GOAL Magazine Summer 2025

Page 1


The $175 entry fee per person includes a gift, snack box, lunch, beverages on the course, an awards reception, and dinner following golf — plus chances to win top-of-the-line prizes! The event features a 2-person scramble format, with the winning twosome receiving custom wrestling belts from Wildcat Championship Belts. Winners will also have the honor of presenting the belts to next year's champions. Prizes are also up for grabs for the winning foursome!

Summer 2025 MAGAZINE

Cover Story: Giving Horses a Second Chance::

The Mission and Magic Behind a Local Equine Rescue by Bree Edgerly

06 Don’t Lose It All to Long-Term Care: Estate Planning That Protects by Jessica Rafferty, Esq, Rafferty Legal

11

19 Next Level Wildcats: Latrobe’s First Female Collegiate Wrestler by Gabrielle Cunningham Greater Latrobe Senior High School

20 Planned Giving: Demystifying Required Minimum Distributions by Matthew M. Minczeski, The Pittsburgh Foundation

22 Westmoreland County District Attorney Hosts 4th Annual Law Enforcement Memorial Service by Nicole W. Ziccarelli, Westmoreland County District Attorney

23 Empowering Tomorrow’s Leaders Today: Westmoreland Chamber Launches the Chamber Leadership Academy by Dan DeBone,Westmoreland County Chamber of Commerce

In this issue, GOAL Magazine writer Bree Edgerly explores the inspiring mission of Second Chance Equine Association (SCEA)—a local nonprofit dedicated to rescuing, rehabilitating, and rehoming abused and neglected horses. With more than 150 horses saved and a growing focus on education and community outreach, SCEA is redefining what it means to offer a second chance—not just for the horses, but for their owners too. Featured on the cover is Sage, one of the rescue horses currently being rehabilitated at SCEA. Stunning photography for the cover and feature story was captured by Autumn Stankay, owner of SkySight Photography in Greensburg, PA. With over 20 years of experience, Autumn is widely recognized for her portrait, wedding, and commercial work.

The Five Healthiest Things I Recommend to Every Patient by Dr. PJ Kelly, DC, Wellness on the Point

13

Now that Your Tax Returns Are FiledThings to Keep in Mind Post-Filing by Bryan S. Kisiel, CPA.citp, CISA Kisiel and Associates

The Quiet Legacy of Calvin Coolidge: How His Ideas Shape America Today by Bradley D. Galbraith, Force Recon Platoon Commander, 1st Reconnaissance Battalion

5 Essential Tips for Parents Preparing for a High School Senior Photo Session by Autumn Stankay, SkySight Photography

Bringing Main Street to Harrisburg: My Experience at 2025 Chamber Day by Briana Tomack, Greater Latrobe–Laurel Valley Chamber of Commerce

36 Restoring Peace of Mind After Disaster by John Botti, Disaster Restoration Services

38 Is Your Marketing Working? What $1,500/Month Should Really Deliver by Matthew Fridg, Headspace Media

40 Beauty, Bites & Bourbon: A SHE Celebration of Style and Support by Tawnya Rockwell, GOAL Magazine

43 Thirty One Years of Printing Solutions that Deliver by Paul Nickoloff, Fotorecord Print Center

44 What a Night! The 6th Annual GOAL Magazine Gala Was One to Remember! by Tawnya Rockwell, GOAL Magazine

46 Finding Peace of Mind Through Pre-Planning by Maria Graziano-Bickerstaff, Hartman Graziano Funeral Home

MAGAZINE

What is

GO2GOAL is a 501(c)3 not-for-profit organization that is best known for semiannually producing the collaborative educational publication, GOAL Magazine which utilizes the talents of local businesses and community leaders to provide an authentic and informative resource to the community.

GO2GOAL is deeply committed to giving back to the community through philanthropic endeavors by supporting a variety of nonprofit organizations via the annual GOAL Magazine Golf Outing PLUS Paint-n-Sip and Gala. Since receiving its not-for-profit status in 2018, these events have collectively raised over $275,000.

GOALcast is being introduced late this summer, where the spotlight is on our GOAL Magazine contributors and philanthropic beneficiaries! Tune in to our GOAL YouTube channel and social media platforms to hear from local

Production Team

professionals as they dive into a diverse array of compelling topics and share insights on community outreach initiatives throughout the year.

SHE (Sophisticated - Humble - Empowered) is a philanthropy-focused female social group founded by the women of GOAL Magazine in 2019. Open to anyone interested in having a great time, all while supporting local charities. The ladies gather twice per year for fun activities that center around highlighting female-led businesses and raising funds for local organizations that benefit women, children and animals.

Participation in GOAL Magazine can be rewarding in many ways. Not only do you gain an opportunity to promote your business through sharing your expertise and knowledge, you also become a proclaimed

member of a collaborative group of local leaders, entrepreneurs and professionals who are committed to bringing value to their community and giving back in meaningful ways.

How can I get involved? To learn how you can contribute to this publication, please email us at info@go2goalus.com.

How can I get my own copy of GOAL Magazine? The majority of GOAL Magazine recipients receive the magazine because one of the contributors within the magazine is sending the magazine as a gift, or currently subscribe.

Magazine subscriptions are available at go2goalus.com/subscribe.

William J. Urbanik Co-Founder
Tawnya Rockwell Chief Production Manager
Bree Edgerly Writer
Paul Nickoloff Official Printer
Jaimee Greenawalt Chief Designer Autumn Stankay Photographer
Jessica M. Geary Co-Founder
Amanda Mayger Editor
Noele Creamer Editor
Kathleen Lloyd Editor
Anthony E. Slezak Co-Founder
Hannah Vucina Editor

Kenton Iwaniec

The Winter 2025 issue of GOAL Magazine paid tribute to the late Trooper Kenton Iwaniec, spotlighting his story and the powerful mission that continues in his name. To mark the occasion, we partnered with the Iwaniec family to co-host a heartfelt Cover Reveal Celebration at the Center for Student Creativity at Greater Latrobe Senior High School.

This special evening served as both a celebration and a remembrance, bringing together contributors, supporters, and members of the Trooper Kenton Iwaniec Memorial Foundation community. Guests were treated to a menu featuring some of Kenton’s favorite items, lovingly prepared to honor his memory.

Debra Iwaniec shared the moving story of her son Kenton, a 24-yearold Pennsylvania State Trooper who tragically lost his life to an impaired driver in 2008. Her daughter, Acacia Houck, spoke about the Foundation’s mission, which has raised more than $1.3 million to equip law enforcement across Pennsylvania with lifesaving breath-testing equipment.

Alongside Kenton’s father Ken, sister Ashley, and niece Brier, the family unveiled the latest GOAL Magazine cover—a powerful tribute designed by GOAL’s graphic designer, Jaimee Greenawalt. The photos were

generously provided by the Iwaniec family and thoughtfully selected by our GOAL team. As a lasting keepsake, the family was presented with an oversized canvas version of the cover.

The featured story, “The Shepherd Then and Always: Honoring Kenton’s Lasting Legacy,” written by Debra Iwaniec, beautifully illustrates how the family transformed personal tragedy into purpose. Through the Foundation’s work, Kenton’s commitment to serving and protecting others lives on.

This unforgettable evening was a moving reminder of the strength of community, the endurance of love, and the profound impact one life can continue to make.

Don’t Lose It All to Long-Term Care: Estate Planning That Protects

When your goal is to protect your assets for your loved ones in case you need to qualify for Medicaid to pay for long-term skilled nursing care, estate planning is critical. In Pennsylvania, the average cost of care in a skilled nursing facility exceeds $12,000 per month. Without a solid plan, those costs can quickly drain a lifetime of savings. Fortunately, there are legal strategies available to help protect your assets while still allowing you to qualify for Medicaid. Please talk with me about your specific situation, as these strategies are not one-size-fits-all solutions.

1. Medicaid Asset Protection Trust (MAPT)

A Medicaid Asset Protection Trust is an irrevocable trust designed to protect your assets from being counted toward Medicaid’s financial eligibility limits.

• You transfer assets—such as your home or savings—into the trust.

• We do not recommend transferring taxdeferred accounts into these trusts, as the entire income tax becomes due upon transfer.

• After five years, assets in the trust are protected from Medicaid’s spend-down requirements and estate recovery.

• You cannot access the principal, but you may still receive income from the trust.

2. Protecting the Primary Residence

Your home is an exempt asset up to a certain equity value (around $730,000 as of 2025). However, Medicaid can seek reimbursement from your estate through

what’s called Medicaid Estate Recovery if proper planning is not in place.

Here are a few strategies to protect your primary residence:

• Medicaid Asset Protection Trust (subject to a 5-year look-back)

• Life Estate Deed (also subject to a 5-year look-back)

• Caregiver child exemption: if an adult child lived with and cared for you for at least two years prior to nursing home admission

3. Strategic Gifting (Use with Caution)

Gifting assets can reduce your countable resources, but Medicaid enforces a 5-year look-back period. Gifts made within five years of applying for Medicaid may trigger a penalty period.

• Use gifting strategies in long-term planning and certain crisis planning situations.

• Gifts to disabled children or a spouse are typically exempt.

4. Spousal Protections (If Married) Medicaid offers several protections for the spouse of a nursing home resident:

• Community Spouse Resource Allowance (CSRA): The spouse may keep between $31,584 and $157,920 (2025 limits).

• Monthly Maintenance Needs Allowance (MMNA): Allows the community spouse to retain part of the institutionalized spouse’s income.

• Medicaid-Compliant Annuities: A strategic option in crisis planning situations.

5. Spend-Down Planning

Before applying for Medicaid, individuals may “spend down” assets in approved ways to meet eligibility requirements. Acceptable spend-down options include:

• Home repairs or upgrades

• Paying off debts

• Prepaid funeral expenses

• Purchasing exempt assets, such as a vehicle

6. Updating Wills, Trusts, & Powers of Attorney

Be sure to coordinate Medicaid planning with your overall estate plan:

• Ensure your Powers of Attorney include authority for creating trusts, making gifts, and planning for long-term care.

• Review your wills, beneficiary designations, and transfer-on-death designations.

• Carefully align titles and trust structures with your Medicaid planning goals.

The best time to plan for Medicaid is before you need it. Whether you’re preparing for your own future care or helping aging parents, taking proactive steps today can preserve your assets, protect your home, and give you peace of mind.

If you'd like to discuss which strategies may work best for you, please don’t hesitate to call us at (724) 520-2222.

Confronting Our Maternity Care Deserts

Most citizens agree on the importance of bigpicture concepts like life, liberty, and the pursuit of happiness. While our definitions of liberty and happiness may vary, marriage and starting a family are shared goals for many. Yet, as I write, twentytwo Pennsylvania counties no longer offer labor and delivery units—and the number keeps rising. This article explores the factors driving that trend.

It may sound unbelievable, but it’s true. In February 2024, the Pittsburgh Post-Gazette reported that six counties lacked maternal-care services. By May 2025, testimony before a joint hearing of the Pennsylvania House and Senate Health and Human Services Committees revealed that the state’s maternal-health desert had expanded to twenty-two rural counties.

