the board members developed.”

The board of directors is what keeps the organization moving. The majority of the board is from the greater Lansing area, and many are working professionals with environmental backgrounds and involved in conservancy in some way. Kindel, a retired Michigan State University faculty member, said he hopes to get more board members from other counties outside of Ingham and Clinton in the future.

n a s u Dr.S and

. s m e l a p e a T M D .D.S

If you care about local land conservation, Kindel believes now is the time to take action, because these rural landscapes are being lost at a dramatic rate. Those interested should start by joining an organization with a focus on conservation and support them through membership of the organization and volunteer efforts.

“We keep the dues low to encourage people to participate as members, but as members they will be informed of what’s going on locally, and even in the state,” said Kindel. “I think right now we have a serious problem with land use, not only in Michigan, but the United States; there’s a lot of sprawl development occurring. There are not enough efforts to support natural land and farmland.”

MMLC is one of 30 regional land conservancies in Michigan. To learn more about their conservancy plan and how to get involved as a member, visit midmilandcons.org.

Shireen Mohyi is a senior graduating from Michigan State University this spring with a major in e Social Media Director of Michigan State’s only student-run fashion, beauty and lifestyle magazine, VIM Magazine. Her favorite things are Instagram, celebrity gossip, and a great place to brunch.

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Capital Area Women’s LifeStyle

July 2016

Creative

BUSINESSPROFILE

Dwellings

BY KYLE DOWLING| PHOTOS BY ERIKA HODGES Walking into Dwell, there’s an immediate sense of happiness and calm; like stepping into your grandmother’s home. Dwell is a unique boutique located in Okemos, Mich., and that’s exactly what Tamara Jackard and Jill Schaefer were hoping for.

Dwell is filled with great gifts like jewelry and home and garden items. Many of which are made here in the Lansing area. For nearly two years, Jackard and Schaefer have been helping people that come into their shop to improve the aesthetic of their homes.

“The area has been losing so many unique stores for gifts that we wanted to create our own unique store,” explained Schaefer. “We love Okemos and we wanted to keep our store here to try and keep some of the uniqueness to the area.”

Schaefer, who once worked as a mural artist for show homes, now uses her abilities to do in-home consultations.

“People request me to come into their homes to decorate,” she said. “I can use things that they already have or they can buy new items. They leave for a bit, and when they return the house looks brand new.”

Dwell not only has items that are ready-made, but they also take requests; whether it’s a realistic floral arrangement, wreath or painting a piece of furniture to fit your home, Jackard and Schaefer work hard to give their clients the best quality items at the best prices.

“Sometimes people don’t even have any idea what they are looking for when they come to Dwell,” said Schaefer. “They just come in with an idea or some sort of color swatch. That’s where Dwell really shines.”

“We try not to take our clients for granted,” said Jackard. “We try to get to know the clients that we work with and many of them become good friends. We try to make the buying experience more personal and more fun. That’s something that you can’t get at some other larger stores.”

“People have come to me with pictures or areas or just simple ideas,” added Schaefer.

Jill Schaefer (left) and Tamara Jackard, co-owners of Dwell

“And I work with them to find what look they want and sometimes make something just for them or that space.”

When the holidays roll around, Dwell changes its inventory, so that there’s always something to be found.

Almost half of the store’s items get switched out seasonally.

“The store looks really great around the holidays,” said Jackard. “Last year around Christmas, we had around six Christmas trees decorated in the store. It was great to see the look on people’s faces when they saw how pretty it was.”

In the future, Dwell hopes to continue to help people make their homes into their dream homes. For more information about Dwell and to see pictures of their products, visit their Facebook page, Dwell for the Home and You. Kyle Dowling is an employee of M3 Group and is pursuing a writing degree at MSU. He enjoys fiction writing, video games and movies.

July 2016

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CREATIVE SOUL: YOUR GUIDE TO CREATIVE HAPPENINGS IN METRO LANSING

BY DAWN GORMAN

MAKING A STATEMENT

THROUGH ART

W

hile an artist’s life may look romantic to those looking in, as with most things, it comes with its own travails. The idea of the “suffering artist” has, after all, been a part of our lexicon for a lifetime and for many that struggle, a strong desire to use art becomes a catalyst for change.

AN ARTIST’S PURSUIT Ceramics artist Abby Deneau can relate. “For me, being an artist has been kind of a stressful pursuit,” she said. “I never questioned it or how it fit into the wider world. It’s the only thing that I have ever wanted to be,” she says. “When I was little, I wrote down on a piece of paper that I wanted to either be a cartoon character or an artist.”

“Artist” won out, and she pursued a BFA from Michigan State University. There she learned much about herself and uncovered some unexpected conflict as well. As her program came to an end, the pressures surrounding art and capitalism and society’s ideas about

Abby Deneau, ceramic artist

perfectionism were weighing heavily on her, and she knew she wanted to make art that pushed some boundaries and some buttons.

THE MAKER’S HAND Deneau’s first work, which eventually became her signature iconic piece, was one she’d envisioned for some time. “The Sculpture” was to serve as commentary about the juxtaposition between fine art and consumerism — the line between them.

Eventually, after achieving a finishing technique that smoothed her work to perfection, she began to make molds, allowing for seamless reproduction.

“Removing the hand of the maker,” something she was criticized for, was very important to Deneau. “I was trying to make a statement about mechanized production, repetition and the illusion of perfection we strive for,” she said. “I actually became a little obsessed with it.”

BREAKING THE MOLD

Capital Area Women’s LifeStyle

July 2016

Deneau’s most recent body of work brings “the hand back in.” She created a number of one-ofa-kind platters, hand building each one, and she found some new peace in that space. She’s gaining an understanding of Zen-like creativity, and she likes it. She still wants to make more art work about the pressures of capitalism, but she wants to take a process-focused approach.

“A lot of people want to do the things they love, and trying to make money too, puts a damper on it.”

WONDER WOMAN Her life today involves caring for her family and running her ceramics studio, Sunset Clay. There she makes and teaches art, and has built a strong creative community that shares their thoughts and ideas. “There is a joyous, positive energy when people come together like that,” she said.

Years later, Deneau’s work is taking on new meaning. When she first entered the college environment, she says she felt pressured to create in a way that conformed to the “academic idea of fine art.” Of that time, she says she was clear on one thing.

While Deneau has rejected creative labels, her life echoes those two words she wrote down as a girl, and she seems to have embraced them both. She is an artist and a cartoon character — a superhero of sorts—fighting perfectionism and consumerism in the arts and embracing artists in all their forms.

“I wanted to be a fine artist; not a crafter.” Now she doesn’t care about those distinctions. “Back then, it seemed so important, and it messed with my head a little bit,” she said. “But I rejected that whole idea. I rejected it for me.”

BUY AND LEARN

Now, Deneau tries to take the pressure off herself, something she also teaches her students to do. “I try to get them to loosen up so that the process is the most important part,” said Abby. “I fight the urge to make my work perfect, and I think that’s the way I want it to go.”

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FINDING THE ZEN

If you would like to purchase some of Deneau’s work or take a class at Sunset Clay Studio, visit her Facebook page, Abby Deneau Designs. Her Sunset Clay team works together to provide workshops for the clay curious of all ages.

Dawn Gorman is writer, connector and creator who lives in Old Town, Lansing. She is the communications and events manager at the Arts Council of Greater Lansing and loves attending festivals and arts events. She jumps at any opportunity to talk about creative ideas.

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855.723.9197 July 2016

CAWLM.COM

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FASHIONANDBEAUTY

BY MELISSA DOWRICK | PHOTOS BY ERIK A HODGES

SIZZLING

Summer Styles Summer is officially here! Time to pull out your favorite summer clothes and head outside to enjoy the warm weather! Need some new summer clothes? Look no further! The ladies at Capital Area Women’s LifeStyle Magazine have once again partnered with Kellie’s Consignments to bring you the best looks of the summer.

