840 N Stoner Ave, Tucson, AZ 85748

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Subject Property

840 N Stoner Ave Tucson AZ 85748

APN: 133-44-0070

Data Provided By:

First American Title Ins Co

Data Provided By: First American Title

Disclaimer

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Subject Property :   840 N Stoner Ave Tucson AZ 85748

Owner Information

Owner Name : Haughey Jeffrey / Haughey Sandra

Mailing Address : 840 N Stoner Ave, Tucson AZ 85748-2746 C002

Vesting Codes : Husband/wife / / Living Trust

Owner Occupied Indicator : O

Location Information

Legal Description : Rosewood Estates Lot 7 County : Pima, Az

Census Tract / Block : 40.42 / 4

Township-Range- Sect : 14S-15E-11

Legal Book/Page : 28-60

APN : 133-44-0070

Subdivision : Rosewood Estates

Map Reference : 11-14S-15E

School District : Tucson Unified

Legal Lot : 7 Munic/Township : Tucson Unified

Market Area : 91

Owner Transfer Information

Recording/Sale Date : 03/18/2016 / 03/18/2016

Document # : 780936

Last Market Sale Information

Deed Type : Deed (reg)

Recording/Sale Date : 05/08/2000 / 05/04/2000 1st Mtg Int. Rate/Type : / Adjustable Int Rate Loan

Sale Price : $155,000

Document # : 11293-2789

1st Mtg Document # : 11293-2790

1st Mtg Term : 30

Deed Type : Warranty Deed Price Per SqFt : $65.46

1st Mtg Amount/Type : $124,000 / Cnv

Title Company : Title Security Inc

Lender : Cendant Mtg Corp

Seller Name : Moss Gregory S & Esther M

Prior Sale Information

Prior Rec/Sale Date : 03/28/1994 / 03/28/1994

Prior Sale Price : $128,000

Prior Doc Number : 9758-2028

Prior Deed Type : Joint Tenancy Deed

Prior Lender : Carl I Brown Mtg

Prior 1st Mtg Amt/Type : $121,600 / Conv

Prior 1st Mtg Rate/Type : / Fixed Rate Loan

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

CoreLogic.

Property Characteristics

Gross Area : 2,368 Garage Capacity : 2 Pool : Pool

Living Area : 2,368 Roof Material : Built-up

Total Rooms : 9

Air Cond : Refrigeration

Heat Type : Forced Air Quality : Good

Year Built / Eff : 1979 Cooling Type : Forced Air Condition : Average

# of Stories : 1

Exterior wall : Slump

Bath Fixtures : 7

Parking Type : Garage Patio Type : Covered Patio Pool Size : 512

Property Information

Land Use : Sfr

Zoning : R-1

County Use : Single Fam Resurban Subd Lot Acres : 0.21

Tax Information

Total Value : $253,270 Property Tax : $3,052.93

Total Taxable Value : $23,722

Tax Rate Area : 0150

Assessed Year : 2021 Market Value : $253,270

Tax Year : 2021 Current Assessed Year : 2023

Lot Size : 9,009

State Use : Single Fam Resurban Subd

Current Year Total Value : $31,396

Current Year Improvement Value :

$31,346

Current Year Land Value : $50

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

Criteria

Sale Price $155,000 $275,000 $550,000 $404,800 Bldg/Living Area 2368 2035 2657 2228

Price Per Square Foot $65.46 $124 $232 $182.05

Year Built 1979 1945 2010 1986

Size 9,009 3,635 135,907 17,596

3 2 4 3

Stories 1 1 2 1

Total Assessed Value $253,270 $191,953 $342,214 $245,510

Distance From Subject 0 0.05 0.62 0.42

Summary of Comparables

#

S 840 N Stoner Ave 155,000 253,270 05/08/2000 3 2,368 9,009 1979 R-1

1 864 N Citadel Ave 430,000 247,343 11/22/2021 3 2,657 8,530 1978 0.05 R-1

2 9646 E Corte Torre Del Sol 455,000 262,487 04/05/2022 3 2,040 6,014 2002 0.22 R-1

3 1101 N Arbor Cir 310,000 192,253 03/18/2022 3 2,173 10,367 1974 0.25 R-1

4 1111 N Sunspot Pl 380,000 191,953 02/02/2022 2 2,035 10,555 1977 0.28 R-1

5 9550 E Corte Puente Del Sol 385,000 243,223 11/04/2021 3 2,040 5,741 2002 0.32 R-1

6 9538 E Via Del Sol Caliente 425,000 259,958 02/04/2022 3 2,260 7,666 2002 0.35 R-1

7 9555 E Corte Del Sol Brillante 385,000 243,223 01/11/2022 3 2,040 5,515 2002 0.36 R-1

8 512 N Citadel Ave 275,000 203,702 11/04/2021 2 2,047 8,547 1972 0.37 R-1

9 1321 N Arbor Cir 410,000 200,979 06/10/2022 3 2,441 8,996 1979 0.41 R-1

10 9457 E 3rd St 420,000 243,938 12/23/2021 3 2,229 9,096 1986 0.42 R-1

11 9455 E Barrudean Hills St 390,000 260,066 02/15/2022 2 2,274 9,459 1983 0.43 R-1

