CAWLM February 2018

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FEBRUARY 2018

A LOVELY DAY FOR A LOVELY WEDDING

SALTINE CRACKER TOFFEE OLIVET COLLEGE LAUNCHES WOMEN’S LEADERSHIP INSTITUTE

The REO Town Pub Roxanne Landes and Jack Oliver give the rundown on one of the historic district’s best kept secrets

Purchase tickets now for the Mom & Me Tea party and luncheon as we listen to a guest speaker about supporting and empowering women.

Daughters seven years old or older will most enjoy the program.

Guest Speaker Jane Aldrich

Saturday, April 28, 2018 11:30 a.m. — 1:30 p.m.

University Club Ballroom 3435 Forest Rd. | Lansing, MI 48910 Purchase tickets at CAWLM.COM/mom-me-tea $60 per pair C

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FEBRUARY COVER

5

Good News

16 Fashion & Beauty

7

Olivet College

6

Reflections

21 Non Profit Profile

8

A Lovely Wedding

7

Financial Facts

22 Entertainment Alley

17 Saltine Cracker Toffee

10 Local Women

26 Tri-County Events

18 The Reo Town Pub

12 A Pet's Tale

28 Career For Consideration

IN THIS ISSUE

13 Queen of the Road

29 Lifestyles

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14 DIY Quick Crafts

30 My Community

From the Publisher

CORRECTION

In January story “JODIE WILLOBEE: GIVING BACK MORE”, Ms. Willobee’s name was listed with only one “L” with the correct spelling being “Willobee.”

On the cover: Roxanne Landes and Jack Oliver fromThe REO Town Pub | Exclusive cover photography by Mary Gajda

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221 W Saginaw St., Lansing, MI 48933 Phone: (517) 203-0123 • Fax: (517) 203-3334 Email: info@cawlm.com CAWLM.COM

ISSUE II • VOLUME X PUBLISHER Tiffany Dowling EDITOR Kelly Mazurkiewicz SALES MANAGER Jennifer Hodges MEDIA MANAGER Jill Bailey ACCOUNT MANAGERS Megan Fleming Manny Garcia COMMUNICATIONS DIRECTOR Ami Iceman-Haueter ART DIRECTOR Mark Warner PUBLICATION DESIGNER Jeanette Wummel PUBLICATION PHOTOGRAPHER Mary Gajda GRAPHIC DESIGNERS Heather Thielking Quan Ollie WEB MANAGER Skylar Kohagen EVENT CALENDAR MANAGER Jaime Hardesty CONTRIBUTORS Teece Aronin Jill Bailey Cathy Blatnik Deidre Davis Ellen Dowling Catrice Lane Adam Lansdell

Kristine Richmond Sarah Spohn Kyle Dowling Mary Gajda Lisa Allen Kost Ami Iceman-Haueter Taylor Kelsaw

ADVERTISING INFORMATION (517) 203-0123 Interested in hosting a distribution location?

Give us a call at 517.203.0123 or email at info@cawlm.com.

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Capital Area Women’s LifeStyle is published monthly by M3 Group, Lansing, MI. All rights reserved. © 2018 M3 Group

No part of this magazine may be reproduced whole or in part without the express written consent of the publisher.

CAWLM.COM

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FROM THE PUBLISHER

Wo m e n a s

C h a n g e

Agents

Over the past couple months, we’ve witnessed a revolution among womankind. We’ve decided that enough is enough. Recent years have brought levels and waves of pain and anger when faced with inequality and harassment. While women are often saying today, “Time’s Up,” I was thinking: It’s about time.

You don’t dwell on these issues, usually. They’re more of a veil you see life through or they create a backdrop your life plays out in front of: invisible yet impactful. I believe we make decisions about our lives every day based on that tapestry.

It’s important to take stock and recognize those who have been fighting the good fought for positive change long before we casted out the celebrities and CEOs that have leveraged abuses to their benefit. I think of Olivet College’s founders who recognized in 1844 the need to build a community based on values of inclusion, mutual respect, honesty and integrity. They admitted women and persons of color on a coequal basis with men. This was 19 years prior to the enactment of the Emancipation Proclamation, four years before the movement for women’s rights was launched on a national level and 76 years before women had the right to vote.

I’m thankful that institutions such as Olivet College haven’t abandoned their ideals over the years. In fact, Olivet College is doubling down by hosting the Cultivating Women Leaders (CWL) event on March 2, an event that’s part of their Women’s Leadership Institute (WLI) for young females. Traci Corey, director of the WLI and presidential spouse of Dr. Steven Corey at Olivet College, spearheads the charge.

Another woman who has focused her energy on equality and leadership is Martha Mertz, who developed her vision for ATHENA International in 1982 while serving on the board of directors of the Lansing Michigan Regional Chamber of Commerce. As the only woman, she quickly recognized that the boardroom did not reflect the reality of the business community. If women’s strengths and contributions as leaders were publicly acknowledged through an award process, then they could no longer be dismissed.

She is planning to share her vision and understanding of women’s leadership at the CWL event on March 2. I encourage women of all ages to attend. If you have a teenage daughter who is preparing for college, this is an absolute must for her: apply.olivetcollege.edu/register/CWL2018.

Those who have come forward to shine a light on acts of inequality, discrimination and assault should be applauded. Those who have decided to remain quiet until now — we need your support. We want and need change: #TimesUp.

Tiffany Dowling | Publisher 4 FEBRUARY 2018

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WE’D LIKE TO HEAR FROM YOU! Do you have a business or personal milestone announcement relevant to women of Clinton, Eaton and Ingham counties?

Please submit it to info@cawlm.com by the first of the month prior to the issue you wish it to be printed in. CAWLM reserves the right to edit all submissions for style, grammar and length. We look forward to sharing your good news!

HGB NURSE RECEIVES MHA KEYSTONE CENTER SPEAK UP! AWARD Kassandra Gauna, RN, a nurse in the emergency department at Hayes Green Beach Memorial Hospital (HGB) in Charlotte, Michigan, was recently honored with the quarterly MHA Keystone Center Speak-up! Award from the Michigan Health & Hospital Association.

The award celebrates patient and staff safety through the recognition of individuals or teams in Michigan hospitals who demonstrate a commitment to the prevention of harm to patients or staff.

Gauna is the first recipient of the award at HGB for speaking up about a medication that was erroneously ordered and her refusal to administer it to a patient. Nurses are often the last line of defense between the patient and medicinal

administration. Her uncompromising diligence protected the patient from harm.

“I chose to speak up because it was the absolute right thing to do,” Gauna said. “Throughout my training and career, I've been very fortunate to work with and learn from some of the best nurses in Michigan. The advice I’ve received from those nurses has always had a resounding theme: If you are unsure about something, ask questions.

Use your resources and trust your gut. Be 100 percent positive that what you do is appropriate and will not bring harm to the patient. You’re responsible for the patient while they are in your care, and you are their advocate.”

From left to right: Brian Peters, MHA CEO; Gauna; Sam Watson, MHA senior vice president of patient safety & quality; Matthew Rush, HGB president and CEO.

WILLINGHAM & COTE APPOINTS HILLOCK AS JUDGE ADVOCATE FOR AMERICAN LEGION Willingham & Cote is pleased to announce that Kimberlee Hillock has been appointed judge advocate for American Legion with Department of Michigan (michiganlegion.org).

The primary duty of the judge advocate is to advise the post, post officers and the executive board on all legal matters, including the construction and interpretation of the Legion constitution and bylaws, to ensure the proper conduct of post business and to procure proper counsel on behalf of the Department.

Hillock is the chair of Willingham & Cote’s appellate work practice area, as well as chair of the Michigan Defense Trial Counsel’s Amicus Committee and a member of the Michigan Supreme Court Historical Society Advocates Guild.

Hillock is a veteran of the United States Marine Corps, and she served during Operation Desert Storm. She is a member of the American Legion and the Marine Corps League. She currently volunteers as a veteran mentor in the Ingham County Veterans’ Treatment Court.

KELLIE JOHNSON OF KELLIE’S CONSIGNMENTS SELECTED AS 2018 ATHENA POWERLINK RECIPIENT The Lansing Regional Chamber of Commerce (LRCC) has announced that Kellie Johnson, owner of Kellie’s Consignments, has been selected as the 2018 recipient of the prestigious ATHENAPowerLink® (APL) award. As the APL recipient, Johnson will be connected to a panel of expert mentors who will consult her regarding business growth strategies for the next 12 months. Since 2006, APL has helped female business owners in Greater Lansing grow their sales, business and personal net income, number of employees in the business and leadership and management skills.

“I am very honored to be selected as the 2018 ATHENAPowerLink recipient,” said Johnson.

“The timing is impeccable because my business has been growing nicely, and I will be able to take advantage of the expertise of my mentor panel to help establish strategies for further growth.”

“We are very excited to have someone the caliber of Kellie Johnson as the 2018 ATHENAPowerlink recipient,” said Jill Marlan, co-chair of the APL governing body and a past APL recipient. “Kellie will benefit from working with an exceptionally strong panel of mentors who will help catapult her business to the next phase.” ■ Kellie Johnson CAWLM.COM

5

REFLECTIONS One day, she decided she would write a poem about the pure joy of hearing her boy cry for the first time.

BY TEECE ARONIN

Soon after, Martha aced another pregnancy and gave birth to another healthy son. Joe stood by her through it all, doting and protective. Joe, who had survived a pogrom and seen someone killed right in front of him, found himself partnered for life with a woman whose experience with death was different yet just as real, and far more personal.

