Life & Disability Value Adds

Life Services Toolkit

Estate Planning Assistance: Online tools walk you through the steps to prepare a well and create other documents, such as living wills and powers of attorney Financial Planning: Consult online services to help you manage debt, calculate mortgage and loan payments, and take care of other financial matters with confidence

Health & Wellness: Timely articles about nutrition, stress management and wellness are available Identity Theft Protection: Check the website for ways to thwart identity thieves and resolve issues, if identity theft occurs Funeral Arrangements: Use the website to calculate funeral costs, find funeral-related services and make decisions about funeral decisions in advance

Visit the Life Services Toolkit website at standard.com/mytoolkit and enter username “assurance” to get started

Short Term Disability Personal Health Advocacy

While you are out on STD, you can connect with a Personal health Advocate who will help you to navigate the complexities of the healthcare system. Simply take advantage of Health Advocacy Select, included at no cost with your CJ Miller STD benefit. Some ways they can help: medical benefits treatment options covered through your health insurance Personal Health Advocates available Monday-Friday, 8a.m.- 11 p.m. at 844.450.5543

Travel Assistance

Things can happen on the road. Passports get lost or stolen, foreseen events occur, medical problems can surface. Travel Assistance can help you navigate these issues and more any time of the day or night.

You, your spouse and children through age 25 are eligible to take advantage of this program

Available when you travel more than 100 miles from home or internationally for up to 180 days for business or pleasure

Visa, weather and currancy exchange information, health inoculation recommendations and country-specific details, including travel advisories

Credit card and passport replacement

Help replacing prescription medication

Emergency evacuation to the nearest adequate medical facility

Connection to medical care providers, interpreter services

Understand and take maximum advantage of your

Make sense of your diagnosis and research Find and schedule appointments Manage your out- of pocket -expenses Resolve medical claim and billing issues Find resources for services that may not be

and local attorneys