As a father of seven, I’m fortunate to live only a few miles from a hospital with a fully staffed maternity ward. That’s a stark contrast to the 3.5 million Pennsylvanians who now live twenty minutes or more from a facility that provides labor and delivery services. Pennsylvania must prioritize the growing problem of rural maternal-health deserts and address the root causes behind them.

In the late 1990s, many physicians were driven out of state by large malpractice verdicts in plaintiff-friendly venues such as Philadelphia. Liability-insurance premiums skyrocketed for those who remained,

prompting the Pennsylvania Supreme Court in 2002 to adopt Rule 1006(a.1), which required medical-liability lawsuits to be filed only in the county where the alleged negligence occurred.

Philosopher George Santayana warned, “Those who cannot remember the past are condemned to repeat it.” Unfortunately, our current Supreme Court seems to have forgotten that lesson: in January 2023, the justices rescinded Rule 1006(a.1), reopening the door to venue shopping. Later that year, the American Tort Reform Foundation reported that medical-liability filings in Philadelphia County more than doubled. Three obstetric cases settled in 2024 for amounts ranging from $32 million to $207 million. Rural and suburban hospital systems are already struggling financially; add the threat of enormous verdicts and rising liability premiums, and it’s easy to understand why they are cutting services.

What happens to a new mother, or repeat mother, whose additional babies may

Source: May 2025, Center for Rural Pennsylvania; "Access to Maternity Care in Pennsylvania."

Nelson,

come quicker than their first? Some rural families plan the long drive carefully, but others deliver in ambulances or on the side of the road. In February, a Somerset County EMS crew delivered a baby en route to a Cambria County hospital, and a Pennsylvania Turnpike worker helped another crew when parents stopped along the highway while heading to Beaver County for maternity care. That father happened to be a trained volunteer firefighter; not every family is so fortunate. We must do better.

Routine prenatal visits, sonograms, and postpartum care are already daunting when an expectant mother must travel an average of 27 miles—some in the northern tier must cross an area roughly the size of Connecticut—to reach the nearest hospital. Improving prenatal care in maternal deserts is essential.

State budgets are complicated, with many competing priorities; there is no easy fix. But until the General Assembly reverses the Supreme Court’s decision on venue shopping, Harrisburg must dedicate additional funding to support rural and suburban hospitals.

Re-establishing tort reform and prioritizing maternal-health funding can stabilize labor and delivery services and help thousands of expectant mothers welcome their babies in Pennsylvania

WHY MARRIAGE MATTERS

Financial independence is something we learn about from a young age—how to live within our means and save enough to fund a healthy retirement. We work toward this every day with our clients, setting goals both individually and as couples to help them check off the bucket list items they’ve dreamed of enjoying in retirement.

We’re also taught, from a young age, about the importance of marriage—if we choose that route—and what it means to commingle our lives with someone. But what’s often overlooked are the benefits (or lack thereof) that may come from marriage, particularly when one partner passes away.

While conversations about joining assets are often enjoyable and reflective for both parties, marriage rates have been declining for a myriad of reasons. In 1949, 78.8% of households were married; by 2024, that number had dropped to 47.1% (USAFacts, 2025). People are getting married later in life, some same-sex couples may choose

not to marry for personal reasons, and past divorces may discourage individuals from marrying again.

Regardless of marital status, most households today require two incomes. Goals like paying off a mortgage, funding a child’s college education, or taking that first retirement bucket-list trip are more easily achieved as a team. While many couples are combining assets to build a life together, some hesitate to legally marry due to perceived financial or legal drawbacks—overlooking the benefits marriage can provide.

One such benefit is the ability to contribute to a spousal IRA. For example, if one spouse stays home to care for children or aging parents, the working partner can still contribute to an IRA on their behalf—up to the annual deduction limit. This is not an option for domestic partners. Married spouses may also be eligible for pension benefits; although pensions are less common today, those who have them can

ensure their spouse receives continued benefits after their passing. Again, this does not apply to domestic partners.

Other smaller advantages include reduced healthcare costs through joint insurance plans, more favorable treatment when applying for joint mortgages, and enhanced legal rights if one partner becomes incapacitated. For example, a married spouse can sue for wrongful death or may have immediate hospital access, whereas a domestic partner may be restricted or overlooked in legal proceedings. If a judge is required to name a power of attorney, a domestic partner could be passed over in favor of a parent or sibling—especially if family dynamics are strained.

A critical issue arises when the first partner passes away. Though every situation is unique, one thing is certain: eventually, we all face the end of life. Unfortunately, this moment can trigger harsh tax consequences for couples who were never legally married.

Consider a couple with $5 million in combined assets, including a shared home in Pennsylvania. If they are married, the surviving spouse can inherit their partner’s assets with no inheritance tax and can consolidate IRAs and other accounts.

But if they are unmarried—regardless of how long they’ve been together—there are more hurdles to cross and taxes to pay. Asset transfers will depend on beneficiary designations or the deceased partner’s will. Assuming these are up to date and name the surviving partner as the beneficiary, the accounts can be retitled. However, under current law, any retirement/IRA assets must be liquidated within ten years, with withdrawals taxed as ordinary income. If the surviving partner is still working, that tax bill could be significant.

For non-retirement accounts, the surviving partner receives a step-up in cost basis and can hold the account in their name until the funds are needed. However,

Jessica M. Geary, CFP®, MPAS™, ABFP™ , William J. Urbanik, MBA and Anthony E. Slezak

On $2.5 million, that’s $375,000 owed—before considering any capital gains taxes from selling assets.

Sources:

federal and state inheritance taxes then come into play. Federal estate tax law currently allows a lifetime exemption of $13,990,000 (IRS, 2025), so no federal tax would be owed in this example. But Pennsylvania’s inheritance tax applies. Because an unmarried partner is considered an “other heir,” they owe 15% in state inheritance tax. On $2.5 million, that’s $375,000 owed—before considering any capital gains taxes from selling assets.

What was intended to be a gift of financial security can quickly become a burdensome tax bill.

These examples aren’t meant to criticize anyone who chooses not to marry, but rather to offer a thoughtful perspective. None of us knows the exact order of life events. Marriage can be a quiet formality or a public celebration—but if you have a partner you don’t want to leave vulnerable at the end of your life, marrying them may be the most loving and practical choice you can make.

2519 Ligonier St. P.O. Box 421 Latrobe, Pa 15650 724.537.2799 www.shcwealthmanagement.com info@shcwealthmanagement.com

• Estate Tax. Internal Revenue Service. (2024, October 24). https://www.irs.gov/businesses/small-businesses-self-employed/estate-tax

• USAFacts. (2025, February 11). How has marriage in the US changed over time? https://usafacts.org/articles/state-relationshipsmarriages-and-living-alone-us/

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Investing involves risk including loss of principal. No strategy assures success or protects against loss.

This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal or investment advice. If you are seeking investment advice specific to your needs, such advice services must be obtained on your own separate from this educational material. This is a hypothetical example and is not representative of any specific investment. Your results may vary.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The Five Healthiest Things I Recommend to Every Patient

In an age of endless health advice and wellness trends, it’s easy to feel overwhelmed. While opinions vary, most health professionals agree on a few foundational habits that dramatically improve overall well-being. They aren’t trendy or expensive—just simple, sciencebacked practices that stand the test of time. Here are the five healthiest things you can do for yourself, starting today.

1. Prioritize Quality Sleep

Sleep is often the first thing sacrificed when life gets hectic, but it should be sacred. Restorative sleep is crucial for physical and mental health. During sleep, your body repairs tissues, regulates hormones, and strengthens your immune system. Chronic sleep deprivation increases the risk of heart disease, diabetes, obesity, depression, and even cancer.

Adults should aim for 7 to 9 hours of quality sleep per night. To improve sleep, maintain a consistent schedule, avoid screens an hour before bed, limit caffeine after midday, and create a dark, cool, quiet environment. Factors that affect sleep include late-night eating, alcohol, stress, pain, and external noise. Even small changes, like a calming bedtime routine, can bring big improvements.

2. Eat Whole, Nutrient-Dense Foods

Nutrition plays a huge role in how your body functions. From a chiropractic perspective, inflammation is a key concern, as it can worsen pain and slow healing. Diets high in processed foods, sugar, and unhealthy fats promote inflammation, chronic disease, fatigue, and weak immunity. Diets rich in fruits, vegetables, lean proteins, and healthy fats do the opposite.

Eat real, unprocessed foods that fuel rather than bog you down. Many people are sensitive to refined sugar, dairy, and gluten. I suggest removing them from your diet all at once or one at a time. After 3–4 weeks, reintroduce them individually and see if symptoms return. If they do, consider eliminating that food group for good.

Hydration is essential too—spinal discs, which cushion your vertebrae, are mostly water. Dehydration can lead to back pain and reduced mobility. Aim to drink half your body weight in ounces of water daily, more if you’re active.

Patients often think they drink “a ton” until they actually track it for a week.

3. Move Your Body Regularly

I tell every patient—if you stop moving, you start rusting! You don’t need to run marathons. Just 30 minutes of moderate activity most days significantly improves health. Regular movement strengthens the heart, boosts circulation, lowers blood pressure, improves mood, supports digestion, and helps regulate weight.

Exercise also benefits mental health by releasing endorphins—your brain’s natural mood lifters—and reducing anxiety, depression, and stress. Walking, swimming, dancing, yoga, biking, and strength training are all great options.

Sneak movement into your day: take the stairs, walk during calls, stretch while watching TV, or bike after dinner. Consistency beats intensity— build a habit your body will thank you for.

4. Prioritize Spinal Health

Your spine isn’t just a stack of bones—it supports your body and houses the spinal cord, which connects your brain to everything else. Misalignments (called subluxations) interfere with nerve communication, potentially causing pain, fatigue, digestive issues, and weakened immunity.

Regular chiropractic adjustments help maintain alignment and function. But spinal health also involves posture, ergonomic furniture, proper lifting, and mindful movement. Think of your spine as your health foundation—when it’s strong, everything else works better.

5. Manage Stress Through Mindfulness and Self-Care

Stress is normal, but chronic stress can wreak havoc. High cortisol levels lead to inflammation, sleep problems, weakened immunity, and higher disease risk. Learning to manage stress is one of the best things you can do for your health.

Mindfulness practices like meditation, deep breathing, journaling, or even quiet time during the day reduce stress and improve emotional regulation. Time in nature, hobbies, gratitude, and setting boundaries also help recharge and restore balance.

Self-care isn’t indulgent—it’s essential. Prioritize it like any other responsibility. Even 10–15 minutes a day can lift your mood, resilience, and outlook.

Health isn’t about perfection—it’s about making supportive, sustainable choices. By prioritizing sleep, nutrition, movement, spinal health, and stress management, you build a strong foundation for lifelong wellness. Start small, stay consistent, and remember: the best health habits are the ones you enjoy and can maintain.

As a chiropractor, my job isn’t just relieving pain—it’s helping you reclaim control of your health. Start with these five areas, and you’ll be on your way to a stronger, more resilient, and vibrant life.

