The
Property Guide
VILLAGE PROPERTIES The Independent Letting Specialists
VILLAGE The Independent Letting Specialists
Unfurnished
VILLAGE
0203 355 5530
PROPERTIES
£2500pcm
Tudor Drive, Kingston, KT2
Unfurnished
PROPERTIES The Independent Letting Specialists
£3500pcm
Observatory Road, East Sheen
An immaculate 4 bedroom family home within catchment for several excellent Primary Schools and the German School – Large open plan accommodation with stunning family kitchen, 2 bathrooms, attractive lawned garden and close to Richmond Park. Available Mid August 13.
Wonderful family home on the Parkside of East Sheen offering 4 bedrooms, 2 bathrooms, large open plan kitchen, w.c., very pretty garden, within walking of Mortlake Station and Richmond Park.
Unfurnished
Unfurnished
£6000pcm
Richmond Park, SW15
A super detached family home situated on a quiet road within moments of Richmond Park offering 5 bedrooms, 2 bathrooms, 2 reception rooms, eat-in kitchen, gardens, garage and parking.
£4300pcm
Richmond Bridge Development, TW1
Fabulous 3 double bedroom ground floor apartment in this prestigious riverside development, large lounge, 2 bathrooms, w.c., huge wrap around terrace, underground parking and gym.
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Barnes • Richmond • East Sheen • Mortlake • Kew • St Margarets • Kingston • Twickenham • Ham • Petersham village-properties.co.uk
why One in Three Property Transactions Fail down by that date, the offer expires. More recently lenders tend to make these offers with shorter timescales and so a careful eye needs to be kept on the relevant date.
Moving house is one of the most stressful life events we have to contend with, so how can we make sure we avoid pitfalls along the way? A little knowledge goes a long way Generally, it is lack of knowledge on the part of buyer and vendor that causes one in three property transactions to fail. When I was buying my house, I was advised by the Estate Agent that the Vendor’s solicitor had sent the Sales Contract to my solicitor, July-August 2013
but my solicitor advised me that the Vendor’s solicitor had sent the Conditions of Sale, without the Particulars of Sale. I had essentially only received half a contract! Whilst all this was being sorted out, the Vendor came close to selling the house to someone else. It helps to have a rough idea of what is involved in the conveyance process and who does what. Mortgage offer expiring Often lenders will offer funding only up to a certain date and, if the loan has not been drawn
Insurance Coverage Must Be in Place and Needs to be Correct To be safe, buyers of freehold houses should always have buildings insurance cover in place from the date of exchange, regardless of what the contract says and regardless of whether or not the seller has a mortgage. If you are getting a mortgage, you will also need life insurance as a condition of the loan. It is worth checking with your mortgage lender that they are happy with your insurance cover before the date of completion.
extra
Survey being confused with a valuation report Don’t assume that the “survey” undertaken by the mortgage lender as part of their valuation report will suffice for you. A proper survey will be a lot more thorough. The mortgage valuation report will not bring to light any repairs that may need to be done.
Diane Stevenson is an IT professional, with an interest in property investment. As a member of the British Computer Society and with a 25 year IT career, Diane is well versed in creating IT solutions for large organisations and, using her skills and knowledge of the conveyance process, has developed the My Property Too app to assist home buyers reach completion of their property transactions. For the chance to use the My Property Too app FREE OF CHARGE see our exclusive offer on page 34.
www.familiesuponthames.co.uk
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