GBU Life July August Reporter

JULY

AUGUST 2021

WWW.GBU.ORG

WE WANT TO HEAR FROM YOU! We want to know how you feel about your GBU Life products and membership! Please complete and return the survey inside for a chance to win a $100 Amazon gift card (we'll pick 10 winners).

GBU's New Member Mentoring Program GBU's mission is about securing futures for our members while giving back.

That's why we have created the new Bridge Builders Member Mentoring Program. This program connects our members who are starting out or starting over with GBU members who have expert-level experience in their fields. We are all stronger when we work together. Bridge Builders allows you as a GBU member to give back and help build futures in your own GBU community!

HOW IT WORKS Be A Mentor

Find A Mentor

Visit the "Bridge Builders" tab in the GBU Life Member Community. Sign up to become a mentor by listing your areas of expertise. You can set start and end dates for being a mentor, as well as choose how many fellow members you wish to advise.

The Member Community will match you with members looking for advice in your areas of expertise. You can communicate through the Member Community to decide how often you will meet and if it will be via phone call, online or in-person.

You can pause your mentor status at any time.

Visit the "Bridge Builders" tab in the GBU Life Member Community. You can search for a mentor to partner with based on location or areas of expertise. Once a mentor has accepted your request, you can communicate through the Member Community to decide how often you will meet and if it will be via phone call, online or in person. You can change mentors or cancel your activity in the program at any time.

GUIDELINES You must be 18 years of age or older to participate in the program.

You must agree to abide by GBU Life's Program Code of Conduct.

GBU will send periodic surveys via email to gauge program participation and results.

Not a member of the GBU Life Member Community yet? Activate your membership at community.gbu.org by clicking on "Request Invitation."

The Reporter

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TA T A B LE LE OF C O NT ENTS N TE PREPARE

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8 10 12 14 15

Three Ways to Save on Back-to-School Shopping What a Great GBU Career Looks Like Reliable Growth for Your Future Trivia Time!

Keeping Energy Costs Low When Summer is at its Peak 18 GBU's NEW Secure Single Premium Whole Life 19 Preferred Annuities 20 Maximize Your School Fundraiser Through GBU's Give Back Groups Program

LIVE

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Stay Organized this School Year with AmazonSmile Quick & Easy Lunch Ideas Aging Well: Music is Everywhere Game On! Virtual Bingo and Trivia Night Get Fit Golf Get Fit Clubs 2021 Zoom Yoga with Michelle Five Summer Bucket List Items Wedding Do's & Don'ts Five Outdoor Date-Night Ideas Enter the Summer Fun 2021 Photo Contest Go-To Tips for Hosting a Small Summer Party

GROW

45 46 47 48 49 50 51 52 53 53 54 56 57

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Back to Middle School Survival Guide Design the Study Space of Your Dreams Trend Forecast How to Stay Organized Making Friends How to Stay Focused Summer Word Scramble Driver's Safety Reimbursement Love Your GBU Membership?

Little Readers, Big Minds Summer Fun Coloring Contest Story Time with the Queen of Hearts New Jersey-New York Fraternal Alliance 2021 Youth Volunteer Award

MEET

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District Happenings Celebrate Grandparents' Day in a Wild Way! Districts in Action Featured Project GBU Life Home Office Happenings GBU Life Member Match Program Results Announcing GBU's NEW Member Program Birthday Match

GIVE

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76 GBU Life Operation Reach Out 77 Operation Reach Out Coloring Card 79 Pennsylvania Fraternal Alliance 2021 Scholarship Program 80 Scholarship Program 2021 New England Fraternal Alliance 81 Assist in Securing the Future of a GBU Member

by Establishing a Grant 82 How to Host a Family Fundraiser

NOTES

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84 85 86 86

Dear GBU Life ...

What GBU Means to Me GBU Foundation Scholarship Program Donations June/July 2021 Fraternal Kitchen Word Scramble Winner and Participants 86 A Quick Reminder...

86 June/July 2021 Fraternal Kitchen Word Scramble Answers 87 Reader Service Form

July / August 2021

The

REPORTER is

ABO UT

the

official

publication

of

US

4254 Saw Mill Run Boulevard Pittsburgh, PA 15227-3394 T: 412-884-5100 or 800-765-4428 E: communications@gbu.org W: gbu.org Editor: Matthew M. Blistan, Jr. Production Editor: Nancy Kurutz Design and Layout: Rachel Cummins Contributing Writers: Jennifer Stockdale, Natasha Herleman, Rachel Cummins, Anna Meek, Mary Koczan and Olivia Fiore G BU

M ANAG EM ENT

Chief Executive Officer William W. Hunt National VP Matthew M. Blistan, Jr. VP/Chief Investment Officer Timothy King Chief Marketing Officer Lesley B. Mann VP of Operations & Technology Deborah Morgan VP/Controller/Chief Risk Officer Douglas A. Ulrich, CPA G BU

NATIO NAL

D IRECTO RS

Chairman of the Board Lea Ann Hazi David E. Bevins Joseph S. Bielecki Donna L. Brophy, FICF William W. Hunt, CEO Christina MacKellar, CPCU, CIC David L. Pringle John B. Schmotzer GO

G REEN

W ITH

G BU

To receive The Reporter digitally and discontinue receiving it by mail, send an email to memberbenefits@gbu.org. In the Subject line type "I Want to Go Green." Provide your name, email address and mailing address in the body of the email. We will notify you by email when the new issue is online. Please be advised that you will receive a published issue when we are required by law to deliver any notice, report or statement, including notice of election and all amendments to the Articles of Incorporation or bylaws of GBU. HO M E

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The Reporter

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Evolving Technology …

Enabling Business Operations

By Debbie Morgan, AIRC, Vice President of Operations Happy summer! GBU’s operations have seen many changes since my last article in The Reporter. Let me update you on what’s happening.

As we all know, the pandemic turned our workplace world upside down, requiring GBU to drastically change the way its operations are run. This transformation resulted in solidifying our technology platform and thereby promoting a secure, remote-work functionality for our employees. Enabling remote work has also expanded our access to individuals with targeted skill sets that may not be available in the Pittsburgh area.

GBU's incoming mail is all automatically digitized and uploaded into our new workflow system. Continuing to increase enhancing efficiencies on all GBU automated workflows is planned through the end of next year. As a side note, GBU’s initial project efforts were recognized by our workflow vendor, placing us as global semi-finalists in the Changemakers category.

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premium notice and return envelope, which now addresses your premium to our automated lockbox mailprocessing location. These changes help support you and streamline how you interact with GBU. Service We are continuously focusing on how to improve our level of service to our members and producer. Forms and brochures have become more accessible in both print and digital formats, creating a more seamless process for members and producers throughout all areas of GBU. We recently upgraded our phone system to enable analytics that helps us better understand call trends in each of our support areas. This information provides us with data so that we can focus and improve our level of service. We are also working on automating processes in Customer Service as well as New Business/Underwriting, enabled by our new workflow system. It is an exciting transformative time at GBU. Security Cyber security is an extensive, critical and ongoing function of the IT Department. Protecting your information is GBU's top priority as we move through this transformation of processes. We continually monitor the health of GBU’s systems and data security, adjusting procedures and protocols as the industry’s best practices dictate.

Easier Application Processing One of our most significant projects is the implementation of an electronic application to policy delivery process. This process will equip GBU producers with a best-in-class system to submit new business to GBU. This industry-standard system is an easier and more efficient way to process new applications that will be a welcomed addition to our GBU producer’s toolbox and the new system will equate to an easier and a more convenient process for our new, prospective members.

Implementing this system will also completely transform how the New Business/Underwriting Department processes applications, increasing efficiencies by automating many manual functions. We anticipate announcing the rollout of this new system before the end of the year.

Member Feedback Within this issue of The Reporter, you will find our annual member survey. This survey helps us get your feedback on our level of service and helps our Customer Service, Sales, and Fraternal departments determine future focus areas. It would be appreciated if you could take a few moments to provide us your thoughts on how we support you. We’ve made it as easy as possible for you to either fill out and return the paper version included here or simply complete the online version of the survey available on our website at gbu.org. Not only will your comments help guide our service enhancements at GBU, but you could also be the lucky winner of one of ten $100 Amazon gift cards that will be given away.

Internal Improvements Many other projects are improving things behind the scenes. For example, we have created an automated premium-payment process, automatically applying premiums into our systems from bank-generated data information. You may have noticed the changes on your

As we continue to evolve and transform our operations, we will continue to strive to work with you, our members, in whatever method is easiest for you. Whether you prefer the personal touch of a phone call, or the convenience of accessing online available help, we are here to help and serve you in the way you prefer.

July / August 2021

P R E P A R E The Reporter

Develop your financial plan

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three

ways to save on back-to-school shopping 8

July / August 2021

codes to your online order. The buy in bulk discounts populate before

Looking for ways to cut the costs on back-to-school supplies and clothing? We've found three simple tips to save on all your needs.

And remember, back-to-school savings aren't just for the kids.

Keep your eyes open for items needed to stock your home office and the teacher's classroom.

Buy in bulk Do you have a membership for a big-box retail store like Costco, Sam's Club or BJ's Wholesale?

Consider buying pens, notebooks and markers in bulk at these membership retailers. You could split the cost of the items with another school-aged family.

Venmo and PayPal make it easy for you to send and receive payments among family and friends.

checkout, providing you with the final price.

Consignment sales Keep your eyes open for local consignment sales and secondhand shops. You can find discounts of up to 60% off clothing.

Start purchasing at the beginning of summer; buying small amounts each month is easier on the wallet and keeps you within your monthly budget.

Tip: Remember that these retailers also carry electronics, clothing and even shoes!

Use a money-saving browser extension Have you heard of Honey, RetailMeNot Deal Finder or Amazon Assistant? These are easy-to-download, money-saving browser extensions that automatically find and apply coupons, discounts and promo

The Reporter

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WHAT A GREAT CAREER AT GBU LOOKS LIKE

Celebrating Jerilyn McCollum's 40-year+ career at

After more than 40 years with GBU, Sales Support Specialist Jerilyn McCollum is ready to retire. In her time with GBU, Jerilyn has gained extensive knowledge to pass on to future GBU employees, so she will continue consulting and mentoring new sales employees on a parttime basis.

We asked Jerilyn a few questions about her career at GBU so that we can share with all of you what a great career at GBU looks like.

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What first brought you to GBU? My high school friend’s dad was the National Sales Manager at GBU. She contacted another friend to ask if she wanted an interview with GBU; that friend had just accepted a job with another company. I told my friend I would be interested in an interview and was hired!

What has changed the most since you started working here?

As you can imagine, in a span of 42 years much has changed over the years. GBU has grown in so many ways; from the executive structure, product portfolio, agent growth, expanding fraternal programs, financial strength, employee additions and on and on.

GBU

“When I remember GBU, I will first remember all of the wonderful friends and relationships I have had over the years.”

July / August 2021

“I have been very fortunate to have worked with so many wonderful GBU members and producers over the past 42 years.”

The Reporter

What is your best memory from your time at GBU? It’s very hard to pinpoint a specific memory; but, when I remember GBU I will first remember all of the wonderful friends and relationships I have had over the years. I honestly could not have hand-picked better co-workers and executive staff than those that I was fortunate enough to work with over the years.

What advice would you give to new employees just starting out here?

GBU is on the upward move, be dedicated to your job, learn all you can from the “seasoned” staff and don’t ever hesitate to voice your opinions and ideas.

current management, will take GBU to new heights over future years.

What was your favorite movie when you started at GBU and what is your favorite movie now?

Sound of Music, then and now!

You have the floor. Is there anything else that you would like to say about your fantastic career?

I have been very fortunate to have worked with so many wonderful GBU members and producers over the past 42 years. You will always have my heartfelt gratitude for the support and friendship that you have given to me in all the ups and downs a lifetime can bring. Wishing everyone health and happiness always.

What do you think GBU will be like 40 years in the future?

I truly believe that the solid foundation built by past management, coupled with the vision of our

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Reliable Growth for Your Future GBU Life's new Asset Guard Annuity allows for predictable short-term growth of your funds.

In order to reach your financial goals, planned and predictable growth of your funds is important. GBU's new Asset Guard Annuity is a Multi-Year Guaranteed Annuity (MYGA) offering a guaranteed rate over a shorter term. This allows you to plan for guaranteed, fixed growth of your money. The Asset Guard series is ideal for securing growth of your savings when you are close to retirement or for stable growth of your long-term savings. Here are a few questions you may have for determining if this new annuity series is right for you.

How is my rate determined?

Your rate will be the rate that is in effect when you open your annuity policy. That rate will be locked-in for the entire term of your annuity and will not increase or decrease.

What is the minimum annuity that I can purchase?

You can start an Asset Guard Annuity with a minimum of $25,000 and a maximum of $2 million.

Can I add additional funds to the Asset Guard?

No, the Asset Guard only allows for a one-time deposit. You can, however, start a new Asset Guard Annuity with your additional funds.

What guarantee periods are available for the Asset Guard?

Terms of 2, 3, 4 or 5 years are available.

Can I renew when the guarantee period is over?

At the end of each guarantee period, you have 45 days to renew your annuity for another period of 2, 3, 4 or 5 years ending at your 95th birthday. The new rate for the guarantee period you select will be based on the then-current interest rate on your renewal date and may be different than your original guaranteed rate. If you do not make a choice within the 45-day window, your policy automatically renews at the then-current interest rate using the same guarantee period you previously selected. You can also withdraw funds or surrender your annuity during that 45-day window without paying surrender charges or a Market Value Adjustment (MVA).

Is there a death benefit?

Unless an annuity payment option has been selected, upon the death of the annuitant, the beneficiary to the contract will receive the contract value free of any withdrawal charges or MVA. What if I need to make a withdrawal?

You can make a withdrawal of up to 10% of the account value each year, including the first year, without penalty. If no withdrawal is taken in a year, you may take out a max of 20% in one year not to exceed a total of 20%, 30%, 40% or 50% of the contract value for the duration years respectively. For qualified money, Required Minimum Distributions (RMDs) are permitted, even in excess of the 10%. During the 45-day renewal window, the entire contract value is available for free withdrawal.