12 9516 E Ventaso Cir 415,000 244,243 04/18/2022 4 2,278 3,635 2010 0.43 C-1

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

13 9450 E Rosewood St 275,000 238,774 08/25/2022 3 2,225 9,291 1981 0.44 R-1

14 641 N Bamboo Ave 390,000 218,373 08/23/2022 2 2,278 8,333 1975 0.52 R-1

15 10150 E 5th St 450,000 232,826 02/25/2022 2 2,133 34,014 1980 0.55 RX-1

16 421 N Schrader Ln 435,000 252,799 12/23/2021 2 2,041 37,946 1979 0.56 RX-1

17 894 N Dusenburg Ave 446,000 250,793 05/13/2022 3 2,127 9,117 1994 0.58 R-2

18 824 N Dusenburg Ave 495,000 297,311 02/11/2022 3 2,526 9,246 1994 0.58 R-2

19 553 N Dijon Ct 550,000 283,733 03/29/2022 4 2,369 13,949 1999 0.6 R-1

20 10241 E Speedway Blvd 375,000 342,214 02/02/2022 3 2,343 135,907 1945 0.62 SR

Distressed Sales =

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

Details of Comparables

Subject Property: 840 N Stoner Ave Tucson Az 85748

Owner Name: Haughey Jeffrey /Haughey Sandra

APN / Alternate APN: 133-44-0070 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Rosewood Estates / Lot Size: 9,009 Year Built / Eff: 1979 / Rec. Date / Price: 05/08/2000 / $155,000 Living Area: 2,368 # of units:

Document #: 11293-2789 Bedrooms: Pool: Pool

Total Tax Value: $253,270 Bath(F/H): /

#1   864 N Citadel Ave Tucson Az 85748

Owner Name: Whittaker Amanda J /Whittaker Robert E

APN / Alternate APN: 133-44-0210 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Rosewood Estates / Lot Size: 8,530 Year Built / Eff: 1978 / Rec. Date / Price: 11/22/2021 / $430,000 Living Area: 2,657 # of units: Document #: 3260589 Bedrooms: Pool: Total Tax Value: $247,343 Bath(F/H): /

#2   9646 E Corte Torre Del Sol Tucson Az 85748

Owner Name: Nowotny Michele A /

APN / Alternate APN: 133-44-2910 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Harrison Del Sol / Lot Size: 6,014 Year Built / Eff: 2002 / Rec. Date / Price: 04/05/2022 / $455,000 Living Area: 2,040

# of units:

Document #: 950520 Bedrooms: Pool: Pool

Total Tax Value: $262,487 Bath(F/H): /

#3   1101 N Arbor Cir Tucson Az 85715

Owner Name: Fit Re Llc /

Land Use: Sfr Subdivision / Tract: Desert Arbor / Lot Size: 10,367 Year Built / Eff: 1974 / Rec. Date / Price: 03/18/2022 / $310,000 Living Area: 2,173

APN / Alternate APN: 133-03-1390 / Deed Type: Warranty Deed

# of units: Document #: 770848 Bedrooms: Pool: Pool

Total Tax Value: $192,253 Bath(F/H): /

#4   1111 N Sunspot Pl Tucson Az 85715

Owner Name: Pfennigs Brian /

Land Use: Sfr Subdivision / Tract: Desert Arbor / Lot Size: 10,555 Year Built / Eff: 1977 / Rec. Date / Price: 02/02/2022 / $380,000 Living Area: 2,035

APN / Alternate APN: 133-03-1600 / Deed Type: Warranty Deed

# of units: Document #: 330438 Bedrooms: Pool: Pool

Total Tax Value: $191,953 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

#5   9550 E Corte Puente Del Sol Tucson Az 85748

Owner Name: Patterson Alexis M /Patterson Ross A

APN / Alternate APN: 133-44-3010 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Harrison Del Sol / Lot Size: 5,741 Year Built / Eff: 2002 / Rec. Date / Price: 11/04/2021 / $385,000 Living Area: 2,040

# of units:

Document #: 3080451 Bedrooms: Pool: Total Tax Value: $243,223 Bath(F/H): /

#6   9538 E Via Del Sol Caliente Tucson Az 85748

Owner Name: Stewart Gail /

APN / Alternate APN: 133-44-3640 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Harrison Del Sol / Lot Size: 7,666 Year Built / Eff: 2002 / Rec. Date / Price: 02/04/2022 / $425,000 Living Area: 2,260 # of units: Document #: 350792 Bedrooms: Pool:

Total Tax Value: $259,958 Bath(F/H): /

#7   9555 E Corte Del Sol Brillante Tucson Az 85748

Owner Name: Day Sara M /Braswell Michael V

Land Use: Sfr Subdivision / Tract: Harrison Del Sol / Lot Size: 5,515 Year Built / Eff: 2002 / Rec. Date / Price: 01/11/2022 / $385,000 Living Area: 2,040

APN / Alternate APN: 133-44-3290 / Deed Type: Warranty Deed

# of units: Document #: 110557 Bedrooms: Pool: Total Tax Value: $243,223 Bath(F/H): /

#8   512 N Citadel Ave Tucson Az 85748

Owner Name: Norstar 9 Llc /

APN / Alternate APN: 133-36-2260 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Solano Estates / Lot Size: 8,547 Year Built / Eff: 1972 / Rec. Date / Price: 11/04/2021 / $275,000 Living Area: 2,047 # of units:

Document #: 3080207 Bedrooms: Pool: Pool Total Tax Value: $203,702 Bath(F/H): /

#9   1321 N Arbor Cir Tucson Az 85715

Owner Name: Jessup Danell C /

APN / Alternate APN: 133-03-1820 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Desert Arbor / Lot Size: 8,996 Year Built / Eff: 1979 / Rec. Date / Price: 06/10/2022 / $410,000 Living Area: 2,441 # of units: Document #: 1610665 Bedrooms: Pool:

Total Tax Value: $200,979 Bath(F/H): /

#10   9457 E 3rd St Tucson Az 85710

Owner Name: Graham Jared R /Villasenor Victoria A APN / Alternate APN: 133-33-0850 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Rosewood Estates 2 / Lot Size: 9,096 Year Built / Eff: 1986 / Rec. Date / Price: 12/23/2021 / $420,000 Living Area: 2,229 # of units:

Document #: 3570531 Bedrooms: Pool:

Total Tax Value: $243,938 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

#11   9455 E Barrudean Hills St Tucson Az 85710

Owner Name: Orozco Danielle A / APN / Alternate APN: 133-33-1020 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Rosewood Estates 2 / Lot Size: 9,459 Year Built / Eff: 1983 / Rec. Date / Price: 02/15/2022 / $390,000 Living Area: 2,274 # of units: Document #: 460562 Bedrooms: Pool: Total Tax Value: $260,066 Bath(F/H): /

#12   9516 E Ventaso Cir Tucson Az 85715

Owner Name: Fkh Sfr Propco J Lp / APN / Alternate APN: 133-03-3800 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Oasis-harrison / Lot Size: 3,635 Year Built / Eff: 2010 / Rec. Date / Price: 04/18/2022 / $415,000 Living Area: 2,278 # of units: Document #: 1080425 Bedrooms: Pool: Total Tax Value: $244,243 Bath(F/H): /

#13   9450 E Rosewood St Tucson Az 85710

Owner Name: Alva Orlando / APN / Alternate APN: 133-33-0820 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Rosewood Estates 2 / Lot Size: 9,291 Year Built / Eff: 1981 / Rec. Date / Price: 08/25/2022 / $275,000 Living Area: 2,225

# of units: Document #: 2370002 Bedrooms: Pool: Total Tax Value: $238,774 Bath(F/H): /

#14   641 N Bamboo Ave Tucson Az 85710

Owner Name: Oseman Andrew J / APN / Alternate APN: 133-41-1810 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Kingswood / Lot Size: 8,333 Year Built / Eff: 1975 / Rec. Date / Price: 08/23/2022 / $390,000 Living Area: 2,278 # of units:

Document #: 2350541 Bedrooms: Pool: Pool

Total Tax Value: $218,373 Bath(F/H): /

#15   10150 E 5th St Tucson Az 85748

Owner Name: Camacho Ruben S Iii / APN / Alternate APN: 133-36-7840 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Houghton Acres / Lot Size: 34,014 Year Built / Eff: 1980 / Rec. Date / Price: 02/25/2022 / $450,000 Living Area: 2,133 # of units: Document #: 560902 Bedrooms: Pool:

Total Tax Value: $232,826 Bath(F/H): /

#16   421 N Schrader Ln Tucson Az 85748

Owner Name: Hays Ethan G /

APN / Alternate APN: 133-36-8000 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Houghton Acres / Lot Size: 37,946 Year Built / Eff: 1979 / Rec. Date / Price: 12/23/2021 / $435,000 Living Area: 2,041 # of units: Document #: 3570769 Bedrooms: Pool: Pool

Total Tax Value: $252,799 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

#17   894 N Dusenburg Ave Tucson Az 85748

Owner Name: Rogers Clint L /Rogers Fernanda C

APN / Alternate APN: 133-43-4400 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Casas De Santo 02 Ph 01 02 / Lot Size: 9,117 Year Built / Eff: 1994 /

Rec. Date / Price: 05/13/2022 / $446,000 Living Area: 2,127

# of units: Document #: 1330159 Bedrooms: Pool: Total Tax Value: $250,793 Bath(F/H): /

#18   824 N Dusenburg Ave Tucson Az 85748

Owner Name: Gonzalez Dacimaris / APN / Alternate APN: 133-43-3900 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Casas De Santo 02 Ph 01 02 / Lot Size: 9,246 Year Built / Eff: 1994 /

Rec. Date / Price: 02/11/2022 / $495,000 Living Area: 2,526

# of units: Document #: 420586 Bedrooms: Pool: Pool

Total Tax Value: $297,311 Bath(F/H): /

#19   553 N Dijon Ct Tucson Az 85748

Owner Name: Lum Ronald F / APN / Alternate APN: 133-45-2140 / Deed Type: Warranty Deed

Land Use: Sfr Subdivision / Tract: Marquette Place / Lot Size: 13,949 Year Built / Eff: 1999 / Rec. Date / Price: 03/29/2022 / $550,000 Living Area: 2,369

# of units: Document #: 880558 Bedrooms: Pool: Pool Total Tax Value: $283,733 Bath(F/H): /

#20   10241 E Speedway Blvd Tucson Az 85748

Owner Name: Chandler Holding Co Llc / APN / Alternate APN: 133-03-317B / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Gila & Salt River Base & Merid / Lot Size: 135,907 Year Built / Eff: 1945 /

Rec. Date / Price: 02/02/2022 / $375,000 Living Area: 2,343

# of units: Document #: 330160 Bedrooms: Pool: Total Tax Value: $342,214 Bath(F/H): /

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

Arizona Schools

AJO UNIFIED

ALTAR VALLEY

Well Road, Ajo, AZ 85321 520.387.5618

10105 S. Sasabe Road, Tucson, AZ 85736 520.822.1484

AMPHITHEATER UNIFIED 701 W. Wetmore, Tucson, AZ 85705 520.696.5000

CATALINA FOOTHILS UNIFIED 2101 E. River Road, Tucson, AZ 85718 520.209.7500

CONTINENTAL

1991 E. Whitehouse Canyon, Green Valley, AZ 85614 520.625.4581

08 FLOWING WELLS UNIFIED 1556 W. Prince Road, Tucson, AZ 85705 520.696.8800

06 MARANA UNIFIED 11279 W. Grier Road, Marana, AZ 85653 520.682.3243

11 PIMA COUNTY JTED 2855 W. Master Pieces Dr, Tucson, AZ 85741 520.352.5833

30 SAHUARITA UNIFIED 350 W. Sahuarita Road, Sahuarita, AZ 85629 520.625.3502

12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000

13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751

01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000

20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000

Public Schools :

Elementary Schools

Anna Henry Elementary School Distance 0.89 Miles

650 N Igo Way Tucson AZ 85710

Telephone : (520) 731-4700

Lowest Grade : Pre-K

School District : Tucson Unified District (4403)

Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 326 Total Expenditure/Student : 200

Tucson Country Day School Distance 1.06 Miles

9239 E Wrightstown Rd Tucson AZ 85715

Telephone : (520) 296-0883

Lowest Grade : K

School District : Tucson Country Day School Inc. (79073)

Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 655 Total Expenditure/Student :

Academy Of Tucson Elementary School Distance 1.07 Miles

9209 E Wrightstown Rd Tucson AZ 85715

Telephone : (520) 886-6076

School District : Academy Of Tucson Inc. (78897)

Lowest Grade : K Highest Grade : 5th

Kindergarten : Yes School Enrollment : Enrollment : 192 Total Expenditure/Student :

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

Gale Elementary School Distance 1.61 Miles

678 S Gollob Rd Tucson AZ 85710

Telephone : (520) 731-4500

School District : Tucson Unified District (4403)

Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 431 Total Expenditure/Student : 200

Middle Schools

Gridley Middle School

350 S Harrison Rd Tucson AZ 85748

Telephone : (520) 731-4600

Lowest Grade : 6th

Distance 1.15 Miles

School District : Tucson Unified District (4403)

Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 760 Total Expenditure/Student : 200

Magee Middle School

Distance 1.8 Miles 8300 E Speedway Blvd Tucson AZ 85710

Telephone : (520) 731-5000

School District : Tucson Unified District (4403)

Lowest Grade : 6th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 521 Total Expenditure/Student : 200

Emily Gray Junior High School Distance 2.07 Miles

11150 E Tanque Verde Rd Tucson AZ 85749

Telephone : (520) 749-3838

Lowest Grade : 7th

School District : Tanque Verde Unified District (4408)

Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 396 Total Expenditure/Student : 0

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

Secrist Middle School

Distance 3.51 Miles 3400 S Houghton Rd Tucson AZ 85730

Telephone : (520) 731-5300

Lowest Grade : 6th

High Schools

School District : Tucson Unified District (4403)

Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 348

Total Expenditure/Student : 200

Sahuaro High School

Distance 1.52 Miles 545 N Camino Seco Tucson AZ 85710

Telephone : (520) 731-7100

Lowest Grade : 8th

School District : Tucson Unified District (4403)

Highest Grade : 12th

School Enrollment : Enrollment : 1695

Total Expenditure/Student : 200 Advanced Placement : No

Pcjted - Sahuaro High School

Distance 1.52 Miles 545 N Camino Seco Tucson AZ 85710

Telephone : (520) 731-7100

School District : Pima County Jted (89380)

Highest Grade : 12th School Enrollment : Enrollment : 0

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Eastpointe High School Distance 1.8 Miles 8495 E Broadway Blvd Tucson AZ 85710

Telephone : (520) 731-8180

School District : Eastpointe High School Inc. (78833)

Highest Grade : 12th School Enrollment : Enrollment : 625

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

Academy Of Tucson High School

Distance 2.15 Miles 10720 E 22nd St Tucson AZ 85748

Telephone : (520) 733-0096

School District : Academy Of Tucson Inc. (78897)

Highest Grade : 12th School Enrollment : Enrollment : 155

Lowest Grade : 9th

Total Expenditure/Student : Advanced Placement : No

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

Local Business

Attractions / Recreation

Name Address Telephone Distance (Miles)

Kliq Billiards Llc 512 N Citadel Ave Tucson Az (520) 461-7791 0.37 Moncada Golf, L.l.c. 9555 E Shiloh St # 13105 Tucson Az (520) 909-2444 0.7

Joyful Hearts Yoga 10411 E Windstorm Dr Tucson Az (520) 808-9383 0.75 B & K Motor Sports 10022 E Karen Pl Tucson Az (520) 886-9294 0.77

Banks / Financial

Name Address Telephone Distance (Miles)

Jpmorgan Chase Bank, National Association 10255 E Broadway Blvd Tucson Az (520) 290-4175 0.94

M&i Corp 35 N Houghton Rd Tucson Az (520) 751-6700 0.94

Harris Bmo Bank National Association 35 N Houghton Rd Tucson Az (520) 751-6700 0.94

Liquor Express, Inc. 9945 E Covington St Tucson Az (520) 290-8803 1.0

Eating / Drinking

Name Address Telephone Distance (Miles)

Pima Paws Bakery 9624 E Colette St Tucson Az (520) 661-0078 0.25

La Casa De Pancho 350 N Harrison Rd # 2102 Tucson Az (641) 260-8199 0.59

Jjjs Bar & Grill, Inc. 240 N Bull Run Dr Tucson Az (520) 398-6594 0.61

Buffalo Wild Wings 3195 68 N Harrison Rd Tucson Az (520) 296-8409 0.78

Health Care Services

Name Address Telephone Distance (Miles)

The Golden Girls Adult Care Home Llc 9674 E 3rd St Tucson Az (520) 296-9064 0.17

Kenneth Gosses Dr 9625 E Barrudean Hills St Tucson Az (520) 298-0052 0.25

Arizona Speech Associates 505 N Bunker Hill Dr Tucson Az (520) 631-1978 0.39

Las Palmas Assisted Living 9443 E 3rd St Tucson Az (520) 551-0703 0.45

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

Hospitality

Name Address Telephone Distance (Miles)

Aerohawk Llc 10635 E Channelside Dr Tucson Az (520) 546-9506 1.15

Pi Sigma Ventures 2910 Llc 430 N Nightfall Ave Tucson Az (520) 751-1122 1.25

Highliner Lodge And Charters Inc 2600 N Amberwood Dr Tucson Az (907) 386-0397 1.4

La Hacienda Living 10949 E Broadway Blvd Tucson Az (520) 886-6798 1.62

Organizations / Associations

Name Address Telephone Distance (Miles)

Holy Cross Lutheran Church 241 N Harrison Rd Tucson Az (520) 296-5129 0.68

Fourth Church Of Christ Science 9590 E Shiloh St Tucson Az (520) 886-5001 0.69

East Tucson Baptist Church 9100 E Speedway Blvd Tucson Az (520) 917-4233 0.91

Arizona Grace Bible Church Inc 2264 N Quail Lake Pl Tucson Az (520) 760-1874 1.17

