Gambino Realtors Home Guide Issue Two 2020

GA MBINO RE ALTORS

HOME GUIDE

ISSUE TWO | 2020 www.GoGambino.com | 1

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Should You Fix Your House Up or Sell Now? Residential Single Family Tips for Homebuyers Who Want to Make a Competitive Offer Nine Cold Weather Safety Tips for Your Furry Friends Gambino Cares - Family Counseling Services Residential Condominium Vacant Land Commercial Real Estate YUMMY by Gambino - Cheesy Garlic Pull-Apart Christmas Tree

The only constant in life is change. The ancient Greek philosopher Heraclitus certainly was correct when he coined that phrase in about 500 B.C. I am certain that he was not referring to the Covid pandemic, but some other disruptions in everyday life.

Nevertheless, his observation is as true today as it was back then.

At this time last year, we were all looking forward to the dawn of a new decade and the wonderful and amazing things it might bring. Raise your hand if you foresaw the disease and quarantine we were about to face. Me neither.

Fortunately, Heraclitus’ quote still applies today, and change is once again about to sweep over us.

“The only constant in life is change ’’ Heraclitus

Last December I was confidently projecting another good year for real estate sales in our area. By March, all of those projections went out the window. Several prominent national economists predicted a 6.6% drop in the number of home sales across the country. Enter Heraclitus. By July those same economists reversed course and projected a 2% increase in home sales. As we close out 2020, we may end the year with a 5% increase in home sales.

So, what should we expect for 2021? I wish I knew. Ultra-low mortgage interest rates, and the hope a vaccine will allow closed or restricted businesses to re-open and re-hire staff, will buoy our economy. I think common sense would expect a reasonably good market. The only challenge will be the low inventory of salable homes.

If you have been thinking of selling your home, now is the time!

There is plenty of demand, and nice homes are selling fast. Give us a call for an in-depth analysis of your home before Heraclitus strikes again!

Jonathan R. Krause President Gambino Realtors

GAMBINO REALTORS HOM E GU I DE ISSUE TWO | 2020 Publisher: Gambino Realtors Editor: Kathy Heeren-Ellis Design: Sarah E. Diamond Photo Editing: Derek Droessler The Gambino Home Guide is a presentation of properties for sale in the Northern Illinois region. Since 1923, Gambino Realtors has navigated buyers and sellers through real estate transactions. www.GoGambino.com 3815 N. Mulford Road Rockford, IL 61114 815.282.2222 5330 Williams Drive Roscoe, IL 61073 815.623.3333

www.GoGambino.com | 3

Should You Fix-Up Your House or Sell Now?

4 | GRHG | ISSUE ONE | 2020

C

hange is in the air. For many families, children have been remotely learning and parents are working from home.

College students are returning for an extended break and homes are the central place for families today.

Have your needs changed for your home? Do you need to find a home with an office space? Need more family living space? If you’re pondering that thought, you may also be wondering if you should fix-up your house before you sell it, or go straight to the market as-is, allowing a potential buyer to do the updates and remodeling. If you’re one of the many homeowners in this camp, here are a few tips to help you decide which way to go.

1. Analyze Your Market

Gambino Realtors can help you understand your market and the potential level of buyer interest and demand for your home. Are you in a seller’s market or a buyer’s market?

This can change based on the price range of your home. A professional can also give you some insight on what you can change or remodel, and how to declutter your house to make it attractive to buyers in your area.

2. Decide If You Need to Remodel

You may also be thinking about driving buyer appeal with something like a kitchen or a bathroom remodel. If so, first dig into the market value of your home, and compare it to the actual cost of the remodel.

A local real estate professional can help you determine your home’s market value, and you’ll want to get a few quotes from contractors on the potential remodel pricing as well.

Once you have those two factors narrowed down, you can to decide if a remodel will give you a return on your investment when you sell.

The 2019 Cost vs. Value Report in Remodeling Magazine compares the average cost for remodeling projects with the value those projects typically retain at resale.

Nationwide, inventory is low, meaning there is less than the 6-month housing supply needed for a normal market. This drives buyer demand, creating a perfect time to sell.

If you’re considering selling your house, contact Gambino Realtors to help you confidently determine what will be the best choice for you and your family. www.GoGambino.com | 5

3 BD | 3 BA | 2,021 SQ FT

11743 River Hills Parkway | Rockton

$330,000

Fully exposed ranch in the Old River Hills Subdivision. The open floor plan is f illed with all the amenities today’s buyer desires. The bedrooms are roomy, including a master suite with a fabulous en-suite bath, offering double vanities, granite counters, a custom tiled shower and a large walk-in closet. Watch the seasons change f rom your elevated deck while enjoying gorgeous views of the professionally landscaped, treelined yard.

6 | GRHG | ISSUE ONE | 2020

Karl Gasbarra 815.975.4218 karl@GoGambino.com

3 BD | 2/1 BA | 2,184 SQ FT

16 Manchester Lane | Elmhurst Bryan Holder 815.543.1232 bholder@GoGambino.com

$559,900

Excellent condo nestled in a private setting in Prairie Manor. Enjoy the serenity of the prairie path within steps from your backyard. The entire main floor is open for a luxurious living experience. A wall of windows graces the gourmet kitchen with chef quality appliances, Brazilian cherry flooring, a living area with custom built-in entertainment wall and fireplace, and a dining area. The upper level has a huge master with walk in closet, and the master bath features a large jacuzzi tub and tiled shower. Your private patio with beautiful flower gardens and irrigated lawn awaits. www.GoGambino.com | 7

Residential Single Family

1754 Rowntree Lane | Rockford

$220,000

625 Moth Street | Pecatonica

$179,000

4 BD | 2/1 BA | 3,930 SQ FT

3 BD | 2 BA | 1,488 SQ FT

Situated in the Red Oak Subdivision, this home is move-in ready. Features include a renovated kitchen, hardwoods, Terrazzo tile flooring, cozy fireplace accented great room, French doors to patio, first floor laundry/mudroom, and a spacious master bedroom featuring a sliding barn door.

Welcome to this beautiful, custom-designed home boasting nearly 2,000 square feet of living space. You will find new granite counters and ceramic tile in the kitchen, a new Trex deck, fresh landscaping, and a new furnace. The lower level media room is ideal for entertaining family and friends.

Team Lunde

Mike Weerda

815.985.9522 teamlunde@gmail.com

815.985.2895 mweerda@GoGambino.com

8 | GRHG | ISSUE ONE | 2020

Residential Single Family

SOLD 3314 North View Road | Rockford

$154,900

6816 West Gate Road | Roscoe

$249,900

4 BD | 2 BA | 2,611 SQ FT

4 BD | 2 BA | 2,156 SQ FT

Enjoy beauty and convenience in this mid-century ranch. Beautiful landscaping, tons of storage, first floor laundry and wonderful back yard views from the living room and family room in quiet Bradley Heights neighborhood. Updated master suite connects directly to screened porch.