What if I need to withdraw more than 10%?

An MVA may be charged and surrender charges apply for withdrawals over the free withdrawal amount. Surrender charges are determined based on the contract year.

How can I find out more?

To find out more about the Asset Guard Annuity, contact your GBU agent, or request an appointment at gbu.org.

This product is currently not available for consumers. GBU will provide details when this product becomes available, please contact GBU if you require further details.

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July / August 2021

Linda Billings and Rose Gentile

Paradise Found It’s paradise. That’s how Linda Billings describes her new home in Sarasota, Fla. Most days you’ll find this Virginia transplant out walking along the beach, attending a fitness class, meeting up with friends, and yes, still working part time.

And Rose agrees with that analysis: “Linda is a conservative investor. She knows a lot about astrobiology, but relied on me to give her the peace of mind about not running out of money in retirement, and annuities have helped her accomplish that.”

At 68, Linda doesn’t want to give up what she loves to do: write about astrobiology for NASA. “I find it endlessly interesting and challenging work, but I just don’t want to do it full time anymore,” she says.

“What appealed to me about annuities was their security and dependability.”

Smart Strategies Thanks to the strategies she’s put in place for her retirement, with the help of insurance professional Rose Gentile, Linda doesn’t have to work. As part of the planning they did, Linda purchased several annuities, which now cover 100% of her current and anticipated monthly expenses.

Having that peace of mind means that Linda can enjoy her retirement her way. “I don’t worry when I get into bed. I don’t fret about my financial situation anymore,” says Linda. “How many people headed for retirement are able to say that?”

“Rose offered options,” says Linda. “And what appealed to me about annuities was their security and dependability.”

In addition, she says that as a single woman, there’s comfort knowing she’ll have a guaranteed income stream for life.

The Reporter

This piece has been reproduced with the permission of Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. Life Happens does not endorse any insurance company, product or advisor. © Life Happens 2019. All rights reserved.

Watch Linda’s story at www.lifehappens.org/billings 13

TRIVIA TIME! GBU TRIVIA HAS MOVED TO THE GBU LIFE MEMBER COMMUNITY.

How to play: 1.Log into the GBU Life Member Community at community.gbu.org.

2.Look for the Trivia Question pinned to the top of the newsfeed.

3.Follow the instructions to submit your answer by August 31, 2021.

The first 10 players to answer correctly will win a $20 Amazon gift card. One lucky player will be chosen at random to receive a $250 Amazon gift card!

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July / August 2021

KEEPING ENERGY COSTS LOW When Summer Is at Its Peak

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The Reporter

Take advantage of the breezy evenings.

There is something so relaxing and tranquil about the feeling of a fresh, crisp breeze wafting through a bedroom or kitchen window in the evening. If the forecast is calling for temperatures under 70, get those windows open for the evening and skip the AC altogether.

Keep it dark.

If you have a room that normally gets a lot of sunshine, pull the blinds or curtains closed in the afternoon. If the light still pours through, try switching to room-darkening blinds or curtains for the summer. Keeping the sunlight out is a great way to naturally cool your space without having to run the AC.

Switch to LED bulbs.

Switching your incandescent bulbs with LED bulbs is sure to lower your electric bill and keep your house cooler!

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July / August 2021

Swap out the oven for the grill.

Let's face it: everything tastes better on the grill anyway, right? When planning weekly meals, try to pick meals that can be done on the grill. Don't have the space for a grill?

Consider investing in an Instant Pot or an air fryer. These cooking tools are popular right now, and they don't produce extra, unnecessary heat in your space.

Smart air conditioner use.

If we're talking about ways to cut costs during the hottest summer months, it only makes sense that we talk about the elephant in the room ... air conditioners.

Turn off the AC when no one is home.

Whether you have central AC or window units, here are some things to keep in mind this summer...

Run a fan alongside your AC unit.

The Reporter

Replace your filters as needed.

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GBU’S NEW

Secure Single Premium Whole Life A smart insurance solution for your whole life Pay the policy’s entire premium upfront. This plan may be a good fit for charitable giving, special needs and legacy planning.

Builds cash value over time, guaranteed. The cash value from your premiums grows tax deferred and can be used however you want–to pay for higher education, buy a home or supplement your retirement income.

Insurance that makes a difference At GBU Life (GBU), we specialize in life insurance and annuity products to protect families and anchor retirements.

We do things differently than most insurance providers.

We don’t have shareholders. We don’t have clients. Instead, we have members—members who come to GBU Life to secure their futures, build their legacies and impact the communities around them.

As a member-driven company, we don’t charge service or administrative fees. We don’t have teaser rates that change in the future. Just solid solutions designed by insurance and investment professionals and supported by dedicated service representatives.

Payment of dividends is not guaranteed as the assumptions on which they are based are subject to change. Loans and withdrawals taken against a permanent life insurance policy will reduce the death benefit and may result in a taxable situation. Coverages for disability, accident and/or illness are defined in the policy. Life application ICC20-LLA, FL20-LLA.2. Products not available in all states.

412-884-5100 800-765-4428 4254 Saw Mill Run Blvd.

Pittsburgh, PA 15227 sales@gbu.org gbu.org 412-884-5100 800-765-4428 Fax 412-884-9815 sales@gbu.org www.gbu.org

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July / August 2021

Preferred Annuities SAVING FOR THE FUTURE Our tax-deferred annuities provide competitive interest rates for five- or eight-year periods, ensuring your savings aren’t subject to the stock market’s ups and downs. You can make contributions in a lump sum or a series of payments in either qualified retirement accounts or non-qualified accounts.

Plus, when you renew our Preferred 8 or Preferred 5 annuity, we offer a loyalty bonus rate, an even higher interest rate for the first year of your new term.

Preferred 8 Annuity Minimum initial deposit: $10,000 Maximum 1st-year deposit: $2,000,000 Future deposits limited to $400,000 per contract year (no new surrender period) Annual withdrawals up to 10% of principal without GBU penalty after 1st contract year

Preferred 5 Annuity Minimum initial deposit: $500 or $25/month bank draft Maximum 1st-year deposit: $1,000,000 Future deposits limited to $200,000 per contract year (no new surrender period) Annual withdrawals up to 10% of principal without GBU penalty after 1st contract year

Annual effective yields and loyalty bonus rate are as of 1/1/21 and subject to change at any time. Withdrawals for amounts over those allowed during the guaranteed period are subject to surrender charges defined in the contract. Withdrawals prior to age 59 1/2 may be subject to federal early withdrawal penalty. Consult a tax adviser for specific tax consequences. ANNUITY FUNDS ARE NOT A DEPOSIT OF A BANK-MAY LOSE VALUENOT BANK GUARANTEED. Annuity funds are not guaranteed by the FDIC.

412-884-5100 800-765-4428 4254 Saw Mill Run Blvd.

Pittsburgh, PA 15227 sales@gbu.org gbu.org 412-884-5100 800-765-4428 Fax 412-884-9815 sales@gbu.org www.gbu.org

The Reporter

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MAXIMIZE Your school fundraiser through GBU's Give Back Groups program.

You may have heard about GBU's new member program: Give Back Groups.

If you are a GBU member trying to raise funds for a cause that is important to you, GBU will match what you raise, up to $1,000. Here's how you can maximize your school fundraiser by incorporating GBU's Give Back Groups program.

STUDYING ABROAD

EXTRACURRICULAR

After the year of COVID, Americans all over the country are itching to travel. If you are one of our fortunate members who gets the opportunity to travel abroad through a school program or organization, you can apply for GBU Matching Donations. If your fundraising program/organization qualifies, we will match what you fundraise, up to $1,000.

Fundraising for an extra curricular? Things like sports gear and travel competitions can be a huge financial burden.

If your school coordinates with a qualifying organization to fundraise, we would love to help you build up your fundraiser. You do the fundraising, and we will match what you raise for your extra curricular of choice.

YOUTH DEVELOPMENT CLUBS If you aren't part of an extracurricular through your school district, but you participate in a club in your personal time, that may qualify too. Examples of organizations may qualify for matching fundraising donations include Youth Development Clubs such as Boy Scouts of America, Girl Scouts of America, and 4H.

To learn more about Give Back Groups or to find out if your fundraising organization would qualify for the program, submit an application at gbucares.org/give-back-groups or email memberbenefits@gbu.org.

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July / August 2021

L I V E

Enrich your life

The Reporter

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The AmazonSmile program gives back a portion of your Amazon purchases to the organization of your choice. In order to donate to the GBU Foundation, go to Amazonsmile.com and select 'GBU Scholarship Foundation, Inc.' as the organization you would like to support.

WITH AMAZON SMILE MIDDL

ES CH OO L

B ENT G O C L A S SIC B ENT O BO X , $1 4 . 99

P EN CIL SE T BY C O MPE ND IU M , $ 13.9 9

HIGH SCH OOL D R EAM OOD 2021-2 022 P L ANN ER, $1 0.59

S KY D U E EXPA ND IN G F IL E F O LD E R , $ 7. 9 9

E A ST HI LL P EN C I L C A S E, $5. 99

COLLEGE

H YPR O M 5 P CS DE SK OR G ANI ZE RS , $ 12.9 9 LET SF IT S MAR T WATC H, $3 7.9 9

3-TI ER R O LL I NG U TI L IT Y C ART , $ 34.6 9 BL IS S C OLL ECT ION S D AIL Y P L A NN ER , $1 0.9 9

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July / August 2021

Quick & Easy Lunch Ideas Prep In 10 Minutes Or Less

The Reporter

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EGG ROLL BOWLS INGREDIENTS 1 tablespoon vegetable oil 1 clove garlic, minced 1 tablespoon minced fresh ginger 1 pound ground pork 1 tablespoon sesame oil 1/2 onion, thinly sliced 1 cup shredded carrots 1/4 green cabbage, thinly sliced 1/4 cup soy sauce 1 tablespoon sriracha Kosher salt 1 green onion, thinly sliced 1 tablespoon toasted sesame seeds

YIELD 4 servings

PREP TIME 10 minutes

TOTAL TIME 35 minutes

DIRECTIONS Step 1: Heat vegetable oil in a large skillet over medium heat. Add garlic and ginger and cook for 1 minute. Add pork, stirring occasionally until meat is thoroughly cooked, 8 to 10 minutes. Break meat into small pieces with spoon or spatula.

Step 2: Move pork to the side and add sesame oil. Add onion, carrots and cabbage. Combine with meat, adding soy sauce and sriracha. Cook until cabbage is tender, 5 to 8 minutes. Season with salt.

Step 3: Place on a serving dish, garnishing with green onions and sesame seeds. Serve.

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July / August 2021

LEMON CHICKEN WRAPS INGREDIENTS 1/4 cup plus 2 tablespoon extra-virgin olive oil, divided Juice of 3 lemons, divided 2 cloves garlic, minced 1 teaspoon Italian seasoning Kosher salt Freshly ground black pepper 1 pound boneless, skinless chicken breasts 1/2 cup plain Greek yogurt Hot sauce, to taste 1/2 teaspoon paprika Pita bread Butterhead lettuce Sliced tomatoes

YIELD 4 servings

PREP TIME 5 minutes

TOTAL TIME 50 minutes

DIRECTIONS Step 1: Make marinade: Whisk together 1/4 cup oil, juice of 2 lemons, garlic, Italian seasoning, salt and pepper. Using a large Ziploc bag, add chicken breasts and marinade, toss to coat. Let chicken marinate for a minimum of 30 minutes and up to 4 hours.

Step 2: Heat remaining 2 tablespoons oil in a large skillet over mediumhigh heat. Add marinated chicken breasts and thoroughly cook, about 8 minutes per side. Remove from pan, let rest and slice.

Step 3: Make spicy yogurt sauce: Mix together yogurt, juice from remaining lemon and hot sauce. Season with paprika and salt.

Step 4: Assemble wraps: Using a piece of pita bread, add lettuce, tomato and chicken slices, drizzle with spicy yogurt sauce. Wrap in a piece of parchment paper, serve.

The Reporter

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TURKEY CLUB CUPS INGREDIENTS 12 slices roasted deli turkey 12 slices sharp cheddar 1/4 cup mayonnaise 2 tablespoon Dijon mustard 1/2 head iceberg lettuce, shredded 1 pint cherry tomatoes, chopped 1 avocado, chopped 8 slices bacon, cooked and chopped

YIELD 12 servings

PREP TIME 10 minutes

TOTAL TIME 20 minutes

DIRECTIONS Step 1: Preheat oven to 400°. Lightly grease muffin tin with cooking spray.

Step 2: Place 1 slice of turkey into each muffin cup. Place 1 slice of cheddar on each slice of turkey. Bake about 10 minutes, when cheese is melted. Let cool slightly.

Step 3: Mix together mayo and Dijon in a small bowl. Add a dollop to the bottom of each turkey cup, spread. Add lettuce, cherry tomatoes, avocado, and bacon to each cup.

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July / August 2021

TACO-STUFFED AVOCADOS INGREDIENTS 4 ripe avocados Juice of 1 lime 1 tablespoon extra-virgin olive oil 1 medium onion, chopped 1 pound ground beef 1 packet taco seasoning 2/3 cup water Kosher salt Freshly ground black pepper 2/3 cup shredded Mexican cheese 1/2 cup shredded lettuce 1/2 cup quartered grape tomatoes Sour cream

YIELD 4 to 8 servings

PREP TIME 10 minutes

TOTAL TIME 25 minutes

DIRECTIONS Step 1: Halve and pit the avocados. Scoop out a small amount of avocado to create a larger space for the meat. Dice removed avocado and set aside.

Squeeze lime juice over all avocados to prevent turning brown.

Step 2: Heat oil in a medium skillet over medium heat. Add onion and cook 5 minutes. Add ground beef, separating the meat with a wooden spoon.

