The Power Is Now Real Estate Magazine | July 26, 2021

the power is now REAL ESTATE MAGAZINE

WHAT TO EXPECT IN ARIZONA HOUSING MARKET Q2, 2021 page 27

REAL ESTATE FOR SALE! JULY 26 | 2021

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Promote Your Listings Online CALL ME FOR MORE INFORMATION ERIC LAWRENCE FRAZIER MBA (714) 361-2105 eric.frazier@fbol.com www.thepowerisnow.com

YOUR VOICE IS YOUR BRAND! INCREASE LEAD GENERATION, AND GIVE YOU THE POWER TO CLOSE MORE DEALS!

SELECT A VIP AGEN Adrian Bates Los Angeles

Adriana Montes Florida

Ameer Elahee Fontana

Cornelius Jackson Irvine

Danon Burnside San Bernardino

Denise Matthis San Diego

Joe L. Fisher Richmond

Johnnie Morine Texas

Julius Cartwright Ohio

Monica Hill Menifee

Norman Green San Francisco

Jenny Gonzalez Corona

Kamesha Keesee Corona

Kenneth Session Bay Area

Briana Frazier Los Angeles

Emerick A. Peace Maryland

NT IN YOUR AREA Peggie Simmons Arizona

Robert Langston Fairfield

Ruby Frazier Riverside

Steve Peterson Oakland

Success Money LA Area

Yvonne McFadden Arizona

Sharon Bartlett Texas

LISTED FOR $850.000

11200 Golf Links Rd, Oakland, Ca PROPERTY INFORMATION

OK Plaza Commercial Building. Great income potential here! Location with good exposure and very easy to get to with freeway access close by! Perfect for an Owner Occupant Purchaser with additional income streams of rent. There are currently 6 tenants that occupy about 1/3 of the total building...plenty of room for a business upstairs and downstairs. Lobby area and various vacant suites. Subject also has a nice sized meeting room currently used a Church.

Call Steve Peterson Realtor DRE#01746140

mobile: (510) 675-7755 e-mail: peterson.infinity@gmail.com

YOUR POWER TO BUY A HOME IS NOW! 2724 Neblina Ct, Grand Prairie, TX 75054

Offered at $575,000

PROPERTY INFORMATION

Grand Home in the gated community of Las Brisas. Mansfield ISD and Tarrant county! Live on the lake! Beautiful back yard backed to nature preserve with tons of trees and Joe Pool Lake! Mira Lagos master plan has pools, trails, parks & playgrounds. Large, 1 story home with upstairs gameroom wired for surround sound. Kitchen has huge island, 5 burner gas cooktop, granite tops, double ovens, and bar off family room.

CALL ME FOR DETAILS: Johnnie Morine Direct: (817) 266-6629 Website: www.themorinegroup.com

I WAS DENIED

HOUSING BECAUSE I HAVE AN

ASSISTANCE

ANIMAL. SO I CONTACTED

HUD FOR HELP.

SCAN HERE FOR MORE INFO

When a landlord tried to deny me housing because of my assistance animal, I contacted HUD and learned about my fair housing rights. For instance, landlords must make reasonable accommodations for persons with disabilities, such as allowing an assistance or emotional support animal in a no-pets building. If you believe you have experienced discrimination, contact HUD or your local fair housing center and file a complaint.

Visit hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (English/Español) 1-800-927-9275 (TTY)

Fair Housing Is Your Right. Use It!

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

EMERICK A. PEACE

#320004 240-882-0198 EmerickPeace@KW.com Your #1 Referral Source for Phenomenal Service in Washington, DC & Maryland

4808 Silverbrook Way, Bowie, MD, 20720

$649,000

Property DESCRIPTION Beautiful well maintain extremely well built custom colonial in a private community, tucked away in a great lication. This stately colonial awaits your arrival.Open house Saturday and Sunday 1-3.

EMERICK PEACE Operating Partner | Realtor DRE#320004 d: (240) 882-0198 emerickpeace@kw.com

Property FEATURES • • • • •

Bedrooms: 5 Total Bathrooms: 5 Garage Spaces: 2 Lot Size Square Feet: 20467 Year Built: 1989

Diversity is working.

Shouldn’t it also be living?

Your workplace thrives on diversity, so why shouldn’t your neighborhood? Diversity expands horizons, promotes understanding, prepares our kids. It promises us all a richer life. To better understand how neighborhood diversity will benefit you and your family, please log onto www.ARicherLife.org.