Stunning ranch with large, open floor plan allowing for main level living.

Completely remodeled, this home offers a bright kitchen with an island, quartz counters, all new appliances, and a walk-in pantry. Many upgrades for your enjoyment, creating a move-in ready house to call home.

Dave Bowers

Bonnie Moore

815.520.4091 dbowers@GoGambino.com

815.243.4502 bmoore@GoGambino.com

www.GoGambino.com | 9

1953 Harlem Boulevard Rockford $569,000 4 BD | 4/1 BA | 4,700 SQ FT+

Nestled on the Rock River across from Sinnissippi Gardens, this contemporary home aims to please. From the circular drive, you are welcomed into a lightfilled foyer and greeted instantly by the tremendous river views.

Entertain in the formal living and dining rooms with updated butler’s pantry. The great room is open to the kitchen featuring Sub Zero fridge, cooktop, dual ovens, breakfast bar and quartz Thea Eyes countertops.Through Steps away, wall ofof Ginny Meyer windows guides you to a sunroom with a hot tub overlooking the Koi pond and waterfall. Up the open staircase, there is the master suite plus three bedrooms and two full baths. Lower level boasts a family room with a wet bar, full bath and bonus room. With the Rock River as a backdrop, an aggregate stone terrace, sectional seating and natural gas fire table – gatherings are elevated to a whole new level.

LIFE ON THE FARM

Jonathan R. Krause 815.262.5226

RIVERFRONT LIVING

Title Underwriters Agency it’s not a closing it’s an opening to relationships to finding answers to getting solutions Waterside Center 126 North Water Street Rockford, IL 61107 815.964.9800 Mulford Office 1235 North Mulford Road Rockford, IL 61107 815.227.9800 Roscoe Office 4908 Hononegah Road Roscoe, IL 61073 815.623.3400 Belvidere Office 417 South State Street Belvidere, IL 61008 815.544.2222 www.TitleUnderwriters.com

AMAZING COUNTRY LIVING

IMMERSE YOURSELF IN NATURE 3878 North Brookville Road | Forreston | 3 BD | 2/1 BA| 3,356 SQ FT $339,900

Welcome to 8.4 acres of wooded property where the outdoor possibilities are endless, and the home is warm and cozy. With two stocked ponds and stunning views, there is much to delight visitors and all who reside.

Inside the lovely home, you are transcended to a vacation state of mind. With a cozy cabin feel, the expansive great room boasts vaulted ceilings. The master suite is f illed with windows, letting the sun greet you in the mornings. Invite f riends and family to stay in the unique loft upstairs, with two bedrooms and one full bath. There are so many ways to enjoy the nature surrounding you, including relaxing on the large deck overlooking the ponds or setting out on an adventure within your land. North Brookville Road is a property where you can truly immerse yourself in nature and live a sportsman’s dream like no other. l endella Bryan Holder 815.543.1232 bholder@GoGambino.com

www.GoGambino.com | 13

16981 Comly Road Pecatonica $389,900 Set on 2.5 acres of country land, this spacious home exudes privacy. The Seward Bluff Forest Preserve, which borders this beautiful home, provides serene views throughout the year. The open floor plan allows you to gracefully flow from the great room to the dining room while feeling the oversized windows’ light filling the spacious floorplan.

The soaring, 20-foot cathedral ceiling in the great room creates a spacious feel, while the fireplace adds cozy Through warmth. The master The Eyes of Ginny Meyer bedroom is comfortably located on the main floor and features a private bath, walk-in closet, and sliders to the gorgeous sunroom.

A unique loft is waiting for exploration on the upper level. The partially exposed lower level adds a great deal of living space. Stroll the grounds and find yourself delighted with the manicured and distinctive landscaping. With so much space, this home has a lot to offer.

LIFE ON THE FARM

Ginny Meyer 815.262.8080

LUSH PRIVACY

4 BD | 3/1 BA | 3,500 SQ FT

Residential Single Family

303 South Swift Street | Winnebago

$165,900

2435 Harlem Boulevard | Rockford

$162,900

3 BD | 2 BA | 1,400 SQ FT

4 BD | 2/1 FULL BA | 2,564 SQ FT

This traditional, two-story dollhouse with an open concept has been remodeled from top to bottom. The large kitchen has a breakfast bar, tons of cabinets, and counter space with windows overlooking the private backyard. The master bedroom has a wet bar and three closets. The massive covered front porch features a porch swing with views of the neighborhood park.

Completely remodeled, charming ranch is move-in ready and in an excellent location within proximity to the bike path, downtown, and the Rock River. The large living room is attached to the dining room, creating a perfect space for family and friends to enjoy each other. So much light to be let in this home with the three-season porch and abundant windows.