Whether you’re at the lake or at a summer barbeque, these hot summer styles will keep you cool the whole month of July!

NAUTICAL NEUTRALS Bright clothes and nautical vibes are staples of summertime. Don’t be discouraged to try something new and outside of your comfort zone.

A navy and white striped shirt is a great neutral base to partner with different colored skirts, shorts and pants. This hot pink skirt and tee can carry you from work into the evening with friends. Slip on some wedges for a dressy look and change it up with a boat shoe or sandal to make it more casual. Play with different accessories such as a necklace, hat and bag to pull the outfit together.

Skirt by J.Crew, $9; Tee, $7; Necklace, $8; Bracelet, $4; Wedge shoe, $10; Bag, $5; Sunhat, $7 All available at Kellie’s Consignments.

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Capital Area Women’s LifeStyle

July 2016

SUMMER SIMPLICITY

BRIGHT BOMBSHELL

In the summer you don’t want to spend too much time putting an outfit together.

Slipping on a dress and walking out the door is easy, but it can be challenging to dress it up. This striped dress already has a great pattern to it. To keep it simple, pick a pop of color in your accessories such as these flats. The bright green is perfect for summer and gives your outfit some zest! It is perfect for the office and you can dress it down for the weekend with a pair of boat shoes.

Wearing summer colors can be hard if you don’t know what to pair them with. A nice white pant gives your outfit some balance and flexibility to play with your top and accessories. This bright tunic is perfect for all the summer months. Pull the ensemble together with a purse and fun flat such as this bright shoe.

Capri pant by Ann Taylor Loft, $9; Top

by Tori Burch, $49; Purse, $15; Shoe by J.Crew, $14

Dress by Talbots, $28; Shoes by Thari, $14; Boat shoes by Nautica, $14

All available at Kellie’s Consignments.

All available at Kellie’s Consignments.

PALACENET.COM /

/ 248-377-0100

PRESENTED BY PAL ACE SPORTS & ENTERTAINMENT

July 2016

CAWLM.COM

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DÉCOR DIVA: MY PERFECTLY IMPERFECT HOME

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Capital Area Women’s LifeStyle

July 2016

BY MELISSA DOWRICK | PHOTOS BY ERIKA HODGES

10 tips to gussy up your guest bedroom HI, I’M MELISSA — Hubby and I

are constantly doing some kind of home renovation, but sometimes the simplest of projects can have the biggest impact.

A small project is just as important as a room renovation. This is the part that makes a space feel like home, and decorating can often be the hardest task.

Sleep is important to you, so don’t you think it is for your guests? There is nothing like diving into a beautifully made bed when you’re away from home. Dedicating a personal space for company makes them feel comfortable and welcome.

Getting your guest bedroom ready takes a little more effort than just tossing a bed and nightstand into a room. Men, roll your eyes and move aside – this part takes a woman’s touch!

The blankets, blinds, pillows and artwork are touches that make the space feel finished. For this Décor Diva column, I decided to do something that

anybody can do at home. You don’t need to rip up a floor, put in a new vanity and learn how to install a sink. Add a little to your room using these tips:

DECLUTTER: Remove things you’ve pushed

in the corner and take out personal items such as family photos, awards/trophies, etc. This will help make your guests feel like they aren’t intruding in your space. Less is more.

EXTRA PILLOWS: Waking up with a kink in

your neck is not ideal. Put soft and firm pillows out as a simple way to give your guests comfort control.

EXTRA BLANKETS: Not only is this a great

accent to any room, but adding extra blankets allows guests to cozy up and layer when they are too hot or cold.

FAN: Fans are great to help cool down a

room and they also provide white noise for those who don’t like to sleep in silence. If you don’t have a ceiling fan, leave a box fan in the corner to give your guests that option.

FRESH FLOWERS: A small arrangement

freshens up any room and brings life into the space. It makes your guests feel special and looks nice!

TOWELS: Provide your guests with bath

towels and face towels. I like to roll them up in a basket or on the bed so they know they were put out just for them.

WATER GLASS: I have a great little

contraption. It’s a small water pitcher and the top is a water glass. I like to set this out on a tray to add to my décor, but placing this on the nightstand is

just as useful. Guests generally don’t want to venture to the kitchen or ask when they are thirsty.

WINDOW TREATMENTS: Not only do blinds

and drapes add to your décor, it also provides privacy and control to the amount of light your guests want in the room.

CLOTHING SPACE: Give your guests a place

to hang items or a place to set their luggage.

Some are traveling with items that need to be hung up instead of staying folded in a bag.

FINISHING TOUCHES: Add books to your décor,

it gives a softer and more welcoming element to the space. Place an area rug in the room for style and comfort. Put a mirror on the wall for convenience — it will also bring extra light to the space.

Melissa Dowrick is a MSU graduate, M3 Group event planner and dog mom of two.

She loves fashion and fall is her favorite season. She embraces all the good things because life is TOO short to be unhappy!

July 2016

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LOCALWOMEN

Ruth Sternaman Counselor at the Women’s Center of Greater Lansing

IMPROVING THE LIVES OF DOMESTIC ABUSE VICTIMS

BY MEGAN MARTIN | PHOTO BY ERIKA HODGES

Ruth Sternaman knows that in order to end domestic abuse and sexual assault issues, it has to be stopped at its source. As a counselor at the Women’s Center of Greater Lansing, she works hard every day to do just that.

to talk to, however, her personal experience in her specialized areas is what makes her such a trustworthy counselor.

to bear. She said that much of the time, she has to remember to leave her work at work.

“Some days are really tough,” said Sternaman.

“Some days I go home and I take it with me, but most of the time I can leave it here.”

“If we can nip it in the bud, we can stop domestic violence and sexual assault from moving from one generation to the next,” said Sternaman.

“I was sexually abused as a child,” said Sternaman.

“After growing up and going through two abusive marriages, I got counseling and therapy for myself.

Knowing how much it helped me, I became interested in helping other people.”

The Women’s Center of Greater Lansing has been providing excellent counseling services and helping women realize their potential since 2005.

Sternaman, who has worked at the Women’s Center since 2010, knows the importance and interworking of counseling more than anyone.

Talking to a counselor has proven to be beneficial for all types of situations and people. According to Lindsay Holmes, healthy living editor at the Huffington Post, “research has shown that verbalizing feelings can have a significant therapeutic effect on the brain.”

Equipped with associate’s, bachelor’s and master’s degrees in counseling from Lansing Community College and Siena Heights University, more than 20 years of experience working in social services, running her own nonprofit in Traverse City and currently working on a doctorate degree from Walden University, you could say that Ruth is one educated, experienced and trustworthy person

Although many people find it intimidating and scary, the act of talking out your feelings, to a third party listener is extremely beneficial for a person’s mental health and self-esteem; exactly what the Women’s Center aims to do.

“I love the Women’s Center,” said Sternaman. “It serves such an important place in this community.”

Aside from counseling services, The Women’s Center also provides services to help women get back on their feet and into society as well, like computer skills classes, a clothes closet for work clothes for women, and job counseling and support.

While Sternaman knows that her career is important and feels it is rewarding, it can be a heavy burden

“We’re so detached from some of the trauma that we live every day and it’s important to address it.”

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After doing so much of her important work, Sternaman noted that she enjoys some of her hobbies such as doing beadwork (she is part Ojibwa Native American), eating the occasional Milky Way bar and spending time with her three surviving children, nine grandchildren and 13 great grandchildren.