Celebrating the 40th Anniversary of the Fair Housing Act

930 1 8 th St, Orlando, FL 328 0 5

SINGLE FAMILY HOME FOR SALE LIST PRICE

$500,000

PROPERTY INFORMATION:

Amazing Opportunity..4 units, Strong Block Building.

Quadruplex containing 3/1 and 2 1/1.Plus Independent One 1 bedroom Block House. Always rented, Current Income $2650..Great Potential for new landlord., close to everything. Train, bus. Minutes to Downtown, Hospitals, Highways, Arena, Soccer Stadium, Dr Philips center.

PROPERTY INFORMATION:

5 BEDROOMS

CALL FOR DETAILS

ADRIANA MONTES, JD MBA

m: (321) 689-6258 o: (407) 654-9992

4 BATHROOMS

adriana@floridadreamsrealty.com www.floridadreamsrealty.com

They told us to “Live someplace else.”

We have rights. We called HUD.

SCAN HERE FOR MORE INFO

We found a three-bedroom apartment we loved in a great neighborhood with good schools and a beautiful park. But the landlord told us to live someplace else that would be better for our family.

We filed a complaint with HUD, and now we have a wonderful place to live.

Here are some telltale signs of housing discrimination against families with children:

• • • •

Allowing only one child per bedroom Charging a higher security deposit for families with kids Limiting families with children to the first floor or certain buildings Refusing to rent to families with children

Fair Housing Is Your Right. Use It. Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (English/Español) 1-800-927-9275 (TTY)

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

YOUR POWER TO BUY A HOME IS NOW! 412 Leisure World, Mesa, AZ 85206

Offered at $295.000

PROPERTY INFORMATION

Convenient location to Superstition Springs Mall.

Amenities galore to enjoy the lifestyle you’ve earned.

This beautifully appointed attached Patio Home sits on the east side of the clustered homes. Lush greenery view while enjoying the covered patio or courtyard entry.Vessel sinks in both bathrooms Granite Counter Tops. Buyer Pays Capital Improvement at Close of Escrow.

CALL ME FOR DETAILS: Yvonne McFadden Direct: (480) 628-2619 www.yvonnemcfaddenrealtor.com

When it comes to housing,

little things shouldn’t make a difference.

If you have children or are pregnant and a landlord refuses to rent to you, requires a higher security deposit, limits the use of facilities, or says you can only live in certain areas of a housing complex ... that could be discrimination. And housing discrimination because of familial status is against the law.

If you believe you may be a victim of housing discrimination, contact HUD or your local Fair Housing Center:

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (voice) 1-800-927-9275 (TTY)

Your Choice. Your Right. Your Home.

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

By Peggie Simmons

he Arizona housing market is looking very promising and very healthy but I will not look at the Arizona real estate market as a whole, rather, I will focus on one particular market that for ages has rocked this country’s real estate, often setting the pace for the industry. Phoenix is no ordinary city and this statement is a huge understatement if Realtor.com’s data is anything to go by. The most recent predictions put the homes in the valley city at an 11 percent jump over the last year’s level which is more than the national average. But why? Especially in this age of the COVID-19 pandemic?

are the factors that are pulling people to the city.

Well, remember the statement that “Phoenix is no ordinary city?” the combination of beautiful weather, prestigious restaurants and shopping complexes, special educational programs and options, a reasonable cost of living, and now, the added advantage of working from home, all these

SO, WHAT SHOULD WE BE EXPECTING IN Q2, 2021 IN PHOENIX ARIZONA? Mortgage Rates Will Remain Relatively Low All through 2020 and 2021, the mortgage rates have remained relatively low. In fact, consistently not going over the 3.5 percent mark. Currently, the

WWW.THEPOWERISNOW.COM

For people looking to sell and buy properties in Arizona, and for those planning to move to this prestigious city, there can never be a better time than this. But more importantly, if you are new in Phoenix, you need an agent that knows the place better. I have found that in the real estate industry, the old adage that experience is the best teacher is accurate. Talk to us today and let us help you achieve your homeownership and investment dream. To schedule an appointment, go to https:// thepowerisnow.com/peggie-simmons/

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What to Expect in Arizona Housing Market Q2, 2021

30-year fixed rate is 3.125%. In addition, the current refinance rate is below 3% for most lenders and servicers in Arizona.

