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SUNDAY, NOVEMBER 10, 2013 / MUSKEGON CHRONICLE

Rick Haglund

haglund.rick @gmail.com

The kind of jobs Michigan really needs

everal weeks ago in this space, I questioned whether Gov. Rick Snyder’s vow to “double down” on auto industry investment was a smart economic development strategy. If anything, Michigan’s economy is too dependent on the auto industry. Auto industry employment was 7.4 times more concentrated in Michigan than in the nation as a whole last year, according to a recent study by George Erickcek, senior regional analyst at the Upjohn Institute for Employment Research in Kalamazoo. That’s down slightly from Michigan’s auto employment concentration of 8.1 times the nation’s auto employment in 2002. But that concentration, which economists call the “location quotient,” has risen from 7.0 in 2009 when Detroit’s automakers hit bottom. Michigan has become somewhat less dependent on the auto industry mainly because of the huge loss of auto employment over the past decade, according to Erickcek’s study. The state lost more than half its auto jobs between 2002 and 2009. The industry has since added 45,600 jobs for a total of 150,000 auto jobs in Michigan as of June. But the industry’s ability to create large numbers of spinoff jobs in the state has diminished over the past six years, according to the study. In 2007, the auto industry’ job multiplier was 4.2, meaning each auto job generated slightly more than three other jobs in the state. That multiplier has fallen to 2.8 today. So when Snyder said in a recent speech he wants to “double down” on auto investment, the message is Michigan must work harder to protect its main industry. The industry has been battered over the past three decades by the location of Asian and European automaker assembly plants in the South and the loss of supplier jobs. A study last month by the Brookings Institution on Tennessee’s auto industry says the boom in new auto assembly plants in the United States likely is over. Additionally, wage gaps between the South and Midwest in lower-skilled hourly jobs have narrowed. The new battleground will be over the high-wage engineering, design, supply chain and other salaried jobs that are concentrated in Michigan. Tennessee and other southern states are looking to capture more of those jobs as low-skilled assembly jobs migrate to Mexico. “Most notably, (Tennessee), like other locations, will need to complement its traditional cost advantages with a new focus on workforce quality and technology development,” the report said. Michigan has a slight edge over Tennessee’s labor force in educational attainment. Just over 25 percent of Michigan adults have a bachelor’s degree, compared to 23 percent of Tennessee adults. But Michigan needs to double down on its labor force investment to retain and grow high-wage, high-skill auto jobs.

Cody Vickers, of Grand Haven, assistant brewer at Unruly Brewing Co., checks the temperature while making a batch of beer. Vickers was brewing a Red Imperial Ale. (Natalie Kolb/MLive.com)

MUSKEGON

Unruly begins brewing beer By Dave Alexander

dalexan1@mlive.com

eer is being brewed commercially in downtown Muskegon for the first time since 1957, local beer historians say. The long development efforts of Unruly Brewing Co. are paying off in the creation of local craft beer in the basement of the Russell Block Market, 360 W. Western Ave. Head brewmaster Eric Hoffman, of Norton Shores, began testing Unruly’s new brewing system two weeks ago and has put six batches of beer through the production process. It is hoped Unruly’s tasting room will be open by the end of November, owners said. The last beer to be commercially brewed in downtown Muskegon was at the historic Muskegon Brewing Co. building on Michigan Avenue that now is home to Cole’s Quality Foods, maker of frozen garlic bread, Hoffman said. Unruly’s brewing room has been licensed and inspected by the Michigan Liquor Control Commission, the Muskegon County Health Department and the city of Muskegon. Once the upper level tasting room is complete, the brewing company will need a final walk-through inspection to be able to sell its various craft beers. “It was exciting to get in here and get to work,” said Hoffman, who has been a home brewer for five years and has studied the commercial brewing process. “To this point, a lot of people have rooted for us, and others have had their doubts. There are some bittersweet emotions with it all.” Hoffman has joined partners, Muskegon attorney Jeff Jacobson, construction contractor Mark Gongalski and investor Mike Brown, in getting Unruly brewing going. Hoffman is sales and service representative for BICO Steel, a steel plate supplier to the plastics and tool and die industries. “I hope to make this into a full-time job,” Hoffman said of brewing. “But I’m being realistic, so I am keeping my day job for now.” Unruly began two weeks ago with its first batch of Pale Ale Newmeister, brewed in honor of the

Shown is the exterior of Unruly Brewing Co. in the Russell Block Market downtown. (MLive.com ﬁle)

first commercial beer recorded from Muskegon in 1876, Hoffman said. The Muskegon Brewing Company operated from 1876 to 1957 as the building was used by various brewers. The Grand Rapids Brewery bottled in that location from 1935 to 1946, local historians say, and Goebel Beer was made there from 1946 to 1957. For a time, it also was one of two places in the United States producing Guinness beer. Unruly Brewing Co. incorporated two years ago with the idea of creating a “community brewery” and selected its downtown location last November, Hoffman said. The brewing room is below the bar and tasting room seating area. No one is more excited to smell the grains and hops cooking in the lower level of the Russell Market than Jonathan Seyferth, the new director of Downtown Muskegon Now, a craft beer fan and home brewer. “This is real exciting,” Seyferth said in paying a visit to Unruly Brewing Co. late last week. “It will be great to get a locally brewed pint in downtown Muskegon. “They are doing it right and will produce a high-quality beer,” he said. “This project is all home-grown.” Down the street at 500 W. Western Ave., the Pigeon Hill Brewing Co. is fast at work converting the Noble Building into its new home. Seyfreth

said Pigeon Hill appears to be making progress and is on schedule to open late this year or early in 2014. Along with Fetch Brewing Co. in Whitehall, Muskegon County has three craft beer outlets under development. The Unruly partners had to construct a sealed concrete floor in the basement of the historic Russell Block building, which dates to 1890. The floor includes a “trench drain” and all of the electrical element is waterproof, Hoffman said. The brewing process called for a vented hood for the natural gas burners under the brewing kettles and a sprinkler fire suppression system in the brew room that is about 20 by 80 feet. “The brewing system can result in 20 gallons of water being evaporated in the process,” Hoffman said. Unruly’s brewing system comes from Portland Kettle Works in Oregon. It is all American-made equipment and designed specifically for the installation in Muskegon, he said. Unruly has more than $100,000 invested in its brewing system. “It was kind of a ‘plug and play’ system for us, which helped in getting our permits and approvals,” Hoffman said, adding automated temperature controls and built-in pumps are part of the Portland Kettle Works brewing system. The Unruly brewing system can hold 120 gallons and is considered a 31/2 barrel system. The components include three steel kettles, four 110-gallon fermentation tanks and a brite tank to clarify, carbonate and chill the beer. The beer-making process takes 21/2 weeks. The Unruly system also includes a cold room that has been built to keep the beer at 38 degrees right below the bar. Unruly’s tasting room will have the capacity of tapping 12 beers at once. The brewing company will offer a half-dozen beers that will be rotated and some specialty or seasonal beers to start, Hoffman said. Hoffman will be brewing three or four batches a week to get Unruly open. The brewery is taking delivery of a number of kegs for storage purposes.

MUSKEGON

Brewery names Big Red Imperial Ale in honor of local sports team By Dave Alexander

dalexan1@mlive.com

Unruly Brewing Co. brew master Eric Hoffman takes 120 gallons of water, 255 pounds of English tworow barley, some roasted malt, four pounds of hops and a liter of slurry yeast, and produces something that should make Muskegon proud. Hoffman’s sixth batch of beer in the Unruly basement brew-room, in the lower level of the Russell Market at 360 W. Western, was Big Red Imperial Ale, a 7.5-percent-alcohol craft beer. Here is the beer-brewing process for this Muskegon product honoring the tradition of the Big Reds of

Muskegon High School: •The Unruly 31/2 barrel production system begins with 120 gallons of water, treated for chlorine and prepared with salts and minerals.

with the 255 pounds of two-row English barley added when the water is in the mashtun. •Roasted crystal malt is added for color and flavor and roasted barley to give it the red appearance. •The beer is boiled in the kittles for about 45 minutes. •About four pounds of hops are Hoﬀman added, coming from the West Coast, “It is kind of like cooking soup — it but Hoffman is on the lookout for depends upon what flavors you want,” Michigan grains for an all-Michigan beer. The mixture is boiled for anothHoffman said of preparing the water er hour. for boil. •Once done, the beer is cooled to •Unruly has three kettles — the about 65 degrees. boiler, mashtun and hot liquor tank. •A fermentation vessel is sterilized The water is moved among the three tanks in the beginning of the process and prepared with about a liter of a

brewing yeast slurry, and the beer is pumped into it. There it will sit at room temperature for about two weeks. •The beer then is sent to the “brite” tank, where it is chilled to 38 degrees, clarified and carbonated. That is a two-day process. •At that point, the beer is ready to be transferred into kegs and stored for serving by the glass or for bulk sales. The whole process takes 21/2 weeks. Hoffman said the “hoppier,” stronger dark beers age longer, but most of the craft beers will need to be consumed in three or four months.

H2 / SUNDAY, NOVEMBER 10, 2013 / MUSKEGON CHRONICLE

Business Dave Ramsey

Single and staying on track Q

Do you have any tips for how a single person can stay on track with their finances?

It’s really pretty simple. AsameThe first thing is the advice I give to married

couples, and that is to live on a monthly budget. Sit down at the end of each month and write down all your expenses and income for the following month. When you think about it, budgeting really isn’t that difficult. Some of your expenses, like your rent or mortgage payment, will be the same. If you have a car payment (which I really hope you don’t), it will remain constant, too. Things such as groceries and utilities might fluctuate based on the time of year, but you can make a pretty accurate estimate by looking at past months. The second thing I’d recommend is that you find someone to be your accountability partner. It should be someone who is wise and good with money and a person who loves you enough to call your bluff or hurt your feelings a little when necessary. They can be a close friend, parent or even your pastor. Just sit down together over a cup of coffee once a month and talk about your finances. You could even go over your budget together line by line. Ideally, an accountability partner is someone who is ahead of you on a particular journey and can help direct you along the path to wisdom. It’s their job to hold you accountable for what you’re doing and the decisions you’re making — for your own good.

A PRODIGAL DAUGHTER My daughter used to live an irresponsible lifestyle and was bad with money. While she was in college, she took on $20,000 in student loan debt. Since that time, she experienced a serious illness. She is recovering now, and it has really improved her behavior and her outlook on life, spiritual matters and money. I could pay off the loans for her, but I’m wondering if there’s a better way to help.

If I were in your shoes, and I had the means to pay off her student loan debt without putting myself at risk financially, that’s exactly what I’d do. Sometimes, the best gift you can give a person is to let them wallow around for a while in the mess they made. Being forced to work your way out of bad decisions and irresponsible behaviors is a great remedy in lots of cases. But in this situation, with what you’ve told me about her previous health issue, and the fact that she now is being responsible with money, behaving and making better life choices, I’d want her to be as free as possible as she takes up this new walk. Email: askdave@daveramsey.com

HOLLAND

Lakeshore furniture testing company to open facility in Indiana By Shandra Martinez smartinez@mlive.com

n six years, Advanced Furniture Testing has become one of the busiest furniture testing companies in the country. The secret of the company’s success is quick turnaround, said Doug Woodward, founder and company president. “We designed for overcapacity, so we can always begin testing right away,” Woodward said. “Ninety percent of the time when people call, we can get going that day or in a couple of days. People like that.” The Holland company is expanding that capacity with the opening of a facility last week in Jasper, Ind. The southern Indiana community is home to furniture makers Jasper Group and Kimball International. “There are only a handful of regions rich in furniture manufacturing, and one is Jasper,” Woodward said. “Therefore, we made the decision to establish a presence in this area with our dedicated furniture testing facility.” Woodward, who previously worked for Zeeland-based Herman Miller and KI Furniture Woodward in Green Bay, decided to start his company in the heart of the office furniture capital of West Michigan. His client list includes industry giants Steelcase, Herman Miller and Haworth along with midsize firms American Seating, Irwin Seating, Grand Rapids Chair Co. and Trendway. The company’s Holland headquarters are in a 20,000-square-foot facility at 3480 Windquest Drive, Suite 100. And the 11-person workforce, including the three-person Jasper team, is poised to grow. Woodward says he is looking for applicants with a mechanical background, testing and furniture experience, or ideally furniture testing experience. Product testing usually takes a week to three weeks depending on the product and requirements. The accredited lab tests many standards, including BIFMA (The Business + Institutional Furniture Manufacturing Association), ASTM, UL, CGSB (Canadian) European and custom standards.

An ofﬁce chair base is spun through thousands of revolutions while bearing weights in the Advanced Furniture Testing lab in Holland. (Mark Copier/MLive.com)

“There are only a handful of regions rich in furniture manufacturing, and one is Jasper, (Ind.)” DOUG WOODWARD, FOUNDER AND PRESIDENT OF ADVANCED FURNITURE TESTING

AFT is a supplier member of the Grand Rapidsbased BIFMA, which sponsors the development and maintenance of the safety, performance and sustainability standards for the industry. “We do a lot of volunteer work,” said

Woodward, noting his company is the most active third-party lab for BIFMA standard development. The company commemorated the opening of the new 9,600-square-foot Jasper facility at 2528 Cathy Lane on Thursday with a ribbon cutting ceremony and facility tours. The company’s $250,000 investment and new jobs were hailed by Nancy Eckerle, executive director of the Jasper Chamber of Commerce, which assisted AFT in finding the right location for the Jasper facility. “This is economic development at its finest — when a company locates in our community due to its working relationship with other businesses,” Eckerle said.

Kim Komando

The best tablets to buy this holiday season T ablet sales are expected to reach all-time highs in the coming months. With tablets available from Apple, Google, Samsung, Amazon, Microsoft, Nokia and other manufacturers, how do you know what to buy? Here are the features you need to know about before heading to the store.

have similar resolutions. The iPad mini’s Retina display has a higher resolution than its competitors, but at that screen size, you might not notice. If you already own an Apple gadget and love it, the iPad is a natural choice. You’ll be able to access your library of Apple apps, music, videos and books from the iTunes APPLE IPAD store. Apple has two new iPads The Air starts at $499 and available this holiday season. the iPad mini starts at $399. The iPad Air has the same For bargain hunters, Apple 9.7-inch Retina display as still sells the older iPad 2 previous models, but sports a and original iPad mini for slimmer aluminum case, a 2x $100 less. If possible, I would faster processor and weighs spend the extra $100 to get just one pound. the Air or second-generation The iPad Air’s baby sister is iPad mini — they’ll last the iPad mini with Retina dis- longer. play. It has the same processor as the Air, but in a smaller ANDROID package and with a 7.9-inch Not everyone wants to pay Retina screen. the iPad’s price tag. That’s Retina is Apple’s marketing why tablets running Google’s term for its high-resolution Android operating system are displays. However, rival tabgaining ground. lets such as the Nexus 10 and Google’s Nexus 7 and 10 are the Kindle Fire HDX tablets popular options. They run

Android smoothly, can access nearly a million apps, movies and music from Google Play and cost $100 less than the equivalent iPad. Android has features missing from Apple’s iOS 7, such as multi-user support. Several people can use the same tablet and keep their apps and media separate. If you want an Android tablet that includes a cellular connection, take a look at the Samsung Galaxy Tab 3 series.

such as FreeTime, which lets parents control the amount of time kids spend using the gadget. If you already have an Amazon Prime Account or buy Amazon music, books or movies, consider a Kindle Fire. WINDOWS

Microsoft just launched the Surface 2 running Windows RT 8.1 and Surface 2 Pro running Windows 8.1 Pro. Nokia has released the Lumia 2520 AMAZON KINDLE FIRE running Windows RT 8.1. Amazon is hoping to turn These have solid hardware, up the heat with its new and the keyboard covers are Kindle Fire HDXs. These rival a nice touch, but I’d steer the iPad and other Android clear for now. Windows RT tablets in weight, speed can’t run regular Windows and screen resolution. And programs — although it does they’re competitively priced. come with a special version of The Kindle runs a custom Office. And the Windows app version of Android. The store only has 100,000 apps interface has a sliding “carcompared to more than 1 milousel” hub, so it’s easy to find lion from Google and Apple. books, videos or apps from If you really want a Amazon’s marketplace. There Windows-based tablet, get also is multi-user support the Surface 2 Pro. It’s more and family-friendly features expensive than most tablets,

but it’s really a thin laptop. It runs the real version of Windows so you can use your programs. LOW-COST TABLETS

Not everyone needs the latest and greatest tablet. If you’re just testing the waters, check out the Barnes & Noble Nook HD tablets. Thanks to recent price cuts, these are less than $150. Still, they’ll be fine for light Internet, e-books, social media, email and video.

Copyright 2013, WestStar Multimedia Entertainment. All rights reserved. Kim Komando hosts the nation’s largest talk radio show about consumer electronics, computers and the Internet. To get the podcast, watch the show or find the station nearest you, visit komando.com/listen. To subscribe to Kim’s free email newsletters, sign up at komando.com/ newsletters.

Tips from SCORE

Secure a business loan by offering sound plan, collateral By SCORE Grand Rapids

For MLive.com

any otherwise confident entrepreneurs dread the thought of applying for a small business loan. They might need money to launch or expand a business, upgrade equipment or pursue a promising research and development program. But the thought of trying to convince a loan officer the invest-

ment will be worthwhile generates anxiety. If the bank and other prospective lenders say no, what recourse does the business owner have? The good news is that banks want to help small businesses with capitalization, especially when the loan application package furnishes the information they need. Banks may offer an unsecured loan based on assets,

credit history and ability to repay. However, these loans do not require you to secure the loan with personal or business collateral. The more common secured loan requires you guarantee your willingness and ability to repay the debt with an asset, such as real estate, stocks or securities. Loan packages become more detailed as the size of the loan increases or

the length of the repayment timetable is extended. As part of a loan application, you generally will be required to provide a business plan, resume, credit history with references and specific loan documents. Generally, loan officers require the most information from a first-time borrower. For new and existing businesses, banks will want to know your level of

education and practical business experience, particularly in the area of management. For existing businesses, the bank might request the credit history and an accounts payable balance sheet, plus a business plan that clearly describes the business, its goals and objectives and supporting financial data. A wellconceived and thorough business plan will have an impact

on the bank’s perception of your commitment to the business and its financial success. If you would like to explore acquiring a business, contact your local SCORE branch at score.org for free and confidential business counseling. The SCORE Muskegon office is at 380 W. Western. For more information, call 231-722-3751 or visit muskegon.score.org.

THE WEEKLY GUIDE TO MANAGING YOUR MONEY

WSJ.com/Sunday

There’s Life, Even Recovery, After Financial Calamity BY VERONICA DAGHER

It’s been a little more than a year since Superstorm Sandy devastated large swaths of the East Coast, killing at least 182 people in the U.S. and doing $65 billion in damage. It’s been two months since flash floods in Colorado killed at least six people, while destroying 1,500 homes and damaging 16,000. For all the psychological and physical tolls natural disasters take, they can also mean financial ruin—particularly for those who are underinsured or otherwise unprepared. Then, of course, there are other types of disaster that can be devastating financially—a market crash, the loss of a job, a catastrophic illness. The consequences of such events can be life-altering, and it’s natural to think after experiencing one that you’ll never recover. Indeed, if the setback is severe enough, you may never make yourself whole. But professional planners say there are ways to substantially repair your finances—if you have ample reserves of hard-nosed realism, rugged determination and patience. Below, advisers share a few suggestions for picking up your financial life from the ruins and starting to rebuild:

Acknowledge the pain and retool expectations. “The first step in fixing a major financial crisis is to take the pain one step further and acknowledge that your financial situation may never again be the same,” says Scott Halliwell, a financial planner at USAA in San Antonio. As painful as it may be, the sooner you get grounded in your new financial reality, the sooner you can start rebuilding and get to a better place, he says. Failure or refusal to adjust

away,” says Mr. Mauser. Ideally, you’ll sock away six months to a year of emergency savings, says Thomas Henske, partner at Lenox Advisors in New York. You’ll want to set up automatic contributions and aim to raise the amount every three months, he says. If you’re buried in debt and can’t pay your bills, you might be considering filing for bankruptcy. Before you tackle the reams of paperwork required to do so, check with a bankruptcy attorney (many offer free consultations) to see if you should and, if so, to understand your options. You may try to negotiate with your credit-card company to reduce your monthly payments first, for example.

Rob Shepperson

often leads people to bury themselves in debt as they try to maintain a lifestyle they can no longer afford. “This only makes a bad situation worse,” says Mr. Halliwell. In turn, you’ll need to adjust your expectations, says Stuart Ritter, a financial planner at T. Rowe Price in Baltimore. If you’ve had a major financial setback, he says, you may need to plan on retiring later than you’d originally expected to, or rethink how much you can help—if at all—with your child’s college education. Jeff Fishman, a financial adviser in Los Angeles, tells clients that they might need to take a job they wouldn’t have considered in the past. For example, he advised an unemployed financial analyst to temporarily take a job at a coffee shop while looking for a new financial-services position. “It helped him financially survive,” says Mr. Fishman. To be sure, adjusting expec-

INVESTOR’S CALENDAR Treading Water 16000

Despite a generally upbeat jobs report on Friday, the Dow Jones Industrial Average still hasn’t broken out of the narrow 1,000-point trading range it has bounced within since May. The Dow is up 20% for 2013, but virtually all of that came in the ﬁrst ﬁve months of the year.

Source: WSJ Market Data Group The Wall Street Journal

Friday: 15761.78

14000

13000

THIS WEEK  Earnings: Cisco Systems, Wal-Mart Stores, Dish Network, Applied Materials, EADS and Kohl’s are to report results.  Going Public: Levy Acquisition, Chegg, ESH Hospitality, Houghton Mifflin Harcourt, Tandem Diabetes Care, Relypsa, Celladon, Zulily, and Xencor are due to hold initial public offerings. Wall Street Journal Sunday writers regularly contribute to the Journal’s weekday “Your Money Matters” personalfinance podcast. Listen at WSJ.com/Podcasts

M A

M J

Determine your balance sheet and cut expenses. Once you’ve dealt with the emotional side of a major financial crisis, you can begin to deal with your finances, says Mr. Halliwell. Start assessing your situation by listing your assets and debts, says Katherine Dean, head of wealth planning for Wells Fargo Private Bank in San Francisco. With this information you can create a realistic budget. Ms. Dean recently worked with a divorced single mother who had a low-paying job. She had no retirement savings and had been relying on her exhusband’s income and savings. When he stopped paying child

support, she was barely getting by. Once the woman decided to take control of her financial life, she built a new budget. “This led to some difficult decisions, like canceling cable TV and Internet at her home,” says Ms. Dean. You may have to take public transportation, carpool, downsize your home or take in a boarder if that helps you stick to your new budget, says Mr. Ritter. “Often we have more control over expenses,” he says, “so focus on those.”

Tackle debt and create an emergency fund. Depending on how far you’ve been set back, getting out of debt could be the biggest step, says Mr. Halliwell. “Prepare yourself emotionally for the journey, then develop a plan you can follow,” he says. In most cases, the best approach is to pay the minimums on all of your debt except for the account with the highest

interest rate, he says. To that account, you’ll want to apply all of your extra cash each month (after building up some emergency savings). Once your highest-rate balance is paid off, take what you were paying on that account and then add it to the payment you’ve been making for the next highestrate account, says Mr. Halliwell. “Continue this until all of your debt is gone,” he says. You may wish to seek help from an accredited counselor who works with an organization such as the National Foundation for Credit Counseling. It’s a good idea to check your credit score to see if any information needs to be corrected, says Christian Mauser, a financial planner in Lancaster, Pa. You can get a free copy of your report at annualcreditreport.com. You should also work on rebuilding your emergency fund “Even if it is only $50 a month, it’s important to start right

Rebuild your retirement and be patient. Phil Wood, president of One Price Portfolio in Omaha, helped a client rebuild her retirement savings after she had survived a prolonged health crisis, lost her job and depleted most of her savings as a result. After she had recovered, found employment and built up emergency savings, Mr. Wood recommended that she start contributing to her 401(k) to get her company’s 3% match. Now, thanks to her contributions and the match, she’s effectively contributing 6% and is gradually rebuilding her nest egg, he says. No matter what, understand that rebuilding is likely to take longer than you expect. Asking trusted family members, friends and advisers to act as a soundboard can help you get through tough times. Patience is crucial. “Slow and steady wins the race,” says Mr. Henske. Email: veronica.dagher@wsj.com

THE AGGREGATOR

15000

12000

tations may be the most difficult aspect of the disaster. Still, we do it all the time based on what life throws at us, says Mr. Ritter. “Don’t underestimate your ability to bounce back,” he says.