Personal Services

Name Address Telephone Distance (Miles)

R&l Fitness Inc 841 N Fleetwood Ln Tucson Az (520) 731-2317 0.14

Vitality Hand & Foot Spa Llc 1016 N Fleetwood Pl Tucson Az (520) 612-1488 0.17

Power Of One Personal Training 1065 N Fleetwood Pl Tucson Az (520) 722-5792 0.2

Serenity Nail Spa 60 N Harrison Rd Tucson Az (520) 733-1500 0.81

Shopping

Name Address Telephone Distance (Miles)

Adventure Coffee Roasting 633 N Jasmine Pl Tucson Az (520) 247-2651 0.56

Glass Phreque 9462 E Calle Cascada Tucson Az (520) 668-5086 0.6

Circle K Stores Inc. 10290 E Speedway Blvd Tucson Az (520) 298-4287 0.62

Albertson's Llc 9595 E Broadway Blvd Tucson Az (520) 751-7699 0.82

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

865 N CITADEL AVE

Distance 0.03 Miles

Owner Name : Rolon Pedro Luis Jr Subdivision : Rosewood Estates

Sale Date : 05/14/2021

Recording Date : 05/18/2021

Total Value : $258,210 Sale Price  : $405,500

Bed / Bath : / 3 Property Tax : $3,014.48

Land Use : Sfr Lot Acres : 0.20

Stories : 1 Living Area : 2,460

Yr Blt / Eff Yr Blt : 1978 / APN : 133-44-0090

879 N CITADEL AVE Distance 0.04 Miles

Owner Name : Ribas Ivan Gene Jr

Sale Date : 06/23/2000

Subdivision : Rosewood Estates

Recording Date : 06/27/2000

Total Value : $215,654 Sale Price  : $126,500

Bed / Bath : / 2 Property Tax : $2,598.01

Land Use : Sfr Lot Acres : 0.20

Stories : 1 Living Area : 2,066

Yr Blt / Eff Yr Blt : 1978 / APN : 133-44-0100

9832 E ROSEWOOD ST Distance 0.04 Miles

Owner Name : Logan Thomas G Subdivision : Rosewood Estates

Sale Date : 03/03/2007

Recording Date : 03/14/2007

Total Value : $243,733 Sale Price  : $295,000

Bed / Bath : / 3 Property Tax : $2,933.66

Land Use : Sfr Lot Acres : 0.19

Stories : 1 Living Area : 2,223

Yr Blt / Eff Yr Blt : 1979 / APN : 133-44-0240

900 N STONER AVE Distance 0.05 Miles

Owner Name : Tidwell James E

Sale Date : 04/17/2000

Subdivision : Rosewood Estates

Recording Date : 04/19/2000

Total Value : $241,816 Sale Price  : $144,000

Bed / Bath : / 2 Property Tax : $2,906.26

Land Use : Sfr Lot Acres : 0.22

Stories : 1 Living Area : 2,209

Yr Blt / Eff Yr Blt : 1978 / APN : 133-44-0040

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

893 N CITADEL AVE Distance 0.05 Miles

Owner Name : Weldon James Britton

Sale Date : 07/22/2019

Subdivision : Rosewood Estates

Recording Date : 07/23/2019

Total Value : $228,902 Sale Price  : $255,000

Bed / Bath : / 2 Property Tax : $2,701.84

Land Use : Sfr Lot Acres : 0.22

Stories : 1 Living Area : 2,061

Yr Blt / Eff Yr Blt : 1978 / APN : 133-44-0110

9846 E ROSEWOOD ST Distance 0.05 Miles

Owner Name : Cogan Stephan Subdivision : Rosewood Estates

Sale Date : 09/22/2014

Recording Date : 09/30/2014

Total Value : $220,288 Sale Price  : $177,500

Bed / Bath : / 2 Property Tax : $2,655.81

Land Use : Sfr Lot Acres : 0.25

Stories : 1 Living Area : 2,136

Yr Blt / Eff Yr Blt : 1978 / APN : 133-44-0230

878 N CITADEL AVE Distance 0.06 Miles

Owner Name : Chavez Phillip

Sale Date : 12/00/2000

Subdivision : Rosewood Estates

Recording Date : 01/02/2001

Total Value : $171,610 Sale Price  : $111,000

Bed / Bath : / 2 Property Tax : $2,047.67

Land Use : Sfr Lot Acres : 0.20

Stories : 1 Living Area : 1,542

Yr Blt / Eff Yr Blt : 1979 / APN : 133-44-0200

892 N CITADEL AVE Distance 0.06 Miles

Owner Name : Hopper Kasey C

Sale Date : 07/16/2018

Subdivision : Rosewood Estates

Recording Date : 07/24/2018

Total Value : $233,449 Sale Price  : $210,000

Bed / Bath : / 2 Property Tax : $2,805.21

Land Use : Sfr Lot Acres : 0.20

Stories : 1 Living Area : 2,068

Yr Blt / Eff Yr Blt : 1979 / APN : 133-44-0190

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

E SIERRA ST

Distance 0.07 Miles

Owner Name : Nopper Subdivision : Solano Estates

Total Value : $165,893

Recording Date : 09/12/1989

Bed / Bath : / 2 Property Tax : $1,993.13

Land Use : Sfr Lot Acres : 0.19

Stories : 1 Living Area : 1,633 Yr Blt / Eff Yr Blt : 1976 / APN : 133-36-8130

9735 E 3RD ST Distance 0.08 Miles

Owner Name : Mc Collum Michelle Croteau

Sale Date : 04/19/2021

Total Value : $184,953

Subdivision : Solano Estates

Recording Date : 05/03/2021

Sale Price  : $220,000

Bed / Bath : / 2 Property Tax : $2,244.78

Land Use : Sfr Lot Acres : 0.19

Stories : 1 Living Area : 1,657 Yr Blt / Eff Yr Blt : 1975 / APN : 133-36-7650

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

Census Tract / block: 40.42 / 4     Year: 2018

Household

Population Population by Age

Count: 4,913 0 - 11

Estimate Current Year: 5,185 12 - 17

Estimate in 5 Years: 6,434 18 - 24 9.69%

Growth Last 5 Years: -4.54% 25 - 64 55.42%

Growth Last 10 Years: -139.28% 65 - 74 10.5% 75+