However, keep in mind that these numbers fluctuate on a daily basis. Therefore, going into Q@ and Q3, I do not expect any dramatic fluctuations in the mortgage rates.

A TIGHT INVENTORY SUPPLY Going into Q2 and Q3, we expect to see a tight inventory supply and while the low-interest rates may have brought a new wave of hungry and thirsty buyers, they are coming to a market with nothing! There has been a pentup demand for housing and not just in Arizona, but everywhere and with this demand the prices for homes keep rising. This may be a good thing, especially if you are considering selling your home, but bad news for the buyer who is experiencing crazy bidding wars. Over the longer term, if the industry doesn’t fix this as soon as possible buyers might start relocating to places where they can comfortably afford a house.

It is going to be a bumpy ride heading into Q3 of 2021, especially if the current situation persists where we have a tight supply of housing. Demand will keep spiraling out of control and that will cause a ripple effect like no other where the housing market in Arizona will be just like in California. This, therefore, tells you that it is time to buy. Buy now because you have the power to buy now!

About the author Peggie Simmons has 34 years experience as a real estate agent and broker in Tempe, Arizona, and currently serves as the Founder and CEO of Realty Marketing Group specializing in relocation, new homes sales, traditional homes, marketing & sales, short sale negotiations, foreclosures, luxury rentals, investments among many others. Peggie has a heart of gold, boldness, and unbridled enthusiasm that drives her passion. She has been a resident of Arizona since 1983 which makes her the perfect choice and your go-to real estate agent in Arizona. She is an Accredited Buyer Representative (ABR), a Certified Residential Specialist (CRS), a Multi-Million Dollar Producer, a Certified Short Sale Property Expert (CSSPE), and a Certified Distressed Property Expert (CDPE), all of which means you will be dealing with a highly qualified professional who knows what she’s doing.

Data Sources https://azbigmedia.com/real-estate/residential-real-estate/5-arizona-housing-market-predictionsfor-2021/ https://www.usbank.com/home-loans/mortgage/mortgage-rates/arizona.html https://azbigmedia.com/real-estate/residential-real-estate/is-a-housing-market-crash-on-the-wayin-2021/ https://www.noradarealestate.com/blog/phoenix-real-estate-market/

RENTING WILL BE THE NEXT BIG THING IN ARIZONA Let’s face it, there is a short supply of homes, not just in Arizona, but almost everywhere and to be on the safer side, it may be best to hold on to that rental unit you have. It is also important to note that rental prices are on the rise and there is also a huge wave of renters who can’t find a place to live because rental inventory is also extremely low.

Therefore, the best choice right is to hold on to that rental property as you search for a new home.

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THE POWER IS NOW MAGAZINE | JULY 2021

YOUR POWER TO BUY A HOME IS NOW! 1193 W MORELOS St, Chandler, AZ 85224

Offered at $460,000

PROPERTY INFORMATION

THIS HOME IS READY FOR A NEW OWNER FULL CABINET REPLACEMENT IN 2016. NO PAINTED CABINETS HERE. UPGRADED CABINETS WITH HIGH END STAINLESS APPLIANCES. FOR THE CHEF LOOKING TO PREPARE GOURMET MEALS, THIS ONE HAS AN INDUCTION COOK TOP WITH THE CONVENIENCE OF ELECTRIC BUT RESPONSIVENESS OF GAS COOKING, , WITH QUICK BOIL FEATURES AND SO MUCH MUCH.

CALL ME FOR DETAILS: Peggie Simmons Direct: (480) 201-0654 E-mail: peggiesimmons@aol.com

choosing where you live is a right. housing discrimination is wrong. discrimination because of race, color, religion or national origin is illegal. e only way to stop it is for you to report it.

Visit www.hud.gov/fairhousing or call the HUD Hotline

1-800-669-9777 (voice) 1-800-927-9275 (TTY) A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, family status or disability. For more information, visit www.hud.gov/fairhousing.

SEARCHING FOR YOUR HOME? 11230 Redhawk Ct Auburn, CA, 95602

Offered at $680,000

PROPERTY INFORMATION Bed/Bath: 4/3.10 Total Rooms: 9 Square Feet: 3207 Year: 2000 Housing Type: Single Family Home Number of Stories: 1 Revitalization Area: No Lot Size: 17436.00 sq ft

CALL ME FOR DETAILS: Kamseha Keesee Broker | DRE#01292916 Direct: (951) 454-5959 E-mail: keeseekamesha@aol.com

THIS VETERAN HAS EXPERIENCED ENOUGH.

