LI FE March 2015 Edition Issue 25
Proudly sponsored by Anthony Webb
Past Times •Long lost local cinemas
Enfield Local Studies Library & Archive •A free community service
The Sidings N21 •A local farmers’ market
Left image ©The Francis Frith Collection – www.francisfrith.com Other images supplied by Enfield Local Studies and Archive
welcome In February Anthony Webb celebrated its 15th birthday, with our recent re branding and the opening of our second branch on Aldermans Hill in the Lakes Estate we hope that the next 15 years continues to see us strive forward as an Independent Estate Agent in Palmers Green, Southgate and Winchmore Hill. We have had a busy start to the new year, undertaking lots of valuations for those considering moving during 2015. With the changing of the clocks on Sunday 29th March this usually heralds the start of the busiest time of year for Estate Agents. If you are considering selling your property it is wise to get the agents in early for a property appraisal, not only does this give you time to assess all your options but an experienced estate agent will often give you valuable advice on how to present your property and any quick fixes required to improve the sale-ability of your property. Anthony Webb will happily come round to give you free advice and a property appraisal. The rental market is also experiencing a boom in our area, rental incomes remain good whilst stock is relatively low and we are finding that properties advertised at the correct price are being snapped up quickly by quality tenants. Alex from Alexander's & Co has some useful advice for Landlords of buy to let properties on page 10, in his column this month.
Tony Ourris Director / Editor at Large firstname.lastname@example.org
Martin McKelvey Office Manager email@example.com
Lee Sargent Senior Sales and Lettings Negotiator firstname.lastname@example.org
Susan Babaie Senior Sales and Lettings Negotiator email@example.com
Nick Fitzsimons Senior Sales and Lettings Negotiator firstname.lastname@example.org
Panayiota Kyriakides Administrator
John Constantine Property Management email@example.com
Kat Georgiou Property Management firstname.lastname@example.org
Anthony Georgiou Administrator Assistant
Maria Stafford Administrator Assistant
This month we welcome a new columnist Paul Knight from Outside Designs on page 15, a creative garden design company based in Crouch End. Over the next few months Paul will be sharing some tricks of the trade and advice on how best to utilise your outside space. Finally Anthony Webb are proud to sponsor the Talkies Community Cinema Suburban Film Festival 'Here' coming to Palmers Green and the surrounding areas this Spring. For more information and the line up please take a look at pages 12 and 13. We also take a look at our local long lost cinemas in our Past Times feature on pages 4 and 5. Don't forget we have two art exhibitions running concurrently at both our offices, please feel free to pop in and enjoy the artwork on display.
Tony Ourris Director Anthony Webb Estate Agents
If you are interested in advertising a local service or business please get in touch or if you have a local story or article that you would like featured in our magazine please contact email@example.com
Ellie Sales Magazine Editor
Contents FOR SALE – Derwent Road, Hillside Grove, Riverway .....................................3
Here Suburban Film Festival ........................12-13 Fabulous Hair by Kiri .........................................14
Past Times, Our long lost Cinemas ...................4-5
Savour the Season by Androulla Lambrou ........14
Enfield Local Studies Library & Archive ...............5
In the Garden with Paul Knight ........................15
Councillor's Corner by Cllr. Bambos Charalambous ...........................6
Safe Removals ..................................................16
Parliamentary Comment by David Burrowes MP .......................................6
A wasted opportunity? by Jan Thompson .........17
FOR SALE – Berkshire Gardens, Meadowcroft...7
FOR SALE – Hazelwood Lane, New Park Avenue ...............................................7
Palmers Green Tales by Jenny Bourke ...............18
TO LET – Hamilton Crescent, Mintern Close ......7
Love Your DoorStep by Emma Rigby ...................8
Drapemasters Interior by Julia Sondack ............20
The Sidings N21 by Oliver Barrett .....................19
Cycle Enfield by Helen Osman ............................9
Property Matters by Newman Webb .................21
Finchley & Friern Barnet Operatic Society .........22
Your Local Accountant by Alex Chrysostomou ..10
Your Legal Questions Answered by Fariz Uvais....................................................23
Your Local Family Law Specialists by Chapman Pieri .............................................11
Creative Exchange News ..................................24
Anthony Webb supporting local schools, charities and local action groups to enrich our community
348 Green Lanes, Palmers Green, N13 5TJ
F SA OR LE
split level three double bedroom Edwardian converted flat located on the ever popular Lakes Estate. This spacious flat offers 120sqm of floor space over the first and second floors. The property is minutes walk from Palmers Green’s shops, restaurants, Broomfield Park and the mainline station. Benefits include a living room with feature fireplace and wood floor, modern kitchen and bathroom, gas central heating and own section of rear garden.
Derwent Road Lakes Estate, N13 3 bedrooms, living room, modern kitchen own section of garden
F SA OR LE
F SA OR LE
beautifully presented two double bedroom Victorian cottage with two receptions, modern kitchen, bathroom and rear patio garden. The property is ideally located within a few minutes walking distance of Southgate high road’s shops, restaurants, allotments and underground station (Piccadilly Line). The property also benefits from double glazing, gas central heating and loft space.
well presented four bedroom Edwardian family home boasting a wealth of period features with South East rear garden over looking the picturesque New River. The property is located in a popular residential turning within easy walking distance of Palmers Green’s shops, restaurants and mainline station.
Hillside Grove Southgate, N14
Riverway Palmers Green, N13
Victorian cottage, 2 double bedrooms, 2 reception rooms modern kitchen, modern bathroom, patio garden
Edwardian features throughout, 4 bedrooms 2 reception rooms, modern kitchen, garden
Find how much your property is worth, contact us today 8882 7888
Past Times, Our long lost Cinemas by Ellie Sales
Cinema has come a long way since those early days of the silent era. Did you know you weren’t allowed to eat anything in cinemas at first and that the audience chatting amongst themselves as they watched the action unfold on screen was quite the norm? The oldest UK purpose built cinema can be found in East Finchley at the Grade II listed Phoenix Cinema which opened its doors in 1912 just before our very own Palmers Green Cinema ‘The Queens’ in the same year. Another unique aspect of Phoenix Cinema is that since 1985 it has been a cinema of the community and is now run by a charitable trust, saved from demolition by the formation of The Phoenix Cinema Trust. Over the years Cinema has re-invented itself, keeping up with the ever changing way in which movies are filmed and produced. You may think that 3D is a relatively new format where in fact it celebrates its 100 anniversary this year, being first screened to paying movie goers in 1915 at the Astor Theatre in New York. By 1985 the UK’s first Multiplex cinema opened, ‘The Point’ in Milton Keynes, offering greater film choice and more flexible screening times, which enabled targeted movie schedules to meet the needs not only of children (and their parents), but ethnic and cultural minorities, pensioners, art-house film fans and beyond. 4D films will, no doubt, be the next big thing to hit the cinemas screens, a combination of a 3D film with physical effects that occur in the theatre in synchronisation with the film such as rain, wind, strobe lights, and vibration. There are still Independent movie houses and ‘Community Cinemas’ such as Talkies to be found. They have developed niche offerings alongside the multiplex experience,
Green Lanes, Capitol Cinema Supplied by Enfields Local Studies and Archive
adding more generous seating, quality food and drink, and not to mention socialising in an exclusive atmosphere. David Williamson tells us why he was inspired to form Talkies Community Cinema in Palmers Green in 2013.
“Several friends enjoy watching movies but were put off by the ‘popcorn and coke’ experience at local multiplex cinemas. We set up a friends film club, visiting each other, having a meal and screening movies using a projector. Lots of other people wanted to join us but we just didn’t have space so Talkies was set up to try and recreate that sense of a social occasion around a film. I remember as a child going to Saturday morning cinema, I enjoyed the short films, often with cliffhangers to bring you back next week, but what I also enjoyed was meeting my friends and having a social time - shouting out and laughing at the films. The social experience of film is something that we try to encourage at Talkies - coming early, having a drink and meeting friends. We didn’t know if an amateur ‘pop-up’ approach to screening films would work, but people say it adds to the fun. We have had lots of good feedback on what we are doing and it is now getting a bit embarrassing when we regularly sell out!”
on 26th December 1929 and was operated by Lou Morris. Designed in an Art Deco style by noted cinema architect Robert Cromie it had seating in stalls and circle levels. It was equipped with a Compton 2Manual/8Rank theatre organ which was opened by Edgar Peto. From December 1930 it was taken over by Associated British Cinemas (ABC) and was closed for a month in July 1936 for renovation. ABC continued to operate it throughout its life and it was closed 22nd February 1958, only to re-open again on 11th May 1958 (the Compton organ was removed from the building at this time and was broken up for spares). This was a short- lived reprieve as it closed forever on 5th December 1959. The Capitol Cinema was demolished in 1960 and a Government office block named Capitol House was built on the site.
