GAMBINO REALTORS HOME GUIDE
FROM OUR PRESIDENT
Jonathan R. KrauseGambino Realtors
"The best way to predict the future is to create it."
- Peter Drucker
As I reflect back on my previous articles for the Gambino Home Guide, it seems that predicting the future is a recurring theme. I suppose our world is always in a state of change, but perhaps the frequency and severity of recent changes creates a heightened sense of angst.
On the other hand, as we review changes in the past few years, including the recession years and the COVID pandemic, we can take heart that we not only survived, but eventually the real estate home values thrived! While none of us would want to go through that again, it does demonstrate that with every terrible upheaval, there can be pain but potential silver linings.
The current events surrounding tariffs and other massive changes certainly can generate worry, confusion, and foreboding. We can reassure ourselves that we are a resilient nation, and while our economy may feel some pain, we need to also look for opportunities that may come along.
One such opportunity may be a drop in interest rates if the Fed decides that the economy needs a boost. If that becomes the case, you would be wise to be ready to take advantage of the lower rates. It could very well be your one-time chance!
SOLD
6226 Hathaway Trail Roscoe
$625,000
Welcome to this exceptional, better-than-new ranch home where quality craftsmanship meets modern elegance. Nestled on a picturesque lot with a serene creek, this home offers a beautifully designed living space. Step inside to find gorgeous hardwood floors and walls of windows that flood the space with natural light while offering breathtaking views. The gourmet kitchen features sleek marble countertops and an open layout. The main floor boasts three spacious bedrooms, including a luxurious master with an en-suite bath, providing a private retreat. The professionally finished lower level expands your living space with a large family room, kitchenette, two additional bedrooms, a full bath, and a dedicated home gym. Walk out to the patio and enjoy the stunning backyard, perfect for relaxation or entertaining. Located in a prime area close to all amenities, this home offers tranquility and convenience.
Welcome to this beautifully crafted, open concept home with panoramic views! This home has hardwood floors, volume coffered ceilings in the expansive great room, built-in cabinetry and loads of windows. The living area boasts a floor-to-ceiling fireplace. The gourmet kitchen offers a walk-in pantry, granite countertops with snack bar and table seating. The master has a huge shower and two vanities. All of this sits on a .97 acre in Newbury Place, a country subdivision located in Belvidere School District
Welcome to this stunning 3,500 square foot ranch home nestled in a scenic, peaceful subdivision on three acres with a 36 x 45 heated pole barn. This beautifully updated property features four spacious bedrooms and three full baths. The gourmet kitchen is a chef’s dream to create culinary masterpieces! The lower level has a second kitchen. Enjoy the sparkling inground pool, complete with a gazebo, expansive decks, and a patio. Invite your friends and relish the outdoors this summer season!
15580 Taylor Street | South Beloit
Welcome to this stunning four bedroom home! The gourmet kitchen is all new, boasting granite countertops and stainless appliances. The gorgeous hardwood floors extend through the kitchen, formal dining room, entry and living room. The large bedrooms are upstairs, including a master bathroom with a tile shower, heated floors and a walk-in closet. The lower level offers a workout room/possible bedroom, a rec room, an office area and a full bath. The backyard is your private oasis, including an above-ground pool, Trex decking with a patio umbrella, great for entertaining and a shed. The three car garage is insulated and heated. Prairie Hill/Hononegah schools!
223 Lake Summerset Road | Lake Summerset
Modern, one owner 2,700 square foot custom lakefront ranch. This three bedroom, two bath home is stunning from the professionally landscaped yard to the high end finishes inside. The circle drive leads to a three car garage with lots of storage. Inside the grand foyer is the hub of the home with guest bedrooms and bath, master ensuite and great room. The home has a chef grade kitchen, double sided fireplace in the great room. Entire south side of home is windows to enjoy the sun and lake views! Flat approach and short walk to gorgeous lakefront with boat lift, cantilever pier and patio areas.