HE SHOULDN’T HAVE TO FIGHT HOUSING DISCRIMINATION BECAUSE OF HIS DISABILITY. Sergio lost his leg and his hearing while serving our country overseas. Now back home, he was ready to start a new chapter in his life. But when he found the perfect apartment, the landlord refused to make a reasonable accommodation to allow his service dog in a “no pets” building. Then Sergio learned that the Fair Housing Act protects people with disabilities. He contacted HUD and filed a complaint. Today, Sergio is feeling right at home.

If you believe you’ve experienced housing discrimination, please contact

hud.gov/fairhousing 1-800-669-9777 50 YEARS OF OPENING DOORS. A public service message from the U.S. Department of Housing and Urban Development in cooperation with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

231 1 3 Samantha Place Mo reno Valley, CA 9 2 5 5 7

SINGLE FAMILY HOME FOR SALE LIST PRICE

$599,990

PROPERTY INFORMATION:

The most sought after area in North Moreno Valley.

Three spacious bedrooms with two bathrooms on a flat lot with stunning upgrades. White cabinetry throughout, white whirlpool appliances in kitchen, 6 panel doors. Wood/tile/carpet flooring thru out.

Picturesque hillside setting bordered by Sunnymead Ranch.

PROPERTY INFORMATION:

3 BEDROOMS

CALL FOR DETAILS

AMEER ELAHEE

DRE#01313504 m: 626-625-0099

2 BATHROOMS 2 CARS GARAGE

ameer@ameerelaheehomes.com www.ameerelaheehomes.com

147 3 County Road 1 1 0 6 , An na, TX 7 5 4 0 9

SINGLE FAMILY HOME FOR SALE LIST PRICE

$534,000

PROPERTY INFORMATION:

Welcome to country living! Located outside of city limits on 1.5 acres, this beautiful one-story home is ready for family time & entertaining! Hand scraped hardwood flooring spans the homes open concept living area. Enjoy the beautifully equipped kitchen featuring granite counters, custom tile & tons of storage.

PROPERTY INFORMATION:

2 BEDROOMS

CALL FOR DETAILS

SHARON BARTLETT

DRE#0684103 o: (214) 914-9272

2 BATHROOMS 3 CARS GARAGE

sharon@sharonbartlet.com www.sharonbartletthomes.com

“Will the apartment still be available when they hear my accent?”

“ I called five different numbers about apartments for rent. They all said they had been rented. I started to get suspicious so I had a white friend call. Suddenly these apartments were available.”

If you believe you may be a victim of housing discrimination, contact HUD or your local Fair Housing Center:

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (voice) 1-800-927-9275 (TTY)

Your Choice. Your Right. Your Home.

A public service message from the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

LISTED FOR $705,000

6488 Cambridge Ave, Rancho Cucamonga, CA 91737 Property Information

This single level home is located in Rancho Cucamonga and has 5 bedrooms, 3 bathrooms with over 2000 square feet. Vaulted ceilings in living room and a spacious family room. The property is conveniently located and just minutes north of the 210 freeway off Archibald, close to schools, shopping, and easy access to the 15 freeway.

Call Ruby Frazier Realtor DRE#01751773

mobile: (951) 686-5261 e-mail: rubyfrazier@fraziergrouprealty.com

WHAT WILL HE SEE

WHEN HE OPENS

HIS EYES?

DISCRIMINATION OR A NEW HOME?

SCAN HERE FOR MORE INFO

It’s a reality that housing discrimination based on religion exists today. It isn’t just unfair – it’s against the law. If you feel that you’ve been denied the sale, rental or financing of a home because of religion, file a discrimination complaint with HUD or your local fair housing center.

Visit hud.gov/fairhousing or call the HUD Hotline

1-800-669-9777 (English/Español) 1-800-927-9275 (TTY)

Fair Housing Is Your Right. Use It!

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

wikicommons.com

By Cornelius Jackson

WWW.THEPOWERISNOW.COM

T

he desire to purchase a house is a typical goal for many Americans. If you want to purchase a home this year, start by speaking with a local real estate expert to learn more about the process. Then, with the help of a trusted professional, you may proceed to answer the following questions to ensure that you are prepared to purchase a property.