The Capitol – Winchmore Hill Located at the corner of Green Lanes and Ford’s Grove The Capitol Cinema opened
The Odeon - Southgate The Odeon Southgate was a rare example of a cinema designed by Bertie Crewe. It was built in 1931 in multi-coloured bricks with faience dressings, on a corner site at the junction with Tudor Way and The Bourne, with an imposing octagonal tower outlined in neon and carrying the word ODEON. The vestibule was paved with Terrazo in grey, and inside the foyer black polished columns supported the ceiling. The auditorium walls were pale green with mouldings picked out in red and bluegreen, with concealed lighting and spherical fittings illuminating the front portion of the balcony and side walls, and plain proscenium. A large stage and dressing rooms were built, together with orchestra pit, but these were
Southgate, The Bourne c1965 ©The Francis Frith Collection – www.francisfrith.com
Odeon The Bourne 1972 Supplied by Enfields Local Studies and Archive
Let’s take a look at some of our long lost local cinemas
92 Aldermans Hill, Palmers Green, N13 4PP
not used when, after closure in 1972, the building re-opened as a smaller cinema before its demolition in September 1982. The Queens – Palmers Green The Queens opened on 30th November 1912, and was a sister cinema to Queens Hall in Enfield. Originally it resembled a twostory house, with a pitched slate roof and could seat 650 people. The films were silent in those days and admission was three pence, sixpence and one shilling for the front middle and rear stalls respectively. It was rebuilt in 1927 with the introduction of the ‘talkies’ that same year and could now seat 1,100. It was larger with a balcony and a
Old Queens Cinema Supplied by Enfields Local Studies and Archive
plain white stone facade over three floors. After the Second World War the cinema industry started to decline and as television became more readily available local picture houses were the first casualties. The cinema closed in September 1967 and the building demolished in 1971. The site is now occupied by Waitrose. The Palmadium Cinema – Palmers Green The Palmadium Cinema opened as part of the small independent Gale & Repard circuit on 24th December 1920. The cinema was part of a complex which included a billiard hall and shops. Designed by noted cinema
Queen's Cinema 1967 Supplied by Enfields Local Studies and Archive
architect J. Stanley Beard it had a facade that was faced in white ceramic marble with red brickwork and apple green tiles around the entrance. The auditorium seated 2,159 and the cinema was equipped with a ‘straight’ 2Manual organ. The Palmadium Cinema was taken over by Denman/Gaumont Theatres chain in April 1928. It was re-named Gaumont from 26th February 1951 until its closure on 25th February 1961. The building was demolished and the site is now occupied by Store 21. A tiny fragment of the original facade remains to be seen, if you know where to look.
Gaumont formerly Palmadium 1961 Supplied by Enfields Local Studies and Archive
Anthony Webb are keen supporters of Talkies Community Cinema and are proud to sponsor The Suburban Film Festival ‘Here’ this Spring. Find out more details on pages 12 & 13.
Enfield Local Studies Library & Archive by John Clark, Local Studies Officer First Floor, Thomas Hardy House, 39 London Road, Enfield, Middlesex EN2 6DS Telephone: 020 8379 2724 Email: firstname.lastname@example.org www.enfield.gov.uk/localstudies Opening Hours: Monday to Friday 9.30am to 5.00pm Enfield Council’s Local Studies Library & Archive is open to anyone, anywhere in the World, who wants to know more about the history of Enfield or trace their family history. Based at Thomas Hardy House in Enfield Town we hold a unique and extremely rich collection of thousands of different local historical documents and records dating from the 13th to 21st centuries. We exist to help you understand what life was like for our local forebears, and can help to explain why and how an area, street, house, business or organisation took shape and why it is as it is today. There are many types of records here at Local Studies and we have dedicated staff here with a lot of experience of dealing with local and family history questions. They are here on-hand to try to help you find just the sort or record you may need to answer your questions. Among our many records we have: • Books on the local history of the area, including transport history and biographies of famous local people • Journals, pamphlets and ephemera relating to local societies, schools and organisations • Local newspapers dating from 1859 • Over 200 maps, including the first four editions of Enfield OS maps in 6 inch and 25 inch scale • Trade and street directories • Electoral registers • Over 10,000 photographs of the local area dating back to the 1860’s. • Auctioneers’ catalogues
• Four PCs for online family history research • Two microfilm readers and one microfiche reader • Archive material includes records relating to the three former local authorities, Edmonton, Enfield and Southgate • Resources for teachers and schools
Some of our Collection Highlights includes: • Deeds dating from 1271 • Original maps dating from 1656 • First edition of Meyers’ Enfield Observer • newspapers c.1859 • Journal of Rev John Fuller Russell written in 1841 • Enfield Vestry minutes from 1671 This collection continues to grow thanks to generous donations from members of the public, local organisations and from Enfield
Council, and if you have any local historical records and photos that you are thinking of donating to us we would love to hear from you. Researching your Family History You can access free of charge the online family history websites Find my Past, The Genealogist, and Ancestry free of charge at the Local Studies Centre. The websites provide census information (including 1911 census), indexes to birth, marriage and death records, parish registers, military records and much more.
research, oral history collection and the digitisation of historic documents and images. They are helping us to produce an on-line database containing a collection of newly digitised wartime images, interactive kiosks points, wartime heritage maps, educational work packs, an online web book and collect oral histories. Residents will also be invited to learn about Enfield’s wartime history, share their memories, photographs and other war time materials at a special “Enfield at War” Open Day in June 2015. 110 Pevensey Avenue
Enfield at War Last year we secured £79,500 of Heritage Lottery Fund (HLF) money for the “Enfield at War” Project that will increase the understanding of the impacts of both the First and Second World Wars in Enfield. The project, is running until September 2015, and is providing opportunities for volunteers to gain experience in archive
For more information please visit our webpages at: www.enfield.gov.uk/localstudies
Councillorʼs Corner by Cllr. Bambos Charalambous Maintaing Enfield's Schools Cllr.email@example.com Tel: 020 8379 2653 With over 70 schools in the borough whose buildings are the responsibility of the Council to maintain there is an ongoing cyclical programme of repairs and maintenance for Enfield’s education department. Unfortunately the demand for works far outstrips available funding and there is often a waiting list. One of the less well reported functions of a local authority is bringing money into Enfield via other bodies. Sometimes that involves making applications for funding from different sources including Government departments. This includes making applications for funding for improving and repairing school buildings. One such funding programme was called Building Schools for the Future (BSF) but in early July 2010 one of the first things the incoming government did was scrap the BSF programme. In Enfield this meant that 4 secondary schools, including Broomfield and Highlands which were scheduled for refurbishment and rebuilding works totalling £101million had their schemes cancelled. A new schools building programme was then
introduced by the present government called the Priority School Building Programme. Once again this required applications to be submitted and it was made clear only schools that were ‘exhibiting major defects’ or had buildings that were ‘life expired’ would receive funding. I am pleased to say that on 12 February 2015 it was announced that four primary schools in Enfield had been approved for the funding and one of the successful schools is Walker primary school. Walker will now have a complete rebuild of its’ dilapidated buildings. Having had the pleasure of a tour of the school and seen first hand the poor state of some of the buildings it is no surprise that the bid was successful. Bizarre as it may sound the Council will not have any direct dealings with the rebuilding works which will be co-ordinated centrally by the Government’s Education Funding Agency (EFA) but it’s great news for the school and its pupils. Whilst I congratulate the Council officers and school staff and governors who put together the successful bids, there is however, a sting in the
tale. One school which was unsuccessful in the Priority School Building Programme was Broomfield Secondary School. As you’ll recall Broomfield was due to have a big refurbishment as part of the BSF programme in 2010 until it got cancelled. It seems a real travesty of justice that a school that was deserving of works in 2010 was deemed not to need improvements five years later. Everyone knows that the environment you work in does make a difference to your ability to concentrate and to do your job properly and so it is very disappointing that the staff and pupils of Broomfield will yet again have to endure far from ideal conditions in their place of work and study. Schools should be state of the art, purpose built buildings with high tech facilities which will properly allow the learning that our children need in order for them to compete for the jobs of tomorrow. We have a moral duty to ensure that all children receive the best education they can get in the best environment so that they can have the best start in life. It shouldn’t be left to chance.
