ISLANDER #68
THIS EDITION
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ISLANDER IS PUBLISHED BY
FACTORY
D e b b i e L e B r u n
01534 722 227
d - o f - t e r r a c e
o d e r n h o m e
e D u R o n d i n a r y J E 3 3 E X
i n t h e p i c t u r e s q u e a n d s o u g h t - a f t e r
o f S t M a r y ’ s , t h i s d e l i g h t f u l h o m e
o t h c o m f o r t a n d c o n v e n i e n c e i n a
s e t t i n g T h r e e b e d r o o m s ( o n e e n
h o u s e b a t h r o o m , s p a c i o u s e a t - i n
c l o a k r o o m , a n d a l a r g e l i v i n g r o o m
u b l e d o o r s t h a t o p e n o n t o t h e
E x t e r n a l l y , i s a w e s t - f a c i n g g a r d e n
e e d e s i g n a t e d p a r k i n g s p a c e s
d o n a q u i e t c l o s e o f s i m i l a r h o u s e s , i t s h o r t s t r o l l t o t h e h i g h l y r e g a r d e d
y ’ s S c h o o l a n d t h e p o p u l a r S t M a r y ’ s y I n n
Price £795,000
G e r i O ' B r i e n
01534 722 227
e a u t i f u l h o m e t h s e a v i e w
r R o a d e l i e r J E 2 3 H T
t i f u l l y r e s t o r e d s e m i - d e t a c h e d f a m i l y
o f f e r i n g a p e r f e c t b l e n d o f m o d e r n
t s a n d t i m e l e s s a r t - d e c o c h a r m ,
i t a n e n v i a b l e r e s i d e n c e w i t h
m i c s e a v i e w s T h r e e d o u b l e
m s , t w o b a t h r o o m s a n d s e p a r a t e W C ,
r o o m , s u n r o o m , k i t c h e n w i t h u t i l i t y
a n d r e c e p t i o n r o o m w i t h d o o r s
g o u t o n t o t h e g a r d e n E x t e r n a l l y , i s a
a c i n g g a r d e n , f r o n t c o u r t y a r d g a r d e n ,
g a r a g e a n d p a r k i n g f o r 1 c a r F u r t h e r
g c a n b e a r r a n g e d w i t h l a n d o w n e r s
s i o n d e d
Price £1.1 million
V i c t o r i a M a r k l a n d
01534 722 227 victoria.markland@savills.com
G e r i O ' B r i e n
01534 722 227 gobrien@savills.com
m m a c u l a t e
u n g a l o w
R o u t e D e S t A u b i n L a w r e n c e J E 3 1 J W
a t e d o n a s o u g h t - a f t e r c l o s e , o f f e r i n g
i o u s a n d c o n t e m p o r a r y l i v i n g
u g h o u t , p e r f e c t f o r t h o s e s e e k i n g
t i c a l i t y o r a n i d e a l d o w n s i z e W i t h a
d e r f u l o u t l o o k o v e r t h e c o m m u n a l
e n , t h i s p r o p e r t y c o m b i n e s p e a c e f u l
o u n d i n g s w i t h a h i g h l y f u n c t i o n a l l a y o u t
d o u b l e b e d r o o m s ( o n e e n s u i t e ) , h o u s e
r o o m , l i v i n g r o o m , d i n i n g r o o m , k i t c h e n
u t i l i t y r o o m E x t e r n a l l y , i s a b a c k p a t i o
e n , f r o n t g a r d e n , s i n g l e g a r a g e a n d
o a d p a r k i n g f o r u p t o f o u r c a r s
C h a r m i n g
r u r a l r e t r e a t
S t . B r e l a d e J E 3 8 B J
R u e D e s F o s s e s A M o r t i e r
O f f e r i n g t r a n q u i l i t y i n a s e r e n e s e t t i n g , n e s t l e d i n t h e s o u g h t a f t e r l o c a t i o n o f S t
B r e l a d e , t h i s s t r i k i n g e s t a t e h a s u n d e r g o n e a
m o d e r n r e n o v a t i o n w h i l e s t i l l m a i n t a i n i n g i t s
t r a d i t i o n a l c h a r m F i v e b e d r o o m s ( o n e e n
s u i t e ) , t w o f u r t h e r b a t h r o o m s , l a r g e k i t c h e n a n d d i n i n g a r e a , l i v i n g r o o m , s n u g , o r a n g e r y ,
u t i l i t y a n d p l a y r o o m / o f f i c e s p a c e E x t e r n a l l y ,
i s a p r i v a t e s o u t h - w e s t f a c i n g g a r d e n a n d
t e r r a c e , t r i p l e g a r a g e a n d p l e n t y o f p a r k i n g
T h e r e i s a n a d d i t i o n a l o n e b e d r o o m
a p a r t m e n t a n d s t u d i o a p a r t m e n t , w i t h b o t h
i n t e r n a l a n d e x t e r n a l a c c e s s i f i e d
Asking Price £3.995 million
Q u a l i f i e d ng Price £1.55 million
This comfortable and stylish four bedroom detached family home located in a popular area is the perfect choice for first-time buyers or a growing family. The accommodation is on three floors and comprises entrance hall, living room, kitchen/diner, four double bedrooms - the main being en suite - house bathroom and study/playroom. To the
Broadlands - 01534 880770 Places.je
rear is a secure garden. There are two driveway parking spaces plus ample visitor parking. Residents can also enjoy the communal play zone, mixing recreation with the convenience of local nearby amenities of schools, shops, petrol station and gastropub.