Cook until the beef is no longer pink, around 6 minutes. Remove from heat and drain fat. Stir in 2/3 cup water and taco seasoning. Once boiling, reduce heat and simmer uncovered for 3 to 4 minutes, stirring often until thickened. Season with salt and pepper.

Step 3: Fill each avocado half with beef. Top with remaining diced avocado, cheese, lettuce, tomato and a dollop sour cream.

The Reporter

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AGING WELL: MUSIC IS EVERYWHERE

Music is everywhere. All of us can engage in listening to music almost anywhere at any time. Fundamentally, music is a combination of sounds, and sound is vibration. Music is made of vibrations of different frequencies as heard in the sounds of the ocean waves careening to shore and birds chirping.

Even the rain hitting the roof top can be thought of a gentle melody that helps one relax and fall to sleep.

Music is rhythmic not only to our ears but to our hearts and souls. Hearing a song from 40 or 50 years ago can bring an instant emotional response of nostalgia, catapulting past experiences into the present.

Music is powerful. It can make us want to move and sing in a way we would not in its absence. Moving and being creative can help people to extend themselves. It helps us to be spontaneous, more conversational and jovial.

Music is also healing. In times of loss and great sadness we often turn to songs and sounds that mirror our feelings, and we listen to them repeatedly until the bleeding has stopped. Music is medicine. It helps patients recover after surgery and can underscore a positive attitude during treatments and therapies. Music is successfully used to reduce certain symptoms of depression.

Music covers our lifespan and journals our years better than anything else. It is a constant companion even when we are isolated. It is confetti, a strong hug and a deep cry. It is what we are when we need it most.

Cathy Graham is the director of Graceful Aging Wellness Center, part of Bethlen Communities in Ligonier, Pennsylvania, and a District 3000–HRFA member. cgraham@bethlen.com

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July / August 2021

Get to know fellow GBU members from all over the country while you test your BINGO and trivia skills!

Virtual

Virtual

BINGO NIGHT

TRIVIA NIGHT

THURSDAY, AUGUST 19 7 PM

THURSDAY, SEPTEMBER 16 7 PM

Enjoy fun conversation with your fellow GBU members while trying to be the first to shout BINGO! Will you have the lucky card?

We'll team you up with four of your fellow, best-and-brightest GBU members to put your knowledge of all things trivial to the test!

Sign up to play at community.gbu.org/events The Reporter

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ODAY!

SIGN UP T

P RE S E NT S

GET FIT GOLF RECORD YOUR GOLF SCORES USING THE GET FIT GOLF SCORE TRACKER AND EARN AMAZON GIFT CARDS WHEN YOU IMPROVE YOUR SCORE (COMING SOON) SHARE PICTURES, COURSES AND TIPS WITH OTHER GBU MEMBERS TAKE PART IN MEMBER-ONLY CONTESTS AND HAVE ACCESS TO EXCLUSIVE GET FIT GOLF CONTENT To sign up for the club, request to join the online member community at community.gbu.org and select Get Fit Golf as an interest group. Already part of the community? Request to join the Get Fit Golf Club on the interest page in the upper right-hand corner by clicking join.

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July / August 2021

GET FIT CLUBS 2021 Way to go to these Get Fit Club members who are on the 2021 GOOD HEALTH TRACK, reached one or more of the levels and reported mileage.

Ages 18-25

Ages 26-49

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Miles reported as of June 30, 2021.

Activity Bike Run Walk

Miles reported as of June 30, 2021.

Activity Bike Run Walk

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Ages 50-69

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Miles reported as of June 30, 2021.

Activity

Bike

Run

Walk

July / August 2021

Ages 70+

Miles reported as of June 30, 2021.

Activity Bike Run Walk

ATTENTION CLUB MEMBERS You can now report your mileage any time by going to community.gbu.org and selecting the Fitness Tracker tab. You can monitor your current standing by joining the Get Fit Club on the GBU Life Member Community. Please allow 24 hours for your latest mileage submission to be reflected on the Fitness Tracker.

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ZOOM YOGA with Michelle Join certified yoga instructor, Michelle Lesutis, every Tuesday night at 7 p.m. for relaxing, evening yoga sessions and meditation from the comfort of your own living room. The course will start out as a beginner's level course and will get slightly more advanced each session over the six-week period. All experience levels welcome!

Visit community.gbu.org/events to RSVP.

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July / August 2021

FIVE SUMMER BUCKET LIST ITEMS With summer finally here, it is a great time to focus on things you have been meaning to do but maybe have not had the time or the ability to so. After a little over a year of being indoors, it’s time to enjoy the sunshine and cross some items off your summer bucket list. Need some ideas to get started? Check out these five summer action items.

1. Visit Whether you are eager to see your grandparents or a college roommate, book an international destination or take in some sights a few states away, make sure you work in a travel arrangement or two this summer. While many of us kept in touch virtually, there is nothing like seeing family and friends in person. Use a travel site like Kayak.com to find the best rates and compare deals on flights, travel packages and more. Before you visit, check the CDC’s website for the most up-to-date information on travel guidelines.

2. Create Have you wanted to refinish that old dresser in your bedroom? Or is your Pinterest board overflowing with potential projects? If this sounds like you, it’s time to grab a paintbrush and get creative! You can have a DIY summer when you create unique bird feeders, works of art or renew existing items in your house. Go green and upcycle, or use recycled items for your next creative project. Prepare to be blown away by the possibilities when you enter “upcycled furniture ideas” into your favorite search engine.

3. Volunteer Many non-profit organizations are starting to re-open their doors and accept in-person volunteers at their facility. The pandemic has been tough on businesses and agencies across the board, but charitable organizations have taken a big hit. Do some good in your community and contribute to a cause you love when you volunteer this summer. If you’re unsure where to start, visit volunteer.charitynavigator.org/ and enter your zip code to find opportunities in your area. Sign up for a virtual or in-person event near you.

4. Learn It’s never too late to learn something new. Learning exercises your brain and is very exciting! It can help reduce cognitive decline in older adults, combat depression and encourage well-being in other areas of your life. Take this summer as your opportunity to learn something you’ve always wanted to. Take those guitar lessons, sign up for a LinkedIn Learning course or learn how to tie a bow tie.

Set a goal for yourself and enjoy that rewarding feeling when it’s all said and done.

5. Play The stress of this past year still weighs on all of us. Many of us had to balance work and home life simultaneously or, we were disconnected from loved ones for what seemed like an eternity. If anything, the past year has taught us that it’s important to live in the moment. So, embrace that kidat-heart mentality and PLAY. Ask your grandchildren to come over and teach you the latest Tik Tok dance. Or, when you visit that college roommate, indulge in a silly game of charades. Relieve some tension and interact with loved ones in a fun way when you make it a point to play this summer.

Love the ideas listed here? Check out the back of this page and keep track of your progress with GBU's Summer Bucket Checklist.

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July / August 2021

WEDDING

Do's & Don'ts

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This past year was a slow year for weddings and social gatherings ... to say the least.

After an entire year of minimal social interaction, here is a reminder of what you should definitely do, and what you should try to avoid as a wedding guest this summer.

Do ...

RSVP before the deadline.

Assume you can bring a plus one.

We understand that you might have a lot going on this summer. After an entire year of limitedto-no social gatherings, we are really making up for it. As soon as you know that you don't have a date conflict, get that RSVP back in the mail!

Unless your wedding invitation states "and guest," do not just assume you can bring a date.

Show up early with time to spare.

This doesn't mean showing up an entire hour before the ceremony starts. You should plan to arrive at least 20 minutes prior to the start of the event to give yourself enough time to find your seat and get settled in. No one likes the interruption of guests funneling in late ... especially not the bride and groom.

Take your wedding favor.

If the bride and groom provide a wedding favor to you as a guest, take it! A lot of time, effort and money go into wedding favors.

Whether you like it or hate it, make sure you take it with you when you leave.

Sign the guest book.

Trying to think of something meaningful or witty to say on the guest book can be a lot of unnecessary pressure. Guests often skip signing for that reason. Make sure you take time to sign the book, even if you just sign your name.

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Don't ...

Ignore the dress code.

Unless the wedding invitations state something different, pick an outfit that would be considered business casual. Ladies, if you are attending an outdoor wedding, wear flats instead of heels. And whatever you do, don't wear white or a shade that is close to white unless you want to hear faint whispers and see pointing from those around you.

Complain ... about anything.

No wedding day is perfect, unless it is your own. You may encounter some things that are less than ideal. Perhaps you have to sit through a ceremony in a church without air conditioning or get a salty appetizer. Keep your complaints to yourself ... at least until you get home!

Over drink.

Open bars can make for a pretty enjoyable evening. They are great places to try cocktails you've never had before. Not only are they on the house, you have the entire evening to sample. If you are planning on partaking, make sure you have a full meal or some appetizers beforehand. Another great rule of thumb is to treat yourself to a glass of water between each cocktail or glass of wine.

July / August 2021

FIVE OUTDOOR DATE-NIGHT IDEAS Laying poolside, soaking up the rays, going on a family vacation and enjoying some much-needed relaxation and warm weather means that summer is officially upon us.

Of course, there are probably a million ideas that you are dying to check off your bucket list over these next three months, either with your significant other, friends or family.

Here are five fun, outdoor date-night ideas that you and your significant other can do this summer!

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1. Outdoor movie night Having an outdoor movie night with your significant other is a fun and easy way to do something different with minimal effort. To have a successful, magical movie night under the stars, you are going to want to get a plain white sheet, wire, clothespins, string lights, a projector and lots of pillows and blankets. First, hang the wire up by tying it in between two trees. Then, place the sheet over the wire, and secure it with clothespins so that the sheet does not blow away. Next, set the projector up. Hanging string lights is optional, but it adds to the overall vibe and makes it feel cozier. Lastly, get plenty of blankets and pillows, and of course, snacks. Now you are ready to enjoy the perfect movie night under the stars.

2. Sunset picnic No matter where you live, you will always be able to find a romantic spot to have a picnic and enjoy the beautiful sunset. Grab your partner and head to the beach, the park or any hidden gems that you know of. Pack a picnic basket with your favorite meal and both of your favorite snacks! Candles, blankets and pillows are a good idea to make it more romantic.

3. Wine tasting Wine tasting is the perfect, fun, summer date-night idea for you and your significant other. Go on a weekend getaway to a vineyard or take a day trip to a winery near you. Make sure to go on a tour of the winery and taste the wine and the variety of different cheeses which they offer. Enjoy a day of luxury and relaxation with your partner on this great date-night idea.

4. Cooking class A cooking class is the perfect, laid-back date-night idea. Search online for places near you that provide cooking classes. Depending on where you go, the classes should be relatively cheap.

Spend the whole day learning how to cook a new meal with your partner, then on your next date night you can make this new dish together!

5. Bike ride If you are on a budget, then this is the perfect date idea for you. Bring your own bikes or rent some if you do not own bikes. Go to a trail, the beach, the city or just around your neighborhood or local park. There are so many changes in scenery too. After your bike ride, grab some lunch or dinner to top off the perfect day.

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July / August 2021

SUMMER FUN

ENTER THE 2021 PHOTO CONTEST!

Send us your favorite photo that depicts the photo contest theme, SUMMER FUN! Your picture entry may be anything from a barbeque, kite flying, outdoor concert, amusement park, ice cream, waterslide, road trip, camping, baseball game, miniature golf, boating and on and on! You get the “picture"! We so look forward to receiving an entry from you!

High-resolution digital photo(s) (those coming directly from your camera, not downsized) can be emailed to contest@gbu.org. Please put in the subject line 2021 Photo Contest Entry. Include the member's full name and address in the body of the email.

RULES 1. Contest is for GBU members/policyholders of all ages.

2. Black-and-white or color prints or photo files are acceptable. Do not mount photos.

3. Photos must be submitted as taken. (This means no touch ups or cutting/cropping off parts of the picture.) Photos can be enlarged to any size not exceeding 5" X 7".

4. Do not write on processed print photo’s front or back (you can ruin your photo this way). Attach a note with member name and address on the back of the photo(s).

5. A maximum of two photographs may be submitted per insured member/policyholder. No entrant can qualify for more than one award per contest.

6. The contest runs through Monday, October 25, 2021.

PRIZES First Prize Second Prize Third Prize Fourth Prize Fifth Prizes (3)

HOW DO I ENTER? Processed print photo(s): Attach the member's name and address to the back of the processed photo then mail to GBU Fraternal Department PO Box 18739 Pittsburgh, PA 15236

The Reporter

$200 $100 $75 $50 $25

GENERAL INFORMATION Judges reserve the right to accept or reject any or all entries. Their decisions will be final. Processed print photo(s) will be handled at the GBU Home Office with the utmost care and will be returned.

GBU reserves the right to reproduce entries for whatever use it wishes, providing proper credit is given. Permission does not include the sale of such photos.

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go-to tips for hosting a small Summer party

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July / August 2021

let's party HOSTING A SMALL, SUMMER GATHERING DOESN'T HAVE TO BE STRESSFUL! FOLLOW THESE TIPS FOR YOUR NEXT PARTY SO YOU CAN KICK BACK AND RELAX WITH YOUR GUESTS. U se yo ur f a v or i t e re ci p e s. Preparing some appetizers or small plates? While it's tempting to try new dishes, go with what you know. Your tried and true are sure to please your guests. Tip: Hot weather can quickly warm, melt or welt food. Consider making dishes that can withstand warmer temperatures.

R e m e m be r t h e musi c. Prepare a playlist or choose a channel so you won't have to think about tunes throughout the evening.

I ce , i ce a n d mor e i ce . Make sure your freezer and coolers are fully stocked with ice to keep beverages and food cold. Tip: If a guest asks to bring something, tell them to grab ice. (You can never have enough!)

The Reporter

W eathe ring the ou t doors. Expect the unexpected when it comes to weather. If you're planning an outdoor party, consider having a backup location for guests in case it rains or gets too hot. Do you have enough space and seating in your living room or dining room? If not, consider exploring alternative options such as your garage, basement or a tent.