LOCALWOMEN

Kimberly Lavon Printmaker, Graphic Designer and Gallery Owner

FINDING PASSION IN PRINTMAKING

BY KYLE DOWLING | COURTESY PHOTO

Printmaking is the art of creating prints by transferring ink from a matrix or through a prepared screen to a sheet of paper or other material, and it’s something that Kimberly Lavon does very well. As a fine art printmaker, graphic designer and gallery owner, she spends much of her time perfecting each method of artful expression.

Lavon not only does printmaking, which is her greatest passion, but also works as a graphic designer and manages her own branding and social media.

“Virtually any medium can be translated into printmaking,” explained Lavon.

“Drawing, painting, sculpture, everything involved in the process always keeps my attention.”

“All of the prints are something that defines me as a person,” she said. “But only my close friends and family would know why.”

Lavon’s inspiration changes depending on the topics she is passionate about and is sometimes dependent on client requests. But either way, her love of printmaking comes from its versatility; prints can be made from a variety of materials, including wood, metal, stone and more.

She has also offered printmaking classes in her studio in the past, and plans to offer monthly workshops in the future.

“My printing is also completely green,” Lavon explains. “A lot of other printmakers don’t live as long because of the chemicals involved in the process, but I’ve made sure that my process is much greener.”

Her new print series, called “Clandestine Simulacrum” is a series of prints all pertaining to her and her life.

Her series, “Clandestine Simulacrum” will be on display in her gallery in East Lansing until it is moved for the opening of the new coffee shop, Bloom Coffee Roasters in Old Town of Lansing.

At the moment, her gallery is only showcasing her own work, but she is hoping to soon feature others’ artwork as well.

Lavon also sells her prints at various prices depending on size, the complexity of the print and the number per edition. Her pricing can be found on her website.

For more information about Lavon and her artwork, visit her website kimberlylavonink.com or follow her on Instagram, Facebook and Twitter.

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a r d n a S SSeaton the art of storytelling

BY MEGAN M ARTIN Take a moment to think about entertainment: pre-recorded works like television shows, movies and films; live performances like plays, musicals, concerts and comedy acts; even broadcasting and hosting during shows and events. The people associated with these works are often the people we see, such as actors and musicians, comedians, talk show hosts and occasionally a director or producer.

While our culture has a deep appreciation for those who work in the entertainment industry, many don’t realize how much goes into creating a work like a television show or a play. Often, the unsung heroes of the entertainment industry are the creators of the story itself, without which, the musical, TV show, play or comedy show wouldn’t exist.

One such creator is Sandra Seaton, an established playwright and librettist, as well as a resident and community member right here in East Lansing. The talented writer has crafted more than 10 works, most of which have been performed in cities across the 16

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country including New York, Chicago and Los Angeles and at venues like Carnegie Hall, the Kennedy Center, the Herbst Theatre, the Library of Michigan and the Rialto Performing Arts Center.

While Seaton is extremely credible academically, holding a master’s degree in creative writing, she credits her upbringing as a large part of her success.

Growing up in Columbia, Tenn., her mother and aunts were teachers. As a young girl, her grandmother, who was very literaryoriented according to Seaton, would watch her when her mother was working. When her grandmother couldn’t watch her, she would go to school with her mother, where she learned early on how to read and write.

Sandra Seaton’s first play, The Bridge Party, was based on her experience watching her mother and her friends gather each week to play Bridge.

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Sandra Seaton, an established playwright and librettist, as well as a resident and community member of East Lansing.

“I think I learned to read early on, because before I ever went to school I knew how to read and write,” said Seaton. “I think I just naturally thought those things were important.”

“I try to bring in a range of things. I would say that they are all history based, but I [also] want to show African Americans as multilayered, complex people,” she said.

Seaton’s adolescent years largely shaped the work she creates. Her domestic upbringing, surrounded by educated, independent women combined with her cultural upbringing – flooded with rampant racial discrimination – are large themes that appear in the stories she tells.

Over the span of her successful career, she has worked with directors and composers, both locally and regionally, collaborating to make her plays come to life. One of the works Seaton is most known for is a libretto (the text of an opera or other long vocal work) called, From the Diary of Sally Hemings, a collaboration with Pulitzer Prizewinning composer, William Bolcom. Her libretto has been sung at Carnegie Hall and the Kennedy Center, among others.

For example, her first play, The Bridge Party, was based on her experience watching her mother and her friends gather each week to play Bridge.

“It was just very meaningful to me,” said Seaton.

“The sense of community that these African American women had when they were playing bridge, they would meet at different houses; if they were teaching they would come straight from school. My earliest memories were of those bridge parties.”

In the play, the women meet to play the card game, but the weekly meetings become more than a game for the women. As the play unfolds, the game seems to become more of a support group, a sense of community, for these women.

“I’m influenced by other writers because my work, my writing, it comes from a lot of influences, not necessarily [always] plays,” said Seaton. She listed poets, history writers as well as events that she has personally experienced, all as avenues of inspiration for her plays.

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Bolcom was asked in 1999 to write a song about Hemings, Thomas Jefferson’s mistress, and upon his research on the relationship, he felt that the

information about it “rang false.” Bolcom reached out to Seaton, asking her if she would tackle the subject. Together, they created their interpretation of the story between Jefferson and Hemings in the solo drama, From the Diary of Sally Hemings.

“Sandra is a joy as a collaborator and as a friend,” said Bolcom. “I immediately fell in love with her ‘channeling’ of Sally. To my mind, she is a counterpart to August Wilson in her portrayal of African-American life from a woman’s point of view.”

Other directors, composers and producers Seaton has worked with include, Paul Carter Harrison, Andy Callis, Mary Job, John Lepard and more.

Seaton noted that she has always been a writer, doing “little writing projects” during

“Writing helps us to imagine the lives of people we have never met. We get to feel their pain, witness their joy, disappointment, regret and success.

Through the writer’s use of her imagination, these characters come to life.”

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her adolescence and throughout high school, but her writing career really started when she attended the University of Illinois at Urbana-Champaign. While there, she wrote the first version of her play, The Bridge Party, graduated with a BA in 1971 and also met her husband, John Seaton, a professor of English at Michigan State University.

The Seatons were married right out of their undergraduate programs, children following soon after. Being a busy mother, it wasn’t until 1989 that she received her master’s degree in creative writing Courtesy photo from Michigan State Sandra Seaton, with her husband John.

University. Seaton noted though that being a writer and a mom wasn’t always easy.

“As a woman who writes, I’ve always had to juggle a lot of things just to get in writing time,” she said.

Seaton talked about what her days entailed when her twins were young and she was working on the Sally Hemings piece, saying that her day often began at 3 or 4 a.m., and included writing, taking care of her children, her house and teaching at Central Michigan University, which she did from 1990-2004.

“I’ve had to train myself to write whenever I have the time. Because I’m part of a family, no two days are ever the same,” she added.

Although Seaton’s personal drive for being a writer is obvious, she noted that the support of her husband played a large role in helping her achieve her goals, even through those busy years.

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“He is really the person that has been so supportive to me, so encouraging,” said Seaton. “I just can’t imagine life without him.”

The Seatons have four adult children; Ann, Jim, and twins, Amanda and Jeremy. She noted that her interest in reading and writing had a significant influence on how she raised her children.

“They grew up being read too,” she said. “We didn’t have a TV in the house — I know some people would go crazy if they didn’t have television — but our kids didn’t grow up with a TV, so they were reading all the time.”

All of her children are still “big readers.” Seaton’s oldest daughter, Ann, is an English professor at Bard College in Annandale-on-Hudson, N.Y. Aside from writing occasional articles for magazines and journals, currently, Seaton is working on her first musical about teenagers in Chicago in the 50s and 60s.