The couple was in their late sixties the day I met them, and they proceeded to “adopt” me: this apple-cheeked college kid from the Midwest.

One Friday, they drove from their home in the California desert to pick me up for the weekend.

Settled in for the evening, Marta begged Joe to sing for us. The song he eventually sang was a torch song about the agonies of lost love called, "I've Got to Pass Your House to Get to My House."

Marta and Joe: A Tale of Three Hearts Their names were Marta and Joe. They were born in Poland before 1920 and met in the U.S. while still very young. According to Marta, they’d been married forever.

I met them in 1979 when they showed up at the LA office of a literary agent I worked at during my summer vacations in college. Marta was hoping to find an agent for a book of poems she’d written. It was about her heart, her husband, her sons and her

gratitude — the buckets of wonder she could wring from a single ray of sunlight.

That sunlight meant a lot, because Marta was supposed to be deep down in the dark. She had been ill for most of her adult life with a heart condition that doctors said would kill her before she grew old. They also said she should never have children. But she defied the doctors and the odds, acing pregnancy with the birth of a healthy son.

That was a weekend filled with white wine, delicious food and talk, lots of talk. They both had so much to say; every other word wore a fresh coat of grace. ■ Teece Aronin is a blogger and columnist. Teece writes a humor/health and wellness column for the Oakland Press and is the Featured Writer for October at TrueHumor.com. Her artwork is available at the Redbubble.com store, phylliswalter, and Teece seriously considers any request for workshops, coaching, and speaking engagements.

Read her blog at ChippedDemitasse.BlogSpot.com, contact her at paronin1@gmail.com and follow her on Twitter @taronin.

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FEATURE

BY KRISTINE RICHMOND

L a n s in g C o mm un i t y C o l l e g e P e r f o r m in g A r t s p r e s e n t s , b y a r r a n g e m e n t w i t h M a r l a R ub in P r o d u c t i o n s L t d .

OLIVET COLLEGE LAUNCHES WOMEN’S LEADERSHIP INSTITUTE

LET THE RIGHT ONE IN

A stage adaptation by Jack Thorne B a s e d o n t h e S w e d i s h n o v e l a n d fi lm b y J o hn A j v i d e L in d q v i s t D ir e c t e d b y A n d y C a ll i s

I N ST I T U T E A N T I C I PAT E D TO C R E AT E T R A J EC TO RY F R O M PAST TO P R ES E N T A N D F U T U R E WO M E N L E A D E RS While strides have been made, Olivet College recognizes that women still face considerable social, workforce, economic and political challenges of disparity and inequity. The college’s longstanding history of empowering young women began nearly 175 years ago, when its founders started admitting women and people of color on a coequal basis as men.

Acknowledging that more work needs to be done, Olivet College formed the Women’s Leadership Institute (WLI) to create a culture of women supporting women on campus and beyond. In collaboration with ATHENA International, a well-recognized women’s leadership organization, Olivet College is providing a yearlong leadership development program for eligible female students at Olivet College; participants will receive leadership training utilizing the ATHENA International Leadership Model. The WLI began in October 2017 with 39 enrolled students.

“This program serves as a connection point for our incoming freshmen, sophomores and transfer women students to engage with each other on campus,” said Traci Corey, presidential spouse at Olivet College and director of the Women’s Leadership Institute. “Through this multiyear program, our hope is for these young women to become mentors that can take what they’ve learned and apply it in the relationships they have with each other and be able to teach it to the next generation of high school and middle school girls.

The knowledge these women gain will go with them into their careers and life.”

The WLI was developed because of a hugely successful Cultivating Women Leaders (CWL) event on March 3, 2017. The inaugural event brought more than 250 female high school students

and Olivet College students, staff, faculty and alumnae together for a day-long, interactive leadership training event. In fact, 30 percent of CWL’s prospective student attendees began their college career at Olivet College in the fall of 2017.

To stay true to its rich heritage, Olivet College plans to continue to grow its women’s enrollment.

Over the next five years, the WLI will play a major role in increasing the total women’s enrollment to 50 percent of the overall student body.

Research shows that exposure to positive messages early and often about leadership, and understanding how to make informed decisions about their future as potential leaders, is critical to the success of young girls. The WLI will provide a unique, fully immersive relationship-based leadership experience that will enable young women to gain the insight, self-awareness and effective communication skills necessary to become visionary leaders, while gleaning from some of Michigan’s most dynamic women leaders.

On Friday, March 2, Olivet College will host its second annual Cultivating Women Leaders: Pioneering the Future. The keynote will be Martha Mayhood Mertz, founder of ATHENA International and author of “Becoming ATHENA: Eight Principles of Enlightened Leadership.”

For more information about Olivet College’s Women’s Leadership Institute, visit olivetcollege. edu/wli or to register for the Cultivating Women Leaders event, visit olivetcollege.edu/cwl. ■

FEB. 16–25, 2018 DART AUDITORIUM lcc.edu/showinfo

Kristine Richmond is the Public Relations Specialist at M3 Group. She specializes in helping clients tell their stories of changed lives, fiscal success, philanthropic support and more by creating engaging messages that grab customers’ attention and cause them to act.

CAWLM.COM

7

BUSINESS PROFILE

Photo by Mary Gajda

BY SARAH SPOHN

A Lovely Day For many couples, the wedding day is the single biggest day of their lives. For Emma Nelson and Kaitlynn Lamie, co-owners of A Lovely Day, sometimes they have 15 biggest days of their lives in a single year.

It’s tough, stressful, tiring work, but it’s a passion and drive for these two college friends. During their MSU days in the dorm, the two would spend a lot of time on Pinterest and jokingly plan their friends’ weddings, sketching up fictional table settings. In 2015, the two officially launched their wedding planning business.

“It has to come from a place of passion,” Lamie said.

“It is long hours — we typically work an additional 40-60 hours a week on weddings in addition to our 40 hours a week, full-time day jobs, and it’s just because we love what we do.”

It’s incredibly easy to feel overwhelmed and stressed while planning all the details of your wedding, but those are two feelings Nelson and Lamie wouldn’t want any bride-to-be to have. A Lovely Day focuses on getting to know couples and learning what’s important to them, including their little quirks and how to incorporate those into their weddings. There are often months or years of meetings, hangouts, venue visits and table setting mock-ups; each experience is tailored to the couple’s wants and needs.

“One of the amazing things about really listening to our couples is that we can pick up on the things that we know are special to them,” Lamie said. “It’s never anything super grand; it’s really kind of in the minutiae. But it’s really getting to know our couples 8 FEBRUARY 2018

so well that we know the little things that are going to make their day memorable to them.”

Rather than picking a wedding package based solely on pricing or features, A Lovely Day creates experience guides and works to make sure each wedding is personal and reflective of each partner’s personality.

At the end of the event, usually, both parties are sad the fun is over. But it doesn’t end there. A Lovely Day keeps up with their brides on social media, excited to learn of new developments such as pregnancy announcements.

“It’s just so fun to establish real friendships and relationships,” Nelson said. “It is our business, but it’s more than a business when you can kind of create those personal connections.”

As of now, A Lovely Day is still a young company and considered part time, operating out of home offices and keeping inventory at home as well.

During peak season, the business duo spends more time together than with their husbands. On wedding weekends, it’s a sleepover every day.

Having been friends for the last seven years, the two certainly know each other’s habits and complement one another as business partners. Nelson is the night owl; Lamie is the morning person.

The business aims to coach their couples and help them remember that nothing is perfect — including

their wedding day and even if no outside ears ever learn of issues. Sometimes, Michigan weather acts up, the food isn’t right or the cake nearly falls over.

Entrusting a once-stranger with your big day could be daunting, but if the planners are anything like the bubbly and endearing company at A Lovely Day, then have no fear.

“I think there’s this notion that wedding planners are prissy,” Lamie said. “We try to be the opposite of prissy. We’re real people. We tell our couples [of] stories that are real and true, and to help them feel that they’re not alone in the process.” At the end of the day, the twenty-something business owners agree that the reward far outweighs the lack of sleep.

“We kind of adopted this motto last year: You can do hard things,” Lamie said. “The sense of accomplishment that you get when you know that you have put the blood, sweat and tears into it — and you get to see … someone create a memory … is like the best feeling in the world.”

“There truly aren’t many days like a wedding,” Nelson said. “You’re not always surrounded by people who love you and care about you, and often people you haven’t seen in a long time. To be involved in other people’s days — it’s a blessing. It really is.” ■ Sarah Spohn received her degree in Journalism from Lansing Community College. She’s a concert junkie; living and breathing in both the local and national music scene. She is proud to call Lansing her home, finding a new reason every day to be smitten with the mitten.

Financial Tips Fo r Yo u n g S ave r s “Money doesn’t grow on trees,” and “a penny saved is a penny earned,” are two phrases you’ve probably heard before. While it might not have resonated at the time, the sentiment gains clarity the older we become with the more experience we grab in managing finances.

Although your children may have financial education during school, it’s a great idea to continue these lessons at home, teaching him or her how to save and manage money. Believe it or not, it could be the difference between reckless and responsible spending habits when your children are solely responsible for their money.

Whether you start this education at age five or 15, here are a few tips on how you can give your child the resources needed for financial savvy.

Create savings goals If your child doesn’t already have a savings account, it’s a great idea to open one. From there, you can teach him or her the fundamentals of saving money through the practice of creating goals. With goals, your child will learn to save then spend with purpose, curbing the financially detrimental behavior of impulse buying.