St ock u p on b ev e ra ge s. Help guests cool down by supplying plenty of drink options. Tip: Buy bulk bottled water, flavored seltzer, soft drinks and more at your local membership warehouse. You can even set up drink dispensers and prepare pre-mixed lemonade and iced tea to curb the cost.

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G R O W

Just for kids

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July / August 2021

MIDDLE

BACK TO SCHOOL SURVIVAL GUIDE MAKE THIS THE BEST YEAR EVER WITH OUR GUIDE TO HELP YOU Arrange your dream study space Catch up on the latest trends Get tips on staying organized Make friends forever Learn how to stay focused

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As a middle school student, studying for tests and quizzes will take up quite a bit of time and is crucial to your success in school. No pressure, right?

Well, we have a few tips that can make the space you study in one of your favorite places to be and help you focus on your schoolwork.

PICK YOUR SPACE First on the list is to pick your study space. This could be a corner of your bedroom, your family’s living room or just a place in your home that you can get comfortable in. Don’t forget to choose an area that is free of distraction. This could be noise from other family members, pets or electronics that can easily distract you.

whether that be posters, string lights, pictures, drawings or anything that makes you smile. These items are going to set the tone of the study space and make it one of a kind.

Remember, the touches you add to this area will make it uniquely yours, so choose wisely. Grab a comfy chair or cushion to make your space inviting.

STOCK YOUR SPACE When you’re "in the zone" while studying, there’s nothing worse than your pencil breaking, your pen running out of ink or your Post-Its going missing. It’s best to stock your study space with all of the tools to make your time efficient. Don’t forget to grab a variety of different color highlighters to

MAKE IT YOURS

color code your notes!

Once you’ve chosen your space, it’s time to make it your own! This is your chance to add your favorite things,

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July / August 2021

FOR MIDDLE SCHOOLERS As kids prepare for in-person learning this August, many of them can’t help but wonder: what am I going to wear? Attending class virtually in their pajamas was a nice break for kids (and their parents' wallets). But let’s face it, kids are ready to head back into the classroom looking like they never missed a beat. Here are three fashion trends popping up at popular retailers like Target, Old Navy and Kohl’s.

TIE-DYE Everywhere you turn it’s tie-dye as far as the eye can see. From hoodies to shoes, kids can complement any outfit with this colorful, playful pattern.

90S THROWBACKS Many 30- and 40-year-old parents will be singing Everything old is new again. Especially when they see 90s pop-culture references on everything from t-shirts to backpacks.

STRIPES Although never out of style, there is an abundance of striped clothing showing up in stores and online.

From brightly colored dresses to cool-toned t-shirts, there is something for everyone.

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Back To School How To Stay Organized The annual back-to-school surge which starts late July to early August can be a stressful but exciting time for families. A school supplies list often gets sent out with a laundry list of necessary items to purchase for the start of the school year. Notebooks, binders, folders, planners, crayons, pencils, pens and markers are just at the top of the list. Staying organized is key to having an easy, fun and productive school year. Here are five tips and tricks to staying organized during the hectic school year.

1. Block out a time frame each day to do homework.

After a long day of learning, being assigned homework for the next day is not ideal. Coming home and turning on your favorite show or playing with your favorite toy can be very tempting. Get into the habit of setting aside an hour each day after school to focus on homework. Find a quiet and comfortable place to do work, such as a desk or the kitchen table. Grab an after-school snack to help fuel your brain and get to work.

2. Use a daily planner to stay on track with assignments.

A planner is a great way to help you stay organized. After being assigned homework or a project, write down the assignment, subject and due date in the planner so you do not forget to complete it. Once you finish an assignment, put a checkmark or star next to it so you know that it is completed.

3. Color coordinate your school supplies with each subject.

When shopping for school supplies, buy the same color notebook, folder and binder for each individual subject.

For example, you would have a blue notebook, folder and binder for English and a red one for math. By color coordinating each subject, you can keep all your English homework and assignments separate from your other assignments and prevent them from getting mixed in with a different subject.

4. Organize your backpack the night before.

Before you get ready for bed, organize and pack all your school supplies into your backpack to make for an easy stress-free morning. Set the backpack by the front or back door so you may easily grab it each morning.

That way, even if you are in a rush to get out the door, you know that everything should be in the backpack, and you are less likely to forget certain things.

5. Pack a lunch the night before.

Packing a lunch the night before school can relieve some pressure off your shoulders and help your morning run a little more smoothly. Help Mom or Dad pack your lunch by getting your favorite snacks out and putting them into bags or containers. After the lunch box is all packed, put it in the refrigerator to keep the food cold overnight and all you have to do is grab it in the morning!

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July / August 2021

BACK TO SCHOOL SURVIVAL GUIDE Making Friends

Share your interests.

When having conversations with new people, a great way to identify a potential friend is to identify those who have similar interests. In order to do that, you should always feel comfortable sharing your favorite things to do with others. Whether it’s bike riding, hockey, a video game or something else, you’ll be surprised how many people out there like the same things.

Learn what interests others.

Ask others what kinds of things they like to do.

Not only will you be able to find common ground more easily by learning what other people like, you may just pick up a new hobby this way too!

Introduce yourself to a new person every day.

The key to making as many friends as possible is to talk to as many people as possible. Seek out a person that you’ve never met and introduce yourself to them.

Join a school club or a team.

Joining a group is a great way to make friends because it puts you in a position where you spend a lot of time with your teammates.

Learning to rely on your teammates can forge strong bonds and celebrations of shared successes.

Above all: be yourself.

The most authentic way to meet new friends is to just be yourself and not put too much pressure on yourself to act a certain way. It’s okay to laugh at yourself and be silly. People will feel more comfortable being around you if they feel like you don’t take things too seriously.

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How To

STAY FOCUSED Sometimes staying focused during class, study time and practice can be tough. Here are some tips to help you stay focused even when your friends (or a nap) are waiting.

STAY HEALTHY

Good nutrition and health is the first key to staying focused and alert. If you are tired or hungry, it is nearly impossible to focus. Make sure you eat breakfast and lunch, and bring healthy, portable snacks for in between if you need them. Eating a diet high in protein (like chicken or turkey), complex carbohydrates (like sweet potatoes and whole grains) and natural sugar (from fruit) will give you the most energy, while healthy fats (like those from nuts) will give you longer focus and more brain power.

Be sure to take time for physical activity, too. If you can get up early enough, take a walk or run, bounce on your trampoline or stretch with some yoga before school and make some time for exercise when you come home as well.

Don’t neglect your sleep. If you are between 12- and 18-years old, you need 8-10 hours of sleep each night. While it may seem crazy to go to bed at 8 PM, you will find that you are more focused and energetic for both studying and fun throughout the day.

BE KIND TO YOUR FUTURE SELF

One reason for losing focus during the day is thinking about things you need to remember or worrying about things you forgot to do. Be nice to your future self by not procrastinating. Complete tasks and chores as early as you can. Take time in the evening to prepare for the next day. Make sure your homework is in your backpack, your notes are organized and your snacks are packed. Start on your long-term assignments early so you don’t feel rushed to complete them. Keeping a to-do list handy can also save the brain power needed to try to remember the things you need to do.

SET GOALS AND REWARDS

Set realistic goals for yourself for homework, studying and practicing. Make sure you leave time to rest or do things that you enjoy. This will keep you from feeling overwhelmed. Estimate how long you want to spend on each task. When your tasks are done, reward yourself with something you love such as a favorite snack, watching a show or hanging out with friends. If you have difficulty keeping yourself accountable for getting your work done, ask a parent or a friend to help remind you when you are not sticking to your schedule.

MAKE TIME TO THINK ABOUT OTHER THINGS

Sometimes distracting thoughts can keep you from fully focusing at school or practice. What outfit you are going to wear on the weekend, what that thing your friend said really meant or why your mom won’t stop bothering you to clean your room are all very important things to ponder, but they can keep you from hearing the answers to next week’s chemistry test. Make some time to think about and resolve the thoughts that are distracting you. Keeping a notebook to write down the things you need to think about can be helpful. Time at the beginning of class before the teacher starts talking, time during lunch or time while you are running laps in gym class are all great times to ponder these questions.

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July / August 2021

FRATERNAL PUZZLE FOR MEMBERS AGE 10-14. Answer the questions below by filling in the blanks in the puzzle. Email (contest@gbu.org) or mail (GBU Fraternal Department, PO Box 18739, Pittsburgh, PA 15236) the participant's name and email address, along with your answers to this fraternal puzzle for a chance to win a $25 Amazon gift card. Members must provide a valid email address as the gift cards are sent via email.

1.

2.

3.

4.

5.

6.

7.

8.

9.

10.

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chaeb olop asdn pfil sflpo gmsniwmi anolemrwte gsfniih danoelme iivdng rbdao dsatseclna

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DRIVER'S SAFETY REIMBURSEMENT FOR TEEN DRIVERS

Getting a driver’s license is a major milestone in a teenager’s life and that is why GBU is pleased to make available our New Driver Reimbursement Benefit!

GBU promotes driver safety and education programs such as high school in-classroom driver’s education programs and online courses as offered by driversed.com. In many states, everyone has to take driver’s education in a classroom setting, but now in many states you can do it online! A Driver's Education Course can prepare a new driver in Obtaining an accredited driving school certificate Preparing for the Learner’s Permit Test Learning rules of the road Building confidence Teaching personal responsibility Mechanical knowledge Defensive driving techniques May even lower car insurance and earn high school credits As a fraternal benefit, GBU will reimburse a member 50 percent of the in-classroom or online course fee (up to $50 maximum) after he/she has successfully completed a Driver’s Education Certification Course. Eligible for the fraternal benefit are driver programs beginning as of July 1, 2021. Just send a copy of your completion certificate and payment receipt and we will mail you a check for half of the cost (up to $50 maximum).

FOR DRIVERS 50 AND OLDER

A driver’s safety program is a refresher course designed for older drivers that can: Reduce your chance of being involved in a traffic accident Save on your automobile insurance Help maintain your mobility and independence Teach preventative driving measures that can help save lives GBU promotes driver safety programs. Designed to meet the specific needs of older drivers, these programs cover agerelated physical changes, declining perceptual skills, rules of the road, local driving problems and license renewal requirements. Courses are offered in the classroom and online.

Most classroom courses are taught in two four-hour sessions; some one-day courses and weekend courses are also held.

You must contact the course location or instructor to preregister for the course.

The online course has the same valuable information and strategies for safe driving as the classroom course but is selfpaced and interactive.

The Department of Transportation and Insurance in most states has endorsed driver safety programs and requested that automobile insurance companies provide a premium discount to program graduates. If you and your spouse are listed on the same insurance policy, verify with your insurance company if you must take the course together to receive the insurance premium discount. The Department of Motor Vehicles and Insurance in most states support online driver’s education program. State stipulations may apply. GBU does not endorse any one specific driver education program.

For questions, please call or email the GBU Life Fraternal Department at the contact information below.

PO Box 18739, Pittsburgh, PA 15236 412-884-5100 800-765-4428 memberbenefits@gbu.org gbu.org

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July / August 2021

LOVE YOUR GBU MEMBERSHIP? Refer your friends and family and get rewarded!

GBU WANTS MORE MEMBERS LIKE YOU Refer your friends and family, and GBU will reward you with a $100 Visa gift card for each new member that joins.

Limit $300 max reward for new members in the same household You may claim a reward for non-GBU members in your own household Rewards apply to members who join from July 1, 2021, or later New member must be registered to referring member via inside.gbu.org/referral To apply your reward go to inside.gbu.org/referral to register. We will contact your referrals and identify the best GBU membership solution to meet their needs.

Little Readers, Big Minds GBU is pleased to make available for purchase The Nickels, Dimes, and Dollars Book at a special discounted price. As a GBU member, you can purchase this wonderful educational tool for just $10 per book.

A WISE KID’S GUIDE TO MONEY MATTERS The Nickels, Dimes, and Dollars Book will help kids make smart decisions about how to spend, share, save, earn and grow their money.

This activity book is a conversation starter and an educational tool that inspires children to develop valuable skills and healthy habits that can support their well-being and financial futures. Appropriate for ages 6 and up.

To purchase the book, indicate on the Fraternal Library section of the Reader Service Form (located on the inside back cover) and mail it along with your check payable to GBU. The Nickels, Dimes, and Dollars Book was written by Ellen Sabin and published by Watering Can® Press. Watering Can® is committed to creating and distributing books and other products that nurture and inspire children as they grow into their roles as healthy, kind, confident and giving world citizens.

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SUMMER FUN COLORING CONTEST GBU members/policy holders between the ages 3 to 9 can enter their colored page in this year's contest theme: Summer Fun. Judging is from three age categories: Category I: Ages 3 and 4 Category II: Ages 5 and 6 Category III: Ages 7, 8 and 9 Entrants may use crayons, colored pencils, markers or water paints. Entries will be accepted through Monday, October 25, 2021. The picture on the next page can be reproduced, or copies can be obtained by calling the Fraternal Department at the GBU Home Office (800-765-4428). Feel free to create your own background design.

Painting and art made easy for everybody!

Sign up now!

CASH PRIZES FOR EACH CATEGORY First prize: $75 Second prize: $50 Third prize: $30

HOW TO ENTER

Send the 3- to 9-years-old GBU member's coloring contest entry with his/her name and address on the back of the child's colored page, to GBU Fraternal Department PO Box 18739 Pittsburgh, PA 15236.

Or email contest@gbu.org with "Coloring Contest Entry" as the subject line.

GENERAL INFORMATION

Judges reserve the right to accept or reject any or all entries. Their decisions will be final.

Artwork will be handled at the GBU Home Office with the utmost care. GBU reserves the right to reproduce entries for whatever use it wishes, provided proper credit is given.

Permission does not include the sale of such work.

Send in your child's entry today! Happy Coloring!

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July / August 2021

Summer Fun Coloring Contest For GBU members/policyholders between the ages of 3 to 9. Please write name and address on the back of the colored entry.