Parliamentary Comment by David Burrowes MP Inside the Commons firstname.lastname@example.org
Constituency: 020 8360 0234
Westminster: 020 7219 5414
As a parent of 17 year old twins I was particularly affected by the news of the fatal stabbing of a 17 year old boy in my constituency last month. Local residents of Berkeley Gardens have naturally been shocked by the incident, which looks like it was a one-off attack and unrelated to a gang or the neighbourhood. The concern about knife crime was also brought home to me the following week, when my nephew got robbed by a masked gang armed with a knife whilst returning to his flat in Manchester. Over the last 5 years there has been a significant reduction in knife crime and serious youth violence, but one knife attack is one too many and often has serious consequences. Knife crime has been a big focus of mine during this Parliament. We must have laws in place which make it clear that anyone caught carrying a knife should expect to go to prison. In 2012, alongside my neighbouring MP Nick de Bois, we changed the law so that threatening with a knife carries a mandatory prison sentence. Last month the second knife law change, which Nick and I got through
We know that tough knife laws are the not the whole answer and we need to support crime prevention activities. I am therefore pleased,for example, that we have been able to introduce the mentor charity CHANCE UK into the Borough. CHANCE UK focus on 7-11 year olds and seeks to lift their aspirations away from gangs and knives. They are on the look out for volunteers who would act as mentors giving a few hours per week. I volunteered for CHANCE UK several years ago and saw how effective they are in improving childrens' behaviour. Do check out their website www.chanceuk.com to find out when they are next recruiting in Enfield.
sight of MPs camping out in a room in order to be the first in a queue for introducing Bills which are unlikely to make it onto the statute book. However legislation can be changed in a much more obvious way through amending a Government Bill in the Commons. This is what happened when we got a cross party group of MPs to support toughening up sentencing of knife crime. The challenge was that the Lib Dems had blocked the Coalition Government from supporting the measure. This was one of the reasons I gave the Prime Minister for resigning from the Government last July. So we had to unusually navigate the amendment through Parliament from the backbenches without formal Government support. Now the law has Royal Assent we need to make sure it is implemented as soon as possible to help the fight to rid our streets and neighbourhoods of the menace of knife crime.
You may have seen the BBC documentary 'Inside the Commons' which gives an insight into the 750 year old 'mother of democracy'. Some of our traditions are strange and antiquated. Not least the
By the way, you don't need to watch the BBC to go inside the Commons. You could contact me to come on one of my tours of Parliament. All ages are welcome!
Parliament, reached the statute book. Now anyone caught in possession of a knife on a second occasion will receive a mandatory prison sentence.
348 Green Lanes, Palmers Green, N13 5TJ
F SA OR LE
TSO FO AL R LEE T
Meadowcroft Road, Palmers Green, N13 A CHAIN FREE beautifully refurbished two bedroom converted flat occupying the entire first floor of this Edwardian end of terrace building. Own section of the rear garden with direct access.
TSO FO AL R LEE T
F SA OR LE
Berkshire Gardens, Palmers Green, N13 A well proportioned four bedroom semi detached Edwardian house offering 1786 sq feet of living accommodation, off street parking via shared drive and 100 ft South facing rear garden.
New Park Avenue, Palmers Green, N13 A well presented 1930's style three bedroom terrace property befitting from a living room with feature fireplace, a dining room, conservatory, modern kitchen and bathroom, wood floors, double garage and garden to rear, and off street parking to the front.
£429,950 Freehold TO
Hazelwood Lane, Palmers Green, N13 A stunning ground floor one bedroom Edwardian converted flat with sole use of 50ft rear garden and garage. The property is located within easy walking distance of Green Lanes's shops, restaurants and Palmers Green mainline station (Moorgate).
Hamilton Crescent, Palmers Green, N13
Mintern Close, Palmers Green, N13
Offered to let this spacious four bedroom, end of terrace house. Three double bedrooms and one single bedroom, off street parking, garage to side and large rear garden. The property is offered unfurnished and is available in early April.
Offered to let a spacious two double bedroom, split level flat situated on the 2nd(top) floor of this purpose built block. Two good size bedrooms, and parking facilities. The property is offered furnished and is available from the 4th April 2015.
£2,000 per month
£1,200 per month
Love Your DoorStep by Emma Rigby Helping our Community thrive www.loveyourdoorstep.co.uk
Love Your DoorStep (LYDS) specialise in connecting local residents with local services and activities through our social media platforms and website. Our team get a lot of satisfaction bringing the community together, and now we want to help our community thrive by bringing businesses together too. Residents and businesses using our platforms in Palmers Green, Winchmore Hill, Southgate, Enfield and Edmonton benefit through recommendations, free advice and local news updates. Everything is at the fingertips of our users, just ask a question and there is always a helping hand or someone to share information or their personal experiences with you. Support from local businesses is key to our success and LYDS now have over 650 in our Directory, which can be found on our website. We what to encourage these same businesses to network using our
Visit us on facebook
forums, work together and recommend one another where appropriate. Anyone can search our website Directory for a service or product and this has proved to be very successful. What we are now trying to improve and encourage is collaboration, so that the business-tobusiness aspect of LYDS can flourish too. Collaboration is the name of the game. Some businesses naturally relate to each other because they are in the same field and location, but they are not the only ones who could benefit from collaborating. We can support one another in many ways. A simple example of this could be, when a client is having some work done in their house, for several of our businesses to work together on the project. The client might need any number of the services in our Directory, but let’s start off with the businesses in the ‘Building’ category. Here you will find plumbing and heating
engineers, professional cleaners, locksmiths, roofers, flooring specialists, carpenters, handymen, loft specialists, painters, decorators, and home improvement specialists – to name just a few. It would be beneficial to the client and to the individual businesses involved if they were to work in conjunction with each other, although this is not the only way LYDS businesses can support each other. LYDS hosts regular events for business owners, giving everyone an opportunity to network with others in our area and put faces to names. Networking engenders trust and familiarity, encouraging recommendations and giving rise to opportunities for businesses to collaborate with each other. Community is not only about us helping and supporting each other as individuals, but as business members as well.
92 Aldermans Hill, Palmers Green, N13 4PP
Cycle Enfield by Helen Osman at www.n21online.com Did you make it down to the Cycle Enfield Exhibition at the Fox on February 8th? Hundreds of people did, in the hope of finding out at last what Enfield Council is planning to do along Green Lanes. What was organised was indeed a ‘cycle fest’, large displays depicting people on bikes of all ages; lycra-clad commuters and racers; as well as families out for the day, cycling along leafy pathways with their children. We were greeted by a jaunty animated film, The ‘Cycle Enfield Story’, describing this “once in a lifetime opportunity to transform cycling across our borough, making it a nicer play to live, whether you cycle or not”. The film explains how it is an opportunity to redesign some of our town centres, "help local businesses and high streets thrive and become more accessible and pleasant places to visit". The Cycle Enfield Exhibition was presented as an opportunity for visitors to talk to councillors, members of the Cycle Enfield project team and their contractors and for them to record their comments and ideas, to help inform the planning of the Green Lanes/north-south cycle route. Whilst it was apparent that Enfield Council wants to put a continuous segregated cycle lane down Green Lanes, there were no concrete designs presented at the exhibition. Instead, visitors were shown a series of options, with separate treatments for the retail and the residential sections of Green Lanes, all the way from Enfield Town to south of Broomfield Lane in Palmers Green.
For the retail sections the following six options were put forward: Option 1 • Segregated cycle lanes adjacent to footway • Parking/loading on both sides of road • Majority of footway 3.0m wide Option 2 • Semi-segregated cycle lanes in central median • Parking/loading on one side of road • Majority of footway 2.8m or wider Option 3 • Segregated cycle lanes in central median • Parking/loading on one side of road • Majority of footway 2.8m or wide Option 4 • Non-segregated cycle lanes adjacent to parking • Parking/loading on both sides of road • Majority of footway 3.0m or wider Option 5 • Segregated cycle lanes in central median • Parking/loading on one side of road • Majority of footway 2.8m or wider
Option 6 • Non-segregated cycle lanes adjacent to parking • Parking/loading in central median • Majority of footway 3.7m wide Parking in the centre of Green Lanes? Reversing into a parking space in the middle of the road? Visitors were invited to stick ‘post-it’ notes with their ideas and comments on a large map of Green Lanes and the surrounding area. This photo was taken in late afternoon, by 7pm, Green Lanes was lost below a sea of pink, yellow and green stickers. This scheme is highly controversial. There are passionate advocates for a Green Lanes cycle route, as well as residents and business owners who are concerned that segregated cycle lanes could represent a major inconvenience to local residents and
potentially threaten the livelihoods of business owners, especially if parking is reduced or removed altogether from some sections of the route. The A105, or Green Lanes is a major arterial road into London, which runs through the heart of a number of communities – Wood Green and Haringey as well as Palmers Green and Winchmore Hill. Haringey will not be allowing a cycle scheme to run down its section of Green Lanes, so any Green Lanes cycle lane would finish at the North Circular. The Council has promised a fuller consultation later in the year when the final designs are selected, it is important that the preliminary designs are made available for more people to examine, before any concrete is poured. By the time this issue of Palmers Green & Southgate Life went to print, Enfield Council had not yet uploaded the information to the Cycle Enfield or the Council’s own website. Let's see what the consultation has to offer local residents and businesses later in the year.
Your Local Accountant – Paying tax on your rental income by Alex Chrysostomou Alexander’s & Co Chartered Accountants 24A Aldermans Hill, Palmers Green, London N13 4PN Tel: 020 8882 6611 Fax: 020 8882 6621 Email: Alex@alexandersandco.com Website: www.alexandersandco.com Alex loves business and gives regular presentations to those wanting to learn about the accountancy and tax part of running their own business. He helps break down the barriers that people face in running their own business and how to maximise their earnings. The biggest enjoyment that Alex gets from his role as an accountant is to work with people from all walks of life and most importantly helping them with their money. Alex’s specialism is in dealing with tax issues relating to properties, where he regularly advises clients with a property portfolio as small as one buy-to-let property to large commercial and residential property developers. Question: I have been receiving rental income from a property over the last few years and am unsure of what I need to do with HMRC. I know that I owe tax but I don’t know how the process works, especially given that I've been getting this income for a few years. Can you advise?
