club Zimbabwe
March- April 2021
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Celebrating
WOMEN 2021
club club January club September-October 2020- February 2021
Edgars Club @ 7@years Edgars Club 6 years
* Ts & Cs Apply
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Contents 22
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Regulars 3
CONTRIBUTORS
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ED’S LETTER
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MARKETING DESK
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JOIN THE CLUB
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EDGARS HOSPITAL CASH PLAN
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CLUB MEMBERS ALERT
Shop Smart 13
MEET THE CEO
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#CHOOSETOCHALLENGE
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TARIRO MANAMIKE
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WORKING IN 2021
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Look Smart 44
THE BEAUTY BUZZ
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FIT ESSENTIALS
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MAR/ APRIL
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issue 2021
IS BROUGHT TO YOU BY DANTS MEDIA
EDITORIAL Any person(s) using informaGroup Editor Tsitsi Mutendi Publisher: DanTs Media
CONTRIBUTORS DESIGN AND PRODUCTION
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Photography Costa Picturehub Creative Director Daniel Mutendi Make-Up Artist Phillipa Nyawo Hair Stylist Pamela Nyamupfukudza (0773390251) Administration Farisai Mutero Graphics Mucha T. Sibenge Jewellery supplied by Deekawzee
PRODUCTION Preproduction and design DanTs Media
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INSTANT NOODLES
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SWEET TREATS
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NOTE BOOK
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LIVE HEALTHY
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TRAVEL BUZZ
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HOME BUZZ
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CAREER
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POST TRAUMA
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KIDDIES
ADVERTISING To advertise, please contact Ruvimbo or Tino on +263 4 744485 or email ruvimbo@columbusddb.co.zw / tino@columbusddb.co.zw +263774691008/ +263242754647
tion contained in this publication does so at his/her own risk and such person hereby waives any right to action against Edgars, its employees, agents, sub-contractors and suppliers against any claims for loss, damage to person or property, injury, liabilities, claims, sickness or death, which may result from the use of such information or from any other cause whatsoever suffered either by such person or by any third party. Edgars Club magazine is published on behalf of Edgars Zimbabwe by DanTs Media. The content of this magazine is protected by copyright and may not be reproduced without permission. The views expressed in this publication are not necessarily those of DanTs Media, Edgars, or its agents. While every effort has been made to ensure the accuracy of its content, neither Edgars nor DanTs Media, can be held responsible for any omissions or errors: or for any misfortune, injury or damages which may arise therefrom. All rights reserved. Copyright 2020, DanTs Media.
FOR EDGARS Marketing Executive Tatenda J Mafarachisi Stylist Marshall Malikula Communications Liaison Farirai J Macheka Financial Services Alex Timburwa For magazine-related queries, contact DanTs Media 17 Mold Crescent, Harare, admin@jewelmagazine.co.zw All prices and online versions of Edgars Club magazine are correct at the time of publishing.
CONTACT US email: nubia@iwayafrica.co.zw admin@jewelmagazine.co.zw
DISCLAIMER: All prices are correct at the time of publishing. Edgars and it’s partners will not be responsible for any changes that might occur.
For any Edgars Club and Edgars product related queries (including subscription ) text or whatsapp: 0782780780 email: theclub@ edgars.co.zw
Get Edgars on the go! https://www.facebook.com/edgarszimbabwe#
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A woman is the full circle. Within her is the power to create, nurture and transform.
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e are always trying to share unique stories of triumph and inspirational journeys and this issue is no different. Our cover and content
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from the editor
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f you get a moment to drop in-store, find out more about the Mi-Life funeral product that’s available at Edgars. The product is geared to assist you in the unfortunate event of the passing on of a loved one. Please sign up all your dependents onto the Edgars Hospital Cash Plan and Edgars Mi-Life plan. Please take the time to read the information we place in the magazine and if you have any inquiries, do not hesitate to get in touch with us. As always, flip through and give me some feedback by inboxing me at theclub@edgars.co.zw
MY TOP PICKS THIS ISSUE
Join us online by following our social media handles!
Tsitsi Mutendi
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021 started with Lockdowns and after the year that was 2020 we were hoping for a reprieve but alas we were met with the forced need to build up our resilience and keep forging forward into an unknown future. An unknown space where terror is still very much the order of the day. However there is always hope at the end of teh tunnel. In this issue of Club we take on celebration. 7 years of providing you with lifestyle content and also celebrating th ehistory of women and their strength through all times. On our cover we celebrate the lady at our Edgars group helm. At the Club we look forward to bringing you more interactive content and keeping you up to date on whats going on in the world across the various topics we already cover.
explains it all. Outside The Club pages, ensure you find out more about the Edgars Hospital Cash Plan and the Mi-Life Plan. These products enable you to support your loved ones and those who depend on you, should the worst happen in life.
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*Soul Food
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Edgars Club @ 7 years
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marketing desk a month to celebrate women, we prefer to think of it as a movement.... one aimed at supporting and shedding insight into the tremendous responsibilities, tasks and leadership they have spearheaded in this generation and years passed.
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women in our society have bequeathed us to date.
arch is women’s month and it goes without saying that each one of us has had numerous impactful experiences courtesy of the strong women around us. It’s a period in which we reflect on both the challenges and the contributions that women have made to this country, the region and the world beyond. With all that is happening around us – notably Covid-19 and the pursuant lockdowns – there’s never been a more befitting time to pay tribute to the legacy of achievements that
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There is a rich diversity in the images of strength and character that our ladies display and showcase through their daily lives. These are apparent through leading roles being spearheaded by women in corporate Zimbabwe, such as by our very own Tjeludo Ndlovu. Similarly so, there’s a wide gamut of women in various positions of leadership such as frontline workers, media and sports personalities as well as homemakers that keep homes from literally falling apart.
This year’s UN Women’s month theme is dubbed, “Women in leadership: Achieving an equal future in a Covid-19 world”, sets the backdrop for a launchpad for all women. In fashion we are sticklers for detail and storytelling and so this is a story we are keen to tell. The various women we’ve had the pleasure of getting to know – and profiling – in 55 this edition, speak to a representation of our very backbone as a country. It is with this realization that we celebrate women of all walks of life and in the words of our Group CEO, Ms. Ndlovu, we thank them for being ‘the best version of themselves.’ With love from Edgars – Home of the stylish, the bold and fashionable.