Encourage children to save at least half of all allowance and gift/holiday money they may receive. The “spend half, save half” technique will give them the freedom to make decisions on when to spend and when to save. They could also set a goal of saving a certain amount of money each day or week; they could save $0.50 in loose change every day, reaching $182.50 in a

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year — even more if the funds are put into a savings account, where dividends will be earned throughout the year.

Track funds and goals There are a number of ways to track finances and savings goals. One method is to go for an easy approach by creating a wall chart or spreadsheet, including the goal amount, current amount saved and/or smaller weekly achievements over a set time. If you’re feeling crafty, then you could look to Pinterest for ideas on decorative change jars, mixed-media savings charts and other creative ways to make saving up fun and engaging.

Beyond traditional methods, there are a variety of apps and computer programs created for children to help them monitor their savings and reach financial goals. The best and most enticing part is that these apps typically tie in a gaming aspect, creating an educational experience as the child works toward a goal.

Teach the basics of credit This may seem advanced for some age groups but teaching about credit early on can be a useful tool in preparing a child who will likely have a credit card and/or loans later in life. Simply start by playing games that include some element of lending. From traditional board games like Monopoly to online games offered by your financial institution, there are plenty of ways to create a framework on how lending, collateral and interest work.

FINANCIAL FACTS

BY DEIDRE DAVIS

You could also teach the basics of credit by lending your child a small sum of money. If there is something he or she wishes to purchase but does not yet have all of the funds to do so, you can use it as an opportunity to show how the repayment process works. This could be by means of weekly/monthly payments or automatic deductions from an allowance. You could even include loan terms, interest rates, late fees or grace periods to make a more realistic experience.

Get them involved Allow your child to learn by doing: making deposits, withdrawing money and purchasing items. This will not only teach basic money management skills, but it will also give your child a sense of ownership and freedom over earnings.

It’s one of the easiest and most important ways to help children learn about money, as it will give them a firsthand experience of what it’s like to handle and make transactions.

Financial education is important at any age, but the more you learn and the sooner you learn it, the better off you will be. Passing this knowledge to your children will teach them important lessons in responsibility and how to make sound decisions.

Better yet, it will provide the framework for a successful financial future — for that, you will both be thankful in the years to come. ■ Deidre Davis is the Chief Marketing Officer at MSU Federal Credit Union. MSUFCU’s headquarters are at 3777 West Road East Lansing, MI 48823. Contact Deidre at deidre.davis@msufcu.org or (517) 664-7877.

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9

LOCAL WOMEN

CHRISTINE FRONCZAK

Photo by Mary Gajda

A UNIQUE TWIST ON VINTAGE STYLE

BY KYLE DOWLING Christine Fronczak has been running her new store, Community Finery, for around two months now, and it’s already becoming a hot place to be in REO Town. At the local marketplace, Fronczak works on hats, clothing, shoes, jewelry, room sprays and tons of other interesting items that fit her vintage style.

living in San Francisco, Calif., Fronczak worked for Stormy Leather, where she learned to work with industrial sowing machines. She stayed at Stormy Leather for quite some time, working her way up from credible seamstress to becoming the head project manager.

“I wouldn’t describe my store as a thrift store,” said Fronczak. “I find the best pieces and improve them. I’ll clean and press them, repair any damage and make improvements if I want.” Her style is not exactly vintage to the letter, but it’s a wonderful mix of vintage with her own twist of personality.

On top of clothing, Fronczak makes almost anything she wants. A lifelong learner, a friend showed her how to create jewelry and she simply fell in love.

“I’d been working on clothing for a while, and there’s a lot of work that goes into a piece of clothing: from design to actually sewing. But I loved that after around an hour of work, I had myself a ring,” she explained.

Fronczak doesn’t just work on existing clothing; she creates her own. As a young child, her mother showed her how to weave beautiful cloths to her liking for stellar creations. The lesson always stayed with her, so it naturally grew into a hobby. While 10 FEBRUARY 2018

Fronczak also learned how to make shoes and was quick to manifest her own dancing shoes. “I took them to a dance class and got a lot of compliments

on them,” said Fronczak. “I was very proud.”

Similar to The Rust Belt Market in Ferndale, Mich., Community Finery is in an indoor multi-vendor space called REO Town Marketplace, meaning Fronczak shares space with many vendors. Instead of all sharing a cashier, the owners spend time in their space helping customers.

“That’s one of the things that is most important to me,” says Fronczak. “The best part of my shop is sharing these pieces of clothing or jewelry with people who are excited about them. It’s always fun for somebody to walk into my store and be amazed at some of the pieces that I have.”

For more information about Community Finery, visit their Facebook page at facebook.com/ communityfinery/ ■

LOCAL WOMEN

TWYLA BIRDSONG

Photo by Mary Gajda

LOVE SONGS AND LEARNING TO LOVE LIFE

BY MARY GAJDA Gospel and blues singer Twyla Birdsong has lived in Lansing since she was 5 years old. She attended Jackson Community College to study business administration, joined the army and ended up at Fischer Body, where she met a co-worker who encouraged her to join his garage band.

“I grew up singing in church choir,” Birdsong said.

“But those guys really became like my brothers and exposed me to a different type of blues than I had grown up with, and together we eventually formed the first band I’d ever been in, named Westside Healers.

Now a mother and grandmother, Birdsong operates an in-home day care when she isn’t singing. She admits the road leading to where she is now hasn’t always been easy. When she first started singing, Birdsong was diagnosed with sever depression and

panic attacks.“For me, not only my faith in God but also singing helped me to overcome those feelings.

We all have a part to play in life; my part is to help people find joy and to encourage the discouraged,” said Birdsong.

Birdsong uses social media to “whisper love in the air,” to use her platform and share ways to become eco-friendly, find good health and achieve inner peace. She shares this message through her performances at venues including the former Temple Club, Mac’s Bar, The Green Door, Unicorn Lounge, Capital City Grill, local festivals and as a regular at Moriarty’s Pub. Birdsong has also co-produced shows alongside Detroit’s “Queen of the Blues,” Thornetta Davis; Sharrie Williams; and Kathleen Murray. Birdsong is included on Davis’ latest album, “Honest Woman,”

singing a highlighted portion on the track entitled, “Sister Friend Indeed.”

Birdsong is now planning the production of two new shows that she hopes to present in Lansing. She’s also planning an evening performance of songs that evokes the spirit of love.

“Every mistake I’ve made in my life, every pain I’ve experienced and then every hope that I hold onto of love and happiness … I connect with my audience no matter what color, gender, sexual orientation, religion, class or age,” Birdsong said. “We become united on the same frequency.”

You can find Birdsong’s touring schedule and hear her music at reverbnation.com/twylabirdsong. ■

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A PET'S TALE

BY JILL BAILEY

PUPPY LOVE IS A T WO -WAY ST R E E T Every other month, our pet expert and Canine Coaches dog trainer Jill Bailey, will answer your pet questions. Email her at jill@m3group.biz. For more information on Canine Coaches, visit caninecoaches.com.

Keep Learning Discover a better you today with Adult Enrichment programs at Lansing Community College. Choose among a diverse array of exciting and creative learning opportunities and elevate your mind through entertaining and intellectual stimulation.

You love your dog. You took your time researching the breed and searched until you found the perfect match, and your pup loves you too. So, how do you show your puppy love to the puppy in question?

Appreciate your dog’s love by being sure to spend as much time with them as you can. Playing, training and even brushing are wonderful ways to bond with your four-legged friend. You may be a big fan of hugging and kissing your dog because that is how humans show affection. But understand that most dogs see hugs as a threat. Be sure to watch your dog for the signs of stress-eyes, ears and tail are just a few of the ways dogs can show stress. If any signs are there, stop doing what you are doing. Dogs don’t socialize the same way we do, so we will have to compromise when finding ways to show our love.

There are numerous studies to show that having a dog is good for the heart. In fact, some research demonstrates a lower blood pressure when a person gets a dog. When you get home for the day, hang out on the couch and pet your pup — it will be mutually beneficial.

With Valentine’s Day right around the corner, remember to keep the plants and flowers you get out of your dog’s reach. There are hundreds of plants that produce substances that are dangerous to your dog. How vulnerable they are will depend on your dog’s size and the amount they ingested.

Chocolate is one of the number one gifts for Valentine’s Day and also one of the most dangerous foods your dog can ingest. You can check this website for a list: aspca.org/pet-care/animalpoison-control/toxic-and-non-toxic-plants. As always, if your dog eats a plant or chocolate, call your veterinarian immediately. Keep your pup safe and sound with plenty of belly rubs and dog treats this Valentine’s Day! ■

517-483-1415 | lcc.edu/keeplearning

12 FEBRUARY 2018

Jill Bailey is the Media Manager at M3 Group. Having a life-long love of dogs, Jill decided to get her training certification in 2012. Visit caninecoaches.com for more information.

QUEEN OF THE ROAD

BY LISA KOST

What’s Love Got to Do with It? You can learn a lot about love by watching ants. Now, before you lose interest in this topic, let me tell you why ants have a leg up on humans in the love department. Ants are incredibly loyal; an ant is tireless in its quest to protect its colony and its queen. An ant never argues and it never quits — unless the beloved queen dies. In many colonies, if “Her Majesty” kicks the bucket, the colony simply disappears.

Think about that scientific fact the next time your significant other forgets your birthday or your daughter talks back to you. Does he know how important you are to the colony? Does she realize who you really are?

Do they not see your diamond crown? If not, you must tell them about ants immediately.