Seaton expressed that writing, and storytelling in particular, are important, because aside from it being entertaining, stories help us understand the lives and perspectives of others.

“Writing helps us to imagine the lives of people we have never met. We get to feel their pain, witness their joy, disappointment, regret and success.

Through the writer’s use of her imagination, these characters come to life.”

To learn more about Sandra Seaton, visit her website at sandraseaton.com.

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162 INGHAM C ND

700 E Ash Street • Mason, MI 48854 Phone: 517-676-2428

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Capital Area Women’s LifeStyle

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COUNTY FAIR AUGUST 1 – 6, 2016

PRESENTED BY:

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DIYQUICKCRAFTS

Totes adorbs

BY MELISSA DOWRICK | PHOTOS BY ERIK A HODGES Looking for a quick gift or something for yourself? These DIY canvas tote bags are simple and quick.

They are perfect to use as a gift bag and to add a personal touch. Create one for your wedding bridal party, a bachelorette party, birthday party, goodie bag or just something to carry to the beach this summer!

WHAT YOU’LL NEED • • • • • • •

Stencil Fabric paint Paper plate Cardstock paper, cardboard piece or a few pieces of computer paper Craft sponge Canvas bag Tape

STEP 1

Lay the bag out on a table and place a piece of cardstock or paper on the inside to prevent the paint from bleeding into the other layers.

STEP 3

Put the paint on a paper plate and use the sponge brush to start dabbing on the bag.

STEP 4

Remove the stencil and let it dry.

STEP 2

Place the stencil on the bag wherever you’d like to have it. Tape down the edges to keep the stencil from sliding while you paint.

I chose to put a heart where Lansing is. If you want to put another design on top of the dried paint you’ll want to use puffy paint.

Melissa Dowrick is a MSU graduate, M3 Group event planner and dog mom of two. She loves fashion and fall is her favorite season. She embraces all the good things because life is TOO short to be unhappy!

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CELEBRATING 32 YEARS of Kitchen and Bath Design Remember the early 80s? Yikes! It was 1984 when Meridian Plumbing opened its first showroom in East Lansing promoting the latest and greatest in bathroom fixtures and accessories. Now more than three decades later and under a new marquee, The Meridian Company invites you to visit our Kitchen and Bath Design center on East Saginaw in East Lansing, Mich.

And how things have evolved… If your bathroom and/or kitchen is from the 80s, you know what we’re talking about.

For bathrooms back in the day, whirlpool tubs were the thing; now that trend has completely shifted to custom tile showers. More than any other remodel project Meridian sells, tub to shower conversions is number one.

Removing large Jacuzzi’s that never get used and dropping in a custom shower is seemingly routine and you can’t pick up a kitchen and bath trade publication without seeing the next idea in custom showers. The design, the tile, the custom glass enclosure we’ve got it covered and all of our products come with our authentic installation.

The process begins with a visit to our design center where one of our associates will work with you and get the creative juices flowing (there’ll be lots of decisions to make). Then we’ll visit the home, look at the space and go from there.

When it comes to providing excellent remodel services, clients rely on Meridian not only for spectacular bathrooms but we often move right on to their kitchen project. While most homes have multiple bathrooms the majority have only one kitchen; a client remodeling a kitchen places a lot of trust in who they choose to get the job done on time and on budget. Eating “take out” during a kitchen remodel gets old after a while which is why Meridian prides itself on tight-knit scheduling from start to finish and gives top priority to changes making sure things are executed on time.

A kitchen remodel is a major undertaking and really has two equal parts.

Phase one is the design and selection process. This can take weeks and the excitement really builds as you select features and color schemes for what will eventually become a reality. Phase two is the construction. This is when the magic happens and as things progress, you’ll know you’re on track to completing an inviting room worth celebrating.

So, celebrate your new kitchen or bath with us!

We’d love to help and look forward to seeing you soon…

1999 E. SAGINAW HWY. | EAST LANSING, MI 48823 | P 517.339.6300 July 2016 CAWLM.COM

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FINANCIALFACTS

BY DEIDRE DAVIS

WHAT DO YOU KNOW

ABOUT CARD CRACKING? Card cracking is a scam that can leave you with thousands of dollars of debt, a ruined credit score and even criminal charges. But what is it?

With 15 years of experience serving successful women and their families in the Lansing area, Stephanie uses her comprehensive approach to financial planning to provide advice for women who want to be empowered and informed as they make complex decisions about their future.

BEST

EVER! BEST. SUMMER. EVER.

Enjoy Summer Camp with the YMCA of Lansing CampattheYNow.com Capital Area Women’s LifeStyle

Certified Divorce Financial Analyst

(CDFA™) in Lansing*, she believes that freedom and independence are core values of successful women, regardless of marital status.

Call me today at 517.253.8563 for a complimentary initial consultation.

TIME

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As the only

July 2016

Stephanie Milosavlevski CFP®, CDFA™ Financial Advisor 2139 Commons Parkway • Okemos, MI 48864 • 517.253.8563 stephanie.j.milosavlevski@ampf.com ameripriseadvisors.com/stephanie.j.milosavlevski * Source: Institute for Divorce Financial Analysts (IDFA™). The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations. Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP (with flame design) in the U.S. Investment advisory services and products are made available through Ameriprise Financial Services, Inc., a registered investment adviser. Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2015 Ameriprise Financial, Inc. All rights reserved. 1277686ACMR0815

Card cracking 101 Card cracking is a type of account fraud. The scammer asks you for your checking account information or debit card and PIN. Then, the scammer deposits fake checks or counterfeit bills and immediately withdraws the money, giving some of the cash to you.

money, so the value of the check is removed from your account. However, the scammer has already withdrawn the amount in cash, so the money isn’t there to remove.

scammers only want to take advantage of you. In other cases, someone might contact you saying you’ve won a contest or scholarship and ask for your account information.

Who are the targets of card cracking?

Never provide your account information to anyone.

Contests and scholarships don’t need this and neither do your friends. If someone wants to deposit a check in your account or use your debit card as a favor, just say no. Another way to spot a scam is to look for misspellings and grammatical errors. Legitimate businesses, contests and scholarships shouldn’t make those mistakes.

How does this work? Card cracking takes advantage of the check clearing process, which can take a few days.

For example, your friend Bob writes you a check; after you deposit the check to your credit union account, it’s sent to Bob’s credit union. Once Bob’s credit union verifies the money is in Bob’s account, it sends the money to your credit union, “clearing” the check.

When money is tight, people may look for ways to earn cash fast. Scammers often target college students, young adults and recently enlisted members of the military. But card cracking is illegal, and it won’t put you in a better financial position.

At the very least, you’ll have to pay back the money from the fake check.

But what happens if Bob doesn’t have money in his account or he has fake checks? Bob’s credit union won’t send the money and the value of the check you deposited will be taken out of your account. This process can take time and scammers withdraw funds from the account before the fake check is discovered.

Protect yourself from card cracking

What happens next is devastating. Both financial institutions realize the check isn’t backed by real

Most card cracking schemes are found online through sites such as Twitter, Instagram and even Craigslist. Sometimes, scammers will post asking if their followers have certain accounts. You might think they are looking for recommendations, but

Your account information is the key to your money and needs to remain safe. The Federal Trade Commission (ftc.gov) has a lot of great information about different types of scams, including fake checks and card cracking. Once you know what to look for, you’ll know how to tell when something is a scam.

Deidre Davis is the Vice President of Marketing and Communications at MSU Federal Credit Union. MSUFCU’s headquarters are at 3777 West Road East Lansing, MI 48823. Contact Deidre at deidre.davis@msufcu.org or (517) 664-7877.

