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Subject Property : 6402 E Cyclone Dr Tucson AZ 85730
Owner Information
Owner Name : Moreno Antonio A / Moreno Valerie V
Mailing Address : 6402 E Cyclone Dr, Tucson AZ 85730-1692 C051
Vesting Codes : / / Community Property
Owner Occupied Indicator : O
Location Information
Legal Description : Wilmot Vista Lot 0081
County : Pima, Az
Census Tract / Block : 40.34 / 2
Township-Range- Sect : 14S-15E-30
Legal Book/Page : 46-85
APN : 136-23-6920
Subdivision : Wilmot Vista
Map Reference : 30-14S-15E
School District : Tucson Unified
Munic/Township : Tucson Unified Market Area : 80
Legal Lot : 81
Last Market Sale Information
Recording/Sale Date : 09/21/2018 / 09/19/2018 1st Mtg Amount/Type : $168,547 / Va
Sale Price : $165,000 1st Mtg Document # : 2640558
Document # : 2640557
1st Mtg Term : 30
Deed Type : Warranty Deed Price Per SqFt : $125.57
Title Company : Pioneer Title Agency
Lender : Peoples Mtg
Seller Name : Montrose Joseph M & Marilyn
Prior Sale Information
Prior Rec/Sale Date : 09/24/1999
Prior Doc Number : 11139-3627
Prior Deed Type : Deed (reg)
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022 CoreLogic.
Property Characteristics
Gross Area : 1,314
Garage Capacity : 2 Patio Type : None
Living Area : 1,314 Roof Material : Asphalt
Total Rooms : 6
Year Built / Eff : 1995
# of Stories : 1
Parking Type : Garage
Property Information
Land Use : Sfr
County Use : Single Fam Resurban Subd
Tax Information
Total Value : $140,508
Total Taxable Value : $11,634
Assessed Year : 2021
Tax Year : 2021
Air Cond : Refrigeration
Heat Type : Forced Air Quality : Fair
Cooling Type : Forced Air Condition : Average
Exterior wall : Frame Wood Bath Fixtures : 7
Zoning : C-1
Lot Acres : 0.13
Lot Size : 5,756
State Use : Single Fam Resurban Subd
Property Tax : $1,497.24 Current Year Total Value : $18,235
Tax Rate Area : 0150 Current Year Improvement Value : $18,185
Market Value : $140,508 Current Year Land Value : $50
Current Assessed Year : 2023
Customer Name : Jeremiah
Customer Company Name : First American Prepared On : 09/23/2022
Sales Analysis
Criteria Subject Property Low High Average
Sale Price $165,000 $175,000 $10,653,000 $782,468
Bldg/Living Area 1314 1174 1511 1311
Price Per Square Foot $125.57 $148 $9,036 $642
Year Built 1995 1968 2002 1986
Lot Size 5,756 4,800 7,915 6,193 Bedrooms
Bathrooms 3 2 3 2 Stories 1 1 1 1
Total Assessed Value $140,508 $119,033 $151,762 $137,151
Distance From Subject 0 0.15 0.47 0.36
Summary of Comparables
S 6402 E Cyclone Dr 165,000 140,508 09/21/2018 3 1,314 5,756 1995 C-1
1 3347 S Whistler Dr 263,000 147,187 03/25/2022 3 1,189 4,960 1996 0.15 O-3
2 3431 S Elgin Pl 255,000 129,730 01/11/2022 2 1,358 5,458 1970 0.29 O-3
3 3131 S Calle Polar 275,000 119,033 06/15/2022 2 1,174 7,537 1969 0.29 R-1
4 3432 S Fairbanks Ave 206,500 123,796 12/29/2021 2 1,174 6,317 1970 0.31 O-3
5 3088 S Quinn Dr 275,000 150,174 05/10/2022 2 1,456 4,800 2001 0.32 R-3
6 6675 E Fayette St 10,653,000 124,065 04/11/2022 2 1,179 6,129 1970 0.34 O-3
7 3068 S Nastar Dr 270,000 151,762 11/19/2021 2 1,511 5,415 1998 0.34 R-1
8 6601 E Stella Rd 275,000 139,944 08/31/2022 2 1,312 7,682 1989 0.35 R-1
9 3054 S Vaughn Dr 332,500 151,762 05/23/2022 2 1,511 7,622 1998 0.36 R-1
10 3033 S Beck Dr 253,000 139,030 11/18/2021 2 1,252 5,200 2001 0.37 R-3
11 6549 E Brooks Dr 286,250 122,217 06/30/2022 2 1,235 6,993 1969 0.37 R-1
12 6565 E Brooks Dr 250,100 122,824 05/16/2022 2 1,177 7,206 1969 0.38 R-1
13 6412 E David Dr 265,000 145,886 05/03/2022 2 1,308 5,424 1997 0.38 R-1
14 6420 E David Dr 260,000 151,336 01/05/2022 3 1,511 5,457 1997 0.38 R-1
Customer Name Jeremiah Stiffler
Customer Company Name First American On 09/23/2022
# Address Date Bed Bath Living Area Lot Size Year Built (Miles)15 6444 E David Dr 285,000 151,336 11/18/2021
2 1,511 5,110 1997 0.39 R-1
16 6476 E David Dr 290,000 133,642 08/31/2022 2 1,177 6,052 1998 0.39 R-1
17 2984 S Quinn Dr 280,000 150,633 03/09/2022 2 1,456 5,487 2002 0.41 R-3
18 6730 E Fayette St 200,000 125,089 12/30/2021 2 1,233 7,208 1970 0.43 R-1
19 6549 E David Dr 175,000 123,035 11/17/2021 2 1,181 7,915 1968 0.46 R-1
20 2904 S Vaughn Dr 300,000 140,543 06/02/2022 2 1,308 5,880 1997 0.47 R-1
Distressed Sales = Map American
Details of Comparables
Subject Property: 6402 E Cyclone Dr Tucson Az 85730
Owner Name: Moreno Antonio A /Moreno Valerie V
APN / Alternate APN: 136-23-6920 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Wilmot Vista / Lot Size: 5,756
Year Built / Eff: 1995 / Rec. Date / Price: 09/21/2018 / $165,000 Living Area: 1,314 # of units: Document #: 2640557
Bedrooms: Pool: Total Tax Value: $140,508 Bath(F/H): /
#1 3347 S Whistler Dr Tucson Az 85730
Owner Name: Queener Tyla L /Queener Donald L Jr
APN / Alternate APN: 136-23-6280 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Wilmot Vista / Lot Size: 4,960
Year Built / Eff: 1996 / Rec. Date / Price: 03/25/2022 / $263,000 Living Area: 1,189 # of units: Document #: 840770
Bedrooms: Pool: Pool
Total Tax Value: $147,187 Bath(F/H): /
#2 3431 S Elgin Pl Tucson Az 85730
Owner Name: Kinnan Rebecca /Kinnan Jason
APN / Alternate APN: 136-26-032C / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vista Del Prado 04 / Lot Size: 5,458
Year Built / Eff: 1970 / Rec. Date / Price: 01/11/2022 / $255,000 Living Area: 1,358 # of units:
Document #: 110426
Bedrooms: Pool:
Total Tax Value: $129,730 Bath(F/H): /