Answer: For many, buy-to-let properties looks an attractive income investment in a time of low rates and stock market volatility, but what are the tax implication for those that have not declared this income?
if you have been letting out a residential property. By going down the Let Property Campaign route, you are likely to get the best possible terms from HMRC to pay the tax that you owe, given that you have made a voluntary disclosure.
If you receive rental income from a property, this needs to be disclosed to HMRC, in most instances by filing a self-assessment tax return. When you start receiving rental income, you must inform HMRC, who will then issue you to file a tax return.
Note: this opportunity is only available to individuals and not to companies or trusts receiving rental income from residential properties or if you receive rent from commercial properties.
We have dealt with many clients over the years, who were in a similar position to you. In most cases HMRC will fine and charge interest on any overdue tax owed, until you catch up with overdue tax returns. There is however another option available, which a lot of people are not aware of, known as the Let Property Campaign. The Let Property Campaign is designed to give you the opportunity to bring your tax affairs up to date
My advice is to contact HMRC and make the voluntary disclosure before they track you down. It is not unusual for the HMRC to contact individuals about tax owed on their rental income. A common way that HMRC aim to clamp down on undeclared income of this type is by circulating a demand to the letting agents up and down the country for them to provide a list of all their landlords and the gross rents received, they tally this up with the information at HMRC and contact you if there are any discrepancies.
If you have an accounting question for Alex please e-mail him directly he will be happy to assist you, alternatively Alexander’s & Co offer an initial free consultation please contact them to find out more. Disclaimer: The information provided in this article should not be construed as legal advice and the information is offered for information purposes only. You should always seek advice from an appropriately qualified accountant on any specific accountancy enquiry.
348 Green Lanes, Palmers Green, N13 5TJ
Your Local Family Law Specialists Spousal Maintenance on Divorce by Martha Koumbas Hi there, this is my second article for Palmers Green and Southgate Life and I thought I'd write about Spousal Maintenance which is one of the financial orders available upon divorce.
Spousal Maintenance - Is it payable 'til death do us part?' Where there is a Spousal Maintenance claim, the Court will then look at the term for which such maintenance should continue.
One of the first questions that we are often asked by clients who are going through the divorce process is whether or not they will have an ongoing obligation to pay maintenance to their ex-spouse and if so, how much it will cost them every month and for how long it will continue. Many find it difficult to understand how either party can continue to have a financial responsibility towards the other after divorce and Spousal Maintenance is often the reason why parties are unable to agree the terms of a financial settlement.
There are three types of Spousal Maintenance orders:-
The simple answer is that neither party has an automatic entitlement to Spousal Maintenance. In fact, in every case, the Court has a duty to consider whether a 'Clean Break' is appropriate. This basically means that the Court must consider whether there is any way that all financial ties can be severed between the parties so that they can both go their separate ways in terms of the finances. So, when is Spousal Maintenance appropriate? Whether Spousal Maintenance is payable will depend upon both parties' respective incomes and needs which are generously interpreted by the Court.
1) Joint lives maintenance: this continues until either party dies, the receiving party's remarriage or until further order of the Court. 2) Extendable term maintenance: this is payable for a specified amount of time, although the receiving party can apply to the Court to have the term extended before its expiry; and 3) Non-extendable term maintenance: this again continues for a certain period of time, although this period cannot be extended. The second and third Orders referred to above end upon the receiving party's remarriage or until further order of the Court. When deciding which type of Spousal Maintenance Order is appropriate, the Court will consider 'all of
the circumstances of the case', including when, if at all, the receiving party can realistically become selfsufficient in the future. What if I have children and can currently meet my income needs but I am concerned that I may be unable to do so in the future? Spousal Maintenance payable to the childrenâ€™s primary carer, whether a nominal or a fixed amount is sometimes necessary because the Court takes the view that the primary carer needs this as a safety net should their financial circumstances significantly change whilst the children are still minors. Where there are young children, the Court often takes the view that a nominal Spousal Maintenance order is at the very least appropriate until the youngest child reaches maturity. The reason for this is that all Spousal Maintenance claims can be varied for the duration of their term and this therefore allows the children's primary carer to return to Court in the future for an 'upward variation' if necessary. Itâ€™s important to note that Spousal Maintenance is entirely separate to Child Maintenance. Child Maintenance is payable to the primary carer for the benefit of the children.
When parties exchange financial disclosure upon divorce, they are both required to complete a schedule of their current and projected monthly incomes and outgoings. These schedules can be extremely detailed, with both parties being required to include their income from all sources (i.e. their earnings, rental income, benefits etc.) plus a comprehensive list of their monthly spending. If a party is able to demonstrate that there is a shortfall in respect of their income, then they may have a Spousal Maintenance claim. However, this will depend on whether the other party has the income available to them to meet that shortfall based on their own budget. Your solicitor must consider both parties financial positions before being able to give you specific advice on your case. Here at Chapman Pieri Solicitors we can advise you about all of the financial orders available upon divorce or any other family law related matter. We offer a no obligation, Fixed Fee Initial Consultation for ÂŁ75 plus VAT. Please call us on 020 8882 9850 to set up an Initial Consultation or alternatively you can email us at: email@example.com. Please have a look at our website where you will find a lot of helpful information: www.cpfamilylaw.co.uk. Address: Southgate Office Village, Block C, Ground & First Floors, 284B Chase Road, Southgate, London, N14 6HF.
Talkies is proud to announce our very first film festival, supported by Enfield Council and Anthony Webb Estate Agents. HERE FILM FESTIVAL is about the diversity of interests, people and places in our part of London. HERE is not the West End, Southbank or Shoreditch. HERE in the suburbs we aren't the swanky super-rich, the celebrity glitterati or bearded hipsters. HERE is where the film creatives of London produce their best output. HERE is where life is a rich diversity of race, religion and culture.
MEET SOME OF THE FESTIVAL MAKERS
Daniel Heale runs a global film marketing and PR agency ‘Way to Blue’ that managed the release of BAFTA award winning film PRIDE.
Kate Williamson runs Short Sighted Cinema, which helped to commission the four short films made for the festival.
Local actor Andrew Leung will introduce BAFTA nominated independent film Lilting, in which he starred alongside Ben Wishaw.
Marcus Markou’s great film Papadopoulos & Son about the changing fortunes of a Greek Family is a great excuse for a Greek night out!
Harriet MacDonald’s story focuses on a Pilgrim from the middle ages discovering London in the 21st century.
Flora Bradwell’s comic mocumentary is set along the New River path, featuring a different kind of wedding.
MEET THE MAKERS OF THE SHORT FILMS
You might see Bishopp filming Annita’s café on Green Station.
Jessica around Palmers
Kieron Clarke is filming a ‘Ponders End’ a drama about the changes made inside suburban houses.
OUR SUPPORTERS - MAKING THE FESTIVAL POSSIBLE proud sponsors
Proudly sponsored by Ant
THE FESTIVAL PROGRAMME WED 18 MARCH THE FOX, N13 doors open 7.00 main events 7.30
PRIDE SATURDAY 11 APRIL Bush Hill Park Bowls and Tennis Club doors open 7.00 main events 7.30
HOUSE! WEDNESDAY 15 APRIL THE FOX, N13 doors open 7.00 main events 7.30
INTRODUCED BY LOCAL MARKETING GURU DANIEL HEALE 'Pride’ tells the real life inspiring tale of how a group of gay and lesbian activists in London decided to fundraise for a mining community in South Wales during the miners’ strike of 1984-85. Featuring Q&A by two of the original activists Mike Jackson and Nicola Field. INTRODUCED BY JASON SUTTON, SCRIPTWRITER The staff of La Scala, a small bingo hall, fear for their livelihoods when the UK's largest bingo centre opens nearby. When staff member Linda discovers she has the ability to predict bingo numbers, she hopes to use her powers to save La Scala and find love with star bingo caller, Gavin. 15 APRIL IS FESTIVAL PREMIER NIGHT! Talkies premiers four new films commissioned especially for the festival and, in collaboration with Short Sighted Cinema, a programme of shorts on the festival theme of suburbia.