Kathy Heeren-Ellis

Bonnie Moore

815.708.4061 kellis@GoGambino.com

815.243.4502 bmoore@GoGambino.com

www.GoGambino.com | 15

Ray Arco

Tony Badaluco

Brenda Baney-Tufly

Karen Barbagallo

Sandy Basel

Pat Bellinghiere

Brad Benedict

Halina Borowski

David Bowers

Ann Seigel Brady

Carson Breed

Allan Brillman

815.985.1441

815.985.4190

815.988.3476

815.988.5577

815.494.4132

815.871.1745

815.988.4286

815.621.8507

815.520.4091

815.298.4683

815.871.5131

815.494.2605

Mike Bumbard

Donya Bundy

Dawn Butcher

Jean Campbell

Brad Carlson

Stefanie Carlson

Barbara Carstens

Heather Carter

Judy Clossey

Donna Cox

Scot Craig

Pam Cunningham

815.289.4924

608.295.5181

815.670.6446

815.505.8336

815.871.6333

815.742.2265

815.871.3604

815.519.2969

608.290.1924

815.742.5092

815.985.8806

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Kathleen Davis

Chrissy Dawson

Kristel Despot

Michelle Dollak

Jay Dowthard

David Edwards

Penny Edwards

Linda Elliott

Mark Fiorello

Kevin Fisher

Rose Gagnon

Frank Gambino

815.978.0606

815.985.5649

815.871.6610

815.988.4363

815.289.7530

815.543.5688

815.703.0586

815.988.8954

815.670.4129

815.494.9595

815.262.7766

815.637.0113

Michael Gambino

Karl Gasbarra

Jim Grindle

Michael Hakanson

Brent Hammack

Carol & Andy Harkin

Laura Haynes

Kathy Heeren-Ellis

Bob Hendershot

Claudia Hernandez

Bryan Holder

Mikhaele Howell

815.978.0845

815.975.4218

815.980.5908

815.509.8518

815.509.5101

815.540.8908

815.985.1115

815.708.4061

815.988.7094

815.262.7472

815.543.1232

815.871.6787

Cheryl Jacobs

Jill Jarek

Karen Johnson

Robert Jones

Dawn Karns

Debbie Kenny

Barb Key

Matt Koch

Terri Koester

Jonathan Krause

Angie Leiva

Miguel Lobato

815.494.4956

815.621.5255

815.979.6470

815.509.4248

815.494.6507

815.218.3268

815.494.9626

815.543.7945

815.540.8600

815.262.5226

815.742.6010

815.494.7905

16 | GRHG | ISSUE ONE | 2020

Vita Locarno

Team Lunde

Katie Matherly

Lyle McKinney

Diane Meltmar

Lilia Mendoza

Ginny Meyer

Bonnie Moore

Olivia Olson

David Palmer

Connie Paris

Minesh Patel

815.742.0825

815.985.9522

815.218.8151

815.543.2008

815.540.3259

815.323.8904

815.262.8082

815.243.4502

815.209.6393

815.566.2437

815.222.6076

646.284.2875

Heather Porter

Ruth Premo

Allyson Richards

Juanita Rinaldo

Keith Ruiz

Luis Sancho

Team Schwartz

Kimberly Schwartz

Mary Shreve

Teresa Shreve

Jayson Shull

Tracy Suyko

815.988.7443

815.978.5613

505.980.7359

815.979.2877

815.985.0870

815.494.4536

815.914.7576

815.977.1919

815.262.7726

815.289.3362

815.978.6489

815.289.1130

John Sweeney

Jackie Tabor

Vikki Turnmire

Barbara Urycki

Lan Vaughn

Pat Versack

Ashley Vuong

Tracy Wallschlaeger

Mike Weerda

John Weiland

Carol Williams

Dale Williams

815.262.5769

815.520.6134

815.608.7229

815.505.2064

815.608.6137

815.262.4999

815.980.0197

815.988.5281

815.985.2895

815.494.6214

815.494.7812

815.519.2243

OUR AGENTS LIVE, WORK AND VOLUNTEER IN THE COMMUNITIES WE SERVE. Marcia Williams

Melody Williams

Marj Wollschlager

Stefanie Yarber

Team Zarembski

Brad Zimmerman

815.298.1098

815.505.9284

815.621.3124

815.995.0836

815.218.9210

815.985.2830

Find AN AGENT TODAY At www.GoGambino.com 3815 North Mulford Road Rockford, IL 61107 PH 815.282.2222 5330 Williams Drive Roscoe, IL 61073 PH 815.623.3333 www.GoGambino.com www.GoGambino.com | 17

STREET OF DREAMS LIFE ON THE FARM Through The Eyes of Ginny Meyer

1502 National Avenue Rockford $219,000 3 BD | 3 BA | 2,868 SQ FT This is not your grandmother’s Victorian. This treasure was remodeled with thoughtful attention to detail by an architect who once called this home.

Nestled on National Avenue, a dreamy street lining the Rock River with tall trees and great neighbors, you will find yourself feeling like you stepped into a storybook. Many unique features grace the floorplan, including custom-designed cabinetry with bookcases, marble serving buffet, custom office, hardwood floors, 10-foot ceilings, and two gas fireplaces. The master bedroom boasts a fireplace and a walk-in closet. The meticulously maintained yard showcases gardens that were included in the local Garden Glory Tour. Located within proximity to the bike path, downtown, and so much more, this home has a lot to offer.

Diane Meltmar 815.540.3259

18 | GRHG | ISSUE ONE | 2020

Trust. Certainty. Reliability.

That’s what you can expect from us!

• Online Mortgage Application

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Rob Grindle

Warren Swanberg

Margie Nowak

Jared Fewell

3815 N. Mulford Rd. Rockford, IL

2475 N. Perryville Rd. Rockford, IL

2475 N. Perryville Rd. Rockford, IL

9609 Forest Hills Rd. Machesney Park, IL

815.229.3223

815.979.7180

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815.877.2303

NMLS#462766

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Michael Hughes

Kelly Pospischil

5506 Clayton Circle Roscoe, IL

815.986.7168

Tammy Zurfluh

2141 N. State St. Belvidere, IL

VP, Mortgage Lending 2141 N. State St., Belvidere, IL

Kent T. Jones 3814 West Elm St. McHenry, IL

815.986.7131

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Kristi Amenda

Sara Reque

2200 Cranston Rd. Beloit, WI

2525 Milton Ave. Janesville, WI

608.299.3416

608.856.5503

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THE choice for superior Mortgage Service. blackhawkbank.com l 800.209.2616 MEMBER FDIC

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Residential Single Family

218 East State Street | Rockford

$295,000

983 Portsmouth Drive | Rockford

$189,900

1 BD | 1/1 BA | 1,500+ SQ FT Residential | 1,500+ SQ FT Commercial

3 BD | 2 BA | 1,598 SQ FT

Excellent, downtown Rockford opportunity awaits in this industrial-esque space. Easily live and work in Downtown Rockford like you have always dreamed. Near all the hip downtown activities, bars, restaurants, as well as indoor and outdoor markets. Now is the time to explore your options, including the possibility of renting loft or retail space.

Sharp, well-maintained ranch with an inviting porch, large yard, and trees that exude privacy and sense of space on .79 acres. Entertainers delight with a gorgeous stamped concrete patio, large fire pit, and plenty of parking for guests. The great room has vaulted ceilings, a skylight, and high efficiency wood burning fireplace. This home has many updates.

Team Lunde

Ginny Meyer

815.985.9522 teamlunde@gmail.com

815.262.8082 gmeyer@GoGambino.com

20 | GRHG | ISSUE ONE | 2020

1367 Brown Hills Road Rockford $415,000 5 BD | 4/1 BA | 5,029 SQ FT

LIFE ON THE FARM Through The Eyes of Ginny Meyer

GRAND ELEGANCE

Lovingly restored to its original elegance, this rare piece of Rockford history is nestled on an impressive tree-lined lot. With both updated and period details, the features are truly outstanding.

Custom marble entry, solid hardwood living and dining rooms, striking millwork, leaded glass pocket doors, mahogany library and sunlit solarium are all stunning. A gorgeous kitchen features custom cherry cabinets with Gothic arch detailing, Brazilian granite counters, tumbled marble backsplash and ceramic tile floors.