#3 3131 S Calle Polar Tucson Az 85730
Owner Name: Hays Holly /Chaney Jacob
APN / Alternate APN: 136-25-2530 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Vista Del Prado / Lot Size: 7,537
Year Built / Eff: 1969 / Rec. Date / Price: 06/15/2022 / $275,000 Living Area: 1,174 # of units:
Document #: 1660777
Bedrooms: Pool:
Total Tax Value: $119,033 Bath(F/H): /
#4 3432 S Fairbanks Ave Tucson Az 85730
Owner Name: Moon Randy C /
APN / Alternate APN: 136-26-035A / Deed Type: Warranty Deed
Land Use: Sfr
Year Built / Eff: 1970 / Rec. Date / Price: 12/29/2021 / $206,500 Living Area: 1,174 # of units:
Subdivision / Tract: Vista Del Prado 04 / Lot Size: 6,317
Document #: 3630224
Bedrooms: Pool:
Total Tax Value: $123,796 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022
#5 3088 S Quinn Dr Tucson Az 85730
Owner Name: Arenz John / APN / Alternate APN: 136-26-1130 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Wilmot Shadows / Lot Size: 4,800
Year Built / Eff: 2001 / Rec. Date / Price: 05/10/2022 / $275,000 Living Area: 1,456 # of units: Document #: 1300859
Bedrooms: Pool: Total Tax Value: $150,174 Bath(F/H): /
#6 6675 E Fayette St Tucson Az 85730
Owner Name: Vm Master Issuer Llc / APN / Alternate APN: 136-26-012A / Deed Type: Special Warranty Deed Land Use: Sfr
Subdivision / Tract: Vista Del Prado 04 / Lot Size: 6,129
Living Area: 1,179 # of units:
Year Built / Eff: 1970 / Rec. Date / Price: 04/11/2022 / $10,653,000
Document #: 1010674
Bedrooms: Pool: Total Tax Value: $124,065 Bath(F/H): /
#7 3068 S Nastar Dr Tucson Az 85730
Owner Name: Gross Stephanie Trust / APN / Alternate APN: 136-23-7650 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Wilmot Vista 02 / Lot Size: 5,415
Year Built / Eff: 1998 / Rec. Date / Price: 11/19/2021 / $270,000 Living Area: 1,511 # of units:
Document #: 3230707
Bedrooms: Pool:
Total Tax Value: $151,762 Bath(F/H): /
#8 6601 E Stella Rd Tucson Az 85730
Owner Name: Rodriguez Hector /Argo Trisha APN / Alternate APN: 136-25-2620 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Vista Del Prado / Lot Size: 7,682
Year Built / Eff: 1989 / Rec. Date / Price: 08/31/2022 / $275,000 Living Area: 1,312 # of units: Document #: 2430149
Bedrooms: Pool:
Total Tax Value: $139,944 Bath(F/H): /
#9 3054 S Vaughn Dr Tucson Az 85730
Owner Name: Fkh Sfr Pram K Lp / APN / Alternate APN: 136-23-7270 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wilmot Vista 02 / Lot Size: 7,622
Year Built / Eff: 1998 / Rec. Date / Price: 05/23/2022 / $332,500 Living Area: 1,511 # of units:
Document #: 1430424
Bedrooms: Pool:
Total Tax Value: $151,762 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022 CoreLogic.
#10 3033 S Beck Dr Tucson Az 85730
Owner Name: Johnson Reginald A / APN / Alternate APN: 136-26-1230 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Wilmot Shadows / Lot Size: 5,200
Year Built / Eff: 2001 / Rec. Date / Price: 11/18/2021 / $253,000 Living Area: 1,252 # of units: Document #: 3220429
Bedrooms: Pool: Total Tax Value: $139,030 Bath(F/H): /
#11 6549 E Brooks Dr Tucson Az 85730
Owner Name: Njento Patrice N / APN / Alternate APN: 136-25-2230 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Vista Del Prado / Lot Size: 6,993 Year Built / Eff: 1969 / Rec. Date / Price: 06/30/2022 / $286,250 Living Area: 1,235 # of units: Document #: 1810461
Bedrooms: Pool: Total Tax Value: $122,217 Bath(F/H): /
#12 6565 E Brooks Dr Tucson Az 85730
Owner Name: Opendoor Property Trust I / APN / Alternate APN: 136-25-2250 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Vista Del Prado / Lot Size: 7,206
Year Built / Eff: 1969 / Rec. Date / Price: 05/16/2022 / $250,100 Living Area: 1,177 # of units: Document #: 1360429
Bedrooms: Pool:
Total Tax Value: $122,824 Bath(F/H): /
#13 6412 E David Dr Tucson Az 85730
Owner Name: Br Bst Az I Pkg 1 Llc / APN / Alternate APN: 136-23-8260 / Deed Type: Warranty Deed
Land Use: Sfr
Year Built / Eff: 1997 / Rec. Date / Price: 05/03/2022 / $265,000 Living Area: 1,308 # of units:
Subdivision / Tract: Wilmot Vista 02 / Lot Size: 5,424
Document #: 1230191
Bedrooms: Pool:
Total Tax Value: $145,886 Bath(F/H): /
#14 6420 E David Dr Tucson Az 85730
Owner Name: Reszi Fund Ill-tuc Lp / APN / Alternate APN: 136-23-8250 / Deed Type: Warranty Deed Land Use: Sfr Subdivision / Tract: Wilmot Vista 02 / Lot Size: 5,457
Year Built / Eff: 1997 / Rec. Date / Price: 01/05/2022 / $260,000 Living Area: 1,511 # of units:
Document #: 50414
Bedrooms: Pool:
Total Tax Value: $151,336 Bath(F/H): /
#15 6444 E David Dr Tucson Az 85730
Owner Name: Jones Edwin /Jones Elaine A APN / Alternate APN: 136-23-8230 / Deed Type: Warranty Deed
Land Use: Sfr
Year Built / Eff: 1997 / Rec. Date / Price: 11/18/2021 / $285,000 Living Area: 1,511 # of units:
Subdivision / Tract: Wilmot Vista 02 / Lot Size: 5,110
Document #: 3220287
Bedrooms: Pool:
Total Tax Value: $151,336 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022
#16 6476 E David Dr Tucson Az 85730
Owner Name: Gardella Michael / APN / Alternate APN: 136-23-8190 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Wilmot Vista 02 / Lot Size: 6,052
Year Built / Eff: 1998 / Rec. Date / Price: 08/31/2022 / $290,000 Living Area: 1,177 # of units: Document #: 2430621
Bedrooms: Pool: Total Tax Value: $133,642 Bath(F/H): /
#17 2984 S Quinn Dr Tucson Az 85730
Owner Name: Martinez Domingo Iii / APN / Alternate APN: 136-26-0670 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Wilmot Shadows / Lot Size: 5,487