HERE SHORTS THURSDAY 16 APRIL DUGDALE CENTRE, ENFIELD doors open 7.00 main events 7.45
LILTING FRIDAY 24 APRIL Bounds Green Bowls & Tennis Club doors open 7.00 main events 7.30
THE ROAD & OTHER WORKS SATURDAY 2 MAY Winchmore Hill URC doors open 7.00 main events 7.30
PAPADOPOULOS & SONS WEDNESDAY 6 MAY THE FOX, PALMERS GREEN doors open 7.00 main events 7.30
LONDON THE MODERN BABYLON FRIDAY 15 MAY BASKERVILLES TEA SHOP PALMERS GREEN 7.30 & 9.15
1000 LONDONERS & PALMERS GREEN TALES
INTRODUCED BY LOCAL ACTOR ANDREW LEUNG Andrew Leung stars alongside Ben Whishaw in this story of a man (Whishaw) struggling to connect with the Cambodian Chinese mother of his boyfriend soon after his lover's death. Lilting explores how grief can pull people from very different backgrounds together. HOSTED BY DOCUMENTARY MAKER MARC ISAACS The Road: A Story of Life and Death offers a fascinating and intimate insight into the lives of people who have come to London from afar and struggled to make the city their home. The film highlights the isolation and hardships that many are forced to contend with. Marc will also talk about and screen extracts of his other work. DIRECTOR AND PRODUCER MARCUS MARKOU INTRODUCES his feel-good comedy about a self-made millionaire who loses his fortune after the banking crisis. He reluctantly re-unites with his freewheeling brother to re-open the abandoned fish and chip shop they shared in their youth. A fun evening of Greek food, music and dance before the main feature. ELECTION EVE SPECIAL On the eve of the election we examine through Julien Temple’s masterpiece the dense swirl of change, creativity, energy and passion that is London. The film is a brilliant, exhaustive collage, a visually throbbing cine-quilt of moving images that will make you glad you are part of its inspiration. INTRODUCED BY LAURA KLOSS from Chocolate Films, 1000 Londoners is a unique digital portrait of our city. It offers an insight into the lives of people who consider themselves to be Londoners, taking in all ages, religions, race, income, interests and opinions. INTRODUCED BY JENNY BOURKE, Palmers Green Tales focuses on the fascinating stories of people that live in and around our area.
ALL TICKETS £5 AVAILABLE ONLINE AT www.talkies.org.uk AND AT ANTHONY WEBB OFFICES AND PALMERS GREEN STATION CAFE
thony Webb Estate Agents
Salon colours V's Supermarket colours by Kiri from Fabulous Hair Company Fabulous Hair Company 382 Green Lanes, N13 5PD Tel:020 8886 7070 Thank you for the lovely feedback from last month’s article. I hope I answered all your questions and I do apologise if I was a little slow responding to your emails, it was a busy month. This month I’m going to list five reasons why salon hair colours are superior compared to supermarket box colours. This doesn't mean you can’t get a good colour from a supermarket box, all I want to do is highlight the reason why I would always recommend a professional colour service in a salon. 1. Colour must be customized and bespoke for the individual. When using supermarket colours, it is not formulated specifically for the individual but for the masses. At a salon, a professionally trained colourist formulates it for your hair type, taking into consideration factors such as texture, the condition of your hair, skin tone and starting colour level, to achieve a proper and predictable result. 2. As I said, supermarket colours are made for the mass population and are designed to work with all different hair types. This is where the problem lies, no two people have the same hair and a good colourist will work around your hair to ensure the best possible outcome. Supermarket colours are generally higher in strength than they need to be, where as a professional salon colourist will choose the right product and strength best suited for your hair type. A good salon will insist on giving you a skin test prior to colouring your hair so as to ensure you have a non-allergic reaction. 3. A budget conscious guest will spend on average £10 on a supermarket colour only to end up in the salon seeking a professional service for corrective colour. This ends up costing more in the long run. 4. Why compromise the health of your hair? Supermarket colours often create dry, straw like hair texture. A professional colourist has a variety of different products in the salon
available to them during the colour service and after to maintain the quality of your hair. 5. When doing your own colour, it is nearly impossible to see the back of your head, therefore, this creates banding and an uneven application. A salon service makes sure colour is applied correctly, processed properly and thoroughly washed out, hence a professional service with no mess in the bathroom to worry about. You can spend a lot of money colouring your hair and I would always recommend you take advice from a hair stylist on which product routine is best to help you in looking after your fabulous new hair colour and protect your financial investment. Finally, when looking at the cost of supermarket colours compared to salon professional colours, the value is not in the product but in the trained colourist who helps you decide the correct colour and shade for you, the safe and clean environment you are seated in and the team of hairdressers at hand to look after your needs. This in my opinion is where the real value is. Just look at the before and after picture of one of our guest and see the difference for yourself. Book now at Fabulous hair on 020 8886 7070 and mention this article to receive 20% off your next colour. This is only
available throughout the month of March. If you have any questions that need answering quickly please email me at firstname.lastname@example.org and I will get back to you soon as I can. If you enjoyed my article let us know, Like us on Facebook and we will enter you in our monthly competition for a chance of winning 1 in 10 Paul Mitchell in-salon Awapuhi Wild Ginger Keratin treatments worth £25. Just go to our website and www.fabuloushaircompany.com, or click the Facebook icon to Like. BEFORE AFTER
Savour the Season by Androulla Lambrou
Homemade Moussaka Ingredients 4 medium courgettes, trimmed, sliced lengthways 3 medium aubergines, cut into 1cm rounds, ends discarded 3 medium Cyprus potatoes peeled and sliced into 1cm slices 1 medium onion finely sliced 500 grams minced pork 200g Cheddar Cheese grated finely Half a tin chopped tomatoes Bechamel sauce 6 level tablespoons of plain flour 3 tablespoons of butter 1 pint of milk 2 eggs
I have been making this moussaka recipe for many years and it's always a family favorite. It's a dish I used to cook when I worked in the staff kitchen for a local supermarket and it was enjoyed by all. My technique is not to fry each and every layer as this can lead to a very oily moussaka. Not only does this save time, it is healthier and a great one pot dish for all the family to enjoy. Begin by frying the onions, once lightly browned add the mince meat, fry until all the meat is cooked add salt and pepper add the half tin of tomatoes, continue to cook until it’s all cooked through and place to one side. Bechamel sauce In a deep pot add 3 tablespoons of butter and begin to melt, add 6 level tablespoons of flour, keep stirring until combined, add small amounts of milk at a time whisking at all times. Keep stirring and adding milk over a medium heat until it thickens and resembles the thickness and colour of custard, this will indicate the flour has been cooked through, sit to one side and leave to cool after 10 minutes add 2 lightly whisked eggs to the bechamel mix. Wash all the vegetables and slice them long ways, you can line the baking dish with some butter, only the potatoes need pre-frying, fry until golden brown then remove from the pan set to one side.
Next start laying the vegetables in the baking dish, begin with a layer of potatoes, then courgettes, and aubergines. Add a little salt pepper and ground cinnamon with a sprinkle a little of the grated cheese to each layer, then add a layer of mincemeat, completely cover all the vegetables, add another sprinkle of cheese and you repeat the layers as before, finishing with a top layer of potatoes, remembering to season and add cheese between every layer. In the frying pan that you cooked the mince meat add 2 to 3 spoons of warm water and collect the meat juices and pour over the potatoes to help the vegetables to cook, cover your dish with tin foil and put in a warm over about 170 - 180 degrees / gas mark 6 for 30 to 40 mins to soften the vegetables. Take the dish from the over and remove lid, add any remaining cheese to the bechamel and then pour all over the layers, covering any gaps. Then return to the oven uncovered and cook until golden brown, this should take around 30 mins in a 180 degree oven. Allow to cool slightly before cutting into hearty square portions, perfect served with a light salad.
348 Green Lanes, Palmers Green, N13 5TJ
In the Garden with Paul Knight Contact Paul on 07957 942728 email@example.com or visit his website www.outside-designs.co.uk Based in Crouch End, North London, Outside Designs is a family run business with over 25 years of experience. Paul who trained locally at Capel Manor College, Enfield, takes great care to deliver the highest possible standard of work, creating beautiful gardens that clients are delighted with. If you are in need of some advice or are considering re-designing your garden please contact Paul for a free estimate. I love gardens and gardening! I design, build and maintain gardens of all shapes and sizes. From tiny courtyard town gardens to large commercial and school gardens. Over the next few months I will share my passion for gardening with you and giving you some tips. I will give you ideas and advice on planting schemes for your garden, design, horticulture, water features, front gardens and much more. A garden is a wonderful space and a valued asset to your home environment. Depending what you want to use the outside space for, think of it as an outside room. Where you want to spend time. Make it a place that extends from your house that draws you outside. A place for relaxation and dining, a fun place for children, a visual feast with a variety of carefully chosen beloved plants. No matter how small or shady you garden is you can still create an oasis for yourself. Take time to plan your space, enjoy the process. Donâ€™t rush in to buying plants that aren't suitable for the conditions. You can waste loads of money doing just this. We have all been tempted by the
beautiful plants in the garden centre that are at their peak. When you get them home they can soon stop flowering and look pretty dull the rest of the year. Or more likely the soil and light conditions will be wrong and they will not flourish. Garden lighting can transform your garden at night, making it much more usable. The sound of a simple water feature will create a peaceful atmosphere. Think about the materials you like. There are many types of paving and timber to choose from to build the frame of your garden that have differing rich colours and textures. A pergola structure will add a different dimension to the garden, adding height and a frame for growing climbing plants. Imagine if you put a table and chairs under your pergola and fitted a couple of lights on top ? Alfresco dining ! Look at your garden and start thinking of how it can be, what do you want from it? Spring is coming. A delightful time when the evenings get longer. The first signs are there with the appearance of snowdrops soon to be followed by the daffodils and
crocuses. It will soon be time to see what plants are coming back to life and what maintenance they need. A good organic mulch will add nourishment to the soil and when the frosts have surely stopped you can give your lawn a good feed.