2236 Havaview Drive
Rockford
$265,000
Enjoy the luxury of Winnebago Schools and low County taxes with this sizeable ranch home boasting 1,576 square feet nestled on a .73 acre lot. The spacious three bedroom layout with two and a half baths is great for entertaining. Stainless steel energy star qualified appliances in the kitchen for the chef. Updated glass shower in the master bath. Maintenance-free exterior, new garage doors, new blacktop driveway, and new front door. The office/workshop is in the back of the garage, along with a half bath. The wood-burning stove in the basement has never been used by the owners. Front windows, kitchen windows, patio door, and bathroom windows were replaced by the current owners in 2021. Roof and facia done in 2014. All you have to do is move in and relish in the excellent location!
FOUR WAYS TO MAKE AN OFFER THAT STANDS OUT THIS SPRING
Now that spring is here, more and more buyers are jumping back into the market, and competition is heating up.
If you’re serious about landing a home you’ll love, you need more than just a wish list. You need a smart strategy – and that starts with working with a great agent who can help you put together a strong offer.
Here are some top tips your agent will share with you that are helping buyers stand out (and win) in today’s market.
Don't Lowball on Price
It’s tempting to start with a super low offer in an attempt to save money. But in a competitive spring market, that could backfire. If the price isn’t reasonable, you could offend the seller and lose out to a better bid. As NerdWallet says:
“If you really want the property, you should avoid offending the seller. So, be wary of placing a so-called lowball offer. One of the most obvious risks
of making a lowball offer is outright rejection. . . As a buyer, you’ll need to find a balance between making a fair offer and running the risk of losing the property.”
Your agent can help you understand local pricing trends and what a fair, yet strong offer looks like this season.
Consider an Escalation Clause
If you’re worried about competing bids, an escalation clause can help. If you have an escalation clause and the seller gets another offer, it increases yours up to a certain max amount you set. That way you don’t lose out over a small difference. Investopedia explains it like this:
“An escalation clause is a way to automatically escalate your bid by a certain dollar amount, up to a certain ceiling, to compete with other bids.”
Work with your agent to decide if this tactic fits your situation and budget. Just be sure not to stretch beyond what you’re truly comfortable spending and that the home is likely to appraise for the amount you offer.
If the appraisal comes in lower than your offer, you may have to make up the difference out of pocket. Your agent can help you weigh these risks and determine the best approach for your specific situation.
Be Intentional About the Concessions You Ask For
While some concessions (like help with closing costs) might be possible, too many demands could make another buyer’s cleaner offer more attractive. As the National Association of Realtors (NAR) notes:
“There are many factors up for discussion in any real estate transaction— from price to repairs to possession date. A real estate professional who’s representing you will look at the transaction from your perspective, helping you negotiate a purchase agreement that meets your needs . . .”
An agent who knows what’s working for other buyers in your area can help you prioritize the most important asks – and avoid ones that could turn off the seller.
Consider A Timeline That Appeals To The Seller
Sometimes, it’s not just about price, it’s about timing. Does the seller need extra time to move out? Or do they want to move as soon as possible? Flexibility here can work in your favor. By adjusting your timeline (if you’re able to), you could stand out against other offers. According to Atlas Van Lines:
“Everyone will have a unique timeline depending on the size of the move, the distance they are moving from or to, and personal preferences. It is important to be flexible and adapt the timeline as needed while ensuring you allocate enough time for each step.”
Your agent can communicate with the seller’s agent to find out what matters most, including timing.
Spring is here – and more buyers are entering the market. Work together with a Gambino Agent to learn ways to make your offer competitive.
1395 Wild Doe Close | Rockford
This gorgeous split-concept ranch home in Redenius Woods is WOW. The covered porch welcomes you into a foyer open to the massive great room and formal dining room area. The 10-foot ceilings, endless recessed lighting and loads of windows with transoms fill this home with light! The kitchen includes counter seating partially overlooking the great room adjacent to a butler pantry and dining area, lending itself to great entertaining! Master bedroom has trayed ceiling and updated en suite with dual vanity, separate toilet closet, soaker tub, shower with glass walls and custom tile. Down the open staircase is a cozy lower level, perfect for gathering. Custom-designed landscaping provides a peaceful backdrop.