LAST WEEK  Big Fine: Johnson & Johnson agreed to pay $2.2 billion and plead guilty to a misdemeanor to settle Department of Justice investigations into the marketing of antipsychotic Risperdal and other drugs.  Guilty Plea: Federal prosecutors announced a $1.2 billion criminal settlement with hedge-fund firm SAC Capital Advisors. After years denying wrongdoing, the firm founded by billionaire Steven A. Cohen pleaded guilty to criminal insider-trading charges, to give up managing outside investors’ money, and more.

 Holiday: Stock markets are open on Monday, Veterans Day, although bond markets are recommended to close.

 No Sale: BlackBerry’s search for a buyer failed and it abandoned a $4.7 billion plan to go private. It will remain a public company with new leadership and a $1 billion investment from a group led by Fairfax Financial Holdings.

 Hearing: The Senate Small Business and Entrepreneurship Committee meets Wednesday to examine programs for entrepreneurs who are military veterans.

 Danger Ahead: Corporate debt is rising to dangerous levels in Europe and some emerging markets, said a study released by the Institute of International Finance.

Lawrence Rout, Senior Editor Larry.Rout@wsj.com

David Crook, Editor David.Crook@wsj.com

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Lorri Wagner Business Partnerships (609) 520-4235 Lorri.Wagner@dowjones.com

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Rising Numbers Don’t Want Jobs

Americans aren’t just leaving the labor force—those who have left it are drifting further away. Some 34.8% of Americans over age 16 say they don’t want a job, up from about 30% two decades ago, according to the Labor Department. The share of the population that is working or looking for work, known as the “participation rate,” has been declining since about 2000 and is partly explained by the aging of the baby-boom generation. But demographics can’t explain a trend identified in a new paper by economists Regis Barnichon and Andrew Figura: Fewer of those outside of the labor force want to be working. In the early 1980s, more than 10% of those neither working nor looking for work said they wanted a job; on the eve of the latest recession it was 6%. It isn’t clear what explains the declining percentage of those who want a job, but the drop is most pronounced among young people, women and the less-educated. The authors suggest it might have to do with a rising focus on college attendance, the disappearance of many low-skilled jobs and cultural factors that put less value on working while in school. —Ben Casselman Real Time Economics blog WSJ.com

More Commute Alone

American commuters prefer to go it alone—mostly by driving to the office, but increasingly by working from home. Last year, about 76% of workers 16 years and older drove to work alone—near the all-time peak of 77% in 2005, according to the Census Bureau’s American Community Survey. Driving alone dipped during the recession but has ticked back up as the economy has revived. Just about every other way of commuting has either languished or declined. Carpooling plunged from about 20% of commuters in 1980, when gasoline prices were soaring, to under 10% in 2012. Public transport, just over 6% of

Stat of the Week Opportunity Knocks: The U.S. workforce is projected to grow 4.4% from 2013 to 2017—faster than the 2009-13 period (3.5%), but still down from the pre-recession 2003-07 period (5.8%). Below, careers expected to see the highest cumulative growth over the next four years: PERCENT CHANGE

NEW JOBS

CURRENT MEDIAN HOURLY EARNINGS

21%

473,965

$9.77

60,889

29.10

76,386

15.17

30,234

15.28

(Systems & Applications)

110,049

47.64

Medical Assistants

60,109

14.35

OCCUPATION

Personal Care & Home Health Aides Market Research Analysts & Marketing Specialists Medical Secretaries Emergency Medical Technicians & Paramedics Software Developers

Source: CareerBuilder and Economic Modeling Specialists International analysis The Wall Street Journal

commuters in 1980, is now 5%. A category the Census calls “other means”—which includes biking—stands at 2%, largely unchanged over the past decade. The only category that has shown clear growth is working from home. It has doubled since 1980 to account for 4% of workers. —Neil Shah The Wall Street Journal

Reprieves on Insurance

Federal lawmakers and state officials pressured insurers to allow consumers whose coverage has been canceled in response to the health overhaul to keep their policies beyond year’s end. Last week, one of the nation’s largest regional health plans, Blue Shield of California, said it would relax its stance on terminated policies

for about 115,000 people after state regulators demanded it. Customers now have until March to choose a plan for 2014. Because the newer plans generally cost more, the extension could save residents as much as $28.6 million on premiums, said Caliinsurance fornia’s commissioner. —Timothy W. Martin And Louise Radnofsky The Wall Street Journal

Housing Revival Spreads

Median home prices rose from a year earlier in 88% of U.S. metropolitan areas during the third quarter, and several markets had double-digit increases, eroding home affordability in certain markets. The National Association of Realtors data show the price recovery is spreading. In the third quarter of 2012, only 81% of markets showed year-over-year increases. —Conor Dougherty Developments blog WSJ.com The Aggregator features news and commentary from The Wall Street Journal and other publications. Email:daniel.lippman@wsj.com

TIP OF THE WEEK

Dependents Get Access to Credit BY LINDSAY GELLMAN

If your credit-card application was denied because of your stay-at-home status, now is a good time to reapply. On Monday, the Consumer Financial Protection Bureau lifted a restriction that had prevented stay-athome partners, or other dependents with access to cash but no income of their own, from obtaining credit. The restriction was established in the Credit Card Accountability Responsibility and Disclosure Act, a federal law passed in 2009 that aimed in part to keep young adults out of creditcard debt. By requiring that

late fees and other penalties be “reasonable and proportional,” the law helped reduce late fees by 20% and virtually eliminated overlimit fees, according to the bureau. But, the CFPB says, the law led to “otherwise creditworthy individuals” being declined for cards. Data from industry participants, the bureau says, suggest “that a significant number of [affected] individuals may be stay-at-home spouses or partners with access to income from an employed spouse or partner.” So in April the bureau approved an adjustment to the restrictions that took effect on Monday.

Credit-card issuers now must consider household income, rather than individual income, for someone applying for a credit card under his or her own name, says Janna Herron, creditcard analyst at Bankrate.com. Among those now eligible for credit are stay-athome spouses (and those with similar arrangements), as well as college kids still dependent on their parents—as long as the parents are creditworthy. Ms. Herron notes the change kicks in just in time for the holiday shopping season. “Credit-card companies are probably very happy about this,” she says.

WSJ 2

SUNDAY, NOVEMBER 10, 2013

THE JUGGLE ON SUNDAY

AL’S EMPORIUM

Am I Raising a Quitter? Readers Say... Back to the Future BY AL LEWIS

BY LAURA KREUTZER

General Douglas MacArthur once famously said that “age wrinkles the body, quitting wrinkles the soul.” If he were alive today, the general might accuse me of raising a child with the soul of a Shar Pei, and I think a few readers out there might agree. In late September I wrote about my 8-year-old’s desire to quit dance lessons because it was getting “too hard” and of our decision ultimately to allow her to quit, with some reservations. The topic produced a range of responses and advice from readers on just how and when to push kids to persevere. Some agreed with our decision. But many didn’t. i i i Several readers echoed Doug of Naples, Fla., who urged my husband and me not to throw in the towel on things that are important to us. “Get your priorities sorted out and then press, press and press some more,” he wrote. “One of the advantages of maturity is that one is able to see the importance of certain things whereas youngsters don’t have the experience to make a sensible call.” George Peternel, a retired elementary-school principal and former associate director at Northwestern University’s Center for Talent Development, also leaned toward encouraging her to persist. He cautioned that the desire of parents to protect their kids’ self-esteem too often results in teaching them the “half truth that if a subject comes easy to them, they must have an aptitude for it. And if the subject is hard, they must not have an aptitude for it.” He points to math education as an example. “Math, unlike most other subjects, eventually becomes hard for almost all students, even gifted ones. How many times do students say to them-

Clare Mallison

selves, and often to their parents: ‘I guess I’m not good at math.’ And their parents respond: ‘That’s OK, I wasn’t good at math either.’ Argghhhhh! Which leads to lower expectations, lower achievement and avoidance of math or science at higher levels of education.” Mary Beth West of San Diego offered the perspective of a “quitter child”—one who ended up dropping a string of activities, from musical instruments as a teenager to graduate school as an adult. Looking back, Ms. West said, she feels part of the problem came from not understanding the importance of a good foundation or how “hours of scales would lead to better-sounding songs on the piano.... No one explained about setting a goal and breaking it down into steps and how great it would feel to succeed in reaching that goal.” i i i Other readers cautioned not to read too much into our daughter’s desire to quit certain activities at this age, when she may still be figuring out what truly interests her. “If we can’t quit, we won’t learn to take risks,” Lina Wong, a mother of six, wrote from Rio Rancho, N.M. “Both

children and adults discard what doesn’t work for them anymore. So-called quitting is part of that process. One man’s quitting is another man’s opportunity.” Galen Dutch from San Francisco suggested that our daughter may simply be bored with physical activities such as dance and swimming and may need to shift to more intellectually challenging pursuits. Mr. Dutch describes his own experience quitting sports as a young teenager to focus on activities that interested him more, namely science and engineering. “Some still made the accusation that I was a ‘quitter’ and just lacked motivation,” he wrote. “However today, I’m earning a seven-figure salary largely because of my decision to ‘quit’ sports and pursue my real interests. My advice is to find out what are your daughter’s personal interests and how they might relate to her future prospects in a vocation.” One reader in Minneapolis added that three years of dance “sounds like a good run” to her. “Sometimes weeping in defeat is OK,” she wrote. “We can’t all excel at everything we do. But if she found something she had an affinity for

BARRON’S INSIGHT

instead of your choice, would that be OK?” For the record, as long as our daughter’s chosen activity wasn’t potentially harmful to herself or to others, I would wholeheartedly support it— even if it was something that I personally don’t enjoy, like chess or housecleaning. Finally, Christopher Gumz, a longtime farmer from Coloma, Mich., who at 49 is embarking on a new career as a commodities trader after his family sold their land, found a parallel to our struggles with our daughter in his own adult life. “As I reimagine myself post-farming, I find myself confronted with all the random frustrations that come with learning new skills,” Mr. Gumz wrote. “It seems like the dialogue that we develop inside of ourselves as we learn something new is key to staying with it. Are we our own worst bully as we try to learn, or do we develop the mental prowess to encourage ourselves and look for the moments of joy in what we do?” Laura Kreutzer is assistant managing editor of private equity in the newsletter group at Dow Jones. Write to her at SundayJuggle @wsj.com.

I didn’t think anyone would cry at Blockbuster’s funeral, but the video chain’s fans have been lamenting on Twitter at #BlockbusterMemories.  “Does anyone else die a little inside when they walk past a boarded-up Blockbuster store? I literally tear up.”  “I preferred to rent movies from a store, movie nights just aren’t the same.”  “RIP Blockbuster…you will be missed.” Blockbuster’s owner, Dish Network, announced plans last week to close all 300 of its remaining stores, as well as its mail-order DVD service, by January. Lost in this news are about 50 remaining Blockbuster stores owned by franchisees that will remain open. Alan Payne of Austin, Texas, owns 26 of them: 13 in Alaska and 13 along the Mexican border from El Paso to Brownsville. “It’s all I’ve been doing since 1986,” he says in a telephone interview. Blockbuster then had about 50 stores. At its peak in 2004, it grew to 9,000 stores. Soon it will be back to about 50 stores. One of the hottest films of 1985, the year Blockbuster was founded, was “Back to the Future.” Mr. Payne now finds himself there. He says the reason he’s still in business, and thousands of other Blockbuster stores are not, is because he considered his customers. Blockbuster ran through a series of owners, investors and managers as it struggled to compete with Netflix’s mail-order DVDs, cable’s video-on-demand, Redbox’s vending machines and streaming services online. Blockbuster not only failed to reinvent itself; it also neglected its stores, which grew shabby and increasingly reliant upon sneaky late fees. “They took their eye off how to run really good

stores,” Mr. Payne recalls. “It doesn’t take much to kill customer loyalty. If they come in, and don’t find what they want, and don’t get treated right…it’s very easy for them to drift away.” In 2008, at the peak of its desperation, Blockbuster offered to buy Circuit City for more than $1 billion. The company that couldn’t keep up with the way videos were distributed wanted to buy a company that couldn’t keep up with the way electronics were sold. The deal fell apart. Circuit City went extinct. And Blockbuster filed for bankruptcy protection in 2010. Dish Network bought Blockbuster out of bankruptcy in 2011 for $320 million. The satellite-TV giant planned to use its stores to launch a wirelessphone business. That plan didn’t get regulatory approval fast enough, so Dish kept closing down stores. It now plans to continue Blockbuster@Home service for Dish subscribers and Blockbuster On Demand for streaming-video customers. The rest is history. Meantime, renting a video hasn’t gotten any cheaper, and it isn’t always easier. Movieson-demand through cable providers can cost $5.99 or more. And the movie you want may not be available on the service you use. The last time I tried Redbox, two of its vending machines were full and wouldn’t allow me to return a movie, resulting in an unwarranted late charge. Mr. Payne says he still rents some movies for as little as 46 cents. He believes video stores may have a future now that all the giants are out of the way. It’s not a big future. It’s still an industry in decline. But he’s looking into opening more stores. “I’m hoping we become a bit of a novelty,” he says, “and that people will realize that this is a really good idea that they just forgot about.” Al Lewis is a columnist based in Denver. He blogs at tellittoal.com; his email address is al.lewis@tellittoal.com

INVESTING BASICS

Finding Gold in Discover Financial Too Much Cash Can Hurt a Portfolio

BY JACK HOUGH

Don’t judge Discover Financial Services shares by the stickers on store windows. Visa and MasterCard are accepted at far more locations, but Discover’s payment network contributes only a small portion of its profit, serving mostly to facilitate its main business of consumer lending. There, the company (DFS) is steadily taking share from big banks in card balances while delving into lucrative new products. Earnings should top $5 a share next year and shares, recently near $52, could gain 20% over the next year. On average since 2011, Discover has lifted card balances by 5% year-over-year in each quarter, versus 1% for the industry, according to Deutsche Bank analyst David Ho, who initiated coverage of the stock in October with a Buy recommendation. One reason is that customers tend to use their Discover cards more than other cards, perhaps because of the company’s rewards programs, where it can be generous because it operates its own network. Last year, Discover’s creditcard loans outstanding grew 6% to $50 billion, ranking it No. 6, just behind Capital One Financial. Card balances grew more slowly at American Express and they shrank at giants J.P. Mor-

Discover Financial Services (DFS)

Daily share price As of Friday, 1 p.m.: $51.97 $60 50 40 30 20 2012

’13

Source: WSJ Market Data Group

gan Chase, Bank of America and Citigroup. The past five years have been marked by consumers paying down debt and regulators cracking down on credit-card gimmicks like teaser rates and hidden fees. Discover has increased share in a difficult environment, while branching out with new products other lenders have had to pull back on, like student and personal loans, including newly launched home-equity loans. It’s growing organically, and cautiously. Student loans are restricted to traditional colleges— not for-profit ones, which have higher default rates—and most

loans have cosigners. Home-equity loans are installment loans, not lines of credit. The new products bring diversification; credit-card interest income has fallen from more than 95% of revenue to 80% last year. A recent rise in consumer spending could spur faster growth for Discover, and its home-equity business is poised to prosper. Payments for many home-equity lines of credit are poised to jump over the next three years as the loans shift from interestonly payments to full payments. Discover’s installment loans could offer prime borrowers a way to refinance and keep payments manageable. Discover ranks better than peers on cardholder default rates and the amount of money recovered after defaults, and it has smaller average lines of credit, all of which keeps risk in check. Shares go for about 10 times next year’s earnings estimate of $5.07. A 20% price gain over the next year would put them at almost 12 times the 2015 estimate of $5.32 a share. For comparison, the S&P 500 index trades at 14.5 times next year’s projected earnings. Jack Hough is a senior editor for Barron’s. For more stories, see barrons.com.

TAX TIP

Credits, Deductions to Rise in 2014 BY TOM HERMAN

It’s official now. The Internal Revenue Service recently announced inflation adjustments in many tax provisions for the 2014 tax year. These changes, required by law, will affect returns for 2014, to be filed in 2015. Many taxpayers may find it useful for planning purposes to know about those changes now. Here are a few:  The basic standard deduction will increase to $12,400 for married couples filing jointly from $12,200 for 2013. It will be $6,200 for singles and married people filing separately, up from $6,100 for this year. Nearly two-thirds of all filers typically choose the standard deduction. But before you do so,

check to see if you would be better off itemizing your deductions (such as charitable gifts and interest payments) on Schedule A of Form 1040. It’s tempting to choose the standard deduction since it’s simpler. But you may be able to cut your tax bill by itemizing.  The maximum amount of the “earned income tax credit,” designed to help the working poor, will be $6,143 for joint filers with three or more qualifying children. That’s up from $6,044 for 2013. To see if you’re eligible, visit irs.gov.  The personal exemption amount will be $3,950, up from $3,900 for 2013. But the amount begins to phase out once your income exceeds a certain level. For 2014, the phaseout (often known as PEP, for

personal-exemption phaseout) will begin with adjusted gross income of $254,200 for most singles, or $305,050 for married couples filing jointly. It typically will phase out completely at $376,700 for singles, or $427,550 for joint filers.  Many filers also face limits on itemized-deduction amounts. Limits for the 2014 tax year will begin with adjusted gross income of $254,200 for most singles, or $305,050 for joint filers. This provision often is known in tax circles as “Pease,” after a former member of Congress. Send your questions to us at askdowjones.sunday03@wsj.com and include your name, address and telephone number. Questions may be edited; we regret that we cannot answer every letter.

BY CAROLYN T. GEER

So far this year, the Dow Jones Industrial Average is up 20%, the S&P 500 index 24% and the Nasdaq 30%. But Rob Kapito, president of BlackRock, the world’s largest asset-management firm, says U.S. investors are losing money every day. Why? Because on average more than half of their portfolios are in cash, earning negative real returns, according to the results of BlackRock’s first world-wide survey of investor attitudes and behaviors. Specifically, 48% of U.S. respondents’ investible assets are in cash deposit and savings accounts, and an additional 12% are in money-market accounts and certificates of deposit. Despite their widespread pessimism about meeting long-term financial goals, half of respondents intend to stand pat over the coming year, while another third actually plan to increase their cash holdings. “I find this to be such a big predicament,” says Mr. Kapito. Investors were understandably unnerved by the financial crisis of 2008, he says, but with so much money parked on the sidelines “how could you possibly be saving enough for the future and earning a rate of return that will be above inflation?” It’s a fair question. And it begets another: How much cash, if any, is appropriate in a portfolio? Financial advisers hold widely divergent opinions, but it’s possible to draw some broad parameters: Emergencies: It’s essential to keep several months’ worth of living expenses in a checking or savings account where your principal is insured (up to FDIC coverage limits) and you have access to the money “on demand.” Such a “rainy day” fund can be tapped to pay routine bills or unexpected medical costs if, for example, you suddenly lose your job or fall ill. Short-term goals: For expenses you know you’re likely to incur in the next few years—for a house, car, wedding or big vacation, say—it makes sense to have a second

Magoz

cash account that’s fairly liquid and offers little to no principal risk. Think moneymarket funds (liquid, though not FDIC-insured) and CDs (insured, but with penalties for early withdrawal). Fire sales: Some investors like to keep a little cash on hand to scoop up stocks at “bargain” prices should markets tumble, especially at times like these, when equity indexes are near record highs. Legendary investor Warren Buffett does this. If you’re not Warren Buffett, you are better off buying a basket of lowcost, market-tracking index funds and staying fully invested, rebalancing when your mix of assets strays from your target allocations. If you really want to keep some powder dry, as the saying goes, give yourself a firm deadline for reinvesting the money. People who set aside cash to invest opportunistically widely report never pulling the trigger. Diversification: Bonds are the traditional go-to asset for diversifying a stock portfolio and reducing your overall risk of losses. These days many investors are using a combination of shorter-term bonds and cash for ballast in anticipation of rising interest rates. (When interest rates rise bond prices typically fall, with longer-term bonds suffering the steepest price drops.)

Retirees might want to keep 12 months of living expenses in a cash account plus 2% of their portfolios in cash as part of a “second tier of emergency liquidity,” says Harold Evensky, a financial-planning professor at Texas Tech University and president of Evensky & Katz Wealth Management of Coral Gables, Fla. “When investors can see their grocery money sitting in cash they are much more comfortable hanging in through a bear market than if it were part of the investment portfolio,” he adds. Peace of mind: Investors who are especially risk-averse might be tempted to hold more cash than necessary so they can sleep better at night. But BlackRock’s survey hinted at another reason for clinging to cash. Among U.S. respondents, the percentage of take-home pay devoted to living costs, bills and debts is particularly high, 49% versus the global average of 40%. Asked what would induce them to invest more of their cash, nearly a third of respondents said “less personal debt.” Here’s a tip: If the interest you’re paying on your debt is more than your cash is earning, and you have some cash to spare, use it to pay down the debt. It’s the easiest money you’ll ever make. investingbasics.wsj@gmail.com

MUSKEGON CHRONICLE / SUNDAY, NOVEMBER 10, 2013 / H5

Stocks Listings are the most-active stocks for NYSE, NASDAQ and AMEX exchanges as of close of business Friday. FRI WK’S LAST CHG CHG

