Financial Wellness Curriculum Guide
2023 Edition
We believe in the power of financial education.
That’s why we are committed to offering trusted advice to our members when, where, and how they want it.
From live onsite and online workshops to digital modules across a broad spectrum of financial topics, we connect thousands of members to relevant education every year.
Your Relationship Manager will collaborate with you to find workshops that match the interests and goals of your employees. Let’s get started!
We’re here with trusted advice.
Core
Workshops
Education is at our core.
These workshops are most popular and cover widely applicable financial topics.
SPECIAL NOTE
We’re offering “In 20 Minute” Workshops!
We’ve developed shorter educational workshops to combat digital fatigue. Ask your Relationship Manager about these options today!
Understanding Your Spending
In this workshop, you’ll learn about:
> Basic strategies to better manage your money
> The steps to take to reach your financial goals
> How your spending habits impact your finances
Understanding Your Budget
In this workshop, you’ll learn about:
> Preparing a personal simplified budget
> Your unique financial strengths and weaknesses
> Resources that will help you consolidate your debt
Understanding Your Credit
In this workshop, you’ll learn about:
> Your credit report and credit scoring
> How purchasing behaviors impact your credit score
> Opportunities to build your credit
Protecting Your Identity
In this workshop, you’ll learn about:
> Tactics that hackers use to steal your information
> Tips and tricks to fight against fraudsters
> What to do if you fall victim to these attacks
Tech Tips for Digital Banking
In this workshop, you’ll learn about:
> Using Apple and Samsung Pay
> Transfer money using person-to-person payments
> Using the newest online banking features
Fraud Trends
In this workshop, you’ll learn about:
> The newest fraud scams online
> Tips to prevent yourself from falling victim to fraud
> How fraudsters find your personal information
Specialty Workshops
We are experts across the board.
These workshops help attendees dig into specific financial topics that matter to them.
Risks & Rewards of Credit Cards
In this workshop, you’ll learn about:
> The good, the bad, and the ugly of credit card offers
> Tips for maximizing the perks of credit cards
> How much of your credit limit you should utilize
All Hands on Debt
In this workshop, you’ll learn about:
> Spending patterns that lead to debt
> Rebuilding financial life after debt
> Strategies for reducing or paying off debt
Rebuilding Your Credit
In this workshop, you’ll learn about:
> Credit history, credit reports, and credit scores
> How your credit score impacts areas of your life
> Recommended steps to help you rebuild your credit
The Keys to Car Buying
In this workshop, you’ll learn about:
> Searching for the best price and comparing car options
> What options you have for financing your purchase
> Understanding the value of your trade in vehicle
Money on Your Mind
In this workshop, you’ll learn about:
> How your emotions can lead to impulsive decisions
> Improving your finances can impact your overall wellbeing
> Strategies for avoiding financial stress
Money with Michael
In this workshop, you’ll learn about:
> Positive financial moves by “The Office” characters
> Times when characters made financial mistakes
> Humorous financial tips and tricks
Money Myths
In this workshop, you’ll learn about:
> Common financial misconceptions
> Ways to not become victim to financial schemes
> How money topics can be skewed by the media
CONTINUED >
New!
Understanding Insurance
In this workshop, you’ll learn about:
> The importance of home, auto, and life insurance
> The most frequently asked questions regarding coverage
> Steps to shop around and switch coverage
Specialty Workshops
Inflation & You
In this workshop, you’ll learn about:
> The basics of inflation
> Why the federal reserve raises interest rates during inflationary times
> How to combat raising prices
New!
Top Financial Mistakes
In this workshop, you’ll learn about:
> Common financial mistakes that people make
> Why these mistakes can impact financial future
> How to avoid these mistakes
Estate Planning in Indiana
In this workshop, you’ll learn about:
> The parts and pieces of an estate plan
> Suggested timeline of planning
> Estate planning for all stages of life
Healthcare & Your Money
In this workshop, you’ll learn about:
> The benefits of a health savings account
> Understanding your premiums & triple tax advantage
> Eligible expense reimbursements from your HSA
Medicare Basics
In this workshop, you’ll learn about:
> Eligibility and components of Medicare
> Enrollment options and important deadlines
> Important considerations when enrolling in Medicare
Refinancing Your Student Loans
In this workshop, you’ll learn about:
> Student loan refinancing strategies
> Differences between consolidation and refinancing
> Which refinancing option is best for your situation
Behind the Scenes of Student Loans
In this workshop, you’ll learn about:
> The steps to be taken to apply for financial aid
> Private, State, and Federal sources of financial aid
> Resources Elements can offer students and parents
CONTINUED >
New!
FULL WORKSHOP
Family Dynamics and Your Finances
In this workshop, you’ll learn about:
> How finances impact the relationships in your life
> Strategies for discussing money with your kids
> Tips for managing combined finances with a spouse
RELATED WORKSHOPS
Parenting & Money in 20 Minutes
This workshop covers the first half of the full workshop and is focused on how parents can prepare their children of all ages for a successful financial future.
Relationships & Money in 20 Minutes
This workshop covers the second half of the full workshop and highlights strategies for navigating financial conversations and obstacles in your personal relationships.
Specialty Workshops
FULL WORKSHOP
Your Money for Young Professionals
In this workshop, you’ll learn about:
> The top five financial struggles of young professionals
> Tips for taking control of your money today
> Strategies for planning for long-term goals
RELATED WORKSHOPS
Today’s Money for Young Professionals in 20 Min.
This workshop covers the first half of the full workshop and is focused on tangible financial advice for young professionals to implement immediately.
