INSURANCE
FIRSTBIKE MAGAZINE
WHAT TO DO IF YOU
CRASH
gu id e prep ared . H ere’s ou r be s, en pp ha st or w on If th e ci si on s af te r a co lli si to m ak in g th e rig ht de Safe riding, great kit and a well-maintained motorcycle are great ways to avoid collisions. However, mistakes do happen, so you need to know what to do when the worst occurs. The most vital check is to make sure you’re not injured. Immediately after a collision, adrenaline can mask serious wounds, so take the time to assess how you feel. If there’s any pain, call an ambulance as it’s always better to be safe than sorry. Then check anyone else involved. Even if you’re at fault, it’s best not to admit liability. Stay calm and gather the details. Use your phone to photograph any damage, the surrounding road and area, and video it too. It’s all very helpful when making an insurance claim and if the police become involved. If you don’t swap details with the other party at the scene, you must give your details to the police within 24 hours. You should contact your insurer as quickly as possible too. Afterwards, take the time to talk with family and friends. Being in a collision is stressful, so don’t let anxiety build up.
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COLLISION CHECKLIST YOU INJURED? IS ✓ ARE ANYONE ELSE? IF SO, CALL AN AMBULANCE
OFF ENGINE & ✓ SWITCH TURN ON HAZARD LIGHTS CALM AND MOVE ✓ STAY SOMEWHERE SAFE ✓ DON’T ADMIT LIABILITY ✓ RECORD ANY INJURIES ANY HELMET-CAM ✓ STORE FOOTAGE ✓ TAKE LOTS OF PHOTOS & VIDEO AN ANIMAL IS INVOLVED, ✓ IF CALL THE POLICE THE OTHER PARTY’S ✓ GET INSURANCE AND VEHICLE DETAILS
✓ GET WITNESSES’ DETAILS YOUR INSURER AS ✓ CONTACT SOON AS POSSIBLE