Rather than look at this period as
January - February 2021
Edgars Club @ 7 years
Edgars Club benefits
Join The
CLUB These are all the benefits available to our Club Members.
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From Just
Your Health
Cash payout of $500 for each day spent in hospital when admitted for more per month than 48 hours. Open an Edgars Account • A maximum payout per claim of up to today and sign up to be $60 000 per event an Edgars Club Member. and $120 000 per These Great Edgars Club year. benefits for just s • Immediate cover for • accident-caused REMEMBER! admissions and EDGARS CLUB BENEFITS 3 months’ waiting CAN ONLY BE USED IF period for hospitaliYOUR EDGARS sation due to illness ACCOUNT IS UP and 6 months’ TO DATE. waiting period for surgeries. For more details visit • Claims paid within 5 www.edgarsstores.co.zw or email working days when theclub@edgars.co.zw
$ 40
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Your family all claim-supporting documentation is submitted. Edgars Account debt relief or credit of $12,000 for hospitalisation of 7 days and above. • Edgars Account holder debt relief or credit of $12,000 for • hospitalisation of 7 days and above for an Edgars account holder. Debt relief of the whole amount out- standing if the principal account holder dies. Edgars Club @ 7 years
The Edgars Club Subscriber can also add dependents. The following conditions apply: • Cash payout of up to $2,000 for an adult dependent and $1,000 for a child dependent for each day spent in hospital when admitted for more than 48 hours from premiums as low as $40 per adult and $15 per child. A maximum payout per claim of up to $60 000 for an adult dependent per event and $30 500 for a child dependent to $18 000 and $9 000 per year respectively.
• Immediate cover for accident-caused admissions and 3 months’ waiting period for hospitalisation due to illness and 6 months’ waiting period for surgeries. • Claims paid within 5 working days when all claim-supporting documentation is submitted.
Your savings • Discount/Savings Vouchers. • Exclusive monthly competition giveaways • Monthly Accounts
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Your life payout • Beauty Hampers • Club Discount on Sale merchandise • Health issues discussed • Holiday Getaway destinations • Edgars Education Bursary
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Your style • Free Edgars Club Magazine • Trend News, Fashion Advice & Fashion Catalogue • Celebrity News and profiling
IMPORTANT – PLEASE READ: TERMS & CONDITIONS OF EDGARS CLUB MEMBER BENEFITS To claim Edgars Death benefit – account pay off, Edgars Club payments must be up to date at time of death, and you must have been an Edgars Club member for at least 3 months. The claim must be submitted within 30 (thirty days) of the date of death and all legal documentation must be submitted with the claim, as per insurance industry norms.
Edgars Club @ 7 years
Affordable hospital cash plan on account 8888
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EDGAR EFITS: M EM B ER B EN GET UP TO AY PAYOUT * $2,000 A D ACCOUNT * $12,000 F FOR 7 CREDIT RELIE HOSPITAL IN T N E P S S Y A D ELIEF 100% DEB T R * UPON DEATH
EDGARS HOSPITAL CASH PLAN The Edgars Hospital Cash Plan is not medical aid but a perfect cover against loss of income in the event of a family member being hospitalised formore than 48hrs. A member’s policlub
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Join The Edgars Club, Sign up for the Edgars Hospital Cash Plan and enjoy great benefits. cy will be able to cover a spouse, the children and any other relative they wish to be added to the policy. The Edgars Hospital Cash Plan gives you peace of mind and comfort in times of difficulty due to hospitalisation of either yourself or a family member. At a rate of up to $2,000 and $1,000 per day that you are admitted in hospital for an adult and a child respectively, it is a good deal to cover you against loss of income. BENEFITS OF THE EDGARS HOSPITAL CASH BACK PLAN * A cash payout of up to $2,000 for each day for an adult and $1,000 for a Edgars Club @ 7 years
financial services advertorial child for each day spent in hospital when admitted for more than 48 hours. The maximum payout per claim is $60,000 for adults per event and $30,000 for children and $120,000 and $60,000 per year respectively. * Dreaded disease benefit/Chronic ailments cover e.g. cancer * Immediate accident cover and three months’ waiting period for illness * Premiums are payable a month in advance by the 5th of every month * No medical examinations are required FOR THE ACCOUNT HOLDERS ONLY:* up to $500 Account credit relief for over 7days in hospital. * Death benefit of account balance clearance. ***NB: Membership is automatic for the account holder. All other beneficiaries MUST BE added by the account holder by coming in-store.
BIGGEST ADVANTAGES FOR YOU * Use the cash in any way you wish to e.g paying school fees, utility bills etc * Cash payouts of up to $2,000 and $1,000 for adults and kids respectively * Pays up to $60,000 and $30,000 for adults and kids per event if you are in hospital (after 48 hours) * Add as many dependents as you wish * Pre-existing conditions/ailments covered (including HIV/Aids) * Should you be diagnosed with HIV/Aids or any chronic ailment after the commencement of your 99 9 policy, you will be covered * Immediate accident cover and three months’ waiting period for illness. *** EDGARS ACCOUNT HOLDERS WHO ARE CLUB MEMBERS ARE AUTOMATICALLY COVERED
A plan that covers you and your loved ones OPEN YOUR ACCOUNT NOW WITH EDGARS CLUB Please note all EHCP claim forms MUST be submitted to Edgars Stores Limited within 10 days from date of discharge from the hospital. Please ensure notification of hospitalization is sent to your nearest EHCP agent or Edgars Store within 72 hours This is exclusive to club members only. Please app Edgars Club Customer Care line if you are unsure about the product and would like more information. This product is underwritten by FBC Insurance Company Limited (a member of the FBC Group). club club
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Edgars Club @ 7 years
Affordable hospital cash plan on account OW! NEED TOS KCN LUB
EDGAR EFITS: M EM B ER B EN GET UP TO DAY PAYOUT * $2,000 A ACCOUNT * $12,000 F FOR 7 DAYS IE L E R IT D E R C PITAL 10 10 SPENT IN HOS ELIEF 100% DEB T R * UPON DEATH
Join The Edgars Club, Sign up for the Edgars Hospital Cash Plan and enjoy great benefits. club October
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Edgars Club 6 years Edgars Club @ 7@ years
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A plan that covers you and your loved ones OPEN YOUR ACCOUNT NOW WITH EDGARS CLUB Please note all EHCP claims MUST be made within 30 days of patient being discharged from the hospital. Please ensure notification of hospitalization is sent to EHCP team 7 days within hospitalization. This is exclusive to club members only. Please app Edgars Club Customer Care line if you are unsure about the product and would like more information. This product is underwritten by FBC Insurance Company Limited (a member of the FBC Group). club club January club September-October 2020- February 2021
Edgars Club @ 7 years
Edgars Hospital Cash Plan Members ALERT
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Club members are now required to notify Edgars within 72 hours of their hospital admission for their claims to be valid. Members should provide the following details: * Edgars account number * Full name of the member hospitalised, * Name of hospital, * Date and time of hospitalization. Club members should email finserv@edgars.co.zw; sms/ whatsapp/call +263782711734 and leave the required details.
