SPECIAL ADVERTISING SECTION
THE PROFESSIONALS ROOFER
FINANCIAL ADVISOR
How do I know my roof is ready for winter? Your home may be your biggest investment you will ever make. Your roof is the first line of defense through all storms, especially during the winter. We all know how snow and ice can affect our lives during the winter, from pipes freezing, RICKY HANKS hazardous driving conditions, to ice damming on the roof. It is important to have your roof inspected before the harsh winter to ensure you have adequate roof/attic ventilation to help prevent ice damming that may occur. Most importantly, you do not want to enter the winter season with storm damage currently on your roof from the previous hail/ wind storms. Snow and ice on your roof can cause severe unwanted damage to your home. So please call for your free roof inspection and I will be glad to send one of our boys in blue to assist you.
Ricky Hanks T-Town Roofing 5770 E Skelly Drive Tulsa, OK 74135 ricky@t-townroofing.com 918.445.4400
INSURANCE PROFESSIONAL Why is uninsured motorists’ coverage important? According to the Insurance Information Institute, as many as one in four drivers in Oklahoma drive without auto insurance. So, if you’re in an auto accident with an uninsured driver and you get injured, you RUSS IDEN could be left with medical bills, a car you cannot drive, or worse. All coverages are important on your auto insurance policy, but uninsured motorists often gets overlooked. This coverage pays for personal injuries that you, your family or passengers suffer if you’re struck by an uninsured motorist, an underinsured motorist or a hit-and-run driver. Although uninsured motorists’ coverage doesn’t repair your car, it can help in covering medical expenses, loss of wages and other costs related to your accident. The cost of this coverage is small compared to the trauma and economic impact that an accident causes.
WEIGHT MANAGEMENT SPECIALIST
Is it possible for me to retire early?
DAVID KARIMIAN CFP®, CRPC®
Early retirement allows more time to pursue interests while you are still in good health. The downside is that it can create a financial strain over time. When considering early retirement, ask yourself four key questions: Do you have a realistic plan to generate income for decades? Accounting for all potential sources of revenue and making realistic projections about how much income you can draw from it over a lifetime
really matters. Do you have outstanding debts to pay? If you continue to carry a home mortgage, automobile loan, credit card debt or home equity loan into retirement, ongoing payments need to be accounted for in your monthly budget. Are you going to claim Social Security benefits early? Most people are first eligible to claim Social Security benefits when they reach age 62. However, the monthly benefit is reduced if you begin collecting Social Security before your full retirement age (which varies between 65 and 67, depending on your year of birth). What is your plan for health care? One of the costliest aspects of early retirement is paying for health insurance and related expenses. You aren’t eligible to enroll in Medicare until age 65, so you’ll need to find another form of insurance coverage in the meantime.
David Karimian, CFP®, CRPC® Karimian & Associates A private wealth advisory practice of Ameriprise 7712 S. Yale Ave. Suite 240 Tulsa, OK 74136 918.388.2003 • David.x.Karimian@ampf.com www.KarimianAdvisors.com
PR & MARKETING CONSULTANT What are some of the new trends in communications? Infographics can make a significant impact in your marketing goals. In today’s work environment, we have become used to absorbing large amounts of information visually. Consequently, we’ve become a little lazy reading text and copy. Your JESSICA DYER audience would rather look at a photograph or a graphic illustration that represents your concept immediately. Used correctly, a smart, colorful infographic can convey your message in all of your communication materials, whether for a brochure, case study or product launch. When using an infographic, remember to keep it simple and clean. Resist the urge to inundate your client and audience with too much information and too many visuals. Keep words and graphics simple for stronger appeal. You can’t make a chart for everything, but a good infographic can sell almost anything.
This time of year I want to look my best for the holidays, but between errands, shopping, relatives visiting and the kids out of school, I'm having a hard time justifying doing anything for myself. The holidays are a hectic time for all of us, and everyone is under time constraints. At BA Med Spa, we understand busy schedules, and that’s why we created our 12 Days of Christmas. This gives our patients the opportunity to purchase services and products at reduced prices to use now or after the first of the year when time is more readily available. If you can’t carve out time this season, reward yourself in the new year! Whether you want to diffuse crows feet, restore volume or just refresh your skin with a lunchtime peel, we have our best pricing of the year just in time to face the holidays and ring in the new year looking your best. Call us at 918.872.9999 or visit us at www.baweightspa.com to learn more about our fantastic holiday offers. MALISSA SPACEK
Dr. James R. Campbell D.O. and Malissa Spacek, Founder BA Med Spa & Weight Loss Center 500 South Elm Place Broken Arrow, Oklahoma 74012 918.872.9999 www.baweightspa.com
PHYSICAL THERAPY Any advice on how to avoid that holiday weight gain this year? Don’t get overstuffed like the jolly guy in the red suit this holiday season. The key to surviving holiday weight gain is to not take a six-week vacation from your healthy lifestyle. It’s okay to enjoy SEAN GARNER the pecan pie, but keep it to one slice on one day and return to your normal routine the next day. Take a 30-minute walk or go to your gym first thing each morning – this jumpstarts your metabolism and puts you in a healthy-eating mindset for the rest of the day. Drink lots of water, which will help you eat less, and don’t “party graze” unless it’s on the veggie or fruit trays. Regular workouts can cover up many eating mistakes, so don’t get off the daily exercise track. Stay active through the holidays, and the New Year’s resolutions won’t seem so daunting!
If you have questions about uninsured motorists’ coverage or any other auto coverage, call a AAA agent near you.
Russ Iden AAA Oklahoma 918.392.4214 800.222.2582, x4214 russ.iden@aaaok.org
92
OKLAHOMA MAGAZINE | DECEMBER 2015
Jessica Dyer, Emerge Marketing & PR 539.777.6087 Jdyer@emergempr.com www.facebook.com/EmergePR
Sean Garner Excel Performance Training - Owner Proudly Partnered with MBSC | A license to THRIVE "#1 Gym in America" -Men's Health ExcelPerformanceTraining.com
Views expressed in the Professionals do not necessarily represent the views of Oklahoma Magazine, Schuman Publishing Co. or its affiliates.