Wellness On The Point 212 East Pittsburgh St., Greensburg, PA 15601 Phone 724-838-7700

Dr. Kelly has been in practice for over 25 years and remains highly active in his profession. A former President of the Pennsylvania Chiropractic Association (PCA), he has held numerous leadership roles within the PCA and national organizations. He was named “Chiropractor of the Year” by the PCA and has received many other accolades. He runs Wellness On The Point in Greensburg, a holistic clinic with four chiropractors offering chiropractic, acupuncture, massage therapy, thermography, and other holistic services.

Welcome to

Medicare Drug Price Negotiation: What You Need to Know

Welcome to a clearer path through the Medicare maze.

If you’ve felt overwhelmed by Medicare’s layers of coverage and costs, you’re not alone. Fortunately, there’s always someone to turn to—especially as coverage evolves. Today, let’s explore the Inflation Reduction Act of 2022 and what it means for Medicare recipients like you.

There’s good news! For the first time, Medicare can directly negotiate prices on certain high-cost, single-source prescription drugs. As your independent insurance agent, I’m excited to walk you through how this program works. We’ll look at what’s happening in 2026 and highlight the top five drugs selected for the 2027 pricing cycle. I’ll also explain the timeline and show you how to stay informed to make the best choices for your health and budget.

How the Negotiation Program Works

Under the new law, Medicare can negotiate prices for certain expensive medications. Each year, Medicare selects a group of drugs for negotiation. For each, it works with manufacturers to set a lower "negotiated price."

The first group of 10 drugs has been chosen, with lower prices starting January 1, 2026. A second group of 15 drugs, including the five we’ll highlight below, will see reduced prices beginning January 1, 2027. Each new cycle helps gradually lower medication costs.

Drug Selections for 2026

In 2026, Medicare will implement lower prices for 10 widely used, costly drugs. These include:

• Eliquis, Xarelto (blood clots)

• Jardiance, Farxiga, Januvia (diabetes/ heart failure)

• Entresto (heart failure)

• Enbrel, Stelara (autoimmune conditions)

• Imbruvica (blood cancers)

• Insulin products like Fiasp and NovoLog

These drugs were selected based on high Medicare spending and lack of generic alternatives. CMS estimates savings of about $1.5 billion for beneficiaries and $6 billion for Medicare in 2026, though actual savings will vary.

Drug Selections for 2027

On January 17, 2025, CMS released the second cycle of 15 drugs based on total Part D costs from late 2023 to late 2024. The top five by spending:

• Ozempic, Rybelsus, Wegovy – GLP-1 therapies for diabetes and weight management ($14.4B)

• Trelegy Ellipta – Asthma/COPD inhaler used by 1.25 million people ($5.1B)

• Xtandi – Prostate cancer treatment ($3.16B)

• Pomalyst – For multiple myeloma/ Kaposi’s sarcoma ($2.07B)

• Ibrance – Breast cancer ($1.98B)

Other 2027 selections include Ofev, Linzess, Calquence, Austedo, Vraylar, Otezla, plus several diabetes, respiratory, and digestive medications.

Lower prices help people with chronic or life-threatening conditions stick to their treatment plans without cutting pills or skipping doses—improving health and quality of life.

Timeline and Public Engagement

Medicare prepared for negotiations well before announcing drug selections. A draft process opened for public comment in early 2024, with final rules issued by October.

After the January 2025 drug list release, manufacturers had until February to opt in. CMS is expected to host public input sessions in spring 2025. Initial price offers will

follow mid-year, with final prices announced by late 2025 and effective January 1, 2027.

Why It Matters to You

Negotiated prices mean lower out-of-pocket costs. While savings vary by plan, early estimates suggest $1.5 billion saved by beneficiaries in 2026. As additional drug cycles roll out, savings will grow. For those with fixed incomes or chronic conditions, even small reductions reduce financial stress and support consistent care.

The program may also encourage broader competition, helping reduce drug costs across the board.

Stay Informed

For summaries and plan comparisons, visit Medicare.gov. The AARP Foundation and Kaiser Family Foundation also offer helpful resources. Your local insurance agent or broker can provide personalized quotes to show how these changes affect your benefits.

Making Medicare Easy

As an independent insurance agent with Insurance Services, LLC, Allison Clayton provides unbiased advice. She has access to multiple carriers and offers insights on plan options, rate history, and customer service.

Allison’s goal is to simplify Medicare. She educates clients on how Original Medicare works and helps those nearing retirement select the right plan for their needs.

A Tapestry of Adventure in the Laurel Highlands

"In the tapestry of seasons, summer weaves the threads of joy and adventure." —Luna Brightwater

Oh, I love this quote and find it fitting for all of us in the Laurel Highlands. Summer in the Laurel Highlands can be summarized in one word: spectacular. Lush green landscapes, awe-inspiring vistas, cool running streams, abundant events, farmers markets, concerts, and outdoor recreation are all sewn together for an unforgettable itinerary.

Are you planning a staycation this year? Thirteen weeks of summer and twelve weeks of fall truly provide a tapestry of seasons to enjoy. If summer weaves the threads of joy and adventure, autumn sews the spectacular color blocks of impact.

How lucky we are that the tourism assets within our 3,000-square-mile landscape are the fabric that makes us so special.

Itineraries can be built to reflect every single interest. Family fun, festivals-festivalsfestivals, waterfalls, and the Pour Tour Craft Beverage Trail are only a few adventure ideas. Visit golaurelhighlands.com and begin planning a long weekend with your interests at heart. Need a spa? We’ve got them. Taking your pooch along? No problem. Watching your pennies? Deals can be found.

Ohiopyle State Park

Care to be a trendsetter or amp up your Instagram posts? Here are some travel trends to explore:

• Extreme Birdwatching Visit Powdermill and learn about bird banding or enroll your kids in Bird Camp at the Winnie Palmer Nature Reserve at Saint Vincent College.

• Solo Travel

(Go Laurel Highlands blog/solo)

• Sports Tourism Steelers Training Camp is your ticket, and it’s FREE.

• Hurkle-Durkling

(Go Laurel Highlands blog/hurkle)

Travel is a gift we give ourselves, and we can experience a bucket list in our own Laurel Highlands backyard.

We are weaving goodness. At the end of summer, our tapestry will be complete and will form a warm, cozy blanket as autumn enters the landscape. That is the blessing of the Laurel Highlands—the changing of our seasons. We get one summer and one fall in 2025. Make yours a masterpiece.

Bird Camp at Winnie Palmer Nature Reserve
Jonathan Falls
Timber Rock Amphitheater
Baughman Rock

The Appraisal Process

If you are financing your home purchase, you will likely be required to get a home appraisal as one of the steps between signing and close. Here’s what you should know:

What is an appraisal?

An appraisal is an opinion on a home’s market value that helps a lender ensure the purchase price is in line with the property value. The process is led by a licensed or certified residential appraiser—an independent third party engaged by the lender to provide a professional judgment on the home’s value. Appraisers do not represent the buyer or seller; their sole duty is to come up with a fair and accurate valuation of the property. While all appraisers follow a set of standards, appraisers who are REALTORS® have the added commitment to uphold the REALTOR® Code of Ethics.

Do I have to get an appraisal?

If you are taking out a mortgage on your new home, your lender will usually require you to get an appraisal to help establish the “loan-to-value (“LTV”) ratio,” or the percentage of the home’s price that you’ll borrow. Higher LTV ratios are riskier investments for the lender, so generally they look for LTV ratios of 80% or less. If you are paying in cash, an appraisal isn’t required, but it can still be useful to get a third-party opinion to make sure you aren’t overpaying. In certain instances, the requirement for an appraisal may even be waived by either the lender or the buyer to make their offer more attractive to a seller.

What

does an appraiser look at?

Different appraisers may take different approaches. By referencing databases such as Multiple Listing Services—online platforms that compile home listings in a given market— appraisers can use recently sold properties that have similar characteristics, called “comparables,” to help come up with a reasonable value for your home. They will also look at the home’s condition, recent renovations or improvements, amenities, location, size, and other characteristics. Whatever method an appraiser uses, it must be independent, un-biased, and backed up by evidence.

Do appraisals take place in person?

An appraisal may include an in-person visit, but it is not always required. In some instances, hybrid and desktop appraisals are used where appraisers collect data remotely and speak with reliable third-party sources familiar with the property and surrounding area, such as current or former agents of the comparables being considered.

Yes. Your agents and others involved in the transaction are allowed to communicate with the appraiser and provide property information. It is not only unethical, but it is also unlawful for agents to intimidate, persuade, or bribe an appraiser to influence the valuation, and an appraiser may not disclose confidential information at any time.

A mismatch between a home’s appraised value and the purchase price can impact how much your lender allows you to borrow for your mortgage. You can negotiate to include an appraisal contingency—a condition that the value and purchase price must align in order for the transaction to continue—in your purchase agreement, but an appraisal contingency is not required.

Is my agent allowed to communicate with the appraiser? What happens if the appraised value is different from the purchase price? Will I receive a copy of the appraisal?

Yes. The Federal Equal Credit Opportunity Act requires lenders to automatically send you a free copy of home appraisals and all other written valuations on the property after they are completed. However, if you are granted an appraisal waiver by your lender, your lender is not required to send you a copy of the valuation report.

Can I request that an appraiser correct or update the appraisal?

If you believe the appraiser did not consider important information about the property or available comparables, you can request a reconsideration of value (“ROV”) to ask that the appraiser reevaluate their analysis. Your lender will provide instructions on how to initiate an ROV, and your agent can help you gather the appropriate information to complete the request. If you believe an appraiser has reached an inaccurate or biased decision, you can also file a report with your state and federal regulatory agencies using the Appraisal Subcommittee’s Appraisal Complaint National Hotline, or a local nonprofit fair housing organization.

If you have questions about this, or anything real estate related - reach out to Scott Ludwick at 724-838-3660 or Scott@ScottLudwick.com

HONORING THE PAST, LEADING THE FUTURE: Saint Vincent College Launches SVC Honors

Saint Vincent College is raising the bar for academic excellence with the launch of its new honors initiative, SVC Honors. Set to welcome its first cohort in the fall of 2026, the program promises to offer highachieving students a chance to stretch their minds, build lasting connections, and prepare for meaningful lives.

SVC Honors will set the academic tone for the College by encouraging students to look ahead with purpose while drawing insight from its history, traditions, and interdisciplinary foundations. In doing so, these scholars will help shape a campus culture that values both reflection and forward-thinking leadership.

Students accepted into the program will receive a $2,000 renewable scholarship, exclusive housing, and special recognition at graduation. But the benefits go far beyond financial support. With opportunities for international travel, immersive academic seminars, and enriching social events, the program is designed to challenge students intellectually while encouraging strong character and ethical leadership.

“The new honors program is an opportunity for students to invest in their future,” said Father Paul Taylor, O.S.B., C’87, S’91,

president of Saint Vincent College. “It is a unique way for our students to experience the Hallmarks of Benedictine Education such as discipline, stewardship and community.”

The program begins with a shared freshman-year experience centered on the college’s core curriculum. From there, students will branch into one of four distinct academic paths:

• Students in the Aurelius Scholars of Western Civilization path will explore the foundational ideas and texts that shaped the modern world.