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, Farmer s

Market Gazpacho FROM THE KITCHEN OF CATHY BLATNIK

INGREDIENTS • 2 1/2 cups watermelon, cubed • 2 cups tomatoes, chopped (seeds and membranes removed) • 2 cups cucumbers, chopped (seeds and skin removed) • 1 cup onion, chopped • 1 cup corn, fresh or frozen

• 1 cup red pepper, chopped (seeds and membranes removed) • 1 cup yellow squash, chopped (seeds and skin removed) • 1 teaspoon salt • 1 teaspoon black pepper • 1 teaspoon garlic powder

DIRECTIONS • In large bowl, put the watermelon, tomatoes, cucumbers, onions, red pepper, yellow squash and corn.

• Sprinkle the salt, black pepper and garlic powder on top and with large spoon mix and combine thoroughly until the watermelon and all the veggies are coated.

• Put the mixture, one cup at a time into a blender and keep blending until it gets to the consistency that you want.

• Serve immediately or put into fridge for later.

Serves four.

enjoy!

Cathy Blatnik is originally from Maryland, but has been living in the Midwest for more than 13 years. She has been "retired" from the paid workforce since 1996 to raise her family, which includes her husband, adult stepson, an adult daughter in college and a son in middle school. She has been baking and cooking for as long as she can remember in "Cathy's Kitchen." She is very excited to be able to share her recipes with other home cooks!

PHOTOS BY ERIKA HODGES 26

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PARENTING AT ITS FINEST Local Mother Empowers Her Children at Innovative School Imagine a world where every child graduates high school with confidence in themselves…

Where they know beyond a shadow of a doubt, what is important to them, and what their values are… Where they have a clear vision for their future, and how to obtain it… This is a world that Heidi Stoll imagined for her kids. Here is the story of how she found it.

“I saw an ad for LifeTech Academy and wanted to learn more about it. I met with the LifeTech staff and was amazed by the way they cared about my opinion for my children's education and future, and that they work as a team with families to prepare their Learners for adulthood. I decided this school is the best option that allows my teenagers to learn at their own pace, develop their gifts, and explore their interests.

“LifeTech Academy offers my kids a safe environment where they can learn and explore real-world opportunities that help them to figure out what they want to do after high school. Because Life LifeTech is a cyber school, it’s really flexible, too. Learners complete their work from home, at various school locations, or on the go. This lets them learn anytime, anywhere, and in just about anyway they choose! My children love LifeTech Academy! And I love that they’re happy and thriving!”

LifeTech Academy is Michigan’s Cyber School. Serving grades 7-12, Learners experience their education in unique hands-on project-based learning environments. LifeTech partners with businesses and non-profits so your child is learning based on their interests, and building skills for their future.

Fall enrollment is limited. Visit LifeTechAcademy.org to enroll today!

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BUSINESSCOACH

TAKE A VACATION

BY SUSAN COMBS Ah, summer: abundant sunshine, warm temperatures, fresh veggies and fruits, a chance to slow down and savor. The time to leave your phone behind and enjoy a vacation with the family.

You might be thinking: “Wait, what? Leave my phone behind?! This can’t be done!”

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But it can. Maybe not for a whole week, but certainly for the bulk of a vacation day. This spring I was fortunate to attend the Masters golf tournament with my brother. And guess what? There are no phones allowed! At first I was shocked when my brother told me we had to leave our phones in the car. But as the day progressed, it was heavenly to be disconnected. People actually talked to each other and – get this – made eye contact instead of our usual conversations where we are looking at our phones while talking. We saw some fantastic golf and took in the beautiful scenery. We had to watch the leader board to get updates on the scores. How wonderfully old-fashioned and steeped in tradition it was. It really felt like a different world; sort of a slow-motion day.

The day at the Masters was a blueprint for how a vacation should be – disconnected from the world, spending time with family and friends, slowing down and enjoying new scenery. With our smartphones and all the innovations in mobility and connectivity, we can work anywhere, anytime.

Yes, it is helpful, but there needs to be a boundary. All of this being on and being available is wearing us down.

I know that keeping weekends and vacations reserved as downtime is challenging for many. I have conversations with every one of my coaching clients about the importance of downtime, the need to replenish ourselves. I challenge them to not check email while they are on vacation, and to use ALL of their vacation days in a given year.

Here are some tips for unplugging and taking a real vacation: • Provide updates to your boss and direct reports on the progress of your projects. If they know where things stand, they are better able to handle questions that arise while you are gone (and hopefully they won’t bug you while you are sunning by the pool) • Give yourself a buffer day on your first day back to work. Don’t schedule meetings. Use the day to catch up on emails, find out the status of projects and check in with your coworkers • Try not to over plan your vacation. Carve out some idle time • Start a conversation at your workplace about the norms, either spoken or unspoken, around vacations. Do people really need to always be reachable? How can you set people up for having a real vacation without checking back in at work? How can you make it okay to unplug and reduce the guilt and anxiety that can be felt while away?

We all need a real rest from time to time. We are actually more productive when we take a break to recharge. We are also happier and less stressed.

So, schedule a break. Disconnect the electronics and reconnect with friends and family. Incorporate some downtime to replenish your reserves. Take a vacation, and savor the summer.

A Leisure Living Managed Community www.leisure-living.com 28

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Susan Combs, MBA and Professional Certified Coach, works with coaching clients to create fresh starts, enhance their leadership skills and increase their confidence. She is a co-facilitator of the chamber’s Leadership Lansing program. Susan provides one-on-one coaching, team-building training, and manages corporate mentor programs. She lives in Lansing with her 11-year-old son, Max, and their golden retriever puppy. Visit SusanCombsCoaching.com for more information.

Safe in the Sun

HEALTHYLIFESTYLE

BY DR. DELLA HUGHES-CARTER

The best kinds of sunscreen to protect your skin Mothers, protect your children with sunscreen! Start this healthy habit early in life. Everyone should wear sunscreen; sunscreen is safe. According to the American Academy of Dermatology, there are no scientific papers that have determined sunscreen to be hazardous to humans. Accordingly, research shows wearing sunscreen prevents sunburn and skin cancer. This is important, because one in five Americans will develop skin cancer in his or her lifetime. In fact, melanoma, the deadliest type of skin cancer, has doubled in frequency since 1982.

The U.S. Food and Drug Administration (FDA) regulates the ingredients used in sunscreen and has approved its use for those six months of age and older. Some sunscreens are better than others, so here are three facts you should look for in a sunscreen.

Choose a broad-spectrum sunscreen Choose SPF 30 or higher, which blocks 97 percent of the sun’s rays Choose water resistant up to 40 minutes or 80 minutes Broad spectrum means that it protects the skin from ultraviolet A (UVA) and ultraviolet B (UVB) rays. Ultraviolet A is radiation that can penetrate

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SPF stands for “sun protection factor.” It is a rather confusing scale because it measures “time” of protection not “degree” of protection. No sunscreen blocks 100 percent of the sun’s rays. The American Academy of Dermatology recommends applying enough sunscreen to generously coat exposed areas of the body. Most people apply only 25 to 50 percent of the recommended amount needed.

Consider applying one ounce, enough sunscreen to fill a shot glass, depending on your body size, and apply generously.

Sunscreens are not waterproof or sweat proof, and therefore it is important to buy sunscreens that are water resistant. Minimally, sunscreen should be applied every two hours and immediately after swimming or heavy sweating. Creams are best for dry skin and gels are better for hairy areas. Sticks are good for around the eyes and don’t forget the lips. Apply lip balm with SPF of 30 or higher every two hours.

Other recommendations by the American Academy of Dermatology are to wear protective clothing, wide brim hats and to seek shade when the sun is the strongest. They also recommend on your birthday to check your birthday suit. As always, if you have any concerns about your skin, I encourage you to see your primary care provider.