Coloring page credit: Homemadegiftsmadeeasy.com

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INTRODUCING

sTORY TIME with the Queen of Hearts Join storyteller and fellow GBU member, Kim Adley (Queen of Hearts), for a virtual story and guided art project.

AUGUST 16, 2021 | 6:30 PM RSVP for this free event at Community.gbu.org/events

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July / August 2021

NEW JERSEY-NEW YORK FRATERNAL ALLIANCE 2021 YOUTH VOLUNTEER AWARD One of the most important fraternal programs offered by the New Jersey-New York Fraternal Alliance (NJNYFA) is its Youth Volunteer Award Program. Each year the NJNY FA chooses deserving students from a member society based on their volunteer achievements with their society as well as the community at large.

Award winners each receive a $500 check. The Youth Volunteer Award Committee of the NJNY FA will make the selection of the award recipients. Recipients will be notified by mail and will be recognized at the Alliance’s annual convention. To receive an application and a Statement of Application form, please email memberbenefits@gbu.org.

Applicants must Be a current member for at least one year of a member society of the New Jersey-New York Fraternal Alliance (GBU is a member) Be between the age of 16 and 22 at the time of application Obtain a recommendation letter from your fraternal benefit society Sign the Statement of Application on the bottom of your application form Return the completed application and letter of recommendation, postmarked no later than September 1, 2021, to: Robert A. Galdon, Jr. NJNY FA Youth Volunteer Award Committee PO Box 37 Hibernia, NJ 07842 E-mail: germaniabob@gmail.com

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M E E T

District Happenings

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July / August 2021

District 821–Sterling Heights, Michigan Dear Members and Friends,

District 45–Altoona, Pennsylvania

The district officers wish the best of luck to the recent graduates and congratulate them on their academic accomplishments. To those heading off to college or starting new careers, we wish you the best.

Safe travels to everyone as we return to a “new normal” with the COVID-19 crisis. We hope everyone stays healthy and has a great end-of-summer season.

The officers offer their condolences the family and friends of all those who have recently passed away.

Memorial Day activities were well attended this year by GBU members. The weather turned out to be perfect and people were able to come out and show their respect to those that have given their lives in service to our country.

Military flags at the Unter Uns Club during the Memorial Day Ceremonies.

It is my pleasure to share that District 45 received the Gold Award from the Home Office’s District Awards Recognition program, which is the highest level of achievement presented

by GBU. Thank you to the district officers and members who supported our activities last year. It is the continued dedication of our members that shows our true fraternal spirit to the Blair County community through our outreach programs, fundraisers and activities.

Memorial Day Ceremonies at the St. Mary’s Church Cemetery (l to r): Vice President Joe Letscher, member and former secretary Mary Ellen Bomeisl and District President John Kessler.

Honor Guard during the Memorial Day Ceremonies at St. Mary's Cemetery.

The Reporter

Upcoming District Events We continue our GBU Cares project as we collect personal hygiene items to donate to the local shelters and the Shriners Hospital for Children. To have a donation picked up contact our treasurer, Betty Richardson (814-943-6655) or me. Motel-size or full-size bottles of shampoo, conditioner, soap, toothpaste, toothbrushes, deodorant, etc. are greatly appreciated.

Mark your calendars now to join us for the annual District 45 Picnic on Friday, August 20 at the Swiss Club of Altoona located at 1219 Harrison Avenue in Altoona. The evening activities include supper, door prizes, treat bags for the kids and a chance to get-together with fellow GBU members for an evening of fellowship and fraternalism. The doors open at 5 p.m.

Please RSVP to your district representative or myself. We look forward to seeing many of you at the Picnic.

GBU District 45 Scholarships are now available for those that are planning to attend a post-secondary college, business or trade school full time during the 2021-’22 school year. Full time online courses/programs do count. Please contact me for an application. The deadline to turn in applications is Friday, October 1, 2021.

The fall Pie Sale through the Pie Shoppe in Laughlintown will benefit the Assumption Chapel Food Pantry and starts in October. Orders are due to me by Monday, November 8, and the pies will be in on Saturday, November 20—just in time for Thanksgiving or to freeze for the Christmas season. Pies will be available for pick up at the Assumption Chapel Food Pantry from 10 a.m.–12 p.m.

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District 45–Altoona, Pennsylvania, continued

We welcome into our GBU family the new members that have recently joined GBU and District 45. We hope you have the opportunity to participate in one of our many activities and have the chance to meet some of our other members. Please feel free to contact me if you would like a copy of our district events calendar or check it out on GBU Life Member Community.

More member news can be found in the GBU Life Member Community and our district section of the GBU website (reporter.gbu.org/member-news).

District representatives waiting to hear from you: John and Robin Kessler (814-943-4481); Mary Kessler-Adams (814-942-5362); Kay Balestino (814-687-3296); Mark Bomeisl (724-681-5244); Mary J. Brant (724-989-1773); or agents Eric, Brian or Michael Irwin (814-941-4411).

Please contact a representative if you need to update your information. Are your beneficiaries up to date? Do you need to change your address? Is your representative up to date?

Please join us at our monthly meetings. They are held at 6 p.m. on the second Wednesday of the month at the Unter Uns Club located at Van Buren Ave and 14th Street in Altoona. There are NO meetings in January, July, November or December. (Your officers will be having officers’ meetings instead to plan for upcoming activities.) Come, learn, support and get involved in the fraternal activities, and join us for fun and refreshments.

Please call me before heading out to the meetings because meetings may be cancelled due to COVID-19 restrictions.

- Robin Kessler, Fraternal Secretary 814-943-4481 or rob1jon@atlanticbb.net

District 84–Lancaster, Pennsylvania

District 84 and the rest of GBU would like to send our condolences to district President Carol Mays and the rest of the Mays’ family on the passing of Jerry Mays, formerly a district officer.

He will deeply be missed.

Hopefully, everyone is having a good summer. Our thanks go out everyone that helped make our Sub Fundraiser successful this year. We raised $136 and plan to raise more next year. We will be doing our popcorn fundraiser starting September and will run until November. It will then be distributed at December’s meeting.

Our trip to Gettysburg was canceled; instead, a few members gathered at Park City Diner for lunch.

Upcoming District Events Cheering on the Phillies.

We also decided to cancel the Tower Beach trip. Our next event is the Cornhole Tournament and Picnic, which we will have more details about in the next issue.

We thank everyone that helped us win the Gold Award for the 2020 District Awards Recognition program. The year 2020 was a challenge but with the everyone’s help, we made it possible.

Let’s keep up the great work!

Upcoming District Events Sunday, September 19 September-November Saturday, October 9 Sunday, November 7 Saturday, December 4

District Meeting/Social, 1 p.m.

Popcorn Fundraiser Roller Skate Party, The Castle District Meeting/Social, 1 p.m.

District Meeting/Christmas Party Social, 5 p.m.

You can always get details on district events by calling or emailing one of these officers: district President Carol Mays (717-892-1104 or jmays2712@comcast.net) , Fraternal Secretary/Treasurer Edna Suter (717-333-9388 or ednasuter65@gmail.com), Vice President Terry (TJ) Suter Jr. (717-283-3628 or steelerstj13@gmail.com), or by going on Facebook (GBU District 84) or our district section of the GBU website (reporter.gbu.org/member-news).

- Edna Suter, Fraternal Secretary/Treasurer 717-333-9388 or ednasuter65@gmail.com

District 146–Johnstown, Pennsylvania Greetings from District 146!

At this writing, as we honor those who served their country and remembered loved ones lost, we give thanks to the gradual return to normal and pray for those still recovering from the virus.

Our district selected the SVDP Food For Families, Inc. in the 2021 Districts In Action program. Thank you to the district members for their generous donations at this difficult time.

Members enjoying lunch at Park City Diner.

A few members also attended a Phillies game on May 23 to take on the Red Sox. The weather was hot, but the Phillies won!

Congratulations to District 146 on receiving the Gold Award in the District Awards Recognition program.

Hopefully, we’ll support the Johnstown entry in the annual AAABA Tournament for 2021. After being canceled in 2020, the fans of amateur baseball will be anxious for the return of this annual tournament.

Our monthly meetings have been for officers only and were held in the clubroom during off hours. As more restrictions are lifted, we’ll soon return to normal meeting times. Meeting times will be posted on the bulletin board in the clubroom.

Stay safe and do your part to help make the return to normal happen!

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July / August 2021

District 146–Johnstown, Pennsylvania, continued

For life insurance or annuity needs, contact me, your district representative at the number below, or one of our sale agents: Frank Betsch (215-947-9190), Joseph Carpenter (814-534-4445), Ed Christensen (814-262-9496), James Kiepert (814-421-7058), Mike Malley (814-443-0991) or Lee Williamson (814-255-4852).

- Barbara Weimer, Fraternal Secretary/Treasurer 814-255-4710

District 291–Summerhill, Pennsylvania

Greetings once again from District 291. We are almost back into the full swing of district activities, as well as social club, and look forward to hosting several social events in the summer of 2021.

To start off, District 291 had a celebration at Summerhill’s own Vince’s Place to celebrate Mother’s Day and Father’s Day. GBU members were invited to the social club’s summer BBQ and Game Day in July.

Two District 291 scholarships were awarded to local high school students. The recipients for this year were Jonathan Bodenschatz and Jacob Flynn-Long. Congratulations to both young men on their achievements and good luck in the future.

The district was able to donate to the St. Michael American Legion baseball team. The baseball team is always competitive in the local Legion league. Many district members have ties to both the American Legion, either having served in the military or through the Legion Auxiliary and Sons of the American Legion. We wish the baseball team the best of luck in the upcoming season and look forward to watching some action on the diamond this summer.

New GBU Members Carmie Seder also welcomed three great-grandchildren in the past year. Some of our newest GBU members—Alainia Grace Hampton, Russell Maximus Adams and Maxwell David Adams —were being joined in June as another great-granddaughter was expected.

New members Russell and Maxwell Adams.

Meetings will resume in August and run on the first Wednesday of each month from August through September at the Summerhill Social Club, located at 514 Main Street in Summerhill, Pennsylvania. Please check with fellow district members for a schedule of other activities or stop in at the club.

For all your insurance or financial needs, please contact our district representative Tara McIntyre (814-472-6830).

- David Templeton, District 291 member Dtemp902@hotmail.com or 814-244-8243

District 402-Minneapolis, Minnesota

Hello. We had our first district meeting in May. The GAI was still closed so we found another place to meet. It was so good to see old friends and members again.

The other good news is our district received the Silver Award in the year of COVID-19 the year with no gathering at all. The other 10 or more years, we always received the Gold Award.

We must have been still doing something right.

You did not get an invitation to our Picnic because the plans fell apart. Even the younger members sometimes have problems. Everyone always liked attending the Picnic, and it was well attended.

Our Spring Fling in May was also canceled. We lost our place: the buffet closed for good.

We would like to have something in the fall, but we have to find a new place. The next question is whether there will be enough members to come. Call me at the number at the end of my article, if you are interested in coming to a fall activity.

We are still looking for members who are willing to save our district.

We hope you had a nice summer and did not have to struggle with COVID-19. Stay healthy; our life will get back to normal.

One of our newest GBU members, Alainia Hampton.

The Reporter

For life insurance or annuity needs, contact our sales representative Phillip Klein (651-246-4024).

- Paul Wittig, Fraternal Secretary 612-866-7496 or hwittig@aol.com

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District 510–Toledo, Ohio Greetings from District 510.

The state relaxed the COVID-19 social gathering restrictions, and GBU District 510 was finally able to resume in-person, monthly meetings. We held our first meeting of 2021 in April.

Members enjoyed a delicious meatloaf dinner prepared by Marilyn Riedeman prior to the meeting.

At our May 18 monthly meeting, we were treated with a delectable chicken alfredo dinner prepared by Lynne Shoup. Members got to choose from an assortment of wonderful desserts at both dinners. A big thanks is extended to Marilyn and Lynne, and everyone who helped with serving the meals and the desserts.

Members enjoying their dinner before the meeting.

We have tentatively secured Scott Carpenter, spokesperson for the Metroparks Toledo, as a speaker for our Tuesday, October 19 monthly meeting. We will have our annual Children’s Halloween Party this year on Sunday, October 31 from 1 p.m. to 3 p.m.

As per current Ohio COVID-19 social gathering restrictions, District 510 has resumed holding our in-person monthly meetings. For current news on District 510 events, please check the GBU District 510 Facebook page. We look forward to seeing everyone at the meetings. Our regular meetings are held the third Tuesday of each month at the GAF. A meal is served starting at 6 p.m. and our meeting starts at 7 p.m.

Please contact one of our sales representatives for any of your life insurance or annuity needs, or any changes to such. They are Robert Billings (419-697-0041), Ron Billings (419-666-5137), Frank Dobnikar (419-561-6800), Brent Shimman (419-693-9000), Diane Miller (419-475-6402), Craig Riedeman (419-360-6060), Marilyn Riedeman (419-855-4192), Chad Walton (419-419-3322), Brad Meister (419-592-5059), and James Reichert or Jennifer Lindsay (419-931-0749).

- Jacqueline Martin, Fraternal Secretary 419-350-6684 or Toysrmonica@sbcglobal.net

District 536–Lafayette, Indiana

Well things are much better as far as the pandemic and its restrictions. I think most of us still wear masks when we go to the grocery store, etc. but not so much in social gatherings. I think all of us have had our shots.

We celebrated Memorial Day quite differently this year ... the restaurant we have gone to for over 20 years was closed this holiday! We decided to go to Cracker Barrel and had a wonderful meal. There were only eight of us, but we had a good time.

Setting out our desserts.

Kerry, Craig, Lola and Jerry outside of Cracker Barrel.

More members enjoying their dinner.

Our annual District 510 Members Picnic at the Riedeman Farm is scheduled for July 18. More on this next time.

Upcoming District Events- Mark Your Calendars!

The German-American Festival Society has announced that it will be hosting the German-American Festival this year. The Festival will take place on Friday through Sunday, August 27-29.