Year Built / Eff: 2002 / Rec. Date / Price: 03/09/2022 / $280,000 Living Area: 1,456 # of units: Document #: 680565
Bedrooms: Pool: Total Tax Value: $150,633 Bath(F/H): /
#18 6730 E Fayette St Tucson Az 85730
Owner Name: Tucker Jeremy / APN / Alternate APN: 136-25-2890 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Vista Del Prado / Lot Size: 7,208
Year Built / Eff: 1970 / Rec. Date / Price: 12/30/2021 / $200,000 Living Area: 1,233 # of units: Document #: 3640194
Bedrooms: Pool:
Total Tax Value: $125,089 Bath(F/H): /
#19 6549 E David Dr Tucson Az 85730
Owner Name: Foster Todd /Foster Elena APN / Alternate APN: 136-25-1510 / Deed Type: Warranty Deed Land Use: Sfr
Subdivision / Tract: Vista Del Prado / Lot Size: 7,915
Year Built / Eff: 1968 / Rec. Date / Price: 11/17/2021 / $175,000 Living Area: 1,181 # of units: Document #: 3210351 Bedrooms: Pool:
Total Tax Value: $123,035 Bath(F/H): /
#20 2904 S Vaughn Dr Tucson Az 85730
Owner Name: Pine Grove Residential Fund / APN / Alternate APN: 136-23-7930 / Deed Type: Warranty Deed
Land Use: Sfr
Year Built / Eff: 1997 / Rec. Date / Price: 06/02/2022 / $300,000 Living Area: 1,308 # of units: Document #: 1530772 Bedrooms: Pool:
Subdivision / Tract: Wilmot Vista 02 / Lot Size: 5,880
Total Tax Value: $140,543 Bath(F/H): /
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022
12 SUNNYSIDE UNIFIED 2238 E. Ginter Road, Tucson, AZ 85706 520.545.2000
13 TANQUE VERDE UNIFIED 2300 N. Tanque Verde Loop, Tucson, AZ 85749 520.749.5751
01 TUCSON UNIFIED 1010 E. 10th Street, Tucson, AZ 85717 520.225.6000
20 VAIL UNIFIED 10701 E. Mary Ann Cleveland Way, Tucson, AZ 85747 520.879.2000
Public Schools :
Elementary Schools
Irene Erickson Elementary School Distance 0.46 Miles
6750 E Stella Rd Tucson AZ 85730
Telephone : (520) 584-5000
School District : Tucson Unified District (4403)
Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 406
Total Expenditure/Student : 200
Borman Elementary School Distance 0.67 Miles 6630 E Lightning Dr Tucson AZ 85708
Telephone : (520) 584-4600
School District : Tucson Unified District (4403)
Lowest Grade : Pre-K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 586
Total Expenditure/Student : 200
Wheeler Elementary School Distance 1.25 Miles 1818 S Avenida Del Sol Tucson AZ 85710
Telephone : (520) 584-5500
School District : Tucson Unified District (4403)
Lowest Grade : Pre-K Highest Grade : 5th Kindergarten : Yes School Enrollment : Enrollment : 493
Total Expenditure/Student : 200
Customer
Customer
Sonoran Science Academy East Distance 1.29 Miles
7450 E Stella Rd Tucson AZ 85730
Telephone : (520) 754-2401
School District : Daisy Education Corporation Dba Sonoran Science Ac (89915)
Lowest Grade : K Highest Grade : 8th Kindergarten : Yes School Enrollment : Enrollment : 466
Total Expenditure/Student :
Middle Schools
Academy Of Tucson Middle School Distance 2.06 Miles
7310 E 22nd St Tucson AZ 85710
Telephone : (520) 749-1413
Lowest Grade : 5th
School District : Academy Of Tucson Inc. (78897)
Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 249
Total Expenditure/Student :
Alice Vail Middle School Distance 2.54 Miles
5350 E 16th St Tucson AZ 85711
Telephone : (520) 584-5400
School District : Tucson Unified District (4403)
Lowest Grade : 6th Highest Grade : 8th
Kindergarten : No School Enrollment : Enrollment : 793
Total Expenditure/Student : 200
Future Investment Middle School Distance 3.42 Miles
1854 S Alvernon Way Tucson AZ 85711
Telephone : (520) 790-8400
School District : Griffin Foundation Inc. The (79500)
Lowest Grade : 6th Highest Grade : 8th Kindergarten : No School Enrollment : Enrollment : 84
Total Expenditure/Student :
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022
Billy Lane Lauffer Middle School
5385 E Littletown Rd Tucson AZ 85756
Telephone : (520) 545-4900
Distance 3.45 Miles
School District : Sunnyside Unified District (4407)
Lowest Grade : 5th Highest Grade : 8th
Kindergarten : No School Enrollment : Enrollment : 678
Total Expenditure/Student : 153
High Schools
Sonoran Science Academy - Davis Monthan
5741 E Ironwood St Bldg 623 Tucson AZ 85708
Telephone : (520) 300-5699
Distance 0.8 Miles
School District : Daisy Education Corporation Dba. Sonoran Science A (90284)
Highest Grade : 12th School Enrollment : Enrollment : 166
Lowest Grade : 6th
Total Expenditure/Student : Advanced Placement : No
Canyon Rose Academy Distance 0.86 Miles 2401 S Wilmot Rd Tucson AZ 85711
Telephone : (520) 797-4884
School District : Canyon Rose Academy Inc. (81029)
Lowest Grade : 9th Highest Grade : 12th School Enrollment : Enrollment : 222
Total Expenditure/Student : Advanced Placement : No
Palo Verde High Magnet School Distance 1.78 Miles
1302 S Avenida Vega Tucson AZ 85710
Telephone : (520) 584-7400
School District : Tucson Unified District (4403)
Highest Grade : 12th School Enrollment : Enrollment : 781
Lowest Grade : 8th
Total Expenditure/Student : 200 Advanced Placement : No
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022
Pcjted - Palo Verde High School
1302 S Avenida Vega Tucson AZ 85710
Telephone : (520) 584-7400
Lowest Grade : 9th
Distance 1.78 Miles
School District : Pima County Jted (89380)
Highest Grade : 12th
School Enrollment : Enrollment : 0
Total Expenditure/Student : Advanced Placement : No
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022 CoreLogic.