7706 Bridlewood Road | Caledonia
This well-maintained home showcases quality craftmanship and modern updates. The great room and kitchen feature soaring cathedral ceilings, creating an open and inviting space, while a gas log fireplace adds warmth. The kitchen comes equipped with maple cabinets and a new stainless-steel sink. Atrium doors lead to a spacious two-tier composite deck, perfect for outdoor enjoyment. The master suite includes a private bath, jacuzzi tub, sitting area and direct deck access. The fully finished basement offers a recreation room, family room, den with closet, workout room, two egress windows, and a third full bathroom, providing ample space for various needs.
1927 Baintree Road | Lake Summerset
One of the most iconic lakefront homes in Lake Summerset, this brick colonial has 4,ooo square feet with four bedrooms and three and a half baths, three fireplaces, and is on .71 acres! Completely updated, formal living and dining rooms, kitchen with loads of cabinets, quartz counters. Upstairs are three bedrooms and hall bath including master suite. Master bedroom is right out of a magazine with fireplace, updated ensuite and large dressing room with island and a 500 square foot private deck. Lower level walkout has wet bar, family room, fourth bedroom and full bath. This home is like no other at Lake Summerset and is perfect for year round living.
Absolutely charming renovated farmhouse in Edgerton providing small-town living just minutes to I-90. A welcoming covered front porch outfitted for a swing greets you as you enter and are introduced to the home’s blend of past and present. The light and bright main level is ideal for enjoying with its spacious layout. Nestled on over a halfacre lot with garden area, space for pets and featuring an oversized detached garage full of opportunity for a hobbyist/crafter.
Move In Ready! This three bedroom, three bath, tri-level has newly updated open concept kitchen with all the bells and whistles. Relax in the large family room with a gas fireplace with a blower that creates a nice and cozy vibe on cold nights. Slider out to large deck and backyard backs up to a wooded lot, creating opportunity for nature enthusiasts. Enjoy the convenience of an outdoor shed and the excellent location of this home near schools and shopping.
Looking for a modern, upscale open concept home in Lake Summerset? Look no further! The main floor of the home has soaring ceilings, tons of windows and skylights that flood natural light into the open concept layout. The neutral color palette accentuates the architectural elements of the space. White oak LVT floors in great room and kitchen. French doors from great room lead to new deck overlooking park-like yard with great sunset views! Get ready for lake living!
home offers five bedrooms and three baths. The spacious living room has so much natural light. The kitchen has plenty of cabinetry and a nice sized dining area along with the three bedrooms and a master suite with a private bath. The lower level boasts a family room with fireplace and bar, perfect for entertaining. There are two additional bedrooms and a bath. The three-season room is gorgeous and overlooks the private treed (almost an acre) backyard. Rockton/Hononegah School District!
Exceptional home located in the vibrant Edgewater Neighborhood, a stone’s throw from the Rock River and its bike path, where passionate neighbors come together to host seasonal events for all to enjoy year-round. This brick beauty has been meticulously updated from top to bottom, blending traditional curb appeal with a modern, inviting interior that will make you want to spend every moment at home. Fully fenced backyard is an outdoor paradise with hot tub! Rare opportunity, so don't miss out!
Check out this move in ready two-story home situated on the outskirts of Pecatonica! Good sized living room and eat-inkitchen with stainless appliances. First floor laundry for convenience. Half bath on main level. Upstairs you will find three bedrooms, master has direct access to bathroom and double closets. Lower level has finished rec room and additional room that can be a bedroom, office, playroom or whatever your needs might be. Backyard has a privacy fence, shed and a patio to enjoy.