Until next timeâ€Ś Making the most of a small space
Grow your potential p ential at Ca pot Capel pel Manor Coll College lege 97% OF OUR STUDENTS STUDE ENTS WHO COMPLETED D AN OFSTED LEARNER SURVEY WOULD RECOMMEND CAPEL CAPEL MANOR TO A FRIEND. FRIEND &RPHDQGČ´QGRXWP &RPHDQGČ´QGRXWPRUHDWRXU$GYLFH(YHQLQJV PRUHDWRXU$GYLFH(YHQLQ Č? (QČ´HOG Monday 16 March 2015 2015 Č?
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All Advice Evenings are a from 5pm to 7.30pm For further information informatio on on our courses and centres call: call:
08456 122 122 or o visit www.capel.ac www.capel.ac.uk c.uk Grow Gr ow y your our potenti potential al
facebook.com/capelmano facebook.com/capelmanorcollege orcollege
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Combining qualiďŹ cations with experience
Safe Removals – taking the stress out moving house in London www.saferemovals.co.uk 020 8888 3917 When Alex Mierzejewski arrived in London from Poland – speaking little English and with limited resources – he would not have guessed that a decade later he would be CEO of one of the capital’s best known service sector businesses. Since founding Safe Removals in 2004, based in Southgate, he has seen it experience phenomenal growth, and its distinctive fleet of vehicles has now become a familiar sight on London’s streets. Alex’s strategy when starting out was simple: offer a dependable, flexible service that is unbeatable for quality and price. “These are the original values on which the company was built, and they remain true to this day,” says Alex. “Our business is based upon on honesty and reliability. Everyone on the team is hard working, friendly and committed to delivering an outstanding and courteous service at all times. We place great emphasis on training and developing our people within the business, and this shows in the way we relate to our customers.” Moving house in London is complicated at the best of times. Anyone with experience of relocating in the city will tell you that no two moves are ever the same – budget, timescale, location, size and type of property are all factors to consider. It is therefore vital that the removal company you use is able to cater for your
individual requirements. The last thing anyone needs is to be let down on the day by poor service. The team at Safe Removals pride themselves on delivering an unparalleled service that is supported by years of experience. As well as offering transportation, the company provides packing and unpacking, crate hire and storage services in its own secure warehouse. Where required, fixtures, furniture and fittings are dismantled and reassembled onsite. “We work hard for our customers to remove the stress associated with moving house,” says Alex. “We know how important their time is, not only in their day-today lives but also at work. This is why we focus on causing as little disruption as possible. By working quickly and efficiently, we are able to cut removal times in half. Everyone on the team is a trained professional and our customers can be confident that their treasured possessions are in safe and secure hands. We personalise our service to suit every customer’s unique needs. This includes appointing a dedicated team manager for each removal to ensure that everything happens smoothly and according to plan, while also acting as a continuous point of contact for the customer.” Safe Removals offers a dependable home removal service for customers of every type and budget, and
operates across London. Removals are fully insured, and carefully planned and managed from start to finish, including advance parking permits for all locations. As well as providing domestic removals, the company offers overseas shipping and relocation, commercial relocation and office removal services for businesses of all sizes. Safe Group also offers power flushing, drain clearance, plumbing, cleaning, waste disposal, electrical and scaffolding services throughout London.
Planning a house move? Call 020 8888 3917 today, or email firstname.lastname@example.org A member of the Safe Removals team will be delighted to assist you.
92 Aldermans Hill, Palmers Green, N13 4PP
A wasted opportunity? by Jan Thompson Contact Jan on 07568 321207 or email email@example.com www.jananthompsonwealthmanagment.co.uk Jan Thompson Partner of St James’s Place Wealth Management, is based locally and is inviting local residents to discover the simple yet highly effective steps you can take to preserve and protect your wealth. Preserving and protecting your wealth surgeries are being held locally by appointment on 25th & 26th March 2015 from 10-5pm. All surgeries last approx 40mins and are held in the strictest confidence and without obligation.
Cash ISA savers risk putting convenience before effective tax planning. Savers searching for attractive Cash ISA deals in the run-up to the end of the tax year look set to be disappointed once again. In the two years since the introduction of the government-backed Funding for Lending Scheme, savers have seen deposit interest rates more than halve while the headline rate has not changed.1 Banks and building societies, with access to this cheaper source of funding, no longer need to compete to attract savers’ deposit money. Consequently, the average instant access Cash ISA rate has fallen to a new low of 1.05%. 2 Emotional attachment But old habits die hard for British savers, despite the low rate of returns in recent years. A new BlackRock survey has revealed the extent of the emotional attachment among savers to cash – and the comfort they draw from holding this asset class.3 BlackRock found that more than two-thirds of people surveyed held their investments in cash, although they acknowledged that they should only hold half of this amount. Worryingly, many savers are overlooking the erosive impact of inflation on their savings, with one in seven surveyed under the impression that cash never loses its value. (However, the recent fall in inflation has provided some respite for savers.) The use of ISA allowances to bolster cash reserves means that many people are foregoing the full tax and investment benefits provided by the increased £15,000 allowance. BlackRock found that nearly a third of people planned to hold even more cash in their ISA pot as a result of the
changes. It’s little wonder that, in spite of the dilemma faced by savers, Cash ISAs still accounted for more than three-quarters of subscriptions in the last tax year and more than half of the total £448 billion invested in ISAs since they were introduced in 1999. 4 Easy option A separate survey conducted by market researchers Mintel last year also revealed the tendency of many savers to take the easy option when choosing their Cash ISA provider, rather than seek out the best rate; while 39% told Mintel that they chose their provider based on the best rate available, just under a third simply opted to go back to their existing provider. 5 Mintel’s research also revealed that less than two-fifths of ISA holders said they were investing to take advantage of the tax benefits; rather than save in an ISA to reduce tax payments, most people use their allowance instead to save for a holiday, to fund their retirement or, simply, to achieve the sense of security that a savings pot can provide. Unsurprisingly, BlackRock’s survey found that 39% of people said the reason they held so much in cash was because it made them feel safe. Long-term value Chris Ralph, Chief Investment Officer for St. James’s Place, points out that ISAs offer long-term investors far more than just a place to accumulate cash. “Certainly, we have always maintained that cash is the right home for money that you might need in the short term,” explains Ralph. “However, we believe that the real value of your ISA allowance is in the opportunity it provides to accumulate both long-term income and capital gains that are free from any further tax liability – something that a Cash ISA simply cannot do.”
Of course, the flexibility of ISAs makes them ideal to help fund retirement and BlackRock’s research revealed that half of retirees are already using an ISA to do so. But worryingly, almost two-thirds of this group have only used Cash ISAs to date. Even among those aged between 55 and 64, who should be focusing on growing their retirement pot, BlackRock found that around seven out-outof-ten often hold all of their ISA wealth in cash. With the government’s radical changes to Britain’s pension rules due to be introduced in April, the very real concern is that many savers may opt for the perceived safety of cash, if the decisions they face at retirement are too complex. Cash, however, is among the least efficient means of generating income in retirement. The value of an ISA with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested. An investment in a Stocks and Shares ISA will not provide the same security of capital associated with a Cash ISA. The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.
1 savingschampion.co.uk, November 2014. 2 Bank of England, January 2015. 3 BlackRock Investor Pulse Survey, February 2015. 4 HMRC, September 2014. 5 Mintel survey, September 2014
To receive a complimentary guide covering wealth management, retirement planning or Inheritance Tax planning, produced by St. James’s Place Wealth Management, contact Jan Thompson of St. James’s Place Wealth Management on 07568 321207 or email firstname.lastname@example.org
Local Events Whatʼs going on locally in Palmers Green & Southgate If you have an activity to list here please get in touch at email@example.com Concert by Enfield Chamber Orchestra Conducted by Martin Smith. Saturday 7th March, 7.30 pm Admission by programme at the door: £11.00, concessions £9.00 (children under 16 free) Tel: 020 8360 4980 or email firstname.lastname@example.org Enfield Baptist Church Cecil Road, Enfield EN2 6TG The programme includes Krommer's 2nd oboe concerto with local young oboist Joel Wilson as soloist; Butterworth's Rhapsody on A Shropshire Lad and Tchaikovsky's Symphony No. 2 ("Little Russian"), and the first performance of a piece by local composer Frank Bayford, called Aubades, with Cloudscapes. Yoga with Lisa @ North London Yoga Studio N21 Contact - Lisa on 07958 299 706 Thursday 7.45-8.45 & 8.45 - 9.45 pm Saturday 9.30-10.30 am Sunday 10.30-11.30 am
ST HARMONICA’S BLUES CLUB 2015 LINE UP Friday 13th March Stevie King’s Paw Boys. Stevie King is the mainstay of the weekly Blues Jam at The Coach & Horses, London’s best & friendliest. We’re really looking forward to their debut at St Harmonica’s. Friday 20th March The Hine Brothers Band. Head and shoulder above the opposition the Hine Brothers are guitarists with serious altitude. If you like the Allman Brothers then you will love what Graham and Malcolm do; virtuoso stuff and half time support from John & Caroline of The Haunting AD. Friday 27th March The Vintage Easter Blues Jam. Players and singers turn up before 9.00pm and put your name down on the list! We put the bands together on the night. Great fun, anything could happen and it is sometimes magnificent! Friday 3rd April Closed for Good Friday Friday 10th April Mark Harrison Band. Mark Harrison has established a reputation for making a
unique kind of all-original music, based on the style of the early blues and folk/blues artists, with a modern twist Friday 17th April Acoustic Night with Shaun Marsh and John Crowther with Dave Thomas. Local Bluesman Shaun Marsh returns from his Blues Odyssey from Memphis to New Orleans to provide authentic acoustic Blues in the style of Robert Johnson. Friday 24h April The Customtones. Britain’s best kept slide secret Martin Fieber makes a welcome return to St Harmonica’s with his band The Customtones. Headliners last summer at Broomfield Blues and Livestock Martin is not known as ‘The Sultan of Slide’ for nothing, sublime stuff. Support from Son Jack Jnr straight out of Seattle.