Start by letting your children know ants have been around for 99 million years whereas humans have mustered only six million years so far. And, you want to make sure your out-of-touch loved ones understand that ants communicate through highly evolved, olfactory organs. They smell and exchange chemicals with each other to recognize if they are part of the same colony — no backward-thinking, old school social media for them!

Ants already know whether to friend request you or not, depending on your smell.

If you pass the smell test of trust, you are in the colony and guaranteed a lifetime of love as a result of those great pheromones. Quite frankly, you can’t get a similar guarantee from your friends or even some people in your family. Your dog may in fact love you for life — why, just look at the way he wags his tail and jumps in anticipation of you, the favorite human. Unfortunately, most humans are not so clear-eyed in the love department.

Unlike ants, we humans feel pain. And by lacking the selflessness of the average lovable pup, our overactive egos doom humans to hurt each other. What would happen to us if we focused less on New Year’s resolutions regarding our appearance and weight and more on how we can support each other in our communities? How might the world change if we stopped using Facebook and Instagram to meet others and physically got to know someone new? After all, people must know each other to love one other.

Would our lives be easier if we just stopped being offended — if we, like ants, moved along when someone did not meet our expectations?

Judgement is easy. Understanding? Well, that’s a higher achievement.

The next time someone offends you, doesn’t meet your smell test or is from a foreign origin, I encourage you to respect their existence and get back to your own ant-like persistence to improve the world; this does not mean you can sit on the couch. Ants never quit making their own lives better. How do you think there got to be 12,000 species of ants on the planet?

Our ant talk doesn’t discredit your royalty, by the way, because you are always the queen! But as the queen, your responsibility is to govern all throughout the land — with as much love as your crown will muster. ■ Lisa Allen Kost was bitten by the travel bug at an early age. Growing up an “Army Brat” she has lived abroad and is always eager to book her next trip — no matter the destination. When she is not traveling, Allen-Kost calls Okemos home and is a commercial realtor with CBRE|Martin. Her favorite travel companions are her husband, Jim and their children.

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DIY QUICK CRAFTS

BY AMI ICEMAN-HAUETER

5.“Sending hugs and kisses” – this sweet note is perfect to attach to a bag full of treats 6.“You’re my love bug” – attach this cutesy note to some sour gummy worms, and you’ll have something sweet and sour 7.“I love you s’more everyday” – this one is perfect with a gooey, delicious snack 8.“I donut know what I would do without you” – leave this message with some early morning donuts so your friends will really feel the love

HAVE A PUNDERFUL VALENTINE’S DAY What’s not to love about Valentine’s Day. Whether you’re celebrating with a loved one, making dozens of cards for your kiddo to pass out or you’re just having a ladies’ night, it’s the perfect time of year to let your loved ones know you think about them always! On Valentine’s Day, it’s also acceptable to use every pun under the sun so your loved one is left without a shred of doubt.

Here are just a few of my favorite lovey-dovey puns and the fun ways you can use them this Valentine’s day!

9.“You’re a cutie” – if you need a healthy snack for the children, add this adorable note to a baggie with a “cutie” orange in it

1.“You light up my life” – perfect for a tag tied to a flashlight or to be written under a few candles glued to a card 2.“You’re the king of my heart” – make your loved one feel like royalty with a new deck of cards and a little note 3.“We’re a perfect match” – forgot a gift this year? Add this note to a matchbook, then prep a lovely dinner

10.“You’re the balm” – Ease your loved one’s concerns of chapped lips with a little love and an encouraging note I hope these puns have brightened your day and inspired you to share a little love and have a little pun this Valentine’s Day! Share your favorite Valentine’s pun with us on Facebook with the #CAWLMPunFun ■

4.“We just fit” – grab a puzzle from the store and use this fun note to start a fun night

Same grea even t t, bra nd new look!

SAVE THE

DATE Wednesday, September 19, 2018 Hawk Hollow Golf Course First time golfers welcome! cawlm.com/lady-classic C

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Ami Iceman-Haueter is the Brand Manager at M3 Group. Iceman-Haueter is a graduate of Michigan State University with a bachelors in creative advertising.

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With Valentine’s Day upon us, it’s time to make your look this month a little more romantic. Take a step back in time with some of these vintage looks and wear the best of yesterday, today. The women at Capital Area Women’s Lifestyle Magazine have partnered with Kellie’s Consignments to bring you looks to add to your winter wardrobe!

(1) fur mink shawl; Capitol Furs made in Lansing, $129; (2) tortoise shell pin, $75; (3) flower necklace, $14; (4) cream shirt, $12; (5) Mary Frances floral scarf $118; (6) brown fur vest, $9; (7) leopard top, $14; (8) brown and cream boots, $19; (9) ; leopard ankle boots, $39; (10) flower pin, $4; (11) beaded clutch, $6; (12) Red dress, $39; (13) necklaces, includes Swarovski’s, $104; (14) Swarovski sunglasses with case; $39; (15) embroidered purse, $12.

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RECIPE

BY CATHY BLATNIK

Sa l t in e C ra c ke r

This sweet and salty treat is perfect for sharing with your sweetheart this season.

DIRECTIONS

INGREDIENTS

a jelly roll pan (11 inches x 17 inches) with aluminum foil. You must use a pan with a little bit of edge or "lip," or else when you put the pan in the oven, the mixture will spill all over the place. Once you cover the pan with the foil, spray a light layer of non-stick cooking spray on it and line up the crackers end to end to fill the pan.

• One "sleeve,” saltine crackers (about 38-40) • One cup, (2 sticks) unsalted butter • One cup, light brown sugar • Two cups (12 ounces), semi-sweet chocolate morsels • Sprinkles or nuts (if desired)

enjoy!

Preheat oven to 400 degrees Fahrenheit. Cover

Set the pan aside. In a medium saucepan, put in the two sticks of butter and the brown sugar. Bring to a boil slowly. Once it gets to a full boil, keep stirring occasionally for three minutes. Remove from heat and pour the butter and brown sugar mixture all over the crackers, coating entirely. Put in oven for five minutes. Remove from oven and sprinkle two cups of semi-sweet morsels all over. Let sit

Photo by Mary Gajda

TO F F E E

for about two minutes and then using a spatula or knife to spread the chocolate all over, until it coats the entire pan. The chocolate morsels melt quickly, making it easy to spread. I personally put holiday sprinkles on half and leave the other half plain.

You could certainly leave it all plain, make it all sprinkles or add thinly sliced almonds or finely crushed peanuts. Let this cool completely — at least three hours — and then break off pieces with your hands. Store up to one week in a covered container at room temperature. ■ Cathy Blatnik is originally from Maryland, but has been living in the Midwest for more than 13 years. She has been "retired" from the paid workforce since 1996 to raise her family, which includes her husband, adult stepson, an adult daughter in college and a son in middle school. She has been baking and cooking for as long as she can remember in "Cathy's Kitchen." She is very excited to be able to share her recipes with other home cooks!

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18 FEBRUARY 2018

GOODGIRLRADIO.COM

Photo by Mary Gajda

Good Girl Radio and Capital Area Women's LifeStyle Magazine have partnered to feature our participating 2018 cover women in an on-camera interview with Good Girl Radio! Tune in the second Thursday of every month to hear more from these amazing women.

COVER STORY

REO Town Pub:

A LO C A L FAV O R I T E R O OT E D I N FRIENDSHIP AND PERSEVER ANCE

BY AMI ICEMAN-HAUETER

The trio purchased the bar in 2010 and haven’t looked back since. Roxanne Landes and Oliver handle the dayto-day operations of the bar, pouring their positivity and passion into a place where everyone feels welcome.

“I’ve always wanted a bar that, as a woman, I could go into and feel comfortable. A place where I could go in and just enjoy myself,” Roxanne Landes said.

“We’ve tried to create that here. We want this to be a space where a woman could come and be completely comfortable, where you won’t be harassed, and you know there won’t be any nonsense. It’s not happening in this bar. We work with our bartenders to help create that kind of space, to pay attention to what’s going on and to act early.”

Several years after purchasing the pub, the group decided that it was time to put their unique stamp on it.

In just five days, they completed a full remodel of the space. Its crown jewel rests at the bar’s top: a sign that reads “recreation,” which was salvaged from the former Lansing Recreation Center in REO Town. The bar top adds to the overall vibe of the space and represents strong ties to the REO Town community.

“After five years of owning the bar, we shut it down on a Saturday night and we pulled everything out. We gutted everything, added a new tap system and put it all back together in five days. We were still figuring out the bar top when they found these old signs, and we just really loved them! I thought they should really stay in REO Town and, at the very end, we got the sign that is now our bar top — and a tie to the community,” Landes said.

The day-to-day pair agrees REO Town is the perfect place for the pub as they witnessed the exciting transformation for themselves, though at times the

area’s growth posed a few challenges. The community has still made them a local favorite.

“It’s a good crowd down here. We have really great neighbors. We work with Dylan and Jeana-Dee from Robin Theater and Nick from Good Truckin’ Diner,” Oliver said. “It’s a great place to be. We all look out for each other.”

The REO Town Pub has grown and adapted with its community. As companies like Cinnaire, bigger music festivals and facilities such as the Board of Water & Light moved in, the pub stayed current on the changes around them and how to make aspects like construction and closed roads work in its favor.

“We went to all the meetings and worked to make our presence known. We got permission to start cooking lunch out front. Jack would come and get everything all set up and we’d serve 70 lunches in 15 minutes to the construction guys,” said Landes. “We started working with our beer reps and started doing game nights and having patio parties. We got permission to start cooking hamburgers and hot dogs, and doing horse shoes out front in the dirt. It all started to work.”