Kathleen
1559 Pier Drive
Lake Summerset
$299,000
4 BD | 3 BA | 2,215 SQ FT
Lake living at its best! This home is just a two minute walk to the main marina! Launch your kayak or paddle board at the convenient launch just steps away, fish from the dam, or launch your boatright out your front door! The open-concept great room, hallway, and kitchen have soaring ceilings flooded with natural daylight and superb lake views. The entire home has been painted, ceiling finishes updated, recessed lighting throughout, and new carpet in bedrooms. The kitchen features granite counters, an island in contrasting color and cabinets with crown molding. The master suite has a sliding door leading to the deck, dual closets in the dressing area, and an updated bath. Down the open staircase is a lightfilled lower level overlooking the backyard with a wet bar, a fourth bedroom or office, and an updated full bath. The sunsets will amaze you from the deck, which has panoramic lake views.
1974 Sunrise Drive | Rockton
Welcome to your dream home! Nestled in a beautifully maintained neighborhood, this move-in-ready gem offers the perfect blend of comfort, style, and convenience only minutes from all amenities. The inviting living room beckons with a cozy fireplace, setting the stage for warm gatherings and relaxing evenings. The kitchen features gleaming stainless steel appliances, sleek granite countertops, and a chic glass backsplash. With low-maintenance vinyl plank flooring throughout, upkeep is a breeze. Sliding doors lead seamlessly from the kitchen to a generously sized deck, creating a private oasis for entertaining or unwinding and overlooking a privacy-fenced yard complete with a garden shed.
on the river is more fun! Walk into the large foyer that is open to the spacious living room and eating area with windows looking out to the river. You will also find a gas fireplace with brick surround providing warmth and ambiance. Good sized eat-in kitchen. Stylish master bedroom has large walk-in closet, high end ceramic plank tile and there are sliders out to the back. Enjoy the panoramic view of the river when you sit out in the screened back porch. This property is situated on a half acre lot.
This well-built, split-level home is situated on a huge corner lot in a desirable neighborhood! This home features five spacious bedrooms! The sizable primary bedroom has an abundance of closet space and an updated bath with a massive tiled walk-in shower. Cozy living room with a large picture window that brings in plenty of natural light, that is open to the beautiful dining room. Large eat-kitchen with stainless appliances and solid wood cabinetry. Close to all amenities.
2003 Arizona Avenue Rockford
$169,000
3 BD | 2 BA | 1,754 SQ FT
Amanda Clark
815.623.5555
1002 Ramona Terrace | Machesney Park
$160,000
5455 Crestdale Drive Rockford
$158,000
3 BD | 3 BA | 1,957 SQ FT
Amanda Clark
815.623.5555
1309 Phelps Avenue Rockford
$149,000
3 BD | 1/1 BA | 1,312 SQ FT
Barbara Carstens
815.871.3604
Main floor living with no steps! You're going to love this super cute, nicely updated ranch home. It features a beautifully updated eat-in kitchen with loads of newer cabinets, two pantries, granite countertops, tile backsplash and stainless appliances. The living room has a cozy gas fireplace and bay window. Master bedroom with patio doors out to the spacious deck and a lovely fenced backyard. Oversized two car garage with workbench. Conveniently located between the Riverside and 173 shopping corridors. Easy access to I-90. Harlem Schools.
Teresa Shreve
815.289.3362
tshreve@GoGambino.com 3 BD | 1 BA | 995 SQ FT
5764 Whitecliff Road
$229,900
Lovely half acre lot on a dead end street. Enjoy the outdoor space with new low-maintenance fencing, a patio with a fire pit and a deck with a newer gazebo. The home features three bedrooms and two updated baths. Living room, family room with wood burning fireplace, a generous kitchen with Corian counters, and an under-mount sink. Wood laminate and tile flooring throughout. The master bedroom has a private ensuite bath with a newer tiled shower. Extra areas in the lower level include a central rec room space (needs flooring) and a possible office or bonus room. Other updates include a patio door with built-in shades (2024), a new driveway (2024), an HVAC that is about five years old, a water heater that is three years old and a brand new sump pump (2025). Exterior stained and ceilings painted (2024). Gutter guards (2020). Same owner for nearly 40 years.