There will be no monthly meeting in August, as our District 510 members will be busy with festival preparations.

(Standing) Mabel Ketterer, (sitting) Bob Ketterer and Ginny Hall.

The city of Lafayette had a parade and ceremony at our local park, but we didn't plan to go...too much walking for most in our group. One of our members, Bob Ketterer, is a Navy veteran though and he was with us.

A Steak Roast will be featured prior to our Tuesday, September 21 monthly meeting.

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July / August 2021

District 536–Lafayette, Indiana, continued

At this time of this writing, we are looking forward to our Day Trip in June or July and our Picnic in August.

Our thoughts and prayers are with those unable to attend our meetings.

More member news can be found in the GBU Life Member Community and our district section of the GBU website (reporter.gbu.org/member-news).

Stay healthy and safe everyone.

Members present at meeting.

- M. Elise Thoennes, President/Recording Secretary 765-447-3249

We normally do not meet in July or August. Please plan to join us at our next meeting in September.

District 630–Ann Arbor, Michigan

Hello summer! Summer is the perfect time for warm nights, bare feet, watermelon and barbeques. I hope you are taking advantage of the nice weather and enjoying outdoor activities.

CONGRATULATIONS to all our 2021 graduates!

On a sad note, we recently lost two dear members. Our thoughts and prayers are with the families. We will miss them We wish all or our ailing members a speedy recovery, and we keep you all in our thoughts and prayers.

The GBU Home Office continues to support us with the Districts in Action program. For 2021, we decided to support Peace Neighborhood Center as a most valuable first responder.

We recognize the value that Peace Neighborhood lends to the surrounding community, especially during the COVID- 19 pandemic. Together we raised $3,150 in recognition of the valuable services Peace Neighborhood provides to our local community.

Please mark your calendar for the following upcoming events: Sunday September 12 Sunday October 10

Monthly meeting and Potluck, 1 p.m.

Monthly meeting with Pizza Party and Elections, 1 p.m.

More member news can be found in the GBU Life Member Community and our district section of the GBU website (reporter.gbu.org/member-news).

Interested in learning more about what GBU has to offer or joining GBU? Give any of our district representatives a call for your insurance or annuity needs: Christina MacKellar (734-646-9388), Christine Wohnus-Theros (810-231-2064) or agent Karl Schumacher (734-834-8895).

If you have any questions, please don’t hesitate contact district President Marianne Rauer (734-954-0057) or me.

Stay healthy and be safe! We look forward to when we can see each other again in the fall.

- Christina MacKellar, Fraternal Secretary 734-646-9388 or christina.mackellar@gbu.org

District 701–Pontiac, Michigan

Hello? It’s Michigan calling; can we join you in the party?

Thank goodness our lives are getting back to what we thought was normal just two years ago. Although a few of our members did come down with the virus (and recovered!), the majority of us pulled thru with little or no consequences. Some of us also lost very dear friends by other causes. It’s nice to be back to fraternizing amongst our friends and family again.

District officers Traudel Kummer, Marianne Rauer and Christina MacKellar presenting check to Peace Neighborhood Executive Director Bonnie Billups and Youth Programs Director Maryanne Johnson.

This is especially exciting since this year Peace Neighborhood is also celebrating its 50th anniversary! District 630 also made its annual donation to the Peace Neighborhood Summer Camp program and a donation in honor of the Neighborhood’s 50th anniversary.

THANK YOU to all the members who continue to support our outreach programs.

Due to the recent easing of Michigan’s COVID-19 social gathering restrictions, District 630 resumed its monthly meetings. We met on June 6 and followed up with by a social gathering where we celebrated Mother’s Day and Father’s Day. All the mothers received a beautiful geranium and the fathers a six pack of German beer. It was wonderful to see everyone in person, and everyone was happy to get back to normal and socialize.

The Reporter

On June 19, the DASV held its annual Pig Roast (minus the pig). Instead, it was a Pork Loin BBQ because at the time of scheduling we were limited in allowed guests, therefore it was a members-only event.

District 701 members wholeheartedly thank GBU for very generously matching funds recently when many jumped in and helped support our fellow DASV friends keep the lights on at the clubhouse where our monthly meetings are held.

Upcoming Events Tuesday, August 3 Tuesday, September 7

Monthly meeting, DASV, 11:30 a.m.

Monthly meeting, DASV, 11:30 a.m.

Please consider inviting one friend to join us or make a friendly phone call to inquire about what GBU can offer. New members are what keeps GBU strong and maintains our fraternal recognition. For any annuity, life insurance or IRA needs, please contact me, your district representative, I will take the time needed to privately discuss your annuity options and advise on what would make most sense for your investing options.

- Richard A. De Arment, Fraternal Secretary 248-709-4949 or richardbroker@yahoo.com

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District 707-Grand Rapids, Michigan

We held our May Dance/Fundraiser on May 16 at St. Casimir’s Hall. Member Wayne Lenhart provider us with CD music.

Hopefully, we will see more members at the meetings to discuss our next fundraiser that is to be held on Sunday, August 1. This fundraiser will be providing back-to-school supplies for D.A. Blodgett Home.

We are hoping to see our new members at our monthly meetings which are held at 6 p.m. on the fourth Wednesday of the month. We meet at Sixth Street Hall, St. Casimir’s Society.

We are proud to have our District in Action funds with the GBU match total $6,035. This went to Feeding America West Michigan. Thank you to our district members for being so generous in their donations and for our fundraiser!

Enjoy this wonderful warm weather!!

Marie Byl made baskets for the silent auction with proceeds going to Community Rebuilders.

- Judy Cwiklinski, Fraternal Secretary 616-454-6026 or jcwik227@yahoo.com

District 815–Dayton, Ohio

For Relay For Life to fight cancer, we featured everything from “Sand to Snow.”

The food and company were great.

It seemed everyone enjoyed seeing old friends and meeting new people.

Our fundraiser was a success! We received many wonderful gifts for Community Rebuilders. This organization offers solutions to veteran homelessness.

Our collage includes Jácque Slater who walked on the beach in the Dominican Republic to Celine van Breukelen who was cross-country skiing in Alaska! Thank you to Barb DeLong for being our chairperson! Our team also included Richard Haber, Paula Boehm, her granddaughter Melissa Lewis, Trudy Campbell and me. We raised more than twice the amount of money we raised in the last Relay.

Once again, we had the opportunity to present checks to the City of Riverside Fire/EMS.

We were proud to provide so many nice things for these veterans settling into housing.

More member news can be found in the GBU Life Member Community and our district section of the GBU website (reporter.gbu.org/member-news).

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With the help of our members, friends and GBU Matching Funds, we presented a total of $4,400 to fire chief Dan Stitzel and city manager Mark Carpenter. Jácque, Paula and I were proud to present the checks. Riverside will be using the funds to purchase an ALS training mannequin.

July / August 2021

District 815–Dayton, Ohio, continued

The GBU Life Member Community site (community.gbu.org) provides more opportunities to see what is available through GBU and how valuable your GBU membership is! It also keeps you up-to-date as far as district activities.

Upcoming District Events Friday–Sunday, August 13-15 TBD

Germanfest Picnic, Liederkranz Fall gatherings

We would like to thank fellow members Constance Pincus, John and Maryann Olson, Walter and Barbara Sollberger and Dorothy Drazek for sending in donations for Burholme Emergency Medical Service. They were so grateful to all of you for your thoughtfulness and generosity. In total, they received $1,270 between the Home Office and donations from our members. We thanked them for the valuable services they provide in our community.

GBU interest rates are 3.25% for new Preferred 8 Annuities.

Our Select Series term insurance plans provide life insurance coverage with very affordable premiums.

Please contact one of our sales representatives to assist you with your insurance and financial service needs: Chris van Breukelen, FIC (937-885-4784), or Perry and Paul Groves (937-335-9797).

- Chris van Breukelen, FIC, Fraternal Secretary 937-885-4784 or wvanbreukelen@compuserve.com

District 817–Philadelphia, Pennsylvania

District 817's officers for the year 2021.

I presented the matching donations check to Burholme EMS. Our next meeting will be held on Sunday, August 15. The location is yet to be determined. If you are interested in attending, please contact one of our district representatives.

The following meeting after that will be held on Sunday, September 19, followed by bingo!

Reminder: For GBU Life annuities and life insurance, or for any changes to your policies, please contact Julie Davis (215-870-6585), Anna Janjanin (215-632-3837) or YiJing Groeber (215-379-0360).

- Julie Davis, Fraternal Secretary 215-870-6585 or bjb7241@verizon.net

District 821–Sterling Heights, Michigan Dear Members and Friends,

Members at our district’s 35th Anniversary Celebration on April 18 at Original’s restaurant.

District officers presented the $1,000 check as part of the Districts in Action program to the Sterling Heights Fire Department for further distribution. Personal donation checks were also received by the Fraternal Department and will be matched and then forwarded to the fire department.

On May 12, 15 district members were present for a short meeting where some topics were discussed. A motion was made by our treasurer, Irmgard Krause, to donate some money to the scholarship fund. Motion was accepted.

Youth members at the anniversary celebration.

District 817 wishes everyone a safe and happy summer.

Summer officially started on June 20.

Our members contributed canned goods to a local food pantry and hope to contribute to a women's shelter before the end of the summer.

The Reporter

I have some sad news to report. After a lengthy illness, First Vice President Peter C. Herrmann passed away May 18. On the morning of May 22, quite a few District 821 and choir members gathered at the funeral home to support the family. Upon the wish of his wife Ursula, the choir sang the German folk song Am Brunnen vor dem Tore for the departed. Our heartfelt condolences and best wishes go out to the whole Herrmann family. Peter will be sorely missed by all of us.

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District 821–Sterling Heights, Michigan, continued

On June 20, another fundraiser for the Carpathia Club was to be held in its parking lot. Those attending would either sit in their car or on a chair outside to listen to the Carpathia Brass Band and the Carpathia Choir. Several other local bands were to donate their time to support this event. Many of our members would not have wanted to miss this musical endeavor.

District President Rose Penzien, a proud supporter.

Thanks to GBU's Members in Action program Johann and Marianne Krenzer were able to raise $2,000 for the VFW Bruce Post 1146 members and friends, so that the roof of the building would be taken care of. Johann Krenzer was happy to present the matched $2,000 check from GBU to the Assistant Quarter Master.

Enjoy the summer weather and stay well.

Special memory to a friend.

If you are interested in life insurance, annuities or any other instrument GBU Life has to offer, please contact our agent, Marianne Krenzer (586-776-7058) for further information.

- Adele Reinke, Fraternal Secretary 586-293-5834 or reisetante@sbcglobal.net

District 1000–LFA Dear Members,

Summer is in full swing, and we are finally starting to return some normalcy. District 1000 officers are anxious to get some activities/events organized so that we can get together again for some fraternalism. Remember we are all in this together and to reach out to those around you.

Membership News Relay For Life at Chippewa Valley Ninth-Grade Center. The Relay For Life event was held (virtually) on May 22, 2021, at the Chippewa Valley Ninth-Grade Center. There was a drive-thru luminary ceremony that was very moving. We thank all of our members and those in the community who helped us raise a total of $5,650 (as of the beginning of June). We could not have done this without all of you!!

Remembering our loved ones.

District 1000 First-Responder Organizations. The GBU Home Office once again asked us to select five local, first-responder organizations to receive $1,000 each to help them during this pandemic. Our members were asked to further donate with the promise that GBU would match these additional donations.

Our district selected the following organizations: Richmond Lenox EMS Mount Clemens Fire Department Neighbor United Ray Township Fire Department Macomb Township Fire Department

$1,250 $1,240 $1,200 $1,250 $1,300

We thank the Home Office for its generosity and our members who contributed to these organizations as well.

35th Annual Concordia Food-A-Thon. If you would like to provide a monetary donation to assist the Seminarians, please contact the district office (586-677-2020).

More member news can be found in the GBU Life Member Community and our district section of the GBU website (reporter.gbu.org/member-news).

Operation Reach Out. One of our District 1000 officers, Donna Povich, has put together over 248 bags of Christmas cards, thus far, that will be sent out to our troops over the holiday season. Thank you, Donna, for your continued work for this amazing cause.

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July / August 2021

A Risk You Can Avoid

Every day, when we head out the door, we face risks—both big and small. that’s life.

But we certainly don’t take risks when it comes to our loved ones. We make sure everyone’s taken care of.

That’s why getting life insurance just makes sense. You ensure that your loved ones are protected financially if something happens to you.

Remember, you can only get life insurance before you need it. Learn more at www.lifehappens.org.

The Reporter

This piece has been reproduced with the permission of Life Happens, a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. Life Happens does not endorse any insurance company, product or advisor.

67 © Life Happens 2016. All rights reserved.

District 1000–LFA, continued

GBU Home Office launched a new platform, Hivebrite/GBU Life Member Community, in November. You should have received a flyer in the mail explaining the GBU Life Member Community.

Hivebrite/GBU Life Member Community is a social media-type platform that is specific to GBU members. We will have a District 1000 page where you can find The Reporter articles, RSVP for events and connect with other GBU members. Please make sure you have a current email address on file at the Home Office in order to be included in the GBU Life Member Community.

Mark Your Calendars (Events might be subject to change) We will be working on trying to get some events together for us to participate in. If you have any ideas that you want to share, please let us know.

The Home Office is holding some Zoom parties for children.

Look on Hivebrite/GBU Life Member Community for upcoming events to join.

District 2000 duplicated GBU’s First-Responder program with a few donations of their own. The following frontline heroes during this COVID-19 pandemic received financial support:

Assembly 9 President Deb Voldrich (on right) presents a $1,000 check to Laura, coordinator of the Trinity Lutheran Church Food Pantry in Cleveland, Ohio.

Reminders We have “gently used” wheelchairs/walkers available for pick up at our district office, at no cost, for anyone in need.

District 1000 members are asked to collect bottle caps to donate to City of Taylor Library to help them build benches and picnic tables for their city parks.

