FiscalBeatConsulting
We are located on land known by many names including Moh'kinsstis(Blackfoot),Wincheesh-pah(Nakoda),Kootsisáw (Tsuu'tina),Otos-kwunee(Cree),Klincho-tinay-indihay (Slavey), referred to by settlers as Calgary.We are grateful for the opportunity to live, work, and reston thisland, and we gladly welcome and serve clients from across all territories.
Financial Consulting and Fractional CFO Services
Note From
The Founder
To my prospective clients,
I want to express to you my love of all things math, statistics, analysis, and spreadsheets! If doing these things for your business intimidates you or fills you with dread then we should talk. It is my opinion that not only is good financial data pivotal to running and growing your business, but that it should be coupled with strategic knowledge to ensure good decision making.
Fiscal Beat Consulting specializes Financial Planning and Analysis (FP&A) to transform numbers into actionable insights and strategy, empowering small businesses, startups, and nonprofits to achieve their goals. We can help you with maintenance, margin improvements, efficiency increases, and growth. By providing fractional Chief Financial Officer (CFO) services or short term finance consulting, we save our clients time, money, confusion, and stress
Years of working with quantitative data, modelling, and budgeting, as well as experience working in small businesses during the startup and growth phases,combined with an MBA in finance, have brought me to my passion, working as a growth business CFO. I believe that access to sound financial knowledge, strategy, and advice shouldn’t be limited by the size of an organization and I’ve structured the services at Fiscal Beat Consulting around that belief. If you are looking for help with the finance aspects of your business, sprinkled with some humour and empathy, I can help!
I look forward to crunching some numbers for you,
Ania Karzynska, Owner, Fiscal Beat Consulting
Why hire a fractional CFO?
Increased Insight
A fractional CFO oversees financial performance, identifies trends and patterns, and presents opportunities for cost cutting, improving cash flow, expansion, investment, and growth. They can improve efficiency, streamline processes, raise profit, refine deal structures, spot errors or issues and help correct them.
Strategic Input
Affordability
The analysis provided by a CFO helps business leaders make better informed, data driven decisions to support the strategic vision. Through the process of financial planning a CFO helps identify the required financial resources and implications of various strategic options. A CFO's examination of the possible scenarios prepares a business for challenges it may face, increasing resilience and contributing to a swift strategic recovery if they occur
Reduced Risk
Hiring a full time CFO is too costly for many small organizations. A fractional CFO works with the management team at a capacity suited to the needs of the needs of the business to provide insights and strategic support for much less. It’s an ideal solution for a tight budget and a part time finance workload.
Companies with no financial planning, analysis, oversight, or controls are at an increased risk of internal and external fraud, under performing investment decisions, unexpected shifting market conditions, or financial errors, which are expensive and divert company resources. A fractional CFO provides financial management, monitoring, and policy implementation and processes, reducing unplanned costly situations.
Why hire us?
Experience
We have experience being the first and only finance role within a company making us adept at creating a finance function where there wasn’t one and dealing with the often chaotic, fast changing environments of the startup world We quickly familiarize ourselves with the operations and collaborate with the staff and any other service providers the business uses to assess the company's position, needs, and objectives to immediately start generating impact.
Collaboration
andthenbringyoutheanswers.Wegetto knowyourteamandproducttobetterunderstand andintegratethenuancesspecifictothebusinessintothe analysisandstrategy.Whenyourbusinessfaceschallengeswetakepart inproblemsolvingandadjustyourfinancesasneeded.Asatrustedmemberofyour team,wearenotonlythereforyou,wearetherewithyou.
Accommodation
We meet you where they are at, using the platforms you currently have. We believe that spreadsheets are a perfectly acceptable as the initial tool for your financial planning and analysisandwon'tpushyoutobuynewsoftwareuntilyourneedsandbudgetaligntodoso.
Multi-IndustryKnowledge
Having cross industry experience has given us a broader perspective and made us more adaptable. We draw insights and best practices from different sectors, enabling us to think creatively and apply innovative solutions, approaches, and strategies that can differentiate you from your competition. Knowledge in various businesses has made us more flexible and agileinourapproachandweareadeptatlearningaboutnewproductsandmarkets.
Values
Integrity and transparency are key to interactions with our clients, staff, and partners. We strive to provide honest and unbiased service. We believe you should get all the advice and deliverables your business needs, but nothing more than that. We want to make the world a better place and believe that business can be a force for good, consequently we conduct our business ethically and work with ethical businesses. We prioritize inclusion, diversity, equity,andaccessibility,andwelooktoworkwithclientswhodothesame.
Strategy
Scenario
Planning
Custom Packages
MonthlyOversight
We know most business owners don't look at their monthlyfinancial statements, butexaminingyourbooksisvitaltobeingresponsiveand agile. Wesetbudgets,reviewfinancials,andcalculatevariancesto flagpotentialissuesearlyandidentifyupcomingopportunities.
FinancialModels
Ourmodelsareusedforplanningandscenarioanalysis a valuabletool forpreparedness, problemsolving, contractnegotiation, riskassessment,valuatioins, financing,andstrategicdecisionmaking.
Strategy
We work withyouto determine your financial strategyand then continuously assess your organization’s financial health advisingongrowthstrategies,crisismanagement,capitalstructure, transactionterms,andmuchmore.
FundingAssistance
Manycompanies are lookingfor financing through debt, equity, orgrant funding.Wehelppreparedebtapplicationsorinvestorpitches,including projections budgets, financial calculations (NPV, IRR, valuations), analyticalgraphicsforpitchdecks,dataroomsetupand upkeep.
We analyze yourfinances per region or per productto isolatethe profitable from the wasteful, optimize pricing, aid in the selecton of keyperformanceindicators (KPIs) andratiostomonitor, settargets, track capital efficiency andensure sufficientliquidity. Various otheranalysescan donebasedon thechallenges and opportunitiesthatneedto beaddressed.
FinancialControls
Wedesignpoliciesandprocedures, implementcontrols, andprovideongoingmonitoring, reducingtheriskoffraudwhileincreasinginvestorandboardconfidence.