Household Size Household Income

Current Year: 2,225 0 - $25,000 11.33%

Average Current Year: 2.19 $25,000 - $35,000 9.66%

Estimate in 5 Years: 2,575 $35,000 - $50,000 16.72%

Growth Last 5 Years: 2.88% $50,000 - $75,000 23.82%

Growth Last 10 Years: -8.37% $75,000 - $100,000 14.34%

Male Population: 50.13% Above $100,000 24.13%

Female Population: 49.87% Average Household Income: $56,336

Married People: 55.39%

Unmarried People: 44.61%

Housing

Median Mortgage Payments Home Values

Under $300: 4.19% Below $100,000: 3.21% $300 - $799:

$100,000 - $150,000: 28.87% $800 - $1,999:

$150,000 - $200,000: 13.73% Over $2,000:

Median Home Value:

Unit Occupied Owner:

Median Mortgage: $893

$200,000 - $300,000: 41.94%

$300,000 - $500,000: 10.77%

Above $500,000: 1.48%

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

Rent Payments Year Built

Unit Occupied Renter: 45.35% 1999 - 2000

Median Gross Rent: $935 1995 - 1998

Less Than $499 2.39% 1990 - 1994

$500 - $749 11.43% 1980 - 1989 33.03%

$750 - $999 53.43% 1970 - 1979 31.84%

$1000 and Over 32.74% 1900 - 1969 0%

Education

Enrollment

Public Pre-Primary School: 0.51% Not Enrolled in School: 81.98%

Private Pre-Primary School: 0.49% Not A High School Graduate: 2.76%

Public School: 17.02% Graduate Of High School: 18.73%

Private School: 1.01% Attended Some College: 26.18%

Public College: 5.12% College Graduate: 40.47%

Private College: 0.51% Graduate Degree: 11.87%

Workforce

Occupation: Manager/Prof: 38.27% Private Worker: 59.83% Technical: Government Worker: 26.49% Sales: 21.59% Self Employed Worker: 4.12% Administrative: Unpaid Family Worker: 2.51%

Private House Hold: Farming: 10.85% Service:

Skilled: Protective Services: Blue-Collar: 18.12%

Commute Time

Less Than 15 Min:

min - 28 min:

min - 57 min:

Over 60 min:

Customer Name : Jeremiah Stiffler Customer Company Name : First American Prepared On : 11/01/2022

: Jeremiah

: First

On : 11/01/2022

Customer Name : Jeremiah Stiffler

Company Name : First American Prepared On : 11/01/2022

Customer Name : Jeremiah Stiffler

Customer Company Name : First American Prepared On : 11/01/2022

+ FIRST AMERICAN TITLE, FC0, JSTI PIMA, AZ

SEARCH PARAMETERS

PARCEL:  133-44-0070

PARCEL: 133-44-0070

INSTRUMENT REC DATE

OWNER: HAUGHEY JEFFREY G & SANDRA J CP/RS     11293 2789 05/08/2000  SITUS: 840 N STONER AV TUC  MAIL: 840 N STONER AVE  TUCSON AZ 85748-2746

PLAT: LOT 00007 BLOCK LEGAL: ROSEWOOD ESTATES LOT 7

CURRENT TAXES INFORMATION THROUGH 10/21/2022 LAND IMPR EXEMPT RATE AREA SPECIAL DISTRICTS

PRIMARY  24,908

11.1537  0150 SECONDARY  50

2.7742

2022 TOTAL TAX BILLED 3,042.36

2022  TAX AMT TAX DUE INTEREST DATE PAID TOTAL DUE

FIRST HALF  1,521.18  0.00  0.00  10/19/2022  0.00  SECOND HALF  1,521.18  1,521.18  0.00  1,521.18

TOTAL CURRENT TAXES DUE 11/22 1,521.18 12/22 1,521.18 (ESTIMATED)

IMPROVEMENTS

RESIDENTIAL  PHYSICAL CONDITION   BELOW AVE BLDG SQFT

FULL CASH VALUE  258,913 YEAR BUILT  1979 LAND USE  01 31

LOT SIZE  1 STDLT

SCHOOL DISTRICT  0150

LAND FULL CASH VALUE  502

IMPR FULL CASH VALUE  258,411

MOSS GREGORY S/ESTHER M

GOLDFEDER MARC E

Covenants, Conditions & Restrictions

Thank you for the opportunity to be of service.

Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).

This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.

Southwest Gas 1.877.860.6020 www.swgas.com Cox 602.277.1000 www.cox.com

Direct TV 1.888.777.2454 www.directv.com

Reference

Dish Network 1.800.823.4929 www.dishnetwork.com CenturyLink 800.366.8201 www.centurylink.com AT&T 1.800.222.0300 www.att.com

Verizon 1.877.300.4498 www.connecttoverizon.com

Salt

Project 602.236.8888 www.srpnet.com APS 602.371.7171 www.aps.com

Count on First American Title

Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.

Count On Us For Service

First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.

Count On Us For Stability

First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.

Count On Us For Convenience

First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.

Count On Us To Meet Your Needs

First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.

Benefits of using a Professional REALTOR ®

Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.

A REALTOR ® :

› Understands market conditions and has access to information not available to the average homeowner.

› Can advertise effectively for the best results.

› Knows how to price your home realistically, to give you the highest price possible within your time frame.

› Is experienced in creating demand for homes and how to show them to advantage.

› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.