LWML is collecting canceled postage stamps for its Stamps for Missions program. Simply cut off the canceled stamp from the envelope and bring it to the next function; we will see that it gets to the LWML. If any members have any suggestions or ideas for events that they would like District 1000 to consider, please feel free to let us know. We encourage more members to get involved and attend events. Let us know what activities you would like us to host. Please feel free to call (586-677-2020).

District Officers’ Meeting. A district officers’ meeting will be held at 6 p.m. on Wednesday, August 4 via Zoom meeting.

For information regarding life insurance, annuities such as IRAs, Roth IRAs, etc., please call (586-677-2020) or fax (586-677-2050) and the agent/representative servicing your area will contact you.

Assembly 120 member, Claudia Nunez, presents a $1,000 check to Pastor Cesar Sifuentes for the soup kitchen at St. Mathews Lutheran Church in Chicago.

These are a few of our very helpful emergency personnel and we wish to thank them so much for their continued commitment their communities!

Attendance Drawing Winner

Christian volunteering is contagious.

- Stacia (Penzien) Zarzycki, Sentinel 586-677-2020

District 2000–ULS

Newest District 2000 member, Jack Hauser (the little one), presents check to Ed Millar, representative of the Southwest Greensburg Fire Department. This was the second donation received by the department under GBU’s Districts in Action First-Responder program. Previously, the Department received a $1,000 contribution. This donation check was in the amount of $1,610, representing donations collected from GBU members in the area along with GBU’s matching contributions.

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Assembly 62 President Ronald Tomko presents his great niece, Mira Kornbau, with a $100 cash prize as Mira’s 10-month-old brother Kyler wonders what is happening. Six-year-old Mira won the attendance drawing by participating in Assembly 62 activities and said she will use the funds for education.

On a final note, District 2000 received a gracious thank-you note from Joseph Nunez, secretary of Dr. Martin Luther Church in Chicago. He was very appreciative of GBU’s and District 2000’s financial efforts during this difficult and trying time as they support many homeless families.

July / August 2021

SPONSORED BY DISTRICTS 3000-HRFA AND 810-CLEVELAND, OHIO

CELEBRATE GRANDPARENTS' DAY IN A WILD WAY! SATURDAY, SEPTEMBER 11, 2021 10 AM-4 PM AT THE CLEVELAND METROPARKS ZOO

GBU MEMBER PRICE Adults: $10, Children 15 and under: $5 All children under 2 are free NON-MEMBER PRICE Adults: $14, Children 15 and under: $10 All children under 2 are free TICKET PRICE INCLUDES All-day entry to the Cleveland Metroparks Zoo A perfect picnic lunch that includes hamburgers, hot dogs, potato salad and more A GBU Life goodie bag Ticket Registration ends on August 23, 2021.

GET YOUR TICKETS AT COMMUNITY.GBU.ORG/EVENTS.

The Reporter

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District 2000–ULS, continued

Life Insurance, Annuities, IRAs, Fraternal Benefits Check out the rest of this magazine for more information on valuable GBU products and benefits or visit gbu.org. For access to an agent or district representative in your area, please contact the GBU Home Office (800-765-4428). ’til next time! Stay safe!!!

-Jerry Hauser, Treasurer jdhauser1@comcast.net

District 3000–HRFA

District 3000 Takes Action to Support Five First Responders Submitted by District 3000 President Rev. Leslie E. Martin.

In 2020, GBU asked each of its districts to identify and help community first responders by participating in the GBU Districts in Action program. This program was very successful in providing financial support for many first responder organizations who needed financial aid because of the COVID-19 pandemic. District 3000 was very pleased to participate in this program by forwarding the $1,000 donations from GBU Home Office, and then donating our own personal donations to the selected first responders. GBU also matched our personal donations up to $2,500 for each first responder selected.

District 3000 officers and members were so pleased with the results in 2020, and so pleased that we could support our local communities in such a meaningful way.

This year, to our surprise, GBU Home Office repeated the program offering the opportunity for districts to select a different first responder once again in our community and provide the same kind of support offered last year. GBU District 3000 was pleased to respond once again. We believe the Districts in Action program is a wonderful way for our local communities to get to know us and understand that we are a real part of the local community, and we are willing to help in challenging times. Thank you GBU for offering this opportunity!

Here are the five first responder organizations selected by GBU District 3000, and the total donations raised for each in 2021: 1. Bags of Hope, Chicago, Illinois 2. Darlington Volunteer Fire Co., Ligonier, Pennsylvania 3. Devola Volunteer Fire Co., Marietta, Ohio 4. Town Clock CDC, New Brunswick, New Jersey 5. Brownstown Police Dept., Brownstown, Michigan District 3000 Total for 2021

$1,080 $3,730 $1,200 $1,600 $1,000 $8,610

Remembering Margaret Szabo Saltzer (1928–2021), a Servant Leader of her Beloved Hungarian Community Submitted by District 3000 President Rev. Leslie E. Martin and District 3000 member, Ms. Tunde Garai.

Margaret Szabo Saltzer, aged 92, of Carson City, Nevada, passed away peacefully, early in the evening hours of May 4, 2021, with her children by her side. Born in 1928 in Oakland, California to the late Rev. Antal Szabo and his wife Maria (Bakk), Margaret spent many happy years in Los Angeles and Sierra Madre prior to moving to Carson City, Nevada, in 1989 to be closer to family.

Margaret is survived by her loving children: Katherine, Ilonka, Nancy, Louis, Gigi and their families. She is also survived by her sister Martha and her family, as well as other relatives and countless friends, near and far. Margaret was deeply inspired by her father, who was the Pastor of the Perth Amboy, New Jersey, Calvin Reformed Church (Amboy Avenue) in his early ministry, and then moved his family to Los Angeles, where he served as Pastor of the First Hungarian Re-formed Church of Los Angeles (United Church of Christ) from 1942 until 1968.

Margaret spent her life dedicated to serving God and community. Over many decades, she served the First Hungarian Reformed Church of Los Angeles as organist, pianist, fellowship coordinator, youth leader, choir director, chief elder, mentor, and more. After 70

moving to Carson City, Nevada, in 1989, Margaret served as organist for the United Church of Christ in nearby Reno, Nevada, for more than 10 years.

In addition to her church activities, Margaret was very active with the Hungarian Reformed Federation of America (HRFA, now GBU Life District 3000-HRFA). Margaret Saltzer was elected to the HRFA Board of Directors in 1984 and was re-elected for three more four-year terms, retiring from the Board in 2000. She also served as branch manager and sales agent for HRFA Branches 259 in Los Angeles, 378 in San Jose and 379 in Hollywood. She was responsible for organizing many successful Hungarian cultural events in California.

Margaret was a faithful Christian woman, a Hungarian community organizer/leader and a strong voice for our California and Nevada members as she served on the HRFA Board of Directors. Margaret was loved and respected by many. May God bless her memory among us, and may her life story inspire our younger generations as they grow into leadership positions.

MAKE-A-DATE Due to varying COVID-19 restrictions, please check with one of the district’s officers to see if the event is still being held.

AUGUST DATE TBD 1

7 7 8 13-15 14 20 21 27-29

DIST. (ST) EVENT 536 (IN) Picnic 707 (MI) Fundraiser providing back-to-school supplies for DA Blodgett Home 684 (PA) Summer Picnic, Hamilton Park-Upper Deck, 3-7 p.m.

4000 (PA) Sokol Farrell Lodge 115th Anniversary Banquet 536 (IN) Picnic, Happy Hollow Park, 3:30 p.m.

815 (OH) Germanfest Picnic, Liederkranz 84 (PA) Miniature Golf/Ice Cream Social 45 (PA) Annual District Picnic, Swiss Club of Altoona, 5 p.m.

402 (MN) TENTATIVE: Danbury’s Octoberfest, 11 a.m.

510 (OH) German-American Festival

SEPTEMBER ALL 1 12 18

84 (PA) 707 (MN) 630 (MI) 3000

19 19 21

84 (PA) 817 (PA) 510 (OH)

OCTOBER ALL

45 (PA)

ALL 1 9 10 19

84 (PA) 45 (PA) 84 (PA) 630 (MI) 510 (OH)

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510 (OH)

NOVEMBER ALL 84 (PA) 7 84 (PA) 8 45 (PA) 20 45 (PA)

DECEMBER 4

84 (PA)

Popcorn Fundraiser District 707 Scholarship application deadline Potluck, 1 p.m.

Picnic and Scholarship Fundraiser, location TBD. All District 3000 members are invited.

Social, 1 p.m.

Bingo, following meeting Steak Roast, prior to meeting Fall Pie Sale fundraiser benefiting Assumption Chapel Food Pantry Popcorn Fundraiser District 45 Scholarship application deadline Roller Skate Party, The Castle Pizza Party and Elections, 1 p.m.

[Tentative] Speaker: Metroparks Toledo Spokesman Scott Carpenter Children’s Halloween Party, 1-3 p.m.

Popcorn Fundraiser Social, 1 p.m.

Fall Pie Sale fundraiser orders deadline Fall Pie Sale fundraiser order pick up, Assumption Chapel Food Pantry, 10 a.m.-12 p.m.

Christmas Party Social, 5 p.m.

July / August 2021

Districts in Action

featured project

GBU District 45–Altoona, Pennsylvania, selected the Altoona Mountain Lion Backpack Program as its Districts in Action project for this year. The officers felt that there is a great need in the Altoona area to provide food to needy children. These are families that depend on the free and reduced-price food program to feed their children when the children are in school. The children often don’t have enough food on weekends.

The Program feeds an average 1,000 Altoona Area Elementary School children every week and is part of the national Feeding America network BackPack Program.

Funding received is used to purchase food that will be placed in the backpacks. The average cost is $3 a backpack, which is about $100 for 1 student per year. $2,500 will purchase food for 25 children for 1 school year or 32 weekends.

The Mountain Lion BackPack Program is a 501(c)(3) non-profit program through the Blair County Community Action. The mission of the Mountain Lion BackPack Program is to provide elementary children in the Altoona Area School District with food for the weekends when other resources may not be available to them.

In providing school children with food, we hope to nourish their bodies, prepare their minds and encourage their spirits.

We hope to support the teachers of our school district with this program in that students will be more physically prepared to attend school regularly, focus more intently on their lessons and demonstrate healthy attitudes.

We hope to be an encouragement to families who are struggling, to both lift a burden and show that their community cares.

On April 30, 2021, District 54 Treasurer Betty Richardson presented Altoona Mountain Lion Backpack Program Director, Amber Smith, the member's donation checks as well as the matching funds donation check from GBU. The presentation was at the warehouse where the food is stored and packed.

The Reporter

We hope to bring our community together in this effort to touch and change lives, serving families not only with food but also with love and compassion.

The Altoona Mountain Lion Backpack Program website is www.mountainlionbackpackprogram.org.

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HOME OFFICE HAPPENINGS How the GBU Flower Sale Made the Scholarship Fund Bloom The annual GBU Life Flower Sale was on May 6 and May 8, 2021, in GBU’s parking lot. Members in the Pittsburgh area were invited to choose from a wide variety of bedding plants, hanging baskets and potted plants. From healthy bell-pepper plants to stunning begonia baskets, GBU’s parking lot was filled with greenery.

Not only did this fundraising event help kickstart members’ gardens, but it was also a success for the GBU Scholarship Fund–our biggest contribution to date! Because of this, we can provide five $500 college grants to students in need.

A huge thank you is extended to everyone who participated in this year’s Flower Sale & Shred-it Day. This event was a success because of the support we received from volunteers who helped unload the truck, those who ordered flowers and plants and those who brought donated nonperishables to get their documents shredded!

GBU Life Celebrates Flag Day The GBU Home Office celebrated Flag Day on June 14, 2021. Thank you, VFW POST 1810 and VFW state representatives, for joining us in recognizing the anniversary of the stars and stripes.

In addition to the Flower Sale, members and the community could take part in an on-site Shred-it program. The Shred-it truck gave members and community the chance to do some spring cleaning around their house and have their confidential documents destroyed, for a donation of nonperishable food items.

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July / August 2021

MEMBER MATCH PROGRAM RESULTS From January 1, 2021, to March 31, 2021, GBU Life matched member donations of up to $100 to each qualifying 501(c)(3) organization across the country.

The turnout was so amazing, the program was extended from March to May . Here are the results.

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Member donations matched.

$57,000

Raised in member donations.

$57,000

Raised in GBU Matching donations.

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ANNOUNCING GBU'S NEW MEMBER PROGRAM

BIRTHDAY

h c t a M

HERE'S HOW IT WORKS

Make a charitable donation to a 501(c)3 organization on your birthday and GBU will match it, up to $100! Simply take a screenshot or submit a receipt of your donation to GBU within 60 days of your birthday.

Start a Birthday Facebook Fundraiser and GBU will match what your raise, up to $250!

FOR MORE INFORMATION OR TO SUBMIT AN APPLICATION:

REPORTER.GBU.ORG/BIRTHDAY-MATCH

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July / August 2021

G I V E

Community connections

The Reporter

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OPERATION REACH OUT

2021

Helping those who serve for us.

Operation Reach Out 2021 will run from April 1, 2021, through December 31, 2021. This year, GBU will continue to support the needs and wish lists of deployed troops and veterans. Our goal is to help as many veterans and deployed service men and women as possible through our partnership with Operation Troop Appreciation.

As always your support is needed and appreciated. Your donations help to ensure that our efforts to help reach as far as possible, and your cards and kind words of support for our troops make the packages we send truly special.

We are hoping to be able to schedule volunteer packing days throughout the year. Be sure to check the GBU Life Member Community events page for dates and sign up information.

Want to make a donation?

Name

Address

City

State

ZIP

Here's how you can continue to help

1 2

Email Address

Donation Amount

Send your check, made payable to GBU Financial Life, along with this form to GBU Fraternal Operations P.O. Box 645989 Pittsburgh, PA 15264-5257.