WHAT CAN I DO TO HAVE A BETTER UNDERSTANDING OF HOW THINGS WORK? A house purchase is a significant financial commitment that should not be done lightly. It would help if you decided on important factors such as how long you want to stay in a certain place, which school districts you want, which commute works best for you, and how much money you have.

Keep in mind that you’ll need to apply for a mortgage before you start the house-hunting process. Lenders consider several aspects of your financial history, including your credit score.

They’ll want to examine how you’ve managed previous debts, so be sure you’ve paid off all of your college loans, credit cards, and vehicle loans. If your financial condition has changed lately, you should speak with your lender about it. Most organizations have loan officers on staff and will recommend you to one Housing should not consume more than 25% of your monthly budget, according to financial gurus.

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Work with CLJ Realty to make your dream of owning a home a reality

WHAT IS THE APPROXIMATE AMOUNT OF MONEY I’LL NEED AS A DOWN PAYMENT? Knowing how much you’ll need for a down payment is just as important as knowing how much you can afford to pay on a monthly mortgage payment. There are various alternatives and approaches available to help you lower the amount you anticipate having to pay down. Start small and stay committed if you’re worried about saving for a down payment. A little monthly donation may make a significant difference.

Automate a part of your monthly pay into a separate savings account or a home fund to jumpstart your savings.

Automatic deposits accumulate over time. $50 per month grows to $600 each year and $3,000 after five years because of compounding interest. If you’re persistent and methodical in your approach, you’ll have enough for a down payment before you realize it.

IS IT POSSIBLE FOR ME TO ADAPT TO A LOWINCOME LIFESTYLE? While it may be tempting to spend the extra time you have at home these days shopping, putting that money toward a down payment could help you get on the road to homeownership sooner. It’s the little things that matter, so if you haven’t already,

start living on a tighter budget. A budget may assist you in saving more money for your down payment while also assisting you in paying off other bills and improving your credit score. According to a study of their spending habits, shelter in place orders helped 68 percent of millennials save for a down payment.

Mortgage rates are still at historically low levels, a silver lining in the present economic situation.

Furthermore, many people who were lucky enough to maintain their employees could save money for a down payment, which is one of the most difficult aspects of house ownership.

Many millennials can minimize the time it takes to purchase a house because of low-interest rates and the capacity to save. While you don’t have to give up all of your comforts, making more informed decisions and restricting your spending in areas where you can save money may help you lose weight.

CONCLUSION Think about what you can prioritize this year to help you realize your goal of becoming a homeowner. To discover the actions you need to take to get started, contact a local real estate professional right now.

Workshop Title:

Eric Frazier Vice President & Mortgage Advisor, First Bank, Corona, CA

How to buy a Home with Down Payment Assistance and other resources

Join me for this empowering event!! When you register, you will have access to 50+ speakers from various genres and countries! See below for registration.

119 4 4 Loyola Court Fo ntana, CA 9 2 3 3 7

SINGLE FAMILY HOME FOR SALE LIST PRICE

$550,000

PROPERTY INFORMATION:

You don’t want to miss this gorgeous family home.

Tucked away in a quiet community in close proximity to all the best local shops, dining and amenities, this home is right where you want to be. The main level entertainment space is bright and open with easy access to the kitchen – perfect for hosting. Outside, the entertainment space continues.

PROPERTY INFORMATION:

4 BEDROOMS

CALL FOR DETAILS

CORNELIUS JACKSON

DRE#01824362 o: (855) 255-0877

3 BATHROOMS

info@cljrealty.com www.CLJRealty.com

SOUNDS LIKE DISCRIMINATION.

What matters is how you look on paper – not how you sound over the phone.

Judging you by your race or national origin instead of your qualifications is discrimination. It’s unfair, it’s painful... and it’s against the law. The best way to stop housing discrimination is to report it.

If you believe you may be a victim of housing discrimination, contact HUD or your local Fair Housing Center:

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (voice) 1-800-927-9275 (TTY)

Your Choice. Your Right. Your Home.

