Unlock Financial Freedom with Personal Loans in Australia

Secured Personal Loans

A secured loan is a method of borrowing money that requires collateral. This basically means you have to provide security for your loan in terms of an asset in any form.

We at EFT Capital can accept an unencumbered motor vehicle to secure against your personal loan.

Our secured loans are great for clients that that at looking to borrow for larger amounts. We offer secured loan from $10 000 to $20 000.

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Apply For Personal Loans Online

EFT Capital’s personal loans can help you meet your current nancial needs. It can be used to renovate your home, wedding expenses, child’s education, a vacation, pay bills, purchasing home appliances, and meeting any unexpected medical expenses or other emergencies.

Our personal loans can be either secured or unsecured. We offer a very easy online application to gather your details for our staff to review

Your personal information will help us analyse criteria such as income level, credit and employment history, repayment capacity, etc.

It’s a quick turnaround for your convenience and we’ll keep you up to date along the way. Apply now!

now!

Calculator

$5,000 $2,000 $20,000 40 weeks 26 weeks 156 weeks

Your repayments are $149.00 every weeks The information which you calculate from this calculator is intended for use by you as a guide only. It is not an offer and has no legal effect on any contract entered into by you 'the client' This simulation and the resulting calculations do not constitute a loan application or offer The gures and formulae used within this calculator may change at any time without notice Should you apply for any loan, we will make our own calculations All repayments are displayed 'are guide only', repayments as a result of this simulation have no legal offerings EFT Capital accepts no responsibility for any losses arising from any use of or reliance upon any calculation or conclusions reached using the calculator Information provided on this calculator does not constitute an offer of nance Any loan request is subject to assessment against normal lending criteria Fees and charges may apply

Total you will Pay: $5,960.00

How Much Can I Borrow?

Whether you’ve received an unexpected bill or require something more, we offer a range of personal loans to suit your needs See below a table outlining our loan amounts

Loan amount

Secured options

Loan term

$2000 – $10 000 Unsecured or secured 6 months to 3 years

$10 000 – $20 000 Secured only 6 months to 3 years

Who Can Apply For A Personal Loan?

At EFT Capital, we try to service all applicants to the best of our ability. Below you will nd our basic criteria of personal loan applications:

Over the age of 18yrs old

Currently an Australia Citizen, residents or hold a valid working visa in Australia

Have a bank account that is lined to internet banking

Have regular income going into a bank

Have at least 90 days of bank statement (we can supply you with a link to easily upload)

Have an active email address and mobile phone number

What Can I Use a Personal Loan For?

Personal loans can be used for many things. Below are the most common; Combining Credit Card Debt

If you’re having high bills on multiple credit cards, they’re probably costing you a lot in interest payments, also lowering your credit score as well.

With a personal loan, you can pay off your credit cards that will reduce your interest charges, and improve your credit score.

Emergency Expenses

Every now and then you might have some emergency expense which can not be paid with your income and you can not delay the expense either.

For instance, your house needs a new roof in or your oors to need retiling, you may be able to cover the costs on a credit card but this kind of repairs can lead to high card balances that hurt your credit score and leave you in credit card debt.

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