Dr. Della Hughes-Carter is a board certified nurse practitioner with a primary care practice, and a faculty member of the College of Nursing at Michigan State University. You can contact Della by email at della.hughes@hc.msu.edu.

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through the clouds and though windows. UVA is the dominant radiation used in tanning beds.

The high-pressure sunlamps in tanning salons emit doses of UVA up to 12 times that of the sun.

According to the Skin Cancer Foundation, this may be why those who tan in tanning salons are 2.5 times more likely to develop skin cancer.

Ultraviolet B rays are strongest on sunny days and can burn and damage your skin year-round, causing skin cancer. Both UVA and UVB change the skin’s DNA and are harmful.

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Whether you’re an amateur or an advanced yogi, one thing’s for sure: you can never have enough gear! If you’re tired of wearing last year’s yoga clothes or need to build your workout wardrobe, Stretch Yoga Wear is the place to go.

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July 2016

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RNBOO ERK

A DISCOVERY OF WITCHES, BY DEBORAH HARKNESS

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A BOOK FOR THE REALISTIC DREAMER Many people refuse to read fantasy books. They find them too outlandish, too scientific or simply too unrelatable. However, “A Discovery of Witches” by Deborah Harkness (the first in the All Souls trilogy) is something of an exception.

“A Discovery of Witches” is an excellent take on the genres of romance, science and fantasy.

Diana Bishop is a witch who refuses to accept who and what she is, studying alchemy at Oxford College and refusing to use her supernatural gifts.

Everything she’s been running from her entire life seems to be far behind her in England: her infamous magical heritage, her magic and her parents gruesome murder finally feel swept under the rug. But when she goes looking for a particular manuscript for her research, Ashmole 782, she stumbles across Matthew Clairmont, a centuries old vampire who is somehow strangely connected to her in past, present and future. The unlikely pair immediately forge an unbreakable bond, tied together by forces stronger than even they can understand. Together, they start on a journey to uncover the secrets of Diana’s parents’ murders, which are mysteriously connected to Ashmole 782 and the Bishop family’s witchcraft.

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BOOK REVIEW BY KALYNNE MCINTYRE

July 2016

While romance is a significant part of the plot, there is much more to “A Discovery of Witches” than just a love story. Harkness does an excellent job of weaving science, magic and history into her chapters, keeping the book from getting too fantasy-driven. There are vampires, warlocks, witches and daemons, but she also includes references to Shakespeare and Isaac Newton. Harkness also takes great care to make this feel like an adult read. This isn’t “Twilight” or Harry Potter; instead, it’s much more along the lines of “The Magicians” by Lev Grossman, another adult fantasy book based in modern times with fantastical twists, keeping the reader entertained while still very much hooked into the characters and their adventures.

Deborah Harkness is a New York Times Best Selling author, writing both fiction and nonfiction stories and is also a highly regarded historian of science and medicine. She has published two other books in the All Souls trilogy, including “Shadow of the Night” and “The Book of Life.”

Kalynne McIntyre is the Digital Branding Specialist at M3 Group in downtown Lansing. She loves action movies, puppies and all things Italian

2016 PASSPORT TO FUN

For full program details visit www.inghamfair.org or contact the Ingham County Fair Office at 517-676-2428 July 2016

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COCKTAILHOUR

BY MELISSA DOWRICK

FIRECRACKER With the Fourth of July just around the corner, the red, white and blue will be soaring extra high next weekend and it’s time to pull out the coordinating clothes and décor. But what will you serve your guests to drink? Take it up a notch and try a new recipe that is sure to wow family and friends! It is all about the presentation, and of course the taste – this recipe has both!

WHAT YOU WILL NEED: • • • •

Splash of grenadine 2 shots (4 oz) of Bacardi Razz Rum 2 shots (4 oz) of Blue Curacao liqueur 2 shots (4 oz) of Lemonade

DIRECTIONS For each step pour the contents very slowly. You can use the ice as a buffer by pouring directly on top of it. If you poor it too quickly or too much of the liquid at once, the colors will combine.

• • • • •

Fill the entire glass with ice Put a splash of grenadine over the ice Pour the Bacardi Razz slowly over the ice Pour the Lemonade layer slowly on top of that *Tip: if you want to get extra fancy, you can mix the Bacardi Razz and the lemonade together and shake it before pouring it over the ice • Pour the Blue Curacao slowly to top it off • Top it with a fun and festive straw and serve Melissa Dowrick is a MSU graduate, M3 Group event planner and dog mom of two. She loves fashion and fall is her favorite season. She embraces all the good things because life is TOO short to be unhappy!

This recipe was previously published on cawlm.com. Visit our website for more cocktail recipes.

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July 2016

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TRICOUNTYEVENTS

EVENTS JULY 4

July Fourth Parade, Lansing Celebrate Independence Day with a grand parade featuring clowns, antique and specialty automobiles, musicians, dance troops, community groups and military units. The parade kicks off at 11 a.m. and a fireworks show will take place starting at 9 p.m. at Adado Riverfront Park. Fireworks will be followed by a performance offered by the Lansing Concert Band. Visit michiganfireworks.com for more information.

facility. During a two-week span, the teams create a masterpiece out of what was once considered trash.

The unique sculptures will be put on display at the festival, accompanied by artisan booths, youth art activities, food, beer and live music. The sculptures are auctioned off at 7 p.m. on July 18, and 40 percent of the proceeds will go to the artists, with the other portion being donated to the Old Town Commercial Association. Best of all, this is a free event, so come support local artists while they turn 500 pounds of scrap metal into beautiful works of art. Visit oldtownscrapfest.org for more information.

JULY 23

JULY 16

JULY 29

Mason Independence Day Parade and Fireworks, Mason Celebrate July 4 with a bang! Join the Mason Chamber of Commerce in their celebration of our Independence Day. The parade steps off at 7:30 p.m. at the high school and goes through downtown.

Fireworks begin at dusk and are launched from the south end of Temple Street.

Kids Mud Run, Delta Township Have fun and get dirty at Delta Township’s Mud Run. Race your way through obstacles including a hay climb, over under wall, mud pits and more. One parent per registered runner will be allowed to run the course as the course trails into a wooded area. The run is a fun run and no time will be kept. Remember to bring a towel! The registration fee is $10 for Delta Township residents and $12 for non-residents. For more information please call (517) 323-8555.

JULY 4

JULY 16

JULY 4

Meridian Township Fireworks, Okemos Spectacular fireworks will be launched from Central Park South at 10:15 p.m. Bring the whole family to celebrate Independence Day!

JULY 5-10

Common Ground Music Festival, Lansing Once again Common Ground is back with an amazing lineup. Tim McGraw, Dierks Bentley, A$SP Rocky, Jason Derulo, Awolnation, Milky Chance, French Montana, Canaan Smith and much more! Tickets and information can be found at commongroundfest.com.

JULY 11

ITEC LEGO Robotics Camp, Downtown Lansing Have a blast learning the basic concepts of engineering and technology while working with everyone’s favorite – LEGOs! Registration is required and a parent permission form must be filled out at the time of registration. The camp meets from 1 to 4 p.m.

Monday through Friday at the Downtown Lansing branch of the Capital Area District Library.

Visit cadl.org for more information.

JULY 15

Scrapfest, Old Town Old Town’s annual Scrapfest is a great way to kick off summer fun. Twenty teams have an hour to collect scrap from Friedland Industries scrap

Susan G. Komen Ride for the Cure, Brighton Join Susan G. Komen Michigan for the seventh annual Ride for the Cure at its new location: Brighton High School in Brighton, Mich. Seventy-five percent of the net proceeds from the event will stay in the mid-Michigan community to support life-saving local breast health programs like Allegiance Women’s Health Center, Cancer Support Community of Greater Ann Arbor, Grass Lake Sanctuary, Michigan State University College of Lurching and the YMCA of Metropolitan Lansing. The remaining 25 percent is invested in ground-breaking, global breast cancer research. For more information and to register, visit KomenMichigan.org/MMRide16.