• Benedictine Leadership Scholars will focus on developing ethical leadership grounded in Benedictine values.

• The Faith, Science and Technology Scholars path provides an interdisciplinary lens on the relationship between belief and innovation.

• SEEK Scholars will take a hands-on approach to Service, Exploration, Experience, and Knowledge.

For those with a unique vision, the program also offers a customizable path, allowing students to work directly with the SVC Honors director to tailor their

academic journey. “These four paths are designed to apply to all subject areas we teach,” explained Dr. John Delaney, vice president for academic affairs. “Each of them represents an approach to learning that aligns with our Benedictine principles while keeping the focus on academics and experiential learning.”

The culmination of each path is a capstone seminar that weaves together the student’s major, the college’s core curriculum, and the Honors experience. Along the way, students will engage in lectures, panel discussions, service projects, and both domestic and international travel to places like Rome and Senegal.

“My trip to Rome was a once-in-a-lifetime experience,” said Julie Peterson, a rising senior at Saint Vincent College who attended the College’s well-established Summer Institute in Rome last year. “I was able to see the roots of Saint Vincent College 5,000 miles away while making friends, bonding with faculty, and gaining knowledge I’ll carry with me for the rest of my life.” Experiences like Peterson’s reflect the kind of opportunities designed to help SVC Honors scholars find joy in learning as they discover their place in a larger story and prepare to make a meaningful impact on the world around them.

SVC Honors will also integrate with existing scholarship programs like STEP Scholars, Wimmer Scholars, and Fred Rogers Scholars, bringing students together in a spirit of shared learning and mutual support.

Admission to the program is competitive. Prospective students must first be accepted to Saint Vincent College and then undergo a separate evaluation based on GPA, a personal essay, and an interview.

For those ready to rise to the challenge, SVC Honors offers more than an education—it offers a transformative calling.

For more information, contact the Saint Vincent College undergraduate admission office at 1-800-782-5549 or admission@ stvincent.edu.

CENTURY IN THE SKY: Celebrating 100 Years of the Westmoreland Airshow

In June 2025, Westmoreland County celebrated the 100th anniversary of the Westmoreland Airshow—a historic milestone few communities can claim. What began as a small event in 1925 grew into a world-class aviation spectacle that attracts over 40,000 visitors annually and generates millions in tourism revenue. More than just a celebration of aviation, the airshow reflects the county’s progress, resilience, and unity.

The airshow’s origins trace back to 1925, when a small gathering of local pilots and barnstormers performed aerial stunts at Longview Flying Field, now Arnold Palmer Regional Airport. Families marveled at the novelty of flight, sparking a fascination that grew year after year. By the 1940s and ’50s, the airshow had evolved, showcasing the latest military aircraft, including the P-51 Mustang and F-86 Sabre. It was no longer just a local event—it had become a national spectacle, drawing crowds from across the region.

A Centennial Celebration

To mark this remarkable milestone, the 2025 airshow, held June 21–22, was the largest in its history. Headlining the event were the Canadian Forces Snowbirds, known for their precision aerobatic displays, and the U.S. Air Force F-16 Viper Demonstration Team, highlighting the power of America’s advanced fighter jets. In addition, a wide range of military and civilian performers, warbird pilots, and parachute teams took to the skies.

To accommodate the expanded event, Arnold Palmer Regional Airport’s showgrounds were significantly upgraded. Organizers welcomed around 100,000 visitors, with an estimated economic impact of more than $3 million in tourism revenue. Local hotels were filled,

restaurants saw record sales, and small businesses benefited from the increase in visitors, creating a ripple effect that extended far beyond the two-day event.

A Platform for Education and Innovation

The airshow was more than a thrilling spectacle—it also served as a vital educational tool. In recent years, organizers prioritized STEM (Science, Technology, Engineering, and Mathematics) initiatives, offering interactive exhibits designed to inspire the next generation of aviators, engineers, and innovators. Collaborations with local schools, vocational programs, and colleges led to hands-on exhibits like flight simulators, drone zones, and aerospace design challenges.

This emphasis on STEM aligned with Westmoreland County’s economic goals, including workforce retention, job creation, and expanding technical training. The airshow helped students connect their passions for aviation with career opportunities in high-demand fields like robotics, avionics, and mechanical engineering.

A Century of Community and Culture

For many Westmoreland families, the airshow is more than just an event—it’s a cherished

tradition. Generations have gathered to watch the skies light up with amazing aerial performances, sharing stories and creating lasting memories. The airshow reflects the county’s spirit—humble, bold, and always reaching higher.

Throughout its century-long history, the Westmoreland Airshow has mirrored the technological and cultural changes of each era. From the wooden biplanes of the 1920s to today’s supersonic jets, the event has showcased the best of human imagination, precision, and courage. It has also honored local heroes, including Arnold Palmer, the airport’s namesake, whose contributions to the region were celebrated throughout the event.

Soaring Into the Next Century

The centennial celebration was both a reflection on the airshow’s incredible legacy and a look forward to the future. This milestone highlighted the county’s ability to honor its history while embracing innovation. The airshow has grown from a small community gathering into an international showcase, cementing Westmoreland County’s position as a leader in aviation and tourism.

This June, residents, visitors, and aviation enthusiasts joined in this momentous celebration. Whether it was a child experiencing the thrill of a fighter jet for the first time, a veteran reminiscing about past flights, or a student discovering a potential career path, the airshow offered something for everyone. The Westmoreland Airshow is a testament to the power of community and the boundless possibilities of flight.

As the skies roared with engines and the crowd cheered, the Westmoreland Airshow reminded us that the sky is not the limit—it’s just the beginning.

Next Level Wildcats: Latrobe’s First Female Collegiate Wrestler

“I never really thought about it as I'm making history. I was just happy that I was able to do something I loved,” said Lili Maxwell.

Division III commit Lili Maxwell has made her mark on the Greater Latrobe Girls Wrestling team. Not only was she a member of the school’s first girls’ wrestling team, but she is also the first female wrestler from Latrobe to commit to continuing her wrestling career in college.

Lili began wrestling in 10th grade after her parents suggested she give it a try. Despite being new to the sport, she quickly fell in love with it. “It just really felt empowering because it gave me the strength to do something that a lot of people wouldn't do,” she said.

Girls wrestling wasn’t sanctioned in Pennsylvania until Lili’s junior year, so she started her journey at All-American, a Latrobe-based wrestling club. With few girls at the club, she often wrestled boys—an experience that pushed her to work even harder. “It made me a lot stronger and mentally tougher because I was going in there knowing that these guys were way stronger than me,” said Lili.

She also faced resistance from male wrestlers who didn’t want to practice with her. While it was frustrating, Lili kept a positive mindset. “That's on [the guy wrestlers], and I can just work harder on myself to make up for it,” she said.

“I wanted something where I could balance more academics with athletics,”

Once the girls’ team at Latrobe was formed, Lili was finally able to compete against evenly matched opponents, which boosted her confidence. “It was taking it out on the mat with the girls at wrestling practice and realizing that I could actually do this,” she said. “Then it was just working harder at that.”

Her path to a college commitment was unexpected. One day, she received a message saying, “Hey, I want to talk about wrestling with you.” Thinking it was a scam, she ignored it. Months later, a friend encouraged her to follow up—and it turned out to be the Women’s Wrestling Coach at Alvernia University in Reading, PA.

On January 31, 2025, Lili officially committed to Alvernia. The school’s accelerated physician assistant program sealed the deal for her. “I wanted something where I could balance more academics with athletics,” said Lili, who hopes to enter the workforce quickly.

As she prepares for college, Lili is focused on becoming the best athlete she can be. “I just

the

want to give [collegiate wrestling] my all,” she said. She knows balancing the demands of college athletics and an intense academic program will be a challenge, but she’s ready to face it head-on.

Lili’s journey hasn’t been without obstacles. On December 14, 2024, during the Trinity Duals, she was temporarily paralyzed midmatch. Her opponent placed her in a half nelson, twisting her neck in just the wrong way. “It kind of just happened, and I felt a sharp sensation in the right side of my neck,” she said.

She lost feeling on the right side of her body for several hours. The moment was overwhelming—she cried, unsure what had happened, and was scared for her future. Her parents weren’t at the match, which added to her worry.

The injury forced her to sit out part of her senior season, but she didn’t let it stop her. “I had to fight back from [injury] and learn how to be confident even though I was worried about my neck,” said Lili.

Through every challenge—physical, mental, and emotional—Lili has grown stronger. Her determination and resilience have shaped her into a history-making athlete. “I developed the mindset, the discipline, and the strength to [wrestle] in college,” she said.

Gabrielle Cunningham Staff Writer for the student-run publication, The High Post at
Greater Latrobe Senior High School
Image provided by The Latrobe Bulletin, credited to Sports Editor Anthony DiCerbo

PLANNED GIVING:

Demystifying Required Minimum Distributions

Whether you’re planning for your future or guiding others through financial decisions, effectively allocating Required Minimum Distributions (RMDs) can be a key step in building a meaningful legacy for your family and community.

During the years between retirement and the age at which RMDs begin, individuals often experience lower tax burdens. However, once RMD withdrawals start, the tax impact can come as a significant surprise. Planning ahead can help minimize this impact. Common strategies include forecasting future tax brackets, setting strategic financial goals, implementing

tax-friendly withdrawal plans, making charitable contributions, or considering Roth conversions. Making these decisions early can simplify the transition into retirement and make it easier to manage withdrawals, Social Security benefits, portfolio risk and return, charitable giving, and legacy planning.

As trusted partners to many financial advisors and estate planners, The Pittsburgh Foundation and the Community Foundation of Westmoreland County assist individuals and families in using RMDs for charitable giving to ease tax burdens. However, our Foundation often hears a few recurring questions.

What Are Required Minimum Distributions (RMDs)?

RMDs are mandatory annual withdrawals from tax-deferred retirement accounts— such as IRAs or 401(k)s—required by the IRS once individuals reach a certain age. These withdrawals generate taxable income, ensuring taxes are eventually paid on pre-tax savings. While the government does not dictate how these funds must be used, the taxes must be paid once they are withdrawn.

It’s important to note that the age at which RMDs begin has changed multiple times in recent years. Depending on

The Pittsburgh Foundation and the Community Foundation of Westmoreland County, as part of a donor's planned giving team, partners with trusted advisors to guide charitable giving strategies.

your birth year, you may need to begin taking RMDs between the ages of 73 and 75. Also critical to understand are the penalties for non-compliance, which can range from 10% to 25% of the amount not withdrawn, depending on the situation.

Quick Facts About RMDs

• RMDs apply to Traditional IRAs, SEP IRAs, SIMPLE IRAs, and employersponsored plans like 401(k)s.

• Roth IRAs are exempt from RMDs during the account holder’s lifetime.

• Your RMD is calculated based on your age, life expectancy, and your account balance at the end of the previous year.

What Are Qualified Charitable Distributions (QCDs)?

RMDs are flexible and can be used to cover personal expenses, including helping family members with educational costs. However, one of the most impactful and taxefficient ways to use RMDs is through Qualified Charitable Distributions (QCDs).

