881 E Placita De Michael, Tucson, AZ 85718

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Subject Property :   881 E Placita De Michael Tucson AZ 85718

Owner Information

Owner Name : Callahan Tiffany S

Mailing Address : 881 E Placita De Michael, Tucson AZ 85718-2723 C055

Owner Occupied Indicator : O

Location Information

Legal Description : Shadow Hills Lot 568

County : Pima, Az

Census Tract / Block : 47.26 / 3

Township-Range- Sect : 13S-14E-7

Legal Book/Page : 30-8

Legal Lot : 568

Market Area : 12

Last Market Sale Information

Recording/Sale Date : 07/16/2021 / 07/15/2021

Sale Price : $710,000

Document # : 1970714

APN : 108-08-5690

Subdivision : Shadow Hills

Map Reference : 07-13S-14E

School District : Catalina Foothills

Munic/Township : Catalina Foothills

1st Mtg Amount/Type : $445,000 / Cnv

1st Mtg Document # : 1970715

1st Mtg Term : 30

Deed Type : Warranty Deed Price Per SqFt : $260.93

Title Company : Stewart Title & Tr/tucson

Lender : Nova Fin'l & Inv Corp

Seller Name : Spiece Family Trust

Prior Sale Information

Prior Rec/Sale Date : 07/24/1992

Prior Sale Price : $216,000

Prior Doc Number : 9340-368

Prior Deed Type : Joint Tenancy Deed

Prior Lender : Source One Mtg Svcs Corp

Prior 1st Mtg Amt/Type : $116,000 / Conv

Prior 1st Mtg Rate/Type : / Fixed Rate Loan

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

Property Characteristics

Gross Area : 2,721

Living Area : 2,721

Total Rooms : 5

Year Built / Eff : 1984

# of Stories : 1

Parking Type : Garage

Property Information

Land Use : Sfr

County Use : Single Fam Resurban Subd

Tax Information

Total Value : $451,572

Total Taxable Value : $44,254

Assessed Year : 2021

Garage Capacity : 2 Pool : Pool

Roof Material : Tile Air Cond : Refrigeration

Heat Type : Forced Air Quality : Fair

Cooling Type : Forced Air Condition : Excellent

Exterior wall : Frame Wood Bath Fixtures : 9

Patio Type : Covered Patio Pool Size : 450

Zoning : CR-1 Lot Size : 33,112

Lot Acres : 0.76

State Use : Single Fam Resurban Subd

Property Tax : $4,853.02

Current Year Total Value : $56,023

Tax Rate Area : 1600 Current Year Improvement Value :