› Knows how to go toe-to-toe in negotiations.

› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.

› Can remain objective when presenting offers and counter-offers on your behalf.

› Maintains errors-and-omissions insurance.

› Will listen to your needs, respect your opinions and allow you to make your own decisions.

› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.

› Is experienced with resolving problems to facilitate a successful closing on your home.

Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!

FOR SALE BY OWNER

Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.

Do you...

- have the knowledge, patience, and sales skills needed to sell your home?

- know how to determine your home’s current market value?

- know how to determine whether or not a buyer can qualify for a loan?

- understand the steps of an escrow and what’s required of you and the buyer?

- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?

- know how to advertise effectively and what the costs will be?

- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?

- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?

Are you...

- aware of conditions in the marketplace today that affect value and length of time to sell?

- concerned about having strangers walking through your home?

- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?

- aware that every time you leave your home, you are taking it off the market until you return?

- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?

- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?

Key Professionals Involved in Your Transaction

REALTOR ®

A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®

REAL ESTATE AGENT

A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®

LISTING AGENT

A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.

BUYER'S AGENT

A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.

MULTIPLE LISTING SERVICE (MLS)

The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®

TITLE COMPANY

These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.

ESCROW OFFICER

An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.

PREPARING FOR SALE YOUR HOME

Mow and edge the lawn regularly, and trim the shrubs.

Make your entry inviting: Paint your front door and buy a new front door mat.

Paint or replace the mailbox, if needed.

If screens or windows are damaged, replace or repair them.

Repair or replace worn shutters and other exterior trim.

Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.

Ensure that all exterior lights are working.

Check stucco walls for cracks and discoloration.

Remove any oil and rust stains from the driveway and garage.

Clean and organize the garage, and ensure the door is in good working order.

Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.

Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.

Repair leaky faucets and caulking in bathtubs and showers.

Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.

Make sure toilet seats look new and are firmly attached.

First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:

Repair or replace loud ventilating fans.

Replace worn shower curtains.

Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.

Remove clutter throughout the house. Organize and clean out closets.

Clean household appliances and make sure they work properly.

Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.

Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean.

Inspect fences, gates and latches. Repair or replace as needed.

Staging your home for Show

To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:

Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.

Clear all clutter from counter tops.

Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.

Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact.

Send pets away or secure them away from the house, and be sure to clean up after them.

Close the windows to eliminate street noise.

If possible you, your pets, and your children should be gone while your home is being shown.

Clean trash cans and put them out of sight.

If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.

Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings

Hang clean attractive guest towels in the bathrooms.

Check that sink and tub are scrubbed and unstained.

Make beds with attractive spreads.

Stash or throw out newspapers, magazines, junk mail.

Terms You Should Know

Appraisal

An estimate of value of property resulting from analysis of facts about the property; an opinion of value.

Annual Percentage Rate (APR)

The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.

Beneficiary

The recipient of benefits, often from a deed of trust; usually the lender.

Closing Disclosure (CD)

Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.

Close of Escrow

Generally the date the buyer becomes the legal owner and title insurance becomes effective.

Comparable Sales

Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”

Consummation

Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.

Deed of Trust

An instrument used in many states in place of a mortgage.

Deed Restrictions

Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.

Disbursement Date

The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.

Earnest Money Deposit

Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.

Easement

A right, privilege or interest limited to a specific purpose that one party has in the land of another.

Endorsement

As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.

Hazard Insurance

Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.

Impounds

A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.

Legal Description

A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.

Lien

A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.

Loan Estimate (LE)

Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.

Mortgage

The instrument by which real property is pledged as security for repayment of a loan.

PITI

A payment that includes Principal, Interest, Taxes, and Insurance.

Power of Attorney

A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”

Recording

Filing documents affecting real property with the appropriate government agency as a matter of public record.

Settlement statement

Provides a complete breakdown of costs involved in a real estate transaction.

TILA-RESPA Integrated Disclosures

TRID

The Life Of An Escrow

THE BUYER

Chooses a Real Estate Agent

Gets pre-approval letter from Lender and provides to Real Estate Agent.

Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.

Finalizes loan application with Lender. Receives a Loan Estimate from Lender.

Completes and returns opening package from First American Title.

Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.

Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.

Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.

Escrow officer or real estate agent contacts the buyer to schedule signing appointment.

Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.

Documents are recorded and the keys are delivered!

THE SELLER

Chooses a Real Estate Agent

Accepts Buyer’s offer to purchase.

Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.

Orders any work for inspections and/or repairs to be done as required by the purchase agreement.

Escrow officer or real estate agent contacts the seller to schedule signing appointment.

Documents are recorded and all proceeds from sale are received.

THE ESCROW OFFICER

Upon receipt of order and earnest money deposit, orders title examination.

Requests necessary information from buyers and sellers via opening packages.

Reviews title commitment / preliminary report.

Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.

All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.

Coordinates with lender on the preparation of the CD.

Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.

Schedules signing appointment and informs buyer of funds due at settlement.

Once loan is consummated, sends funding package to lender for review.

Prepares recording instructions and submits docs for recording.

Documents are recorded and funds are disbursed. Issues final settlement statement.

Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.

Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.

Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.

Underwriting reviews loan package for approval.

Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.

Delivers loan documents to escrow.

Upon review of signed loan documents, authorizes loan funding.

THE LENDER

Closing Costs: Who Pays What

CONV

BUYER BUYER BUYER BUYER

SELLER

BUYER BUYER BUYER BUYER

SELLER SELLER SELLER SELLER

BUYER BUYER BUYER

BUYER BUYER BUYER

BUYER BUYER BUYER

BUYER BUYER BUYER

SELLER SELLER SELLER SELLER

SELLER SELLER SELLER SELLER

SELLER SELLER SELLER SELLER

BUYER BUYER BUYER

BUYER BUYER BUYER

PRORATE PRORATE PRORATE

BUYER BUYER BUYER

PRORATE PRORATE PRORATE

BUYER BUYER BUYER

SELLER SELLER BUYER

BUYER BUYER BUYER

BUYER BUYER BUYER

BUYER

SELLER BUYER

The Escrow Process

WHAT IS AN ESCROW?