Friendship, along with entrepreneurial spirit, has kept the pub fresh. Oliver has owned a company of his own for more than 21 years and juggles putting in long days between both, but his drive and the perks that come along with being your own boss keep him going. Roxanne echoes this as she reflects on her time as owner of Dalmatians Firehouse Grill, which was formerly in REO Town.

“I ran Dalmatians for seven years and loved it. I learned how to do everything, but being the owner and operator means you have to be there … after going through a divorce and my second bout with cancer, I had to step back. Owning your own business has its pluses and minuses, but after that I knew this is what I loved doing,” Landes said.

Landes loved being in the thick of it, day in and day out. Oliver shares a similar sentiment. The satisfaction and journey in being self-employed comes with plenty

One result of this transformation included what has become Steak Night, which sold around 70 steaks every Wednesday night in the first year. It continues as a REO Town Pub staple today, along with other famous events like their Big Hat Derby party and annual birthday bash.

Photo by Mary Gajda

Have you ever wanted to go where everyone knows your name? You’ll find just that at the REO Town Pub in Lansing. The charming and welcoming pub is exactly what you imagine when you think of that perfect place to meet up with friends, enjoy a drink and truly be comfortable. The warmth you feel when you walk in didn’t happen by accident; in fact, it has been carefully crafted by owners Roxanne and Craig Landes and Jack Oliver over the years.

Consistent festivities add to REO Town Pub’s charm and truly represent the spirit of the owners. As Oliver and Landes tell their story, it’s clear they love what they do, and their longtime friendship gives the pub a solid foundation to grow from.

The duo grew up together on the same street and even attended the same school, but as time passed their lives went in different directions. At an event one evening, Landes’ husband Craig introduced her to a work colleague of his: “Mad Jack.” To her surprise, it was the boy down the street that she’d known long ago, Oliver.

The rest is history.

CAWLM.COM

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Photo by Mary Gajda

Photo by Mary Gajda

COVER STORY

of positives and zero regrets — teaming up for the perfect opportunity at the right time adds to the sense of fate.

“When the opportunity came around, I talked to Craig about buying the bar and he said, ‘If that is what you want to do I am behind you.’ But he didn’t want me doing it alone and that is where Jack came in as the perfect partner. We tag team it, so we can both get away and do things. It really came together the way it was supposed to,” Landes said.

“I don’t know that I ever thought I’d own a bar specifically, but I like being self-employed,” Oliver said. “It’s different, it’s a lot of work and a lot of pressure, but there is a lot of freedom.”

But fate didn’t just bring the trio together after all those years or bring the best opportunity at the right time; it also brought the best customers. The pair expresses just how grateful they are for their loyal, eclectic and enthusiastic patrons that bring the pub to life.

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“I think our favorite part is the people,” Landes said.

“We have a really great group here. We like getting to know them. You meet new people all the time, and then you have the regulars you see often. We have a great team and wonderful customers, and it really is the best part of what we do.” ■ Ami Iceman-Haueter is the Brand Manager at M3 Group. Iceman-Haueter is a graduate of Michigan State University with a bachelors degree in creative advertising.

Photo by Mary Gajda

NONPROFIT PROFILE

NONPROFIT PROFILE

BY ELLEN DOWLING

BY ELLEN DOWLING

ALL FAITH MINISTRY

FOR DISABILITIES: REACHING BEYOND LIMITS

For the approximately 19 percent of Americans with a disability, daily activities others take for granted come with great difficulty. Coupled with a lack of knowledge about living with a disability, many people are regularly subjected to judgment and ignorance, which is why organizations like All Faith Ministry for disABILITIES (All Faith Ministry), a non-denominational and ecumenical disability ministry that serves this community in the midMichigan area, exist.

assisted

Living with Heart

Founded in 2014 by Robert Bower, All Faith Ministry offers a variety of events and programs for individuals and families with disabilities in the mid-Michigan area including but not limited to church services and connections to outside resources. The events are designed for those with disabilities in an effort to spread the principles of the ministry and joy to those who seek assistance.

The all-volunteer, three-person power team — Stefanie Craft, the executive director and Cathy Blatnik, the program director — bring many of their own strengths/experiences to the nonprofit organization. Craft and Blatnik both face the reality of living daily with a disability in their families as they each care for their sons who have Down Syndrome and Autism, respectively.

“What we have found is that there’s a big disconnect between people needing programs and services and people being able to find those services. Craft who manages the website among other responsibilities, assists to connect people with services,” said Blatnik. “What I do is create programs — because there were few options before we came along — and now we do art and music, to name a few, just a whole bunch of different things.”

From children as young as four to seniors in their seventies, All Faith Ministry’s caring team is dedicated to helping those they serve find a sense of promise and comfort.

“What I like about the ministry is that we accept everyone; for instance, a couple different people I have met have been kicked out of churches, they have been told not to come back to places, they’ve been stared at, pointed at and laughed at,” said Blatnik.

Often, people without a disability don’t understand how their actions and words can impact those around them, which can make life harder for those that live a different life but are deserving of the same respect. “One thing we always try to do is, when anybody comes to any event … we make sure we acknowledge them. We make sure to smile and say hi, because a smile goes a long way,” Blatnik said.

We are grateful to share life's journey with your community.

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Assisted Living | Moments Memory Care | Respite Care

All Faith Ministry focuses on what individuals with disabilities can do, not on their limitations. It’s for this reason that they’re helping many people in our community flourish. For more information or to share your own story of living with a disability or caring for someone who does, visit disabilitiesministries.org.■ Ellen Dowling is a student at Lansing Community College. She plans to transfer to a university where she intends on studying journalism. She loves photography, poetry, art and exploring the city she loves with her dog by her side.

A Leisure Living Managed Community www.leisure-living.com

CAWLM.COM

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ENTERTAINMENT ALLEY

BY TAYLOR KELSAW

All the Love We are so fortunate that we get to love. The most fortunate part is that love is a gift: to feel that emotion is vital. Entertainment has shared with us some of the best love stories ever in film such as “Love Story,” or “The Way We Were”; on stage through “Westside Story,” and “Rent”; and of course television’s “I Love Lucy,” or a classic such as “The Honeymooners.”

What makes us want to watch classic love stories repeatedly? The smiles, the tears and the happiness they bring? Well, what’s coming this month is none other than the latest installment from the “50 Shades of Grey” franchise with “50 Shades Freed,” a Mrs. Grey will-see-you-now kind of story.

Oh yes, love is also back this month in more ways than one, including a feel good, action packed date movie called “The 15:17 To Paris.” Based on the book of the same title by Anthony Sadler, Alek Skarlatos and Spencer Stone — who play themselves in the film — this tale tells the real life story of the three American heroes who help stop a terrorist on a train bound to Paris. The date night love could continue to sparkle for you and yours in the form of “Black Panther,” starring Chadwick Boseman, Lupita Nyong'o, Forrest Whittaker, Michael B. Jordan and Angela Bassett. The film brings the legendary Marvel creator Stan Lee’s first African American

superhero to the big screen, who in comic form has been fighting alongside the likes of Captain America, The Avengers and The Fantastic Four. Oh yes, the geek love is on!

I grew up in northern California, and I grew up afraid of the stories of a historical home. Just 50 miles south of San Francisco is San Jose, and there sits one of the strangest sights ever seen in worldly architecture. The home is the Winchester Mansion.

Yes, the Winchesters of rifle fame and wealth lived in this home for years, and when the wife became a widow, she built and added on and on, room after room and stairwells, with some that lead to dead ends. The spooktacular story releasing this month will star Helen Mirren as Sarah Winchester, heiress to the fortune who for many years and seven

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days a week, continued to build on the home. But why you ask? You will have to go see the film, and bonuses are in order if you get to hold hands and snuggle up with your honey as you watch “Winchester” out this month.

Remember to LOVE! ■

Taylor Kelsaw is a former Californian, presently living in Michigan with his family.

He is an actor, radio personality and creator/television producer of The Evan Michael Show. He has worked in marketing, film and television production for more than 30 years on such shows as Jeopardy!, Wheel of Fortune, Live with Kelly and Michael, Access Hollywood, 24, The Matrix I, II, III and The Oprah Winfrey Show.

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I've been advertising in the magazine [CAWLM] for several years now. My customers love picking up their copy and seeing us in the fashion section! The coupons pour in each and every month, the ROI has been great and consistent. It is the best print advertising I do!

”

KELLIE JOHNSON

Owner of Kellie’s Consignments

22 FEBRUARY 2018

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ENJOY CAPITOL VIEW MONDAYS AT 9 A.M.

WOMEN OF LANSING ARE TAKING OVER WLAJ ABC 53 MONDAYS AT 9 A.M. FOLLOWING GOOD MORNING AMERICA

TIFFANY DOWLING M3 GROUP Tiffany Dowling is the President and CEO of M3 Group, a full-service branding and publications agency. Since founding M3 Group more than 15 years ago, Dowling has received numerous awards and works with an influential client base. In addition to running M3 Group, Dowling publishes Capital Area Women’s LifeStyle Magazine, Greater Lansing Business Monthly and ing Magazine. She is passionate about sharing positive news, empowering women and local businesses to reach their full potential and being an active member of the community. Even when she’s working with clients across the nation, Dowling is on a mission to show the world that there’s no place as great as mid-Michigan.

HOST

Tune in to join Tiffany Dowling and co-hosts April Clobes, Molly Chan, Anne Craft and Laurie Nash as they give their take on all things mid-Michigan. These business leaders will talk about it all and there’s no holding back, from lifestyle and health trends to education and entertainment. You never know what they’ll talk about next.