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Edgars Club @ 6 years
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UNWomen International Women's Day 2021 theme, “Women in leadership: Achieving an September-October club 2020 Edgars Club @ 6 years equal future in a COVID-19 world
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ITjeludo is a qualified chartered Accountant with a passion for fashion. After 9 years at Ernest and young she left to join Edgars Stores group Financial Accountant and Company Secretary in November 2012, a position she held up until June 2016. She was then promoted to head up the Jet Chain and subsequently moved to head Edgars Chain in 2018.Tjeludo was promoted to Group Executive Officer in July 2020, overseeing the overall business functions for the Edgars Stores limited group. As the CEO she reports to the board of directors and provides leadership and strategic guidance to the group`s business units from the retail chains Jet and Edgars as well as Carousel, the manufacturing wing of the group. TM: You are the Group CEO for Edgars Stores Limited. Care to tell us what the Group comprises of? club
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TJ: We have two retail chains, which are Edgars and Jet Stores, and then we have the financial services arm- basically they run our credit business. We also provide insurance products, have the microfinance Club Plus and a factory Carousel Manufacturing which is located in Bulawayo. TM: Congratulations on your recent appointment. Many people would like to know how you got appointed to this position -your path to power? TJ:(responds jokingly)I don`t know if can call it my path to power. I was “recently” appointed 8 months ago. I joined EY straight after high school where I worked for just under nine years and then joined the Edgars Group in 2012 as their Group Financial Accountant. After about four years in the Finance Department I was moved up to head Jet, where I spent two years as the Chain Director. I was then moved to the Edgars
chain for 2 years before being appointed to the Group CEO. TM: As CEO what does your day look like? What does it actually entail? TJ: I remember asking my predecessor Linda that question when I started, along with other people in similar roles. Generally my day is what I make it. I’m quite a structured person. Because of the Covid pandemic, It`s typically a series of online meetings, so you can imagine I am all Microsoft Teams’d out. Initially I look at what the news is looking like; by midmorning probably I would have had 1 or 2 meetings. I will also review the sales for the previous day, we are all about turnover. I keep track of what is going on in the business and keep up to date with members of my team. So I get direct reports from people who head the various business units and support departments. By the end of the day I’m no longer CEO. TM: You transition into another Role Edgars Club @ 7 years
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TJ:Yes
TM: Given your background you have obviously worked in various departments of the Edgars group - you have gained some experience you have had some high and low moments I would like to think.What particular moments stand out for you? TJ: When I moved to Edgars I worked with people who were with the business for a very long 16 time, even up to now we still have very loyal staff. A lot of the people within my department and other departments that I work(ed) with are actually older than me. Initially when I joined I wondered how I was supposed to manage all these people that are older than me. Even now as the CEO I am the youngest on the executive management team and a female which doesn`t make it any easier. The highlight has been the fact that I have managed to gain the respect of the club
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people who report to me despite the age difference –I think it has a lot to do with the fact that I show respect to everyone else. TM: In your career would you say there are particular moments that are career defining\ that have accumulated to bringing you to where you are today or that have led to where you are today? TJ: I suppose one that stands out stems from my ability to make tough decisions. For instance if people need to be let go of for the good of the business they have to be let go. I think that a lot of people struggle with that, given the type of environment we are operating in. When you have to tell someone “sorry we can’t keep you any longer” and you have to do it face to face, it’s not easy. I found that was one of the key things. When I had the opportunity to move from finance to operations I asked if I could decline because by nature am a
perfectionist. Though I’m an expert in shopping and I love clothes- clothing is my passion - I never worked in that environment. I understood it because I had gone through the processes but I had never actually been in it. I was not given the option to decline, and here I am today. TM: Covid 19 has brought about some changes and has affected businesses the world over in different ways. Some businesses have actually shut down. How has Covid 19 affected the business for the Edgars group and how have you navigated around it to ensure that your customers essentially get the quality service that they have come to expect from Edgars TJ: A year ago we imagined that the lockdown would be a couple of weeks but it was extended. We are effectively not an essential services provider, so when we are in lockdown we don`t trade. When we are not operating there is no revenue but the expenses still exist. There is a lot of informal sector activity in the retail Edgars Club @ 7 years
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environment as well - e.g. if I am selling clothing out of a suitcase during lockdown I can easily get to my customers. But if you are Edgars or Jet you can`t do that and very quickly your customer may forget about you. We sell a significant amount on credit within the Edgars chain and little bit in Jet, and in such instances, getting people to pay can be a mission. I commend our customers who are very loyal.
