Money Journaling Future

Money

Mindset Journal FUTURE

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Money Journaling A money journal is a tool to organize your income, expenses, and goals in one place by physically writing them in a journal (manual or digital ).

It’s not just about the math, but rather how you THINK and FEEL about money in general, your spending habits and your personal relationship with money, in addition to the numbers.

MONEY JOURNALS: ·Motivate you to stick to your budget ·Create wealth over time ·Develop healthy spending habits ·Inspire financial mindfulness ·Bring you closer to financial freedom ·Determine the root cause of your relationship with money ·Create awareness of what you are thinking about money ·Discover what you believe to be true about money ·Pinpoint money habits that make you feel guilty ·Build awareness of expensive or over-budgeted purchases ·Recognize buyer’s remorse(feelings that indicate you are spending money you shouldn’t) ·Improve your overall money mindset

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Money Journaling You should have completed the “Starter Journal” prior to starting this money journal. The Starter Journal took you back to your first memory of money, explored some ideology of money growing up and encouraged you to get in touch with your feelings regarding your relationship with money.

This journal will deal with your future, your dream home, and savings ending with investments, retirement and long term goals.

Everyday you should start with selecting or creating a money affirmation. Next write your intentions or strategy declaration to manifest your affirmation.

At the end of each day make entries in your daily spending log and complete your journal prompt.

Happy Journaling!

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Money Journaling Today’s Affirmation My financial situation is amazingly awesome

I am phenomenal at managing money

I am in absolute control of my financial life

Write your affirmation here Choose one of the above or write your own

Manifestation Declaration I will

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 1. Have you set a plan for retirement?

If so, what does that look like?

If not, https://www.ssa.gov/prepare/plan-retirement to assist you in creating a plan for retirement.

My plan for retirement is

My healthcare

My tax strategy is

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 2. Do you currently have a matched or unmatched retirement savings plan?

If so, have you determined whether you are saving enough to meet your retirement goals?

If not, are you planning to obtain one? How much will you save to meet your retirement goals?

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 3. Describe your ultimate dream home.

Have you performed the appropriate research to create a plan?

What steps do you need to take to obtain your dream home?

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 4. What it your 5-year savings goal?

What specifically are you doing to reach the 5 year goal?

Include clearly defining what you wish to achieve at the end of the 5 years, an accurate assessment of your current financial situation and an outline of your strategy to achieve your 5 year savings goal.

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 5. How much would you like to have saved in the next 10 years?

What specifically are you doing to reach the 10 year goal?

Include clearly defining what you wish to achieve at the end of the five years, an accurate assessment of your current financial situation and an outline of your strategy to achieve your five year savings goal.

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 6. What have you learned from reaching short-term goals that will help you obtain your long-term goals?

Long-term goals should be visualized, prioritized and a strategized motivational plan to assist you in obtain them. List your long term goals using these tools.

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 7. If you receive an abundance of money on your next birthday, what financial goals would you accomplish?

What other things would you do with the additional money?

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 8. Do you desire to have financial abundance or just comfortable financially when you reach retirement age?

What does that look like to you?

In order to achieve that status, what are the necessary changes you need to make today?

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 9. Using the chart below, are you on target for meeting your retirement savings goals for your age?

If not, examine your retirement savings plans and determine amount to be adjusted to met goals.

This may include employer retirement plans, Roth IRAs, IRAs. investments, IULs, social security, and personal savings accounts.

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Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

@fit_fixer

Date: _______________

Daily Spending Log ITEM

COST $$

BUDGETED?

Yes or No

BUDGETED?

Yes or No

NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase) ITEM

COST $$ NEED or WANT? THOUGHTS (prior to purchase) FEELINGS (after purchase)

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Future Journal Prompts 10. Do you currently have any of the investments listed below?

If so, take time to evaluate your current portfolio and make plans to adjust as needed.

If not, take time to research each type and determine which is best for you. Create a realistic timeframe of when you can began your investment.

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NOTES

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