First Quarter 2022
BRIGHT HORIZONS 2 Message from our President & CEO
New opportunities with our mortgage solutions
Webinar series for college-bound students
3 Estate planning strategies to consider
Why you won't regret preparing early
3 Ways to
Control Expenses in the new year
Improving your money habits, such as budgeting and saving more, can positively affect many areas of your life—not just your financial situation. You might find yourself eager to uproot these hidden costs so you can get closer to living the life you want. 1. Subscriptions Think of all the apps you’re paying for but no longer use: gym memberships, computer software, data storage, and online subscriptions. Plus, with the rising popularity of subscription boxes, you could be regularly paying for boxes for anything from clothing to pet toys. 2. Impulse purchases Regularly making impulse purchases can move you further away from your goals, but every once in a while, it can be beneficial for your happiness. Impulse purchases to watch out for: buying something just because it’s on sale, grocery items that are not on your list, spontaneous nights out, food delivery, and in-game purchases. 3. Fees You probably know you’ll be hit with fees if you’re late with a credit card payment or you bounce a check. But other hidden fees, such as those from your cable or internet provider, might be draining your funds. The great news is you can negotiate many of these fees, such as cable, car insurance, and your cellphone. Shop around for services with the lowest fees (or even better, no fees) or negotiate to have them lowered. Average monthly maintenance fees from MoneyRates.com Checking Account Fee survey, published on 10.27.2021; found on MoneyRates.com/research-center/ bank-fees. 2Our ATM network is fee free for withdrawals for GECU debit cardholders and includes: In-network ATMs include: GECU, Allpoint, MoneyPass, CULIANCE, and Fifth Third ATMs. Foreign transaction fees apply to out-of-network ATMs, see Fee Schedule for details. 3Round-Up: Funds will be added to member's chosen GECU savings or money market account; excluding Certificates, IRAs, or IRA Money Market accounts. 4Our mobile app and Online Banking are free to use; however message and data rates may apply. Contact your service provider for details.
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Cut the fees with GECU Checking When it comes to checking at GECU, the name says it all: Simply Free (that’s right—no monthly fees!). In fact, Simply Free Checking could save you an average of $145 in just maintenance fees annually, compared to leading banks.1 On top of no monthly fees, you’ll enjoy perks like: Access to nearly 100,000 free ATMs and ITMs2
Free Round-Up Savings option3
Top-rated mobile app and Online Banking4
Quick and secure purchases from your mobile device
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Start saving on fees with Simply Free Checking. Scan the QR code to learn more or visit: gereditunion.org/checking.