The remodeled powder room, mudroom, butler’s pantry and laundry complete the first floor.

The second floor offers a large master suite with private bath and adjoining den. Two additional bedrooms have full en-suite baths, and a private suite offers a sitting room, full bedroom and full bath, accomodating many living arrangements.

Karl Gasbarra 815.975.4218

Tips for Homebuyers Who Want to Make a Competitive Offer Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important stage in the homebuying process.

1. Listen to Your Real Estate Agent A recent article from Freddie Mac offers guidance on making an offer on a home in today’s market. Right off the bat, it points out how emotional this can be for buyers and why trusted professionals can help you stay focused on the most important things: “Remember to let your homebuying team guide you on your journey, not your emotions. Their support and expertise will keep you from compromising on your must-haves and future financial stability.”

Your real estate professional should be your primary source for answers to the questions you have when you’re ready to make an offer.

2. Understand Your Finances Having a complete understanding of your budget and how much house you can afford is essential. The best way to know this is to reach out to your lender to get pre-approved for a loan 22 | GRHG | ISSUE ONE | 2020

early in the homebuying process. Only 44% of today’s prospective homebuyers are planning to apply for pre-approval, so be sure to take this step so you stand out from the crowd. It shows sellers you’re a serious, qualified buyer and can give you a competitive edge if you enter a bidding war.

will help you stay competitive: “Your agent will work with you to make an informed offer based on the market value of the home, the condition of the home and recent home sale prices in the area.”

3. Be Ready to Move Quickly

After submitting an offer, the seller may accept it, reject it, or counter it with their own changes.

In a competitive market, it’s important to stay nimble throughout the negotiation process.

Your position can be strengthened with an offer that includes flexible move-in dates, a higher price, or minimal contingencies (conditions you set that the seller must meet for the purchase to be finalized). There are, however, certain contingencies you don’t want to forego. Freddie Mac explains: “Resist the temptation to waive the inspection contingency, especially in a hot market or if the home is being sold ‘as-is’, which means the seller won’t pay for repairs.

Without an inspection contingency, you could be stuck with a contract on a house you can’t afford to fix.”

According to the Realtors Confidence Index, published monthly by the National Association of Realtors (NAR), the average property being sold today is receiving more than three offers and is only on the market for a few weeks. These are both results of today’s competitive market, showing how important it is to stay agile and vigilant in your search. As soon as you find the right home for your needs, be prepared to work with your agent to submit an offer as quickly as possible.

4. Make a Fair Offer It’s only natural to want the best deal you can get on a home. However, Freddie Mac also warns that submitting an offer that’s too low can lead sellers to doubt how serious you are as a buyer. Don’t submit an offer that will be tossed out as soon as it’s received. The expertise your agent brings to this part of the process

5. Be a Flexible Negotiator

Today’s competitive market makes it more important than ever to make a strong offer on a home, and Gambino Realtors can help you rise to the top along the way. Call Gambino Realtors at 815.282.2222 to start your home search.

Residential Single Family

3 BD | 1 BA | 2,2110 SQ FT | $110,000

3 BD | 2 BA | 1,864 SQ FT | $110,000

3 BD | 2 BA | 2,079 SQ FT | $97,500

2315 N Winnebago Street | Rockford

1016 Brookfield Road | Rockford

1529 Benton Street |Rockford

All-brick ranch with large living room, formal dining room, and hardwood floors. Enjoy relaxing in front of the fireplace and cooking in the spacious kitchen. The lower level family room/bonus room is great for entertaining.

Manicured yard on tree lined street in NE neighborhood.

Large living room with dining area and eat-in kitchen.

Rec room, bonus room and full bath in lower level. Nice patio with back yard attached to open field.

Move-in ready, all brick bungalow that has so much to offer. Hardwood floors throughout and new carpet too.

Enjoy the eat-in kitchen boasting a sunroom and then head to the lower level rec room for some fun.

Laura Haynes | 815.985.1115

Ann Brady | 815.298-4683

Juanita Rinaldo| 815.979.2877

3 BD | 1 BA | 1,218 SQ FT | $95,000

3 BD | 1 BA | 1,275 SQ FT | $95,000

1612 MacArthur Drive | Rockford

222 S. Calvin Park Boulevard | Rockford

9426 Ritter Drive | Machesney Park

Charming cape cod on a quiet street. Large master on second floor. Nice kitchen island and flooring. Bright, three-season porch overlooking the covered patio and fenced yard. Rec room and ample storage in basement.

Cozy and well-kept ranch style home with spacious and bright living room, nice sized master bedroom, hardwood floors and attached garage. Enjoy the patio, hardscaped firepit in back yard and lower level rec room.

Spacious, ranch home with bright living room, hardwood floors, and attached garage. Relax knowing you have a newer roof, gutters, siding, and windows. Lower level rec room boasts ample space for entertaining.

Carson Breed | 815.871.5131

Ann Brady | 815.298.4683

Stefanie Yarber | 815.995.0836

3 BD | 2 BA | 3,150 SQ FT 3 BD | 1 BA | 1,409 SQ FT | $95,300

24 | GRHG | ISSUE ONE | 2020

Residential Single Family

$85,000 1 BD | 1 BA | 1,000 SQ FT

$79,900 3 BD | 1 BA | 950 SQ FT

$78,000 4 BD | 2 BA | 1,920 SQ FT

$74,900 3 BD | 1 BA | 1,310 SQ FT

$72,900 3 BD | 2 BA | 1,680 SQ FT

5615 Walker Avenue | Loves Park

7905 Cadet Road | Machesney Park

2007 13th Avenue | Rockford

2312 16th Avenue | Rockford

470 Wildflower Place | Belvidere

Team Lunde | 815.985.9522

Brad Carlson | 815.871.6333

Matt Koch | 815.543.7945

Korky Williams | 815.494.7812

Pam Cunningham | 815.289.6323

Need a thorough home inspection?

WE $69,900 2 BD | 1 BA | 1,239 SQ FT

$65,000 3 BD | 1 BA | 1,453 SQ FT

3304 Constance Drive | Rockford

1038 Lincoln Avenue | Rockford

Angie Leiva | 815.742.6010

Barbara Carstens | 815.871.3604

30 Years of Trust , KNowledge and Experience

Help you understand basic maintenance on your home Help you prioritize repairs and maintenance Computerized reports with detailed pictures SENTRILOCK access to properties Member of Rockford Area Realtors Member of International Association of Certified Home Inspectors Insured Guaranteed Completed Report in 24 hours

$58,000 2 BD | 1 BA | 1,312 SQ FT

$55,900 3 BD | 2 BA | 1,660 SQ FT

601 St. Louis Avenue | Rockford

5739 Peachstone Drive | Loves Park

Barb Urycki | 815.505.2064

John Sweeney | 815.262.5769

PUT YEARS OF EXPERIENCE TO WORK FOR YOU!