JULY 13-18

Eaton County Fair Bring the family to the Eaton County Fairgrounds for a fun-packed day full of horse pulls, horse shows, motor cross, truck and tractor pulls, mud bogging, dog shows, bounce houses, music and writing workshops, corn hole tournament and monster truck rides. Enjoy a blues festival while you are having fun at the fair. The festival begins at 9 a.m. and ends at 5 p.m. Visit eatoncountyfair.com for more information.

JULY 21

MSU: Music in the Garden Concert Series, East Lansing Bring your blanket and a lawn chair to enjoy a peaceful summer night listening to classical and jazz music in the fragrant gardens of MSU. The concerts happen rain or shine in the W.J. Beal Botanical Garden.

Pubbin’ 4 Pets, Lansing Join Capital Area Humane Society in a quest for great beer and a better life for shelter animals.

Visit Lansing’s best bars, including Nuthouse Sports Grill, Taps 25, Duke’s Saloon, Tin Can and The Exchange. The pub-crawl kicks off at the Nuthouse Sports Grill at 5 p.m. Registration is $30 and includes a t-shirt, complimentary pizza at the Nuthouse and drink specials at four to five bars and restaurants in Downtown Lansing. For registration visit cahs-lansing.org.

Grand Ledge Chamber of Commerce Golf Championship, Grand Ledge Tee it up at the Chamber of Commerce Golf Championship located at Grand Ledge Country Club.

Feeling lucky? Win a new car or $10,000 cash on the hole-in-one contest! There will also be door prizes, raffles, 50-50 drawing and putting contests.

A breakfast buffet, hot dogs and chips will be provided on the turn. Sponsor a hole for $75 dollars. Registration is online at grandledgechamber.com.

JULY 30

Car Capital Auto Show, Lansing Meander through the street around the Capitol and view hundreds of cars, trucks and motorcycles.

Admission is free to spectators. Stay for the 7th annual Taste of Downtown to enjoy food and wine from local vendors. Taste of Downtown will take place from 3:30 to 9 p.m. For more information, call (517) 372-9529.

JULY 30

Delta Township’s First Tiny Tikes Triathlon, Delta Township Come support your favorite tiny triathlon participant. This free triathlon features a fun nontimed course. The course kicks off with a bike race, which then transitions to the running portion and is concluded by a sack hop. Each participant will leave with a ribbon. Participants must bring their own bike and helmet. The triathlon is at Sharp Park at 1401 Elmwood Road. To register, please call (517) 313-8555.

AUGUST 1-6

Ingham County Fair, Lansing Attend the 162nd Ingham County fair! Events for the family, including live music, demolition derbies and monster truck shows will take place throughout the week. For more details and pricing, visit fb.ingham.org.

AUGUST 13

Spartan Dance and Fit Center Grand Opening, East Lansing Join the dancers at Spartan Dance and Fit Center in celebrating the opening of their new Spartan Dance and Fit Center, located at 6075 N. Hagadorn Road in East Lansing. The open house will take place from 3 to 6 p.m. and is open to the public. For more information, visit spartandancecenter.com.

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MYCOMMUNITY GRAND AMERICAN FISH RODEO: RIVER ROCK CONCERT This year, as part of the annual Grand American Fish Rodeo, the City Pulse hosted its firstever City Pulse River Rock Concert at Adado Riverfront Park on June 10 and 11. The two-day festival included live music from Triple Lindy and Verve Pipe, as well as other local bands, and a party to recognize the winners of the City Pulse/ Fox 47 News Top of the Town Contest.

PHOTOS BY NICOLE RICO

Stefanie Haapala

Miski Rodriguez, City Mouse

Jahshua Smith

Brian Vander Ark, The Verve Pipe

Triple Lindy

DAIRY DAY On June 10, the State Capitol celebrated Dairy Foods Awareness Day, which observes the impact that Michigan’s dairy industry has on the state’s economy. Several dairy food processors distributed free samples of dairy products to guests, including ice cream, milk, yogurt and cheese. Former Detroit Lions wide receiver Herman Moore was also in attendance.

PHOTOS BY ERIKA HODGES

Sarah Wagner & Mckenna Kiiskila, MSU Dairy Store 34

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July 2016

Jennifer Pakkala & Kathy Swartz

Mascot of United Dairy Industry of Michigan

Stacy Bettinghouse & Anita Vanderwert

Cassie Koenigsknecht, Kim Fedewa, Scott Schafer & Joe Easton

MYCOMMUNITY

WHISKER WEDNESDAYS Every Wednesday, the Ingham County Animal Shelter hosts Whisker Wednesdays to help animals find their fur-ever homes. During Whisker Wednesdays, the shelter waives the adoption fees for cats, and offers half-price dog adoptions. Looking for a new friend? Check out Whisker Wednesdays!

PHOTOS BY ERIKA HODGES

Alyssa Durkee, Volunteer & Aphid

Andrea Durkee, Volunteer

Dominique Powers & Mallory Powers

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MYCOMMUNITY

EAST LANSING FARMER’S MARKET The East Lansing Farmer’s Market reopened for the season on June 5. Vendors sold a diverse selection of fresh, farm-grown Michigan produce and products, including fresh vegetables and fruit, grass-fed beef, artisan bread, cheese, coffee, flowers and much more. The Farmer’s Market will be open every Sunday from 10 a.m. to 2 p.m. through Oct. 30.

PHOTOS BY ERIKA HODGES

Jenny Rusnock, Jenny’s Sweets & Treats

Heather Surface, Marketing Manager of East Lansing Farmer’s Market

Dove Brothers

Celebrate! with Bake N’ Cakes “Butter Makes it Better”

(517) 337-CAKE 3003 E. Kalamazoo bakencakes.com find us on facebook 36

Capital Area Women’s LifeStyle

July 2016

Bryan Droscha & Apryl Droscha, Droscha Farms

YOU HAVE A CHOICE! At The Willows, we adhere to Medicare’s 30-day Rule,

which means if you discharge to home from the hospital

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cover your needs. With beautiful private suites, a home-like atmosphere and caring staff, you’ll feel better in no time at

The Willows. Call today to speak to an expert who will help you understand your insurance benefit and the services we offer!

The Willows at East Lansing 3500 Coolidge Road • East Lansing, MI 48823 517-203-4042 • willowsateastlansing.com

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The Willows at Okemos 4830 Central Park Drive • Okemos, MI 48864 517-349-3600 • willowsatokemos.com Follow us on your favorite social networks

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MYCOMMUNITY

GRAND AMERICAN FISH RODEO On June 10 and 11, anglers from all over the greater Lansing area gathered at Adado Riverfront Park for the annual Grand American Fish Rodeo. Participants enjoyed live music, fishing tournaments and children’s activities. Nearly $5,000 in prize money was awarded to fishermen over the weekend.

PHOTOS BY JIM HUDGINS

A young fisher waits patiently for a nibble

A young fisher shares the excitement of her first fish caught with Gib King, USFWS biologist

USFWS biologist Gib King explains how to use a rod and reel to three young fishers

A successful young fisher shows off his catch at the Grand American Fish Rodeo.

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MYCOMMUNITY

FOURTH ANNUAL LANSING BEER FEST Lansing’s REO Town hosted its fourth annual Lansing Beer Fest on Saturday, June 18. The festival featured 25 Michigan Breweries and more than 100 craft beers, as well as eight different food trucks.

Guests also enjoyed live music from local artists.