FRI WK’S LAST CHG CHG

A-B AAR 30.19 +.96 +1.05 ABB Ltd 25.26 +.11 +.05 ACE Ltd 98.28 +.88 +2.42 ACI Wwde 59.61 +2.45 +5.96 ADT Corp 42.40 -.23 -1.06 AES Corp 14.21 +.51 +.22 AFLAC 65.75 +1.49 +.65 AGCO 58.03 +.56 -.35 AGL Res 47.58 -.26 -.34 AK Steel 5.38 +.27 +.78 AMC Net 66.75 -1.40 -4.96 AOL 42.42 +.74 +5.74 ARC Docu 8.01 +.83 +1.71 ARCA bi rs 1.53 -.07 +.17 ASA Gold 13.28 -.10 -.42 ASML Hld 87.37 +.07 -5.28 AT&T Inc 35.17 +.06 -1.07 AU Optron 3.00 -.01 -.19 AVG Tech 16.66 -3.04 -3.52 Aarons 29.48 +.36 +1.10 AbtLab s 38.12 +.48 +1.16 AbbVie n 48.03 +.79 -.93 AberFitc 34.37 +1.37 -2.53 AbdAsPac 6.17 -.07 -.24 Abiomed 27.19 +1.04 +2.83 Abraxas 3.39 +.20 +.46 AcadiaPh 21.73 +.84 -.77 Accenture 75.24 -.31 +2.24 AccessMid 51.70 -1.01 -1.25 AccoBrds 5.85 +.17 ... AccretivH 9.00 +.31 +.79 Accuray 7.70 +.89 +.99 AcelRx 7.45 +.73 +.22 AcetoCorp 19.77 +3.45 +3.69 Achillion 2.49 +.05 -.04 Actavis 156.73 +2.32 -1.39 ActivsBliz 17.07 +.23 +.37 Actuant 37.65 +.20 -.41 AdamsEx 13.08 +.12 +.08 AdobeSy 54.84 +1.67 +.23 AMD 3.27 -.01 -.04 AdvSemi 4.97 +.10 +.10 AecomTch 30.78 -.11 -1.16 Aegerion 70.43 -.29 -12.37 Aegon 8.14 +.28 +.28 Aeropostl 8.75 +.50 -.44 Aetna 63.35 +.79 +.74 AﬃlMgrs 202.51 +7.41 +4.18 Aﬀymetrix 7.73 +.29 +.42 Agilent 50.78 +.73 -.32 Agnico g 29.31 +.82 +.41 Agrium g 90.07 +2.00 +4.52 AirLease 31.83 +1.68 +1.87 AirMethd s 49.98 +5.96 +6.73 AirProd 109.45 +1.19 +1.45 AkamaiT 45.27 +.79 +.21 AlaskaAir 72.74 +2.13 +.54 AlaskCom 2.28 +.10 -.17 AlcatelLuc 4.05 +.12 +.16 Alcoa 9.06 +.11 -.18 Alexion 117.43 +3.33 -5.93 AlignTech 58.24 +1.61 +1.49 Alkermes 36.12 +1.02 +.50 AllegTch 33.82 +.69 +.46 89.95 +1.47 -.54 Allergan 242.86 +5.41 +6.08 AlliData AlliFibOp s 16.07 +.93 -1.31 AlliBInco 7.05 -.07 -.04 AlliantEgy 52.87 +.81 +.33 AlliantTch 115.15 +2.99 +5.71 AlldNevG 3.97 +.11 -.13 AllisonTrn 24.07 +.09 +.11 AllscriptH 14.49 +.31 +.31 54.12 +1.18 +.84 Allstate AlnylamP 52.98 +2.06 -4.08 AlonUSA 10.24 -.77 -1.33 AlonUSA n 10.57 -.32 -2.12 7.99 +.34 +.56 AlphaNRs AlpTotDiv 4.13 +.02 -.05 AlpAlerMLP 17.50 -.02 -.07 AlteraCp lf 33.39 +.26 +.37 37.55 +.05 +.22 Altria AmBev 37.20 +.38 -.16 Amarin 1.57 +.16 -.07 350.31 +6.75 -8.69 Amazon Ambarella 20.54 +.84 +.42 Amdocs 40.05 +.47 +1.66 36.41 +.15 -.07 Ameren 20.89 -.14 -.65 AMovilL AmApparel 1.20 -.10 AmAxle 18.05 +.64 -.21 AmCampus 33.48 -.39 -1.00 21.05 -.59 -.91 ACapAgy AmCapLtd 13.92 +.20 -.11 ACapMtg 19.36 -.42 -.14 AEagleOut 16.21 +.96 +1.08 -.29 AEP 46.25 AEqInvLf 21.40 +.49 +.81 AmExp 81.78 +.86 -.38 AHm4Rnt n 16.17 +.14 +.51 AmIntlGrp 48.54 +1.24 +.26 ARltCapPr 12.58 -.40 -.64 AResidPr n 17.99 +.35 +.75 AmSupr 1.93 -.02 -.16 AmTower 77.79 -.98 -1.58 AmWtrWks 42.75 -.59 -.01 Ameriprise 103.12 +2.69 +2.58 AmeriBrgn 68.00 +1.27 +1.62 Ametek 48.53 +.59 +.73 Amgen 113.21 +2.18 -5.48 5.61 -.01 +.29 AmkorTch 12.03 -.46 -1.08 AnacorPh Anadarko 90.97 +1.02 -3.42 AnalogDev 49.80 +.66 +.12 AngiesList 14.47 +.32 -.21 AnglogldA 15.44 +.27 +.70 ABInBev 102.80 +1.27 +1.04 Ann Inc 35.48 +.53 +.03 10.66 -.38 -1.13 Annaly AntaresP 3.77 +.13 -.14 AnteroRs n 55.64 +1.64 +.49 4.43 -.10 -.33 Anworth 80.60 +1.17 +1.83 Aon plc Apache 89.80 +1.21 +.56 AptInv 26.50 -.08 -1.15 ApolloGM 31.52 -.48 -1.36 ApolloGrp 26.04 +.98 -.01 ApolloInv 8.58 +.16 +.07 ApolloRM 15.01 -.33 -.07 Apple Inc 520.56 +8.07 +3.58 ApldMatl 17.75 +.39 +.05 AMCC 11.36 +.29 -.05 Approach 25.11 -2.67 -3.33 AquaAm s 24.92 -.30 -.20 ArcelorMit 17.24 +.65 +1.42 ArchCoal 4.43 +.22 +.14 41.44 +.21 +.54 ArchDan 11.41 +.04 -.46 ArcosDor ArenaPhm 4.79 +.71 +.40 AresCap 17.58 +.17 +.27 2.32 +.03 -.26 AriadP 45.82 +.10 -.67 ArmHld ArmourRsd 3.92 -.13 -.21 ArmstrWld 50.47 -.05 -1.82 Arotech 1.96 +.11 +.17 ArrayBio 5.59 +.29 +.46 Arris 17.19 +.23 -.14 ArrowEl 51.20 +1.10 +2.61 ArubaNet 18.05 +.41 -.47 AscenaRtl 20.24 +.45 +.42 AshfordHT 12.24 -.03 -.67 AsiaPc 10.41 -.14 -.23 AspenIns 39.51 +.64 +.65 AsscdBanc 16.95 +.71 +.72 AsdEstat 14.57 -.05 -.57 AssuredG 21.43 +.68 +.88 AstoriaF 13.40 +.32 +.37 AstraZen 52.60 +.03 -.09 AtlPwr g 3.87 -.45 -.54 AtlasRes 20.03 +.24 +.21 Atmel 7.14 +.12 -.10 ATMOS 45.48 +.68 +.91 Atrion 270.70 +.40 +2.84 AtwoodOcn 55.40 +1.78 +3.33 AuRico g 4.12 +.06 +.08 AutoNatn 47.08 +.17 -1.31 Autobytel 9.57 +1.28 +1.96 Autodesk 42.76 +1.00 +.87 AutoData 76.01 +.68 +.70 Auxilium 18.90 +.75 +1.64 AvagoTch 44.35 +.69 -.37 AvalonBay 121.84 -.98 -3.87 AvanirPhm 4.12 +.05 -.16 AveryD 47.57 +1.40 +.20 Avianca n 14.50 +.22 ... AvisBudg 32.19 +1.26 +1.06 Avista 27.84 -.06 -.05 Aviva 14.29 +.34 -.09 Avnet 40.30 +.84 +.54 Avon 17.46 -.05 -.81 Axcelis 2.37 +.04 +.20 Axiall 42.40 +1.34 +3.36 AXIS Cap 48.50 +.34 +.95 B2gold g 2.31 -.03 -.10 BB&T Cp 33.63 +.75 -.03 BCE g 44.26 +.38 +.50 B/E Aero 81.75 +1.34 -.29 BGC Ptrs 5.58 +.08 +.29 BHP BillLt 71.86 +.45 +.90 BP PLC 46.09 -.01 +.11 BPZ Res 2.06 -.03 -.05 BRE 53.96 +.13 -.90 BRF SA 23.04 +.19 -.12 BabckWil 31.55 +.56 -.30 Bacterin .46 -.18 -.14 Baidu 151.09 +3.74 -8.97 BakrHu 57.92 +1.95 -.37 BallCorp 49.50 +.14 +.62 BalticTrdg 4.67 -.03 -.23 BanColum 52.87 -.54 -3.28 BcBilVArg 11.28 -.02 -.26 BcoBrad pf 13.42 -.34 -.94 BcoSantSA 8.62 +.02 -.21 BcoSBrasil 6.54 -.10 -.36 BcpSouth 23.29 +1.15 +1.17 BkofAm 14.32 +.52 +.30 BkAm wtA 5.75 +.07 -.18 BkNYMel 33.15 +1.14 +.79 BkNova g 61.33 +.44 +.26 Bankrate 18.20 +.77 +1.30 BankUtd 31.55 +.83 +.90 Barclay 16.46 +.36 +.15 B iPVix rs 48.62 -2.18 -2.70 Bard 137.62 +1.11 +1.24 BarnesNob 14.64 -.03 +.25 BarrickG 18.22 +.04 +.21 BasicEnSv 16.67 +1.37 +1.31 Baxter 65.13 -.09 -.62 Beam Inc 68.12 +.58 +1.34 BeazerHm 19.11 -.03 +1.23 BebeStrs 5.76 +.67 +.11 BectDck 107.71 +1.41 +2.54 BedBath 75.76 +.27 -1.15 Bemis 39.07 +.32 -.76 Berkley 43.29 +.04 -.29 BerkH B 115.88 +2.05 +.61 BerryPet 50.89 +1.47 +2.14 BerryPlas 19.77 +.05 -.10 BestBuy 42.41 +1.52 -.52 BBarrett 28.49 +1.01 -1.68 BioRadA 121.63 -1.98 -1.31 Biocryst 5.55 +.47 -.03 Biodel 2.56 +.21 +.11 BiogenIdc 236.69 +5.50 -6.41

Biolase 1.83 +.01 +.03 BioMarin 61.47 +2.17 -.81 BioMedR 19.03 -.25 -.92 BioScrip 6.14 +.49 -.62 BiostrPh h 1.29 +.14 +.18 BioTelem 11.22 +.79 +1.99 BitautoH 24.63 +1.23 +.69 BlkHillsCp 51.08 +.27 +.37 BlackBerry 6.56 +.06 -1.21 BlackRock 301.59 +4.91 -2.06 BlkDebtStr 4.03 -.06 -.09 BlkEEqDv 7.77 +.06 +.04 BlkMuTTT 17.08 -.24 -.44 Blackstone 25.91 -.20 -1.08 BlockHR 27.85 +.49 -1.04 BloominBr 25.61 +1.07 +.45 Blucora 28.76 +.39 +5.06 BodyCentrl 3.45 -.04 -.49 Boeing 133.49 +1.98 +.95 BoiseCas n 24.38 +1.29 -.59 BonanzaCE 50.58 +3.22 +.91 BorgWarn 101.25 +.17 -1.39 BostProp 100.33 -.90 -4.09 BostonSci 11.88 +.24 +.13 BoxShips 3.57 -.28 -.34 BoydGm 10.07 +.21 -.25 BradyCp 28.89 -.14 +.01 Brandyw 13.40 -.19 -.86 BreitBurn 19.37 +.29 +.43 BrigStrat 18.72 +.26 +.43 Brinker 45.94 +1.16 +1.35 BrMySq 52.35 +1.05 -.13 BristowGp 83.81 +6.15 +4.90 Brixmor n 19.75 -.09 -1.03 Broadcom 26.50 +.19 -.26 BroadrdgF 36.10 +1.23 +.87 BroadSoft 25.09 -.36 -7.88 BrcdeCm 8.19 +.16 +.14 Brookdale 28.26 -.17 +.96 BrkfldAs g 39.09 -.47 -.63 BrkfldOfPr 18.89 -.07 -.06 BrkfdTotR 23.46 -.44 -.83 BrukerCp 18.98 +.41 -.25 Brunswick 45.04 +.43 -.12 Buckeye 67.38 +.64 +1.67 Buenavent 13.87 -.20 -.21 BuffaloWW 145.11 +2.04 +2.37 BungeLt 80.92 +.14 -1.52 C-D C&J Engy 23.85 +1.15 +.65 CA Inc 31.93 +.27 +.21 CBIZ Inc 8.77 +.35 +.56 CBL Asc 18.20 -.16 -1.59 CBRE Grp 22.32 +.04 -.71 CBS A 58.60 +1.65 -1.34 CBS B 58.74 +1.83 -1.20 CDW Cp n 22.95 -.03 +.90 CF Inds 219.36 +8.60 +4.42 CH Robins 59.66 +.06 -.28 CIT Grp 47.75 +.54 -.45 CME Grp 77.81 +3.15 +3.11 27.28 -.09 -.34 CMS Eng CNH Indl 11.19 -.04 -.04 CNO Fincl 16.00 +.53 +.44 CPFL Eng 15.91 -.35 -1.21 26.79 +.26 +1.28 CSS Inds CST Brds n 32.56 +.12 -.45 CSX 26.61 +.38 +.33 CTC Media 12.25 -.15 -.34 14.89 +.47 +.45 CVB Fncl 34.37 +.75 -1.94 CVR Engy CVR Rfg n 21.70 -.24 -.45 CVS Care 63.78 +.24 +1.19 8.03 -.41 -.50 CYS Invest 59.18 +.69 -.06 Cabelas CblvsnNY 15.08 -.55 -1.00 Cabot 47.62 +1.14 +.91 CabotOG s 33.60 +.97 -1.42 12.90 -.08 -.10 Cadence Caesars 18.15 +1.13 +1.41 5.84 -.13 -.21 CafePress 2.02 +.03 +.11 CalDive 8.92 +.16 +.15 CalaGDyIn Calix 10.05 -.24 +.19 8.25 +.02 -.10 CallGolf 19.61 -.09 -.26 Calpine CalumetSp 25.94 +.41 -3.78 Cambrex 19.14 +1.81 +1.88 CamdenPT 59.98 -.93 -1.54 Cameco g 19.13 +.15 +.19 Cameron 54.65 +1.37 +.01 CampSp 41.93 +.13 -.76 9.96 +.04 +.03 CampusCC CdnNRs gs 31.55 +.39 +.29 CdnSolar 28.65 +2.40 +3.09 CapOne 69.59 +.74 +.50 CapitlSrce 13.58 +.41 +.48 CapFedFn 12.40 +.19 -.12 CapsteadM 11.55 -.25 -.33 1.25 +.13 +.02 CpstnTurb CardnlHlth 62.30 +1.48 +2.05 CareFusion 37.65 -.57 -1.25 CareerEd 4.33 +.01 -1.03 47.56 +.04 -.26 CarMax 36.27 +.61 +1.43 Carnival CarpTech 61.24 +1.01 +1.51 Carrizo 43.45 +.30 +1.01 68.77 +.50 -1.21 Carters .91 -.00 +.12 CastleBr CatalystPh 1.44 -.03 -.09 Catamaran 47.80 -.14 +1.14 Caterpillar 84.24 +.59 +.65 56.82 +.67 +.93 Celanese Celgene 148.92 +3.93 -2.39 1.74 +.12 +.11 CellThera CelldexTh 25.65 +.88 +3.03 Cemex 10.35 +.27 -.16 Cemig pf 8.24 -.11 -.68 CenovusE 29.06 +.31 -.21 CenterPnt 24.82 +.09 +.41 CenElBras 2.63 -.06 -.38 CEurMed 2.18 +.06 -.76 14.52 -.19 -.19 CFCda g 8.86 +.32 +.08 CentAl CntryLink 31.33 -.48 -2.25 Cenveo 3.46 +.30 +.33 41.57 +.77 +.65 Cepheid 57.04 +.96 +.87 Cerner s ChambSt n 8.70 -.42 -.68 ChartInds 99.67 +2.67 -1.06 CharterCm 128.06 +.59 -10.01 ChkPoint 59.72 -.02 +1.60 ChelseaTh 3.17 +.15 +.31 ChemFinl 29.83 +.56 +.59 Chemtura 23.15 +.30 -.65 CheniereEn 38.59 +1.25 -.59 ChesEng 25.71 +.31 -2.29 121.19 +1.28 +3.18 Chevron ChicB&I 76.26 +3.22 +2.43 Chicos 17.51 +.27 +.34 Chimera 3.02 -.02 2.33 +.07 -.16 ChiMYWnd ChinaMble 52.10 -.09 -.06 ChinaSun h 7.45 +.28 -.11 Chiquita 9.75 +.34 -.81 Chubb 94.32 +.78 +2.23 CienaCorp 22.99 +.26 -.26 Cigna 80.68 +1.40 +2.30 Cimarex 102.66 +2.09 -.26 CinciBell 3.24 +.02 +.40 Cinemark 32.11 -.33 -1.03 Cirrus 22.25 -.02 -.15 Cisco 23.51 +.40 +.95 Citigroup 49.94 +1.59 +1.20 Citigp wtB .07 -.01 -.01 Citigp pfJ 25.85 -.11 -.13 Citigp pfK 24.90 -.12 ... CitrixSys 59.79 +.09 +2.97 CleanEngy 11.93 +.60 +.35 CleanHarb 57.86 +1.08 -2.90 CliffsNRs 27.34 +.57 ... Clorox 89.88 -.62 +.27 ClubCorp n 14.20 +.09 +.21 Coach 51.81 +.13 +1.39 CobaltIEn 22.48 +.36 -.43 CocaCola 40.05 +.22 +.44 CocaCE 41.32 +.38 -.45 Coeur 10.96 +.05 -.79 CogentC 36.01 +2.11 +.74 CognizTech 90.23 +.73 +2.69 ColeREI n 13.48 -.39 -.60 ColgPalm s 64.83 +.03 -.56 ColonyFncl 20.23 -.02 -.20 ColumL rs 6.67 +.04 -.41 ColumPT n 22.50 +.01 -.07 Comcast 48.18 +.94 -.47 Comc spcl 47.05 +.91 -.21 Comerica 45.20 +1.82 +2.16 ComfrtS 19.85 +.23 +1.00 CmclMtls 19.05 +.56 +.69 CmwREIT 23.36 +.05 -1.24 CmtyHlt 41.58 +1.06 -1.14 CompSci 51.03 +.71 +.64 Compuwre 10.40 +.07 -.22 ComstkRs 16.72 +.52 -.89 Con-Way 40.59 +.66 -.37 ConAgra 32.64 +.28 +.84 ConchoRes 110.20 +4.40 +2.43 ConcurTch 96.70 +.65 -7.65 Conns 58.55 +1.95 -2.96 ConocoPhil 73.69 +1.18 +.60 ConsolEngy 36.41 +.68 -.23 ConEd 57.27 -.66 -.52 ConstellA 66.76 +1.11 +1.16 Constellm n 18.85 +1.63 +.10 ContlRes 114.19 +4.78 +.85 CooperTire 23.82 -3.08 -2.11 Copart 31.23 +.07 -.78 Copel 13.03 +.05 -.68 CoreLogic 34.26 +1.25 +.91 CorinthC 2.02 +.01 -.06 CornstProg 5.26 +.06 +.11 Corning 16.58 +.27 -.55 CoronadoB 1.40 +.08 -.27 CorpOffP 23.52 +.08 -1.29 CorrectnCp 35.33 +.02 -1.60 Cosan Ltd 15.05 -.26 -.65 Costa Inc 21.51 +1.53 +1.39 Costco 122.78 +3.16 Coty n 14.99 -.12 -.52 CousPrp 10.55 -.18 -.67 CovantaH 17.31 +.05 -.11 Covidien 63.84 -1.10 -.25 CowenGp 3.75 +.06 -.24 CrackerB 112.20 +1.99 +2.03 Crane 63.29 +1.07 -.19 CrwfdA 7.56 -.04 -.25 CrwfdB 9.13 -.84 Credicp 129.77 -5.28 -6.23 CSVLgNGs 13.59 +.51 +.44 CSVelIVST 30.66 +1.22 +1.60 CSVxSht rs 10.04 -.84 -1.13 CredSuiss 29.07 -.08 -1.78 Cree Inc 56.48 +.80 -3.45 Criteo SA n 29.75 -4.63 -4.35 Crocs 12.66 +.37 +.28 CrosstxLP 24.27 -.41 -.89 CrwnCstle 74.54 -.84 -.64 CrownHold 43.20 +.04 -.16 Ctrip.com 51.46 +1.27 -3.47 CubeSmart 16.98 -.70 -1.37 Cubic 54.11 +.64 +1.24 CubistPh 62.42 +.72 +.48 Cummins 130.70 +1.81 +1.85 CumMed 6.35 +.18 -.23