Don’t forget to check out what’s happening at our fabulous local theatres The Chickenshed www.chickenshed.org.uk Millfield Theatre & Dugdale Centre www.enfield.gov.uk/millfield
Hazelwood School & St Monica’s Charity Comedy Night Friday March 13th 8pm Start Tickets £10 pp Hazelwood School, Hazelwood Lane, N13 5HE Call Ellie for tickets on 07738 273 587
Palmers Green Tales by Jenny Bourke www.palmersgreentales.com www.facebook.com/groups/331208790354294/ or just go to Facebook and look for Palmers Green Tales and ask to join the group twitter : @PGTales Email us at email@example.com Firstly a thank you to the U3A who gave John Sollis and myself a very warm welcome last month when we spoke about the website and shared some film clips of our interviews. I hear that the Palmers Green and Southgate U3A has nearly 300 members which is fantastic as it is a very new branch, they are to be congratulated. Having only visited the Intimate Theatre to see shows before, I realised that I hadn't paid sufficient attention to the fabric and history of the building. I was very lucky to be given a mini tour and then encouraged to looked back to the August 2013 edition of Palmers Green and Southgate Life, which can be found online at www.anthonywebb.co.uk, to see a wonderful article about the theatre. I hope we can make a short film about it in the not too distant future. After our talk at the U3A we met someone who has not only lived locally all her life but also worked locally with Gateway films. We are hoping to include her on our interview list as she will have a wealth of information to share. We hope you like our latest interview with Lindsey Craig, he talks about growing up in Palmers Green and Southgate. It is very interesting, he went to school locally and then did a college course at Chickenshed, amazing to have such a wonderful resource so near at hand. We are always interested in peoples’ lives and how they enjoy living in our area, see Joan Sollis’ interview from early last year. We were interested to hear that Lindsey felt that there could be more activities focused on the 14-18 age range. We will be filming on location next month when we speak to someone whose grandfather built a large part of the Hazelwood Estate, looking forward to that. Unplugged Sundays continue at St Monica’s Parish Centre on Cannon Hill. Sundays have a chilled vibe and start at 8pm. 15th February Dave Barnes 22nd February Penguin Island, traditional Irish music 1st March Julia, Simon, Alan and Graham 8th March The Haunting AD
348 Green Lanes, Palmers Green, N13 5TJ
The Siding N21 Winchmore Hill's very own farmers' market by Oliver Barrett The Sidings N21 is a weekly farmers’ market situated snugly next to Winchmore Hill railway station. Open every Sunday from 9am-2pm, The Sidings is home to a wide variety of traders, Bakers, Cheesemongers, Fishmongers, Butchers, Pie makers, Smoothies, Soups, fresh local veg and much, much more. The Sidings N21 is the heart of Winchmore Hill, a place where friends and family can meet, grab a coffee and some hot food, catch up and check out some of the freshest, most delicious produce in the area, produce that you won’t find in your average supermarket. The market even has a seating area, providing a great place for people to enjoy some of the amazing hot food our traders and cooks have to offer every week. The aim of The Sidings is to be part of everyone's weekly shop, changing the way you buy your food. Learn how real produce is meant to smell, feel and look like. There are no sell by dates here, talk to the traders and trace the origins of your food, they
know all there is to know about it they've grown it locally themselves.
range of pastries and cakes baked fresh each day are also available.
Here’s more detail on some of our more regular traders: A family run business offering tasty pork pies, scrumptious scotch eggs, delicious meaty pies with season specials. All pork products are made from their own free range pigs.
Specialising in the production and supply of organic, heritage and wild varieties of vegetables, salads, fruits and herbs.
Soups and Smoothies with a twist! Using only the best local produce to create their blends. Taste testing is a necessity. Baking natural levains in the stone oven of their old Chocolate Factory in North London. A beautiful
Delicious smoked cheese and lovely smoked fish. Specialities including smoked trout pate and their mouth-watering hot smoked salmon portions. A hemp seed food company using the oil, flour & seeds in all products to produce delicious treats with a healthy twist. All products are handmade in our North London kitchen and only use the finest organic and fairtrade ingredients.
A Room With A View...... by Julia Sondack, Drapemasters Interior Furnishers Julia@drapemasters.co.uk www.drapemasters.co.uk What if you could create a beautiful room where all comes to life? Where not only is the view gorgeous but is also in 3D - you can actually hear the birds sing and smell the wonderful scent of flowers... How is this possible? Simply and easily, by extending your home with the clever use of an awning for the perfect, laid back outdoor living space. Awnings can help you create the perfect patio area giving you choice when it comes to sun and lighting conditions whilst adding an element of style and sophistication to your home’s exterior. Thanks to improvements in manufacture and technology over recent years, there is an abundance of variety from which to select your perfect awning from, in terms of colours, fabrics and function. Awnings are constructed using a cassette form which is fitted on to the side of your home with a retractable canopy on arm supports. They can
be a simple crank up model through to an all singing, all dancing motorised version which can include weather sensors, LED lighting and infrared heating – the choice is yours! Awnings provide protection from the sun’s glare, reducing heat and UV rays. All fabrics used are 100% solution dyed acrylics meaning the colour is locked in, guaranteeing against rotting and fading. If you are keen to make the most of the coming summer and enjoy that al fresco feeling then now is a great time to put this plan into action. Drapemasters Interior Furnishers are currently passing on the full manufacturer’s discount of 50% off motorisation on their complete awning range as well as the remote controls until 31st March 2015. Do feel free to call or email regarding awnings or any other interior requirement on 020 8360 3082 or Julia@drapemasters.co.uk
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92 Aldermans Hill, Palmers Green, N13 4PP
Property Matters by Obi Chianumba MRICS Give your flat a new lease of life this New Year Newman Webb Chartered Surveyors and Property Consultants, 6 Champa Close, London N17 6RB Tel: 020 8945 5474 Email: email@example.com Website: www.newmanwebb.co.uk If you own a flat the chances are that you have a lease which would have originally been granted for a term of 99 years, 125 years or 999 years. As time passes the value of your flat reduces as the lease gets shorter. Under the Leasehold Reform, Housing & Urban Development Act 1993 (as amended) residential long leaseholders have the right to acquire an extension to their existing lease (lease extension). What are the benefits of getting a lease extension? ✔ Instantly increase the value of your flat ✔ No more ground rent ✔ Easier to sell your flat ✔ Easier to get a mortgage What can you do about it? To exercise your right to a lease extension you need to become “qualifying leaseholders” which means you (i) you need to have owned your flat for a minimum of 2 years and (ii) your original lease was granted for a term of at least 21 years. For example, if there are presently 72 years remaining, you can obtain an extension to 162 years. In addition your ground rent is bought down
to zero e.g. if previously your ground rent is £150 yearly, the new ground rent will be zero. Please note the law provides for leaseholders to be granted a lease extension for 90 years, it does not however restrict leaseholders and freeholders freely negotiating terms of a lease extension which is for or less than 90 years and with or without a ground rent. How much will it cost? A good starting point will be to appoint a surveyor to value your property for the purpose of the lease extension. The surveyor will provide you with their opinion of a reasonable premium to pay the freeholder for a lease extension. Valuation fees will range from £600 - £1,200 plus VAT, depending on the location, size and value of the flat. Next stage is to appoint a solicitor well versed in dealing with lease extension. Using the premium stated in your surveyors report, your solicitor will serve the relevant notices on the freeholder to exercise your right to a lease extension. Your solicitor will also deal with finalising the legal documentation and new lease once the premium
and terms of the new lease have been agreed. Legal fees for lease extensions is usually in the range of £800 - £2,000 plus VAT, depending on the amount of work involved. Beyond providing you with a valuation, you may wish to appoint your surveyor to negotiate with your freeholder or their surveyor the premium payable for the lease extension. Fees for negotiation will be in addition to valuation fees and are usually based on an hourly rate. On average negotiations will take anywhere between 1-6 hours. In addition to paying the premium and your legal and valuer fees, the leaseholder has to pay the freeholder’s reasonable valuation and legal fees. How can we help? At Newman Webb we provide valuation advice to both leaseholders and freeholders on lease extensions. Following our initial valuation advice, we can negotiate with your freeholder or leaseholder in respect of the premium to be paid for the lease extension. If you are thinking of getting a lease extension, give us a call and see how we can help.