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Basically the financial strain is what has been significant. This has also been exacerbated by the fact that we have to bear the cost of testing our staff. Initially last year we had to test every single one of our staff members. Staff are human and there were genuine fears, so we’ve worked hard to allay that fear to get people into prime working mode. TM: Zimbabwe is a very volatile environment. Edgars has managed to grow, and even gone on to introduce more shops. What have you done club
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proactively to keep your business top of mind? TJ: Last year we introduced WhatsApp shopping, which is an interactive platform and every single branch has a dedicated WhatsApp line. Customers WhatsApp what they need and the attendant at the other end will find the product in store and engage the customer until they close that sale. Even before we started selling via WhatsApp, we were already communicating to our customers quite frequently via these store WhatsApp groups. Over and above that, we have had static websites for Edgars and Jet. We are also quite active on social media. In times of lockdown people are at home and not everyone is capable of working from home and a lot of times they are busy on social media. The messaging on social media was to try and keep them engaged and always remembering that we are still there. More recently we
launched our Online shops. Edgars and Jet both have Online stores where you purchase, settle the transaction and have the goods delivered to you. TM: We have a lot of young women and older women who are involved in business and enterprise who are reading this particular interview who look up to you. Saying she is young, she is a CEO, I would love to be like her. How do I get my business to that point or how do I become that? TJ: As an individual you must have an understanding of yourself (this is understanding what your personality is and what your strengths are) so that you can leverage on those strengths in order to succeed in your chosen career or business. From a business perspective, don`t try to be everything within the business. If you don`t know how to do the books, get somebody who can do the books for you. Get professional assistance. There is a difference in getting a person who has
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been trained, they will serve you better than you doing it.
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It`s really important to run your business as professionally as you possibly can. Be distinct. There is a distinction between your business and personal life. . For example, if you have made a sale you can’t then go to buy groceries for your home with that same money. You need to understand that there is difference between top line, which is your actual sales, and profit at the end of the day. This is why a lot of businesses fail. They don`t have basic appreciation of what profit is. The vital question is “Am I making profit?”. You might be making money but not making a profit. TM: You are young and you are in this powerful position and we are in March- women`s month. One of the major issues is talent development. Established corporates tend to not do enough to invest in female talent. club
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What do you suppose corporates need to do to push women in positions of leadership? TJ: An entity needs to have a robust performance management system. Only through that can you identify where talent/ potential lies. Identify the good performers, then if there is escalation that can happen, you do that. Also identify development needs through that same performance evaluation. If you decide to have a policy where you want to develop females, use what is coming out from your performance evaluation and deliberately come up with a development programme. I don`t advocate for gender quotas. TM: What is the difference between a leader/manager who has been put in this position based on the quota system with one who has been put in this
position based on performance? TJ: If you have a leader who has been put in that position of leadership on the basis of purely satisfying the quota, then the performance of that individual in that role is compromised. You won`t get what you will get out of somebody who has the relevant skills, qualifications and experience. For those who have worked for it, you are actually just as good as the next person who could have done it. I think that at the end of the day those who have been elevated on the sole basis that they are female run the risk of tarnishing the perception of what females can do or how females perform. Ultimately the results are not as good as what a male would because the male would have the relevant qualification and experience. It’s really important that one has the relevant qualifications and experience so that the next female who comes along is treated with respect. Edgars Club @ 7 years
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Edgars Club 6 years Edgars Club @ 7@ years
TM: There is this thing that people normally say readers are leaders, I am curious as to what are you currently reading? TJ: Besides bedtime stories, the book that am currently reading is The Art Of Thinking Clearly by an author Rolf Dobelli. It`s a book that uses small excerpts to guide you in decision making and it challenges the way a human being typically makes decisions. TM: Why do you think it`s important it being called an ART of thinking clearly, Why do we need to think clearly now more than ever and in your role as CEO is it important to have clarity of thought in your day to day life? TJ: I think because we have so much noise, our lives are not simple. There is so much that happens around us. Whether it`s the news or social media, we live really busy lives and there is all this external influence. When it comes to making decisions the choices are so vast. So you need to cut through that club club
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noise to get to the crux of your decision. In my role I have (10) people that report to me and all those people have their different issues which at times the issues are conflicting. There is a technique (an art) to the way you analyse what is before you to make those decisions.
be dancing to while I am driving is a song by Focalistic featuring Vigro Deep, Ke Star. For some months now I have also been playing Kelly Khumalo`s Empini and Nomcebo Zikode Xola Moya Wami and there are other songs off those albums.
TM: People normally look at CEOs and they think that they are these straight jacketed people there is nothing fun about you. May you tell us something unusual that we will find amusing perhaps unexpected about you.
TM: As a CEO of a fashion company you are obviously into looking good and one of those things about looking good is feeling good and smelling good. What`s your favorite fragrance? 23 TJ: I have a few favourite fragrances. There are the ones that I wear on a normal day to pick me up –for a feel happy, no serious meeting vibe I will use Irresistible by Givenchy. Today I’m wearing Black Opium – similar to wearing a power suit, it`s my power fragrance.
TJ: I dance every Friday with my children from about 7-9pm in the evening TM: Any particular music genre that you are into TJ: Amapiano TM: This obviously leads me to curiosity of what`s on your playlist right now-top 5 playlist TJ: A song that I will blast in the car and will actually
TM: As women we worry about our Fashion choices. Does it suit me? Is this correct for my body type and all of that. Edgars Club @ 7 years
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Edgars Club @ 7 years
What would you say are the top 5) essential basics a woman needs in her wardrobe? TJ: As cliché as it sounds you need a black dress - it need not be little but a black dress that you can dress up or down or glam up. You need a pair of good fitting dark wash jeans. When I say good fitting, I mean good for your body shape- not everyone is suited by skinny or high waist jeans. You also need a pant suit with a jacket that can double up as a blazer. I always feel like you can zhoosh up any look with a blazer. You also need to invest in a top maybe a blouse or shirt that is versatile-that can transition from casual to formal. A comfortable good pair of shoes that fits right across, not necessarily pumps but heels. Preferably closed because when you wear your suit you don`t want to bare open toes. TM: People often ask this question about women in positions of club club
leadership being able to have it all. In your personal experience and from interacting with other women do you suppose women can have it all? TJ: What`s important is to define what all is. Society will say to have it all is having A,B, C. First is what is your all, once you understand what your all is then you can have it. Can it be balanced? It’s not easy juggling all the different roles. Motherhood is not easy; particularly when your children are younger and they need you more. As they grow they become more independent. When there is no online learning and Covid they spend quite a significant amount of time away at school. It’s definitely possible to have your all. TM: We are in the period or phase where we talk about self-love quite a lot and self-love to me includes me-time Am wondering if your ever take some me-time?