6312 Browns Parkway | Loves Park
Loved by the same family for 50 years! The next generation will enjoy gleaming oak floors, six-panel doors, a bright tiled kitchen, an updated bath, and a huge primary with a 9x4 walk-in closet. Gas cooktop and wall oven in the kitchen. Newer refrigerator, freezer, washer, dryer, and water softener for peace of mind.
Fabulous three-season porch, vinyl siding and windows, 100 amp breakers, high energy efficient furnace, new roof in 2023, toilet and sink in the basement ready to be enclosed, and fenced backyard are just a few of the great features in this home! Easy access to shopping, restaurants, Alpine, Riverside, N 2nd St, I-90/173 corridor. (Some photos are virtually staged)
Charming move-in ready bungalow! This home perfectly blends its original character with modern updates. Step inside to find a bright and airy living space with plenty of windows that fill the home with natural light, complemented by gleaming hardwood floors throughout. The updated kitchen boasts modern appliances, stylish cabinetry, and ample counter space - perfect for cooking and entertaining. Unwind in the cozy three-season sunroom, a perfect spot for relaxation.
This is an adorable two bedroom ranch in Loves Park! It has been completely updated! Kitchen with oak cabinets and stainless steel appliances, eat in breakfast bar. Hardwood floors throughout the home. Glass block accent windows for light and privacy. Tiled bathroom with updated vanity and light bar. New Dutchlap siding and roof. Covered carport. Paver driveway for off street parking and space to build a garage. Fenced yard with extra shed. Spacious deck for outside grilling and entertaining!
THE NUMBER ONE THING SELLERS NEED TO KNOW ABOUT THEIR ASKING PRICE
When you put your house on the market, you want to sell it quickly and for the best price possible; that’s generally the goal. But too many sellers are shooting too high right now. They don’t realize the market has shifted as inventory has grown. The side effect? Price cuts are on the rise, but they really don’t have to be.
According to data from Realtor.com, in February, price cuts were the highest they’ve been in any other February since 2019 (see graph next page, top right).
If you consider that 2019 was the last true normal year for the housing market – that’s a big deal. We’re getting back to what’s typical for the market.
This isn’t the same frenzied seller’s market we saw a few years ago. You may not get the same price your neighbor did at the height of the pandemic. And that means you may need to reset your expectations.
Because here’s the reality. If you shoot too high and have to lower your price after the fact, you could actually end up walking away with lower offers than if you’d priced it right from the start. So, how do you avoid that? You lean on your agent.
How an Agent Helps You Nail the Right Price
A great agent doesn’t just pull a number out of thin air. They’ll use real data and market trends to make sure your house is priced based on what your specific home is valued at today. So, you’re setting a realistic price – one that’ll draw in serious buyers.
And based on your agent’s analysis of your local market, they may even recommend strategically pricing slightly below market value to help your house attract more eyes and more competitive offers. Here’s how your agent will determine the right number for your house: They look at recent sales. What did similar homes in your area actually sell for? Not list for, sell for. They analyze local market trends. Your home’s value isn’t just about what you want for it, it’s about what buyers in your area are willing to pay. They craft the right strategy. They’ll make sure your home is priced to attract attention and create a sense of urgency among buyers.
Why Overpricing Backfires
Unfortunately, some sellers still ignore their agent’s advice and prefer to start high just to see what happens. The hope being maybe they get their full asking price, or they at least have more wiggle room for negotiation. But pricing high usually ends up costing you, and here’s why:
Buyers may not even look at it. Today’s buyers are more budget-conscious than ever. If they see a home that seems overpriced, they’re likely to skip it completely rather than try to negotiate.
It could sit on the market for too long. The longer your home sits unsold, the more buyers will assume something’s wrong with it. That can make it even harder to sell down the line.
You might end up getting less. Homes that require a price cut often sell for less than they would have if they had been priced right from the start. You can see that shake out in the graph below. It uses data from the National Association of Realtors (NAR) to show that the longer a house sits, the less it’ll sell for (see graph, bottom right).
