EPB Self Funding Guidelines

Expert Consultant

Alternative Funding Guidelines

Hire a consultant with a proven background in cost containment.

Engaged Leadership Team

A dedicated and engaged CEO & CFO to make decisions.

Aligned Plan Partners

Qualified & transparent plan partners and administrators.

HR Champion(s)

An invested human resources team to assist members.

Patient Education & Incentive

Providing tools and support for patients to navigate the system.

Expert Consultant

Knowledge of the healthcare delivery model, the health insurance purchasing system, and understanding the how to align incentives should be top priority.

How does your advisor and get paid and who is paying them?

Most advisors are compensated by a third party, and typically the higher the plan premium, the higher the advisor compensation.

A credentialed cost containment expert should be able to offer you two key deliverables:

Compensation that is disclosed and agreed upon prior to services.

A performance guarantee tied to advisor compensation and dependant upon cost savings (without sacrificing quality).

Engaged Leadership Team

Change starts with a top-down mentality.

Business leaders should be educated on the clinical and financial harm our healthcare and health insurance system inflicts upon most Americans, and especially their employees.

People-focused leadership teams are the first to say “enough is enough”. It is important to structure the message appropriately - “these changes are not be made to you, they are being made for you”.

Many of these decisions have historically been made at the Human Resources level, but this is not the correct role to determine the efficacy of a such a large purchase.

Change must begin in the C-Suite, and be nurtured by HR and management teams throughout the year.

Aligned Plan Partners

Contrary to popular opinion, our healthcare system isn’t broken. It’s working exactly as it was designed to work. It just wasn’t designed by employers, doctors or patients.

It is imperative that we work around the financial incentives in the current healthcare system. We’ll curate a health plan that serves you, with all the same components you’re used to, except we only partner with solution providers that won’t inflate your costs or their own compensation.

Simply changing this single dynamic has a profound downstream effect on both the cost healthcare and the quality of care we can give your employees access to.

Alignment of values is imperative in our business partnerships. All our plan partners must be committed to the same level of transparency as we are. No exceptions.

HR Champion(s)

The Human Resources department is crucial to helping employees feel cared for and supported as their organizations implement change.

Human Resources professionals should have an incentive to achieve the outcomes aligned with your organizations goals. For most businesses, the most pressing priority is to lower healthcare costs and provide a higher quality of care for employees and their families.

Your HR Champions are the linchpins to translating the vision behind changing course when it comes to health benefits. These are your most trusted individuals that have dedicated their careers to representing the very best interests of people. Who better to champion walking this new path?

We don’t just want to lower costs for you, but for every employee that opts-in to your health plan.

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Patient Education & Incentive

We create the Quadruple Aim:

Better outcomes for patients

Seamless care delivery for clinicians

Lower costs for employers & employees

Eliminate barriers to care

Ongoing education and inventives are crucial plan additions if you wish to achieve successful engagement within your health plan.

You can offer no-cost options for a variety of healthcare needs including primary care, imaging and outpatient services, durable medical equipment, medication infusions, brand name and even specialty medications.