Curis 2.75 -.16 -1.18 CurEuro 132.13 -.61 -1.32 CurJpn 98.58 -1.15 -.40 Cyan n 3.80 -.14 -.77 CypSemi 9.28 +.17 +.10 Cytori 2.58 -.20 +.52 DCT Indl 7.41 -.18 -.51 DDR Corp 16.17 -.08 -.92 DFC Glbl 12.23 +.29 +.49 DNP Selct 9.64 -.06 -.06 DR Horton 18.14 -.41 -.37 DSP Gp 7.63 -.02 +.05 DTE 69.34 -.02 -.10 DTF TxF 14.03 -.05 -.08 DanaHldg 19.31 +.50 +.02 Danaher 74.60 +2.79 +1.97 Darden 52.16 +.02 +.68 Darling 22.20 -.48 -1.02 DaVitaH s 56.30 +.54 -.27 DeanFds rs 19.39 +.08 -.16 DeckrsOut 68.29 +1.39 -.27 Deere 81.50 -.06 -.14 Delcath h .30 -.03 -.01 Delek 23.96 -.15 -1.30 dELIAs 1.47 +.02 +.16 DelphiAuto 55.42 +1.40 -2.09 DeltaAir 26.89 +.21 +.25 Deluxe 46.44 +.71 -.43 DemndMda 5.16 -.21 +.18 DenburyR 19.35 +.75 +.50 Dndreon 2.57 +.19 +.01 Dentsply 47.81 +.66 +.66 Depomed 7.45 +.35 +.19 DeutschBk 46.58 +.29 -1.35 DevonE 60.11 +.35 -3.55 DexCom 33.05 -.18 +4.65 DiaOﬀs 61.74 +1.37 +1.47 DiamRk 11.26 -.10 -.16 DiambkEn 53.47 -.53 +2.83 DianaShip 11.44 +.23 -.20 DicksSptg 54.11 +.67 +.55 Digirad 3.81 +.21 +.14 DigitalGen 11.98 +.53 -.75 DigitalRlt 45.81 -.82 -2.69 DigitalGlb 34.70 +.12 +.69 Diodes 23.65 +.15 -.47 DirecTV 63.89 +.79 +.22 DirSPBr rs 38.50 -1.61 -.86 DxGldBll rs 43.27 +.74 +.86 DxFinBr rs 25.49 -1.46 -.55 DxEBear rs 21.97 -1.09 -.50 DxEMBr rs 44.19 +.26 +3.89 DxSCBr rs 20.63 -1.22 -.41 Dx30TBear 71.74 +4.70 +5.01 DxEMBll s 27.12 -.17 -2.81 DxFnBull s 77.83 +3.98 +1.30 DirDGdBr s 33.14 -.51 -1.31 DxSCBull s 66.68 +3.68 +.82 DxSPBull s 55.89 +2.13 +.93 Discover 52.26 +.22 +.46 DiscComA 85.36 +1.17 -2.44 ... 2.01 +.01 DiscovLab DishNetw h 48.25 +.05 -.25 Disney 68.58 +1.43 -.43 Dolan Co 2.12 -.10 -.55 DollarGen 57.28 +.06 -.49 DollarTree 58.66 +.75 +.49 DomRescs 65.41 +.07 +1.32 Domtar g 85.60 +1.98 +.89 DonlleyRR 17.02 -.34 -1.55 DoubIncSol 20.79 -.25 -.20 DEmmett 23.68 -.40 -1.58 Dover 92.24 +2.06 +.98 39.67 +1.00 +.72 DowChm DrPepSnap 47.91 +.58 +.48 DrmWksA 31.17 -.19 -2.60 DresserR 58.69 +.91 +.97 3.06 +.19 -.01 DryShips 62.00 +1.15 +.91 DuPont DuPFabros 22.95 -.66 -1.90 DukeEngy 72.43 -.49 -.08 15.67 -.18 -.86 DukeRlty Dunkin 47.96 +.74 +.45 DurectCp 1.50 -.04 -.02 8.11 +.22 -.22 DyaxCp 1.16 +.05 -.02 Dynavax E-F E-CDang 8.12 +.42 -.56 9.03 +.03 -.12 E-House 17.76 +.89 +.63 E-Trade eBay 53.00 +.43 +1.06 EMC Cp 23.95 +.08 +.30 ENGlobal h 1.79 +.42 +.64 EOG Res 170.96 -.62 -8.02 EQT Corp 83.38 +2.34 -2.11 EagleBulk 4.69 +.24 -1.39 +.07 6.08 EaglRkEn 5.28 +.04 +.23 ErthLink EstWstBcp 34.16 +1.24 +.59 EastChem 79.11 +2.30 +.89 70.60 +1.68 -.07 Eaton EVTxMGlo 9.80 +.02 -.03 Ebix Inc 12.87 -.24 +1.00 106.56 +1.94 +.87 Ecolab 49.05 -.42 -.42 EdisonInt EducRlty 8.70 -.09 -.43 EdwLfSci 64.26 +.65 -.01 8x8 Inc 10.64 +.24 -.57 17.46 +.27 +.46 Elan EldorGld g 6.46 -.06 -.12 ElectArts 25.70 +.37 +.07 37.52 +1.96 +3.32 EFII .80 +.05 +.17 ElephTalk EllieMae 22.96 +.45 -1.07 Embraer 30.88 +.76 +1.16 EmeraldO 7.81 +.21 -.45 EmergBio 20.79 +2.36 +1.21 EmersonEl 66.97 +.92 -.06 22.62 +.11 +.16 EmpDist EmpStR n 13.51 -.22 -.50 Emulex 7.49 -.01 -.02 EnbrdgEPt 29.28 -.52 -.73 43.76 -.47 +.31 Enbridge EnCana g 18.34 +.09 +.53 EncoreCap 47.45 +1.53 +.07 EndvrIntl 5.00 +.01 -.69 4.07 +.12 +.07 EndvSilv g EndoPhrm 60.50 +3.06 +16.28 Endocyte 11.64 +1.27 +2.27 EnerNOC 16.76 +.63 +.14 75.04 +1.16 -1.13 Energen Energizer 101.58 +2.44 +4.87 EnrgyRec 5.10 +.36 -.94 68.74 -.49 +.55 EngyTEq 52.68 -.11 -.32 EngyTsfr EngyXXI 29.08 +.95 +.08 Enerpls g 17.28 +.52 +.07 Ennis Inc 17.77 +.08 -.13 55.23 +.62 -2.44 EnPro ENSCO 61.48 +1.53 +4.09 Entergy 64.42 +.02 +.11 61.81 -.30 -1.43 EntPrPt 6.39 +.17 -.11 Entravisn EntropCom 4.52 +.17 +.24 Equifax 64.70 +1.13 -.48 Equinix 155.94 -3.81 -10.23 EqtyRsd 51.70 -.75 -1.20 Ericsson 12.08 +.02 +.17 EsteeLdr 70.96 +.64 +1.02 EuroEqFd 8.52 -.01 -.06 Evertec n 22.30 +.16 -1.08 ExactSci h 11.39 +.59 +.46 ExcoRes 5.46 +.13 -.10 Exelis 16.72 +.32 +.99 Exelixis 5.00 +.26 +.03 Exelon 28.34 -.22 -.33 Expedia 59.88 +.97 -.20 ExpdIntl 42.42 +.25 -2.98 Express 23.55 +.86 +.54 ExpScripts 64.20 +.12 +1.83 ExtraSpce 42.56 -1.08 -3.56 ExtrmNet 6.29 +.28 +.92 ExxonMbl 92.73 +.77 +3.54 Ezcorp 11.34 -2.24 -4.18 F5 Netwks 82.02 +1.63 +2.59 FAB Univ 5.75 +.12 -.76 FLIR Sys 29.06 +.84 +.68 FMC Corp 73.42 +1.26 +.60 FMC Tech 49.75 +.31 -.66 FNBCp PA 12.85 +.46 +.40 FTD Cos n 31.04 -.11 -1.16 FTI Cnslt 42.50 +1.25 +2.45 FX Ener 3.63 -.03 +.13 FXCM 15.48 +.64 -.85 Facebook 47.53 -.03 -2.22 FairchldS 12.15 -.06 -.42 FairwayG n 21.10 +1.15 -3.13 FamilyDlr 67.50 -.10 -2.05 Fastenal 47.13 +.64 -2.26 FedExCp 132.57 +2.02 -2.08 FedRlty 105.03 -.37 -3.12 FedSignl 14.97 +.77 +1.26 FedInvst 27.43 +.82 +.52 Ferro 13.42 +.60 +.61 FibriaCelu 12.68 +.22 -.35 FidlNFin 27.14 +.25 -.78 FidNatInfo 48.32 +.67 -.23 Fifth&Pac 29.84 +.95 +3.27 FifthStFin 10.23 +.07 +.04 FifthThird 20.01 +.93 +1.03 58.com n 28.54 +2.07 +3.54 Finisar 23.00 +.26 +.13 FinLine 24.60 +.18 -.60 FireEye n 37.73 -.30 -.70 FstAFin n 25.19 +.19 -.29 FstBcpPR 6.28 +.59 +.79 FstHorizon 11.30 +.39 +.39 FMajSilv g 10.63 +.16 -.29 FstNiagara 11.10 +.19 +.14 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Intellichk .62 +.12 +.17 InterXion 23.31 +.01 +.85 InteractB 22.11 +.28 +.89 IntcntlEx 204.20 +3.87 +8.85 InterMune 12.65 +.86 -1.83 IBM 179.99 -.01 +1.71 IntFlav 86.94 +1.81 +4.07 IntlGame 17.47 +.29 -1.18 IntPap 43.96 +.86 -1.00 Interpublic 16.94 +.24 +.03 Intersil 10.74 +.13 -.22 IntraLinks 10.90 +.91 +.42 IntPotash 16.17 +.02 +1.94 Intrexon n 19.33 +1.68 -1.55 Intuit 72.48 +.80 +1.15 InvenSense 15.95 -.04 -.77 Invesco 33.32 +.95 -.52 InvMtgCap 14.78 -.46 -.65 IridiumCm 5.45 -.04 -.01 IronMtn 26.92 +.42 +.81 IronwdPh 9.24 -.01 -.35 iShCorEM 49.15 -.06 -1.44 Isis 32.79 +1.73 -.32 ItauUnibH 13.89 -.36 -1.22 Itron 43.38 +.85 +1.89 Ixia 13.58 +.33 +.06 j2Global 45.08 +1.16 -9.91 JA Solar rs 10.98 +.84 +.98 JDS Uniph 12.46 +.09 -.54 JGWPT n 12.82 ... 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MIN 5.26 +.03 MGIC 7.82 +.23 -.23 MGM Rsts 19.09 +.51 -.21 MRC Glbl 31.04 +.62 +1.54 MSC Ind 75.96 +.20 -.72 Macerich 56.56 -.39 -2.75 MackCali 19.14 -.61 -1.51 Macys 46.18 +.22 +.22 MadCatz g .47 -.15 -.19 MagellMid 60.73 +.06 +1.43 MagnaInt g 84.45 +.53 -.37 MagHRes 7.07 +.67 -.05 MAKO Srg 29.70 -.07 -.13 Mallinck n 45.86 +1.11 +2.98 Manitowoc 19.04 +.44 -.42 MannKd 5.13 +.45 +.38 ManpwrGp 80.00 +2.28 +.27 Manulife g 18.83 +.45 +1.07 MarathnO 36.39 +.66 +1.12 MarathPet 71.65 +1.22 +.79 MV IntlHY 26.87 +.02 +.04 MVJrGld rs 36.00 +.26 -.40 MktVGold 24.28 +.14 +.20 MV OilSvc 50.52 +1.15 +1.08 MV Semi 40.60 +.28 -.34 MktVRus 28.66 -.08 -.69 MkVEMBd 23.89 -.23 -.53 MarkWest 74.46 +1.32 +.71 MarIntA 46.12 +.69 +.41 MarshM 46.14 +.48 +.21 MStewrt 3.36 +.22 +.59 MartMM 100.70 -.24 +2.09 MarvellT 13.35 +.34 +1.33 Masco 20.35 -.02 -.67 Mastec 30.98 -.08 -1.58 MatadorRs 20.42 +1.43 +2.13 Mattel 44.17 -.03 -.64 MaximIntg 28.87 +.38 -.50 McDrmInt 8.15 +.37 +1.07 McDnlds 97.01 -.19 -.23 McGrwH 71.42 +1.55 +.34 McKesson 158.56 +2.27 -.88 McEwenM 1.90 +.05 -.08 MeadJohn 80.48 +.55 -1.47 MeadWvco 33.99 +.49 -1.14 Mechel 3.06 -.08 -.05 MedProp 12.81 -.19 -.34 MediCo 35.75 +1.24 +1.87 Medifast 23.88 +.24 +.28 Medivation 61.42 +1.92 -5.15 Medtrnic 58.03 +.73 +.77 MelcoCrwn 34.20 +.97 +.81 Mellanox 34.42 +.71 -.39 MensW 45.71 +.28 +2.37 MercadoL 114.33 -2.71 -20.64 Merck 46.80 +.98 +1.57 Meredith 52.90 +1.19 +.84 Meritor 6.79 +.09 -.09 MerrimkP 2.47 -.09 +.03 Methanx 60.44 +2.27 +1.72 Methode 25.44 +1.64 +.39 MetLife 50.14 +2.55 +3.10 MKors 79.40 +1.49 +3.97 Microchp 42.89 +.73 +.35 MicronT 18.11 +.39 +.53 MicroSemi 23.37 -.80 -1.32 Microsoft 37.78 +.28 +2.26 MidAApt 61.83 -.80 -4.09 MidcstE n 17.83 +.42 ... 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MyriadG 26.59 +.46 +1.94 NCR Corp 36.54 +1.02 +.49 NETgear 29.84 +.20 +.96 NIC Inc 22.98 -.07 -.14 NII Hldg 3.22 +.06 -.18 NL Inds 11.23 +.26 -.17 NMI Hld n 14.00 ... NPS Phm 24.26 +.60 -3.74 NQ Mobile 11.33 +.36 -1.45 NRG Egy 28.32 +.34 -.07 NTN Buzz .59 +.05 +.10 NV Energy 23.82 +.08 +.05 NXP Semi 41.59 +.87 -.59 NYSE Eur 46.03 +.70 +1.57 Nabors 17.92 +.67 +.18 NasdOMX 35.93 +.81 +.64 NBGrce rs 5.90 +.17 +.23 NatFuGas 69.97 -.34 -1.68 NatGrid 62.13 -.03 -.27 NOilVarco 82.20 +1.79 +1.37 NatPenn 10.70 +.40 +.43 NatRetPrp 32.44 -1.27 -1.99 Nationstar 36.48 -4.27 -14.04 NavideaBio 1.53 +.13 -.49 Navistar 39.82 +1.01 +3.80 NektarTh 10.84 +1.88 +1.39 Neogen s 47.89 +1.01 +2.47 Neonode 5.32 +.02 +.12 NetApp 39.91 +.46 +.78 NetEase 66.64 +2.56 -.46 Netflix 334.90 +8.04 +5.64 NetSolTch 5.23 -2.25 -2.54 NetSuite 95.07 +1.73 -3.61 NeurMx rs 1.98 -.43 +.45 Neurcrine 8.98 +.30 -.30 NwGold g 5.64 +.09 -.01 NJ Rscs 45.42 +.41 -.57 NewOriEd 26.38 +.60 -.28 NewResd n 6.13 -.09 -.47 NY CmtyB 16.30 +.26 +.37 NYMtgTr 6.62 -.06 +.16 NY Times 13.31 +.42 -.40 Newcastle 5.31 -.09 -.21 NewellRub 29.01 +.32 -.63 NewfldExp 29.46 +.43 -.99 NewmtM 27.57 +.22 +1.59 NewsCpA n 17.60 +.34 -.17 NewsCpB n 17.94 +.33 -.17 NextEraEn 87.12 +.12 -1.02 NiSource 31.32 -.10 -.40 NielsenH 39.77 +.66 -.17 NikeB s 77.12 +1.42 +1.06 NobleCorp 39.56 +1.47 +2.41 NobleEn s 75.60 +2.95 +.41 NokiaCp 7.65 +.11 +.03 NorandaAl 2.86 -.11 +.16 NordicAm 8.43 +.24 -.01 Nordstrm 61.02 +.70 +1.05 NorflkSo 85.62 +.14 -1.38 NA Pall g .76 +.04 -.09 NoestUt 42.27 -.13 -.23 16.37 +.66 +.25 NthnO&G NthnTEn 22.67 -.68 -.19 NorTrst 58.40 +2.17 +1.82 NorthropG 110.73 +2.06 +2.61 9.35 -.02 -.30 NStarRlt NwstBcsh 14.10 +.51 +.31 NwstBio n 3.50 +.13 +.29 NwstNG 42.66 -.12 -.57 .96 +.05 -.76 NovaBayP 2.11 -.01 -.01 NovaGld g Novartis 77.25 +.36 ... Novavax 2.90 +.14 -.14 NovoNord 168.47 -1.77 +1.96 112.87 +2.93 -4.51 NuSkin NuanceCm 15.58 +.06 +.01 Nucor 54.62 +1.11 +1.87 2.11 +.34 +.42 NuPathe 44.52 +2.10 +.72 NustarEn NutriSyst 19.47 +.51 +.18 9.43 -.01 -.14 NvCredStr NvIQl 13.39 -.10 -.18 12.59 -.11 -.08 NMIQI NvMAd 12.30 -.07 -.12 9.05 -.06 -.04 NuvMuVal 13.42 -.09 -.02 NuvPP NvPMI 12.28 -.12 -.15 NuvPI 12.40 -.09 -.07 12.35 -.10 -.17 NuvQInc 1.63 -.74 -.84 NuverraE Nvidia 15.56 +1.02 +.31 NxStageMd 10.16 -.23 -2.91 O-P .78 -.01 -.29 OCZ Tech OGE Egy s 37.79 -.03 +.45 OReillyAu 123.52 +.42 -.69 51.26 +2.09 -.42 OasisPet 96.33 +.48 +.68 OcciPet OceanRig 20.09 -.19 +2.38 Oceaneerg 84.76 +2.31 -1.38 12.94 +.03 +.29 Och-Ziff Oclaro 2.16 +.14 +.13 OcwenFn 49.91 -.03 -3.45 2.23 +.15 -.06 OdysMar 5.04 +.19 -.73 OfficeDpt Oi SA 1.57 +.01 -.13 OilStates 106.70 +1.50 -1.24 OldNBcp 15.29 +.58 +.71 OldRepub 16.90 +.17 +.10 Olin 23.62 +.43 +1.26 OmegaHlt 31.45 -1.39 -1.31 56.55 +1.08 +1.35 Omncre Omnicom 70.40 +.02 +1.42 OmniVisn 14.35 -.06 +.61 OnSmcnd 7.14 +.04 -.38 ONEOK 57.90 +.89 +1.50 OpenTable 77.69 +2.05 +9.10 OpexaTh rs 1.88 -.01 +.03 10.31 +.27 +.29 OpkoHlth 34.35 +.35 +.82 Oracle Orange 12.98 +.17 -.66 OraSure 6.86 +.48 +.59 7.42 +.42 -1.76 Orbitz 4.99 +.27 +.14 Orexigen Organovo 8.20 +.37 +.75 OrientEH 14.76 +.16 +.45 5.40 +.56 +1.14 OrionEngy OshkoshCp 49.18 +1.04 +2.07 Outerwall 68.59 +1.27 +.90 OwensCorn 35.80 +.14 -.08 31.92 +.74 +.15 OwensIll 3.24 -.05 +.76 Oxigene rs OxygnB rsh 6.91 +.94 +3.68 PBF Egy n 27.44 +.57 +.26 60.04 +2.76 -3.32 PDC Engy PDL Bio 8.48 +.40 +.28 PG&E Cp 41.77 -.28 -.55 PHH Corp 22.91 +.25 -1.40 PimcoTR 105.91 -.61 -.36 PimShMat 101.48 -.02 -.01 PMC Sra 5.76 +.13 -.16 75.52 +2.62 +2.15 PNC 23.28 +.17 -.53 PNM Res PPG 181.57 +1.93 -.57 PPL Corp 30.51 -.15 -.22 PTC Inc 31.34 +.91 +3.64 PVH Corp 125.57 +.93 +1.04 PVR Ptrs 25.29 -.10 -.12 Paccar 56.84 +.80 +.62 PacDrillng 11.86 -.26 +.61 PackAmer 60.54 +1.76 -2.07 Pactera 7.10 +.05 +.02 PainTher s 3.85 +.35 +.19 PallCorp 81.87 +1.07 +.40 PaloAltNet 40.99 -.30 -.94 PanASlv 10.42 +.20 +.15 Pandora 26.74 +.46 +.75 PaneraBrd 166.92 -.08 +3.06 ParaG&S 1.26 +.06 +.03 Parexel 43.48 +1.26 -1.72 ParkDrl 8.41 +.52 +1.34 ParkerHan 116.13 +1.60 +.59 ParkerVsn 3.03 +.24 +.19 PatrkInd 29.37 +.17 -1.95 Patterson 43.25 +.43 +.61 PattUTI 24.79 +.81 +.20 Paychex 42.21 +.42 +.22 PeabdyE 20.87 +.81 +.91 Pengrth g 6.29 +.15 -.05 PnnNGm 13.68 +.84 +.35 PennVa 8.95 +.40 -.25 PennWst g 8.69 +.17 -2.27 Penney 8.23 +.10 +.09 PennaRE 17.02 -.17 -.68 PennyMac 22.09 -1.16 Pentair 67.36 +1.02 -.12 PeopUtdF 14.61 +.27 +.26 PepBoy 13.04 +.08 +.22 PepcoHold 19.19 +.01 -.15 PepsiCo 85.85 +.55 +1.29 PeregrinP 1.30 +.12 ... PerfectWld 17.05 +.70 -.52 PerfTech 2.81 -.29 -.23 Performnt 9.50 -.06 -.74 PerkElm 37.10 +.69 -.86 PernixTher 2.81 +.83 +.79 Perrigo 148.75 +3.56 +6.37 PetSmart 72.54 +.60 PetrbrsA 16.91 -.28 -.79 Petrobras 16.28 -.27 -.69 PetRes 28.19 +.27 +.17 PtroqstE 4.31 +.10 -.39 Pfizer 31.32 +.41 +.39 Pharmacyc 121.46 +7.23 -.53 PhilipMor 89.41 -.56 -.35 Phillips66 65.36 +1.52 +1.23 PhxNMda 9.09 +.23 -.02 PiedNG 33.27 +.07 -.39 PiedmOfc 17.35 -.41 -.83 Pier 1 21.25 +.61 +.66 PilgrimsP 14.19 +.27 +.11 PimCpOp 18.00 -.50 -.60 PimDyCrd 22.12 -.17 -.19 PimcoHiI 11.98 -.16 -.13 PinnclEnt 23.31 -.13 +.63 PinWst 55.73 +.07 -.51 PioNtrl 189.83 +3.67 -15.46 PitnyBw 21.41 +.09 -.07 Pixelwrks 4.26 -.13 -.11 PlainsAAP 50.70 -.45 -.23 PlainsGP n 23.27 +.02 +.58 PlugPowr h .53 +.01 -.05 PlumCrk 44.62 -1.38 Polaris 127.13 +.89 -3.96 Polycom 10.74 +.05 -.20 Polypore 36.15 +.24 -7.69 Popular 27.78 +.70 +1.62 PortGE 29.46 +.05 -.05 Potash 32.60 +.41 +1.20 PwshDB 25.23 +.14 -.20 PS Agri 24.88 +.08 -.03 PS USDBull 21.90 +.13 +.14 PSBuybk 40.89 +.62 +.05 PSEmMom 18.07 -.11 -.65 PS SrLoan 24.84 +.01 +.01 PS SP LwV 32.75 +.19 +.07 PwShPfd 13.72 -.07 -.04 PShEMSov 27.20 -.24 -.61 PSIndia 16.56 -.16 -.79 PowerSec 16.76 -.87 -1.07 PwShs QQQ 82.54 +1.10 -.27 Praxair 124.49 +.31 +.40 PrecMxNik 17.16 +.19 -.09 PrecDrill 10.07 +.10 -.37 Prestige 33.34 +.51 +1.72

AT A GLANCE STOCKS YTD 52-WEEK %CHG HIGH LOW STOCK

+4.4 9.97 +61.2 21.41 +23.3 15.03 +11.9 29.98 +40.4 47.48 +25.5 31.53 +49.0 44.22 +15.5 73.32 +23.7 23.46 +22.7 41.74 +30.3 72.54 +31.6 19.79 +42.2 71.49 +30.1 18.02 +25.9 89.94 +28.9 27.19 +27.2 38.21 +52.8 31.49 +28.0 8.90 +41.2 9.06 +215.1 10.46 +10.3 50.33

YLD DIV %

7.63 Alcoa AA .12 9.27 AmAxle AXL 8.92 BkofAm BAC .04 22.56 CMS Eng CMS 1.02 30.90 CedarF FUN 2.80f 20.60 ChemFinl CHFC .88f 27.72 Comerica CMA .68 58.20 DTE DTE 2.62 12.70 DanaHldg DAN .20 27.45 DowChm DOW 1.28 47.93 Eaton ETN 1.68 13.75 FifthThird FITB .48 43.87 Flowserv s FLS .56 10.38 FordM F .40 61.70 GenDynam GD 2.24 19.87 GenElec GE .76 23.39 GenMotors GM 16.13 Gentex GNTX .56 5.79 GraphPkg GPK 5.81 HuntBncsh HBAN .20 3.20 IndBkMI IBCP 32.95 IntPap IP 1.40f

1.3 .3 3.7 6.0 3.0 1.5 3.8 1.0 3.2 2.4 2.4 .8 2.4 2.6 2.8 1.9 2.2 3.2

VOL 100s CLOSE

26 231199 4 15195 19 1552371 19 48807 22 2568 15 1617 15 16732 20 14397 dd 29085 40 54062 19 22465 10 151908 21 12512 13 382841 dd 14188 20 368052 15 178698 21 8853 20 21316 13 138081 11 2073 17 34905

NET CHG

YTD 52-WEEK %CHG HIGH LOW STOCK

9.06 +.11 18.05 +.64 14.32 +.52 27.28 -.09 46.98 +.26 29.83 +.56 45.20 +1.82 69.34 -.02 19.31 +.50 39.67 +1.00 70.60 +1.68 20.01 +.93 69.58 +1.13 16.85 +.30 87.20 +.40 27.05 +.45 36.66 +.74 28.80 +.34 8.27 +.21 9.02 +.31 11.04 +.70 43.96 +.86

DIV

YLD %

+23.6 56.93 38.83 JPMorgCh JPM 1.52

2.8

12 307883 53.96 +2.31

+55.4 47.50 24.75 JohnsnCtl JCI

.76

1.6

54649

+11.4 67.98 52.22 Kellogg K

1.84

3.0

14503 62.19

+.11

+32.5 102.73 71.91 L-3 Com LLL

2.20

2.2

6033 101.50

+.64

654

4.78

+.09

+68.8 88.76 42.60 MagnaInt g MGA 1.28

1.5

5641 84.45

+.53

+33.6 22.52 13.41 MercBank MBWM .48

2.2

141 22.04

+.19

+41.3 31.13 18.23 MillerHer MLHR

.50

1.6

1898 30.33 +1.04

+29.5 77.93 53.36 PNC PNC

1.76

2.3

34207 75.52 +2.62

+36.5 117.94 77.34 ParkerHan PH

1.80

1.5

9296 116.13 +1.60

+43.0 145.85 98.79 Perrigo PRGO

.36

12830 148.75 +3.56

+24.9 31.40 23.55 Pﬁzer PFE

.96

3.1

16 244786 31.32

+33.9 93.86 60.61 SPX Cp SPW

1.00

1.1

+50.2 24.78 13.62 SprtnStr SPTN

.36

1.6

779 23.07

+.04

+25.6 16.95

9.90 Steelcse SCS

.40

2.5

3632 16.00

+.51

+33.8 74.86 51.81 Stryker SYK

1.06

1.4

14683 73.33

+.43

+22.1 31.30 22.84 Textron TXT

.08

34133 30.28

+.90

+41.3 54.40 32.56 UnivFor UFPI

.42f

1987 53.74 +1.35

+42.8 151.84 93.50 Whrlpl WHR

2.50

1.7

6785 145.25 +1.30

+45.2 30.56 19.20 WolvWW s WWW .24

4369 29.75

+65.4

6.10

2.80 Macatawa MCBC

VOL 100s CLOSE

NET CHG

47.66 +1.64

+.41

1880 93.92 +1.11

+.27

SNAPSHOTS 17,000 16,000 15,000 14,000 13,000 12,000

Nov. 8, 2013

DowJones industrials +167.80

A S Pct. change from previous: +1.08%

15,761.78

MOST ACTIVE NAME

VOL(00)

O High: 15,764.29

1552371 14.32 +.52 BkofAm S&P500ETF 1138901 177.29 +2.36 732257 41.16 -.09 iShEMkts 687979 47.53 -.03 Facebook SPDR Fncl 592035 20.86 +.48 468787 40.57 -.14 VangEmg 436962 10.11 +.61 Groupon iShR2K 387681 109.23 +1.95 382841 16.85 +.30 FordM 374944 31.95 +8.73 Santarus RegionsFn 369731 9.78 +.52

VOL(00)

NwstBio wt 2.35 PernixTher 2.81 Santarus 31.95 2.59 xG Tech n HorizPhm 4.86 2.91 YouOnD h UnivDisp 36.61 Sequenom 2.11 HMS Hldgs 22.95 ComndSec 2.30 RevolutnL 3.28

4,200

Nasdaq composite

3,800 3,400

+61.90

N Low: 15,579.35

GAINERS

LAST CHG NAME

Nov. 8, 2013

3,919.23

A S Pct. change from previous: +1.60%

LOSERS

LAST

CHG

+.75 +46.9 +.83 +41.9 +8.73 +37.6 +.64 +32.8 +1.12 +29.9 +.64 +28.2 +7.46 +25.6 +.41 +24.1 +4.21 +22.5 +.41 +21.7 +.58 +21.5

NAME

HIGH

LOW

7,131.80 4,838.10 537.86 435.57 10,127.63 7,841.76 3,966.71 2,810.80 1,775.22 1,343.35 1,123.26 763.55 18,928.31 14,036.94

LAST

INDEX

D.J. Transport D.J. Utilities NYSE Comp. NASD Comp. S&P 500 Russell 2000 Wilshire 5000

7,017.34 502.46 10,032.13 3,919.23 1,770.61 1,099.97 18,798.63

N Low: 3,869.12

CHG

PVS

CHG

-4.54 -2.25 -9.49 -1.53 -3.33 -.88 -2.24 -3.04 -4.63 -.59 -.49

-49.0 -30.1 -20.0 -19.6 -19.4 -17.0 -16.5 -15.4 -13.5 -13.0 -12.1

Crude Oil (bbl) 94.60 1.68 Ethanol (gal) 2.87 Heating Oil (gal) Natural Gas (mm btu) 3.56 1,284.50 Gold (oz) 1,442.90 Platinum (oz) Silver (oz) 21.31 4.27 Corn (bu) Lumber (1,000 bd ft) 372.90 Soybeans (bu) 13.06 6.50 Wheat (bu)

94.20 1.64 2.84 3.52 1,308.40 1,456.80 21.64 4.21 366.50 12.79 6.53

+.42 +.06 +1.15 +1.14 -1.83 -.95 -1.53 +1.49 +1.75 +2.13 -.50

TremorV n 4.72 NetSolTch 5.23 RocketF n 37.86 6.26 YuMe n UniPixel 13.85 ChinaHGS 4.30 Ezcorp 11.34 AVG Tech 16.66 Criteo SA n 29.75 ForbEnSv 3.95 DehaierMd 3.56

3,000

COMMODITIES

VOL(00) LAST

TRENDS 52-WEEK

O High: 3,919.23

%YTD +3.03 -23.52 -5.69 +6.21 -23.30 -6.23 -29.38 -38.88 -.27 -7.95 -16.48

INTEREST RATES CHG % CHG

+76.51 -1.10 +107.76 +61.90 +23.46 +20.88 +249.84

+1.10 -.22 +1.09 +1.60 +1.34 +1.94 +1.35

YTD CHG

52 WK CHG

+32.23 +10.90 +18.81 +29.80 +24.15 +29.51 +25.37

+39.84 +12.13 +24.57 +34.92 +28.32 +38.36 +30.21

3-month T-bill .06 6-month T-Bill .09 .13 1-yr T-note .31 2-year T-Note 2.75 10-year T-Note 3.85 30-year T-Bond Bond Buyer Muni Idx 5.06 The prime rate stands at 3.25 percent.