La Route Des Genets, St. Brelade £1,295,000
First Floor Apartment With Views Over St Brelade’s Bay Boasting approximately 2,000 sq. ft. of living space and positioned in the most desirable corner of the development, this stunning 2-bedroom, 2 bathroom apartment offers beautiful views over St. Brelade’s Bay and the surrounding area. The apartment features a spacious sitting room with direct views of St Brelade’s Bay, additional reception area, perfect for a home office along
Hunt Estates 07797 860650
with an eat in kitchen. Both bedroom suites are a great size with built in wardrobes. Additional conveniences include a utility room, storage cupboards, and a cloakroom. The property is in good condition throughout and has recently been upgraded with new windows and external doors. Set within a prestigious popular development that includes an onsite caretaker, this first floor apartment benefits from sea view balconies, well maintained communal gardens, secure gated undercover parking for three cars, and ample visitor parking.
Places.je #55105
Le Clos Le Breton, St. Saviour £775,000
Le Chemin Du Chateau, St. Ouen £3,750,000
La Fontaine Martin is a modern family home in a secluded setting in Grosnez, St Ouen, with uninterrupted sea views and surrounded by 4.5 acres of coastal grassland. The open-plan layout features a high-spec kitchen, dining area, and lounge with a double-sided log burner and floor-toceiling doors opening to a spacious patio with stunning
- 01534 722227
La Rochelle, Grouville £5,000,000
La Rochelle is a prestigious 6-bedroom, 6-bathroom Neo-Georgian residence nestled in the peaceful Grouville countryside, offering over 6,000 sq ft of elegant living space. Surrounded by rolling farmland with far-reaching views to the ocean, this executive home combines luxury and privacy. A gated driveway leads to spacious interiors, including a stunning kitchen/family room, multiple reception
& Co - 01534 730341
views. All four bedrooms have en suite bathrooms and fitted wardrobes, with the principal suite offering a walk-in wardrobe and spa-style bathroom. A large downstairs leisure area includes a golf simulator, bar, kitchen, and shower room, ideal for entertaining or a studio/office.
rooms, and flexible living areas. The principal suite features a dressing room and private terrace, with additional en suite bedrooms across two floors. Outdoor highlights include a heated pool, tiki bar, sun terraces, and landscaped gardens with a sunken seating area. A separate 1-bedroom annex is ideal for guests or staff, and the property offers garaging and extensive forecourt parking.
