Why Join the HPS GBC?
With the goal of providing smaller governmental entities access to the same high-quality benefits as larger organizations, we’ve developed the Higginbotham Public Sector Governmental Benefits Cooperative (HPS GBC).
Based on a proven track record in establishing a successful cooperative - including eight school district cooperatives across Texas - HPS is committed to delivering exceptional service and richer benefits at more competitive rates.
The advantages for cooperative members include:
• Enhanced Benefits: As part of a cooperative, smaller groups can leverage their collective size to access stronger benefits generally available only to larger groups.
• Better Pricing: Larger groups get more favorable pricing when insurance carriers can spread risk more effectively.
• Richer Underwriting Offers: Cooperatives can secure higher guarantee issue coverage amounts and longer rate gurantees.
Additional services available:
• Online enrollment & benefits administrative system
• Custom benefits website
• Smartphone app
• FSA, COBRA, HSA, and HRA
• Common remitter billing and reconciliation
• Employee Response Center (ERC) to answer enrollment questions