QCDs are especially valuable for individuals who have saved in pre-tax retirement accounts and find themselves in higher-than-expected tax brackets later in life. For those not yet old enough to make QCDs (70½), donoradvised funds (DAFs) may offer strategic benefits, especially when paired with Roth conversions or other tax-planning tools.

With QCDs, individuals can donate up to $100,000 annually directly to a qualified charity—an amount that is excluded from taxable income. This makes QCDs a smart way to support charitable causes, even for those who do not itemize deductions, ensuring generosity is maximized without unnecessary tax burden.

The Pittsburgh Foundation, as part of a donor’s planned giving team, partners with trusted financial advisors to guide charitable giving strategies. When RMDs are used for philanthropy, donors can align their financial legacy with a broader vision for community impact.

Benefits of QCDs

• Donations are excluded from taxable income, potentially lowering your tax bracket.

• QCDs count toward satisfying your RMD requirement.

• Most importantly, you can make meaningful contributions to causes you care about, fostering a deeper sense of community and compassion.

Making RMDs Work for You

Using RMDs strategically not only fulfills tax obligations but can also empower individuals to support the causes they value most. Giving directly from IRAs can offer tax-free benefits while achieving philanthropic goals—even for retirees with modest incomes. This dual benefit can make a meaningful difference for both personal financial health and the organizations supported.

By aligning RMD strategies with personal and communityfocused goals, individuals can transform a tax requirement into an opportunity to create lasting, positive change.

Westmoreland County District Attorney Hosts 4th Annual Law Enforcement Memorial Service

There are few sights more powerful and heart-wrenching than witnessing the emotional solidarity of law enforcement when a fellow officer is laid to rest with full police honors.

It is a burden no family, police department, or officer should have to bear. Yet, for reasons we cannot fully comprehend, line-of-duty deaths continue to rise across our nation.

These losses tear at the fabric of our families and shatter peace within our communities.

But even on the darkest days, the camaraderie among law enforcement shines a light on our shared purpose — the fight between good and evil.

Every police officer takes a sworn oath to accept the dangers, responsibilities, and risks of the job while protecting and serving their communities.

Since 1903, twenty-eight law enforcement officers in Westmoreland County have died in the line of duty protecting our safety, rights, and freedoms — as they pledged to do.

They served with courage, dignity, valor, and bravery. They chose a life of public service where every call can be unpredictable.

It is our duty to honor and remember them alongside their families and give them the praise they deserve. We are forever indebted to their sacrifice.

On May 15, 2025, the Westmoreland County District Attorney’s Office held its 4th Annual Law Enforcement Officers Memorial Service during National Police Week.

While tens of thousands gathered in Washington D.C. at the National Police Memorial, hundreds gathered in the heart of Greensburg to honor our fallen.

This service unites us in grief, but also in profound gratitude.

It offers an opportunity to pay respect, reflect, and remember the heroes who accepted the responsibility to protect and serve — even at great personal cost.

Following the service, my office, alongside local, county, and state leaders, dedicated Westmoreland County’s first permanent Law Enforcement Officers Memorial outside the county courthouse.

Three granite slabs, affixed to the courthouse concrete along North Main Street, bear the 28 names of officers who died in the line of duty. Their legacies are permanently etched in stone in the heart of our county seat.

The memorial is a solemn reminder of the protection we have been granted and the freedoms we continue to enjoy in the nation we proudly call home.

This project was made possible by a generous $60,000 grant awarded by Senate President Pro Tempore Kim Ward. The Westmoreland County Law Enforcement Officers Association also donated $10,000 to add benches at the site.

I want to commend the exceptional design and craftsmanship provided by Design 3 Architecture, SignPro, and Ultimate Granite and Stone. These companies went beyond business formalities, approaching this project with the compassion and respect it deserves.

Our hope is that the memorial offers the families of the fallen solace, pride, and peace.

We want every visitor to the courthouse and to Greensburg to be reminded of who we are and what we represent in Westmoreland County.

This stunning memorial will stand as a lasting testament to the service and sacrifice of our law enforcement officers for generations to come.

I encourage you to visit the Law Enforcement Officers Memorial and pay homage to the heroes who gave their all for us.

EMPOWERING TOMORROW’S LEADERS TODAY:

Westmoreland Chamber Launches the Chamber Leadership Academy

Earlier this summer, the Westmoreland County Chamber of Commerce launched one of the most exciting initiatives in our history—the Chamber Leadership Academy (CLA). This new effort is more than just a program; it’s a strategic investment in people, workforce readiness, and the longterm leadership capacity of our region.

At a time when Westmoreland County faces challenges like population loss, generational turnover, and a competitive labor market, we must be bold and forwardthinking. The CLA is our proactive response. It’s designed to support individuals at every career stage—from high school students beginning their journey, to young professionals sharpening their skills, to seasoned leaders deepening their impact.

With this launch, we’ve aligned several of the Chamber’s most successful programs under one unified, expanded platform— bringing greater coordination, content, and connectivity to our leadership development efforts.

A Unified Vision for Regional Leadership Development

The Chamber Leadership Academy brings together four cornerstone programs, each of which now benefits from enhanced structure and strategic alignment:

• Leadership Westmoreland – Our flagship nine-month program for adults, focused on building informed, connected, and engaged leaders through real-world immersion and mentorship. Enrollment is open for the September 2025 class.

• Leadership Westmoreland Youth Academy – A powerful summer

This is more than a leadership program—it’s a movement. The decisions we make today about how we prepare our people will shape the economic and community outcomes of tomorrow.

experience for high school students that fosters civic awareness, leadership confidence, and personal growth.

• FUEL (Focus, Unite, Engage, Lead) – Our thriving young professionals group, offering networking, leadership training, and volunteer opportunities across the county.

• Monthly Educational & Training Sessions – Targeted workshops that provide immediate value to our members by addressing real-time business challenges and skill-building needs.

Moving forward, CLA will also expand its reach through partnerships with colleges, trainers, and workforce development organizations. New modules will include

business literacy, project and change management, communication skills, entrepreneurial thinking, and more.

Leadership in Motion: Lindsay Neary Named CLA Director

I’m proud to share that Lindsay Neary, one of our most dynamic team members, has been appointed Director of the Chamber Leadership Academy. Many of you know Lindsay for her role as Director of Member Engagement & Business Development. Her background as a certified teacher and corporate trainer, combined with her strategic mindset and unwavering energy, makes her the perfect person to lead this next chapter. She will play a key role in building CLA into a premier leadership resource for Westmoreland County and beyond.

A Bold Step Toward a Stronger Future

This is more than a leadership program— it’s a movement. The decisions we make today about how we prepare our people will shape the economic and community outcomes of tomorrow. CLA is our commitment to building a pipeline of adaptable, confident, service-minded leaders ready to step into the future.

Whether you’re an employer seeking to grow your team, a professional looking to advance your career, or a community leader passionate about mentoring the next generation, I invite you to be part of this initiative.

Visit www.westmorelandchamber.com to learn more, apply, become a guest speaker, or explore partnership opportunities. The Chamber Leadership Academy is here— and it’s just the beginning.

GIVING HORSES A SECOND CHANCE:

The Mission and Magic Behind a Local Equine Rescue

Nestled in the rolling hills of Westmoreland County, Pennsylvania, is a place where once-neglected horses find peace, healing, and new beginnings. At Second Chance Equine Association (SCEA), rescue is more than an act of compassion — it’s a long-term commitment to rehabilitation, education, and community connection.

Since its founding in 2006, SCEA has been a vital resource in the region, addressing the urgent and growing need for equine welfare support. The nonprofit has rescued and rehomed more than 150 horses in its 15-year history, while simultaneously working to prevent equine neglect through educational outreach and community collaboration. For SCEA, creating a future where horses are respected, understood, and properly cared for is not just a goal — it’s a mission in motion.

A Beginning Rooted in Compassion

Second Chance Equine Association began with a single call for help. In 2005, a Westmoreland County humane officer reached out to local horse owners Christina and Bryce LeJeune. A young Morab gelding had been seized from an abusive situation. The horse, later named Winston, had been starved and beaten, leaving both physical scars and deep psychological trauma. After being rejected by multiple foster homes due to dangerous behavior, Winston was rapidly running out of options.

The LeJeune’s agreed to take him in and assess whether rehabilitation was possible. His fear of humans was severe — so much so that it took an exhausting effort just to load him into a trailer. Once at the farm, Winston remained wary, often trembling when approached. But over time, consistent, gentle interaction began to transform him. Eventually, he allowed touch, accepted care, and began seeking out human contact. What once seemed like a hopeless case became a turning point.

The experience revealed a deeper problem: while shelters could accommodate small

Dedicated volunteer and Board Vice President Scott Downs shares a quiet moment with Tucker, one of the horses he’s helping rehabilitate. His steady presence has earned the trust of even the most vulnerable animals.

animals, no local organization had the space, training, or funding to assist large animals like horses. Humane officers in the area lacked placement options, and equine neglect cases were becoming more common. Recognizing the gap in services, the LeJeunes, along with a small group of supporters, formed Second Chance Equine Association in 2006.

Rescue, Rehabilitation, and Rehoming

Winston

From the very beginning, SCEA focused on horses in life-threatening situations. These are often cases of starvation, abuse, abandonment, or medical emergencies that require immediate attention. Each animal is brought in with the goal of physical and emotional recovery, then eventually placed in a new, loving home.

While SCEA is not a sanctuary and does not provide long-term boarding for horses, it excels at short- and mid-term rehabilitation, preparing horses to live safely with new owners. Horses typically undergo veterinary care, nutritional rehabilitation, behavioral retraining, and socialization.

Second Chance Equine

Association, a 501(c)(3) in Westmoreland County, rescues, rehabilitates, and rehomes at‑risk horses while offering free and low‑cost equine education for the community.

The late Co-founder Bryce LeJeune connects with Winston—the horse whose rescue sparked the creation of Second Chance Equine Association. This meaningful photo, captured nearly 20 years ago and generously provided by SCEA, reflects the moment that started it all.

To date, the organization has helped more than 150 horses recover and move on to healthy, fulfilling lives.

Prevention Through Education

A key philosophy behind SCEA’s work is that education can prevent neglect before it starts. Many horse owners do not intentionally harm their animals, but may lack the knowledge or resources needed to provide proper care. Seizure and prosecution are not always the most effective solutions — in many cases, support and guidance can make all the difference.

To that end, SCEA offers free educational seminars each year. Topics range from equine first aid and safe feeding practices to barn winterization and general horsemanship. The organization also hosts low-cost clinics that help owners improve their relationships with their horses, build trust, and foster safe handling skills. These programs are open to the public, offering valuable knowledge to horse owners across experience levels.

SCEA’s mission includes plans to expand this educational outreach. Goals include building a public learning center to host regular seminars and horsemanship clinics, and constructing a covered arena with stalls for year-round programming and horse care.

Building Community and Expanding Impact

In addition to education and rescue, Second Chance Equine Association is deeply committed to community engagement. The organization maintains a Horse Club membership program, which provides members with benefits like discounted clinic fees, free seminar access, and personal excess equine liability insurance. Members also gain access to a robust network of professionals and peers, building a support system for horse owners and enthusiasts across the region.