FEATUREDCO-HOSTS APRIL M. CLOBES MSUFCU April Clobes joined Michigan State University Federal Credit Union in 1996. After moving through the organization from a marketing specialist, to management and executive positions, she became President/CEO in 2015. Clobes is an active leader on several community and university boards. Clobes has a Bachelor of Arts degree in Marketing from Michigan State University, a Master of Arts degree from Michigan State University in Advertising, and a Master of Business Administration from Western Michigan University. In 2013, Clobes was named a Top Woman to Watch by the Credit Union Times; this honor is awarded to women who are reshaping the credit union industry throughout the country. In 2016, she received the Detroit Free Press Leadership Award. MSUFCU has an asset size of over $3.56 billion, over 235,000 members worldwide, and more than 750 employees.

MOLLY CHAN ALLIANCE PAYMENT SOLUTIONS Molly Chan morphed from a full-time litigator to part-time lawyer, and now acts as President and CEO of three area businesses, Alliance Payment Solutions, HEAT and JoyRide Pedal Tours. As the President and Chief Executive Officer, Chan sets the standard for all of her companies. Chan is a great visionary who sees the trends of the future often before they come to fruition. Chan’s core values of excellence, trust and integrity permeates throughout each of the organizations. Chan has grown each of her companies by embracing the leadership role with a focus on delivering outstanding services and products and showing her staff and clients endless appreciation.

ANNE CRAFT MICHIGAN VIRTUAL Anne Craft is passionate about education, leadership and telling a great story, which makes being the Executive Director of Marketing and Communications for Michigan Virtual her perfect fit. Before working at Michigan Virtual, Craft earned a master’s degree at Michigan State University, taught high school for ten years, worked in media sales and owned and operated a digital marketing firm.

Though her professional career is varied, Craft’s commitment to being an agent of positive change and finding joy in every day permeate her work and life.

LAURIE NASH ANOTHER LOOK HAIR INSTITUTE Another Look Hair Institute opened in the 1960’s, led by Laurie Nash’s grandpa, Pete, and followed by her dad, Rick. When Nash continued the family tradition in 1991, she noticed that the industry had transformed, and women were much more in need of hair growth and thinning options. Nash developed Image Day Spa, a relaxation healing spa that offers hair systems, hair stimulation growth treatments, massage, reflexology, reiki, facials, and skin and hair care. Due to the continuous growth of Another Look Hair Institute, a second location has very recently opened within the new Sparrow Hospital Herbert Herman Cancer Center.

TRI-COUNTY EVENTS

EVENTS FEBRUARY 1

Country Line Dancing and Lessons, Mason Bar D Country Dance Lessons and Mason VFW present Country Style Line Dance and Lessons. Visit masonchamber. org/events/calendar for more information.

FEBRUARY 1

Families Against Narcotics, Charlotte Driven by Judge Julie Reincke and Undersheriff Jeff Cook, Eaton County’s Families Against Narcotics (FAN) became a reality. With the problems and tragedies in the community stemming from drug addiction, they both felt the need to help educate the public, law enforcement and the legal community.

Visit familiesagainstnarcotics.org/eatoncounty for more information.

FEBRUARY 1-4 AND 8-11

Peppermint Creek Presents: “The Christians,” Lansing A big-little play about faith in America and the trouble with changing your mind. “The Christians” is presented in partnership with and will be performed at Sycamore Creek Church. Visit lansing. org/event/peppermint-creek-presents%3a-thechristians/15434 for more information.

FEBRUARY 2

Howl at the Moon at Harris Nature Center, Okemos Bring your best friend (2-footed or 4-footed) on a guided hike through the moonlit woods.

Dogs must be on a non-retractable leash. Flashlights are permitted but not necessary; meet in the HNC parking lot. Visit lansing.org/event/howl-at-the-moon-at-harrisnature-center/16267 for more information.

FEBRUARY 2

Harlem Globetrotters, East Lansing The Original Harlem Globetrotters are preparing for their action-packed 2018 World Tour against the Washington Generals! A star-studded roster will have fans on the edge of their seats to experience the ball-handling wizardry, basketball artistry and one-of-a-kind family entertainment that thrills fans of all ages. Visit lansing.org/event/harlemglobetrotters/16461 for more information.

FEBRUARY 2

Kellie’s Consignments Free Lunch Friday, Okemos Kellie’s Consignments invites you to shop, network and enjoy lunch. This event will take place on the first Friday of every month from 11:30 a.m. to 1 p.m. at 5000 Marsh Road.

Visit kelliesconsignments.com for more information.

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FEBRUARY 2 – FEBRUARY 4

Women’s Expo, Lansing The Mid-Michigan Women’s Expo returns to Lansing for its 18th year in February, giving women an opportunity to bring their best girls for a weekend that will inspire their personal health, home and style. Visit KohlerExpo.com for more information.

FEBRUARY 6

The Wharton Center Presents: Yamato Drummers of Japan, East Lansing The Yamato Drummers return to East Lansing by popular demand! Their acclaimed performances of Japanese Taiko drumming and music have captivated over 6 million people in 53 countries around the world. Visit whartoncenter.com for more information.

FEBRUARY 6

Zoo in Your Neighborhood, Lansing Zoo in Your Neighborhood is a new program that will provide communities throughout mid-Michigan opportunities to have memorable encounters with our live ambassador animals. These free events are presented by Potter Park Zoo and are for all ages!

This particular program is called: Reading with the Animals. Visit lansing.org/event/zoo-in-yourneighborhood/16441 for more information.

FEBRUARY 7

Sweetheart Dance, East Lansing Adults and their little sweetheart(s) can enjoy a Valentine-inspired night. Area youth can bring a parent or other special adult to enjoy a night filled with dancing, refreshments and a keepsake to take home. Dressy or semi-formal attire is recommended.Visit lansing.org/ event/sweetheart-dance/16450 or call (517) 333-2580, ext. 0 to register for more information.

FEBRUARY 8

Chocolate Walk, Old Town, Lansing Old Town welcomes more than 250 attendees to the neighborhood to gather more than two pounds of chocolate and treats from Old Town businesses.

Participants pick up their chocolate box and walk through the historic neighborhood gathering a special chocolate or treat from participating businesses, including a spot at a warming station.

Visit iloveoldtown.org/events/chocolate-walk for more information.

FEBRUARY 8

MACC Annual Awards Dinner 2018, Mason Each year, the Mason Area Chamber of Commerce recognizes excellence in the Mason area at the Annual Awards Dinner. This year's dinner is generously sponsored by Sparrow Health System.

Visit business.masonchamber.org/events for more information.

FEBRUARY 8

MSU Student Farm Pork Dinner, Lansing Help support the Student Organic Farm by joining us in the State Room Restaurant for an MSU pork-raised dinner. Enjoy a four-course meal each served with a beer pairing.

The pork was processed locally at the MSU meat lab on campus. Please call the State Room at the Kellogg Center to make your reservation at (517) 432-5049 or visit rhs.msu.edu for more information.

FEBRUARY 9

Ten Pound Fiddle Presents: Ukes & Steel with The Wilsons & Co., East Lansing What happens when four friends get together to plan a couple of sets of favorites? We’ll find out! We do know that ukuleles, harmonicas, trumpets, pedalsteel guitars, guitars, vocals and harmonies, along with a myriad of surprises, will be involved. Visit tenpoundfiddle.org for more information.

FEBRUARY 9

Winter Snowshoe Hike (for all ages), Lansing Join our naturalists for a lantern-guided walk through the snow. Snowshoes are the perfect way to travel through Fenner’s snow-laden trails while learning about winter ecology. Visit mynaturecenter.org/programs-and-rentals for more information.

FEBRUARY 10

Physics and Astronomy Day, Lansing Join us for an out-of-this-world day of physics and exploration with tons of new themed, hands-on activities. Smash atoms, play with lasers, experience liquid nitrogen in action and more! It's going to be one stellar adventure. Visit impression5.org for more information.

FEBRUARY 10

REO Town Pub Sweet Treats, Lansing Final in a series of RTP CookOffs. Visit facebook.com/ ReoTownPubLansing for more information.

FEBRUARY 11

Darwin Discovery Day, Lansing The Michigan State University Museum presents its 13th annual Darwin Discovery Day. MSU scientists and students take part in Darwin Discovery Day to share their expertise and love of science with the public. Visit museum.msu.edu for more information.

FEBRUARY 11

Polar Plunge 2018, Lansing Take part in all the fun of celebrating the 14th anniversary of the Lansing Area Polar Plunge. The 2018 event will be held at the Lansing Lugnuts’ Cooley Law School Stadium. Visit firstgiving.com/ polarplunge/lansing18 for more information.

TRI-COUNTY EVENTS FEBRUARY 27

The Lansing Regional Chamber of Commerce Annual Dinner, East Lansing The Lansing Regional Chamber of Commerce’s Annual Dinner is the premier business celebration and networking event in the region. We also honor the previous year’s 10 Over the Next Ten, Regional Growth, ATHENA and ATHENAPowerLink recipients and our Chamber ambassadors.

For more information, visit lansingchamber.org/events.

ART THROUGHOUT FEBRUARY

Our Lady of Poison, Williamston A World Premiere by Joseph Zettelmaier, directed

by Shannon Ferrante. In 1659, Rome, Italy, Giulia Tofana and her daughter Girolama are beloved apothecaries and skilled poisoners.

This mother-daughter team run an infamous, underground operation to provide unfortunate wives with an escape from untenable marriages. Visit lansingarts.org for more information.