Savills
Places.je #55040
Places.je #55309
Gaudin
PROPERTY TRANSACTIONS
28/03
Beau Coin Lodge
Le Mont au Roux St Brelade
£1,150,000 ref 1545/24 URPN 69125360
The Glen
14 Rue Verte Villas St Lawrence
£782,500.00 ref 1545/29 URPN 69110904
Domaine Des Vaux Dower House
Rue De Bas St Lawrence
£629,000 ref 1544/981 URPN 69115710
Wooden Bridge
5 Tesson Mews St Lawrence
£540,000 ref 1545/132 URPN 69135640
Apartment 2, Block H, Quennevais Park
— St Brelade
£485,000 ref 1545/156 URPN 69128447
Apartment 5, The Dunes
La Greve d’Azette St Clement
Summerfields
2 St Matthews Convent St Mary
£1,030,000 ref 1545/147 URPN 69320032
28/03
28/03
28/03
28/03
£412,500.00 ref 1545/109 URPN 69111652 28/03
1 Wiltshire Place
La Route de Beaumont St Peter
£355,000 ref 1545/140 URPN 69101336
Cherry Blossom Farm
La Rue de la Fosse a Gres St Martin
£225,000 ref 1545/1 URPN ‚Äî
La Bonne Vie
34 Le Clos de la Mare St Clement
£865,000 ref 1544/694 URPN 69133449
4 Clos Du Manoir
La Route Du Manoir St Peter
21/03
£810,000 ref 1544/682 URPN 69393627 21/03
21/03
14 Palace Close
— St Saviour
£605,000 ref 1544/712 URPN 69130812
Apartment 2, 19 Simon Place
— St Helier
£585,000 ref 1544/665 URPN 69141535
Apartment 1, Juant
Roseville Street St Helier
£358,750.00 ref 1544/661 URPN 69313066
Southerndown
La Rue de la Devise St Ouen
21/03
£140,000 ref 1544/650 URPN 69116467 21/03
Le Maison De Leoville
Le Mont De La Greve De Lecq St Ouen
£3,050,000 ref 1544/549 URPN 69125580 and 69384568
High View Farm
La Rue De La Hauteur Trinity
£775,000 ref 1544/571 URPN 69116822
6 Pinewood Close
La Rue Du Pont Marquet St Brelade
£735,000 ref 1545/192 URPN 69131480
4 Les Bidons
La Ruette de la Ville es Gaudin St Martin
£600,000 ref 1545/172 URPN 69109751
32 Lavender Mews
L’Hermitage Gardens St Peter
£535,000 ref 1545/77 URPN 69404987
1 Gloster Cottages
49 Rouge Bouillon St Helier
£455,000 ref 1545/120 URPN 69306305
7 Dudley Mews
Bagot Road St Saviour
£378,250.00 ref 1544/922 URPN 69407896
48 Clearview Street
— St Helier
£355,000 ref 1545/165 URPN 69103343
Apartment 1, Queen’s Road Terrace
Queens Road St Helier
£175,000 ref 1545/152 URPN 69305069
The Jersey War Tunnels
Les Charrieres Malorey St Lawrence
£825,000 ref 1544/806 URPN 69127431
Apartment 11, Fort D’Auvergne,
Le Havre des Pas St Helier
£695,000 ref 1544/748 URPN 69395510
Apartment B17, Claremont
Tower Road St Helier
£595,000 ref 1544/635 URPN ‚Äî
34 Woodville Apartments
St. Saviours Road St Helier
£485,000 ref 1544/723 URPN 69141632
12 La Cambrette
Le Squez Road St Clement
£165,000 ref 1544/753 URPN 69127047
Malgre Tout
20 Priory Farm St Clement
£600,000 ref 1544/503 URPN 69132098
The latest transactions through the Royal Court
28/03
28/03
28/03
28/03
28/03
Haut Rive
3 Les Champs Farm Grouville
£1,000,000 ref 1545/34 URPN 69119261
Casa Mia
57 Kensington Place St Helier
£650,000 ref 1545/60 URPN 69108708 and 69306527
12 Blenheim Avenue
Aubin Lane St Saviour
£550,000 ref 1545/114 URPN 69102100
1 St Josephs Villas
La Grande Route de St Clement St Clement
£500,000 ref 1545/91 URPN 69110293
Apartment 20, Fort D’Auvergne
Fort D’Auvergne St Helier
£440,000 ref 1545/160 URPN 69395661
Apartment 3, The Spire
80 and 82 New Street St Helier
£365,000 ref 1544/928 URPN 69396223
28/03
28/03
28/03
14/03
14/03
Marney
6 Le Clos Des Sables St Brelade
£1,025,000 ref 1544/538 URPN 69123652
Merrydown
Le Mont Nicolle St Brelade
£775,000 ref 1544/487 URPN 69126437
21/03
21/03
21/03
21/03
21/03
20/03
14/03
14/03
A one third undivided share in 12 Sand Street St Helier
£250,000 ref 1544/950 URPN 69380541
La Ruette
La Rue de la Mare Ballam St John
£2,400,000 ref 1544/727 URPN 69116963, 69211665
3 Clos Du Manoir
La Route Du Manoir St Peter
£810,000 ref 1544/735 URPN ‚Äî
9 Clos du Val
La Rue de Haut St Peter
£630,000 ref 1544/669 URPN 69123960
39 Jardin Du Hocq
La Rue Du Hocq St Clement
£590,000 ref 1544/759 URPN 69390651
Share 4, Sundowne Apartment — St Helier
£480,000 ref 1544/690 URPN 69382366
Apartment 3, Queen’s Road Terrace
Queen’s Road St Helier
£163,000 ref 1544/743 URPN 69305070
Le Cotil
Le Mont De La Rocque St Brelade
£3,500,000 ref 1544/544 URPN 69125697
La Gallierie
La Rue Belin St Martin
£1,000,000 ref 1544/342 URPN 69115627
Kenilworth
La Grande Route De Faldouet St Martin
£650,000 ref 1544/399 URPN 69109704
21/03
21/03
21/03
14/03
THE ISLAND’S BEST INTERIORS SHOP? JERSEY’S BEST BUILDER OF EXTENSIONS? THE BEST LAWNMOWERS OR LANDSCAPERS? A BUSINESS THAT SIMPLY TALKS BUSINESS?