SCEA’s Board of Directors is made up of volunteers with diverse backgrounds in business, local government, equine facility management, accounting, property management, military service, and nonprofit leadership. These leaders help steer the organization’s mission and contribute their talents to its day-to-day operations and long-term planning.

The organization's future vision includes developing trails on its farm property for member use and building partnerships with therapeutic riding groups, as well as programs for veterans, youth, and individuals with disabilities.

In 2018, SCEA reached a major milestone when it purchased the farm it had leased for eight years. With a permanent home secured, the organization has focused on infrastructure improvements and program expansion — laying the foundation for the next chapter in its growth.

“Education is at the heart of prevention — and SCEA is building a community where horse owners can learn, connect, and grow.”

Stories of Transformation

The stories behind the horses at SCEA offer a glimpse into the resilience of the animals and the dedication of those who care for them.

Fancy, rescued in 2008, arrived suffering from parasites, malnutrition, and a deep mistrust of people. After a period of medical treatment and quarantine, she was adopted by a couple who provided her with the patient care she needed. With time, Fancy transformed into a curious and gentle companion.

L-Lee, one of eight horses seized in 2012, came to SCEA in poor condition. Severely malnourished and infested with parasites, she also had growth plate issues and was pregnant at only a year old. After aborting the fetus and receiving critical medical treatment, she was adopted by a foster family who helped her fully recover and thrive.

Entirely volunteer-run, SCEA relies on members for everything from grooming and stall care to fundraising and grant writing. Pictured here are a few of the passionate helpers—no horse experience required, just a love for animals.

Atlas Henry arrived severely underweight and fearful; with gentle care, he’s now regaining both trust and strength.

Atlas Henry

Scrappy, rescued in 2014, was part of a neglected herd found with moldy hay and little access to clean water. Scrappy required hospitalization due to serious health issues and electrolyte imbalances. After intensive veterinary care, he gained strength and was gradually introduced to groundwork training. He was later adopted by a volunteer who had helped nurse him back to health.

The original barn and newly built red pole barn provide expanded shelter and a serene setting for every horse’s journey of recovery.

These stories are just a few examples of how Second Chance Equine Association offers not only survival, but a new lease on life.

How to Help

SCEA is powered by the support of its local community. Volunteers, donors, and members all play vital roles in keeping the mission alive. The organization welcomes contributions in the form of time, supplies, feed, services, or financial donations. All gifts, large or small, directly support the rescue, rehabilitation, and rehoming of horses in need.

In return, supporters become part of a meaningful cause — one that

“More than 150 horses have found healing and hope through SCEA’s dedicated rescue and rehabilitation efforts.”

Safe and supported, rescue horses roam peacefully near the barn—a daily reminder of the healing SCEA makes possible.

saves lives, strengthens communities, and fosters a culture of compassion and responsibility.

A Trail That Continues

From a single rescue to a thriving nonprofit, Second Chance Equine Association stands as a testament to what is possible when compassion meets commitment. Through hands-on rescue, community education, and future-focused goals, the organization continues to shape a better world for horses — and the humans who love them.

With a permanent farm, an expanding vision, and the unwavering support of its members and volunteers, SCEA is poised to continue offering second chances for many years to come.

Learn

Where the trail leads next is unknown — but thanks to the dedicated efforts of this local nonprofit, more horses will have the opportunity to find peace, healing, and home.

More / Support the Mission

P.O. Box 193 • Norvelt, PA 15674 • (724) 635-5549

Email: scearescue@gmail.com

Follow SCEA on Facebook for updates, events, and educational opportunities. Donations can be made via PayPal or by check, and all gifts are tax-deductible under federal law.

This scenic path, Winston Way, honors the very first rescue whose story ignited SCEA’s mission.

Now that Your Tax Returns Are Filed Things to Keep in Mind Post-Filing

Most people feel some relief after filing their income tax returns each year. But even if you’ve successfully filed your 2024 return, you may still have questions. Here are three common ones:

1. What’s the Status of Your Refund?

You can check the status of your tax refund using an IRS online tool. Go to irs.gov and click on “Get Your Refund Status.” Similarly, your state department of revenue should have a website for refund information. For Pennsylvania, it is mypath.pa.gov. Your local tax collection agency may also have a site for tracking refunds.

You’ll need your Social Security number, filing status, and scheduled refund amount to verify your identity on the website.

2. What if You Forgot to Report Something?

In general, you can file an amended tax return to claim a refund within three years of filing your original return or within two years of the date you paid the tax—whichever is later. So, if you filed your 2024 tax return on April 15, 2025 (the due date for 2024 returns), and barring any changes in the rules, you’ll generally have until April 18, 2028 (because April 15 is a Saturday and April 17 is a holiday in Washington, DC) to amend your return.

Alternatively, if you had a valid extension and filed on the extended due date of October 15, 2025, you’ll generally have until October 16, 2028 (because October 15 is a Sunday) to amend your return. There are a few exceptions that allow

more time to file an amended return. One example is claiming a business or nonbusiness bad debt deduction. In general, you may amend your return to claim a bad debt deduction up to seven years from the due date of the return for the year the debt became worthless.

3.

How

Long Must You Keep Tax Records?

At a minimum, you should retain tax records for as long as the IRS, Pennsylvania, or your local tax agency can audit your return or assess additional taxes.

The statute of limitations for audit or assessment is generally three years after filing—meaning most 2021 tax year records can now be discarded if filed by the April 2022 deadline. If you filed an

extension, keep records for three years from the extended due date. States may vary in their statute of limitation rules, but Pennsylvania generally follows the federal timeline. Due to recent state legislation, local tax collectors must also adhere to the same standards.

The federal statute (as does Pennsylvania's) extends to six years for substantial underreporting (more than 25% of gross income). There is no time limit if you never filed or if fraud is involved. Because of this, you may consider keeping your actual tax returns indefinitely to prove legitimate filing.

We generally recommend keeping tax returns and supporting documentation for seven years after filing. This is especially important for unreimbursed employee business expenses (e.g., union dues, mileage, work clothes, tools, training, home office deductions), which Pennsylvania has increasingly scrutinized in recent years.

Retirement account records should be kept until the account is depleted, plus three to seven years. Real estate and investment records should be retained for as long as you own the asset, plus at least three to seven years after selling.

Being diligent with recordkeeping can help you avoid IRS, state, and local audit, assessment, dispute, and collection issues down the road.

Still Have Questions?

If you have questions about any of the topics discussed above, consult your tax professional before taking action to avoid unexpected consequences based on your specific facts and circumstances

The Quiet Legacy of Calvin Coolidge: How His Ideas Shape America Today

Influence //noun// 1: the power or capacity of causing an effect in indirect or intangible ways.

If you’re reading this article, I would bet you have little idea who Calvin Coolidge was. You might recall his name if, like me, you once challenged yourself to remember every U.S. President.

The 30th President of the United States isn’t featured on any currency, doesn’t have a major monument in Washington D.C., nor a university named after him. So, why should you care who Calvin Coolidge was? Because you’ve heard his ideas.

One of the most important (and cliché) reasons to study history is that it repeats itself. Many Americans look back on the 1920s as a post-war decade of lavish lifestyles and stock market booms. Then-Vice President Calvin Coolidge was thrust into office on August 2, 1923, when President Warren G. Harding died in office. Coolidge served until the end of his second term in March 1929.

Thanks to the era’s success, many ideas championed by Coolidge and his administration are still recycled, repackaged, and rebranded today.

A Republican from Massachusetts, Coolidge had been Vice President for two and a half years before becoming President. He was then elected outright in 1924. Coolidge differed from many

politicians of his day on both sides of the aisle and ushered in a new flavor of American conservatism — small-government conservatism before it was popular.

He inherited an Oval Office plagued by scandals from the Harding administration at a time when the public still had much faith in the Executive Branch. Coolidge’s first major act was to dismiss many officials involved in those scandals, sending a strong message that corruption would not be tolerated.

Perhaps Coolidge’s greatest hallmarks were his strong economy and efforts to shrink federal government control. Alongside Secretary of the Treasury Andrew Mellon, Coolidge pushed through major tax cuts designed to free up money across all wage classes to reinvest in the economy. This Austrian economic perspective contributed to the booming 1920s.

Coolidge also kept tariffs high to protect American manufacturing and blue-collar jobs. In a bold move, he vetoed a relief act that would have provided farmers with more government

However, Coolidge faced criticism. His failure to aid depressed agriculture was seen as shortsighted, with nearly 5,000 rural banks in the Midwest and South going bankrupt, and thousands of farmers losing their lands. His tax cuts fueled Democratic claims of uneven wealth distribution and overproduction.

payments for crops, believing less government intervention would better balance supply and demand.

Together, these measures built a strong economy that produced government food surpluses, lowered consumer prices, and shrank federal debt by more than a quarter during his presidency.

However, Coolidge faced criticism. His failure to aid depressed agriculture was seen as shortsighted, with nearly 5,000 rural banks in the Midwest and South going bankrupt, and thousands of farmers losing their lands. His tax cuts fueled Democratic claims of uneven wealth distribution and overproduction.

Nonetheless, Coolidge led the nation, albeit passively, into the modern era.

Coolidge also signed the Immigration Act of 1924, severely restricting immigration. In foreign policy, he kept the U.S. out of the League of Nations, an isolationist stance criticized later as ineffective in preventing the rise of fascist powers after World War I.

While the peace and prosperity of the 1920s faded quickly, Coolidge is often seen as a president who "kicked the can down the road" for his successors.

He enjoyed high approval ratings and surprised many by declining to seek another term. Public opinion soured after his presidency as the Great Depression began, with many blaming his policies for the economic collapse.

In the conservative 1980s, Coolidge regained stature among conservatives. President Ronald Reagan brought his portrait back to the Oval Office and praised Coolidge’s hands-off leadership

for producing years of prosperity and balanced budgets.

Still, scholars rank Coolidge relatively low among presidents due to his lack of sweeping vision or transformative programs, unlike Theodore Roosevelt or Woodrow Wilson.

Coolidge died at age 60 from a coronary thrombosis after leaving office. Today, his ideas have been rinsed, rebranded, and reused countless times — from Reaganomics to “Making America Great Again.”

It’s up to us as informed voters to recognize that what was old is new again, and to analyze the domestic and foreign contexts in which these policies were made — both their benefits and drawbacks. Tariffs, tax cuts, immigration, and welfare policies can all sound controversial and exciting at once. Therefore, it’s important to spend a little time learning where we came from and how decisions made decades ago still echo in our media and politics today.

For these reasons, Calvin Coolidge is the most influential president you’ve never heard of.

5 Essential Tips for Parents Preparing for a High School Senior Photo Session

Senior year is filled with milestones, and one of the most exciting traditions is the senior photo session. These portraits celebrate a major transition—marking a student’s journey from childhood to adulthood. For parents, it can feel overwhelming to know how to best prepare for such a meaningful event. Whether it’s your first child or your last heading into senior year, these five tips will help ensure the photo session goes smoothly, stays stressfree, and captures your teen at their very best.