FEBRUARY 2

Picture This!, Lansing At the Reach Studio Art Center, bring a photo of your favorite person or pet and learn how to recreate it with paint on canvas!

Join the fun with friends or meet new ones, all while learning to paint on a stretched canvas with a local artist. Novice and expert painters alike can enjoy a relaxed atmosphere, fellowship and fun.

Visit reachststudioart.org for more information.

FEBRUARY 3

Free Public Tour Eli and Edythe Broad Art Museum, East Lansing Free docent-led tours are offered every Saturday and Sunday from 1-3 p.m. During these 45-minute tours, visitors can learn more about current exhibitions and the architecture of the building. Please meet at the Visitor Services desk 5 minutes prior to the tour.

Visit broadmuseum.msu.edu for more information.

FEBRUARY 10

Hearts and Shimmies - Hafla!, Lansing Come and join the Habibi Dancers for a fun-filled event at the Lansing Brewing Company! There will be belly dancing, a silent auction and a 50/50 raffle!

This is a family-friendly event. Tell your friends!

Part of the proceeds will be donated to the Refugee Development Center. Visit habibidancers.org for more information.

FEBRUARY 11

Wine Night, Lansing Join us at UrbanBeat Event Center for a wine tasting with a large variety of wines, hors d’oeuvres, great conversation and so much more!

Visit urbanbeatevents.com for more information.

FEBRUARY 16

Mud & Mug For ages 21 and up only! Get your hands on some clay, try the pottery wheel, enjoy the company of your friends or meet new ones. Bring your own libations and food to enjoy while learning how to work with clay. Novices and experts are welcome!

Visit reachstudioart.org for more information.

FEBRUARY 22

Highly Reflective: Interactive Pop-Up Gallery, Lansing In collaboration with the Cedar Street Art Collective, Sometimes Art House presents Highly Reflective. The gallery will showcase work by local, female and LGBTQ+ identifying artists that explore how media influences identity construction.Visit lansingarts.org/events/artscalendar for more information.

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CAREERS FOR CONSIDERATION

BY ADAM LANSDELL

countries. It’s Wheeler’s job to help the organization live up to its unequivocally superior host of service offerings for web- and cloud-based computing. To keep the operations of the company running 24/7 year-round, she focuses on three key areas: ensuring the highest level of customer satisfaction, building a reliable, secure platform and cultivating talent through management and motivation.

RE-DEALING THE

Wheeler’s journey is a beacon of hope for anyone feeling like they’re stuck in their career or will never be able to put their passions into the driver’s seat. Obstacles are ever-present, but they’re never impenetrable. Despite all that stood in Wheeler’s way — including learning the ins and outs of an entirely new industry — she went in headfirst and didn’t look back, proving that bold decisions make desired changes fathomable.

H AN D YOU'RE D EALT We all enter life with the cards we are dealt, but that doesn’t always mean you’ll be holding the same hand by the end of the game. As the deck of time shuffles, so do you. Predicting the future is something that’s not in most people’s wheelhouse, but fear not – some things are best left to fate. This was surely the case for one of the Lansing-based company Liquid Web’s top dogs!

Carrie Wheeler is the chief operating officer of Liquid Web, and nothing about her path to success within the company was by design. Prior to joining the team, Wheeler worked as a consultant and later for large telecom companies including MCI (now Verizon) and AT&T in product development and marketing. With such a repertoire at formidable organizations, it’s easy to ponder: Why such a change?

With 17 years of experience serving successful women and their families in the Lansing area, Stephanie uses her comprehensive approach to financial planning to provide advice for women who want to be empowered and informed as they make complex decisions about their future.

“I think if you are in an industry or a role that you are not passionate about then you will always have a ‘job,’ not a ‘career,’” said Wheeler. “It’s important to realize that jobs are OK during periods of time. We all have times in our lives where we may not have our dream job because we have to work to honor our responsibilities to our families and as citizens. The important thing is to keep the long-range view and work toward a new role or a new company or a new industry — a career is an awfully long arc of time so don’t get overly frustrated. Turn your dissatisfaction into action in small steps, each week, toward your end goal.”

Today, Wheeler’s passions are fully realized in her role at Liquid Web. Despite entering the unknown, her determination has pushed her to new horizons where she’s excited about the work being done to serve more than 32,000 customers over 130

Adam Lansdell is a Grand Valley State University alumnus, and currently a Communications Specialist with M3 Group of Lansing. With a passion for all things creative it comes as no surprise that he’s also a musician, movie buff and graphic designer.

Adam spends his down time biking, and spending too much of his personal income on concert tickets or vinyl records.

You’ve always been close…

Now you can be close by.

As the only

Certified Divorce Financial Analyst

or CDFA® in Lansing*, she believes that freedom and independence are core values of successful women, regardless of marital status.

Call me me today Call todayatat 517.253.8563 for 517.349.2880 for complimentary aa complimentary initial consultation. consultation. initial Stephanie Milosavlevski

CFP®, CDFA® Financial Advisor 2139 Commons Parkway • Okemos, MI 48864 • 517.253.8563 stephanie.j.milosavlevski@ampf.com ameripriseadvisors.com/stephanie.j.milosavlevski *Source: Institute for Divorce Financial Analysts (IDFATM). The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations. Ameriprise Financial Services, Inc., Member FINRA and SIPC. © 2017 Ameriprise Financial, Inc., All rights reserved. 1867245ACMR0817

28 FEBRUARY 2018

“Be open. Be curious. It’s nearly impossible to plan out a career that can span multiple decades, so don’t get so focused on one path that you close off options and opportunities you couldn’t possibly foresee,” said Wheeler. “Early in your career, it’s often hard to ground yourself in the fact that you have a lot to learn, and the world is a place of abundance, not limits. So, put yourself out there, try new things and be willing to learn from others and from your own experience.” ■

8/8/2017

Independent Living | Assisted Living | Memory Care Short-Term Rehab | Long-Term Care | Respite Stays The bond between mothers and daughters is special, and spans both space and time. What if there was a way to make the distances shorter and provide you both with peace of mind?

For over four decades, Burcham Hills has been the preferred choice in the area for seniors and their families. As a not-for-profit Life Plan Community, Burcham Hills offers a full continuum of retirement living options in a beautiful and convenient location. So you both can remain close to home—and close at heart.

Call us today at (517) 351-8377 for more information or to request a personal appointment.

2700 Burcham Drive East Lansing, MI 48823 BurchamHills.com

LIFESTYLES

BY CATRICE LANE

Happily Ever After The Master Dreamer

Say “No” to Relationship Advice

Fans of Walt Disney Co. are thankful for many things: catchy songs, happy endings and the existence of Disneyworld. We’re especially thankful for the Disney princesses and the valuable lessons they’ve taught us. I recently read an article highlighting Walt Disney’s life and his extraordinary vision for film and animation.

However, the writer thought that Walt Disney’s storylines glamorized fairy tales and provided unrealistic expectations about what it takes to have a successful relationship with someone.

It’s normal for people to want to share experiences, and the advice works until you realize experienced people can have a biased view on love and personal connections; those thoughts usually have nothing to do with hope, kindness or love. I’d rather take my inspiration from “Snow White,” “Cinderella” and “Sleeping Beauty.” Even as imaginary stories, we know how good we felt after hearing their outcomes. I wonder if most of the advice that we give is inspired by the feel-good examples. If you decide to take relationship counseling from others, think about what storyline is driving the words being said. The direction should always lead you down the path of the best and brightest that life offers.

Fortunately, I disagree with this view. Yes, fairytales are designed as fantasy — filled with magical characters and amazing outcomes — but it’s important to remember that fairytales represent our childhood innocence: the beliefs that helped us shape and mold our feelings about hope, kindness and love. In this issue of Capital Area Lifestyle Magazine, I will attempt to remind everyone about the power of “happily ever after.”

Once Upon a Time I remember a time when things were easygoing and fun: When the greatest responsibility most children had was to get acceptable grades, keep a clean

room and be a good person. But life can become tense and full of worry as we grow older.

Children are gullible but for good reason. They live without seeds of doubt and disappointment, which create cynicism. I believe that’s the beauty of the fairytale moments that Walt Disney tried to capture, reminding everyone of the times we were able to dream freely. Walt Disney once said the real trouble with the world is “too many people grow up.”

Common Phrases Used In Fairy Tales Fairy Tales are usually stories that happened “a long time ago,” which is another reason I love reading them so much. These stories are written with familiar heroes/heroines and villains, plots such as finding true love and lessons like good prevailing over evil. I’m a sucker for a story that makes me feel like I can always win, as opposed to the world that makes me have realistic expectations and accept that evil has a good chance of winning, too. ■

Catrice Lane is fun, sassy but serious when necessary. A Project Manager by trade and a loving, devoted friend by choice. Finding the person(s), place(s) and thing(s) that are destined for her life has always been her number one passion.

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MY COMMUNITY GLOWSHOP TAKES HOME $10,000 PRIZE AT LEAP’S HATCHED EVENT Among tough competition from seven strong competitors, Alex Reny was the latest winner of the Lansing Economic Area Partnership’s (LEAP) annual Hatched event, held at the MSU University Club. The Hatched brings together winners from LEAP’s monthly business pitch competition, The Hatching, for a

final showdown over $10,000 in prize money. Reny first appeared in August’s The Hatching with the GlowShop: a STEM-focused educational product that lets children turn art into energy with paintable, luminescent solar concentrates. ■ PHOTO PROVIDED

Alex Reny accepts his prize at Hatched

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YOUR STORY YOUR VISION OUR TEAM 36 YEARS OF CREATING PERSONALIZED WEDDINGS, ARRANGE YOUR SITE VISIT TODAY.