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Send a card

Download a card to color or send a note of thanks. Cards are available for download at gbucares.org/operation-reach-out

Donate

Donate top-requested items using Operation Troop Appreciation's Amazon wish list, or donate any amount to the project by filling out the form to the left and sending it, along with your check, to the address listed.

Learn more at gbucares.org/operation-reach-out July / August 2021

G BU A ND I TS M E M BE RS TH ANK Y O U FO R Y O U R SE R VI CE TO O U R CO U NTR Y .

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TH ANK YO U F O R K E E P IN G O U R C O U N TR Y SA F E .

Securing Futures, Giving Back gbu.org

July / August 2021

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PENNSYLVANIA FRATERNAL ALLIANCE 2021 SCHOLARSHIP PROGRAM The Scholarship Committee of the Pennsylvania Fraternal Alliance is announcing that the 2021 applications are now available for the annual Scholarship Program.

Applications can be obtained through eligible members of a fraternal benefit society belonging to the Pennsylvania Fraternal Alliance or by contacting the Pennsylvania Fraternal Alliance Secretary-Treasurer at Theresa@lpscu.org or 888-834-6614.

Applicants must Be a resident of Pennsylvania and a member of a fraternal benefit society that is a member of the Pennsylvania Fraternal Alliance. (GBU is a member.)

Be a 2021 high school graduate attending an accredited college, university, trade school, etc. in the summer/fall of 2021 as a full-time student (12 semester credits).

Obtain a recommendation letter from their fraternal benefit society.

Submit a 500-word essay on “What does fraternal mean to you? What would you do to increase the relevance of fraternals to you and your peers?”

Return the completed application, essay and letter of recommendation, postmarked no later than September 1, 2021, to Bernadette M. Luketich-Sikaras, Chairperson, Pennsylvania Fraternal Alliance Scholarship Committee, Croatian Fraternal Union,100 Delaney Drive, Pittsburgh, PA 15235-5416.

At least one $500 scholarship will be awarded. Additional scholarships may be awarded depending upon available funds.

The Reporter

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SCHOLARSHIP PROGRAM 2021 NEW ENGLAND FRATERNAL ALLIANCE Entry Deadline: September 1, 2021

GUIDELINES AND PROCEDURES AWARD:

ELIGIBILITY:

Two $1,000 scholarships will be awarded by the New England Fraternal Alliance to students in their sophomore, junior or senior year in college or in graduate school. The first is named in memory of Pearl Plante, a loyal and tireless worker for the New England Fraternal Alliance; the second is named in memory of Normand Ouellette, a past president and heart of the Alliance.

Applicant must be enrolled as a full-time student in an accredited college/university or graduate school.

Applicant must be a resident of New England and a member (or a son/daughter of a member) of a fraternal benefit society that holds a membership in the New England Fraternal Alliance. [GBU holds a membership in the New England Fraternal Alliance.]

Applicant must have a cumulative grade average of at least 2.0 (on a 4.0 system).

Transcript of grades from spring 2021 semester must be submitted with application.

Application for scholarship award must be completed in its entirety and submitted by Wednesday, September 1, 2021. Incomplete and/or late entries will be disqualified.

PROCEDURES:

The $1,000 scholarship awards will be paid directly to recipients.

The deadline for submission of applications for the scholarship awards will be Wednesday, September 1, 2021. There will be absolutely no extension of the deadline.

Criteria to be used in judging: overall merits of applicant, cumulative grade average, college activities/honors, community activities, financial need and essay content.

From among the entries, top ten applications will be selected and referred to a three-member panel for final judging.

Recipients of NEFA scholarship awards will be notified by Friday, October 15, 2021.

Entries for consideration must be forwarded by Wednesday, September 1, 2021, to Daniel Michalak, Chair-Scholarship Committee 53 Barberry Lane Meriden, CT 06451-2601 The New England Fraternal Alliance scholarship application is available on inside.gbu.org/benefits under scholarships.

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July / August 2021

assist in Securing the future of a GBU member by establishing a grant PERPETUAL GIVING GRANT

With a gift of $15,000 to the GBU Scholarship Foundation, you can set up a GBU Perpetual Education Grant which will offer a $500 educational grant to a different student each year.

A GBU Perpetual Education Grant can be established in your name, your family's name or the name of an honored loved one. Your gift will help fellow GBU members ready to pursue higher education for multiple generations.

ONE-TIME EDUCATION GRANT GI T

With a gift of $500 to the GBU Scholarship Foundation, a one-time education grant is awarded to a GBU member-student in your honor or in memory of a loved one. The GBU education grant is a great way to remember or honor a loved one and to help young GBU members achieve their full potential.

Contact the GBU Fraternal Department at memberbenefits@gbu.org if you are interested in funding an education grant.

The Reporter

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How to Host a Family Fundraiser Looking to raise some money this summer? Let’s make it a family affair! Here are some ways you can get the whole family involved for a day or weekend of raising money. Whether it’s to help a family in need, or to have a little extra cash flow for your big vacation coming up, a family fundraiser may be the way to go!

Lemonade Stand

Classic. You can never go wrong with a good lemonade stand. Seeing as how this is normally a moneymaker for kids, assign your youngest to the task. With a little supervision and guidance, your kids can really have fun with this.

Bake Sale Though this may take a little bit of advanced planning and prep time, bake sales are great alongside of lemonade stands. This is also something that would be easy for children to run themselves once prices are established and baked goods are all packaged up and ready to go.

Yard Sale Though yard sales take a fair amount of advanced planning and labor, they are great because they kill two birds with one stone. They are wonderful moneymakers, and they free your house of the clutter that has been driving you mad for months!

Don't forget to check in with your city/township office to make sure a permit is not needed.

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July / August 2021

N O T E S News from the Home Office

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Dear GBU Life ...

Thank you for choosing me as one of the winners for the coloring contest. I plan on using the money for college. Thank you!

Mira Kornbau Hermitage, Pennsylvania

Thank you so much for coordinating the GBU Foundation Scholarship for the graduate program. I am so proud that you would consider me for a $2,000 scholarship! I am 21 years old and ready to start my three years of study in law at the University of Connecticut because I think we need more woman lawyers! My mom has always been an inspiration to me and I thank her for contributing to GBU Life for me.

Holly Jean Critchley Shelton, Connecticut

Thank you for selecting me to receive a GBU Foundation Grant. I will be a freshman at the University of Pittsburgh at Johnstown. I will be majoring in mechanical engineering. I plan to put the grant money towards my tuition for this semester. Thanks again for awarding me the GBU Foundation Grant.

Jonah Seymour Pittsburgh, Pennsylvania

I recently applied for a scholarship offered by GBU Life and am fortunate to have been awarded a GBU Life Grant of $500. As I enter into my sophomore year of college, pursuing a degree in early childhood education, this grant will go towards my tuition at Bowling Green State University. I greatly appreciate receiving this money to help pay for my college expenses. Thank you for this grant and continuing to offer scholarships and grants to students.

Cassidy Dubendorfer Temperance, Michigan

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July / August 2021

HIGH SCHOOL FRESHMAN GRANT ESSAYS:

WHAT GBU MEANS TO ME Greater Beneficial Union (GBU) is essential to my family and many others around the world. When I was a baby my grandparents started a policy for me. They also started accounts for my sister, cousins, father and aunts as well. Over the years they have given me many gifts like toys and clothes. Although I enjoyed those gifts when I first got them, the GBU gift will last a lifetime. My grandparents have since passed away. However, when we get The Reporter in the mail, it always reminds me of them and the thoughtful GBU gift that is still with me today.

I play volleyball for my school and club team. For team-bonding activities, we usually help at a soup kitchen or retirement home. I have also volunteered at a summer camp for the past three years. By volunteering at those places, I relieve some burdens from the full-time staff and provide some peace of mind to the users of the services, letting them know they are important and loved. I enjoy my volunteer work and become energized reading in The Reporter all the stories of people helping others.

My family and I love to go to the lake and go camping in the summer and early fall with our friends. We always say it is especially important to wear life jackets because anyone can drown.

We are always cautious when we are around water. For example, at the beach, my sister and I always knew not to go so far out in the ocean.

GBU is also like a life jacket to my family and many others.

To me, GBU means love (a gift from grandparents), service (helping others) and security (a life jacket in interesting financial seas).

Hailey McCall Raleigh, North Carolina

The GBU High School Freshman Grant program is designed to assist eighth-grade GBU members with costs associated with their transition into the high school curriculum.

My parents bought GBU policies many years ago for me and two siblings.

Although, at the time I didn’t really understand what GBU stood for or did for its members, I do remember participating in the coloring contests and puzzles over the years. I even won a few coloring contests.

I realize that GBU is available to help many people with insurance needs. My parents told me that our policies exist in case something happens to me or my siblings for final expenses. While this is not something that anyone ever wants to use, it’s nice to think that a policy is available for these types of expenses.

I realize that insurance is beneficial to everyone whether it is long-term care, car, homeowner’s or final expense insurance. More people should purchase insurance for their children or themselves to lessen the burden on others for final expenses.

I’m currently an eighth grade student at Central Valley School District, and with GBU’s help, I will spend the grant money on expenses for high school band and archery supplies. I will be a flute player in the marching band that is planning a trip to Walt Disney World in March 2021. In addition to the trip, I will have expenses for band that include shorts, shirts and band shoes. I also participate in the Central Valley Archery Team and hope to go to states and nationals tournaments. All of the tournaments were cancelled in 2020 due to COVID-19.

These are just some of my needs for high school and GBU would help me obtain a small portion of expenses for the band and archery team. I’m so glad that GBU will also be there to support me through life and cares about me and others by providing policies to help people with insurance needs.

Jessica Renee Davis Aliquippa, Pennsylvania

The Reporter

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GBU PRESENTS

NOTES FROM THE HOME OFFICE GBU Foundation Scholarship Program Donations District 146-Johnstown, Pennsylvania District 630-Ann Arbor, Michigan In memory of Helen Loveland, Edith Lehr and Laurie Bernia.

District 684-Pittsburgh, Pennsylvania District 815-Dayton, Ohio District 817-Philadelphia, Pennsylvania

June/July 2021 Fraternal Kitchen Word Scramble Winner and Participants GBU wishes to recognize the most recent fraternal puzzle contest winner, along with the participants.

Lucky $25 Amazon Gift Card Winner Akira B. of Hebart, Wisonsin Participants in the latest puzzle were Cindy M. of Trafford, Pennsylvania; Aneka D. of Hood River, Oregon; Grace M. of Baldwinsville, New York; Maeli K. of Hermitage, Pennsylvania; Graham Z. of Sandusky, Ohio; Conor K. of Kawkawlin, Michigan; Emily B. of Dublin, Ohio; Kinsley R. of Barrackville, West Virginia and Gracie P. of Grand Rapids, Michigan.

Please remember: to be eligible for a fraternal prize and recognition in the fraternal puzzle drawings, the participant must be a GBU member that is 10-, 11-, 12-, 13- or 14-years old.

For privacy purposes, only first name with last name initial and the city and state the participant is from will be listed.

A Quick Reminder ...

GBU Life would like to remind its members to check that beneficiary(ies) are up to date.

June/July 2021 Fraternal Kitchen Word Scramble Answers 1.

2.

3.

4.

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Cup Drawer Forks Knife

5. Pan 6. Table 7. Pot 8. Sink

9. Spoon 10. Stove

July / August 2021

Reader Service Form

To obtain information on GBU products or member benefits, please check those items of interest listed below.

To make a charitable donation, fill in the appropriate portion of this form.

PLEASE PRINT. PRODUCTS

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CUSTOMER SERVICE

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FRATERNAL BENEFITS

GBU Foundation (GBU Scholarship program) Amount: In honor/memory of (circle one and supply name):

Driver’s Safety Course Member Benefit Safety Products See-It Tape Light Switch Decals Fee: $2.00 Quantity: Multi-Purpose Strip Markers Fee: $3.00 Quantity: Personal Safety Wristbands (Set of 10) Fee: $4.00 Quantity: Medic Take Note Magnet Fee: $1.00 Quantity: Safety Product Bundle Fee: $8.00 Quantity: Sports Safety Program (Measure head in inches.) Head Size: Bicycle Helmets: Male or Female Toddler Fee: $5.00 Child Fee: $5.00 Youth Fee: $5.00 Teen/Adult Fee: $7.00 Multi-Sport Helmet Fee: $10.00 Child Youth Language Learning Program ScriptSave® ScriptSave® for Pets American Hearing Benefits™ Life Line Screening Hertz Car Rental Discounts MedicAlert® Benefit Newborn Child Benefit Orphan Benefit Get Fit Clubs Walking Running Biking Golfing College Scholarships/Grants High School Freshman Grants The Reporter Receiving more than one copy. (Please supply mailing address information of each copy from back page of The Reporter.)

Delete my name from mailing list.

I would like to receive notice through my email (fill in email address in right column) that the new digital Reporter issue is available.

Fraternal Puzzle Drawing Entry (Members 10-14)

If sending payment, make checks payable to GBU. Include this form and send to GBU Fraternal Operations PO Box 645989 Pittsburgh, PA 15264-5257 The Reporter

Operation Reach Out Donation/Sponsorship (Make check payable to GBU Financial Life.)

Donation

FRATERNAL LIBRARY

A Time to Mourn $12.71 You Don’t Have To Let Your Baby Cry Audio CD $ 5.00 The GBU History $10.00 Cooking with GBU Cookbook $15.00 The Nickel, Dimes and Dollars Book $10.00

Check/money order enclosed for $

Please supply this information for Member’s Name: Address: City/State/Zip: Telephone: E-mail:

Thank You for your Interest.

Send any non-payment correspondence to GBU Fraternal Department PO Box 18739 Pittsburgh, PA 15236 87

Nonprofit Organization US POSTAGE PAID Pittsburgh, PA Permit 1918 GBU FINANCIAL LIFE 4254 Saw Mill Run Boulevard Pittsburgh, PA 15227-3394 CHANGE SERVICE REQUESTED TIME-DATED MATERIAL

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