Market Value : $451,572

Tax Year : 2021 Current Assessed Year : 2023

$55,973

Current Year Land Value : $50

Customer

American

Sale Price $710,000 $540,000 $1,100,000 $786,694

Bldg/Living Area 2721 2378 3013 2752

Price Per Square Foot $260.93 $211 $375 $285.76

Year Built 1984 1964 1999 1980

Size 33,112 26,205 48,678 34,641

$492,577 $424,990

S 881 E Placita De Michael 710,000 451,572 07/16/2021

1 861 E Placita De Arnoldo 965,000 485,738 09/19/2022

6280 N Placita De Luis 975,550 492,577 05/20/2022

3 6320 N Placita De Rojelio 740,000 466,301 10/28/2021

4 6340 N Placita De Rojelio 849,995 483,271 06/22/2022

1200 E Placita De Graciela 835,000 412,758 11/23/2021

665 E Rudasill Rd 540,000 333,158 10/18/2021

801 E Camino De Los Padres 610,000 381,442 01/07/2022

6010 N Canyon Dr 650,000 353,596 07/29/2022

1404 E Orange Grove Rd 757,000 426,207 05/13/2022

6550 N Camino De La Karina 600,000 359,512 07/14/2022

2,721 33,112 1984 CR-1

2,957 35,828 1987 0.07 CR-1

2,987 37,152 1988 0.14 CR-1

2,827 30,548 1986 0.17 CR-1

2,964 36,279 1986 0.19 CR-1

2,537 31,767 1985 0.27 CR-1

2,506 45,356 1987 0.35 CR-1

2,815 37,240 1972 0.41 CR-1

2,585 36,710 1973 0.43 CR-1

2,675 26,205 1989 0.44 CR-1

2,378 48,678 1964 0.53 CR-1

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 10/13/2022

6555 N Camino De Michael 690,000 387,851 11/19/2021

12 1601 E Placita Pluma 950,000 430,606 04/25/2022

13 6650 N Calle Padre Felipe 725,000 420,457 09/26/2022

14 6551 N Camino Abbey 597,500 438,681 09/14/2022

15 6430 N Camino Arturo 770,000 429,656 02/24/2022

16 835 E Camino De Fray Marcos 985,000 440,396 04/13/2022

17 209 E Rudasill Rd 750,000 445,406 06/30/2022

18 6660 N Camino Abbey 873,825 409,656 05/02/2022

19 5701 N Placita Del Trueno 770,000 417,847 05/13/2022

20 5740 N Placita Del Trueno 1,100,000 484,677 06/28/2022

Distressed Sales =

2,883 35,280 1964 0.54 CR-1

2,532 34,283 1985 0.56 CR-1

2,956 38,279 1964 0.56 CR-1

2,837 29,470 1972 0.6 CR-1

2,987 26,811 1969 0.61 CR-1

2,862 32,979 1974 0.63 CR-1

2,660 43,560 1999 0.64 CR-1

2,532 27,091 1979 0.73 CR-1

2,556 27,092 1987 0.77 CR-1

3,013 32,208 1980 0.79 CR-1

:

Stiffler

: First American

: 10/13/2022

Details of Comparables

Subject Property: 881 E Placita De Michael Tucson Az 85718

Owner Name: Callahan Tiffany S /

APN / Alternate APN: 108-08-5690 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1984 / Rec. Date / Price: 07/16/2021 / $710,000 Living Area: 2,721

Subdivision / Tract: Shadow Hills / Lot Size: 33,112

# of units:

Document #: 1970714 Bedrooms: Pool: Pool

Total Tax Value: $451,572 Bath(F/H): /

#1   861 E Placita De Arnoldo Tucson Az 85718

Owner Name: Hinkle Charlotte E /Rieth Stephen E

APN / Alternate APN: 108-08-5420 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1987 / Rec. Date / Price: 09/19/2022 / $965,000 Living Area: 2,957

Subdivision / Tract: Shadow Hills / Lot Size: 35,828

# of units:

Document #: 2620578 Bedrooms: Pool: Pool

Total Tax Value: $485,738 Bath(F/H): /

#2   6280 N Placita De Luis Tucson Az 85718

Owner Name: Chittum Earl W /Chittum Brook A

APN / Alternate APN: 108-08-5370 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1988 / Rec. Date / Price: 05/20/2022 / $975,550 Living Area: 2,987

Subdivision / Tract: Shadow Hills / Lot Size: 37,152

# of units:

Document #: 1400534 Bedrooms: Pool: Pool Total Tax Value: $492,577 Bath(F/H): /

#3   6320 N Placita De Rojelio Tucson Az 85718

Owner Name: Brown Nicholas J /Huang Eden

APN / Alternate APN: 108-08-5620 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1986 / Rec. Date / Price: 10/28/2021 / $740,000 Living Area: 2,827

Subdivision / Tract: Shadow Hills / Lot Size: 30,548

# of units:

Document #: 3010671 Bedrooms: Pool:

Total Tax Value: $466,301 Bath(F/H): /

#4   6340 N Placita De Rojelio Tucson Az 85718

Owner Name: Arzner Kristen /

APN / Alternate APN: 108-08-5630 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1986 / Rec. Date / Price: 06/22/2022 / $849,995 Living Area: 2,964

Subdivision / Tract: Shadow Hills / Lot Size: 36,279

# of units:

Document #: 1730689 Bedrooms: Pool: Pool

Total Tax Value: $483,271 Bath(F/H): /

Customer Name : Jeremiah

Company

: First American

10/13/2022

#5   1200 E Placita De Graciela Tucson Az 85718

Owner Name: Legaspi Anna N Living Trust /

APN / Alternate APN: 108-08-5110 / Deed Type: Warranty Deed

Subdivision / Tract: Shadow Hills / Lot Size: 31,767

Rec. Date / Price: 11/23/2021 / $835,000 Living Area: 2,537

Land Use: Sfr

Year Built / Eff: 1985 /

# of units:

Document #: 3270348 Bedrooms: Pool: Pool

Total Tax Value: $412,758 Bath(F/H): /

#6   665 E Rudasill Rd Tucson Az 85704

Owner Name: Namazyfard Kaveh /Namazyfard Zina

APN / Alternate APN: 102-19-0600 / Deed Type: Warranty Deed

Subdivision / Tract: Descanso Acres / Lot Size: 45,356

Rec. Date / Price: 10/18/2021 / $540,000 Living Area: 2,506

Land Use: Sfr

Year Built / Eff: 1987 /

# of units:

Document #: 2910983 Bedrooms: Pool:

Total Tax Value: $333,158 Bath(F/H): /

#7   801 E Camino De Los Padres Tucson Az 85718

Owner Name: Khan Jonathan T /Lankes Eva A

APN / Alternate APN: 108-06-0360 / Deed Type: Warranty Deed

Subdivision / Tract: Santa Catalina Estates / Lot Size: 37,240

Rec. Date / Price: 01/07/2022 / $610,000 Living Area: 2,815

Land Use: Sfr

Year Built / Eff: 1972 /

# of units:

Document #: 70447 Bedrooms: Pool: Pool

Total Tax Value: $381,442 Bath(F/H): /

#8   6010 N Canyon Dr Tucson Az 85704

Owner Name: Jazo Llc /

APN / Alternate APN: 102-19-0560 / Deed Type: Warranty Deed

Subdivision / Tract: Descanso Acres / Lot Size: 36,710

Rec. Date / Price: 07/29/2022 / $650,000 Living Area: 2,585

Land Use: Sfr

Year Built / Eff: 1973 /

# of units:

Document #: 2100510 Bedrooms: Pool: Pool Total Tax Value: $353,596 Bath(F/H): /

#9   1404 E Orange Grove Rd Tucson Az 85718

Owner Name: Bookbinder Steven M /Bookbinder Gabriel

APN / Alternate APN: 108-08-3310 / Deed Type: Warranty Deed

Subdivision / Tract: Shadow Hills / Lot Size: 26,205

Rec. Date / Price: 05/13/2022 / $757,000 Living Area: 2,675

Land Use: Sfr

Year Built / Eff: 1989 /

# of units:

Document #: 1330719 Bedrooms: Pool: Pool

Total Tax Value: $426,207 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

#10   6550 N Camino De La Karina Tucson Az 85718

Owner Name: Reyerson Eva E /

APN / Alternate APN: 108-06-1080 / Deed Type: Warranty Deed

Land Use: Sfr

Subdivision / Tract: Santa Catalina Estates 2 / Lot Size: 48,678 Year Built / Eff: 1964 /

Rec. Date / Price: 07/14/2022 / $600,000 Living Area: 2,378

# of units:

Document #: 1950424 Bedrooms: Pool: Pool

Total Tax Value: $359,512 Bath(F/H): /

#11   6555 N Camino De Michael Tucson Az 85718

Owner Name: Hill Roy W /Molina Paola A

APN / Alternate APN: 108-06-1060 / Deed Type: Warranty Deed

Subdivision / Tract: Santa Catalina Estates 2 / Lot Size: 35,280

Rec. Date / Price: 11/19/2021 / $690,000 Living Area: 2,883

Land Use: Sfr

Year Built / Eff: 1964 /

# of units:

Document #: 3230804 Bedrooms: Pool:

Total Tax Value: $387,851 Bath(F/H): /

#12   1601 E Placita Pluma Tucson Az 85718

Owner Name: Schem Jason /Schem Hye I

APN / Alternate APN: 108-08-2900 / Deed Type: Warranty Deed

Subdivision / Tract: Shadow Hills / Lot Size: 34,283

Rec. Date / Price: 04/25/2022 / $950,000 Living Area: 2,532

Land Use: Sfr

Year Built / Eff: 1985 /

# of units:

Pool: Total Tax Value: $430,606 Bath(F/H): /

Document #: 1150705 Bedrooms:

#13   6650 N Calle Padre Felipe Tucson Az 85718

Owner Name: Trebon Theresa L /

APN / Alternate APN: 108-06-0900 / Deed Type: Warranty Deed

Subdivision / Tract: Santa Catalina Estates 2 / Lot Size: 38,279

Rec. Date / Price: 09/26/2022 / $725,000 Living Area: 2,956

Land Use: Sfr

Year Built / Eff: 1964 /

# of units:

Document #: 2690368 Bedrooms: Pool: Pool

Total Tax Value: $420,457 Bath(F/H): /

#14   6551 N Camino Abbey Tucson Az 85718

Owner Name: Mystery Trust /

APN / Alternate APN: 108-07-1470 / Deed Type: Warranty Deed

Subdivision / Tract: Santa Catalina Estates 4 / Lot Size: 29,470

Rec. Date / Price: 09/14/2022 / $597,500 Living Area: 2,837

Land Use: Sfr

Year Built / Eff: 1972 /

# of units:

Document #: 2570092 Bedrooms: Pool: Pool

Total Tax Value: $438,681 Bath(F/H): /

Customer

:

: First American

10/13/2022

#15   6430 N Camino Arturo Tucson Az 85718

Owner Name: Olson Kyle D /

APN / Alternate APN: 108-07-0890 / Deed Type: Warranty Deed

Subdivision / Tract: Santa Catalina Estates 4 / Lot Size: 26,811

Rec. Date / Price: 02/24/2022 / $770,000 Living Area: 2,987

Land Use: Sfr

Year Built / Eff: 1969 /

# of units:

Document #: 550757 Bedrooms: Pool: Pool

Total Tax Value: $429,656 Bath(F/H): /

#16   835 E Camino De Fray Marcos Tucson Az 85718

Owner Name: Logistical Chaos Llc / APN / Alternate APN: 108-06-0170 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Santa Catalina Estates / Lot Size: 32,979

Rec. Date / Price: 04/13/2022 / $985,000 Living Area: 2,862

Year Built / Eff: 1974 /

# of units:

Document #: 1030516 Bedrooms: Pool: Pool

Total Tax Value: $440,396 Bath(F/H): /

#17   209 E Rudasill Rd Tucson Az 85704

Owner Name: Larson David /Thacker Kristen J

APN / Alternate APN: 102-19-021B / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: / Lot Size: 43,560 Year Built / Eff: 1999 / Rec. Date / Price: 06/30/2022 / $750,000 Living Area: 2,660

# of units: Document #: 1811091 Bedrooms: Pool: Total Tax Value: $445,406 Bath(F/H): /

#18   6660 N Camino Abbey Tucson Az 85718

Owner Name: Gilley Steven S /Gilley Sarah E

APN / Alternate APN: 108-07-120B / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Santa Catalina Estates 4 / Lot Size: 27,091

Rec. Date / Price: 05/02/2022 / $873,825 Living Area: 2,532

Document #: 1220374 Bedrooms:

Total Tax Value: $409,656 Bath(F/H): /

#19   5701 N Placita Del Trueno Tucson Az 85718

Owner Name: Wilkening-daube Whitney A /Daabe James A Jr

APN / Alternate APN: 108-08-1580 / Deed Type: Warranty Deed

Year Built / Eff: 1979 /

# of units:

Pool: Pool

Land Use: Sfr

Year Built / Eff: 1987 / Rec. Date / Price: 05/13/2022 / $770,000 Living Area: 2,556

Subdivision / Tract: Shadow Hills / Lot Size: 27,092

# of units:

Document #: 1330406 Bedrooms: Pool:

Total Tax Value: $417,847 Bath(F/H): /

Customer Name : Jeremiah Stiffler

Company

: First American

On : 10/13/2022

#20   5740 N Placita Del Trueno Tucson Az 85718

Owner Name: Haase John C /Haase Loan

APN / Alternate APN: 108-08-1530 / Deed Type: Warranty Deed

Land Use: Sfr

Year Built / Eff: 1980 / Rec. Date / Price: 06/28/2022 / $1,100,000 Living Area: 3,013

Subdivision / Tract: Shadow Hills / Lot Size: 32,208

Document #: 1790301

# of units:

Bedrooms: Pool: Pool

Total Tax Value: $484,677 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

SHelvetiaRd

Public Schools :

Elementary Schools

Manzanita School

3000 E Manzanita Ave Tucson AZ 85718

Telephone : (520) 209-7800

Lowest Grade : K

Distance 1.86 Miles

School District : Catalina Foothills Unified District (4410)

Highest Grade : 5th

Kindergarten : Yes School Enrollment :

Enrollment : 625

Winifred Harelson Elementary School

826 W Chapala Dr Tucson AZ 85704

Telephone : (520) 696-6020

Lowest Grade : Pre-K

Total Expenditure/Student : 101

Distance 2.32 Miles

School District : Amphitheater Unified District (4406)

Highest Grade : 6th

Kindergarten : Yes School Enrollment : Enrollment : 509

Total Expenditure/Student : 132

Rio Vista Elementary School

1351 E Limberlost Dr Tucson AZ 85719

Telephone : (520) 696-5250

Lowest Grade : Pre-K

Distance 2.49 Miles

School District : Amphitheater Unified District (4406)

Highest Grade : 5th

Kindergarten : Yes School Enrollment : Enrollment : 398

Total Expenditure/Student : 132

Lulu Walker School

1750 W Roller Coaster Rd Tucson AZ 85704

Telephone : (520) 696-6517

Lowest Grade : Pre-K

Distance 2.88 Miles

School District : Amphitheater Unified District (4406)

Highest Grade : 5th

Kindergarten : Yes School Enrollment : Enrollment : 456

Total Expenditure/Student : 132

Middle Schools

Orange Grove Middle School

1911 E Orange Grove Rd Tucson AZ 85718

Telephone : (520) 209-8200

Lowest Grade : 6th

Distance 0.93 Miles

School District : Catalina Foothills Unified District (4410)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 667