Local Business
Attractions / Recreation
Name Address Telephone Distance (Miles)
Freedom Little League 6467 E David Dr Tucson Az (520) 519-0163 0.41
Uexclusive 6773 E Escalante Rd Tucson Az (520) 485-7874 0.6
Ink Art By Sherry M 6450 E Golf Links Rd # 10 Tucson Az (520) 248-9330 0.73
Ernie Reyes World Martial Arts 6330 E Golf Links Rd # 10 Tucson Az (520) 790-1197 0.73
Banks / Financial
Name Address Telephone Distance (Miles)
Professional Loan Modification Llc 3088 S Quinn Dr Tucson Az (520) 891-2065 0.33
Jamesons Household Maintenanc 6657 E Escalante Rd Tucson Az (520) 747-4471 0.47
Defense Health Agency 4175 S Alamo Ave Bldg 400 Tucson Az (520) 228-5052 0.48
Allied Cash Holdings Llc 6330 E Golf Links Rd # 19 Tucson Az (520) 745-5771 0.73
Eating / Drinking
Name Address Telephone Distance (Miles)
Cris Cake's, Llc 6527 E Barrow St Tucson Az (520) 807-1315 0.29
Smoke Master Ken's Bbq Llc 6805 E Thunderbird Dr Tucson Az (520) 213-9505 0.38
I Chief, L.l.c. 6380 E Golf Links Rd Tucson Az (520) 790-3003 0.72
Panda Express, Inc. 6370 E Golf Links Rd Tucson Az (520) 571-6823 0.73
Health Care Services
Name Address Telephone Distance (Miles)
Mariann's Home Health Care Llc 3380 S Nastar Dr Tucson Az (520) 512-0429 0.09
Family Extensions Home Health, Llc 3225 S Wilmot Rd Apt 7125 Tucson Az (520) 339-0783 0.23
Windravens 6557 E Barrow St Tucson Az (520) 406-9062 0.35
B. Well Healing Therapies, Llc 2970 S Quinn Dr Tucson Az (520) 514-7138 0.42
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022 CoreLogic.
Hospitality
Name Address Telephone Distance (Miles)
Springhill 3225 S Jessica Ave Tucson Az (520) 918-9197 0.69
Desert Inn 3665 S 5th St Tucson Az (480) 838-8111 1.45
Super 8 Motel 1990 S Craycroft Rd Tucson Az (520) 790-6021 1.66
Days Inn 1440 S Craycroft Rd Tucson Az (520) 747-1440 1.89
Organizations / Associations
Name Address Telephone Distance (Miles)
5204455318
6502 E Golf Links Rd Q Tucson Az (520) 445-5318 0.73
Christs Church Of Tuscon 2727 S Langley Ave Tucson Az (520) 751-4444 0.88
Neighborhood Bible Chapel 7241 E 45th St Tucson Az (520) 861-8494 1.09
Church's Chicken 7090 E Golf Links Rd Tucson Az (520) 790-4801 1.11
Personal Services
Name Address Telephone Distance (Miles)
Healthy Foot And Spa 2714 S Kolb Rd Tucson Az (520) 790-0806 1.06
Rachas, Inc. 7145 E 22nd St Tucson Az (520) 207-3517 1.97
Stand Firm Personal Training, 6082 E 20th St Tucson Az (520) 272-7593 2.03
Integrative Fitness 2163 S Mcconnell Dr Tucson Az (520) 704-6263 2.11
Shopping
Name Address Telephone Distance (Miles)
Quik-mart Stores, Inc. 3499 S Wilmot Rd Tucson Az (520) 298-8929 0.12
Gleeson Marketplace, Llc 3512 S Gleeson Pl Tucson Az (520) 514-0230 0.19
Army & Air Force Exchange Service Davis Monthan Afb 2441 Tucson Az (520) 748-7888 0.62
Circle K 6310 E Golf Links Rd Tucson Az (520) 747-5515 0.74
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022 CoreLogic.
6394 E CYCLONE DR
Owner Name : Kalpakidis Dimitris
Sale Date : 04/19/2019
Total Value : $157,161
Distance 0.01 Miles
Subdivision : Wilmot Vista
Recording Date : 04/25/2019
Sale Price : $184,000
Bed / Bath : / 3 Property Tax : $1,880.12
Land Use : Sfr
Lot Acres : 0.22
Stories : 1 Living Area : 1,602
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6930
6418 E CYCLONE DR
Owner Name : Crump Diane M
Sale Date : 05/00/1995
Total Value : $157,161
Distance 0.02 Miles
Subdivision : Wilmot Vista
Recording Date : 09/01/1995
Sale Price : $103,015
Bed / Bath : / 3 Property Tax : $1,664.17
Land Use : Sfr Lot Acres : 0.13
Stories : 1 Living Area : 1,602
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6900
3456 S CROWN DANCER DR
Owner Name : Amh 2014-2 Borrower Llc
Sale Date : 05/00/1995
Total Value : $150,839
Distance 0.02 Miles
Subdivision : Wilmot Vista
Recording Date : 08/31/1995
Sale Price : $95,900
Bed / Bath : / 3 Property Tax : $1,810.04
Land Use : Sfr Lot Acres : 0.12
Stories : 1 Living Area : 1,512
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6940
3444 S CROWN DANCER DR Distance 0.03 Miles
Owner Name : Olympus Borrower Llc
Sale Date : 07/23/2021
Total Value : $142,291
Subdivision : Wilmot Vista
Recording Date : 08/23/2021
Sale Price : $250,000
Bed / Bath : / 2 Property Tax : $1,511.69
Land Use : Sfr
Lot Acres : 0.12
Stories : 1 Living Area : 1,314
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6950
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022 CoreLogic.
3433 S CROWN DANCER DR Distance 0.04 Miles
Owner Name : Perry Rodney D
Sale Date : 12/15/2010
Total Value : $152,621
Subdivision : Wilmot Vista
Recording Date : 12/17/2010
Sale Price : $132,500
Bed / Bath : / 2 Property Tax : $1,602.14
Land Use : Sfr
Lot Acres : 0.12
Stories : 1 Living Area : 1,512
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6860
3440 S NASTAR DR Distance 0.04 Miles
Owner Name : Gomez David
Sale Date : 09/11/2012
Total Value : $142,291
Subdivision : Wilmot Vista
Recording Date : 09/13/2012
Sale Price : $92,000
Bed / Bath : / 2 Property Tax : $1,511.69
Land Use : Sfr Lot Acres : 0.11
Stories : 1 Living Area : 1,314
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6660
3408 S CROWN DANCER DR Distance 0.06 Miles
Owner Name : Dorgan Thomas E
Subdivision : Wilmot Vista Sale Date : 08/00/1998
Recording Date : 08/31/1998
Total Value : $142,664 Sale Price : $97,900
Bed / Bath : / 4 Property Tax : $1,517.61
Land Use : Sfr Lot Acres : 0.11
Stories : 1 Living Area : 1,314
Yr Blt / Eff Yr Blt : 1996 / APN : 136-23-6980
3416 S NASTAR DR Distance 0.06 Miles
Owner Name : Welsch James R
Sale Date : 03/00/1998
Total Value : $152,621
Bed / Bath : / 2
Land Use : Sfr
Subdivision : Wilmot Vista
Recording Date : 03/09/1998
Sale Price : $98,000
Property Tax : $1,616.56
Lot Acres : 0.12
Stories : 1 Living Area : 1,512
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6680
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022
3409 S CROWN DANCER DR Distance 0.06 Miles
Owner Name : Alegria Luz Emma
Sale Date : 01/31/2017
Total Value : $135,493
Bed / Bath : / 3
Land Use : Sfr
Subdivision : Wilmot Vista
Recording Date : 02/07/2017
Sale Price : $140,000
Property Tax : $1,439.19
Lot Acres : 0.11
Stories : 1 Living Area : 1,189
Yr Blt / Eff Yr Blt : 1995 / APN : 136-23-6840
3455 S WILMOT RD
Owner Name : Ambassador Event Center Llc
Sale Date : 09/15/2017
Distance 0.06 Miles
Recording Date : 09/15/2017
Sale Price : $625,100