actually get two hours on Saturday and Sunday as me time courtesy of my daughter. Over and above that I take the whole afternoon once a month. In that time I go to the spa, spend time with friends or anything really but usually that`s the day that I go to the spa. TM: Why do you find it important for people to take some time out for themselves? TJ: Well since it`s women`s month I will say generally as a woman you have a lot on your plate and a huge 25 part your day will be about everybody else other than yourself. So you need that time where you can replenish yourself and your spirit. Also earlier I spoke about noise, it’s still relevant. There is so much noise around you during the day you even forget who you are, what makes you smile, what you would like to eat and so forth. You need that time out to just reconnect with yourselffill your cup before you fill other people`s cups. c
TJ: I do. Every weekend I
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downtime teen talk
# ChoosetoChallenge Celebrating women on boards 2021 in partnership with Institute of Directors Zimbabwe
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Roselyn Musarurwa-Charehwa holds an MBA from University of Roehampton (UK), she also has Diplomas in Executive business leadership with Zimbabwe Institute of Management, Transformational club
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Leadership with the Global Women Leadership Network (USA), Talent Identification with Brilliant Entrepreneurs (The Netherlands), Hive Women's Leadership Program - Facilitator Training (USA), AWEC Leadership and Business Management Capacity Building Program, Strategic Business Management (Jaskorg/SIPU/SIDASweden), Currently with Harvard Business School for Leadership for Business Acceleration Program (HBS-USA). She is married with four
children, two boys and two girls. As Managing Director of SURDAX a company that employs over 300 people she provides hygienic services and manufacturing of household detergents and personal hygiene products. She is a member of Global Women Leadership Network (GWLN), The African Women Entrepreneurship Cooperative (AWEC), Dell Women's Entrepreneur Network (DWEN), Zimbabwe National Chamber of Commerce (ZNCC), International Women Entrepreneurship Challenge (IWEC), Women Edgars Club @ 7 years
downtime teen talk President Organization (WPO), Confederation of Zimbabwe Industry (CZI), PROWEB, EY Growth Accelerator Program and Brilliant Entrepreneurship Program.
Owned Company of the Year 2020, IODZ – Woman Director of the Year
She sits on the National Executive Council of Zimbabwe National Chamber of Commerce, Board Member at CSR Network Zimbabwe, Trade Measures Board – Ministry of Industry & Commerce, Deputy Chair of the Women’s Desk ZNCC, Committee Member at the COMESA 50 Million Women Speak Program and Board Chairperson of the Zimbabwe Female Open Prison Foundation (ZFOPF).
Sandra Tinotenda Musevenzo is the Director General for Zimbabwe Association of Pension Funds (ZAPF) and has over 15 years of experience in the pensions industry. Prior to her role as Director General, Sandra was the PrinACHIEVEMENTS cipal Pensions Officer for 2013, She won an award at Communications and Althe inaugural ZNCC lied Industries Pension WECA, SME category Fund (CAIPF), Client Re2016, IWEC – Awarded an lations Advisor for Minerva Risk Advisors. award at International Women's Entrepreneurial She is an Executive ComChallenge in Brussels Bel- mittee Member of the gium Women in Insurance in 2017, Cooperate Social Re- Zimbabwe. Trustee to the Insurance and Pensions sponsibility - Facilitating Housing Company, repre2018, PROWEB - Women senting ZAPF interests. Sandra has vast experience club club
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in business development, account relationship management, risk management and pension administration. She is passionate about changing lives and making a difference. Sandra holds a Masters in Business Administration from the Women’s University in Africa.
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Sapi Bachi : I have over 20 years of experience in the communications industry in Southern Africa. An entrepreneur who believes Africa and her potential to be selfsufficient. I have worked in various capacities with expertise in areas such as business development, corporate communications, Branding, Marketing Change Management, Transformation Transition Planning, Project Management, Sales and Product Development. Edgars Club @ 7 years
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Tariro Manamike
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orn in Harare in 1986: Tariro Manamike is a radio producer and presenter at Capitalk100.4FM where she hosts the night show club
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and the breakfast show interchangeably. She is also owns her own media company. She has 2 sons and is the eldest in a family of 3 girls.
On her career...It never occured to me that I would be on radio and getting paid to share my thoughts. As a child I always had a flair for drama,debate,art and discussions and my grade one teacher wrote in my first term report, so I guess she was onto something.The job demands long unpredicatable hours but makes up for it because it is fun and I get to do what I love which is to talk and meet new people everyday.It has also served as the biggest classroom of my life because what I have learnt so far, I would never have learnt it anywhere. On her education ...At university I studied Business Management and Entrepreneurship. I worked in the advertising and print industry before I joined radio.I am keen on learning so every single year I enroll for a training of some sort with the latest ones being training in Human Centred Design Research,Data journalism and Digital media.I think education unlocks opportunities and if the opportunity to learn is there, then one must grab Edgars Club @ 7 years
downtime teen talk it.
confidence issues.As I get older many physical ON BEING A changes are starting to MOTHER...I became a happen and I accept that.I mom just before my 21st am not shy to talk about birthday so I was quite age because I consider it a young and trying to figure priviledge.I never take for out who I was and what I granted the fact that I can wanted to be.I had to rise speak so I use my voice to to motherhood and I often raise awareness on issues joke that my first son is that I care about such as more of a brother than a Cancer.I always think if I child to me.I had my 2nd am quiet then I would be son 11 years after the first short changing my creator so there is quite a gap of the talent he has between them.I have found entrusted me with. that being a mother for the second time has taught me On personal style... I love patience and to let go of to try new outfits and the small stuff. I have also styles. I will change my accepted that wrestling is a hair colour and length normal part of my life now from time to time but you because of the boys.I am will almost always catch very aware that my kids me wearing a bright red watch what I do so I am bold lipstick.I love high very mindful of my heels even though I am language and behaviour already 1.73m tall without around them. The boys are shoes. my teachers and are also my happy place so I always On her beauty secrets...I engage them in my work am a huge fan of keeping and fun activities.I try to things simple so I do not instill the values of respect, use a lot of products but kindness, honesty and instead focus on eating taking responsibility for right. I dont know if this is ones actions. a beauty secret but I love smelling nice and I have a On finding confidence...I weakness for fragrances. am lucky in that I have inner self confidence.I was On her hobbies...I love to born ready to jump on read books so I read stage to perform anything multiple books at a time. I so I have never really had club club
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also recently started writing short stories and producing documentaries.I enjoy cooking, singing, dancing and music of course. I am looking into getting myself a guitar so I can perform on stage once I master the basics.I have a rule of always trying something out and if doesn’t work, its ok because at least i would have tried. On women.... I think women are phenomenal in every aspect but should also be aware that they do not have to be superwoman. Having friends to confide in and taking time out for themselves is important to their overall wellbeing. Its 127 29 29 ok to open up about your struggles and get help. On what she would tell her younger self...Its ok to question yourself at times but whatever you do, take the bold move to try and chart your own path.Take advantage of opportunities that come your way and do not be apologetic about your life choices.Make yourself the curator and creator of your life and may years from now, you will thank yourself. You can follow her @tarimanamike. Edgars Club @ 7 years
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WORKING IN February club January - club September-October 2020 2021
Edgars Club @ 7@years Edgars Club 6 years
The latest fashion trends, news and guides for starting 2021!
