Product Focus: Lack of FENSA Certificate Background
Outcome:
The insured was purchasing a property where windows had been replaced without a FENSA certificate. Cover was being sought to protect against Local Authority enforcement action, the issue being that they were replaced only a month before First Title received the enquiry.
Despite the time-frame falling below the standard assumptions time requirement of three months, First Title were able to offer a policy, specifically for the works of concern, subject to confirmation of the number of windows replaced.
Ramifications of Risk:
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Should the Local Authority carry out enforcement action it could be costly for the insured to either get the current windows replaced with FENSA compliant units, or have the current units regularised.
Call: +44 (0)207 160 8218 Email: online@firsttitle.co.uk Visit: www.firsttitleresidential.co.uk First Title Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. First Title Insurance plc is registered in England under company number 01112603. Registered office: First Title Insurance plc, ECA Court, 24-26 South Park, Sevenoaks, Kent TN13 1DU.
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