Total Value : $937,020 Property Tax : $16,871.60
Land Use : Nightclub
Lot Acres : 2.46
Stories : 1 Living Area : 13,386
Yr Blt / Eff Yr Blt : 1988 / 1988 APN : 136-23-008Q
Customer Name : Jeremiah
Customer Company Name : American On :
Census Tract / block: 40.34 / 2 Year: 2018
Household
Population Population by Age
Count: 3,914 0 - 11
Estimate Current Year: 3,999 12 - 17
Estimate in 5 Years: 4,357 18 - 24 11.24%
Growth Last 5 Years: 9.84% 25 - 64 52.89%
Growth Last 10 Years: -163.03% 65 - 74 4.65% 75+
Household Size Household Income
Current Year: 1,366 0 - $25,000 22.47%
Average Current Year: 2.81 $25,000 - $35,000 19.84%
Estimate in 5 Years: 1,532 $35,000 - $50,000 20.5%
Growth Last 5 Years: 3.07% $50,000 - $75,000 15.15%
Growth Last 10 Years: 8.2% $75,000 - $100,000 13.98%
Male Population: 45.22% Above $100,000 8.05%
Female Population: 54.78% Average Household Income: $42,981
Married People: 46.4%
Unmarried People: 53.6%
Housing
Median Mortgage Payments
Home Values
Under $300: 6.19% Below $100,000: 49.51%
$300 - $799: 36.32% $100,000 - $150,000: 36.81%
$800 - $1,999: 57.49% $150,000 - $200,000: 10.91%
Over $2,000: 0% $200,000 - $300,000: 0%
Median Home Value: $101,000 $300,000 - $500,000: 0.81%
Unit Occupied Owner: 44.95% Above $500,000: 1.95%
Median Mortgage: $555
Customer
Customer
Rent Payments
Year Built
Unit Occupied Renter: 55.05% 1999 - 2000
Median Gross Rent: $986 1995 - 1998
Less Than $499 2.61% 1990 - 1994
$500 - $749 13.19% 1980 - 1989 7.93%
$750 - $999 36.81% 1970 - 1979 51.13%
$1000 and Over 47.39% 1900 - 1969 19%
Education
Enrollment
Public Pre-Primary School: 0%
Private Pre-Primary School: 0.87%
Not Enrolled in School: 75.26%
Not A High School Graduate: 10.73%
Public School: 20.87% Graduate Of High School: 33.15%
Private School: 3.87% Attended Some College: 33.69%
Public College: 3.85% College Graduate: 20.64%
Private College: 0% Graduate Degree: 1.78%
Workforce
Occupation: Manager/Prof: 23.75% Private Worker: 75.33%
Technical: Government Worker: 9.47%
Sales: 34.6% Self Employed Worker: 3.56%
Administrative: Unpaid Family Worker: 3.67%
Private House Hold: Farming: 9.24%
Service: 20.48% Skilled:
Protective Services: Blue-Collar: 21.17%
Commute Time
Less Than 15 Min: 17.45%
15 min - 28 min: 49.1% 30 min - 57 min: 24.34%
Over 60 min: 9.11%
Customer Name : Jeremiah Stiffler
Customer Company Name : First American Prepared On : 09/23/2022
PARCEL: 136-23-6920 136-23-6920
SEARCH PARAMETERS
INSTRUMENT REC DATE
OWNER: MORENO ANTONIO A & VALERIE AFFIDAVIT 2018 2640557 09/21/2018
SITUS: 6402 E CYCLONE DR TUC
MAIL: 6402 E CYCLONE DR TUCSON AZ 85730
PLAT: LOT 00081 BLOCK LEGAL: WILMOT VISTA LOT 0081
CURRENT TAXES
INFORMATION THROUGH 07/28/2022 IMPR EXEMPT RATE AREA SPECIAL DISTRICTS
PRIMARY 11,634 0 0 11.6619 0150 50 14,001 0 2.8778
2021 TOTAL TAX BILLED 1,497.24
2021 TAX AMT TAX DUE INTEREST DATE PAID
TOTAL DUE FIRST HALF 748.62 0.00 0.00 10/23/2021 0.00 SECOND HALF 748.62 0.00 0.00 05/28/2022 0.00
TOTAL CURRENT TAXES DUE 09/22 0.00 10/22 0.00
IMPROVEMENTS
PHYSICAL CONDITION BELOW AVE BLDG SQFT 1,314 FULL CASH VALUE 140,508 YEAR BUILT 1995 LAND USE 01 31 NUMBER OF STORIES 1.0 LOT SIZE 1 STDLT STORIES HEIGHT 0 SCHOOL DISTRICT 0150 FRAME WOOD LAND FULL CASH VALUE 502 IMPR FULL CASH VALUE 140,006 2018 2640557 WD MONTROSE JOSEPH M & KLENSI 11139 473 JD MAXWELL DANIEL R/ALEXANDRA
RESIDENTIAL
Covenants, Conditions & Restrictions
Thank you for the opportunity to be of service.
Restrictions indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin are hereby deleted to the extent such restrictions violate 42 USC 3604(c).
This information is furnished without fee and without benefit of a complete title search. No liability is assumed by First American Title or Title Security. If it is desired that liability be assumed, you may apply for a policy of title insurance with First American Title Insurance Company.
Count on First American Title
Welcome to the home-selling process. Throughout this process, you can count on First American Title to guide you smoothly through your transaction and provide expert answers to your questions. We are happy to serve you.
Count On Us For Service
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count On Us For Stability
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count On Us For Convenience
First American Title has a direct office or agent near you, offering convenient locations throughout Arizona. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count On Us To Meet Your Needs
First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
Benefits of using a Professional REALTOR ®
Before you make the decision to try to sell your home alone, consider the benefits a REALTOR ® can provide that you may not be aware of.
A REALTOR ® :
› Understands market conditions and has access to information not available to the average homeowner.
› Can advertise effectively for the best results.
› Knows how to price your home realistically, to give you the highest price possible within your time frame.
› Is experienced in creating demand for homes and how to show them to advantage.
› Knows how to screen potential buyers and eliminate those who can’t qualify or are looking for bargain-basement prices.
› Knows how to go toe-to-toe in negotiations.
› Is always “on-call,” answering the phone at all hours, and showing homes evenings and weekends.
› Can remain objective when presenting offers and counter-offers on your behalf.
› Maintains errors-and-omissions insurance.
› Will listen to your needs, respect your opinions and allow you to make your own decisions.
› Can help protect your rights, particularly important with the increasingly complicated real estate laws and regulations.
› Is experienced with resolving problems to facilitate a successful closing on your home.
Only you can determine whether you should attempt to sell your home—probably your largest investment—all alone. Talk with a REALTOR® before you decide. You may find working with a professional is a lot less expensive and much more beneficial than you ever imagined!
FOR SALE BY OWNER
Many people believe they can save a considerable amount of money by selling their homes themselves. It may seem like a good idea at the time, but while you may be willing to take on the task, are you qualified? The following are some questions to help you realistically assess what’s involved.