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look smart beauty
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BEAUTY Best Makeup, Fragrance
Every day, natural makeup should be effortless, quick and easy, but achieving it requires skill and the ability to recognise what colours and tones suit your skin. Edgars Club 6 years September- February 2021 club January Edgars Club @ 7@ years October
2020
look smart beauty MAKEUP TRICKS
BEAUTY BUZZ We take a glimpse at what’s hot and happening in the world of beauty. If you want to control sweating and avoid underarm wetness, you should use an antiperspirant. But if you don't sweat excessively, and just want to limit body odor and smell fresh, deodorant is all you'll need. Of course, if you use an antiperspirant to regulate your sweating, you'll also reduce body odor — remember, odor is a byproduct of sweat and bacteria.
ALMOND OIL IN SKINCARE Almond oil mostly remains at the surface of the skin, so any effects take place there. Some believe that the oil has antioxidant, antiinflammatory, antibacterial, or anticarcinogenic properties and that it may help wounds heal. Almond oil is both a moisturizer and an emollient. Moisturizers supply water to the skin and hold it in with an oily substance. Emollients smooth the skin, filling in little gaps. Rather than adding moisture, they help the skin retain it by improving its barrier function. Many people use almond oil to help treat common skin conditions, such as dermatitis and eczema. In general, there is good evidence that moisturizers improve eczema. club club
January - February 2021
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CONTROL ODOR & SMELLS.
COMPLETE MOISTURISING Daily moisturising is important for radiant skin, though it’s not just about looking good.The skin is your body’s largest organ, and it constantly sheds cells. Moisture in your skin helps it repair itself constantly. This comes in handy down the line if your skin is damaged by something more serious, like the sun, or an infection. moisture in your skin also helps reduce skin problems. Edgars Club @ 7 years
shop smart fitness "If you are just starting a new workout program, don't overcommit or over-perform! Try starting with three days a week, and schedule it into your week like a doctor's appointment. No need to take a full class—stay for 30 minutes, or try a short private training session or an athome workout.You want to make sure you are working yourself into shape safely and effectively. Then, after week four, try adding another 30 minutes every other week.You'll be surprised how empowered you'll feel!"
START AT 30MINS
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GET SOME SLEEP Even though most of us have eighthour jobs during the day or night, it is crucial to get enough sleep to recharge the body's batteries. Six to eight hours of sleep will keep the body going throughout the day, but if you happen to feel tired at any point after coming home from work, by all means take a small nap before exercising.You should only nap for about a half hour.This will prevent you from staying up later in the night.
FITNESS BUZZ We take a glimpse at what’s hot and happening in the world of fitness.
KEEP TRACK DAILY Keeping track of how many calories you eat in a day will be helpful in planning out your physical exercising. Why are body builders' body masses so big? They plan out their meals and take in more (healthy) calories than the average person. On the other hand, losing weight and striving for a skinnier physique will involve more physical exercise than calories eaten club
January - February 2021
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LIVE
We have gathered some refreshing autum recipes for you Everything new and fresh packed into our downtime section. club club January club September-October 2020- February 2021
Edgars Club @ 7@years Edgars Club 6 years
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Live Food
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Perfect Instant Ramen INGREDIENTS: 1 pack instant noodles with flavor packet 1 large egg ½ teaspoon butter 2 slices cheese ¼ teaspoon toasted sesame seeds ½ scallion,(spring onion) green part only, thinly sliced on the bias, optional
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INSTRUCTIONS Bring 2 1/2 cups of water to a boil in a small saucepan. Add the noodles and cook for 2 minutes. Add the flavor packet, stir, and continue to cook for another 30 seconds. Remove the pan from the heat and carefully add the egg. Do not stir; pull the noodles over the egg and
let sit for one minute to poach. Carefully transfer everything to a serving bowl, add the butter, cheese and sesame seeds and mix. Garnish with the scallions if desired. The butter, egg and cheese help coat the ramen noodles and deepen their flavor.
