2017 Benefit Guide HEB ISD

Page 16

Health Insurance ActiveCare 1-HD, 2 & Select – Aetna 800-222-9205

HMO – Scott & White 800-321-7947

www.trsactivecareaetna.com

In-Network Benefits

www.trs.swhp.org

ActiveCare 1-HD

ActiveCare 2

ActiveCare Select+

Scott & White HMO#

(Participant Pays)

(Participant Pays)

(Participant Pays)

(Participant Pays)

No out-of-network benefits

No out-of-network benefits

$1,200 individual $3,600 family

$1,000 individual $3,000 family

$7,150 individual $14,300 family

$6,550 individual $13,100 family

Deductible must be met before benefits are paid

Medical Benefits

$2,500 Employee Only $5,000 Family

Deductible Maximum Out-of-Pocket

(Includes medical & prescription

deductibles, coinsurance & copays)

$1,000 individual $3,000 family

$6,550 Employee Only $7,150 individual $13,100 Family $14,300 family

Coinsurance

20%

20%

20%

20%

20% (after deductible)

$30 copay - Primary $50 copay - Specialist

$30 copay - Primary $60 copay - Specialist

$20 copay^ - Primary $50 copay - Specialist

Preventive Care

Plan pays 100%

Plan pays 100%

Plan pays 100%

Plan pays 100%

Diagnostic Lab

20% (after deductible)

Quest Facility-Plan pays 100%; Other Facility-20%*

Quest Facility-Plan pays 100%; Other Facility-20%*

20%*

High-tech Radiology

20% (after deductible)

$100 copay & 20%*

$100 copay & 20%*

20%*

Outpatient Surgery

20% (after deductible)

$150 copay & 20%*

$150 copay & 20%*

$150 copay & 20%*

Emergency Room

20% (after deductible)

$200 copay & 20%*

$200 copay & 20%*

$150 copay & 20%*

Inpatient Hospitalization

20% (after deductible)

$150 copay/day & 20%*

$150 copay/day & 20%*

$150 copay/day & 20%*

Teladoc

$40 consultation fee

Plan pays 100%

Plan pays 100%

Not covered

Subject to medical deductible

$0 Generic $200 Brand

$0 Generic $200 Brand

Participant pays (after deductible)

Office Visit Copay

Prescription Drugs Drug Deductible

$200: 31 day supply $450: 32-90 day supply

$489.00 $1,469.00 $837.00 $1,779.00

$20 $40

%Extended-Day @ Mail Order or Retail-Plus

$126.00 $766.00 $446.00 $1,091.00

$45 $105 $180

%Short-Term Maintenance @ Retail Facility

Monthly Premiums Employee Only Employee & Spouse Employee & Child(ren) Employee & Family

$35 $60 $90

@ Retail Facility

20% (after deductible)

$20 $40 $65

%Short-Term

Specialty Drugs

%Extended-Day @ Mail Order or Retail-Plus

20% (after deductible) 20% (after deductible) 20% (after deductible)

%Short-Term Maintenance @ Retail Facility

Tier 1 - Generic Tier 2 - Preferred Brand Tier 3 - Non-Preferred Brand

@ Retail Facility

(Participants deductible does not have to be met)

%Short-Term

Certain Generic Preventive Drugs are Covered 100%

$35 $60 50%

$45 $105

$150 (excludes generic) Maintenance Retail Quantity Quantity (up to 90-day

(up to 30day supply)

supply) @ BSW Pharmacies & mail order

$5

$10 30% 50%

20%

Non-Formulary: $50 or 50% Specialty: 20%

$289.00 $1,039.00 $609.00 $1,364.00

$336.04 $1,038.08 $663.42 $1175.98

* After the deductible has been met +

Visit www.trsactivecareaetna.com to search for providers in 1-HD & 2. For the Select Plan choose the Baylor Scott & White Quality Alliance (DFW Area) option. # Visit www.trs.swhp.org to search for providers in the Baylor Scott & White HMO plan ^ First visit copay for illness waived % Prescription Definitions: Short Term: up to 31-day supply; Extended-Day or Retail-Plus: 60 to 90 day supply: Maintenance: drugs commonly used (daily) to treat conditions (i.e. blood pressure, heart disease, asthma, diabetes, etc.) that are considered chronic or long-term

Visit www.trsactivecareaetna.com to download the Enrollment Guide

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2017 Benefit Guide HEB ISD by Higginbotham Public Sector - Issuu