Total Expenditure/Student : 101

La Cima Middle School Distance 2.2 Miles

5600 N La Canada Dr Tucson AZ 85704

Telephone : (520) 696-6730

Lowest Grade : 6th

School District : Amphitheater Unified District (4406)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 464

Total Expenditure/Student : 132

Lawrence W Cross Middle School Distance 2.46 Miles

1000 W Chapala Dr Tucson AZ 85704

Telephone : (520) 696-5920

Lowest Grade : 6th

School District : Amphitheater Unified District (4406)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 793

Total Expenditure/Student : 132

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 10/13/2022

Satori Charter School

3727 N 1st Ave Tucson AZ 85719

Telephone : (520) 293-7555

Lowest Grade : 2nd

High Schools

Distance 3.12 Miles

School District : Satori Inc. (85454)

Highest Grade : 8th

Kindergarten : No School Enrollment : Enrollment : 165

Edge High School - Northwest

231 W Giaconda Way Ste 113 Tucson AZ 85704

Telephone : (520) 877-9179

Total Expenditure/Student :

Distance 1.45 Miles

School District : Edge School Inc. The (4421)

Highest Grade : 12th School Enrollment : Enrollment : 70

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Pima County Jted At Amphi Land Lab

450 E Wetmore Rd Tucson AZ 85705

Telephone : (520) 352-5833

Distance 2.36 Miles

School District : Pima County Jted (89380)

Highest Grade : 12th School Enrollment : Enrollment : 11

Lowest Grade : 10th

Total Expenditure/Student : Advanced Placement : No

Tucson Preparatory School

104 E Prince Rd Tucson AZ 85705

Telephone : (520) 622-4185

Distance 3.39 Miles

School District : Tucson Preparatory School (6374)

Highest Grade : 12th School Enrollment : Enrollment : 118

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

Catalina Foothills High School

4300 E Sunrise Dr Tucson AZ 85718

Telephone : (520) 209-8300

Lowest Grade : 9th

Distance 3.56 Miles

School District : Catalina Foothills Unified District (4410)

Highest Grade : 12th

School Enrollment : Enrollment : 1804

Total Expenditure/Student : 101 Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

Attractions / Recreation

Name Address Telephone Distance (Miles)

Alex Holland Music 850 E Placita Leslie Tucson Az (520) 219-3999 0.35

Altarra3 6000 N Camino Arturo Tucson Az (520) 638-6354 0.51

Bill Ganz Music Services 6641 N Camino Abbey Tucson Az (520) 742-1677 0.7

Ballet Folklorico Arizona, Inc "" Tucson Az (520) 544-9543 0.95

Banks / Financial

Name Address Telephone Distance (Miles)

Wells Fargo Bank, National Association 6270 N Oracle Rd Tucson Az (520) 219-3807 0.97

Oneaz Credit Union 6456 N Oracle Rd Tucson Az (520) 784-5011 1.04

Jpmorgan Chase Bank, National Association 6000 N Oracle Rd Tucson Az (520) 792-6900 1.11

Abc Finance Co Inc 6740 N Oracle Rd Ste 120 Tucson Az (520) 320-3700 1.24

Eating / Drinking

Name Address Telephone Distance (Miles)

Healthy Sexy Kitchen 1180 E Calle Mariposa Tucson Az (520) 661-4351 0.24

Guero Locos Bubba-doggz 620 E Weckl Pl Tucson Az (520) 425-6642 0.32

Vail Sun Properties Llc 6461 N Camino Abbey Tucson Az (520) 370-9679 0.48

Unrelated Sisters, Llc 6630 N Camino Libby Tucson Az (520) 326-3368 0.7

Health Care Services

Name Address Telephone Distance (Miles)

River Road Mental Health, Pc 6280 N Placita De Rojelio Tucson Az (520) 299-0570 0.07

Carol M. Marquez, M.d., P.c. 821 E Placita De Arnoldo Tucson Az (520) 991-6605 0.13

Md - Np Adult Medicine Llc 781 E Placita De Arnoldo Tucson Az (520) 440-6914 0.15

Marquez Medical Clinic

781 E Placita De Arnoldo Tucson Az (520) 440-6914 0.15

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

Hospitality

Name Address Telephone Distance (Miles)

Amerimex Land Fund Ii, Llc 5435 N Soledad Segunda Tucson Az (520) 887-4557 0.98

Best Western 6201 N Oracle Rd Tucson Az (520) 297-8111 1.0

Hsl Tp Hotel Llc 405 W Rudasill Rd Tucson Az (520) 292-9697 1.05

Nch Corporation 405 W Rudasill Rd Tucson Az (520) 292-9697 1.05

Organizations / Associations

Name Address Telephone Distance (Miles)

Tucson Chinese International Church 6290 N Camino Katrina Tucson Az (614) 390-0855 0.63

The Church Of Jesus Christ Of Latterday Saints "" Tucson Az (520) 298-5101 0.95

The First Church Of Christ Scientist In Boston Massachusetts 6470 N Oracle Rd Tucson Az (520) 297-7683 1.05

Catalina Foothills Church-pca 2150 E Orange Grove Rd Tucson Az (520) 615-8500 1.05

Personal Services

Name Address Telephone Distance (Miles)

Train With Jeff "" Tucson Az (520) 891-0763 0.95

Vn Nail Spa 6330 N Oracle Rd Ste 204 Tucson Az (520) 742-0597 0.99

We Fit, L.l.c.