Do you...
- have the knowledge, patience, and sales skills needed to sell your home?
- know how to determine your home’s current market value?
- know how to determine whether or not a buyer can qualify for a loan?
- understand the steps of an escrow and what’s required of you and the buyer?
- need to hire a real estate attorney? If so, do you know what the cost will be and how much liability they will assume in the transaction?
- know how to advertise effectively and what the costs will be?
- understand the various types of loans buyers may choose and the advantages and disadvantages for the seller?
- have arrangements with an escrow and title company, home warranty company, pest-control service and lender to assist you with the transaction?
Are you...
- aware of conditions in the marketplace today that affect value and length of time to sell?
- concerned about having strangers walking through your home?
- familiar enough with real estate regulations to prepare a binding sales contract? Counter-offers?
- aware that every time you leave your home, you are taking it off the market until you return?
- aware that prospective buyers and bargain hunters will expect you to lower your cost because there’s no REALTOR® involved?
- prepared to give up your evenings and weekends to show your home to potential buyers and “just-looking” time wasters?
Key Professionals Involved in Your Transaction
REALTOR ®
A REALTOR ® is a licensed real estate agent and a member of the National Association of REALTORS,® a real estate trade association. REALTORS ® also belong to their state and local Association of REALTORS.®
REAL ESTATE AGENT
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR ® is a real estate agent, but not every real estate agent has the professional designation of a REALTOR.®
LISTING AGENT
A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
BUYER'S AGENT
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
MULTIPLE LISTING SERVICE (MLS)
The MLS is a database of properties listed for sale by REALTORS ® who are members of the local Association of REALTORS.® Information on an MLS property is available to thousands of REALTORS ®
TITLE COMPANY
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
ESCROW OFFICER
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
PREPARING FOR SALE YOUR HOME
Mow and edge the lawn regularly, and trim the shrubs.
Make your entry inviting: Paint your front door and buy a new front door mat.
Paint or replace the mailbox, if needed.
If screens or windows are damaged, replace or repair them.
Repair or replace worn shutters and other exterior trim.
Make sure the front steps are clear and hazard-free. Make sure the doorbell works properly and has a pleasant sound.
Ensure that all exterior lights are working.
Check stucco walls for cracks and discoloration.
Remove any oil and rust stains from the driveway and garage.
Clean and organize the garage, and ensure the door is in good working order.
Shampoo carpeting or replace if worn. Clean tile floors, particularly the caulking.
Brighten the appearance inside by painting walls, cleaning windows and window coverings, and removing sunscreens.
Repair leaky faucets and caulking in bathtubs and showers.
Repair or replace loose knobs on doors and cabinets. If doors stick or squeak, fix them.
Make sure toilet seats look new and are firmly attached.
First impressions have a major impact on potential buyers. Try to imagine what potential buyers will see when they approach your house for the first time and walk through each room. Ask your REALTOR ® for advice; they know the marketplace and what helps a home sell. Here are some tips to present your home in a positive manner:
Repair or replace loud ventilating fans. Replace worn shower curtains.
Rearrange furniture to make rooms appear larger. If possible, remove and/or store excess furniture, and avoid extension cords in plain view.
Remove clutter throughout the house. Organize and clean out closets. Clean household appliances and make sure they work properly.
Air conditioners/heaters, evaporative coolers, hot water heater should be clean, working and inspected if necessary. Replace filters.
Check the pool and/or spa equipment and pumps. Make sure all are working properly and that the pool and/or spa are kept clean. Inspect fences, gates and latches. Repair or replace as needed.
Staging your home for Show
To make the best impression, keep your home clean, neat, uncluttered and in good repair. Please review this list prior to each showing:
Keep everything clean. A messy or dirty home will cause prospective buyers to notice every flaw.
Clear all clutter from counter tops.
Let the light in. Raise shades, open blinds, pull back the curtains and turn on the lights.
Get rid of odors such as tobacco, pets, cooking, etc., but don’t overdo air fresheners or potpourri. Fresh baked bread and cinnamon can make a positive impact. Send pets away or secure them away from the house, and be sure to clean up after them.
Close the windows to eliminate street noise.
If possible you, your pets, and your children should be gone while your home is being shown.
Clean trash cans and put them out of sight.
If you must be present while your home is shown, keep noise down. Turn off the TV and radio. Soft, instrumental music is fine, but avoid vocals.
Keep the garage door closed and the driveway clear. Park autos and campers away from your home during showings
Hang clean attractive guest towels in the bathrooms. Check that sink and tub are scrubbed and unstained. Make beds with attractive spreads. Stash or throw out newspapers, magazines, junk mail.
Terms You Should Know
Appraisal
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR)
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary
The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD)
Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow
Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales
Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation
Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust
An instrument used in many states in place of a mortgage.
Deed Restrictions
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit
Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement
A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance
Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds
A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE)
Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage
The instrument by which real property is pledged as security for repayment of a loan.
PITI
A payment that includes Principal, Interest, Taxes, and Insurance.
Power of Attorney
A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording
Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement
Provides a complete breakdown of costs involved in a real estate transaction.
TRID
TILA-RESPA Integrated Disclosures
The Life Of An Escrow
THE BUYER
Chooses a Real Estate Agent
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.
Finalizes loan application with Lender. Receives a Loan Estimate from Lender.
Completes and returns opening package from First American Title.
Schedules inspections and evaluates findings. Reviews title commitment/ preliminary report.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.
Escrow officer or real estate agent contacts the buyer to schedule signing appointment.
Buyer consummates loan, executes settlement documents, & deposits funds via wire transfer.
Documents are recorded and the keys are delivered!
THE SELLER
Chooses a Real Estate Agent
Accepts Buyer’s offer to purchase.
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Documents are recorded and all proceeds from sale are received.
THE ESCROW OFFICER
Upon receipt of order and earnest money deposit, orders title examination.
Requests necessary information from buyers and sellers via opening packages.
Reviews title commitment / preliminary report.
Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.
All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.
Coordinates with lender on the preparation of the CD.
Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.
Schedules signing appointment and informs buyer of funds due at settlement.
Once loan is consummated, sends funding package to lender for review.
Prepares recording instructions and submits docs for recording.
Documents are recorded and funds are disbursed. Issues final settlement statement.
THE LENDER
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.
Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.
Underwriting reviews loan package for approval.
Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.
Delivers loan documents to escrow.
Upon review of signed loan documents, authorizes loan funding.
Closing Costs: Who Pays What
The Escrow Process
WHAT IS AN ESCROW?
The escrow is the process of having a neutral party manage the exchange of money for real property. The escrow holder is known as an escrow or settlement officer or agent. The buyer deposits funds and the seller deposits a deed with the escrow holder along with all of the other documents required to remove all "contingencies" (conditions and approvals) in the purchase agreement prior to closing.
HOW IS AN ESCROW OPENED?
Once a purchase agreement is signed by all necessary parties, the agent representing the party who will pay the fee selects an escrow holder and the buyer's earnest money deposit and contract are submitted to the escrow holder.