Trevor Karns - Owner|Certified Home Inspector 815.494.4189 | kinduetinspect@gmail.com | kinduet.com www.GoGambino.com | 25

Residential Single Family

$55,000 2 BD | 1 BA | 700 SQ FT

$50,000 2 BD | 1 BA | 576 SQ FT

$44,000 3 BD | 2 BA | 1,633 SQ FT

$41,600 3 BD | 2 BA | 875 SQ FT

$39,900 3 BD | 1/1 BA | 1,128 SQ FT

2806 Kinsey Street | Rockford

609 Trenton Avenue | Rockford

403 N. Johnston Avenue | Rockford

7501 Rogers Street | Machesney Park

1522 18th Avenue | Rockford

John Weiland | 815.494.6214

Team Zarembski | 815.218.9210

Team Zarembski | 815.218.9210

Bryan Holder | 815.543.1232

Miguel Lobato | 815.494.7905

$37,500 3 BD | 2 BA | 1,066 SQ FT

$37,400 3 BD | 1 BA | 1,057 SQ FT

5626 Peachstone Place | Loves Park

2411 Andrews Street | Rockford

Scot Craig | 815.985.8806

Heather Carter | 815.519.2969

$19,499 2 BD | 2 BA | 1,064 SQ FT

$19,000 3 BD | 1 BA | 1,263 SQ FT

538 Park Avenue | Belvidere

505 Montague Street | Rockford

Scot Craig | 815.985.8806

Jay Dowthard | 815.262.5769

26 | GRHG | ISSUE ONE | 2020

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Click Your Dream Into Reality

Nine Cold Weather Safety Tips for Your Furry Friends

E

xposure to winter’s dry, cold air and chilly rain, sleet and snow can cause chapped paws and itchy, flaking skin, but these aren’t the only discomforts pets can suffer. Winter walks can become downright dangerous if chemicals from ice-melting agents are licked off of bare paws. To help prevent cold weather dangers from affecting your pet’s health, please heed the following advice from our experts:

1. Repeatedly coming out of the cold into the dry heat of your home can cause itchy, flaking skin. Keep your home humidified and towel dry your pet as soon as he comes inside, paying special attention to his feet and in-between the toes. Remove any snowballs from between his foot pads.

2. Never shave your dog down to the skin in winter, as a longer coat will provide more warmth. If your dog is long-haired,

simply trim him to minimize the clinging ice balls, salt crystals and de-icing chemicals that can dry his skin, and don’t neglect the hair between his toes. If your dog is short-haired, consider getting him a coat or sweater with a high collar or turtleneck with coverage from the base of the tail to the belly. For many dogs, this is regulation winter wear.

3. Bring a towel on long walks to clean off stinging, irritated paws. After each walk, wash and dry your pet’s feet and stomach to remove ice, salt and chemicals—and check for cracks in paw pads or redness between the toes.

4. Bathe your pets as little as possible during cold spells. Washing too often can remove essential oils and increase the chance of developing dry, flaky skin. If your pooch must be bathed, ask your vet to recommend a moisturizing shampoo and/or rinse.

5. Massaging petroleum jelly or other paw protectants into paw pads before going outside can help protect from salt and

chemical agents. Booties provide even more coverage and can also prevent sand and salt from getting lodged between bare toes and causing irritation. Use pet-friendly ice melts whenever possible.

6. Like coolant, antifreeze is a lethal poison for dogs and cats. Be sure to thoroughly clean up any spills from your vehicle and consider using products that contain propylene glycol rather than ethylene glycol.

7. Pets burn extra energy by trying to stay warm in wintertime. Feeding your pet a little bit more during the cold weather

months can provide much needed calories and making sure she has plenty of water to drink will help keep her well-hydrated and her skin less dry.

8. Make sure your companion animal has a warm place to sleep, off the floor and away from all drafts. A cozy dog or cat bed with a warm blanket or pillow is perfect.

9. Remember, if it’s too cold for you, it’s probably too cold for your pet, so keep your animals inside. If left outdoors, pets can

freeze, become disoriented, lost, stolen, injured or killed. In addition, don’t leave pets alone in a car during cold weather, as cars can act as refrigerators that hold in the cold and cause animals to freeze to death. www.GoGambino.com | 29

Residential Single Family

7585 Derby Close Caledonia $225,000 4 BD |2/1 BA | 1,893 SQ FT

Team Lunde 815.985.9522

5619 Castlewood Court Rockford $219,900 4 BD |2/1 BA | 2,846 SQ FT

Miguel Lobato 815.231.4129

1745 Cherry Valley Road Kirkland $189,000 5 BD |2 BA | 2,600 SQ FT

John Sweeney 815.262.5769

30 | GRHG | ISSUE ONE | 2020

Residential Single Family

9204 Segunda Lane Machesney Park $179,900

1311 Harlem Boulevard Rockford $139,900

4 BD | 2/1 BA | 2,592 SQ FT

3 BD | 1/1 BA | 2,383 SQ FT

Laura Haynes

Jill Jarek

815.985.1115

815.621.5255

11075 Edgemere Terrace Roscoe $145,000

140 S. 6th Street Capron $119,000

4 BD | 2 BA | 2,643 SQ FT

3 BD | 1/1 BA | 1,736 SQ FT

Harkin Team

Mike Weerda

815.540.8908

815.985.2895

NEED A

WWW.MRGHANDYMAN.COM

815.637.0755 www.GoGambino.com | 31

GAMBINO CARES FAMILY COUNSELING SERVICES 631 N. Longwood Street Suite 103, Rockford, IL 61107 815.962.5585 | www.familycounselingrockford.org I was introduced to Family Counseling Services in 2007 by a friend who was looking for help with a silent auction.

When I learned about their mission, I was instantly inspired to help. I have continued to volunteer for FCS for the past 13 years, and am proud to serve on the Board.

Founded in 1877 by a group of citizens concerned with the well-being of individuals and families in our community, FCS is the oldest charitable organization in Rockford. Those founders understood that individuals and families faced obstacles and crises that could profoundly affect their lives, relationships, and happiness. They understood that offering assistance and guidance could improve the lives of individuals, families, and the community as a whole.

At FCS, we believe that everyone should have access to vital services, regardless of income. Services such as counseling, psychotherapy, and family life education are available on a sliding scale fee basis, which allows FCS to offer everyone the benefit of professional counseling, regardless of whether they have insurance or not.