1. Start Planning Early

Booking a photographer several months in advance is key, especially if you're aiming for a session during peak seasons like summer or early fall. Once the session is scheduled, talk with your senior about their vision—do they want an urban, natural, or studio setting? Early planning gives you plenty of time to coordinate outfits, scout locations, and avoid last-minute stress.

2. Help Them Choose Outfits Wisely

Clothing plays a big role in how senior portraits turn out. Encourage your senior to choose a few outfits that reflect their personality but also photograph well. Solid colors, subtle patterns, and classic styles typically work best. Make sure clothes are clean, wrinkle-free, and fit properly. Remind them to bring a variety of options—including a formal look, a casual one, and possibly a team or club outfit that helps tell their story.

3. Support, But Let Them Shine

It’s natural to want to be involved, but try to let your senior’s personality take center stage. Allow them the freedom to express themselves during the session. Offer positive encouragement, but avoid directing poses or offering too much advice—professional photographers know how to guide posing in a way that feels natural. A relaxed, confident teen will lead to more authentic and memorable portraits.

4. Focus on the Details

Small details can make a big difference in photos. Encourage your teen to get a haircut a week or two before the session— never the day before. Make sure nails are clean and neatly trimmed (this goes for boys, too!). For those wearing makeup, a natural, polished look photographs best. Bring along essentials like a hairbrush, blotting paper, and backup outfits, just in case.

5. Be Prepared for Weather and Timing

If the session is outdoors, be ready for surprises. Pack extras like an umbrella, jacket, water, and touch-up supplies. Sessions usually last one to two hours, so stay flexible if lighting or weather conditions change. Trust your photographer’s timing and location choices—they’re experts at chasing the best light and capturing those golden moments!

Bringing Main Street to Harrisburg: My Experience at 2025 Chamber Day

On June 9th and 10th, I had the opportunity to represent the Greater Latrobe–Laurel Valley Chamber of Commerce at the 2025 Chamber Day at the Capitol in Harrisburg. This annual event, hosted by the Pennsylvania Chamber of Business and Industry in partnership with the Pennsylvania Association of Chamber Professionals (PACP), brings together chamber leaders from across the Commonwealth to engage with state lawmakers and policy influencers. It’s a powerful experience focused on one common goal: advancing a pro-growth agenda for Pennsylvania’s businesses and communities.

From the moment I arrived, I felt the familiar buzz of connection and collaboration. The evening began with a welcoming reception where chamber professionals from across the state mingled with legislators. I always enjoy hearing from representatives who serve vastly different districts—it’s a reminder of our state’s diversity and the shared challenges we face, even from different vantage points.

The next morning, we got right to work. Our day began in the House Majority Caucus Room—a historic, wood-paneled space where elected leaders gather daily to discuss the issues that shape our lives and businesses. Sitting in that room, it’s easy to appreciate the gravity of the conversations that take place there.

Greater Latrobe Laurel Valley Chamber of Commerce President PO Box 463, Latrobe, PA 15650

724-537-2671

www.latrobelaurelvalley.org

We were welcomed by PA Chamber President and CEO Luke Bernstein, followed by our own Senator Kim Ward, who now serves as Senate President Pro Tempore. Seeing Senator Ward lead in such a prominent role is especially meaningful, knowing she holds several “first woman” distinctions in our state legislature. Her leadership is a point of pride for our region. She was followed by House Speaker Joanna McClinton, another trailblazing woman in Pennsylvania politics. Both leaders delivered inspiring remarks about our shared mission to build a strong, thriving business environment.

execs from across Pennsylvania gathered on the Capitol steps during 2025 Chamber Day to advocate for a stronger business climate.

Next, we heard from Senate Appropriations Chair Scott Martin and House Appropriations Chair Jordan Harris, who provided a candid and informative update on the state’s budget process. Their insights helped us better understand how Pennsylvania’s fiscal decisions impact everything from workforce development and education to infrastructure and tax policy. The conversation was so lively that we ran over time—a good sign of the passion behind these discussions.

After a productive morning, we moved to the PA Chamber’s headquarters for an afternoon of panel discussions and policy deep dives. We tackled critical issues facing Pennsylvania’s business climate, including permitting reform, energy policy, infrastructure, and demographic shifts impacting the workforce.

What stood out most to me was the range of perspectives represented. We heard from leaders in energy, transportation, construction, and economic analysis—from organizations like the Marcellus Shale Coalition, the Energy Association of Pennsylvania, the U.S. Chamber of Commerce, S&B USA Construction, and the Center for Rural Pennsylvania. These experts didn’t just share information—they offered actionable ideas that could drive real change.

A key takeaway from the day was clear: if Pennsylvania wants to compete nationally in job creation and economic innovation, we must modernize outdated systems, embrace smart regulation, and invest in both urban and rural infrastructure. These aren’t just lofty goals—they’re achievable through collaboration, consistency, and a shared vision for growth.

We closed the day with a joint policy forum hosted by the PA Chamber and the U.S. Chamber of Commerce, reinforcing how connected our state and federal priorities are. It was a strong finish to a day of meaningful dialogue.

As I made my way back to Westmoreland County, I felt energized and optimistic. Events like Chamber Day are a reminder that advocacy matters—and that local voices make a difference. Our work at the Chamber isn’t just about ribbon cuttings and mixers (though we love those too); it’s about ensuring that businesses, nonprofits, schools, and entrepreneurs in our region are seen, heard, and supported at every level of government.

I’m proud to bring your voice to the Capitol and to continue working on behalf of our region’s economic success.

Great to connect with Alex Halper (PA Chamber), Kevin Courtois (U.S. Chamber), and Aaron Riggleman (PA Chamber) to discuss key issues impacting PA businesses.
Chamber

Restoring Peace of Mind After Disaster

When disaster strikes—whether it's fire, flood, storm damage, or mold—homeowners and business owners across Western Pennsylvania turn to the trusted professionals at Disaster Restoration Services (DRS). For over 40 years, DRS has been the go-to resource for restoring properties and lives in the wake of devastation.

Founded in 1985, DRS has built a reputation for quick response times, exceptional workmanship, and compassionate service. Their team of licensed, insured, and bonded contractors understands that when your home or business is damaged, every minute counts. That’s why they offer 24/7 emergency services, ready to assist at a moment’s notice.

Whether it’s fire and smoke damage that leaves a home in ruins, a pipe burst that floods a basement, or storm winds that tear through a roof, DRS brings order to chaos. Their comprehensive services include damage assessment, debris removal, structural restoration, and even coordination with insurance providers to ease the burden for property owners. They don't just clean up damage—they help rebuild lives.

In addition to fire and water restoration, DRS specializes in mold remediation, an often-overlooked threat that can emerge from untreated moisture or flood damage. Their team takes a careful, detailed approach to removing mold safely and effectively, preventing future contamination and protecting the health of those who live or work in the affected space.

Vandalism, broken windows, stripped siding, and other types of structural damage are also handled with precision and care. The goal is simple: restore the property to its

To learn more or schedule a free estimate, call Disaster Restoration Services today. Their team is always ready to respond— day or night, rain or shine.

original condition—or better—and relieve clients of as much stress as possible during a challenging time.

With deep roots in the community and decades of experience, DRS combines technical skill with genuine empathy. They understand the emotional toll that property loss can bring, and they pride themselves on being a calming, capable presence from the first phone call to the final walkthrough. No matter the scale of the damage, Disaster Restoration Services is committed to helping clients get back on their feet—quickly, safely, and with confidence.

Full-service

Hair

Balayage

Texture

Italian-style

Nail

Facials

Waxing

Bridal

Airbrush

Thinning

Scalp

Is Your Marketing Working? What $1,500/Month Should Really Deliver

When it comes to marketing, many business owners focus on the wrong numbers. It’s easy to get caught up in how many likes you get on social media, but real marketing success is about measurable results that matter—impressions, clicks, leads, and, most importantly, sales.

At Headspace Media, we often hear the question: “What exactly am I paying for with a marketing agency?” If you’re investing $1,500 a month, you deserve to know what that budget should deliver for your business.

Marketing Should Be Measurable

Marketing isn’t just about being seen—it’s about being found by the right people and turning those interactions into business. We believe every dollar you spend should be trackable, from the first impression to the final sale.

Spending

More Doesn’t Always Mean More Leads

It’s a common misconception that spending more on ads guarantees more leads. Without the right targeting, landing page, and follow-up system, you might just spend more to get the same—or even worse— results. That’s why we focus on strategy, not just budget.

What

Does $1,500 a Month Get You?

Here’s what our $1,500/month package typically includes for our clients:

Google

Map Pack Ranking

• We optimize your Google Business Profile so your business shows up in “near me” searches.

• We help you gather consistent 5-star reviews, which build trust and boost your ranking.

• We strengthen your local SEO so your business appears in the Google Map Pack—the first place most local customers look.

Google Local Services Ads

• You pay per lead, not per click—meaning your budget works smarter.

• Acquire the Google Guarantee badge, which increases customer confidence.

• Your business appears above regular search ads, making you more visible to potential clients.

Google PPC (Search Ads)

• Your ads show up when people search for your service in your town.

• We target specific times of day and zip codes that convert best.

• We track exactly what gets clicks and calls, so you know what’s working.

Why the Google Map Pack Matters

Showing up in the Google Map Pack is free—but it takes work. Optimizing your profile, gathering reviews, and maintaining strong local SEO signals are essential. If you’re not on page one of Google, you’re missing out—industry data shows that 75% of users never scroll past the first page. You need to be in the Map Pack, Local Service Ads, or top PPC slots to be seen.

Transparency and Support

We believe in complete transparency. Our team is always accessible, in addition to monthly meetings—whether you prefer Zoom, in-person, or email. Every client gets a dedicated portal for easy access and organization. We’re here to answer your questions and keep you informed every step of the way.

If you’ve been wondering whether your marketing is truly paying off, you’re not

alone—and you don’t have to figure it out by yourself. At Headspace Media, we treat your $1,500 investment like it’s our own, and we’re committed to helping you see real, measurable results that matter to your business.

We know your time is valuable, and your marketing should make every moment count. Let’s have a conversation about your goals and how we can help you reach them—with transparency, clear communication, and a strategy tailored just for you.

When you’re ready to stop guessing and start growing, we’re here for you. Reach out today for a free consultation—and let’s turn your marketing dollars into results you can count on.

IgnitePassionYour

Step inside our cozy shop on West Main Street in the Historic town of Ligonier and explore over 40 curated cigar and tobacco brands from across the country. Whether you’re a seasoned enthusiast or new to the world of cigars, you’ll find something to enjoy.

Sunday: Limited Hours, Please Call

Monday: Closed

Tuesday: 11:00 am - 6:00 pm

Wednesday: 11:00 am - 6:00 pm

Thursday: 11:00 am - 6:00 pm

Friday: 11:00 am - 7:00 pm*

Saturday: 11:00 am - 7:00 pm*

Beauty, Bites & Bourbon: A SHE Celebration of Style and Support

The May SHE event, Beauty, Bites & Bourbon, was a vibrant and heartfelt gathering held at Salon Layne in Latrobe, benefiting The Community Closet of Greensburg. With its chic, welcoming atmosphere and team of passionate professionals, Salon Layne helped transform the evening into a celebration of style, generosity, and connection.