Edgars Club @ 7 years
Live Food
Mongolian Beef Ramen INGREDIENTS 3 package instant ramen, flavor pack discarded 2 tbsp. vegetable oil 450g. sirloin steak, sliced against the grain 2 tbsp. cornstarch 1 tbsp. sesame oil 3 garlic cloves, minced 1 tsp. minced ginger 1/2 c. soy sauce 1/4 c. lightly packed brown sugar 1 c. chicken (or beef) broth Pinch red pepper flakes 1 large head broccoli, cut into florets 1 carrot, peeled and cut into matchsticks 3 green onions, thinly sliced club club
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Toasted sesame seeds, for garnish
add soy sauce, brown sugar, and broth. Bring mixture to a boil, reduce INSTRUCTIONS heat and simmer until Cook ramen noodles the sauce is thickened, 3 according to package to 5 minutes. Add instructions. Drain and broccoli and carrots set aside. In a large then cover the skillet skillet over mediumwith a tight-fitting lid high heat, heat oil. Toss and cook until the beef with cornstarch. vegetables are tender, Add to skillet and cook about 5 minutes. until seared about 2 Return beef to skillet minutes per side. and stir until completely Transfer to a plate. coated in sauce. Stir in Reduce heat to medium- cooked ramen noodles low. Add sesame oil to and green onions. skillet and stir in garlic Garnish with toasted and ginger. Cook until sesame seeds. fragrant, 1 minute then Edgars Club @ 7 years
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Live Food
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Creamy Chicken Ramen Soup INGREDIENTS 1 tbsp. coconut oil 1 yellow onion, chopped 2 red bell peppers, chopped 1 large carrot, cut into thin 2"-long pieces 2 cloves garlic, minced 1 1 tbsp. curry powder 1/2 tsp. cayenne pepper Kosher salt 2 cans coconut milk (shaken well) 3 c. Chicken Broth 2 c. shredded rotisserie club
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chicken 1/3 c. chopped fresh cilantro, plus more for garnish 1 package ramen noodles, reserve seasoning for another use Lime wedges, for serving INSTRUCTIONS In a large pot over medium heat, heat coconut oil. Add onion, bell pepper, and carrots and cook until
tender, 6 to 8 minutes. Add garlic and stir until fragrant, 1 minute. Add curry powder and cayenne and season with salt. Stir until combined. Pour over coconut milk and chicken broth and bring to a simmer. Add shredded chicken, cilantro, and ramen noodles and cook until noodles are al dente. Garnish with cilantro and serve with lime. Edgars Club @ 7 years
Live Food
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Breakfast Ramen INGREDIENTS 2 ramen packs (seasoning packets discarded) 3 slices bacon, chopped into 1/2-in pieces 2 large eggs 3/4 c. shredded sharp cheddar 2 scallions, sliced 1 Sriracha or other hot sauce (optional) 2 1 tsp. extra-virgin olive oil club club
January - February 2021
Freshly ground black pepper INSTRUCTIONS Boil noodles according to package instructions. Save 1/4 c. of cooking water to loosen sauce later, if needed. Drain noodles, toss with oil so they don't stick. Heat medium skillet over medium heat.
Cook bacon pieces until brown and crisp. Add the noodles to the skillet and coat with bacon and bacon fat. Turn off the heat. Beat eggs with fork. Mix in cheese. Pour egg-cheese mixture to skillet and toss with bacon and noodles. Divide between bowls. Garnish with scallions, fresh ground pepper and a drizzle of hot sauce, if desired. Edgars Club @ 7 years
Live Food
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Ramen Noodle Skillet with Steak INGREDIENTS: 500g skirt or flank steak 1/3 c. low-sodium soy sauce 2 cloves garlic, minced Juice of 1 lime 1 tsp. honey 1/2 tsp. cayenne pepper 1 onion, diced 2 bell peppers, sliced 1 head broccoli, florets removed 3 packs boiled ramen noodles (seasoning packets club
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discarded) INSTRUCTIONS In a large skillet over medium-high heat, heat oil. Add steak and sear until your desired doneness, about 6 minutes per side for medium, then transfer to a cutting board and let rest, 5 minutes. Slice. In a small bowl, whisk together soy sauce, garlic,
lime juice, honey, and cayenne until combined and set aside. Add onion, peppers, and broccoli to skillet and cook until tender, 6 minutes, then add soy sauce mixture and stir until fully coated. Add cooked ramen noodles and steak and toss until combined. Serve.
Edgars Club @ 7 years
Live Food
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Ginger Beef Stir-Fry with Ramen INGREDIENTS 3/4 c. low-sodium soy sauce 1 tbsp. rice vinegar 1 Garlic clove, minced 1 2 inches fresh ginger, minced 2 1 tsp. crushed red chili flakes 1 lb. flank steak, sliced 1 large carrot, sliced club club
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1/4 lb. green beans, trimmed 2 packs cooked ramen noodles, seasoning packets discarded INSTRUCTIONS In a medium bowl, combine soy sauce, rice vinegar, ginger, garlic, and red chili flakes. Heat a large skillet over
medium-high heat until hot. Toss steak in oil and add to skillet. Sear 3 minutes per side, then let rest on a cutting board. Add carrots, green beans, and sauce to skillet and stir until combined. Let simmer until tender, 5 minutes, then add beef and ramen noodles. Serve. Edgars Club @ 7 years
Live Dessert
SWEET TREATS
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No Bake Trifle INGREDIENTS: 2 x raspberry jelly 85 gram packs 600 ml thickened cream 395 gram tin of sweetened condensed milk. 400 grams jam swiss roll 830 gram fruit salad drained 400 gram sliced peaches drained 500 ml vanilla custard you can either make your own or buy a bottle already pre-made club
January - February 2021
50 grams flaked almonds toasted INSTRUCTIONS: Make your jelly as per the packet instructions and pour it into a large bowl and place into the fridge to set. Drain the fruit salad and peaches and set aside until needed. Cut the jam swiss roll into 1cm pieces. Place the cream and condensed milk into the bowl of an electric mixer and beat until soft peaks
form. Set aside until needed. Arrange half of the jam swiss roll slices over the base of a 3L serving bowl and top with ½ of the custard, half the fruit salad and peach slices, half of the jelly and half of the cream. Repeat in the same order until your serving bowl is filled and a layer of cream is on top. Place your trifle into the fridge for a minimum of 4 hours, or overnight if possible. Sprinkle the toasted flaked almonds over the top of your trifle just before serving. Edgars Club @ 7 years
Live Dessert
SWEET TREATS
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Easy Banana Pudding INGREDIENTS: 3 bananas, firm, ripe, plus 1 banana for topping, if desired 1 tablespoon fresh lemon juice 2 1/2 cups cold milk 1 package instant vanilla pudding (6-serving size) 1 can sweetened condensed milk 1 container whipped topping, divided 30 vanilla wafer cookies Optional: vanilla sugar or club club
January - February 2021
cinnamon sugar, for garnish
the whipped topping into the pudding mixture. In a INSTRUCTIONS glass serving bowl or Peel and slice the bananas individual dessert dishes, and toss them in a bowl with alternate layers of pudding, the lemon juice. Set aside. banana slices, and vanilla Combine the cold milk and wafers. Spoon or pipe the instant vanilla pudding mix remaining whipped and whisk or beat with an topping over the pudding. electric mixer for 2 minutes. Chill the pudding for at Add the sweetened least 30 minutes before condensed milk and mix serving. Garnish the until thoroughly blended. Let dessert with banana slices, stand for 2 minutes. With a if desired. spatula or spoon, fold half of Edgars Club @ 7 years
Talent to watch
Mar- Apr Notebook What to see, do and experience in the months of March to April 2021
Rege-Jean Page
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ridgerton star Rege-Jean Page made history on Saturday when he became the first Zimbabwean to host popular American late-night live television sketch comedy and variety show Saturday Night Live.