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

LISTED FOR $335,000

7320 Cardinal Rd Fair Oaks, CA, 95628 Sacramento County Property Information Address: 7320 Cardinal Rd Fair Oaks, CA, 95628 Bed/Bath: 2/1.00

Call Jenny Gonzalez Realtor DRE#01249788

Total Rooms: 4 Square Feet: 891 Housing Type: Single Family Home Number of Stories: 1 Lot Size: 13992.00 sq ft

mobile: (951) 316-0374 e-mail: jengonzalezre@gmail.com

3 TOURS. 2 PURPLE HEARTS. 1 EVICTION NOTICE.

SCAN HERE FOR MORE INFO

When my landlord found out I had Post-Traumatic Stress Disorder (PTSD), I received an eviction notice. That’s when I called HUD for help. If you feel that you’ve been discriminated against because of a mental or emotional injury or disability, report it to HUD or your local fair housing center.

Visit hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (English/Español) FAIR HOUSING IS YOUR RIGHT. USE IT!

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

LISTED FOR $535,000

4048 Quartzite Lane San Bernardino, CA Property Information

Move in ready single story home located in the great community of Rosena Ranch. This home has granite counter tops in the kitchen, freshly painted and flooring in all bedrooms including the living room. Also a large dining room, kitchen open to the living room, cozy backyard perfect for barbequing. The community has a community center with 2 pools, bbq area, fitness center, kids splash park, playground, sports courts. Walking distance to K-8 School Paakuma.

Call Danon Burnside Realtor DRE#01835853

mobile: (951) 205-5796 e-mail: dburnside73@gmail.com

IF YOU’RE STRUGGLING TO CARRY YOUR MORTGAGE, WE CAN HELP FORECLOSURE IS NOT A FOREGONE CONCLUSION The weight of a mortgage can overwhelm even the strongest person. Now you can get FREE help. Today, there are alternatives for lots of homeowners in many difficult mortgage situations. A HUD-approved housing counselor may be able to help you.

Find out what might help ease your burden at:

STOP STRUGGLING. GET FREE HELP. A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance.

YOUR POWER TO BUY A HOME IS NOW! 1729 Masters Dr Banning, CA, 92220

Offered at $430,000

PROPERTY INFORMATION Address: 1729 Masters Dr Banning, CA, 92220 Riverside County Bed/Bath: 2/2.10 Total Rooms: 5 Square Feet: 2134 Lot Size: 6098.00 sq ft

CALL ME FOR DETAILS: Denise Matthis Direct: (858) 484-4029 E-mail: dmatthis@demfinancial.com

YOUR POWER TO BUY A HOME IS NOW! 1476 Belden Ct Pinole, CA 94564

Offered at $675,000

PROPERTY DESCRIPTION

Dining Area, Rec/Rumpus Room, Living Room Kitchen: 220 Volt Outlet, Breakfast Nook, Dishwasher, Double Oven, Electric Range/ Cooktop, Garbage Disposal, Microwave, Range/ Oven Built-in, Refrigerator.

220 Volt Outlet, Hookups Only, In Garage Heating: Forced Air 1 Zone Cooling: Ceiling Fan(s), Central 1 Zone A/C Flooring: Tile, Carpet Fireplaces Number: 1

CALL ME FOR DETAILS: Kenneth Session Direct: (510) 290-7990 E-mail: ksession@sessionrealestate.com

LENDING DISCRIMINATION WAS NOT WHAT I WAS EXPECTING If you are qualified for a mortgage, but the lender denies the loan because you are on maternity leave–that's a violation of the Fair Housing Act. If you suspect you are a victim of lending discrimination, please report it.

1-800-669-9777 (voice) 1-800-927-9275 (TTY)

www.HUD.gov

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, family status or disability. For more information, visit www.hud.gov/fairhousing.

6303 BRIGADOON WAY SACRAMENTO, CA 95842-2807

$200,000

Property Information

Property DESCRIPTION

Address: 6303 BRIGADOON WAY, SACRAMENTO, CA 95842

Nice townhouse located in a desirable location! Carpeting in bedrooms and laminate flooring in kitchen, living room & dining room. 2 bedrooms, 1 bath, 1 car detached garage. Dining room opens to a cute private patio! Short distance to restaurants, shopping, and freeway!

BOBBY E. LANGSTON

DRE#01933277 d: (707) 639-1061 DRE#02077274 5709 Mariconi Ave Ste L. Carmichael 95608 www.bobbyreinc.com

I’VE HEARD ABOUT

SEXUAL HARASSMENT

AT WORK... BUT I DIDN’T EXPECT IT

IN MY OWN APARTMENT. SO I FILED A COMPLAINT WITH HUD. If a landlord makes unwelcome sexual advances or if he threatens you with eviction or refuses to make repairs because you deny him sexual favors, he is violating the Fair Housing Act. Report sexual harassment and put a stop to it.