From meaningful donations to handcrafted bites, beauty tutorials, and craft cocktails, the evening was a glowing example of women supporting women. Thanks to the incredible turnout of generous and inspiring women, over 30 bags and 6 huge boxes of clothing were collected for The Community Closet Spearheaded by owner Brenda Domurot, whose generosity and attention to detail elevated every aspect of the event, Salon Layne went above and beyond as both host and partner. From the warm welcome to the thoughtful beauty stations and giveaways, the evening was a true celebration of style, community, and connection. In addition to collecting over 30 bags and 6 large boxes of clothing, the event raised $795 through registration fees, a portion of salon sales, and generous contributions from Salon Layne clients.

The evening’s “bites” were expertly prepared by Michelle Harhai, owner of Crafted Cravings Eatery, and her talented team. Guests enjoyed handcrafted mini Caesar salads, large and savory Swedish meatballs, and were gifted gorgeous charcuterie boxes to take home.

The Rusty Musket Distilling Co. brought the “bourbon” element to life with co-owners Brook Brewer and Sarah Henson mixing up custom cocktails like Lemon Meringue Martinis, Elderberry Spritzers, and Blackberry Basil Old Fashioneds. Each guest took home a sample bottle of their favorite spirit along with a recipe card to recreate their favorite cocktail of the night.

Throughout the event, attendees rotated through four beauty stations designed and led entirely by the expert team at Salon

Layne. These hands-on experiences offered professional tips, personalized advice, and surprise product samples, allowing guests to learn directly from the salon’s talented stylists and estheticians. The stations included:

• Styling Tools & Color Analysis

• Nails & Body Care

• Skincare & Brows

• Scalp & Hair Health

To top it all off, each guest received a swag bag, an Experience Card to jot down expert insights, and a $20 gift certificate for a future Salon Layne service. Completed Experience Cards were entered into a drawing to win one of four fabulous beauty baskets donated by the salon, showcasing just how much thought and generosity they poured into every detail.

SHE (Sophisticated - Humble - Empowered) is a philanthropy-focused female social group founded by the women of GOAL Magazine in 2019. Open to anyone interested in having a great time all while supporting local charities, the ladies gather twice per year for fun activities that center around highlighting female-led businesses and raising funds for local organizations that benefit women, children and animals.

Take a behind-the-scenes tour with a local female brewery owner and sample a selection of her expertly crafted beers. Then, sip on your favorite beer or wine while you create a festive door decoration, guided by a local female artist. Enjoy local organic bites and help raise awareness and funds for SOS Animal Rescue!

This powerful evening wouldn’t have been possible without the female-led local businesses that donated their time, talents, and products—and the incredible women who showed up to sip, savor, style, and support. A heartfelt thank you to everyone who made Beauty, Bites & Bourbon such a memorable and meaningful SHE event.

31 YEARS OF PRINTING SOLUTIONS THAT DELIVER

For more than three decades, Fotorecord Print Center has quietly—and consistently—built a reputation as one of the most dependable, results-driven print and direct mail partners in the region. Founded and purchased in 1994, and headquartered in Greensburg, Pennsylvania, Fotorecord has grown from a small quick-print/blueprint repro shop into a full-service production hub, helping clients across industries reach their audiences with precision, quality, and speed.

A History of Listening, Learning, and Leading

Fotorecord’s story begins the way many enduring companies do: by listening. From the very beginning, the founders built the business on a simple principle—understand your clients' problems, then solve them better than anyone else.

In the early years, that meant mastering the fundamentals: high-quality offset printing, fast turnaround times, and consistent client service. As digital technology reshaped the industry, Fotorecord quickly adapted— investing in digital presses, variable data personalization, and full-service mail capabilities long before they became standard.

Today, Fotorecord operates with a hybrid digital production model and has developed deep expertise in custom print storefront portals, nonprofit mail campaigns, promotional items, apparel fulfillment, and high-response direct mail.

Solving Real Problems for Real Clients

What sets Fotorecord apart isn’t just the quality of their printing—it’s their ability to solve business problems.

Clients don’t come to Fotorecord looking for paper. They come looking for solutions: how to reach donors more effectively, how to simplify ordering across departments, how to drive foot traffic, how to cut mailing costs, how to brand consistently, and how to turn jobs around in days—not weeks. Fotorecord meets those challenges headon with:

• Customized online storefronts that allow organizations to order branded print and promotional items with Amazon-like ease

• Nonprofit-focused direct mail solutions that increase donor retention and engagement

• Live press proofs and JPress 750HS technology, providing offset-quality output for short- and medium-run jobs with no setup or plate changes

• Promotional product sourcing and fulfillment, including wearables, client gifts, and tradeshow materials

• Complete mailing services, from CASS/NCOA list scrubbing to USPS drop-off

Over the years, Fotorecord has served a wide variety of clients—including colleges

and universities, banks and credit unions, nonprofit organizations, furniture retailers, healthcare providers, school districts, and national product distributors. Each has different needs, but they all share one thing in common: they’ve found a long-term print partner who delivers.

Powered by People and Built for Speed

Behind the scenes, Fotorecord’s success is driven by a team of dedicated professionals who know the industry, understand the timelines, and get the job done right. From account managers who guide clients from concept to completion, to press operators and bindery techs who manage tight production schedules, the team at Fotorecord is built for one thing: dependable results, without excuses.

And speed is no accident—Fotorecord’s equipment lineup, streamlined workflow, and in-house mail department are all designed to minimize lag time and maximize output. When a campaign needs to drop by next Thursday, they make it happen.

Still Local. Still Independent. Still Obsessed with Your Results.

While many print companies have merged, outsourced, or folded under the weight of industry change, Fotorecord has stayed strong by staying focused. They’ve embraced technology without losing the human touch. They’ve expanded their capabilities while staying grounded in service.

As they celebrate 31 years in business, one thing remains unchanged: Fotorecord is still solving problems, still delivering results, and still proving that print—when done right—is anything but dead.

6TH ANNUAL

The 6th Annual GOAL Magazine Gala, held on April 25th at the stunning Venue at Live! Casino, was nothing short of unforgettable. Guests arrived dressed to the nines, walking the red carpet where SkySight Photography captured their most glamorous looks. From there, they entered a breathtaking ballroom, transformed with black floor-length linens, beautiful centerpieces by The Distracted Artisan, and an elegant Casino Royale theme.

What a Night! The 6th Annual GOAL Magazine Gala Was One to Remember!

Guests were greeted with passed hors d’oeuvres, an open bar, a Moscow mule station, and even a martini luge—setting the tone for a night full of excitement and connection. Live music by Scott Blasey of The Clarks added a fun vibe, and the evening flowed effortlessly from cocktails to camaraderie.

A delicious buffet dinner was prepared by the culinary team at The Venue, and guests kept the fun going with faux gaming tables—craps, blackjack, roulette, and even horse racing to learn new skills before hitting the real casino tables downstairs. Whether placing bets or striking a pose in the photo booth, everyone found their kind of fun. The night wrapped up on a high note with a packed dance floor and great music led by DJ AdamBomb, and two lucky guests

walked away with a once-in-a-lifetime cameo experience with Scott Blasey himself.

Guests also generously bid on incredible silent auction items and dropped tickets for chances to win the amazing baskets donated by local businesses and individuals, all in support of a cause close to our hearts.

A heartfelt thank you to Shelley Bortz of KDKA, who brought her signature warmth and charisma as the evening’s emcee, and to every sponsor, guest, vendor, and volunteer who helped make this night truly magical.

One month later, we proudly presented a check for $22,500—the net proceeds from the Gala—to Shop with a Cop founder, PA State Trooper Stephen Limani. These funds will help children in our community who are victims of crime or unfortunate circumstances enjoy the magic of Christmas or prepare for prom with confidence—by shopping alongside a local police officer who shows up not just in uniform, but in compassion.

Mark Your Calendars!

SAVE THE DATE: April 17, 2026 for our 7th Annual GOAL Magazine Gala benefiting Shop with a Cop.

A SPECIAL THANK YOU TO OUR SPONSORS WHOSE SUPPORT HELPED TO MAKE THIS EVENT A RESOUNDING SUCCESS:

To view more photos from this event:

Photos captured by SkySight Photography

Finding Peace of Mind Through Pre-Planning

There are many decisions that need to be made within the first 24–48 hours after losing a loved one, and it can be incredibly difficult to think clearly during such an emotional time. Pre-planning gives you and your family peace of mind, knowing your wishes are recorded and that important details are already taken care of.

Planning ahead can be as simple as documenting your wishes with a funeral home or as comprehensive as funding funeral expenses in advance. If you need to make changes after pre-planning, we can help update your wishes at any time. Additionally, all arrangements are fully transferable to another funeral home if you choose to relocate in the future.

When you meet with a funeral director to begin the preplanning process, they will ask a series of personal questions to document your individual preferences and create a personalized funeral plan.

To start, you’ll need to gather vital statistics about yourself that the funeral home will need to process a death certificate.

Your funeral director will also collect personal details for your obituary, such as family members, affiliations, hobbies, and interests.

You will also be asked about your preferences for the funeral service, the participants involved, and your final disposition. Topics typically discussed during a pre-arrangement meeting include:

The Funeral Service

• Choice of burial, cremation, or green burial

• Selection of a casket or urn

• Type and location of services

• Floral arrangement preferences

• Photographs and memorabilia for visitation

• Music selections

• Plans in case of an out-of-town death

Participants

• Choice of clergy or officiant

• Selection of pallbearers

• Family members to give readings or eulogies

Final Disposition

• Choice of cemetery

• Burial or cremation plot, mausoleum, or niche

• Monument selection

There are many details to consider, but remember—you don’t have to make every decision right away. Starting the conversation is a meaningful first step.

Peace of Mind Seminar

Presented by Hartman-Graziano Funeral Home, Inc., where we’ll walk you through the pre-planning process and answer your questions in a relaxed, no-pressure setting.

The seminar will take place on Thursday, August 7th at 6:00 PM at Aroma Italiano 2220 Ligonier Street

Latrobe, PA 15650

A light meal will be served. Reservations are required and seats are limited.

To RSVP, please call 724-537-5575 or email hartmangraziano@gmail.com by August 1st.

If you cannot attend but would still like more information, we’d be happy to send you a complimentary planning guide or schedule a personal consultation.

P.O. Box 304, Latrobe, Pa 15650

724-209-8219

go2goalus.com

info@go2goalus.com

Content provided in GOAL Magazine is for educational, informational, and promotional purposes only. GOAL Magazine does not render professional advice. Recommendations expressed in articles have not been independently tested. Articles contained in GOAL Magazine reflect the perspective and advice of their authors, not necessarily the magazine's publisher. GO2GOAL is a Pennsylvania not-for-profit organization with a 501(c)3 status with the Internal Revenue Service. The official registration and financial information may be obtained from the PA Dept. of State by calling toll free within PA at 800-732-0999.

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.