As one of our clients recently stated “For the first time, I can say that I feel a place of inner confidence developing that will serve me the rest of my life.

Because of generous people that provide donations to FCS, people like me are able to receive the important help we need to carry on with our lives. In a very real sense, you are sitting beside us in our sessions as we do the hard work of healing. Thank you.�

Message F rom Marcia Williams, Sales Manager Gambino Realtors

LET GAMBINO HELP YOU FIND YOUR HOUSE t o g e t h e r

Residential Single Family

5787 E. Farm School Road Dakota $339,500 3 BD | 1 BA | 2,928 SQ FT

Matt Koch 815.543.7945

5137 Parliament Place Rockford $329,000 5 BD | 3/1 BA | 3.300 SQ FT

Jean Campbell 815.505.8336

7008 Cardigan Way Rockford $319,000 4 BD | 4 BA | 4,362 SQ FT

4081 S. Massbach Road | Stockton 3 BD | 3 BA | 2,100 SQ FT Spectacular equestrian property on over 27 acres is waiting for you to enjoy. The home has many updates, including a full kitchen remodel with custom cabinetry, stainless appliances, new lighting, bar sink and bamboo hardwood floors.

Beautiful trim work, oversized windows and three-season porch added in 2014. Walkout lower level turned into a master suite with living area, bedroom, walk-in closet, laundry and en-suite bath with double farm sinks. Perfect set up with three barns, a total of 10 stalls and up to six separate fenced pastures.

A 40x60 barn that is 15 feet high was added in 2017, with an adjacent 40x60 barn added in 2019. All barns have water systems and three main pastures have geothermal waterers as well. Both you and your animals will want to call this property home.

Jean Campbell 815.505.8336

Pam Cunningham 815.289.6323 pcunningham@GoGambino.com

34 | GRHG | ISSUE ONE | 2020

$549,900

SOLD

Residential Single Family

211 Strawbridge Drive Rockton $247,000 4 BD | 2/1 BA | 2,419 SQ FT

Heather Carter 815.519.2969

12918 Edwardsville Road Winnebago $239,900 3 BD | 2 BA | 2,084 SQ FT

Ginny Meyer 815.262.8082

501 Commander Place Belvidere $235,900

14711 Telegraph Road | Pecatonica

$289,000

4 BD | 2/1 BA | 2,198 SQ FT If you are ready for the quiet, country lifestyle, then this home is prepared to fulfill your dreams. The beautiful home welcomes you from the moment you step in the front door. The spacious kitchen with a walk-in pantry is ready for family gatherings. With a formal dining room, your friends and family will feel spoiled while enjoying each other’s company. Contained on five well-maintained acres, this property exudes privacy and serenity. Relish in the stunning hilltop and country views, and enjoy a stroll along the pond every day during your new home exploration.

4 BD | 2/1 BA | 2,346 SQ FT

Tony Badaluco 815.235,900

Allyson Richards 815.980.7359 arichards@GoGambino.com

www.GoGambino.com | 35

Residential Condominium

7325 Chucks Way | Loves Park

$124,900

2929 Sunnyside Drive #306A | Rockford

$114,900

2 BD | 1/1 BA | 1,280 SQ FT

2 BD | 2 BA | 1,278 SQ FT

This spacious condo is in an excellent location with easy access to I-90, restaurants, shopping, and so much more. Keep warm next to the gas fireplace in the living room or enjoy a cup of coffee at the breakfast bar in the kitchen; either way, this condo has all the comforts one is looking for in a home.

Stunning, third floor Cloisters condo with recent top to bottom renovations.

Find a passion for cooking in your gourmet kitchen featuring granite, stainless appliances, and pantry. Both bedrooms have access to the spacious deck overlooking serene greenspace. Enjoy the simple condo lifestyle.

Korky Williams

Team Lunde

815.494.7812 kwilliams@GoGambino.com

815.985.9522 teamlunde@gmail.com

36 | GRHG | ISSUE ONE | 2020

Residential Condominium

SOLD

3 BD | 3 BA | 2,849 SQ FT | $199,900

2 BD | 3 BA | 2,205 SQ FT | $179,900

2 BD | 2/1 BA | 1,974 SQ FT | $124,900

928 High Point Drive | Rockton

306 Armadale Way | Loves Park

4817 Majestic Pass | Loves Park

All brick ranch condo in Summit East. Open concept with cathedral ceiling and canister lighting. Hickory cabinets and five burner gas stove in kitchen. Finished lower level with full bath. 14 month home warranty included.

Ranch condo with spacious main level, plus 800 square feet in professionally finished lower level. Brazilian cherry floors throughout. Spacious eat-in kitchen has granite tops and stainless appliances. First floor laundry.

Move right into this end unit condo. New carpet in the living room and dining room. Cathedral ceiling. Master with private bath and walk-in closet. First floor laundry.

Full exposure with family room, bedroom and full bath.

Pat Bellinghiere | 815.871.1745

Karen Barbagallo | 815.988.5577

Angie Leiva| 815.742.6010

3 BD | 2 BA | 3,150 SQ FT 2 BD | 1/1 BA | 1,282 SQ FT | $121,900

2 BD | 2 BA | 1,044 SQ FT | $74,000

2 BD | 2 BA | 1,341 SQ FT | $70,000

4424 Kellee Lane | Loves Park

2929 Sunnyside Drive #228B | Rockford

4744 Wolverton Lane #G | Rockford

Beautiful, quiet condo within proximity of 1-90, Mercy, and more. Comfortable living and dining room open to kitchen on first floor. One car garage. Deck. Unfinished basement is ready for your ideas.

Resort style living in The Cloisters. HOA fee includes heated pool, heat, water, sewer, garbage, atrium with live plants, rec room with pool table, exercise room, heated garage, and more.

Condo featuring large living room with wood fireplace and door to balcony overlooking mature trees. Newer roof, appliances, bath vanities, and flooring. Large master with private bath. Detached garage.