From this point, the escrow holder will follow the mutual written instructions of the buyer and seller, maintaining a neutral stance to ensure that neither party has an unfair advantage over the other. The escrow holder also follows the instructions of the Buyer's new lender, the seller's existing lender, and both parties' agents. The escrow holder ensures the transparency of the transaction, while carefully maintaining the privacy of the consumers.
Your Escrow Professional May:
Open escrow and deposit good faith funds into an escrow account
Conduct a title search to determine the ownership and title status of the real property
Review the title commitment and begin the process of working with you and the title officer to eliminate the title exceptions the buyer and the buyer’s new lender are not willing to take subject to. This includes ordering a payoff demand from your existing lender.
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD)
Prorate fees, such as real property taxes, per the contract and prepare the settlement statement
Set separate appointments allowing the buyer and seller to sign documents and deposit funds
Review documents and ensure all conditions are fulfilled and certain legal requirements are met
Request funds from buyer and buyer’s new lender
When all funds are deposited and conditions met, record documents with the County Recorder to transfer the real property to the buyer
After recording is confirmed, close escrow and disburse funds, including proceeds, loan payoffs, tax payments, and more
Prepare and send final documents to all parties
Understanding Title Insurance
The Title Industry & Title Insurance in Brief
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, home-buyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.
WHAT IS TITLE INSURANCE?
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
WHY IS TITLE INSURANCE NEEDED?
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
WHEN IS THE PREMIUM DUE?
You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
Compare First American’s Eagle Policy® for Owners
Protection from:
1 Someone else owns an interest in your title
2 A document is not properly signed
3 Forgery, fraud, duress in the chain of title
4 Defective recording of any document
5 There are restrictive covenants
6 There is a lien on your title because there is:
a) a deed of trust
b) a judgement, tax, or special assessment
c) a charge by a homeowner’s association
7 Title is unmarketable
8 Mechanics lien
9 Forced removal of a structure because it:
a) extends on another property and/or easement
b) violates a restriction in Schedule B
c) violates an existing zoning law*
10 Cannot use the land for a Single-Family Residence because the use violates a restriction in Schedule B or a zoning ordinance
11 Unrecorded lien by a homeowners association Unrecorded easements Building permit violations*
14 Restrictive covenant violations Post-policy forgery
16 Post-policy encroachment Post-policy damage from extraction of minerals or water
18 Lack of vehicular and pedestrian access Map not consistent with legal description
20 Post-policy adverse possession
Compare First American’s Eagle Policy® for Owners EAGLE ALTA Standard or CLTA
21 Post-policy prescriptive easement
22 Covenant violation resulting in your title reverting to a previous owner
23 Violation of building setback regulations
24 Discriminatory covenants Other benefits:
25 Pays rent for substitute land or facilities Rights under unrecorded leases
27 Plain language statements of policy coverage and restrictions
28 Compliance with Subdivision Map Act
29 Coverage for boundary wall or fence encroachment*
30 Added ownership coverage leads to enhanced marketability
31 Insurance coverage for a lifetime
32 Post-policy inflation coverage with automatic increase in value up to 150% over five years
33 Post-policy Living Trust coverage
* Deductible and maximum limits apply. Not available to investors on 1- to 4-unit residential properties. Coverage may vary based on an individual policy.
As with any insurance contract, the insuring provisions express the coverage afforded by the title insurance policy and there are exceptions, exclusions and conditions to coverage that limit or narrow the coverage afforded by the policy. Also, some cov erage may not be available in a particular area or transaction due to legal, regulatory, or underwriting considerations. Please contact a First American representative for further information. The services described above are typical basic services. The services provided to you may be different due to the specifics of your transaction or the location of the real property involved.
EAGLE ALTA Standard or CLTAConsider This
One escrow transaction could involve more than 20 individuals, including real estate agents, buyers, sellers, attorneys, escrow officer, escrow technician, title officer, loan officer, loan processor, loan underwriter, home inspector, termite inspector, insurance agent, home warranty representative, contractor, roofer, plumber, pool service, and so on. And often, one transaction depends on another.
When you consider the number of people involved, you can imagine the opportunities for delays and mishaps. Your experienced escrow team can’t prevent unforeseen problems from arising; however, they can help smooth out the process.
Closing Your Escrow
THE CLOSING DISCLOSURE
Once the loan is approved and all invoices and paperwork have been provided, the lender and escrow officer will collaborate on the preparation of the Closing Disclosure (CD). In order to close on time, all paperwork and invoices should be submitted at least 10 days prior to the expected close of escrow date. The borrower must receive the CD at least three days* prior to consummation of the loan (typically the signing date). The escrow officer will also prepare an estimated settlement statement and inform the buyer of the balance of the down payment and closing costs needed to close escrow.
*For purposes of the Closing Disclosure“business day” is defined as every day except Sundays and Federal legal holidays.
THE CLOSING OR SIGNING APPOINTMENT
The escrow holder will contact you or your agent to schedule a closing or signing appointment. In some states, this is the "close of escrow." In some others, the close of escrow is either the day the documents record or that funds are disbursed. Ask your escrow holder if you would like clarification about your state's laws.
You will have a chance to review the settlement statement and supporting documentation. This is your opportunity to ask questions and clarify terms. You should review the settlement statement carefully and report discrepancies to the escrow officer. This includes any payments that may have been missed. You are responsible for all charges incurred even if overlooked by the escrow holder, so it's better to bring these to their attention before closing.
The escrow holder is obligated by law to have the designated amount of money before releasing any funds. If you have questions or foresee a problem, let your escrow holder know immediately.
DON'T FORGET YOUR IDENTIFICATION
You will need valid identification with your photo I.D. on it when you sign documents that need to be notarized (such as a deed). A driver's license is preferred. You will also be asked to provide your social security number for tax reporting purposes, and a forwarding address.
WHAT HAPPENS NEXT?
If the buyer is obtaining a new loan, the buyer’s signed loan documents will be returned to the lender for review. The escrow holder will ensure that all contract conditions have been met and will ask the lender to "fund the loan."
If the loan documents are satisfactory, the lender will send funds directly to the escrow holder. When the loan funds are received, the escrow holder will verify that all necessary funds are in. Escrow funds will be disbursed to the seller and other appropriate payees. Then, the REALTOR® will present the keys to the property to the buyer.
Planning your move
SIX WEEKS BEFORE:
Create an inventory sheet of items to move.
Research moving options You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.
Request moving quotes Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.
Discard unnecessary items Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.
Packing materials. Gather moving boxes and packing materials for your move.
Contact insurance companies. (Life, Health, Fire, Auto) You’ll need to contact your insurance agent to cancel/transfer your insurance policy. Do not cancel your insurance policy until you have and closed escrow on the sale.
Seek employer benefits. If your move is work-related, your employer may provide funding for moving expenses. Your human resources rep should have information on this policy.
Changing Schools. If changing schools, contact new school for registration process.
FOUR WEEKS BEFORE:
Contact utility companies Set utility turnoff date, seek refunds and deposits and notify them of your new address.