PVS

CHG YR AGO

.06 .09 .13 .29 2.60 3.71 5.06

... ... ... +.02 +.15 +.14 ...

.09 .14 .20 .26 1.61 2.75 4.14

FRI WK’S LAST CHG CHG

3.35 +.37 +.11 Pretium g 78.80 +2.18 +1.17 PriceTR priceline 1073.20+50.31+20.70 PrinFncl 48.44 +1.48 +.96 25.54 +1.01 +1.47 PrivateB 38.95 -.29 -1.62 ProLogis ProShtS&P 26.48 -.35 -.17 ProUltQQQ 87.47 +2.30 -.60 PrUShQQQ 17.22 -.48 +.08 93.79 +2.43 +1.11 ProUltSP ProUShD30 34.88 -1.13 -1.16 ProShtEM 27.13 +.01 +.78 ProShtR2K 17.97 -.34 -.09 ProUPQQQ 102.15 +3.88 -1.13 ProSht20Tr 32.72 +.75 +.82 PUltSP500 s 84.29 +3.24 +1.36 PrUVxST rs 22.28 -2.07 -2.61 PrUltShYen 63.10 +1.44 +.51 PrShtVxST 120.25 +4.66 +5.56 PrUltCrude 29.94 +.09 -.18 PrUShCrde 34.53 -.10 +.16 ProUltSilv 19.45 -.22 -.73 ProUShEuro 18.14 +.16 +.33 ProctGam 82.51 +.19 +1.36 26.58 +.42 +.56 ProgsvCp ProUShSP 32.68 -.88 -.43 PrUShDow 30.69 -.63 -.67 ProUShL20 78.30 +3.49 +3.87 ProUSR2K 13.63 -.56 -.19 PUSSP500 17.46 -.69 -.34 PUPSR2K 13.00 -.77 -.26 PrUPShQQQ 17.69 -.74 +.11 PrUltShRE 21.51 +.54 +1.57 ProspctCap 11.30 +.17 -.04 86.90 +3.14 +5.71 Prudentl PsychmCp 13.95 -.08 -.15 PSEG 33.51 +.04 -.31 PubStrg 159.91 -1.28 -9.08 16.85 -.66 -.70 PulteGrp 5.40 -.02 -.01 PPrIT Q-R QAD Inc B 13.34 +.79 +.74 QEP Res 32.42 +.61 -.38 QIAGEN 22.60 -.65 Qihoo360 79.31 +1.36 -7.15 QlikTech 25.86 +.57 +.83 Qlogic 12.45 +.21 +.05 Qualcom 67.45 +.36 -2.45 QuantaSvc 29.86 -.01 -.73 QntmDSS 1.21 +.08 -.01 QstDiag 63.32 -.38 +2.39 Questar 22.85 -.23 -1.01 Questcor 61.60 +3.26 +.75 QksilvRes 2.35 +.06 +.25 Quidel 24.68 +.36 +.39 Quiksilvr 8.75 +.51 +.39 Qunar n 25.64 +.45 -2.76 RAIT Fin 7.54 -.20 -.22 RDA Micro 17.53 +.29 +2.52 RF MicD 5.08 +.03 -.22 RLJ LodgT 24.11 +.05 -1.01 RPC 17.85 +.20 -.36 RPM 38.56 +.71 +.07 Rackspace 48.54 +.86 -2.06 RadianGrp 13.00 -.27 -1.52 RadioShk 2.72 +.06 -.12 RLauren 173.42 +.61 +4.62 Randgold 76.68 -.56 +5.20 RangeRs 75.78 +1.85 +.40 RaptorPhm 12.41 -1.06 -2.33 RJamesFn 46.26 +1.39 +.61 Rayonier 44.96 +.22 -1.48 Raytheon 85.36 +1.09 +1.61 RealGSolar 3.52 +.14 -.08 Realogy 43.12 +.10 +2.45 RltyInco 40.06 -1.31 -1.89 RedHat 43.32 +.12 +.09 RedwdTr 18.01 -.20 +.16 ReedElsNV 41.53 +.76 +1.50 RegalEnt 18.41 +.03 -.72 RegncyEn 25.14 -.11 -.14 Regenrn 283.07 +6.08 -2.72 RegionsFn 9.78 +.52 +.23 Regis Cp 15.38 +.28 +1.03 ReneSola 4.81 +.41 +.30 RenewEn 13.34 +.34 +1.97 Renren 3.28 +.03 -.12 RentACt 33.81 +.30 -.31 Rentech 1.69 -.01 ... Replgn 11.95 +.44 +.80 ReprosTh 15.28 +.38 -2.73 RepubAir 10.92 +.36 -.79 RepubSvc 34.32 +.22 -.02 ResMed 50.61 +1.31 -.29 ResoluteEn 9.17 +.55 -.17 ResrceCap 6.02 -.05 -.13 RestorHdw 72.64 +2.63 +4.05 RetailProp 13.92 +.04 -.33 RevolutnL 3.28 +.58 +.36 RexEnergy 19.30 +.48 -1.63 ReynAmer 51.29 +.26 -.04 RioTinto 53.17 +.59 +2.00 RitchieBr 20.08 +.32 +.51 5.25 +.12 -.02 RiteAid RiverbedT 17.54 +2.43 +2.60 RoadrnTrn 24.34 +.38 -1.68 RobtHalf 38.20 +1.00 -.69 RockTen 95.85 +.16 -11.83 RocketF n 37.86 -9.49 -12.17 RockwlAut 111.72 +.16 +2.29 RockColl 70.90 +.90 +1.11 RockwllM 12.11 +.96 +.33 RockwdH 66.27 +1.40 +1.32 RosettaR 53.56 +.77 -4.78 RossStrs 78.09 +1.17 +.46 Roundys 8.63 -.52 -.54 Rovi Corp 16.47 -.20 -.31 Rowan 37.19 +.32 +1.27 RBScotlnd 10.35 +.10 -.50 43.02 +.86 +.56 RylCarb RoyDShllB 68.83 -.15 -1.23 RoyDShllA 66.07 +.03 -.74 RoyGld 47.75 +1.22 -.31 Royce 15.23 +.04 -.13 RubyTues 6.04 +.06 +.15 RuckusW n 13.48 +.40 -.97 Ryder 64.58 +.11 -1.70 Ryland 36.67 -1.89 -2.53 RymanHP 39.32 -.13 +1.96 S-T SAP AG 79.22 +.51 +1.42 SBA Com 91.60 +.14 +4.11

46.90 -.27 -.31 SCANA 33.50 +1.08 +.32 SEI Inv SK Tlcm 23.20 +.02 -1.58 SLGreen 91.30 -.13 -4.37 25.10 +.17 -.15 SLM Cp SM Energy 87.41 +2.34 -.58 SpdrDJIA 157.49 +1.64 +1.63 SpdrGold 124.28 -1.88 -2.67 SpdrEuro50 39.87 +.12 -.68 SP Mid 234.17 +3.57 -.56 S&P500ETF 177.29 +2.36 +1.08 SpdrBiot 118.92 +4.69 -.70 72.49 +.44 -.05 Spdr Div SpdrHome 30.20 +.03 -.14 SpdrS&PBk 31.88 +1.00 +.70 SpdrShTHiY 30.76 -.02 +.06 ... SpdrLehHY 40.43 -.10 +.01 SpdrNuBST 24.30 SpdrNuBMu 22.85 -.07 -.09 SpdrS&P RB 38.70 +1.46 +1.40 SpdrRetl 84.87 +1.19 +.32 SpdrOGEx 68.07 +1.69 -1.09 SpdrMetM 40.37 +.98 +.55 93.92 +1.11 +1.23 SPX Cp 7.51 -.01 -.09 STMicro SABESP s 10.39 -.21 -.21 Safeway 33.02 -1.01 -2.14 19.93 -1.06 +1.24 StJoe 56.99 +.77 -1.15 StJude Salesforc s 55.49 +1.14 +1.53 SalixPhm 84.00+12.69+11.13 26.19 +.26 +.22 SallyBty SanchezEn 26.97 +1.21 -.50 SanDisk 68.05 +1.15 -.92 5.90 +.12 -.48 SandRdge 5.43 +.31 +.19 SandstG g SangBio 9.69 +.51 +.22 Sanmina 15.36 +.20 +.45 52.45 +.26 -.24 Sanofi .77 -1.23 -1.13 Sanofi rt Santarus 31.95 +8.73 +8.37 Sapient 15.27 -.03 -.66 SareptaTh 36.00 +1.41 -1.52 Schlmbrg 93.79 +1.74 +.79 SchwUSMkt 43.11 +.57 +.17 Schwab 24.02 +1.26 +.96 SchwitMau 52.32 +1.65 -9.31 SciGames 18.05 +.61 -.23 ScorpioTk 12.05 +.30 +.69 Scotts 57.52 -.14 -1.27 ScrippsNet 76.51 +.35 -3.21 ScrippsEW 18.65 -.31 -1.14 SeadrillLtd 46.36 +.38 +.56 SeagateT 48.18 +1.13 -.59 SealAir 30.82 +.32 -.39 SearsHldgs 56.72 +.34 -1.45 SeattGen 38.92 +1.91 -.03 SelCmfrt 19.02 +.59 +.57 SelMedHld 8.39 +.11 -.11 SempraEn 89.63 -.51 -2.09 Semtech 31.10 +.67 +.12 SenHous 23.40 -.50 -1.33 SensataT 37.11 +.11 -.49 Sensient 52.00 +1.13 +.96 Sequenom 2.11 +.41 +.22 ServiceCp 17.64 +.14 -.45 ServcNow 51.86 +.07 -1.95 SvcSource 9.29 +.18 -1.27 ShandaGm 4.13 +.11 -.10 Sherwin 185.51 +4.49 +.84 Shire 134.40 +.00 +.36 ShoeCarnvl 25.70 +.45 +.51 ShoreTel 7.40 +.11 -.22 Shutterfly 48.26 +3.14 +.18 Shutterstk 72.39 +5.70 +2.49 SiderurNac 5.61 +.13 -.12 SierraWr 17.09 -.03 -.86 SigmaDsg 5.19 -.01 -.26 SigmaAld 84.78 +.10 -.74 SignetJwlrs 74.87 +.91 -.35 SilicGrIn 12.20 +.60 -.10 SilicnImg 5.16 +.07 +.06 SilvBRT n 15.76 -.10 +.24 SilvStd g 6.24 +.24 +.69 SilvWhtn g 21.60 -.05 -.41 SilvrcpM g 2.79 +.04 -.15 SimonProp 153.01 -2.31 -3.59 Sina 76.04 -2.06 -6.30 Sinclair 33.97 +2.11 +1.67 SiriusXM 3.66 +.06 -.14 SixFlags s 36.60 +.04 -.24 SkyWest 15.75 +.39 +.63 SkywksSol 25.35 +.10 -.62 SmithWes 11.17 +.01 +.19 SmithAO s 52.69 +.85 -.05 SodaStrm 56.25 +1.32 +3.95 Sohu.cm 60.99 -.06 -5.48 SolarCity n 50.18 +.49 -4.57 SolarWinds 34.06 +.90 -2.33 Solazyme 8.87 +.36 -1.69 SonicAut 21.83 -.35 +.03 SonicCorp 19.00 +.27 -.21 SonocoP 39.87 +.33 -.79 Sonus 2.97 +.01 +.07 SonyCp 16.74 -.12 -.01 Sothebys 51.41 +1.14 -.60 SouFun 57.19 +5.79 +3.80 SoJerInd 59.10 +.25 -.27 SouthnCo 41.21 -.31 +.19 SthnCopper 28.09 +.25 -.15 SwstAirl 17.69 +.12 +.22 SwstnEngy 36.15 +.47 -2.05 Spansion 11.53 +.03 -.54 SpartnMot 6.14 +.15 -.57 SprtnStr 23.07 +.04 -.63 SpectraEn 34.12 +.09 -.97 SpectPh 9.42 +.27 +.73 SpiritAero 29.43 +.38 +.89 SpiritAir 43.30 +1.78 +.41 SpiritRC n 9.98 -.23 -.29 Splunk 60.30 -1.43 -2.14 Spreadtrm 30.49 -.04 -.08 Sprint n 7.07 +.08 +.20 SprottGold 10.70 -.17 -.22 Sprouts n 45.69 -.89 +.35 SP Matls 44.19 +.81 +.52 SP HlthC 53.16 +.77 +.05 SP CnSt 42.67 +.21 +.16 SP Consum 63.29 +.99 -.27 SP Engy 86.55 +1.27 +.47 SPDR Fncl 20.86 +.48 +.24 SP Inds 49.38 +.66 +.41

33.90 +.31 +.24 SP Tech SP Util 38.95 -.07 -.11 StMotr 33.66 +.56 -.84 StdPac 7.34 -.08 -.28 StdRegis rs 6.43 -.68 -1.70 62.23 +.39 +2.43 Standex StanBlkDk 80.88 -.17 +1.83 Staples 15.73 +.23 -.46 1.62 -.11 -.24 StarScient Starbucks 81.20 +2.13 +.83 StarwdHtl 74.44 +1.37 -.19 StarwdPT 25.89 -.05 -.36 28.53 +1.13 -1.50 Starz A 71.86 +2.01 +1.51 StateStr Statoil ASA 22.93 -.30 -.68 StlDynam 19.16 +.65 +.72 1.22 +.02 -.11 StemCells 3.66 -.18 -.32 Stereotaxs SterlingBc 12.42 +.38 +.65 43.20 +2.46 +2.40 StifelFin 11.09 +.10 +.22 StillwtrM StoneEngy 32.56 +.88 -1.68 Stratasys 119.05 +.90 +1.45 -.41 StratHotels 8.34 73.33 +.43 -.70 Stryker SumitMitsu 9.64 +.18 ... SummitHtl 8.80 -.01 -.42 SunLfFn g 35.28 +.62 +1.49 Suncor gs 35.23 +.74 +.01 SunEdison 12.55 +1.88 +2.92 SunPower 31.87 +1.61 +1.00 SunstnHtl 12.99 +.09 -.43 .54 -.35 -.79 Suntech SunTrst 35.72 +1.42 +1.97 27.82 +.65 +.75 SupEnrgy Supernus 6.98 +.28 -.03 Supvalu 6.68 +.06 -.29 SusqBnc 12.11 +.35 +.33 14.57 +.73 +1.61 SwftEng SwiftTrans 22.05 +1.22 +.69 Symantec 23.16 +.33 +.39 Symetricm 7.17 -.03 Synaptics 45.34 +.79 -.16 Synchron 33.17 +.16 -.65 Synovus 3.35 +.11 +.10 SyntaPhm 4.00 -.27 Sysco 33.13 -.01 +.57 T-MoblUS n 27.68 +1.12 -.21 TCF Fncl 15.81 +.50 +.64 TCW Strat 5.42 -.04 -.17 TD Ameritr 28.33 +.94 +.79 TE Connect 52.22 +.49 +1.01 TECO 17.07 -.15 -.05 TIM Part 23.55 +.55 -2.02 TJX 61.72 +1.11 +.84 TRC Cos 7.27 +.13 -.07 tw telecom 28.90 -.36 -2.46 TableauA n 64.45 +.45 +4.93 TaiwSemi 18.01 -.12 -.46 TakeTwo 17.51 +.11 -.46 TalismE g 11.86 +.15 -.62 Tangoe 15.78 -.27 -3.24 TargaRsLP 49.85 -.21 -1.85 Target 65.11 +.29 +.49 TASER 16.87 +.86 +.01 TataMotors 30.77 +1.10 -.56 Taubmn 65.32 +.11 +.03 TearLab 11.48 +.90 +1.04 TeckRes g 27.11 +.15 +.09 TecumsehB 6.75 -.05 -.52 TelefBrasil 19.80 +.14 -1.45 TelefEsp 16.60 +.37 -.28 TelData 29.36 +.09 -1.28 Tellabs 2.44 -.01 -.01 TmpEMF 19.89 -.03 -.45 TmpGlb 8.29 -.01 ... TempurSly 44.88 -.08 +5.90 Tenaris 46.01 +.39 -.79 TenetHlth 42.33 +.62 -4.86 Tennant 60.33 +2.28 -.64 Teradata 43.50 +.09 -.50 Teradyn 17.26 +.32 -.22 Terex 34.79 +.77 +.14 TeslaMot 137.95 -1.82 -24.22 Tesoro 50.09 +1.80 +2.27 TesseraTch 18.12 +.02 -.82 TetraTech 12.56 +.27 -.10 TevaPhrm 37.27 +.26 +.15 TxCapBsh 52.98 +1.53 +.99 TexInst 41.98 +.33 -.05 TexRdhse 28.01 +.62 +.80 Textron 30.28 +.90 +1.28 Theravnce 34.62 +.88 -1.95 ThermoFis 98.17 +2.01 +.24 ThomCrk g 3.15 -.03 -.04 ThomsonR 38.28 +.29 +.18 Thor Inds 52.40 +.91 -4.16 Thoratec 40.95 +.16 -.96 3D Sys s 70.40 +2.54 +7.39 3M Co 127.99 +1.58 +2.09 ThrshdPhm 4.25 +.11 +.08 TibcoSft 23.92 -.03 -.34 Tiﬀany 79.65 +1.41 +.64 TileShop 21.10 -.69 -1.34 TW Cable 121.08 +2.84 -2.43 TimeWarn 67.65 +2.27 -1.16 Timken 53.10 +.83 -.01 Titan Intl 14.75 +.16 +.24 TiVo Inc 13.51 +.09 -.22 TollBros 31.94 -.74 -.53 TootsieR 31.49 +.63 -.37 Torchmark 73.90 +.85 +1.13 Toro Co 58.18 +.93 -.28 TorDBk g 92.19 +.62 +.40 Total SA 58.87 -.13 -1.38 TotalSys 30.18 +.41 +.45 TowerGp lf 3.93 -.03 +.33 TowersWat 109.52 +2.43 -6.24

TractSup s 71.37 +1.33 +.25 45.09 -.62 -.16 TrCda g TrnsatlPet .84 -.04 -.01 TrnsRty 8.77 -.06 -.08 53.45 +1.00 +5.89 Transocn 87.80 +.58 +1.40 Travelers Tredgar 25.05 +.11 -3.61 TremorV n 4.72 -4.54 -4.69 19.25 +.18 +.10 TriContl -.50 45.30 TriCntl pf TriangPet 9.90 +.25 -.26 TrimbleN s 31.84 +.56 -1.57 TrinaSolar 15.73 +.73 +.40 52.48 +1.14 +.05 Trinity TripAdvis 84.48 +.60 +1.10 TriQuint 7.41 +.07 -.36 35.96 +2.03 -2.77 Trulia TumiHldgs 22.45 +.74 +1.07 TurqHillRs 4.71 -.16 +.05 21stCFoxA 33.84 +1.04 -.53 21stCFoxB 33.61 +.93 -.61 Twitter n 41.65 -3.25 ... TwoHrbInv 9.38 -.26 +.06 36.40 +.53 -.15 TycoIntl 28.00 +.44 +.29 Tyson U-V UBS AG 18.28 +.22 -.93 UDR 23.74 -.23 -1.04 25.78 +.33 +2.95 UFP Tch UIL Hold 38.39 +.23 -.46 UNS Engy 48.19 -.05 -1.00 51.10 +.35 -2.95 URS 23.21 +1.13 +.77 US Airwy US Silica 32.22 -.52 -2.29 27.22 +.06 -.40 USG 41.25 +4.07 +3.28 Ubiquiti UltraPt g 19.44 +.40 +.61 Umpqua 17.32 +.74 +.95 UnderArmr 78.94 +2.59 -1.32 13.85 -3.33 -2.00 UniPixel UniFirst 101.55 +1.22 -.53 UnilevNV 38.50 +.12 -.31 Unilever 39.65 -.03 -.12 Unilife 2.62 +.04 -.35 UnionPac 155.04 +.90 +2.27 Unisys 26.17 +1.10 +.06 UtdCmBks 15.90 +.23 +.05 UtdContl 35.36 +1.37 -.18 UtdMicro 2.01 -.02 -.02 UtdOnln rs 17.92 +1.42 +4.93 UPS B 99.62 +1.03 +1.40 UtdRentals 63.49 +1.38 -.94 US Bancrp 38.08 +.61 +.71 US NGas 17.67 +.22 +.22 US OilFd 34.01 +.04 -.12 USSteel 27.59 +1.27 +1.86 UtdStatn 43.76 +.01 -.55 UtdTech 108.55 +1.28 +1.04 UtdTherap 90.46 +2.83 +.12 UtdhlthGp 70.50 +.74 +1.87 UnivDisp 36.61 +7.46 +5.17 UnivFor 53.74 +1.35 +.24 UnvHR 42.96 -.22 -.43 UnivHlthS 80.00 +2.69 -.78 UnumGrp 33.16 +1.21 +1.65 UraniumEn 1.77 +.08 +.05 UrbanOut 39.48 +1.01 +.89 UtahMed 55.09 +.47 -1.28 VCA Ant 28.11 +.24 -.17 VF Cp 218.74 +1.69 +3.24 VaalcoE 5.93 +.83 +.72 Vale SA 15.98 -.20 -.40 Vale SA pf 14.11 -.24 -.70 ValeantPh 105.44 +2.40 -5.76 ValeroE 40.32 +1.04 -.68 Validus 40.19 +.43 +.89 VlyNBcp 10.03 +.28 +.23 Valspar 69.15 +.79 -.79 ValVis A 5.30 +.14 +.09 ValueClick 21.86 +1.33 +2.11 VandaPhm 6.24 +.40 -.78 VangSTBd 80.43 -.13 +.01 VangTotBd 80.58 -.53 -.42 VangTSM 91.89 +1.21 +.38 VanSP500 rs162.45 +2.20 +1.11 VangREIT 66.62 -.91 -2.87 VangDivAp 73.23 +.70 +.58 VangAllW 49.59 +.21 -.43 VangEmg 40.57 -.14 -1.28 VangEur 56.18 +.30 -.24 VanSTCpB 79.98 -.13 -.02 VangFTSE 40.42 +.24 -.23 VanTIntStk 51.25 +.28 -.42 VantageDrl 1.88 +.01 +.05 Vantiv 27.58 +.65 +.56 Vectren 34.82 +.64 -.15 VeecoInst 30.56 -.48 +1.24 Velti h .14 +.02 -.15 Ventas 61.57 -2.06 -3.97 VBradley 25.00 +.71 +1.64 VeriFone 23.44 +.82 +.80 Verisign 54.15 +.86 -.04 Verisk 62.47 +1.20 -5.51 VerizonCm 50.20 +.03 -.29 VertxPh 61.06 +.04 -6.30 ViacomA 82.28 +1.24 -1.39 ViacomB 82.29 +1.38 -1.26 Vical 1.14 +.01 -.12 VimpelCm 13.49 +.09 -.82 Vipshop 74.88 +4.17 +4.08 ViroPhrm 39.38 +1.05 +.38 Visa 198.29 +2.19 -.87 VishayInt 12.11 +.12 -.27 Visteon 75.16 -.10 -1.42 VitaminSh 51.02 -.02 +4.20 Vivus 8.60 +.18 -.93 VMware 79.28 -1.38 -1.47 Vodafone 36.54 +.08 -.37