David Bowers | 815.520.4091

Rose Gagnon | 815.637.0117

Jean Campbell | 815.505.8336 www.GoGambino.com | 37

BUILD YOUR DREAM HOME

VACANT LAND BY GAMBINO

Vacant Land

36.79 ACRES | $360,000

5.00 ACRES | $149,900

1.28 ACRES | $135,000

2.24 ACRES | $129,999

0.78 ACRES | $105,000

77XX S. Main Street | Rockford

7794 Manchester Road | South Beloit

713 Tuneberg Court | Belvidere

8357 E. Crockett Road | Roscoe

1280 Summerland Key | Rockford

Lyle McKinney | 815.543.2008

Team Lunde | 815.985.9522

Jean Campbell | 815.505.8336

Harkin Team | 815.540.8908

Mikhaele Howell | 815.871.6787

1.28 ACRES | $103,500

0.71 ACRES | $101,250

5079 Smokethorn Trail | Belvidere

1272 Summerland Key | Rockford

Jean Campbell | 815.505.8336

Mikhaele Howell | 815.871.6787

Not Just an Inspection, But an Education Buyer’s Home Inspections | Pre-Listing, Seller’s Inspections | New Construction Inspections New Construction Phase Inspections | 11 Month Builder’s Warranty Inspections 0.35 ACRES | $98,750

1.13 ACRES | $90,250

1261 Summerland Key | Rockford

707 Tuneberg Court | Belvidere

Mikhaele Howell | 815.871.6787

Jean Campbell | 815.505.8336

For Same Day Inspection Results, Call or Text Seven Days A Week Scott Howell, Certified Home Inspector, License 450003869 779.770.7667 | homeshield815@gmail.com | homeshieldinspections.net www.GoGambino.com | 39

BUILDING DREAMS SINCE 1973

FLOOR PLANS

NEW BUILDS

FREE ESTIMATE

100 YEARS

We have a variety of ranch

We handle every step in

We know your home is an

With over 100 years

home plans as well as

the process of a new build.

investment. That’s why we

combined experience, we

Two-story models. Looking

You can rest assured your

offer free estimates. You

continue to strive for

for custom? We can do

new home will be built

can trust our years of

excellence in every aspect

that too.

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within the field.

REACH OUT AND START THE PROCESS WITH US TODAY 1515 Elmwood Road Rockford, IL 61103 | 815.633.7619 | threehammer.com

Vacant Land

4.42 ACRES | $89,900

6.95 ACRES | $89,900

8.57 ACRES | $89,900

0.42 ACRES | $75,600

0.57 ACRES | $75,600

7795 Weldon Woods Close | Rockford

61XX 20th Street | Rockford

65XX Theodorff Road | Pecatonica

6613 Key Largo Drive | Rockford

6693 Key Largo Drive | Rockford

Mike Weerda | 815.985.2895

Tracy Suyko | 815.289.1130

Ginny Meyer | 815.262.8082

Mikhaele Howell | 815.871.6787

Mikhaele Howell | 815.871.6787

0.99 ACRES | $75,000

0.95 ACRES | $75,000

5.63 ACRES | $60,000

1.77 ACRES | $59,900

3.90 ACRES | $49,900

5106 Smokethorn Trail | Belvidere

5128 Smokethorn Trail | Belvidere

XXXX Prairie Hill Road | Rockton

7952 Weldon Woods Close | Rockford

161XX Telegraph Road | Pecatonica

David Palmer | 815.566.2437

David Palmer | 815.566.2437

Donya Bundy | 608.295.5181

Mike Weerda | 815.985.2895

Ginny Meyer | 815.262.8082

0.34 ACRES | $44,900

0.35 ACRES | $44,900

1.05 ACRES | $35,000

0.82 ACRES | $35,000

0.56 ACRES | $34,900

1297 Key West Drive | Rockford

12664 Pemberton Place | Winnebago

84XX Stillman Valley Road | Stillman Valley

119 Boeing Trail | Poplar Grove

1489 Castlehill Drive | Rockford

Mikhaele Howell | 815.871.8767

Pam Cunningham | 815.289.6323

Barbara Carstens | 815.871.3604

Mike Weerda | 815.985.2895

Brad Zimmerman | 815.985.2830

www.GoGambino.com | 41

Vacant Land

0.29 ACRES | $33,900

0.34 ACRES | $30,890

0.47 ACRES | $29,900

0.49 ACRES | $29,900

0.56 ACRES | $29,900

1248 Summerland Key | Rockford

1375 Conch Key | Rockford

8211 Woodhaven Lane | Rockford

1384 Castlehill Drive | Rockford

1387 Castlehill Drive | Rockford

Mikhaele Howell | 815.871.6787

Mikhaele Howell | 815.871.6787

Brad Zimmerman | 815.985.2830

Brad Zimmerman | 815.985.2830

Brad Zimmerman | 815.985.2830

4.58 ACRES | $24,900

0.24 ACRES | $21,500

0.75 ACRES | $17,900

0.00 ACRES | $10,000

0.44 ACRES | $9,900

21XX Reed Avenue | Rockford

673 Brentwood Road | Machesney Park

7XX Homestead Lane | Rockford

5801 Meadowlark Court | Rockford

7682 Highlands Drive | Winnebago

Mike Hakanson | 815.509.8518

Vita Locarno | 815.637.0705

Mike Weerda | 815.985.2895

Barb Key | 815.494.9626

Jon Krause | 815.637.0101

0.25 ACRES | $8,000

0.16 ACRES | $7,900

0.24 ACRES | $7,900

0.30 ACRES | $5,000

0.45 ACRES | $5,000

137 Flintridge Drive | Rockford

708 Windsor Road | Loves Park

2XX Wallace Avenue | Machesney Park

106 Griffin Place | Poplar Grove

510 Woodland Drive | Dixon

John Weiland | 815.494.6214

Vita Locarno | 815.637.0705

Vita Locarno | 815.637.0705

Dawn Butcher | 815.670.6446

Kathy Heeren-Ellis | 815.708.4061

42 | GRHG | ISSUE ONE | 2020

OPPORTUNITY IS

CALLING

COMMERCIAL REAL ESTATE

HISTORY IS READY TO COME ALIVE 1244 East State Street | Rockford | $529,900

THE BRIGGS MANSION

Built by C.C. Briggs of Dover, Vermont, Briggs Mansion is one of Rockford’s grandest and oldest homes. Mr. Briggs was a newspaper man, and was prominent in New England’s anti-slavery movement.

He participated in the underground railway. Upon moving to Rockford he established the bank, Briggs Spafford and Penfield, which would become Third National Bank. The Briggs family resided at 1244 East State Street until the late 1880’s.

The house remained vacant until 1892, when James Linnus Sherman (a carpenter who took part in the original construction of the home) was invited to live there.

The Sherman Family resided at the mansion until 1917. The house was then passed on to various family members and descendants of the Sherman family.

The Briggs Mansion was purchased in 2005 by Robert and Nelly Raleigh of Loves Park. The Raleigh family restored the home over a five year period. The property was then utilized as an event center for business meetings, small weddings and events.