6437 N Oracle Rd Tucson Az (520) 742-6343 1.05

Spirit Salon & Day Spa 6584 N Oracle Rd Tucson Az (520) 881-1050 1.12

Shopping

Name Address Telephone Distance (Miles)

Fiesta Market 2 1360 E Calle Mariposa Tucson Az (520) 281-4606 0.41

Freedomex, Llc

Earthly Delights Nursery

Ancestral Herbals, Llc

720 E Chula Vista Rd Tucson Az (520) 271-4119 0.74

1201 E Cmino De Los Pdres Tucson Az (805) 245-2420 0.93

6555 N Cmino De La Karina Tucson Az (520) 548-0237 0.93

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

861 E PLACITA DE MICHAEL

Owner Name : Jha Shyam Chandra

Sale Date : 11/19/2003

Total Value : $655,616

Bed / Bath : / 4

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 2003 /

881 E PLACITA DE ARNOLDO

Owner Name : Choi Taekjoo

Sale Date : 02/11/2003

Total Value : $380,587

Bed / Bath : / 4

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt  : 1987 /

6241 N PLACITA DE ROJELIO

Owner Name : Bohney Donald Victor

Sale Date : 04/22/2015

Total Value : $512,211

Bed / Bath : / 5

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1987 /

Distance 0.04 Miles

Subdivision : Shadow Hills

Recording Date : 11/20/2003

Sale Price  : $610,000

Property Tax : $7,332.80

Lot Acres : 0.69

Living Area : 3,516

APN : 108-08-5700

Distance 0.06 Miles

Subdivision : Shadow Hills

Recording Date : 02/13/2003

Property Tax : $4,025.52

Lot Acres : 0.56

Living Area : 2,293

APN : 108-08-5410

Distance 0.06 Miles

Subdivision : Shadow Hills

Recording Date : 05/01/2015

Sale Price  : $454,500

Property Tax : $5,493

Lot Acres : 0.68

Living Area : 2,961

APN : 108-08-5670

861 E PLACITA DE ARNOLDO Distance 0.07 Miles

Owner Name : Hinkle Charlotte E

Sale Date : 09/07/2022

Total Value : $485,738

Bed / Bath : / 4

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1987 /

Subdivision : Shadow Hills

Recording Date : 09/19/2022

Sale Price  : $965,000

Property Tax : $5,385.39

Lot Acres : 0.82

Living Area : 2,957

APN : 108-08-5420

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 10/13/2022

860 E PLACITA DE MICHAEL

Owner Name : Lucas Scott C

Sale Date : 03/06/2015

Total Value : $535,422

Bed / Bath : / 5

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1988 /

6151 N CAMINO DE MICHAEL

Owner Name : Berman Kenneth D

Sale Date : 10/00/1985

Total Value : $629,335

Bed / Bath : / 4

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1986 /

6190 N CAMINO DE MICHAEL

Owner Name : Covault Mark V

Sale Date : 12/04/1992

Total Value : $496,537

Bed / Bath : / 5

Land Use : Sfr

Stories : 1.5

Yr Blt / Eff Yr Blt : 1988 /

840 E PLACITA DE MICHAEL

Owner Name : O Shea Daniel

Sale Date : 10/23/2020

Total Value : $386,142

Bed / Bath : / 4

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1987 /

Distance 0.07 Miles

Subdivision : Shadow Hills

Recording Date : 03/13/2015

Sale Price  : $580,000

Property Tax : $5,760.95

Lot Acres : 0.85

Living Area : 3,321

APN : 108-08-5730

Distance 0.09 Miles

Subdivision : Shadow Hills

Recording Date : 10/21/1985

Sale Price  : $45,000

Property Tax : $7,022.04

Lot Acres : 0.75

Living Area : 3,785

APN : 108-08-5770

Distance 0.09 Miles

Subdivision : Shadow Hills

Recording Date : 12/04/1992

Sale Price  : $254,000

Property Tax : $5,136.12

Lot Acres : 0.75

Living Area : 3,165

APN : 108-08-5010

Distance 0.09 Miles

Subdivision : Shadow Hills

Recording Date : 10/23/2020

Sale Price  : $580,000

Property Tax : $4,636.58

Lot Acres : 0.91

Living Area : 2,378

APN : 108-08-5720

Customer Name : Jeremiah Stiffler

Company

: First American

: 10/13/2022

Owner Name : Lettes Andrew A

Sale Date : 06/00/1991