Volcano 19.63 -.01 +.68 3.47 +.03 -.26 Vonage 88.08 -.51 -1.16 Vornado Voxeljet n 44.91 +4.81 +10.95 Vringo 2.94 +.09 +.14 56.60 +1.25 +2.93 VulcanM W-X W&T Oﬀ 17.93 -.05 -1.00 WD 40 73.10 +1.19 +1.34 WPX Engy 18.68 +.03 -3.23 86.36 -.55 +1.04 WABCO WaddellR 64.19 +2.62 +1.71 WalMart 77.96 +.45 +.89 59.70 +.50 -.82 Walgrn 18.62 +1.27 +1.39 WalterEn WalterInv 33.65 +.24 -2.81 WarrenRs 3.09 +.01 +.02 WasteConn 41.31 +.04 -1.34 WsteMInc 44.16 +.78 +.47 WeathfIntl 17.07 +.39 +.70 26.94 +.59 +.29 Web.com 35.29 +1.61 +1.16 WebMD WebsterFn 28.70 +1.21 +.87 WtWatch 33.67 +.48 +.29 29.91 -.55 -1.76 WeinRlt 87.28 +.82 +1.92 WellPoint WellsFargo 42.71 +1.00 +.34 Wendys Co 8.34 +.29 -.39 WernerEnt 23.15 +.20 -.05 Wesco Intl 83.17 +1.26 -2.25 WestarEn 31.63 +.24 -.18 WAHiInOp 5.94 -.05 -.11 WstAstMtg 15.70 -.29 -.76 71.67 +1.44 +1.82 WDigital WstnReﬁn 32.44 +.56 +.07 WstnUnion 17.21 -.18 -.27 WestlkChm 114.19 +4.02 +7.62 WstptInn g 22.44 -.19 -.77 WetSeal 3.29 +.05 +.02 29.30 +.17 -1.04 Weyerhsr 145.25 +1.30 -1.81 Whrlpl WhiteWave 20.93 +.93 +.83 WhitingPet 64.44 +1.74 -1.69 WhitingTr 5.54 +.25 +.26 WholeFd s 58.55 +1.29 -4.75 WmsCos 34.79 +.29 -.73 WmsPtrs 49.95 -.21 +.04 WmsSon 53.94 +1.13 +1.94 WillisGp 44.71 +.33 -.20 WilshBcp 8.97 +.70 +.66 Windstrm 8.02 -.14 -.52 Winnbgo 28.68 +.60 -.69 Wipro 11.19 +.05 -.04 WiscEngy 41.71 -.33 -.66 WisdomTr 14.05 +.32 +.13 WTJpHedg 47.39 +1.07 -.07 WT EmEq 51.65 -.16 -1.60 WT India 16.16 -.11 -.78 Wix.com n 17.30 +.74 ... WolvWW s 29.75 +.27 +.45 Workday 74.08 -1.11 -1.27 Worthgtn 40.76 +1.23 -.12 Wyndham 66.20 +.60 -.60 Wynn 163.71 +4.20 -2.99 XL Grp 31.25 +.49 +.93 XOMA 3.88 -.14 -.33 XcelEngy 28.52 -.11 -.40 XenoPort 5.11 +.21 -.06 Xerox 10.30 +.21 +.28 Xilinx 44.63 +.14 -.40 XinyuanRE 6.42 -.45 -.24 Xylem 33.98 +.87 +.76 Y-Z YPF Soc 22.26 +.25 +2.06 YRC Wwde 8.98 -.06 +.64 YY Inc n 47.47 -.26 -2.28 Yahoo 33.12 +1.01 -.06 Yamana g 9.34 -.05 +.01 Yandex 36.35 +.26 -1.68 Yelp 63.38 +1.55 -3.77 YingliGrn 6.46 +.36 +.14 YouOnD h 2.91 +.64 +1.04 YoukuTud 25.86 +.51 -1.23 YumBrnds 70.57 +.77 +2.09 YuMe n 6.26 -1.53 -1.85 Zagg 4.01 +.34 -.67 Zalicus rs 4.69 +.50 +.16 ZebraT 50.62 -.10 +2.34 ZeltiqAes 16.01 +2.46 +3.23 ZhoneTech 3.77 +.10 -.13 Zillow 77.28 +2.52 -2.55 Zimmer 88.59 +.23 +.70 ZionBcp 29.64 +1.40 +1.22 Ziopharm 3.10 +.01 -.40 Zoetis n 31.59 +.55 -.25 Zogenix 2.66 +.06 -.26 ZweigFd 13.92 -.02 -.17 Zynga 3.46 -.12

STOCK TABLE FOOTNOTES

d — new 52-week low; e — declared or paid in preceding 12 months; f — annual rate, increased on last declaration; g — dividend or earnings in Canadian money (stock prices in U.S. dollars); n — issued in the past 52 weeks; s — split or stock dividend of 20% or more in the past 52 weeks with the high-low range adjusted; u — new 52-week high; v — trading halted on primary market, but unless dividend is noted, rates are annual disbursements based on last declaration; pl — preferred; pp — holder owns installment(s); rt — rights: un — units; wd — when distributed; wi — when issued; wt — warrants; ww — with warrants; x — ex-dividend or rights; xw — without warrants

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DRIVERS & TRANSPORTATION

EMPLOYMENT ACCOUNTING & FINANCE Accounting Clerk

GENERAL HELP WANTED GENERAL HELP WANTED GENERAL HELP WANTED

OFFICERS AUTOMOTIVE TRANSMIS - CRANE/EQUIPMENT OPER - SECURITY SION TECHNICIAN (FRE - A T O R - With a min. of 2 yrs Securitas Security Services is MONT) - Fremont Ford has exp. Must have CDL A as seeking security minded indian immediate opening for a well. Full time, competitive viduals to work full or part DRIVERS certified transmission techni- wages, medical, dental, re- time in M u s k e g o n . Please We need; 1yr experienced, online at cian. Applicants must be cus- tirement. Email: bmb@beacon apply www.securitasjobs.com and dependable OTR drivers tomer focused, willing to recycling.com choose the Grand Rapids, MI with CDL/A license. We of- work in a busy shop and be location. Wages start at $9 highly skilled in trasmission fer; Health and dental inp/hr. EOE repair and diagnosis. State surance, 401(k) and SIGN certified is a must. Ford cerON BONUS! Assigned to tifications would be preferconventional tractors. Call red. We offer medical insur- Electrical Inspector ance, 401K, holiday pay, paid MIKE 616-875-8171 EALTH ARE vactaions and bonuses. Pay The City of Grand Haven is x2 8am-4pm, or apply to will be highly competitive for seeking an Electrical Inmike.maloney@hotmail.com spector with a preference the right applicant. Apply in grassmidtransportinc.com person or call Ed for more in- for an individual who is HOME CARE RN formation. (231) 924-3200. qualified as a Building In-

Marathon Petroleum Company

The Grand Haven Board of Light & Power is seeking a detailedoriented individual with effective communication / interpersonal skills to join our team. You will record and process AP, payroll, miscellaneous billing and related data as well as perform basic Customer Account Rep and administrative support duties. Additionally, you will prepare accounting reports demonstrating impeccable accuracy at all times.

LP has a multiple positions available immediately for a professional Petroleum Transport Driver at our Niles, North Muskegon, Lansing, Flint and Jackson MI distribution facilities. NO phone calls, agencies, faxed or mailed resumes will be accepted. All on-line applications must be received by November 22, 2013. The casual positions do not offer benefits.

CLEANING PERSON Full-time position with large apartment community for selfmotivated individual to maintain corridors, laundry rooms and offices. Must be able to work independently and in all weather conditions. Competitive wage. Apply in person M-F, 9-5 to Glen Oaks Apartments, off Mar quette, east of US 31 or fax 231-773-1576. No calls please.

spector as well. The successful candidate will inspect new and existing structures for conformity with codes and ordinances. Conducting construction plan reviews and onsite inspections of both commercial and residential properties will also be required.

This position requires that you be registered with the State of Michigan as an Inspector within the appropriate technical field and a Plan Reviewer, possess an Associate’s Degree or equivalent, and two years of field experience. The salary range for this position is $48,178 to $55,405.

Mercy Health VNS & Hospice Services seeks professional RN to make home care visits in Muskegon and surrounding areas to homebound patients. Variable shift Monday thru Friday 12 noon to 9 pm. Full time and/or contingent positions available. Home Care experience preferred, BSN license required. Come join the Lakeshore’s premier agency! Interested parties should contact Tracey Kovatch at 231.672.6354, email: kovatcht@trinityhealth.org or you may visit our website at www.trinityhomehealt h.org for other career opportunities.

HEALTH CARE

SOCIAL SERVICES

Nursing Leader

OUTPATIENT THERAPIST

Do you have confidence, excellent clinical skills and make a positive impact on your peers and patients. You are now ready to progress to the leadership role of Clinical Nursing Supervisor. Mercy Health VNS & Hospice Services wants you to join our ever expanding team! Currently there is a full-time position for this person to provide direction to staff on the oversight of patient care and monitor and evaluate job performance. Ensure that nursing documentation is maintained as required by regulations. Act as a proper resource to other staff as appropriate. Must be currently licensed to practice as a RN in the state of Michigan. Bachelor’s degree required. Progressive Management and prior home care experience preferred. Highly interested parties contact: Highly interested parties visit trinityhomehealth.org

- Newaygo County MSW/LMSW to provide substance abuse and mental health treatment to children, adolescents and adults in individual, family and group settings for our Newaygo Office. While the position works out of the Newaygo Office and will perform outpatient services in the office, services may also be performed in schools, county correctional facilities and other community venues. A primary focus of this position will be serving males in schools and correctional facility. 2 years post master’s experience and CAADC/ Development plan eligible and experience working with the SUD populations required. Experience working with culturally diverse populations preferred. Submit resume and cover letter to Program Manager, Arbor Circle, 231 W. Pine Lake Dr. Newaygo, Mi. 49337 or email to rwiegers@arborcircle.org

] r e l u d e h c [S West Michigan Molding, Inc., is seeking an experienced Scheduler. The candidate must have 5 years of scheduling experience, some of the responsibilities include: • Scheduling the injection molding department • Scheduling the paint department • Direct contact with customers WMM, offers a competitive salary and beneﬁt package. Interested candidates can apply in person, 1425 Aerial View Drive, Grand Haven, MI 49417 or email resume to: 4hrofﬁce@gmail.com

Drivers will be required to load petroleum products into the transport by inSOCIAL WORK Catholic Charspecting the transport for ities West Michigan has an compliance with safety immediate full time Licensing regulations, confirm the position available. Bachelors An Associate degree For more information and in Social Work or related field with a major in Account- products to be delivered to complete an application with dispatch and load the required. Child Welfare expeing is required. 2 years please visit our website at rience preferred. Visit experience in bookkeep- products safely. Drivers www.grandhaven.org. www.ccwestmi.org for demust transport the proding and administrative tails on how to apply. EOE uct from the distribution support or equivalent Equal Opportunity MEDICAL OFFICE FRONT combination of training facility safely. This enEmployer DESK - scheduling, check-in, and experience also need- tails conducting pre-trip COUNTY OF MUSKEGON ALES check out, insurance authoriDrug Free Workplace and post-trip inspections, ed. Must be familiar JOB OPPORTUNITIES zations, account balances, with accounting and of- adjusting driving habits to correspondence, some patient fice practices / proce- road conditions and being We are currently testing. Part time. Tues. REAL ESTATE SALES ASSOCIdures along with prescri- able to position the transrecruiting for the Thurs. Fri., approx 20 hrs wk. ATE - NOW HIRING: and port at both load and unSANITATION Packers San bed accounting codes position(s) of Experience preferred. Some training for career positions itation Services, Inc., a shifts in Grandville possible. with West Michigan’s leading and classifications. Sub- load sites. Upon arriving real estate company. Call or at the unloading site, drivcontract cleaner of food procFAX 231-733-2001 mit your resume with CAREER DEVELOPER email Shelly Abbott, ers must inspect the $14.12 - $17.91 per hour essing facilities is currently cover letter to: Greenridge Realty for a transport and the surseeking applicants for 2nd confidential interview. 616round areas, ensure that and 3rd shift sanitation at our Administrative MENTAL HEALTH 974-6070, 888-430-0634, Plainwell, MI location. Posithe tank at the site will be Services WORKER - HOURLY sabbott@greenridge.com able to hold the product $14.05 TO $17.81 per hour tion starting pay is $9.00 per Grand Haven Board and ensure quality control. Note: An employee in this hour plus $0.50 per hour inMLive Dining at of Light & Power Drivers must meet all reg- position will not work centive. Company benefits 1700 Eaton Drive paid vacations & holidays. ulatory requirements with mlive.com/dining Grand Haven, MI 49417 more than twenty-four Group health/dental /life inall training modules and (24) hours in a week. surance & 401(k) available. completion of all paperDeadline: 5pm on can apply by calling work (DOT, Marathon Pe- Visit our website at You CHOOLS NSTRUCTION Friday, November 22nd Javier at 269-599-5048 troleum, etc), and by com- http://www.co.muskegon. plying with Marathon’s The BLP IS AN Equal mi.us/humanresources for NURSE AIDE 3 WEEK TRAINsafety rules and guide- additional information and opportunity employer ING PROGRAM Day and evelines. Drivers must coordi- application or contact the SECURITY OFFICER Hackley ning classes 231-722-7111 nate with the transport Muskegon County Human Public Library. Police experiwww.steppingstoneedu.org scheduling analysts to en- Resources Department, ence preferred, will consider sure that the correct prod- 316 Morris Avenue, Suite corrections MP or other seucts are being sent to the 200, Muskegon, MI 49440. curity experience. Part time correct sites at the correct Toll Free (877) 521-JOBS. every other Sat. afternoon, OMPUTER time. Drivers will be re- Applications accepted un- plus subbing as needed. ApECHNOLOGY quired to troubleshoot is- til 5:00 p.m., November 22, plications are available at the library 316 W. Webster, Mussues and make minor reAbout UFP Technologies: or online INFORMATION TECHNOLO - pairs on the truck as nec- 2013. An Equal Opportu- kegon nity Employer. hackleylibrary.org ApplicaGY LEADER - Needed for essary. tions due 4:00pm 11/11. EOE

4732669-02

Your car. By all means.

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growing medical practice with advanced software systems including: digital X-ray tech- High school diploma or nology and Electronic Medical GED is required. Candirecords. Will be expected to dates must have an excelidentify and analyze informa- lent driving record, be at tional technology and organi- least 21 years of age, hold zation problems, create inno- a valid CDL with Hazardand Tanker vative and integrated solu- ous tions, troubleshoot and or- Endorsements and be able ganize hardware, and train to pass a required DOT others on software and hard- physical, drug test and ware. Associates or Bache- background check. Applilors degree in information cants must be willing to systems mandatory with work 12 hours shifts knowledge and experience which could include preferred. Full time position with generous benefit pack- nights, weekends and holiage. E-mail resume with cov- days. Applicants must be er letter to: professional, have a positive attitude, and be a grosema@oamkg.com

DRIVERS &

TRANSPORTATION

team player. Please apply at www.marathonpetroleum. com/careers

Drivers: CDL A

DEDICATED LANES

FOOD SERVICE

Company Drivers And Owner Operators

TEAMS & SINGLES

LINE COOK - breakfast and $1000 SIGN ON lunch. Experience necessary. BONUS FOR O/O Full time. Apply in person at *Fuel Discount Carmen’s Cafe, 878 Jefferson *Safety Bonus Program St. Muskegon. No phone calls *Excellent Fuel Surcharge please. 6 months verifiable exp.

Call 800-599-0087

H W

DRIVERS - Now hiring (2) ENERAL ELP ANTED Class A CDL O.T.R./Regional drivers to run in our company trucks. Must have a good ANIMAL CARE SPECIALIST MVR, at least 6 months expe- Bellwether Harbor is seeking rience and must be 25 years part time and weekend help. of age. $500 sign-on bonus. Animal experience needed. Assigned trucks, excellent Must be 18 years of age or pay & benefits, home EVERY older, able to lift 50 lbs. Send weekend. Call 616-797-3120 resume and references to: PO BOX 475, Fremont, MI 49412. M-F from 8am-4pm.

mlive.com/ autosource

ger Program Mana

West Michigan Molding, Inc., is seeking an experienced Program Manager. The candidate must have 5 years minimum of plastics manufacturing experience, some of the responsibilities include: • Direct contact with customers • Sample submissions • Launching products • Engineering changes • Design experience • APQP experience WMM, offers a competitive salary and beneﬁt package. Interested candidates can apply in person, 1425 Aerial View Drive, Grand Haven, MI 49417 or email resume to: 4hrofﬁce@gmail.com

mlive.com/ autosource

Maintenance Technician

UFP Technologies is seeking an energetic, career oriented professional to ﬁll an exciting opportunity as a 2nd shift Maintenance Technician at our facility located in Grand Rapids, Michigan.

UFP Technologies is a producer of innovative custom-engineered components, products, and specialty packaging. Using foams, plastics, composites, and natural fiber materials, we design and manufacture a vast range of solutions primarily for the medical, automotive, aerospace & defense, electronics, consumer, and industrial markets. Our team acts as an extension of customers’ in-house research, engineering and manufacturing groups, working closely with them to solve their most complex product and packaging challenges. For our customers, innovation takes many shapes. But each solution is shaped by a level of design, materials and process expertise that is unique to UFP Technologies. Position Summary: Responsible for performing highly diversified duties to install, troubleshoot, repair and maintain production and facility equipment according to safety, predictive and productive maintenance systems and processes to support the achievement of the sites business goals and objectives. Essential Duties and Responsibilities: • Performs highly diversified duties to install and maintain production machines and facilities equipment • Provides emergency and unscheduled repairs of production equipment during production • Performs scheduled maintenance repairs or production equipment during machine service • Completes maintenance work orders, submitting to manager and/or entering into maintenance software, as required • Performs mechanical skills including, but not limited to, mechanical, electrical, hydraulic, hvac, troubleshooting and repair of production equipment • Understands and troubleshoots and/or replaces or repairs PLC controllers • Reads and interprets manuals and work orders to perform required maintenance and service • Diagnoses problems, replaces and repairs parts, tests and makes adjustments • Performs regular preventive maintenance on machines, equipment and plant facilities. • Performs a variety of plumbing maintenance and carpentry functions • Uses a variety of hand and power tools, electric meters and material handling equipment in performing duties • Detects faulty operations, defective materials and reports unusual situations to appropriate supervisor • Complies with safety regulations and maintains clean and orderly work place • Supports employee training and development in total productive/predictive maintenance • Updates employees and team on the status of requested maintenance support • Performs all other duties as assigned or needed Education/Experience: • High school or vocational school and completion of craft apprenticeship along with related on-the-job experience in production maintenance and manufacturing environments • 7 plus years of maintenance experience in a manufacturing environment • Certificates and Licenses: Trade or vocational certifications preferred. Other trade certificates or in-depth experience may be required, (i.e., HVAC/EPA certifications, weights & measures technology and LOTO procedures preferred). Fork truck certification or experience preferred. • Must possess the ability to meet deadlines Please note that unsolicited resumes from third party agencies will not be accepted. UFP Technologies is an Equal Opportunity/Affirmative Action employer M/F/D/V. Click here to apply http://www.ufpt.com/careers.html

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4731086-04

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PAGE H7 / MUSKEGON CHRONICLE / SUNDAY, NOVEMBER 10, 2013

H7 HOUSEHOLD GOODS

PETS & SUPPLIES

BOAT SLIPS & DOCKS

G1 PETS & SUPPLIES

H8 SNOWMOBILES & ACCESSORIES

YORKIE PUPS - AKC, 10 BOAT - GRAND HAVEN IN SNOW MOBILE - 2009 Poweeks old, will be tiny. 2nd 2014. GRAND HAVEN laris, 550 Transport Trail shots, home raised and ready YACHT CLUB SLIP 98. Touring, only 182 miles, like to go! $400 & $500. P l e a s e Walk downtown for shopping new with full warranty. Cost call (269) 375-0657 and restaurants, a prime slip $6,989 new, sacrifice for on the south basin. Prefer to $4,950. Call (810) 732-4857 YORKIE PUPS - AKC, Vet sell, but available for seasonChecked, 8 Weeks Old & al rental as well for 2014. BOXER PUPS - AKC, Health HAVANESE PUPPIES - AKC, R O T T W E I L E R S : Working Ready To Go! 2 Females. Please call (616) 296-9090, YAMAHA 2009 guaranteed, like flashy, males home raised, UPD, shots, class, Now taking deposits on $600/each. Please Call 616- buy $42,500 (rent for $3,500 RSVENTURE/GT - Snow& 1 female, $350 - $400. $600 and up. Please call (231) 6 female pups of European 835-8649 rent). mobile with 244 Miles. Ride 2 ISCELLANEOUS TEMS Watervliet. 269-944-3003 598-0422 descent with strong up in comfort. Red metallic Schultzhund (IPO) lineage. 2 Y O R K I E S - Also small finish, heated grips and helyr. Hip and Health guarantee, Shorkies (Shih-Tzu Yorkie JACK RUSSELL TERRIER mets, reverse gear, rear storWAREHOUSE CLEARANCE ready 11/21/13 616-318-2072 PUPS- Registered. Male, 6 mix) Pups. Vet checked, first age compartment, digital inSelling Out to the Bare AMPERS RAILERS mo. old. Has been neutered, MINIATURE shot. Call (231) 828-4241 PINSCHER struments and adjustable Walls! All Items 50% has all shots, incl. rabies. PUPPIES - searching for a back rest. Always stored inDiscount. Please call Warner OR ALE $300; Call (517) 425-0569 loving home, AKC, tails done. SCOTTISH TERRIER PUPS doors. $4,500; Photos availa- Schuitema 231-722-2292 Wheaton color, AKC, family Call 616-459-0431 ble online. For more informaor 616-846-3953. Celebrity 33 ft. 2003 Travel raised, 9 wks old, both paTrailer, Model 303. Loaded, tion, please call (231) 301rents on site, $700ea. Call: K I T T E N - Female, 6 months large slide out, sleeps 4 com- 0549 517-726-0618 old, fixed, $40. Please call CAVALIER KING CHARLES fortably, like new inside. MINI SCHNOODLES PUP PUPPIES - AKC, vet checked, (231) 557-1427. $10,000 OBO. (989) 860-4358 PIES - 6 puppies. 4 white, 2 1st shots, $900+. Call: black. Ready to go Nov 28. Danyelle 586-354-5728 or $450; Goldendoodles Com Email: 5reubers@att.net ing. Please call 989-255-2226 www.weloveourpups.com OTOR OME CHIHUAHUA PUPPIES Males and females, smooth OR ALE or long coats. Vet checked, shots and wormed. 12 weeks NEWMAR 2001 DUTCH SIBERIAN HUSKY PUPPIES old. Starting at $300. Call for LAB PUPPIES - 3 Male chocoSTAR - 40’ diesel, 350 hp 6 wks. old, 3 red and white details, (989) 686-4767. Cummins, 51,745 mi., loaded, lates, 1 male and 2 female $500 and 4 black, grey & excellent condition, 1 owner, yellows left. Better Hurry! white $450. Blue eyes, purenon smoking & no pets, CHIHUAHUA PUPS - AKC and $350 each. Please call Dan at bred but not registered, paOATS OTORS $80,000. Call (269) 657-4934. CKC registered, several col- (810) 423-9186 rents on site. (269) 913-2777 ors, $150-$350 ea. Please Call CCESSORIES (616) 842-8729 1987 RAM OLDE ENGLISH BULL- YORKIE PUPPIES - 11 weeks CRESTLINER CHOCOLATE LAB PUPPIES DOGGE PUPS - IOEBA, Bul- old, parents on site (both are P A G E - inboard, 20’ open ETS UPPLIES AKC, 2 males available. Vet ly, Strong and athletic Vet purebred), great personali- bowel, many extras, excellent checked, dewclaws, 1st shots Checked, Call 269.375.6021 / ties, home raised. 2 Females condition, w/ trailer, $3,200/ and wormed. $400 ea. Call $450 each; Call 269-254-9462 obo. Please call (231) 798615.5058 mlive.com/realestate mlive.com/realestate (269) 377-3116. or 269-447-3677 2456 or (231) 670-6488

PUPPIES - AKC, GOLDEN RETRIEVER PUPS MALTESE PUPS- AKC, males Mattress Temper Pedic mem- BOXER ory foam weightless sleep fawn with black mask, fawns OFA/AKC, champion lines, and females, well socialized, system, queen. Cost $1800 with fancy white & mahoga- guaranteed, shots up to date, $550 male, $650 females, ny. Home raised, 1st shots & both parents on site, beauti- health gurantee 231-343-6648 brand new. Sacrifice $695! wormed. Great variety, must ful blocky blondes & reds Dandanthemattressman.com see! $600 (616) 218-9059 989-773-5582 avail. Call (231) 670-2916

ANNOUNCEMENTS

MERCHANDISE

ADOPTIONS

AUCTIONS & AUCTIONEERS

A D O P T : From your heart into secure loving home, your baby will be cherished. Steve & Rich 1-800-346-6571 Expenses Paid.