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MY COMMUNITY GREEN DOT STABLES RIBBON CUTTING AND GRAND OPENING IN LANSING Green Dot Stables, a popular bar in Detroit known for mystery-meat sliders and other unique options, has opened its doors in Lansing with a ribbon cutting and grand opening that took place on Dec. 14. The bar features more than 20 sliders and includes hand-painted floor murals, a stateof-the-art kitchen and a private room for parties.

It's expected to accommodate up to 350 guests and is located at 410 S. Clippert St., just south of Michigan Avenue W. ■

Jacques Driscoll, Les Molnar and friend enjoying a break

PHOTOS PROVIDED

Green Dot Stables before the crowd arrivies

Green Dot Stables “mystery meat” sliders

The crowd gathers and enjoys the food at Green Dot Stables

From left to right: Jessica Molnar-CFO, Les MolnarPartner/Operations, Jason Jones-executive chef, Christine Driscoll-boss lady, Anthony Smith-GM, Jacques Driscollfounder, Matthew Rudd- bar manager, Tiff HannayAssistant GM, Russel Palmer- food &bev

SUNDAY, APRIL 29, 2018 2 PM REGISTER NOW!

ADADO RIVERFRONT PARK LANSING, MI

Locally Presented by:

NATIONAL SPONSORS

Register at: KomenMichigan.org/MMRace18 32 FEBRUARY 2018

MY COMMUNITY T.A. FORSBERG GIVES BACK WITH SANTA’S WISHLISTS Dozens of volunteers gathered in the days up to Christmas to wrap and distribute gifts collected and purchased through Santa’s Wishlist: a 501 (c) (3) nonprofit effort that ensures those less fortunate aren’t forgotten during the holiday season. T.A. Forsberg Inc. provided gifts to more than 250 Lansing area children with the help of generous volunteers. Children from Lansing’s Haven House were among those included as gift recipients, in addition to others who are nominated by area school counselors, families and friends. ■

Volunteers wrap gifts for more than 250 children

PHOTOS PROVIDED Dozens of bikes were purchased for children through Santa's wishlist

Volunteers unload new bikes

Gifts are wrapped for Children

Hundreds of gifts line the room where they are wrapped

THE

GREENLIGHT PROJECT Thank you to our sponsors for supporting this cause and to every person who took a stand against human trafficking by purchasing a green light bulb!

Together we ARE making a difference!

To learn more about how you can help please visit:

TheHouseOfPromise.com

@TheHouseOfPromise

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MY COMMUNITY OUTGOING MAYOR ENJOYS EVENING AT THE LANSING CENTER Then-Mayor Virg Bernero’s goodbye party was held Friday, Dec. 8 at the Lansing Center. Guests included his family, staff, former Mayor David Hollister and current Mayor Andy Schor. Attendees enjoyed a “roast” of the political figure, entertainment from the band 496 West and a chance for attendees to take pictures with Bernero. Staff also gifted him with custom art created by La Fille Gallery. ■ PHOTOS BY MARY GAJDA

496 West Performs

Virg and Teri Bernero listening to speakers

Tasty desserts are served as part of the party

Renee Freeman and the rest of the Mayor's staff present him with gifts

The Heart of Comforting In-home Care Aiding Hearts provides in-home care that makes a difference in the lives of seniors and other adults. Whether it is companionship services or in-home safety solutions, we provide the support and services that improve lives and enable independent living at home.

Helping individuals and families navigate the legal issues of death and incapacity.

SALLY BABBITT

WILLS • TRUSTS • PROBATE • LITIGATION • ESTATES • P OWER OF ATTORNEY

517-507-3306 | WWW.SALLYBABBITTLAW.COM 6005 W SAINT JOSEPH HWY, SUITE 302, LANSING MI 48917

aidinghearts.org Office (517) 515-5299 • Fax (517) 816-8139 P.O. Box 241, Bath, MI • aidinghearts@yahoo.com

34 FEBRUARY 2018

2018 January 25 - February 28 MSUFCU Headquarters in East Lansing 3777 West Road, East Lansing, MI

PARTICIPATING SCHOOLS Bath, Charlotte, DeWitt, East Lansing, Eaton Rapids, Everett, Fowlerville, Grand Ledge, Haslett, Holt, Laingsburg, Lansing Christian, Mason, Okemos, St. Johns, Waverly, Webberville, Williamston

View the art and vote online

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PROFESSIONAL GUIDE SALLY BABBITT

KEVIN LONDON, M.D.

Sally Babbitt provides probate and estate planning services to help individuals and their families navigate the legal issues of death and incapacity — including wills, trusts, estate and trust administration, guardians, conservators and probate litigation.

Babbitt serves as the treasurer for the Resolution Services Center of Central Michigan, board secretary of St. Luke Lutheran Church, is a member of the Eaton County Bar Association and acts as cochair for the probate and estate planning section of the Ingham County Bar Association, as well as the State Bar of Michigan’s appellate section and the probate and estate planning Section.

Babbitt frequently speaks and publishes on estate and probate topics in addition to appearing monthly on Fox 47’s Morning Blend program, where she provides pertinent information for relevant discussions.

Dr. Kevin London completed his undergraduate degree (B.S. in Life Sciences) at Queen’s University in Kingston, Ontario and attended medical school at Howard University College of Medicine in Washington, DC. Before joining the Alliance team in 2013, Dr. London was a staff physician at St. Vincent Mercy in Toledo, Ohio. He was also an Ob-Gyn house physician at Huron Valley Sinai Hospital and served as the medical director at American Laser Skin Care. Dr. London believes in a partnership approach to women’s health care, working with his patients on the premise that integrative treatment decisions lead to optimal health. He is currently accepting new patients.

(517) 484-3000 | www.alliance-obgyn.com Main Campus South Campus 1560 Turf Lane 1100 South Cedar St. East Lansing, MI 48823 Mason, MI 48854

(517) 507-3306 6005 W St Joseph Hwy #302 Lansing, MI 48911

JULIA ZOSKI

MOLLY CHAN

Julia Zoski is our new director of life enrichment. Julia is a recent graduate from Central Michigan University where she obtained a Bachelor of Applied Arts degree in Therapeutic Recreation. She is a Certified Therapeutic Recreation Specialist. Julia has a passion for helping people and enriching their lives through creating meaningful programs.

She is from the Jackson area. She enjoys reading, running, scrapbooking, and baking.

Molly Chan morphed from a full-time litigator to part-time lawyer, and now acts as President and CEO of three area businesses, Alliance Payment Solutions, HEAT and JoyRide Pedal Tours. As the President and Chief Executive Officer, Chan sets the standard for all of her companies. Chan is a great visionary who sees the trends of the future often before they come to fruition.

Chan’s core values of excellence, trust and integrity permeates throughout each of the organizations. Chan has grown each of her companies by embracing the leadership role with a focus on delivering outstanding services and products and showing her staff and clients endless appreciation.

(517) 485-5966 3145 W Mt Hope Ave, Lansing, MI 48911

(617) 913-8954 | www.allianceps.com 1735 Hamilton Road, St. 400 Okemos, MI 48864

STEPHANIE MILOSAVLEVSKI

JANET FREUND

Settling a divorce is complicated, financially and emotionally.

Stephanie specializes in financially equitable divorce settlements, helping you make the right choices. With proper planning, professional help and the right support, long-term financial security can be more within your reach. As the only Certified Divorce Financial Analyst (CDFATM) in Lansing, she believes that freedom and independence are core values of successful women, regardless of marital status.

Janet Freund is Chair of Sparrow Foundation Women Working Wonders (W3). For the past seven years, Janet has served as Chairperson of the 5K/OK Race and Kaleidoscope committees. She is past President of both Junior League of Lansing and Susan G. Komen Board. Professionally, she works as an image consultant and life coach. W3 is a Sparrow Foundation volunteer group that supports the health of women through community leadership, resource development and outreach initiatives. Now in its 16th year, W3 has raised more than $3.1 million for equipment and resources that have improved the health and psychological well-being of thousands of mid-Michigan women.

Call me today at 517.253.8563 for a complimentary initial consultation.

2139 Commons Parkway Okemos, MI 48864 517.253.8563 stephanie.j.milosavlevski@ampf.com ameripriseadvisors.com/stephanie.j.milosavlevski

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E Capital Area Women’s LifeStyle Magazine

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BIG

Grow Your Money into More Rates have increased and that makes now a great time to lock in a higher savings rate.

Plus, your funds are federally insured by NCUA, making Certificates a safe way to grow your money.

Whether you are saving for your child’s education, a new car, or a trip you’ve always wanted to take, a Certificate from MSUFCU can help you reach your savings goals. $10,000 Savings

Rate

Minimum Balance

Earnings

Total at Maturity

IMMA

0.25% APY

$10,000

$125.77

$10,125.77

5-Year Certificate

2.25% APY

$500

$1,189.54

$11,189.54

When you open a 5-Year Certificate rather than an IMMA with $10,000, you will increase your earnings by $1,063.77.

Open your MSUFCU Certificate today and start saving for your dreams! msufcu.org • 517-333-2424

Annual Percentage Yield (APY) effective 12/15/17. Early withdrawal penalty applies if funds are withdrawn prior to maturity. Rate subject to change at any time. Additional deposits may not be made to Certificates, other than the 1-Year Add-On Certificate. Visit msufcu.org for full details. Federally insured by NCUA.