Total Value : $401,715

Bed / Bath : / 3

Land Use : Sfr

Stories : 1

Yr Blt / Eff Yr Blt : 1987 /

Subdivision : Shadow Hills

Recording Date : 06/28/1991

Sale Price  : $179,900

Property Tax : $4,295.37

Lot Acres : 0.68

Living Area : 2,353

APN : 108-08-5390

Customer

: First American

: Jeremiah Stiffler Customer

: 10/13/2022

Household

Population Population by Age

Count: 4,124 0 - 11

Estimate Current Year: 4,145 12 - 17

Estimate in 5 Years: 4,231 18 - 24 5.24%

Growth Last 5 Years: 0.85% 25 - 64 45.44%

Growth Last 10 Years: -160.75% 65 - 74 19.79% 75+

Household Size Household Income

Current Year: 1,725 0 - $25,000 5.8%

Average Current Year: 2.39 $25,000 - $35,000 2.84%

Estimate in 5 Years: 1,807 $35,000 - $50,000 11.77%

Growth Last 5 Years: -2.72% $50,000 - $75,000 13.97%

Growth Last 10 Years: -9.07% $75,000 - $100,000 8.12%

Male Population: 48.25% Above $100,000 57.51%

Female Population: 51.75% Average Household Income: $113,750

Married People: 60.53%

Unmarried People: 39.47%

Housing

Median Mortgage Payments Home Values

Under $300: 2.72% Below $100,000: 3.37%

$300 - $799: 26.01% $100,000 - $150,000: 0%

$800 - $1,999: 35.6% $150,000 - $200,000: 4.99%

Over $2,000: 35.67% $200,000 - $300,000: 6.16%

Median Home Value: $509,900 $300,000 - $500,000: 34.11%

Unit Occupied Owner: 89.39% Above $500,000: 51.36%

Median Mortgage: $1,975

Rent Payments Year Built

Unit Occupied Renter: 10.61% 1999 - 2000

Median Gross Rent: $891 1995 - 1998

Less Than $499 0% 1990 - 1994

$500 - $749 17.05% 1980 - 1989 28.54%

$750 - $999 38.64% 1970 - 1979 35.48%

$1000 and Over 44.32% 1900 - 1969 17.61%

Education Enrollment

Public Pre-Primary School: 0.89% Not Enrolled in School: 76.77%

Private Pre-Primary School: 1.01% Not A High School Graduate: 1.31%

Public School: 19.87% Graduate Of High School: 8.98%

Private School: 3.36% Attended Some College: 17.04%

Public College: 5.24% College Graduate: 34.78%

Private College: 0.35% Graduate Degree: 37.88% Workforce

Occupation: Manager/Prof: 66.7% Private Worker: 42.52%

Technical: Government Worker: 21.05%

Sales: 17.3% Self Employed Worker: 14.49%

Administrative: Unpaid Family Worker: 11.15%

Private House Hold: Farming: 1.93%

Service: 12.09% Skilled:

Protective Services: Blue-Collar: 3.91%

Commute Time

Less Than 15 Min: 19.94%

15 min - 28 min: 58.32%

30 min - 57 min: 18.45%

Over 60 min: 3.29%

Customer

: Jeremiah Stiffler

Company Name : First American Prepared On : 10/13/2022

SEARCH PARAMETERS

PARCEL:  108-08-5690

108-08-5690

INSTRUMENT REC DATE

AFFIDAVIT    2021 1970714 07/16/2021  SITUS: 881 E PLACITA DE MICHAEL PC

OWNER: CALLAHAN TIFFANY

MAIL: 881 E PLACITA DE MICHAEL

PLAT: LOT 00568 BLOCK

LEGAL: SHADOW HILLS LOT 568

CURRENT TAXES INFORMATION THROUGH 07/28/2022

LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS

PRIMARY  45,579

SECONDARY  50  45,529

2022  TAX AMT TAX DUE INTEREST

3.0061

4,706.01

1600

DATE PAID TOTAL DUE

FIRST HALF  2,353.01  2,353.01  0.00  2,353.01

SECOND HALF  2,353.00

IMPROVEMENTS

BYPASS

BLDG SQFT

SALES

2,353.00

455,791

01 41

Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TRID

TILA-RESPA Integrated Disclosures

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

THE LENDER

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

Closing Costs: Who Pays What

CASH FHA VA CONV

BUYER

BUYER

BUYER

BUYER BUYER

SELLER SELLER

SELLER SELLER

SELLER SELLER

BUYER BUYER

BUYER BUYER

PRORATE PRORATE

BUYER BUYER BUYER

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

The Title Industry & Title Insurance in Brief

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

from:

else owns an interest in your title

A document is not properly signed

fraud, duress in the chain of title

Defective recording of any document

There are restrictive covenants

There is a lien on your title because there is:

a deed of trust

a judgement, tax, or special assessment

a charge by a homeowner’s association

Title is unmarketable

Mechanics lien

Forced removal of a structure because it:

extends on another property and/or easement

violates a restriction in Schedule B

violates an existing zoning law*

use the land for a Single-Family Residence

the use violates a restriction in Schedule B or a zoning ordinance

Unrecorded lien by a homeowners association

Unrecorded easements

Building permit violations*

Restrictive covenant violations

Post-policy forgery

Post-policy encroachment

Post-policy damage from extraction of minerals or water

Lack of vehicular and pedestrian access

Map not consistent with legal description

Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners

Post-policy prescriptive easement

Covenant violation resulting in your title reverting to a previous owner

Violation of building setback regulations

Discriminatory covenants

Other benefits:

Pays rent for substitute land or facilities

Rights under unrecorded leases

language statements of policy coverage and

Compliance with Subdivision Map Act

Coverage for boundary wall or fence encroachment*

Added ownership coverage leads to enhanced

Insurance coverage for a lifetime

inflation coverage with automatic increase in value up to 150% over five years

Post-policy Living Trust coverage

Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties.

may vary based on an individual policy.

with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

1 SUN CITY WES T

623.299.3644

13940 W. Meeker Blvd., #119

Sun City West, AZ 85375

N of Meeker Blvd

W of R.H. Johnson

2 GOODYEAR

623.936.8001

1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395

NW corner of McDowell & Litchfield

3 ARROWHEAD

623.487.0404

16165 N. 83rd Ave , #100

Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS

623.537.1608

20241 N. 67th Ave , #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM

623.551.3265

39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE

602.954.3644

3200 E Camelback Rd., #123 Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 DESERT RIDGE

480.515 4369

20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

NW corner of Tatum/Loop 101

8 CAREFREE

480.575.6609

7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS

480.948.6488

14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254

W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM

480.551.0480

6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING

480.563.9034

18291 N. Pima Rd , #145 Scottsdale, AZ 85255

SE corner of Pima/Legacy

12 AHWATUKEE

480.753.4424

4435 E. Chandler Blvd , #100 Phoenix, AZ 85048

SW corner Chandler/45th St.

13 CHANDLER PORTICO

480.777.0051

2121 W. Chandler Blvd., #215 Chandler, AZ 85224

SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN

480.777.0614

1528 E. Williams Field Rd., #101 Gilbert, AZ 85295

NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA

480.401.3738

1630 S. Stapley Dr., #123 Mesa, AZ 85204

N of Baseline / W of Stapley

16 RED MOUNTAIN

480.534.3599

1135 N. Recker Rd , #103 Mesa, AZ 85205

SE corner of Recker & Brown

Central Arizona

17 GOLD CANYON

480.288.0883

6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/

South Side Kings Ranch Rd.

1 MAIN OFFICE

520.885.1600 | Fax 520.885.2309

6390 E. Tanque Verde Rd. Tucson, AZ 85715

2 BROADWAY

520.747.1644 | Fax 520.747.1403

3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716

3 CAMBRIC

520.577.8707 | Fax 520.529.5034

1840 E. River Rd., Ste. 200 Tucson, AZ 85718

4 CASA GRANDE

520.426.4600 | Fax 520.426.4699

421 E. Cottonwood Ln Casa Grande, AZ 85122

5 CASAS ADOBES

520.575.1900 | Fax 520.432.0168

6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704

6 CENTRAL

520.319.9207 | Fax 520.319.1468

3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716

7 DOWNTOWN

520.740.0424 | Fax 520.740.0436

1 S. Church Ave., Ste. 1610 Tucson, AZ 85701

8 FOOTHILLS

520.299.4606 | Fax 520.577.6993

4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718

arkervilleRd

SHelvetiaRd

EDesertDove

GoffRanchRd

SSantaRitaRd

9 GREEN VALLEY

520.625.1095 | Fax 520.958.9663

SHelvetiaRd

190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622

10 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737

11 ORO VALLEY/ORACLE

520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704

12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747

13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718

14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718

15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715