The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.

HOW IS AN ESCROW OPENED?

Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder. From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.

Your Escrow Professional May:

Open escrow and deposit good faith funds into an escrow account

Conduct a title search to determine the ownership and title status of the real property

Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.

Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)

Prorate fees, such as real property taxes, per the contract and prepare the settlement statement

Set separate appointments allowing the buyer and seller to sign documents and deposit funds

Review documents and ensure all conditions are fulfilled and certain legal requirements are met

Request funds from buyer and buyer’s new lender

When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer

After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more

Prepare and send final documents to all parties

Understanding Title Insurance

Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.

The Title Industry & Title Insurance in Brief

WHAT IS TITLE INSURANCE?

Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.

WHY IS TITLE INSURANCE NEEDED?

Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.

WHEN IS THE PREMIUM DUE?

You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.

Compare First American’s Eagle Policy® for Owners

Protection from:

1 Someone else owns an interest in your title

2 A document is not properly signed

3 Forgery, fraud, duress in the chain of title

4 Defective recording of any document

5 There are restrictive covenants

6 There is a lien on your title because there is:

a) a deed of trust

b) a judgement, tax, or special assessment

c) a charge by a homeowner’s association

7 Title is unmarketable

8 Mechanics lien

9 Forced removal of a structure because it:

a) extends on another property and/or easement

b) violates a restriction in Schedule B

c) violates an existing zoning law*

10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance

11 Unrecorded lien by a homeowners association

12 Unrecorded easements

13 Building permit violations*

14 Restrictive covenant violations

15 Post-policy forgery

16 Post-policy encroachment

17 Post-policy damage from extraction of minerals or water

18 Lack of vehicular and pedestrian access

19 Map not consistent with legal description

20 Post-policy adverse possession

Compare First American’s Eagle Policy® for Owners

21 Post-policy prescriptive easement

22 Covenant violation resulting in your title reverting to a previous owner

23 Violation of building setback regulations

24 Discriminatory covenants

Other benefits:

25 Pays rent for substitute land or facilities

26 Rights under unrecorded leases

27 Plain language statements of policy coverage and restrictions

28 Compliance with Subdivision Map Act

29 Coverage for boundary wall or fence encroachment*

30 Added ownership coverage leads to enhanced marketability

31 Insurance coverage for a lifetime

32 Post-policy inflation coverage with automatic increase in value up to 150% over five years

33 Post-policy Living Trust coverage

* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.

As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.

ALTA Standard or CLTA

Standard or CLTA

Consider This

One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.

When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.

Closing Your Escrow

THE CLOSING DISCLOSURE

Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.

*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.

THE CLOSING OR SIGNING APPOINTMENT

The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.

You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed.

You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.

The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.

DON'T FORGET YOUR IDENTIFICATION

You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.

WHAT HAPPENS NEXT?

If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."

If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.

Planning your move

SIX WEEKS BEFORE:

Create an inventory sheet of items to move.

Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.

Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.

Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.

Packing materials. Gather moving boxes and packing materials for your move.

Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.

Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.

Changing Schools. If changing schools, contact new school for registration process.

FOUR WEEKS BEFORE:

Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.

Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.

Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.

Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.

Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.

Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.

ONE WEEK BEFORE:

Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.

Change of address. Visit USPS for change of address form.

Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.

Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.

Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.

Start packing. Begin packing for your new location.

Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!

Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.

Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.

MOVING DAY:

Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.

Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.

Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.

Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.

Notes

Notes

SKINGSRANCH

Central Arizona

1 SUN CITY WES T 623.299.3644 13940 W. Meeker Blvd., #119 Sun City West, AZ 85375 N of Meeker Blvd W of R.H. Johnson

2 GOODYEAR 623.936.8001 1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395 NW corner of McDowell & Litchfield

3 ARROWHEAD 623.487.0404

16165 N. 83rd Ave , #100 Peoria, AZ 85382

S of Bell/E side of 83rd Ave

4 THE LEGENDS 623.537.1608 20241 N. 67th Ave , #A-2 Glendale, AZ 85308

E side 67th Ave/N of 101

5 ANTHEM 623.551.3265 39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086

NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy

6 BILTMORE 602.954.3644 3200 E Camelback Rd., #123 Phoenix, AZ 85018

NE Corner of Camelback/32nd Street

7 DESERT RIDGE 480.515 4369 20860 N. Tatum Blvd , #100 Phoenix, AZ 85050

NW corner of Tatum/Loop 101

8 CAREFREE 480.575.6609 7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377

NE corner of Tom Darlington/ Carefree Dr.

9 KIERLAND COMMONS 480.948.6488 14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254 W of Scottsdale Road, S side of Greenway

10 SCOTTSDALE FORUM 480.551.0480 6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250

E Side Scottsdale/S of Lincoln

11 DC CROSSING 480.563.9034 18291 N. Pima Rd , #145 Scottsdale, AZ 85255 SE corner of Pima/Legacy

12 AHWATUKEE 480.753.4424 4435 E. Chandler Blvd , #100 Phoenix, AZ 85048 SW corner Chandler/45th St.

13 CHANDLER PORTICO 480.777.0051 2121 W. Chandler Blvd., #215 Chandler, AZ 85224 SW Corner Chandler Blvd./ Dobson Rd.

14 GILBERT SAN TAN 480.777.0614 1528 E. Williams Field Rd., #101 Gilbert, AZ 85295 NW corner of Williams Field Rd./ Val Vista Rd.

15 MESA 480.401.3738 1630 S. Stapley Dr., #123 Mesa, AZ 85204 N of Baseline / W of Stapley

16 RED MOUNTAIN 480.534.3599 1135 N. Recker Rd , #103 Mesa, AZ 85205 SE corner of Recker & Brown

17 GOLD CANYON 480.288.0883 6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.