Welcome to Elements Financial

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WE’RE AN IU HEALTH CREDIT UNION PARTNER

WE HAVE A RICH HISTORY AND A FOCUS ON THE FUTURE

YEARS SERVING OUR MEMBERS ORGANIZATIONS PARTNER WITH US ONSITE FINANCIAL WELLNESS EVENTS

SINCE WE WERE FOUNDED BY ELI LILLY AND COMPANY IN 1930

TO OFFER CREDIT UNION MEMBERSHIP AND EMPLOYEE BENEFITS AT OUR PARTNER ORGANIZATIONS, INCLUDING IU HEALTH, EACH YEAR

PROFESSIONAL MORTGAGE PROGRAM

Special Offer Exclusive To:

Practicing Professionals in Indiana within their first 5 years after residency:

Physicians*

• Physician Assistants

• Pharmacists

• Dentists

• Nurse Practitioners

• Nurse Anesthetists

• Optometrists

• Veterinarians

• Pilots

A Good Option If:

Details:

Financing is available with no down payment up to conforming limit; 5% down from conforming limit to $1 million; 10% down from $1 million to $1.25 million; and 15% down from $1.25 million to $1.5 million maximum.

Available in Fixed and Adjustable Rate Mortgage terms.

Find the right l o an, f or the right hom e

*Includes residents, interns, and fellows.

You work in a qualifying profession or will start within 90 days of closing.

You do not have large savings for a down payment but want to avoid private mortgage insurance (PMI).

be at least 18 years old. Fees may reduce earnings. 2) High Yield Savings Annual Percentage Yield (APY) accurate as of June 2, 2025. High Yield Savings is a tiered savings account paying a variable dividend rate, that may change at any time, on the entire balance in your account based on the rate for the tier corresponding to each day’s daily balance. The account is available for new money only which are funds not on deposit at Elements for 90 days prior to opening the High Yield Savings account. Existing Elements members with savings accounts must deposit $25,000.00 or more of new money within 10 days of opening the High Yield Savings account. Existing Elements members with savings accounts with combined daily balances of $2,500.00 or less for the 90 days prior to account opening are excluded from the new money requirement. Additional information for each tier: An APY of 0.10% applies to accounts with balances from $0.01 to $99.99; from $100.00 to $2,499.99; and from $2,500.00 to $9,999.99. An APY of 3.50% applies to accounts with balances from $10,000.00 to $24,999.99. An APY of 3.60% applies to accounts with balances from $25,000.00 to $49,999.99. An APY of 3.70% applies to accounts with balances from $50,000.00 to $99,999.99. An APY of 3.80% applies to accounts with balances from $100,000.00 to $249,999.99. An APY of 3.90% applies to accounts with balances of $250,000.00 and above. At least one account holder must be 18 years of age. Other qualifications may apply. Offer may be discontinued at any time. Fees may reduce earnings.

Karla Chevrie

Mortgage Sales Manager

(317) 402-6227

kchevrie@elements.org

elements.org/kchevrie

NMLS# 404630

Ryan Sebree

AVP | Private Client Services

(317) 345-4451

rsebree@elements.org

NMLS #1866273

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