AUCTION

ADOPT: Loving home to provide a lifetime of joy & opportunity for your baby. No age or racial concerns. Expenses paid, 1-866-440-4220.

MONUMENTS & CEMETERIES Sunrise Memorial $1,500 for plot For more info (231) 313-8995

PUBLIC NOTICES LAKETON TOWNSHIP Notice of Uniform Water Rate Ordinance Amendments Number Two and Three

Hudsonville Fairgrounds

Sat. Dec. 7th, 10AM

NOW ACCEPTING CONSIGNMENTS

One of the largest auctions in the state, typically featuring Farm Equipment, 30-40 Tractors, 3pt Attachments, Construction Equipment, Excavators, Loaders, Backhoes, Dozers, Skid Steers, Semi Trucks, Trailers, Attachments, Landscape Equipment, Riding Lawn Mowers, Snow Blowers, Trees, New Shop Tools plus much more. Call Chuck Ranney now at 616-560-0839 or email chuck@1800lastbid.com to consign your equipment to our annual end of the year auction. Advertising deadline is Nov. 12th. Visit 1800lastbid.com for complete details.

TAKE NOTICE the Township of Laketon, Muskegon County, Michigan, on September 19, 2013, amended the Uniform Water Ordinance Number Two by adding the following language to SECTION 5: MANDATORY CONNECTION: The owner(s) of any existing premises that fails to comply with the time constraints for mandatory connection contained within this section shall be responsible for all of the costs and attorney fees associated Grand Rental Station with the township’s enLiquidation forcement of this section. Williamston, Michigan Complete line of If unpaid, such costs and attorney fees may be as- construction equipment & party rentals sessed as a tax against Can be viewed online at the real property and colMICHIGANONLINE lected as provided by law. AUCTIONS.COM On October 17, 2013, the or Call Township of Laketon 616-299-3333 amended the Uniform Water Ordinance Number Three by adding the following language to RAFTS AZAARS SECTION 4: RATES AND CHARGES: D. Payment of Connection Charge: ConHOLIDAY FAIRE - Sat. nection charges are set UNITY Nov. 23, 9:30-4. 2052 Bourdon forth above may be paid in St. Lakeside, Muskegon. Articash upon application for sans, Crafters, Healers, Readconnection to the System ers, Baked goods, Gift Certifior paid over a fifteen (15) cates. (231) 759-7356 year period in fifteen (15) approximately equal installments, the first such installment to be due and STATE ALES payable upon application for connecting to System and the balance at yearly ESTATE SALE intervals thereafter, with 3942 Linda each installment bearing Norton Shores, MI 49441 Friday 11/15 from 9-5pm interest at the rate established from time to time Saturday 11/16 from 9-3pm For info. & pics, see: and stated in Appendix B.

Publish: November 10, 2013 Effective: December 9, 2013

EstateSales.net C & B ESTATE SALES

FIREWOOD & HEATING SUPPLIES APPLE OR Mixed Firewood. 1-2 yr seasoned/split, delivery 616-262-3160, 231-853-2745

RECREATION B ,M &A

PETS & FARMS

Your home. By all means.

GERMAN SHEPHERD PUPS LAB PUPS . UKC Reg. English AKC, Red Sable, 1 male & 1 block heads, 9 wks, black and OLDE ENGLISH BULLDOG shots,wormed, P U P S - Comes w/1st & 2nd female, 11 weeks old, large, chocolate, German line, $900/ea. Please dew claws removed. $400.00 shots, dewormed, declawed, guarantee 269-521-3544 tails docked, with microcall (810) 434-0838 visit chip, papers, blue gene carriAIREDALE TERRIER PUPS - winddancerkennels.com ers, championship bloodlines. AKC, shots, wormed, male 4 males, 2 females. puppies, great family dogs, $1,250/ea. 616-706-7188 parents on site. Only $500. GOLDEN DOODLE PUPS - 7 week old Golden Doodle pupCall (574) 457-6054 pies for sale, very cute and playful $1,000 OBO. Please call (574) 238-0619 P A P I L L O N S - 1 female, 2 males, AKC, Deposit Req. to hold puppy. Ready for XMAS, RETRIEVER G O L D E N D O O D L E S - second LABRADOR generation 4 LEFT TO SELL! PUPS - AKC and OFA, 5 yel- Parents on Site. SAMOYED $700. 1 yr Health Guaruntee low females, vet checked, 1 AKC female, 8wks. Call: born 9/26. going to vet on shots, wormed, guaranteed. 231-730-0874. After 5pm. 11/15 for shots worming etc. Please call (989) 865-6408 windmerekennels.com 989-642-5817/ 810-624-2894 BERNESE MOUNTAIN DOG GOLDEN RETRIEVER PUP MALTESE / PEKINGESE & CHRISTMAS PUPPIES PUPS - Maltese AKC and OFA. Call for the PIES - 6 weeks, AKC, cham- YORKIES pick of the litter, Great family pionship bloodlines. First female $700; Pekinese fedog! 4 males & 4 females. shots, vet checked, home males $500 and Yorkie Males $400. All AKC pups. Call Call Heidi at 810-391-6527. raised, $550. (616) 204-4939 (231) 924-5090 Please see Mlive.com for more photos and details GOLDEN RETRIEVER PUPS AKC/OFA, vet checked, MALTESE PUPPIES - AKC, RARE COTON DE TULEAR PUPS - From Madagascar. born September 21st, vet wormed, dew claws, very BOSTON TERRIER PUPPIES Non shedding. Be one of the checked, shots, dewormed. calm, cute, excellent bloodAKC, red & white, blk & line, experienced breeder, first to own. Ready! Up to 2 males, 2 females, Call white, seal & white, parents great family pets! Call (616) date shots, vet checked, reg. Dawn 616-893-0667 cell; on site. First shot & worming 887-5395 231-648-6068 at home mother on site. 269-685-1487 done. Call (231) 670-2916

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CLAYTON WOOD BURNER for sale - $1,800 new, used STATE OF MICHIGAN 1.5 seasons, $1,200 firm, or PROBATE COURT will trade for a good 5th COUNTY OF MUSKEGON wheel camper trailer. Call NOTICE TO CREDITORS (616) 632-4132 Decedent’s Estate FILE NO. 13-89840-DE Estate of: Seasoned dry LEANING ET ERVICES Linda McKinnon Date of birth: H ardwood, 9/10/52 TO ALL CRED - Firewood, 4x8x16 5-10 miniITORS: NOTICE TO CRED - mum, 989-285-4572. HAVE YOUR PETS FIXED CLEANING SERVICE ITORS: The decedent, Linda Cats $50. Dogs $90. Rabies Don’t waste your time clean McKinnon, died Date: 8/6/13. shot $10 & microchip $15 ing when you can have your Creditors of the decedent are available with spay/neuter. own housekeeper for an af notified that all claims fordable rate. (231) 788-8517 Each year in West Michigan OUSEHOLD OODS against the estate will forevthousands of pets are killed er be barred unless presented HOUSE CLEANING because there are not enough to Mary Barnard, personal AMISH LOG HEADBOARD Reasonable rates! Honest! people who want them. The representative, or to both the And Queen pillowtop mat- Dependable! 11 yrs. experience! West Michigan Spay and probate court at Address: tress set, new in plastic, with Efficient hard worker. Neuter Clinic 501c3 is re990 Terrace St., 5th floor, frame, must sell! $275. Call (231) 955-9442 sponding to this problem by Muskegon MI, 49442 and the 989-953-4400 providing high quality, low personal representative withcost spay and neutering in in 4 months after the date of Fruitport. For information or ANDSCAPING publication of this notice. BEDS! BEDS! BEDS - New appointment ( 231) 366-7067 Date: 11/10/13 Personal rep- mattresses, shipping damage, resentative: Mary Barnard, Kings from $199, Queens LAST MINUTE IRRIGATION BLOW OUT. Please call ElAddress: 774 W. Grand Ave, from $150; Fulls from $125. ton at (231) 206-7663 City: Muskegon, MI 49441, Dandanthemattressman.com 989-772-1517 Telephone No: (231) 725-9409

&T F S

M H F S

CHRISTINA ACHTERHOFF, Clerk Township of Laketon

P S

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• Afternoons Monday-Friday, early Saturday and Sunday mornings • Reliable transportation required • Must be at least 18 years old Call Monday-Friday 9:30am-6pm Steve Kanaar 231.683.2049 Ken Wilson 231.683.2049 Joe Glynn 231.683.2049 Circulation Department 1.800.878.1411 or visit www.grpress.com/delivers

MU 11/10

ABC HAULING Appliances, scrap metal. Free haul away. All other materials low rates. Also, Buying Junk Autos. (231) 767-8263. ABLE TREE SERVICE Ins. Free Est. Call 231-683-6164 ALL YOU CAN EAT B R E AKF AS T - R-P Boyscout Troop 1051. Adults $6, children (7-12) $3. Nov. 10, 9AM - 1PM. Don Rea VFW, 1061 Witham Rd., N. Muskegon. EXCAVATORS For rent, all sizes. Free delivery avail. Shoreline Rental, 777-4111

Equal Opportunity Employer

Creative Gifts to Go Hand crafted seasonal items many one of a kind. 1586 Walker Rd. 11/16, 10-3PM. DOO DROP INN- p e r c h and onion rings only origi7 2 5 - 6 5 5 5 nal in town, every Friday 37, served at Tootsie’s Diner ARTS & CRAFT BAZAAR- 1125 W. Hackley 755-5005. Orchard View High School, DRIVERS NEEDED, apply at 770 W.Sherman Port City Cab Sat. Nov. 16, 9-3. 760-1493 Quarterline Rd, Muskegon GRIEF & THE HOLIDAYS BUS TRIP - 11/16 Four special evening devoted to Winds and Blue Chip Casino helping you go through the $50 ($47 back)(231) 343-3424 holidays following the loss www.travelbydawn.com of a loved one. Tuesday, CARPET CLEANING Nov. 26th, 7pm. DVD & AS CLEAN AS NEW refreshments. The Scolnik 45 yrs. of experience. Carpet Healing Center of Mercy cleaning specials: 2 rooms, Health VNS & Hospice $50; 3 rooms, $65; 5 rooms, Services, 888 Terrace Street, $100. Trent at (231) 343-1462 Downtown Muskegon. More GOT LEAVES? Call Wally’s info: 231-672-3266. Free. at (231) 780-3733 LEAF CLEANUP - Call (231) 798-4101 or (231) 578-9582

4725403-01

LIFE’S OTHER LOSSES need support too. Journeys Support Group, 2nd & 4th Thursdays 6 pm. Find hope and help for dealing with life-changing events (relationships, finances, health, etc.) Scolnik Healing Center at Mercy Health VNS & Hospice Services, 888 Terrace Muskegon. Free. 231INTEGRITY BUSINESS 672-3266. SOLUTIONS - Used lateral file sale! All 5 drawer files Mona Lake Boat ClubServing Lunch, W, Th, & F $199. Call (231) 799-9799. 11:30-1. Fri Variety Dinner, LAKESIDE NEIGHBORHOOD BBQ Ribs. Sat. Tacos MEETING - Wed. Nov. 13 11:30-2 Public Invited! 7pm, at Bunker School NEED NEW WINDOWS? LOVE YOURSELF Glass block & vinyl replacement HEALTH Y "Mind, Body & windows. Lifetime warranty. Spirit" Speaker Gloria WhiteK&S Services, 231-722-8511 Gardner. Nov 16 Muskegon Community College Blue & PRO TRAVEL MUSK. - Has Gold room. 8am-1:30. $25 relocated. Our new address includes cont’l breakfast is 17220 Van Wagoner Rd. &lite lunch Register777-0348 Ferrysburg. (231) 733-8359 HAPPINESS IS- a balanced child. Don’t become your child’s best friend, instead become their best parent. Teach by example. It all starts at home. Holiday Shopping CenterUnique Crafts & Gifts Nov16 9 - 4, Grand Haven Community Center(616)842-2550

SHORELINE BRIDAL FAIR Jan 5th, 2014. Accepting application for exhibitors. Booth space available. Apply online at www.shorelinebridalfair.com Two-Part Series: Free Memory Care Screenings, Nov 19, 10 a.m. - 1 p.m. & Coping Methods for Early Onset Dementia, Nov 22 at 8:30 a.m. Sanctuary at the Oaks RSVP 231-672-2796 V A A N D E R I N G DRAPERIES Sale on all blinds. Blind cleaning. 1389 Kenneth. 726-3339. YOU DON’T HAVE TO GRIEVE ALONE. Every Tuesday 7 pm Grief Healing Support Group. Scolnik Healing Center at Mercy Health VNS & Hospice Services, 888 Terrace St., Muskegon. Free. 231-672-3266.

H8 / MUSKEGON CHRONICLE / SUNDAY, NOVEMBER 10, 2013

NEW

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Pets and Farm Real Estate for Rent Real Estate for Sale Recreation Travel Transportation

chairs $450; chipper $100; WATER PUMP - Submersible, thatcher $50; (2) lawn 230 volt, 1/2 hp, works good, mowers $100 for both, Call $75. Furnace Grates - never (231) 744-6589 used, fits Rite-way furnace, PONTIAC 1997 Firebird - no $100/ea. Call (231) 766-2054 Place your own ad at: www.mlive.com FISH FINDER - Narcum LX-3, rust no dents, 600 miles on new battery, still in box, like rebuilt transmission, nice car, WINDOWS, PELLA - A nd new, $300. Auger - $30. Ice needs motor, $995 obo, (231) bathroom fixtures. 4 by 5 ft. bay window $250, Two caseFishing Poles - (3) 5 ft., $35 220-6730 or (231) 343-5947 ment windows 4’ 5’ by 4’ 10" ea. (269) 323-9844 PONY CARTS - (2) Pony size $120 each, One window 4’2" FLEXSTEEL COUCH- Ameri- jog cart with "bike" wheels by 3’11" $75 One window 25" can seating specialist. Like $200; Kuhnle pony size driv- by 45" $50. Overhead garage new! CALL $275. (701) 770- ing cart with brakes $2,000. door 9ft wide 8 ft. high (of2106. Please call (989) 631-2796 fer) Solid wood entry door $50, five foot fiberglass (Midland) FORD 2002 TAURUS - Good shower, faucets and rails, runner, Asking $900 Call POWER LIFT CHAIR - Large, clean $150. Two toilets and (231) 245-8073S wide seat, dark blue, like vanity $150/obo. Call 231 292 2468 or 231 861 5634. BED FRAMES - and oak head FORD TRUCK PARTS - Tail- new, $400; Please call (231) board $20; gas range, like gate, like new $300; Ford 744-1016 WINE RACK SET - grey tone ARGAIN ORNER new $225; refrigerator side by bumper with hitch $300; BOAT - with glass shelves, also holds side $275, Whirlpool washer Spare tire 18" inch $100; (2) PSE COMPOUND wine glasses, 37 x 50, Paid $125; glass top kitchen table Running boards $300 for Come w/ hard case, paddles, $179 will sell for $50. Call and release. $150; Please call ANTIQUE BABY FURNI - w/4 chairs $55; metal ward- both. Call (616) 802-7132 269-567-8882, will email pic. (231) 981-9022 TURE - All wood, high chair, robe lg $125; desk and chair (Muskegon area) small crib, full size crib, play- $60; hose reel w/hose $15; pen, changing table. No mat- rakes $5 ea; edgers (2), $30; FU R N ITU R E - Mission style RANGE - 30 in. electric ceramtresses. All for $150. Call wackers, (10), $100; chain maple, armoir, excellent con- ic cook top. Stainless front. 2 OONLIGHT ARGAINS years old, like new! $300 293-6160. saw (2) $80; wheel barrels, dition, $300. (231) 747-8941. Firm. CALL (231) 780-2863 (3) $50; ladders (3) $70; misc ANTIQUE - Bridal Doll in origi- oil, $40; tools misc. $40; jack GARAGE DOOR OPENER- RECORDS - (200-300) Al- A P P L I A N C E S & all types of nal box. Vintage 60s, 19 in - stand (2) $40; fertilizer Chamberlain, Fully assembled bums from the 50’s and 60’s, scrap metal. FREE Haul away. "A Little Darling Doll". $20 sprayers (5) $30; shovels (3) w/ dual remotes, like new. come get them all for $50. Also free removal from Base$20; clevis hooks lg $30 ea; Paid $179, selling for $110 (231) 777-3324 ments, etc. Also, buying auCall (231) 773-3595 gas cans (9) $30; Please Call cash. (231) 725-5234. tos. (231) 286-4372. (231) 744-6589 Recumbent Bike -Schwinn 202. Antque garland gas stove GENERATOR - King Craft, working 1920’s $99. 1920’s BEDROOM SET - 32" chest & 2000 watts. $145/obo. Hoist - Ask $90: 6 presets; 8 levels; A U T O M O B I L E S Garland gas stove appraised matching 50" dresser w/ mir- Chain fall, 2 ton, $75/obo. Call LCD display: Time/ Distance/ 2WD/4WD. Absolutely Speed/ Calories; Some isat $600 Model B34 08 CGX ror, dark oak, $175. Call (231) (269) 226-8798 accepting an abundance of sues: hole in seat; pulse monHas not ben cleaned up.Sone 744-9525 autos. Cash. Licensed and itor doesn’t work; left strap GMC 1991 SIERRA - 1500 chipping of porcelian on lid. insured. Free pick up. Call taped. You can buy new parts Six one Six 8051062 $99.00 BICYCLE - Mongoose Black Di- series, V8. Parting out, many online. 231-215-1003. 616-589-5015 or 6 1 6 amond Triple, adult, free ride, new, excellent drive train. 272-2019. $1-$300. Tow bar - $250. BABY ITEMS - Baby cradle full suspension, large frame, (616) 570-9811 R E F R IG E R A T O R - GE refrigswing $60; baby bouncer like full scram X9 drivetrain like erator freezer on top. clean AUTOMOBILES- 4x4’s, vans, new $35; infant car seat $50; new, $300. (269) 680-1109 GOLF CLUBS - Top Flight $150 firm call 231-292-1285 heavy equip., mowers, farm baby girl clothes $.50 - 3.00; irons 3-W. $10; Kennex equip., semis, etc! All scrap Trailer spare tire 20.5 x 8.0- BIKE-Women’s 26"inch, Huffy, graphite irons 3-W, $10; R E F R I G E R A T O R - GE, runs metal! Pay cash. 616-262Bay Point, 3 speed with facgreat, dorm size $45. Please 3160, 231-853-2745 10, 4 bolt rim $40. Please call tory front basket, like new, Putters and wedges, $1; call (269) 838-9130 (231) 834-9171 made in USA, $80; Fuji, 26" Graphite 3-wood, $1; Clevland AUTOS - Any and all wanted inch, road bike, 10 speed $45. Driver, $5; Golf bag, $5; Call RIFLE- Remington 30-06, $250 for most cars/trucks, (616) 356-2512 BABY ITEMS - Winnie the Please call 231-855-2997 Woodmaster w/ scope, $260. SUV’s running or not. FREE Pooh themed Baby Swing, Bouncer, & High Chair. Gen- BOARD GAME- 1950’s Howdy G U N - Browning 30-06, auto- Roof Jacks- (16), $25. Call TOWING! 616-635-0522. der neutral colors. Will sell as Doody, mint condition, $300. matic with Burris 4x12x40, (231) 750-5308. $1000. Smith & Wesson 1500, a total package for $65 or as Please call 231-766-5153 DIABETIC TEST STRIPS 270 cal. $800. Winchester 32 RIFLES - 30-06, custom made, individual items (Swing and bolt action, with peep sight. High Chair $25 each and BOOKS - Lladro Expressions, 4 Special 94, pre 64. $1200. Very accurate, $300. Reming- For folks without insurance. UP TO $25/100 ct. box Bouncer $15) 231-750-6894. hard cover books of new and Browning A-bolt, 204 cal. w/ ton - 35 caliber, semi auto, Local pick up - cash payment retired Lladro pieces, very Bushnell 8x32 $850. Please Model 81, Woodsmaster. Area’s oldest, most trusted. Call (231) 972-8430 nice, $50; Please call (231) BAND SAW - Shopmaster, Very rare and accurate, with Bob, The Test Strip Guy verticle industrial. 64" tall, all 744-4301 616-298-8556 GUN CABINET - cedar, hand- peep sight, $450. Please call metal, w/ 78" blades. 115 made, asking $250. D E S K - (231) 788-4181. BUCK MOUNT 12 point Volt, lighted table, 30+ extra large, office style, wooden, ZEPHYRS blades, $250/obo. Please call Large, beautiful $200 firm $150. H E A T E R - 2400 BTU, RIFLE - Winchester 30/30 lev- MUSKEGON Cash. Call (231) 563-3520 HOCKEY PUCKS WANTED (231) 744-8254 w/ blower, asking $275. For er action, purchased in paying up to $150. Also buy1990’s, w/ sling, padded caninformation (859) 457-6360 vas case, 2 box of shells, ing Zephyrs programs, phoBED - Adjustable, queen, with tos, pins & pennants. Call G U N - Glenfield made by Mar- $200. Call (231) 755-6620 mattress, $750. Jacket - BUICK 1995 SKYLARK As lin, real nice shape, full maple (231) 670-2119. Studded, black leather, size is. $900. Call (231) 728-9398. SAW Radial arm saw, 10 in., stock, $150. 269-330-0836 24W, $50. Jacket - Purple, Craftsman, $200. Carpet size 22W, $50. Dresses - (2) BUILDING MATERIALS Scrubber - $50. Please Call Dressy, never worn, one 22W (16) Never used 3/4 Tongue GU N S - Custom 7.62 x 54 rifle (231) 773-6991. ANTED ARGAIN and one 22W P, $30 ea. One, and Groove OSD 4x8 sheets with 3x9 scope $225. 7.62 x 54 Military issue w/ plus size, XL, $20. Please Call $18 ea. (55) Never used 1/2 asccecories, $175. (231) 766- SEWING MACHINE - Singer, (231) 725-7713. inch OSD, 4 x8 sheets, $12 2161. Antique, 1877, $220; Poker COMIC BOOKS — Buying ea. (616) 844-8314 Table Top - $30. Bike- 1970 large or small collections, up BEDROOM SET - $50. Dbl GUNS - Hi-Point semi-auto women’s Huffy $80. (2) Shop to $10/book. (231) 798-3097. headboard, 6 drawer dresser C A B I N E T - Curio, excellent pistols, still in the box, (4) stools, metal $20 each; Anticurved glass $100; 9mm at $250/ea. (3) 45 ACPs que Singer sewing machine DRUM SET - For a child of 6. (51x19in.), mirror (38x28in.), cond. Call between 6pm - 10pm. Floor lamp, dimmer switch, at $275/ea. Need purchase table w/ glass top, $120. Call Willing to pay up to $40. $90. Call (231) 780-1125 permit. Call (231) 773-4010 231-744-1958 Please call (231) 755-1547 (231) 744-3436. DRYER - Everything works except timer, $50. Ab Lounger with video instructions, $30. (231) 563-6025.