This graph shows that if a house sells within the first 4 weeks it is listed, it usually goes for full price. Based on experience, that’s what usually happens to homes that are priced at or just below current market value. If it’s priced right, buyers will be interested, and, ultimately, willing to pay the asking price – or compete with other buyers and even go over asking.
But if a house isn’t priced right, it doesn’t sell as quickly. And this graph shows that, after the first four weeks on the market, the price starts to drop from there. That’s because buyer interest falls off the longer it sits. So, it becomes more likely a seller will either accept a lower offer because that’s all they have, or opt to do a price drop to draw people back in.
The last thing you want is to list too high, watch your house sit, and then have to drop the price just to get attention. Talk to a Gambino Agent so that doesn’t happen to you.
540 Seasons Parkway | Belvidere
Spacious mobile home with three bedrooms and two baths! A baker's kitchen with a large island, lots of cabinets and a pantry. There is a separate dining room and a large living room for your gatherings. Nice-sized master with walk-through closet and bath, including whirlpool tub and walk-in shower. At the opposite end are two other good-sized bedrooms, a full bath, and a two(plus) car garage. Great location with no one behind you. Easy access to I-90/39/20, dining, shopping and medical facilities nearby. Located in Four Seasons Mobile Home Park.
3722 Westlake Village Drive | Winnebago
Beautiful ranch condo on Westlake Golf Course! Updated kitchen with granite, stainless, and hardwood. Great room with cozy fireplace and vaulted ceiling. Primary bedroom boasts two closets and private bath, including a double vanity. Second bedroom and second full bath on the main floor. Travel down the open stairway to the wonderfully finished lower level. There you will find a family room, thrid full bath with deep tub, walk-in storage closet, bonus/guest room, small craft room (or more storage) and a very unique music room with 2x6 construction and sound proof walls! Outside you can enjoy the golf course views from the stamped concrete patio or lake views from the front.
YUMMY
by Gambino
GOLDEN PARMESAN POTATOES
This dish is the perfect side for any main dish! Easy to prepare and great presentation.
INGREDIENTS
2 lb Yukon Gold potatoes (6 medium), peeled, thinly sliced
5 tablespoons butter
1 ½ teaspoons finely chopped fresh thyme
2 cloves garlic, finely chopped
¾ teaspoon salt
¼ teaspoon pepper
6 tablespoons grated Parmesan cheese
INSTRUCTIONS
Heat oven to 425°F. Place potatoes in large bowl of cold water. Grease bottom and sides of 10-inch nonstick ovenproof skillet with 1 tablespoon of the butter. Spray 12x12-inch piece of foil with cooking spray.
In 1-quart saucepan, heat remaining 4 tablespoons butter, the thyme and garlic over medium heat 1 to 2 minutes, stirring constantly until butter is melted but garlic has not browned. Remove from heat; set aside. In custard cup, combine salt and pepper.
Drain potato slices; pat dry between paper towels. Starting in center of pan, arrange 1/4 of potato slices, slightly overlapping in circular pattern, covering bottom of pan. Brush with 1/4 of butter mixture; sprinkle with 1/4 teaspoon of the salt mixture. Sprinkle with 2 tablespoons of the Parmesan cheese.
Repeat layers two more times, ending with cheese. Top with one more layer of potatoes, brush with remaining butter and sprinkle with remaining salt mixture. Press top of potatoes firmly with metal spatula. Cook uncovered over medium-high heat 5 minutes, gently shaking pan occasionally to prevent potatoes from sticking. Cover with foil, sprayed side down.
Bake 15 minutes. Remove foil; bake an additional 20 to 25 minutes or until potatoes are tender and golden brown. Remove from oven. Run small spatula around edge of potatoes; gently shake pan to loosen potatoes from bottom of pan. Carefully invert potatoes onto serving plate. To serve, cut into wedges.
AUTO REPAIR FOR SALE
Presenting an incredible opportunity for this auto repair building with spacious, well-maintained commercial property. This is situated in a high-traffic area, offering maximum visibility, offering great exposure with over 22,000 vehicular traffic daily.