Finchley & Friern Barnet Operatic Society by Chris Henry Finchley & Friern Barnet Operatic Society presents Hot Mikado 15th-18th April 2015, The Intimate Theatre, Palmers Green, N13 4DH Box Office: 07956 304947 www.ticketsource.co.uk/ffbos firstname.lastname@example.org Performance times: 7.45 pm with a Saturday matinee of 2.30 pm. Concessions available – ask at box office further details. At the heart of Palmers Green, there beats a vibrant and active community. Its interests stem from food, good coffee, clothes, socializing and most interestingly, live theatre. With live theatre duly accommodated across North London with an array of venues stretching from Potters Bar through Edmonton and up to Barnet, there is one particular location that sits snugly in Palmers Green and is the focal point of its engaged theatre community. That is of course The Intimate Theatre. Once a go-to place for professional touring theatre companies and was host to such famous names as David Bowie, Richard Attenborough and Roger Moore, you can now find the 320 seated theatre home to a number of amateur musical theatre companies such as Acorn Theatre Company, Saint Monica’s Players, Protos Theatre Company, The London Pantomimers and the Finchley and Friern Barnet Operatic Society. The Finchley and Friern Barnet Operatic Society, or FFBOS as they have come to be known, perfectly encapsulates the community spirit that is embodied within the Intimate Theatre in Palmers Green.
An active musical theatre society, the group has enjoyed over 90 years of performing shows with 2012 being their 90th year. Performing two shows a year and enjoying a steady influx of new members eager and keen to take to the stage and perform, the company has performed musicals ranging from traditional classics such as The Sound of Music and Annie, to more diverse and new shows such as HONK! and Footloose. With every production, rehearsal and social event, there is a constant theme that runs throughout the society and its membership and perfectly sums up their ethos as a company, and that is family. As a community group whose interest is performing, the society has also taken a very active role in raising funds for various local and nationwide charities. With their preferred charity Noah’s Ark Children’s Hospice receiving regular contributions through small fundraising efforts such as Christmas caroling, the society has also donated to Macmillan Cancer Care, Philippines Disaster Fund and more recently Cherry Lodge Cancer Care, a Barnet based hospice. This was in conjunction with their last production in November, Mack & Mabel for which the
society hosted a Gala Night for Cherry Lodge’s community. This evening was to be attended by the group’s current Honorary Vice-President, musical star Elaine Paige (herself a Barnet girl) who had recently taken on the title of VicePresident since the passing of former VicePresident Lady Thatcher in 2013. Miss Paige was unable to attend last minute due to illness but fully endorsed the night and looks forward to attending FFBOS performances in the not too distant future. Despite the society’s amateur status, the group has thrived for excellence and to be the best. This has been reflected with a number of NODA award nominations in the past few years as well being bestowed two prestigious NODA flame awards in the last five years, for the pursuit of excellence in live theatre. The level the society it sets itself towards has been a benchmark for which performers have aspired to and a platform for them to enhance their abilities as artists. The society has seen a number of faces go on to bigger things such as the West End, Film & Television and performing across the globe. Who knows who will be the next star to come from FFBOS’s ranks? Watch this space!
BASED IN N13 SERVING NORTH LONDON
As 2015 has come upon us, the society is now working hard on their spring production, Hot Mikado. Adapted from the Gilbert & Sullivan operetta The Mikado, this radical re-telling of the classic story brings a modern twist to the popular tale about the wandering minstrel Nanki-Poo and his love for the fair maid Yum-Yum. Expect hot jazz solos, big swing numbers and sharp zoot suits, as FFBOS brings this fantastic show to life. This toe-tappingly fun show will be coming to the Intimate Theatre in Palmers Green, for one week only, so we urge you to come on down and let FFBOS entertain you with a performance that we guarantee will have you leaving the theatre with a huge smile across your face.
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Chartered Certified Accountants & Registered Auditors 283-285 Green Lanes, Palmers Green, London N13 4XS Tel 020 8886 3672 Fax 020 8882 2713 Email firstname.lastname@example.org
348 Green Lanes, Palmers Green, N13 5TJ
Your Legal Questions Answered by Fariz Uvais Fariz Uvais is a consultant in the law firm Harper & Odell. Write in and ask your legal questions. Fariz will try and answer your questions in Palmers Green LIFE each month. Send your questions to Harper & Odell, 61-63 St John Street, London EC1M 4AN or by email to email@example.com. I recently suffered injury from an assault, but I have no way of locating the person who assaulted me. I reported the crime to the Police the next day, but after several months the perpetrator has still not been found. In addition to suffering from the injuries, I lost several weeks of pay because I was unable to work and I would like to know if there is anyway in which I can seek compensation for this incident? The Criminal Injuries Compensation Scheme is a government funded scheme designed to compensate blameless victims of violent crime in Great Britain. The compensation scheme is administered by the Criminal Injuries Compensation Authority (CICA), and they are responsible for deciding whether or not to award any compensation. The rules of the Scheme and the value of the payments awarded are set by Parliament and are calculated by reference to a tariff of injuries, which has been set out within the Act. An applicant who is eligible for an injury payment will also be eligible for a loss of earnings payment if the following conditions are met: (1) The first condition is that as a direct result of the injury for which the applicant is eligible for an injury payment they have no or very limited
capacity for paid work. (2) The second condition is that the applicant: (a) was in paid work on the date of the incident giving rise to the injury; (b) had been in regular paid work for a period of at least three years immediately before the date of the incident giving rise to the injury; or (c) had a good reason for not having been in regular paid work for the period mentioned in the above paragraph. (3) A person will be considered to have a good reason for not having been in regular paid work if, for example, they were unable to work because they were in full-time education, or by reason of their age or caring responsibilities. The application for compensation must be made to the CICA within 24 months from the date of the incident giving rise to the injury. Lastly, an applicant who is dissatisfied with a decision made by the CICA, may appeal to the First-tier Tribunal (Criminal Injuries Compensation) against that decision or determination. Any such application must be made in accordance with the rules of the Tribunal and it would be sensible to get advice before making an appeal.
Disclaimer: The information provided in this article should not be construed as legal advice and the information is offered for information purposes only. You should always seek advice from an appropriately qualified solicitor on any specific legal enquiry.
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Creative Exchange News The art show on your doorstep! Creative Exchange is delighted to announce a year-long group show of members’ work at Anthony Webb’s office in Green Lanes bringing together unique mix of pieces from paintings, photographs and graphic prints to 2D leaded glass and fine porcelain relief works. All at affordable prices, so pop in for some inspiration and maybe even take some home! Come along to 348 Green Lanes N13 5TL (on the corner of Hazlewood Lane) Opening times Monday to Friday 9am to 7pm and Saturday from 9.30am to 5.30pm
Karen Tinney painting Karen’s paintings are inspired by the sea, its power and its healing effect. She works to bring that nurturing force through onto the canvas. She works in oils and acrylic and is mostly self-taught. She holds energy art workshops using abstract intuitive painting to aid healing and relaxation. See more of her work at karentinney.co.uk
Helen Ryan painting Helen’s paintings document a personal journey from her birthplace in Ireland to Australia, Europe and ultimately her chosen home – London. Her paintings reflect the landscape, urban scenes, people and energy that inspire her via their natural beauty, or by the scale and power of man-made structures. She sells her work through various galleries in the UK. See more of her work at helenryan.co.uk
Jo Angell designer Cheryl Powling leaded glass Cheryl is a specialist in leadlight, setting glass into lead, but she also employs elaborate painting techniques more common to stained glass. Her panels are one offs and make decorative art works. Commissions for leadlight windows and doors are welcomed. See more of her work at cherylpowlingglass.co.uk
An artist and print designer, Jo’s work explores the relationship of urban pattern with nature. She recently won a commission for an exhibition at the Hasler Gallery in North Finchley to develop a body of work inspired by the Silver Studio and Hasler collections housed at the Museum of Domestic Design & Architecture (MoDA). See more of her work at joangell.com
The group show also features work from…
artist Angela Dierks See more at angeladierkspaintings.co.uk
photographer Nori Jemil See more at norijemil.com
ceramist Belgin Bozsahin See more at belginbozsahin.com
Nori Jemil’s photography exhibition continues at the Lakes Estate office at 92 Aldermans Hill N13 4PP until 13 April. Opening times Monday to Friday 9am to 7pm and Saturday 9.30am to 5pm
Published on Mar 1, 2015
Anthony Webb Estate Agents, Palmers Green, March 2015 Community Magazine. Distributed to 20,000 local homes for free each month. Includes co...