Future Finances for Young Professionals in 20 Min.
This workshop covers the second half of the full workshop and highlights strategies for young professionals to consider when thinking about their long-term goals.
Seasonal Workshops
Freshen Up Your Finances
20 Minute or 60 Minute Formats
In this workshop, you’ll learn about:
> Strategies for building up your savings
> How your financial behaviors impact your credit
> Approaches to planning for retirement
Maximizing Your Money
20 Minute or 60 Minute Formats
In this workshop, you’ll learn about:
> Resetting your finances after holiday spending
> Expert tips on paying down debt and saving more money
> Strategies for achieving your financial goals
Thrifty Travel
20 Minute or 60 Minute Formats
In this workshop, you’ll learn about:
> Strategies for planning ahead and saving for travel
> Expert tips on getting the best deals on road trips and air travel
> Cost cutting ideas to use before, during, and after your vacation
Seasonal Spending Strategies
20 Minute or 60 Minute Formats
In this workshop, you’ll learn about:
> Tactics for getting the best year-end deals
> Expert budgeting tips for before and after the holiday season
> Financially savvy approaches to gift-giving
Mortgage Workshops
Make the most of the loan on your home.
Putting Your Home’s Value To Work
In this workshop, you’ll learn about: > The benefits of refinancing your home > All the ways you can use equity > The process of determining the equity in your home
The Right Loan for Your Home
In this workshop, you’ll learn about: > What it means to refinance your home
Considerations before making the decision to refinance > The process of purchasing a home
The Keys to Homebuying
In this workshop, you’ll learn about:
> Costs associated with buying a home
> The importance of a pre-approval
> The process of finding the best first home
Ask the Experts: Buying Your Home
Ask the Experts: Selling Your Home
> Common
selling > The
things
listing > Determining an optimal list price
In this Q&A Workshop, you’ll learn about:
misconceptions when
most important
to do before
>
> The
mortgage
> Current market
In this Q&A Workshop, you’ll learn about:
Important steps to take when you’re ready to buy a home
composition of your
payment
conditions
These mortgage related workshops guide attendees to better understand the home buying and selling process. New! New!
>
Wealth Workshops
Invest in your future.
These workshops are presented by our team of expert LPL Financial Advisors from Elements Wealth Management.
Understanding Social Security
In this workshop, you’ll learn about:
> How Social Security impacts your future
> Retirement planning strategies involving Social Security
> Why it’s important to plan ahead and save
Outlook 2023
In this workshop, you’ll learn about:
> Research and statistics gathered by LPL Financial
> Traditional drivers and risks in the stock market
> Opportunities and challenges in the financial market
Strategic Advice for Investors
In this workshop, you’ll learn about:
> Managing common types of investments
> Approaches to finding the right stocks and funds for you
> Strategies for making the most of your 401(k)
Surviving Market Swings
In this workshop, you’ll learn about:
> Strategies for combating stress when the market drops
> Ways to prepare yourself for financial storms
> Things to watch for in an ever-changing market
Finding a Financial Advisor
In this workshop, you’ll learn about:
> Deciding between investing using an app or hiring an Advisor
> Key considerations when searching for a Financial Advisor
> How to find an Advisor that fits your personal preferences
Planning for Retirement
In this workshop, you’ll learn about:
> Factors that influence your retirement income needs
> How Social Security plays a role in your retirement years
> Differences between aggressive & conservative asset allocation
College Planning
In this workshop, you’ll learn about:
> Strategies for saving for future education-related expenses
> Major differences between educational savings accounts
> How having a Financial Advisor can benefit your savings strategy
Women & Investing
In this workshop, you’ll learn about:
> Practical strategies for managing your investments
> Statistics, tips and tricks specific to women
> Ways to plan for your future goals
Beginners Guide to Investing
In this workshop, you’ll learn about:
> The basics of investing including stocks, bonds, and mutual funds
> An overview of the stock market and why it shifts
> Strategies for planning for your retirement
Special Events
We provide a human touch.
In addition to our workshops, we connect with your employees through special events.
Introduction to Elements
This presentation is perfect for new employee orientation or open enrollment meetings or fairs. It will provide a brief overview of our credit union and the valuable benefits associated with membership. We are happy to tailor this presentation to meet your time frame.
Review Days
We are proud to offer 30-minute, one-on-one Review Days. Our Financial Experts will host completely confidential meetings with your employees.
> Credit Review Day
> Account Review Day
> Budget Review Day
> Auto Loan Review Day
> Mortgage Review Day
> Retirement Review Day
> Meet Your Relationship Manager
Elements at Work
Employee Meet & Greet: Our experts will come to your workplace to highlight the services our credit union offers. This is a great time for your employees to connect with our staff and build impactful relationships.
Executive Meet & Greet: This is a special opportunity to introduce your management and leadership team to Elements Financial! We would love to arrange for a casual or formal meeting to include our own executives, Private Client Services and a representative of our Wealth Management division.
Digital Resources
Our approach is high tech.
We invest in digital tools to enhance your experience with our credit union.
Dedicated Personalized Website
Your landing page on the Elements website provides employees quick access to register for events, view special product offers and connect with your Relationship Manager.
Financial Education Center
Learn about more than 20 financial topics, from retirement to taxes to auto loans through self-guided, interactive learning modules. Your employees are all provided complimentary access to this resource thanks to your partnership with Elements.
Advice from Elements
Knowledge is power — and it’s no different when it comes to your personal finances. We keep up on the latest money trends and innovations, so we can continually share timely tips with you at elements.org/Advice