Call (231)

726-3200 877-370-3586 B

Go to mlive.com/placead and get started today.

*Some restrictions apply. No pets or living things are allowed in the Bargain Corner and free ads run in print based on availability.

CABINETS - 6 feet of kitchen G U N S - Marlin 22 Papoose, SHELVING UNIT - Rettan, 3’ base cabinets, plus corner break down rifle, wood, blue, x 6’, $35; Baby bed - w/ matunit. No top on cabinets. 27 w/red Papoose case, $250. tress and bedding, $40; (2) inch top cabinet. Stainless Harrington & Richardson, 16 End tables - oak, $25/ea; steel sink. Great for hunting gauge single shot, hammer- Please call (802) 238 8127 cabin or work bench. $100 less, $150. 616-299-0532 SHOT GLASSES - (200) (231) 828-6670 G U N S - (private collection) Barcardi plastic, $25 for all. C A M E R A S - Game camera’s Savage, model 10 7mm-08- (12) Barcardi, light up, $15 Bushnell, 2 for $150. Scentlok $365. Rem. model 7400, 30- for all. (10) Barcardi mini bashunting outfit, jacket pants 06-$485. Savage model 99, ketball sets, $20 for all. and hood $100. Rifle Shells 300 sav (’51) $585. Winches- Please call (810) 344-7442 30/30 2 full boxes $30. (231) ter 94, 32 spcl(’49)- $550. Between 9am and 9pm. Ruger MKII Target, 678,22lr 220-7910. $385. Remingtn XP100, 223 - SHOWER CHAIR - $25 WalkCAMP PATCHES- Boy Scout $750. Marlin 336, 30-30.(’60) er w/seat - $30. Commode from Camp Tapico, Camp - $385. Winchester model 88, $15 Four pronged cane- $10. Grasslake & Pinelake Camp. 308 - $850. Winchester model All excellent condition. Call Willing to pay up to $20. 70, featherweight , 270, - (231) 755-2958 Please call (810) 659-1228. $750. Call 231 788-3280 SNOWBLOWER - Craftsman, CAR RIMS - Ford (4) 15 in. HEAVY GUN BARREL - En- 1 yr old, electric start, half $50; Chair, office - Black, $10; core ported, 7mm. $325; 223, price, $170. 231-755-7376 CB Radio - 40 Channels, $10. Remington, Encore, heavy Peg Boards, $2 each. Car gun barrel $225; Trolling Mo- SNOW BLOWER - CraftsStereo- W/ cassette player, tor, Sears Craftsmen, 1.5 hp, man, electric start, 20 in., 5 $10. Please call 231-652-1918 electric, 5 speed, 30 lbs., h.p. Like new, $250 obo. thrust, like new $70; Snow Please Call (231) 861-0555 or CHAIR - Captain style, S. Bent Thrower, Craftsmen, single (231) 750-6373. and Brothers, Garden, Mass. stage, 20"inch, all steel, runs 1867, $100 OBO, cash only. good $200. (616) 799-0682 SNOW BLOWER - MTD, sin(269) 569-1639 gle stage 21" 2 cycle, runs HITCH RECEIVER - Set up for good, $119. (231) 798-2502 CHAIRS, ROCKING - (2) Anti- sway bars, $75/obo. (2) que, arm less, paid over $200 Good-year Wrangler ST, S O F A - Blue, $35. Bed - King for each, will take $65 ea. or P25570-R17. $50 for both. size, Sleep Number, $50. reasonable best offer. Please Good tread on both. Call (231) Desk - Steelcase, wood & call (231) 767-1277. 740-1475 metal, $50. Dresser - triple, no mirror, $35. End Tables C H I P P E R / S H R E D D E R . ICE SKATES. Mens hockey (2) $25 for the pair. File CabiCraftsman 3 cutting stage skates size 10 never worn Ba- net - 4 drawer, lateral, $75. mulching & bagging chipper- uer $125 Jackson $125 La- Call (231) 286-8891 shredder, 5 HP. With owner’s dies figure size 10 Jackson manual. No bagger. Asking $30 Easton white hockey hel- STAMP COLLECTION - Huge! $100 obo 231-750-0357 met with cage face guard $75 Foreign and American. First $1,000 takes all. Please call CHRISTMAS TREE. 1800 Call 231-821-9575 (734) 994-4272 (Pick up in clear white lights, 8 1/2 feet JACKET - Ladies, leather 3/4, the Ann Arbor area) tall with stand. Natural look- w/ hood, size large, only worn ing. Original box for storage. twice, $100. Electric Mattress STEREO TURN TABLES - (3) Photo available. $100.00 Pad - for full bed, $30. Coffee 1 Pioneer, 1 Gemini, all in Please call 231-557-8199 Maker - Mr. Coffee, 12 cup, good condition, with good needles & dust covers, CLOCK - Grandmother, 6 ft X $10. Call (616) 842-8509 $60/ea. Call (616) 884-8010 1ft, hand made, natural wood, JACKET mens Columbia, soft, $75. PAINT BALL GUN , S T O V E - gas counter top, 30 Vexor Game Face, blue, work- suade fabrication on outside, inch., $30. Range hood, 30 ing condition, semi automat- fleece inside, easy access inch, $20, Call (231) 744-3520 hiden pockets, lined hood, ic, $40. (231) 798-4743 never worn, $75. 616-842TABLE SAW - Crafsman, very CLOTHES - Boys: Jeans 30/30 5737 or 616-502-4262. good condition, $200 firm, $3 each; Shirts: Dress (sm) $2 & T’s $1; Women’s: Shirts K I T T E N S & 1 Cat Free to a Please Call (231) 747-2297 good home, short and long Lg. $20; slacks $2; Table, TAIL GATES - Various year s round, metal & glass $5; hair. Please Call 760-4246. Snow Cone Machine $30; LEAF BLOWER - With bag, and makes, flow through, Bake ware $1 each; Games, mulches leaves $35; Sewing never assembled $125 to $200. Call (269) 838-9130 $5 each. (231) 740-1314 Machine, Singer, never used, COAT - Like new London Fog, paid $169, will sell for $70. T I R E S - (4) Goodyear, 245/65R17 $99 for all. Please size 8, long black, $50. Table, Please call (231) 755-4926 drop leaf $70; Old Kitchen MATTRESS & BOXSPRING - call (231) 981-9022 Bread Box stand $50; 1950s Full size, in great shape,, $40. T R E A D M I L L - Proform 10.0, coffee table $70; Old Harley Please call (231) 955-0856 $125. P I A N O - Spinet $150. Posters $20-30; Desk Chair $35; TV’s 13" & 19" $25/$35. M ICRO W A VE - White, Magic (231) 798-4856 (616) 828-8005. (Muskegon) Chef, 1 month old, $50. Call TRUCK TOPPER - Fiber glass, fits dodge dakota ext. cab, COFFEE TABLE - oval shape, (231) 739-5573. tinted sliding glass windows 46x30, dark wood frame, w/4 MIXER - Red, KitchenAid, spiral legs on rollers, thick model KSM150PSER, un- w/ screen, 3rd brake light in oval clear glass top, very nice, opened, $275. Stove - cast back. $225/obo. Please call (231) 924-5033 $95, call (231) 755-8527 iron, ventless, natural gas, CORNER HUTCH - Oak, in ex- 25,000 BTU, like new, $200. T V - 60", projector screen, w/ Call (231) 286-8475 cellent contidion, $250. Call smart sound, Phillips Magna(231) 288-2740 M U S IC ITEMS - (16) 8 tracks vox, very good condition, $250. Call (231) 747-4297 and 25 CDs; various artist, DESK- Office suite, Executive Professional. Like-new cond., $20. Call (231) 773-5292 TV - RCA, 21" $40; GR Griffins solid oak, L-shape, $300 OBO; Play off Puck $15; GR White Accommodating large 10 NAIL GENEE - Professional Caps Bobble head $15; Detroit drawer set, $300 OBO. Both nail machine, excellent condi- Tigers Bobble head $15; Snow tion, $55. Christmas Trees pieces are absolutely mint Pants, child’s, med $8; Coat, (2) Artificial, 6’, green, full, Jr. girl’s winter, lg. $17; cond. Call (269) 343-6242. excellent condition, w/ Bleacher Seat, folding $12; stands, in box, $45/ea. Please Afghan $35. (616) 784-3901 DINING ROOM TABLEW/ call (231) 828-4366 chairs, Gateleg, 72’ round, oak, pads incl. Excellent cond., $275. PATIO BLOCKS - 10"square TV - Sony, 32" Trinitron, $75. Bikes - (2) boys, 22", $20/ea. red $50 for all; bunk beds, 1 Picnic Table - wood, octagon, Please call (231) 750-8175 unit, w/toy chest and dresser $60. Stair stepper - Gold’s DINING ROOM TABLE - W/ built in $125; couch, swayed gym, $25. (231) 744-8255 four Parsons chairs, mahoga- leather brown, $50, Please ny, 60" long by 40" wide, w/ Call (231) 327-0995 TV - Sony 34 inch Trinitron, 2 12" leaves, very lightly works great, $30, Please Call used, $300; Please call (616) P H O N E - Samsung Galaxy (231) 828-2345 Ring, Virgin Mobile, $99.99, 399-8711 with 2 year replacement. TV STAND - Wood, w/ built in DOOR - 36" exterior varnished Fireplace - Electric, light oak, electric fireplace, 6’ long, $15. Storm Door 36" $15. 750-1,500 watt, $250. Assort- $350; 50 gal. fish tank, w/ Lawnmower, 20" $35. 616- ment of quality clothing - black stand and all accessotops and pants XL-18W, 844-3627 ries, $150; Please call (231) $5-$10. Call 231-740-4139. 788-1448 DOORS - (2) Aluminum, storm doors, 36’’, $20 each. Sliding PLAYSTATION 1 GAMESFlush Door - 24’’, 1 pair, $15. (4), willing to sell for $3 ea or TV - Vizio 32’ TV with Eco HD Lover Door - 32’’, $15. T V trade for any Playstation 1 with remote. You can mount on wall or leave on stand, exA n te n n a - Never used, $15. games. Call (269) 382-1916. cellent condition. Asking Please call (231) 828-6308 $200. Call 231.730.1484 PLOW TRUCK - 3/4 ton DRESSER, TRIPLE - White, w/salter $1,750; plow lights Formica w/ mirror, beautiful (sm) $20; (lg) $40; boat trail- WATERBED - King size, headwaterfall design, $200. Call er $750; boat and trailer $600; board not included, $75. (231) 894-8349 (231) 893-2134. Oak table, round, w/6 leather

November 10, 2013

SPEED BUMP

BY DAVE COVERLY

NEW YORK TIMES CROSSWORD

No. 1027

WHO’S LEFT? By Brendan Emmett Quigley / Edited by Will Shortz

14 Bar food? 20 Author of “If Democrats Had Any Brains, They’d Be Republicans”

58 Exams with analytical reasoning parts: A b b r.

101 “Sure”

60 Grp. with the platinum album “Out of the Blue” 61 Graf ___ 62 Look for

21 Fix

63 Marshmallowy treat

22 Crown cover

6 4 Vo d k a w i t h a Chocolat Razberi flavor

2 3 M c M a n s i o n ’s storage

102 Clear tables

15 Before you know it 16 Designer Helmut

1 0 4 Tr o p i c a l v i n e s

17 Surrounded by

105 Jordan feature

18 Order

109 Barn seat

19 Stood out at standup?

111 _ _ _ To u r 11 2 “ H o t ” d i s h 11 3 T h e y m a y k e e p y o u on your toes 120 Pass 1 2 1 “ Yo u b e t c h a ! ” 1 2 2 F o u r- s t a r f i g u r e

26 It may be stroked or crushed

67 Lot

1 2 3 D i s h w a s h e r, a t times

2 7 D i ff i c u l t i e s

71 Great leveler

28 Remove the last drop from

72 Lawyer Davis who served in Clinton and Bush administrations

30 Qualifier 3 3 Te s t _ _ _ 35 Have a balance 3 6 R e l i g i o u s o ff i c e 37 Attack on sacred custom 39 Dotty? 4 3 B r i e f l e t t e r s i g n - o ff 44 ___ Nashville Records 45 “___-haw!” 47 Greek characters 48 “Camelot” co-writer 50 Piece of roadconstruction equipment

For any three answers, call from a touch-tone phone: 1-900-285-5656, $1.49 each minute; or, with a credit card, 1-800814-5554.

69 Badgering

73 Marseille morning 74 Buenos ___ 75 Make a big stink

124 February forecasts 125 Comes in behind Down 1 E l e c t i o n r e s u l t s a b b r. 2 Primitive radio receiver

7 7 We n t u n d e r c o v e r

3 British novelist Anthony

78 New ID badge recipient

4 Chant after a soccer score

7 9 G a ff e

5 Gobbled

80 What the Red Baron engaged in

6 ___ center

83 Sly one

7 Start of a Scrabble game

3 0 Wi e l d

31 Any Mount Olympus dweller

32 Like some rioters

34 Provider of a trip across a desert?

41 Be flat

101

42 Sources of some lethal injections

105

4 6 S e c o n d l t . ’s equivalent

49 59

61 65

66 70

86 94

84 87

102

100

103

106 107 108

104 109

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113 114 115 116

48 Thieves’ place

120

121

122

49 Major Spanish daily

123

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111 117 118

119

50 Icon on Amazon 51 Hears again, as a case

92 Indian neighbor

108 Raspberry

79 Emerald, e.g.

93 One way to dress in drag

81 “I agree”

94 Court inits.

11 0 C a r r i e r t h a t o w n s the airline Sun d’Or

82 Springfield watering hole

95 Cajun dishes

52 Big name in online financial services

63 Kind of boom

78 “The Newsroom” channel

64 Make content

6 2 S A G ’s p a r t n e r

8 Te e s o ff

8 6 Ti c k - t a c k - t o e winner

9 One may be doll-size

5 3 C r y f r o m a b a l c o n y, maybe

65 Golfer nicknamed To w e r

1 0 B i t e r, m a y b e

54 Not so nice

87 Big do

11 _ _ _ l o s s

88 TV series for which Q u e n t i n Ta r a n t i n o has written and directed

1 2 O n e W h i t e o f r o c k ’s White Stripes

55 Raccoons around campsites, e.g.

68 “Das Lied von der Erde” composer

91 Generally speaking

85 Symbol of Horus

13 Like the time of F r a n z F e r d i n a n d ’s reign

85 91

3 5 We l l - f i n a n c e d g r p . ? 40 Rhapsodizes over

28 33

56 62

3 8 B o x e r ’s t a rg e t

29 Ancient Roman king

14 22

24 One thrown at a rodeo

24 26

103 Jolly Roger pirate

66 Keeps

25 Santa ___

14 Hard-to-turn vehicle

9 7 “ W h e w, t h a t w o r e me out!”

11 4 R i n k o rg . 11 5 C l e a n i n g s o l u t i o n 11 6 D a n i e l s w h o directed “The Butler”

69 Antlered animal

8 4 L a m a r H u n t Tr o p h y o rg .

56 River of song

70 Stole material

88 Some 99-Down

99 88-Down, e.g.

5 7 M a n y a n a c t o r ’s second job

73 Cat calls

89 Curse

1 0 0 B r i t ’s d i a p e r

11 7 Wo r d s s a i d b e f o r e a kiss

76 Eastern European capital

90 Connections

106 Pen parts

11 8 A f t s a n d e v e s

91 Bar food?

1 0 7 D i ff e r e n t

11 9 _ _ _ - m o

5 9 Va i o m a n u f a c t u r e r

9 8 Vi d e o - g a m e l o s s e s

● Each row and each column must

contain the numbers 1 through 4 (easy) or 1 through 6 (challenging) without repeating.

● The numbers within the heavily

outlined boxes, called cages, must combine using the given operation (in any order) to produce the target numbers in the top-left corners.

● Freebies: Fill in single-box cages

with the number in the top-left corner.

11-10-13

8 Aw a y f o r t h e s u m m e r, maybe

96 Famous

New York Times Crossword Answer

P C B O A R D A T C A M P S A L A D S C O U L T E R N E U T E R E N A M E L T H R E E C A R G A R A G E M O N I C A E G O W O E S W R I N G D R Y P R E L I M P R E P O W E S E E L E S E M A J E S T E P I X E L A T E D Y R S M C A Y E E X I S L O E W E C O N C R E T E P U M P S W A R D L S A T S E L O S P E E A W A I T S M O R E S T O L I H A S F A I R A M O U N T H A R A S S M E N T T N T L A N N Y M A T I N A I R E S R E E K H I D H I R E E B O N E R A E R I A L C O M B A T S N E A K E Y E O O O F R O C S I O N A V E R A G E W I D E L Y K N O W N Y E S B U S S M E E L I A N E S S P A C E J A M B A L E P G A T A M A L E B A L L E T S L I P P E R S E L A P S E O H Y E A H A D M I R A L R I N S E R S L E E T S L O S E S T O

1 Etched computer component

56 Grassy expanse

Across

Friday The Family CirCus by Bil Keane

PeanuTs by Charles Schulz

Dennis The menaCe by Hank Ketchum

BlonDie by Dean Young & John Marshall

BaBy Blues by Rick Kirkman & Jerry Scott

B. C. by Mastroianni & Hart

sally ForTh by Francesco Marciuliano & Jim Keefe

GarFielD by Jim Davis

sPeeD BumP by Dave Coverly

BallarD sTreeT by Jerry Van Amerongen

luann by Greg Evans

hi & lois by Greg & Brian Walker

DilBerT by Scott Adams

JumP sTarT by Robb Armstrong

Frazz by Jef Mallett

ziTs by Jerry Scott & Jim Borgman

haGar The horriBle by Dik Browne

BeeTle Bailey by Mort, Greg & Brian Walker

BalDo by Cantú & Castellanos

PiCkles by Brian Crane

Born Loser by Chip Sansom

Friday

For Better or For Worse by Lynn Johnston

Get Fuzzy by Darby Conley

PearLs BeFore sWine by Stephan Pastis

tundra by Chad Carpenter

Frank & ernest by Bob Thaves

Bound & GaGGed by Dana Summers

red & rover by Brian Basset

Curtis by Ray Billingsley

CLose to HoMe by John McPherson

MarMaduke by Brad Anderson

oFF tHe Mark by Mark Parisi

BridGe

by Frank Stewart

get only three club tricks and only eight in all.” “Why did he duck?” “He said the rule is to let declarer win his first try at a repeatable finesse!”

Best play

“Do you think your play was best?” I asked. “What else could I do?” Cy can lead his king of clubs, then the four to dummy’s ten at Trick Three. If Millard ducks, Cy returns a heart to his ten. West wins to continue spades, but Cy takes the ace and then the ace of clubs. Cy next leads a second heart to his jack, winning three clubs, two hearts, two spades and two diamonds.

Daily question

You hold: ♠ K J 6 5 2 ♥ K 7 2 ◆ J 10 7 4 ♣ 7. Your partner opens one heart, and the next player passes. What do you say? Answer: This decision is close. Bid two hearts if you judge your hand as worth no more than a single raise. (You would surely bid two hearts with K J 6 5, K 7 2, J 10 7 4, 7 2.) But if you value the hand as worth 10 or 11 points, as I would, temporize with a response of one spade. If partner next bids two of a minor suit, jump to three hearts, inviting game.

Today’s soLUTIon: “Being a woman is a terribly difficult task, since it consists principally in dealing with men.” — Joseph Conrad

Today’s answer

“Losing to Ed is bad enough,” Cy the Cynic growled. “Now I’m losing to Millard, too.” Ed is the club expert, but Millard Pringle is a quiet little man whose dominoes are missing a few dots. He gets lost in the maze of defensive rules. Millard was today’s East, and Cy was declarer at 3NT. He took the queen of spades and let the jack of clubs ride. “If Millard wins,” the Cynic told me, “I have nine tricks. But he played low, and I could

Saturday The Family CirCus by Bil Keane

PeanuTs by Charles Schulz

Dennis The menaCe by Hank Ketchum

BlonDie by Dean Young & John Marshall

BaBy Blues by Rick Kirkman & Jerry Scott

B. C. by Mastroianni & Hart

sally ForTh by Francesco Marciuliano & Jim Keefe

GarFielD by Jim Davis

sPeeD BumP by Dave Coverly

BallarD sTreeT by Jerry Van Amerongen

luann by Greg Evans

hi & lois by Greg & Brian Walker

DilBerT by Scott Adams

JumP sTarT by Robb Armstrong

Frazz by Jef Mallett

ziTs by Jerry Scott & Jim Borgman

haGar The horriBle by Dik Browne

BeeTle Bailey by Mort, Greg & Brian Walker

BalDo by Cantú & Castellanos

PiCkles by Brian Crane

Born Loser by Chip Sansom

Saturday

For Better or For Worse by Lynn Johnston

Get Fuzzy by Darby Conley

PearLs BeFore sWine by Stephan Pastis

tundra by Chad Carpenter

Frank & ernest by Bob Thaves

Bound & GaGGed by Dana Summers

red & rover by Brian Basset

Curtis by Ray Billingsley

CLose to HoMe by John McPherson

MarMaduke by Brad Anderson

oFF tHe Mark by Mark Parisi

BridGe

by Frank Stewart

break 4-3, you can win two extra tricks by ruffing one spade low in dummy and one with the ten, and you would retain some options if West had only two spades. Alternatively, you can draw trumps and rely on a 3-2 diamond break. Which play is best?

12 Tricks

Try a combination shot. Take the A-K of trumps, then the A-K of spades and a spade ruff, getting you up to 12 tricks. Ruff a club and cash two more trumps. You succeed when diamonds break and also in the actual deal: Your last trump squeezes West, who had length in both spades and diamonds.

Daily question

You hold: ♠ 7 6 ♥ 10 4 3 ◆ A K 6 5 3 ♣ A 9 4. Your partner opens one club, you respond one diamond and he bids one spade. What do you say? Answer: You have enough values to look for game but not to force. A jump to 2NT or three diamonds would be wrong, and most pairs would treat a bid of two hearts as game-forcing. Bid three clubs if in your style that bid is invitational. If it’s forcing, underbid with two clubs.

Today’s soLUTIon: “If I could rent someone else’s subconscious occasionally maybe I could get a decent night’s sleep.” — Richard Lewis

Today’s answer

“Pitching is 80 percent of baseball. The other half is hitting and fielding.” — former major leaguer Mickey Rivers. Players seldom need to perform complex calculations at the table, but every player needs a basic knowledge of percentages. How would you handle today’s grand slam when West leads the king of clubs? You have 11 tricks — a club, five trumps, three diamonds, two spades — and need two more. If the East-West spades