Some people ask you to advertise in magazines that serve just one business. We serve them all, direct via Jersey Post, 11 times a year. Reach every business address in Jersey with your advertisement in magazine quality full colour. Call Ceri on 01534 811100 and ask to about options for working with Islander.
Estate of flux
This extensive St. Martin property is extensive and versatile. Having served its present owners well, it is now a canvas for a new owners to add their own brush strokes to create a multigenerational home with character (plus a pool and tennis court!).
Six thousand, two hundred and twenty one. That’s the size of Vue de Pre in square feed. Converted to metric for the new world, that’s 615 square metres. The average size of an owner-occupier property is the UK is 110 square metres. Now let those numbers sink in. Now consider that property is set in its own 14 Vergées of agricultural land. That’s 14,000 square metres. Look at the house above with its already impressive garden, then think of that land beyond. Yes, it’s a lot.
Despite the amount of land at its disposal, Vue de Pre is located in the heart of St Martin, offering the best of rural living with the convenience of a short walk to essential ameneties. You can be at St. Martin’s Methodist Church sooner than you could be at the perimeter our your plot for a start. The school run would be less than ten minutes on foot to St Martin’ School for little ones and even less toSt Martin for last orders. Plus you have an M&S on your doorstep for essentials, and Percy Pigs. The house is also located close to St. Catherine’s Woods, should trampling around your own land become tiresome and leave you yearning for a picturesque alternative.
The internal spaces are characterful, with strong granite elements.
There’s no doubt you’ll be classed as an ‘Easty’ at Vue de Pre. You’re a short five minute drive from the sunrise-friendly Rozel, with Gorey Harbour, Archirondel and St Catherine’s Breakwater all close-by.
Within the fields you own (MN304, MN305, MN306A for the field enthusiast), the gardens are extensive, with beautifully a manicured lawn, a recently refurbished swimming pool and a private tennis court. A lot of the garden is also flat, so you can get a swanky robomower and watch is effortlessly create lovely stripes as you swim lengths instead.
Inside, the home is farmstead-style with an eat-in kitchen that has French doors to the garden and an adjacecent dining room that also have great light and French doors too. Upstairs, the property has six bedrooms. Four are on the first floor, three of which have ensuite bathrooms. There is also an integral twobedroom apartment which extends over the
The garage office has its own kitchenette and toilet and is big enough to be converted to another use, subject to planning.
whole third floor, ideal for guests or extended family. A separate garage block with an office above provides additional versatility for work or hobbies. The garage office has its own kitchenette and toilet and is big enough to be converted to another use, subject to planning. There is enough parking for the whole family’s vehicular needs with scope to build further garaging behind the house.
The home could be remodelled in its present configuration, or also reimagined in a number of different ways, subject the the appetite of the potential purchaser. Plans have been drawn up to re-imagine the property, including the addition of a huge subterranean extension that sees the tennis court elevated up to level with the house, allowing enormous scope to add even more square metres to this already impressive property.
If you fancy occupying a commanding plot in a promimant position in the east, Vue de Pre offers enormous potential. With all that agricultural land, you could become self-sufficient if you fancied turning your hand to planting some crops. We’re not too far off having robo-everything, so you could be doing your farming while swimming lengths not too far in the future.
Vue de Pre, St. Martin £2,950,500 Freehold
Places.je # 52371
6 BEDROOMS 6 BATHROOMS 6221 SQUARE FEET
Arrange a viewing Gaudin&Co on 01534 730341
Clockwise from above; integral office, third floor 2 bed partment, the office about the garage block, the garage block externally and architect’s impressions of an external refurbishment with subterranean extension.
THE VENDOR-AGENT RELATIONSHIP
We are often asked to clarify the roles and responsibilities of agents in property transactions, particularly in high-value markets. It’s crucial to understand that in any real estate transaction, there are often multiple parties involved.