PHOTOS BY KELLY MAZURKIEWICZ

Fourth Annual Lansing Beer Fest

Juanita Walker & Kerry Hidlay

Matt Longfield & Emma Frank

Mark Warner

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LEADERS AT EMERGENT BIOSOLUTIONS

BY YVONNE RICHARDSON, VALIDATION MANAGER I graduated from Michigan State University with a degree in chemical engineering. After college, I began my career at Emergent BioSolutions as an Associate Validation Engineer and have grown with the company.

Nine years later, I am now the validation manager and lead a team that specializes in equipment, utilities and facilities qualification, automation qualification, sterilization process validation, aseptic process validation and cleaning validation. In short, we support the assurance of drug quality, patient safety and data integrity for BioThrax®, the only FDAlicensed vaccine for anthrax disease.

Emergent places a high value on continuous improvement. We are always striving to optimize our processes. As an example, I was part of a team who received a Team Champion Award for increasing production by 16 percent through cycle time and waste reduction; providing meaningful contributions to quarterly performance and achieving corporate objectives.

By Yvonne Richardson, Validation Manager at Emergent BioSolutions

Aside from the opportunities I’ve had to learn and grow my career with the company, the main reason I’ve stayed with Emergent for nine years is the people who work here. I’ve seen the company grow and

change over the years, but one thing that has not changed is the commitment and passion Emergent employees have for our mission – to protect and enhance life. There are all kinds of departments and careers that Emergent offers, but each plays a part in contributing to that mission.

Away from work, the most important role I play is mom and wife. I have two amazing children and a supportive and loving husband who bring me great joy and satisfaction. As a family, my husband, children and I enjoy boating, running and DIY projects.

As a global specialty biopharmaceutical company, Emergent develops and manufactures medical countermeasures for CBRNE threats and emerging infectious diseases. Yvonne joined Emergent right after college as an entry level employee and has since earned her way to Validation Manager.

July 2016

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PROFESSIONAL GUIDE

KEVIN LONDON, M.D.

ANN CHRAPKIEWICZ

Dr. London completed his undergraduate degree (B.S. in Life Sciences) at Queen’s University in Kingston, Ontario and attended medical school at Howard University College of Medicine in Washington, DC. Before joining the Alliance team in 2013, Dr. London was a Staff Physician at St. Vincent Mercy in Toledo, Ohio. He was also an Ob/Gyn House Physician at Huron Valley Sinai Hospital and served as the Medical Director at American Laser Skin Care. Dr. London believes in a partnership approach to women’s healthcare, working with his patients on the premise that integrative treatment decisions lead to optimal health. He is currently accepting new patients.

(517) 484-3000 | www.alliance-obgyn.com Main Campus 1560 Turf Lane East Lansing, MI 48823

South Campus 1100 South Cedar Street Mason, MI 48854

ELIZABETH COHEN

MSUFCU has an asset size of over $3 billion, 220,000 members worldwide, and more than 650 employees.

(517) 333-2424 or (800) MSU-4-YOU 3777 West Rd. East Lansing, MI 48823

BELINDA CARTER

We are pleased to introduce Darcy Quisenberry. A graduate of Cornerstone University with a Bachelor’s degree in Business Administration, she has been part of the Grand Haven family for more than five years as the community development director.

She truly enjoys educating families about senior housing and navigating the “maze.” She serves the community by helping plan the Walk to End Alzheimer’s and Caregiver Retreat, both in Lansing. Her passion for this industry keeps her always wanting to learn more and serve others. When she’s not at work she’s the proud mom to 3 growing boys and has been married for 22 years.

(517) 897-2499 3145 W. Mt. Hope Ave. Lansing, MI 48823

SUSAN MAPLES, DDS

Belinda Carter is the Director of Environmental Services for the Willows at East Lansing. She has been with us since we opened our doors in East Lansing. Her responsibilities include: Organizing, evaluating and directing the Housekeeping department.

The Willows at Okemos 517-349-3600 4830 Central Park Drive Okemos, MI 48864 willowsatokemos.com

ROBIN MCCRIMMON

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(517) 862-8926 1355 E Grand River Ave East Lansing, MI 48823

DARCY QUISENBERRY

Elizabeth Cohen, Specialty and Support Services Manager, leads a team of employees who provide in-depth support to the Credit Union’s members and employees, in the specialized areas of IRAs, HSAs, Certificates, trusts and more. Outside of the Credit Union, Elizabeth is heavily involved in the Greater Lansing community, serving on boards with Caring About Kids, Inc., the Michigan Youth Opportunities Initiative, Lansing SAVE, Ingham County Vulnerable Adult Protocol, and the Chief Okemos District Boy Scouts of America.

The Willows at East Lansing 517-203-4042 3500 Coolidge Road East Lansing, MI 48823 willowsateastlansing.com

Ann Chrapkiewicz has been teaching Bikram Yoga professionally since 2004. Her academic background is in Literature (B.A., Duke University), Asian Studies (M.A.,U of M), and Medical Anthropology (M.A., MSU). She has taught over 4,000 students - including children, teens, pregnant women and seniors - and has over 5,000 hours of teaching experience. She is also working on a national level to support Bikram Yoga physiology research and education on lineagebased, therapeutic yoga systems. Contact Ann directly at: ann@bikramyogacapitalarea.com

Dr. Susan Maples is a 30 year clinician who leads a total health practice dental care in Holt, MI. She is one of the Top 25 Women in U.S. dentistry and also one of the Top 8 Innovators in Dentistry. Dr. Susan is co-author of Blabber Mouth, 77 secrets only your mouth can tell you to live a Healthier, Happier, Sexier Life. Dr. Susan is the co-investigator for an award-winning study on detecting diabetes in the dental office.

(517) 694-0353 | DrSusanMaples.com 2102 North Aurelius Road, Suite 1 Holt, Michigan 48842

KELLY KING

Robin McCrimmon is the Director of Care Services at Seniors Helping Seniors in-home services. She earned her Masters in Management and Organization from Spring Arbor University and has 34 years of experience helping seniors in the Greater Lansing area. “Seniors Helping Seniors services has opened my heart to some very special people. Our Care Providers and Receivers bring a smile to my face and are the light God knew I needed. I love helping seniors reach their goals — whether it is staying in their own home, temporary assistance, or just finding a new friend with whom they can enjoy activities. Watching the positive outcomes of those we help is so rewarding.”

With more than 10 years of management experience, Kelly King, executive director of the YMCA’s Oak Park branch, has put a strong emphasis on building relationships, campaign leadership, supervision and fiscal management. Overseeing the day-to-day operations of several YMCA facilities has instilled a sense of leadership in her, which has enabled her to think strategically, hone her risk management skills and has helped to ensure the development of staff and board members. Her experience with motivating donors and volunteers to help carry out the organization’s mission has also further enhanced her skill set, and has made her an asset to the YMCA.

(517) 332-9953 Seniors Helping Seniors, PO Box 14074 Lansing, MI 48901

(517) 827-9690 YMCA, 119 N Washington Square Lansing, MI 48933

Capital Area Women’s LifeStyle

July 2016

n i n e p Joseph Marogil, MD O ow sing! and N Laura Kelsey, MD Lanest St. Joseph,

Khanh Q. Nguyen, DO Corporate Medical Officer

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• Rate as low as 2.19% APR • No application fee • No prepayment penalty • Get preapproved in minutes Apply online, call, or visit any MSUFCU branch today!

www.msufcu.org • 517-333-2222

Annual Percentage Rate (APR) as of June 1, 2016, and is stated for members with high credit scores.

Actual rate may be higher and will be determined by member’s credit score. Rates subject to change.

Visit www.msufcu.org for full details. Federally insured by NCUA.