Obtain your medical records. Contact your doctors, physicians, dentists and other medical specialists who may currently be retaining any of your family’s medical records. obtain these records or make plans for them to be delivered to your new medical facilities.
Note food inventory levels Check your cupboards, refrigerator and freezer to use up as much of your perishable food as possible.
Service small engines for your move by extracting gas and oil from the machines. This will reduce the chance to catch fire during your move.
Protect jewelry and valuables. Transfer jewelry and valuables to safety deposit box so they can not be lost or stolen during your move.
Borrowed and rented items. Return items which you may have borrowed or rented. Collect items borrowed to others.
ONE WEEK BEFORE:
Plan your itinerary. Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at the sitters for the day.
Change of address. Visit USPS for change of address form.
Bank accounts Notify bank of address change. Make sure to have a money order for paying the moving company if you are transferring or closing accounts.
Service automobiles If automobiles will be driven long distances, you’ll want to have them serviced for a trouble-free drive.
Cancel services. Notify any remaining service providers (newspapers, lawn services, etc) of your move.
Start packing. Begin packing for your new location.
Travel items. Set aside items you’ll need while traveling and those needed until your new home is established. Make sure these are not packed in the moving truck!
Scan your furniture. Check furniture for scratches and dents before so you can compare notes with your mover on moving day.
Prepare Floor Plan. Prepare floor plan for your new home. This will help avoid confusion for you and your movers.
MOVING DAY:
Review the house. Once the house is empty, check the entire house (closets, the attic, basement, etc) to ensure no items are left or no home issues exist.
Sign the bill of lading. Once your satisfied with the mover’s packing your items into the truck, sign the bill of lading. If possible, accompany your mover while the moving truck is being weighed.
Double check with your mover. Make sure your mover has the new address and your contact information should they have any questions during your move.
Vacate your home. Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve left the property.
Your Notes:
Your Notes:
Your Notes:
Central Arizona
First American Title Branch Locator
1 SUN CITY WES T 623.299.3644
13940 W. Meeker Blvd., #119 Sun City West, AZ 85375
N of Meeker Blvd W of R.H. Johnson
2 GOODYEAR 623.936.8001
1626 N. Litchfield Rd. Ste. #170 Goodyear, AZ 85395
NW corner of McDowell & Litchfield
3 ARROWHEAD
623.487.0404
16165 N. 83rd Ave , #100 Peoria, AZ 85382
S of Bell/E side of 83rd Ave
4 THE LEGENDS 623.537.1608
20241 N. 67th Ave , #A-2 Glendale, AZ 85308
E side 67th Ave/N of 101
5 ANTHEM 623.551.3265
39508 N. Daisy Mountain Dr., #128 Anthem, AZ 85086
NE corner Daisy Mtn Dr/ Gavilan Peak Pkwy
6 BILTMORE 602.954.3644
3200 E Camelback Rd., #123 Phoenix, AZ 85018
NE Corner of Camelback/32nd Street
7 DESERT RIDGE 480.515 4369
20860 N. Tatum Blvd , #100 Phoenix, AZ 85050
NW corner of Tatum/Loop 101
8 CAREFREE 480.575.6609
7202 E. Carefree Dr , Bldg 1, #1 Carefree, AZ 85377
NE corner of Tom Darlington/ Carefree Dr.
9 KIERLAND COMMONS
480.948.6488
14648 N Scottsdale Rd., Ste. #100 Scottsdale, AZ 85254
W of Scottsdale Road, S side of Greenway
10 SCOTTSDALE FORUM 480.551.0480
6263 N. Scottsdale Rd., #110 Scottsdale, AZ 85250
E Side Scottsdale/S of Lincoln
11 DC CROSSING 480.563.9034
18291 N. Pima Rd , #145 Scottsdale, AZ 85255
SE corner of Pima/Legacy
12 AHWATUKEE 480.753.4424
4435 E. Chandler Blvd , #100 Phoenix, AZ 85048
SW corner Chandler/45th St.
13 CHANDLER PORTICO 480.777.0051
2121 W. Chandler Blvd., #215 Chandler, AZ 85224
SW Corner Chandler Blvd./ Dobson Rd.
14 GILBERT SAN TAN 480.777.0614
1528 E. Williams Field Rd., #101 Gilbert, AZ 85295
NW corner of Williams Field Rd./ Val Vista Rd.
15 MESA 480.401.3738
1630 S. Stapley Dr., #123 Mesa, AZ 85204
N of Baseline / W of Stapley
16 RED MOUNTAIN 480.534.3599
1135 N. Recker Rd , #103 Mesa, AZ 85205
SE corner of Recker & Brown
17 GOLD CANYON 480.288.0883
6877 South Kings Ranch Rd., #5 Gold Canyon, AZ 85118 E of 60/ South Side Kings Ranch Rd.
WSilverbellRd
TUCSON
1 MAIN OFFICE
520.885.1600 | Fax 520.885.2309 6390 E. Tanque Verde Rd. Tucson, AZ 85715
2 BROADWAY 520.747.1644 | Fax 520.747.1403 3777 E. Broadway Blvd., Ste. 220 Tucson, AZ 85716
3 CAMBRIC 520.577.8707 | Fax 520.529.5034 1840 E. River Rd., Ste. 200 Tucson, AZ 85718
4 CASA GRANDE 520.426.4600 | Fax 520.426.4699 421 E. Cottonwood Ln Casa Grande, AZ 85122
5 CASAS ADOBES 520.575.1900 | Fax 520.432.0168 6760 N. Oracle Rd., Ste. 100B Tucson, AZ 85704
6 CENTRAL 520.319.9207 | Fax 520.319.1468 3777 E. Broadway Blvd., Ste. 102 Tucson, AZ 85716
7 DOWNTOWN 520.740.0424 | Fax 520.740.0436 1 S. Church Ave., Ste. 1610 Tucson, AZ 85701
8 FOOTHILLS 520.299.4606 | Fax 520.577.6993 4051 E Sunrise Dr., Ste. 155 Tucson, AZ 85718
9 GREEN VALLEY 520.625.1095 | Fax 520.958.9663 190 W. Continental Rd., Ste. 226 Green Valley, AZ 85622
10 ORO VALLEY/LA CANADA 520.877.9200 | Fax 520.202.6348 11165 N. La Canada Dr., Ste. 143 Oro Valley, AZ 85737
11 ORO VALLEY/ORACLE 520.229.9194 | 520.297.2576 Fax 520.229.9210 | 520.742.5866 8500 N. Oracle Rd., Ste 100 Oro Valley, AZ 85704
12 RITA ROAD 520.618.7790 | Fax 520.901.1720 10222 East Rita Rd., Ste. 190 Tucson, AZ 85747
13 RIVER 520.529.1944 | Fax 520.615.2945 1650 E. River Rd., Ste. 105 Tucson, AZ 85718
14 SKYLINE 520.529.0506 | Fax 520.529.8998 2890 E. Skyline Dr., Ste. 200 Tucson, AZ 85718
15 TANQUE VERDE 520.202.2626 | Fax 520.495.6151 7479 E. Tanque Verde Tucson, AZ 85715