Buyers frequently pay buyer’s agents, or relocation specialists, to represent their interests. These agents are contractually obligated to secure the property on the most favourable terms; their primary goal is to negotiate the lowest possible price and best conditions - naturally. They are often not working in isolation and are skilled in leveraging every tool at their disposal to drive down price and/or secure more favourable terms in the contract.
As a vendor it is not safe to assume that all agents involved in the transaction are working towards the same goal. This misunderstanding can put vendors
at a disadvantage, as it ignores the adversarial nature of negotiations. It’s essential to have a professional on your side who understands not just the property market, but the strategies used by buyers and their agents.
We take pride in our specialist expertise in highvalue residency. We understand the market and market trends, know when to push and when to hold firm and have the experience to handle all parties involved in complex negotiations.
Our duty is to protect our clients’ interests at every stage of the process.
When you engage us, you are not just hiring an agent, you are securing a team that works exclusively for you, ensuring that your property is sold at its full value, on terms that suit you best.
For a confidential conversation please call:
Jon Rabey
Head on High Value Residency 07829 881441
jonr@gaudin.je
Bradley Vowden
Partner 07797 763372
bradleyv@gaudin.je
MORTGAGE market update
Words: Peter Seymour, The Mortgage Shop
The most significant news this month is the fact that the UK Government is pushing the Financial Conduct Authority to begin simplifying responsible lending and advice rules for mortgages. The brief embraces the requirements to increase home ownership in the UK and more significantly, to encourage lenders to review the stress tests that they must undertake in approving a mortgage.
A REVIEW OF LENDING IN THE UK
There has been considerable discussion amongst lenders as they review their risk models and appetite to lending, and we now have one significant UK mortgage provider who has introduced a relaxation of their rules which means that borrowers can access a modest increase in their borrowing.
It is likely that this example will be followed up by the other main providers in the UK, in order to remain competitive.
WILL LOCAL LENDERS FOLLOW THE UK EXAMPLE?
When the affordability restrictions were first introduced a number of years ago, local lenders followed the example set by their head offices, although now having gained independence, the question is whether they will follow suit.
If they do, then higher cost properties currently for sale will become more
March 25 February 25 January 24
2-year Tracker rate 60% LTV 5.2% 5.2% 6.09%
2-year Tracker rate 90% LTV 5.4% 5.4% 6.39%
2-year Fixed rate 60% LTV 4.99% 5.04% 5.79%
2-year Fixed rate 90% LTV 5.29% 5.29% 6.22%
5-year Fixed rate 60% LTV 4.54% 4.74% 5.39%
5-year Fixed rate 90% LTV 5.04% 5.04% 5.81%
affordable although the sector to benefit most will be the First Time Buyers in Jersey clamouring to get on to the housing ladder.
This help could be extended by lenders offering 95% mortgages – two local providers already do so, although with fixed rates up to 6.19% fixed for five years, this is not good advice.
FIGURES RELEASED BY JDC
Figures recently released by the Jersey Development Company show that on their Horizon Development on the Waterfront, a larger number of the apartments were acquired by buy to let investors than to First Time Buyers, and any improvement in lending criteria will no doubt help to change this imbalance on future developments in favour of home ownership.
MARKET ACTIVITY
A look at places.je this month, shows 1682 apartments and houses that are on the market, of which 130 apartments are in the price range up to £300,000 offering plenty of options for First Time Buyers with an average unencumbered income of £55,000.
In the range £300,000 to £500,000, there is a choice of 369 apartments and houses . There is a choice of 339 properties for purchasers looking to buy in the range of £600,000 to £800,000, and 298 in the range of £800,000 to £1.3m
Above that in the range £1.3m to the maximum of £8m there are 382 units for sale.
MORTGAGE INTEREST RATES
The next meeting of the Bank of England’s Monetary Policy Committee takes place in May. Base rate now stands at 4.50% and the Bank has repeatedly said that it will reduce interest rates ‘’gradually and carefully’’, with the decision being guided significantly by the rate of inflation which is expected to rise to 3.7% this year – significantly higher than the Bank’s target of 2%.
Since last month, there has been no noticeable reduction in the rates offered by Jersey’s seven mortgage providers, which is in stark contrast to the UK, where the lenders’ UK counterparts are offering rates up to 1.40% lower in order to catch the market.
It is unlikely that we will see much movement in the local market until the Bank of England reduces Base Rate further.
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Wilsons Knight Frank specialises in all aspects of the Jersey property market. We provide our clients with unequalled contacts, a trusted experience and an exceptional service, with access to both national and international purchasers through our proven Knight Frank global network. To learn more about this property or to discuss your property needs, please call 01534 877977.
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