Brad Benedict 815.988.4286 bbenedict@GoGambino.com

www.GoGambino.com | 45

Commercial

COMMERCIAL $1,499,000 | 48,600 SQ FT

HOTEL $649,900 | 36,744 SQ FT

OFFICE BUILDING $304,000 | 14,688 SQ FT

COMMERCIAL - C4 $229,900 | 4,400 SQ FT

OFFICE CONDO $99,900 | 1,608 SQ FT

222 North Water Street | Rockford

411 Mulberry Street | Rockford

4040 Charles Street | Rockford

211 West State Street | Rockford

205 Cadillac Court | Belvidere

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

Jay Dowthard | 815.289.7530

Brad Benedict | 815.988.4286

Brad Benedict | 815.988.4286

HISTORIC DOWNTOWN BUILDING

134 North Main Street | Rockford | $70,000 This gorgeous building, part of Rockford’s rich downtown history, is available. High traffic corner close to many redevelopment projects.

Walking to shops, theater and restaurants. City of Rockford owned, all contracts must be accompanied by use proposals and plans.

20,595 SQ FT | CURRENTLY MIX USE 46 | GRHG | ISSUE ONE | 2020

Michael Hakanson | 815.509.8518 | mhakanson@GoGambino.com

Commercial

5918 Park Ridge Road Loves Park $540,000

14190 Dearborn Avenue South Beloit $295,000

7,227 SQ FT

4,440 SQ FT

Mike Weerda

Team Lunde

815.985.2895

815.985.9522

SPECIAL PURPOSE

SPECIAL PURPOSE

4215 Newburg Road Rockford $379,000 10,637 SQ FT

Brad Benedict 815.988.4286

115 N. Swift Street Winnebago $229,000 9,600 SQ FT

Brad Benedict 815.988.4286

OFFICE FOR SALE

INDUSTRIAL FOR SALE

2816 N, Main Street Rockford $350,000 15.02 ACRES

Brad Benedict 815.988.4286

INDUSTRIAL LAND FOR SALE

1411 21st Street Rockford $225,000 2,993 SQ FT

Brad Benedict 815.988.4286

BUSINESS FOR SALE www.GoGambino.com | 47

Commercial

103 N. Benton Street Winnebago $189,900 3,000 SQ FT

Mike Weerda 815.985.2895

3103 Wallin Avenue Rockford $119,900 6,394 SQ FT

Brad Benedict 815.988.4286

OFFICE FOR SALE

INDUSTRIAL FOR SALE

1139 N. Springfield Avenue Rockford $189,500 1,976 SQ FT

Brad Benedict 815.988.4286

315 Hancock Street Rockford $99,900 1,925 SQ FT

Frank Gambino 815.637.0113

RETAIL-COMMERCIAL

MULTI-FAMILY HOME

3115 Auburn Street Rockford $125,000 1,350 SQ FT

Jay Dowthard 815.289.7530

RETAIL-COMMERCIAL 48 | GRHG | ISSUE ONE | 2020

3011 Auburn Street Rockford $49,900 1,586 SQ FT

Jay Dowthard 815.289.7530

RETAIL-COMMERCIAL

Commercial

621 South Avenue Rockford $42,900 2,486 SQ FT

Jay Dowthard 815.289.7530

2211 E. State Street Rockford $10 PSF 2,200 SQ FT

Brad Benedice 815.988.4286

SPECIAL PURPOSE-ASSEMBLY

UPSCALE RETAIL

720 Kishwaukee Court Rockford $39,800 1,680 SQ FT

Lyle McKinney 815.543.2008

2213 E. State Street Rockford $10 PSF 2,200 SQ FT

Brad Benedict 815.988.4286

MULTI-FAMILY HOME

UPSCALE RETAIL

917 S. Main Street Rockford $9.42 - $10.86 PSF 1,050 - 1,338 SQ FT

OFFICE FOR LEASE

6565 Cunningham Road Rockford $8,500/Acre 79.32 ACRES

Team Lunde

Brad Benedict

815.985.9522

815.988.4286

AGRICULTURAL LAND FOR SALE www.GoGambino.com |49

YUMMY

by Gambino

CHEESY GARLIC PULL-APART CHRISTMAS TREE PRESENTED BY KATHY HEEREN- ELLIS INGREDIENTS

NOTES

6 string cheese mozzarella cheese sticks (0.75 oz each) 5 extra-sharp cheddar cheese sticks (0.75 oz each) 5 Colby-Monterey Jack cheese sticks (0.75 oz each) 2 cans (16.3 oz each) refrigerated buttermilk biscuits (8 biscuits each) 2 tablespoons butter 1/2 teaspoon garlic powder 1/2 teaspoon Italian seasoning 1 tablespoon chopped fresh chives or Italian (flat-leaf) parsley 1 15 oz pizza or spaghetti sauce

Need a holiday appetizer or want to make a statement at the dinner table with this warm, delicious doughy creation?

No rising and rolling with this recipe! This recipe uses refrigerated buttermilk biscuits for ease and quick delicious results loaded with cheddar, mozzarella and Colby-Monterey Jack cheeses. Christmas tree cheese bread is a warm, garlic delight!

PREP 25MIN TOTAL 60 MIN SERVINGS 16

DIRECTIONS Heat oven to 350°F. Line 18x14-inch cookie sheet with cooking parchment paper.

Cut each cheese stick into 4 pieces to make 64 pieces. Separate each can of dough into 8 biscuits. Separate each biscuit into 2 layers for a total of 32 biscuit rounds. Flatten each biscuit round into 4-inch circle.

Place 2 pieces of the same type of cheese on center of each round. Fold edges up and over cheese; pinch firmly to seal. Using photo as a guide, place biscuits randomly by assorted cheeses, seam sides down and next to each other in a tree-shaped pattern on cookie sheet, starting with trunk and working up to the top.

In small microwavable bowl, microwave butter uncovered on High 30 to 60 seconds or until melted. Stir in garlic powder and Italian seasoning. Brush mixture on tops of biscuits. Bake 29 to 33 minutes or until golden brown and biscuits are no longer doughy in center.

Top with chives. In small microwavable bowl, microwave pizza sauce covered on High 60 to 90 seconds, stirring halfway through, until warmed through. Serve cheese-stuffed biscuits with pizza sauce.

Make sure to properly pinch seams together to prevent cheese from bubbling outside of biscuit dough.

Freshly shredded Parmesan cheese adds a nice garnish before serving.

www.GoGambino.com | 51

YOUR CAREER STARTS HERE

MENTORING & GUIDING REALTORS SINCE 1923

TAKE YOUR First Step - Schedule a visit today Heather Porter | V.P. & General Manager | 815.282.2222 | hporter@GoGambino.com ADDITIONAL RESOURCES CAN BE FOUND AT WWW.GOGAMBINO.COM/CAREERS.HTML