Fair Housing Is Your Right. Use It!

SCAN HERE FOR MORE INFO

Visit hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (English/Español) 1-800-927-9275 (TTY) A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

LISTED FOR $785,000 335 W Blue Jay Way, Ontario, CA 91762

Property Information:

A private oasis to call home that boasts a stunning entertainers yard, on a spacious corner lot. This is truly California living at its finest from interior luxury to exquisite outdoor living. The gated front entry welcomes you to a spacious courtyard with serene water features and covered entry walkway. The custom beveled glass front door leads you inside to a one level 4 bedroom and 2 bath living space that is highly upgraded throughout with custom windows, doors and Saltillo flooring.

Briana Frazier

Direct: (951) 809-9077 Fax: (714) 908-7298 BRE License: 01751473 www.fraziergrouprealty.com

When it comes to housing,

little things shouldn’t make a difference.

If you have children or are pregnant and a landlord refuses to rent to you, requires a higher security deposit, limits the use of facilities, or says you can only live in certain areas of a housing complex ... that could be discrimination. And housing discrimination because of familial status is against the law.

If you believe you may be a victim of housing discrimination, contact HUD or your local Fair Housing Center:

Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (voice) 1-800-927-9275 (TTY)

Your Choice. Your Right. Your Home.

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

LISTED FOR $1,550,000 306 Delano Ave, San Francisco, CA 94112

Property Information:

Gorgeous Contemporary Mission Terrace Home in Balboa Park Neighborhood is waiting for you. This 2 bedroom 1 bath with office or small den home is ready to move in with a cozy wood burning fireplace in the living room. There’s a formal dining room and kitchen has a separate breakfast nook. Lots of potential for expansion up and back. In addition, there are 2 separate garages for 4-5 cars with a separate entrance door in-between. The separate entrance also takes you to a bedroom and bath down (not warranted). Large backyard for BBQ entertaining.

Norman Green

Direct: (650) 296-5210 Fax: (415) 564-6313 BRE License: 01337466 norman.green@remax.net

SEARCHING FOR YOUR HOME? 2 Victoria Falls Dr Rancho Mirage, CA, 92270

Offered at $600,000

PROPERTY INFORMATION Address: 2 Victoria Falls Dr Rancho Mirage, CA, 92270 Riverside County Bed/Bath: 3/2.10 Total Rooms: 8 Square Feet: 2600 Lot Size: 12197.00 sq ft

CALL ME FOR DETAILS: Success Money Broker | DRE#01800466 Direct: (833) 243-6863 E-mail: info@callsuccessmoney.com

Is religious discrimination keeping you out of the home of your dreams?

SCAN HERE FOR MORE INFO

Housing discrimination based on any form of religion isn’t just unfair – it’s against the law. If you feel that you’ve been denied the sale, rental or financing of a home because of religion, race, color, national origin, sex, familial status or disability, report it to HUD or your local fair housing center.

Here are some possible signs of housing discrimination:

• “I’ll show you neighborhoods with mosques.”

• “We only take people who speak English clearly.”

• “You might be more comfortable living elsewhere.”

Fair Housing Is Your Right. Use It. Visit www.hud.gov/fairhousing or call the HUD Hotline 1-800-669-9777 (English/Español) 1-800-927-9275 (TTY)

A public service message from the U.S. Department of Housing and Urban Development in partnership with the National Fair Housing Alliance. The federal Fair Housing Act prohibits discrimination because of race, color, religion, national origin, sex, familial status or disability. For more information, visit www.hud.gov/fairhousing.

THIS PROPERTY WILL NOT LAST! 1350 Baldwin Lake Rd Big Bear City, CA, 92314

Offered at $414,000

PROPERTY INFORMATION

CALL ME FOR DETAILS:

Bed/Bath: 3/2.00 Total Rooms: 5 Square Feet: 1446 Housing Type: Single Family Home Number of Stories: 1 Lot Size: 11345.00 sq ft

Joe L. Fisher DRE#01070856 Direct: (510) 236-8204 E-mail: jlfisher180@yahoo.com www.jfisherrealtors.com