The British-Zimbabwean star, who plays Simon Basset The Duke of Hastings in the acclaimed Regency-era Facebook: edgarszimbabwe
@EdgarsZW
television series, made his Saturday Night Live debut on Saturday, February 20th. During his SNL debut, the 31-year-old British– Zimbabwean actor mocked the steamy sex scenes on Bridgerton which have made him a household name across the globe. In his opening monologue, RegeJean mocked his reputation as a sex symbol and insisted that he was just a regular guy. Source: https://www.iharare.com/ @EdgarsZW
MAIDEI – BY MORDEKAI ABENIA HAMUTYINEI Mordekai Abenia Hamutyinei was a Shona novelist and considered one of the best writers in Zimbabwe. He is known mostly for his titles China Manenji Hachifambisi, Kusasana Kunoparira, Mabvumira eNhetembo (a compilation of poems), Ndikandei Mugehena, Musango Mune Nyama. club October
SeptemberJanuary - February 2021 2020
the read
Edgars Club @ 7 years
NAIZA BOOM COMEDY ON NETFLIX Social media page Naiza Boom Comedy which features popular comedian Dhafu (Cathy Chapungu), Jatiwero (Terrence Chirinda), Jedza (Takunda Claude Nyakabau) and Paida (Shyline Chalimba) among others has received an award from YouTube for amassing 100 000 subscribers. Whether you'are revisiting a classic special from a legendary comedian or discovering a new favourite performance, NB Films is a gold mine of both original and new content. COMING 2
BRIDGERTON Netflix and Online Bridgerton is an American streaming television period drama series created by Chris Van Dusen and produced by Shonda Rhimes. It is based on Julia Quinn's novels set in the competitive world of Regency era London. Wealth, lust, and betrayal set against the backdrop of Regency-era England, seen through the eyes of the powerful Bridgerton family. club club
January - February 2021
Coming to America 2 The African monarch Akeem learns he has a longlost son in the United States and must return to America to meet this unexpected heir and build a relationship with his son. Coming 2 America is available starting March 5.
A Better Time : Davido The feature-heavy project sees Davido match up with the likes of Nicki Minaj and Lil Baby on a tape filled with a mixture of both high and gentle energies throughout.Themes such as romance frequent the project and whilst Davido doesn’t stray too far from his the lyrical comfort zone, we album can enjoy an artist we know and love in his Edgars Club @ 7@years Edgars Club 6 years newest record.
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Live Health
What you should know about COVID-19 to protect yourself and others Know about COVID-19 • Coronavirus (COVID-19) is an illness caused by a virus that can spread from person to person. • The virus that causes COVID-19 is a new coronavirus that has spread throughout the world. • COVID-19 symptoms can range from mild (or no symptoms) to severe illness.
Know how COVID-19 is spread 120 60 120 60
• You can become infected by coming into close contact (about 6 feet or two arm lengths) with a person who has COVID-19. COVID-19 is primarily spread from person to person. • You can become infected from respiratory droplets when an infected person coughs, sneezes, or talks. • You may also be able to get it by touching a surface or object that has the virus on it, and then by touching your mouth, nose, or eyes.
milk
Practice social distancing • Buy groceries and medicine,
If your skingowould normally to the doctor, and burn after 10 minutes complete banking activities when an possible. in the sun,online applying SPF 15 sunscreen • If you would must goallow in person, feet away from you to stay stayatinleast the6 sun others and disinfect without burning for items you must touch. approximately 150 minutes and takeout, (a factor• ofGet 15deliveries times longer). and limit in-person contact as This is amuch rough estimate as possible. that depends on skin type, intensity of sunlight and Prevent the spread of amount of sunscreen used. COVID-19a ifmeasure you are sick SPF is actually of protection from amount • Stay home if you areofsick, UVB exposure is not care. except and to getitmedical meant to help you • Avoid public transportation, determine duration of ride-sharing, or taxis. • exposure. Separate yourself from other
people and pets in your home. There is no specific treatment TALK BACK TO YOUR INNER• VOICE. for COVID-19, but you can seek Everyone an inner voice, i.e. the way you talk to yourself inhelp your medical care to relieve Protect yourself andhas others from COVID-19 head or out loud. But sometimes that voice can beyour cruel—even symptoms. though • There it’s is currently no vaccine to protect ultimately dictated by you. It can tell you that• you’re a failure orattention, If you need medical against COVID-19. The best way to protect convince you to stress about something that you have absolutely no call ahead. yourself is to avoid being exposed to the control Most people have a loud inner critic which makes their virus that causesover. COVID-19. life more stressful.Learning to have a reassuringKnow and soothing inner • Stay home as much as possible and avoid your risk for voice can make a big difference in improving your mental health. close contact with others. severe illnessplace to Obviously that’s easier said than done, but here’s a good • Wear a mask that covers your nose and When your inner voice is giving you really• crappy Everyonefreedback is at risk of and mouthstart: in public settings. getting COVID-19. advice, stop and consider how you would talk to your best friend in • Clean and disinfect frequently this situation.Then try to adjust your inner voice to talk like that. • Older adults and people of touched surfaces. any age who have serious • Wash your hands often with soap and water underlying medical conditions for at least 20 seconds, or use an alcoholEdgars Club 6risk years September- February 2021 club January Edgars Club 7@ years may be at@ higher for more based hand October 2020 sanitizer that contains at least severe illness. 60% alcohol.
SLASH CANCER RISK Know your family history of cancer. If parents, siblings, grandparents, aunts or uncles were diagnosed before 50, you may be at an especially high risk.
DOCTORS VISITS Don't be scared or embarrassed to talk to your doctor—about anything. Dont be shy about things like butt pimples, excessive sweating and body odor, unless you speak up, you'll only continue to suffer. Tell your doctor about any supplements you take. Some can have dangerous interactions with prescription drugs. Know what you want out of your next visit: a diagnosis, a referral to a specialist? Keep your focus and get what you need.
Live Health
WEIGHT LOSS TIPS If you want to feel full on fewer calories, stick to foods that are high in water, like fruits, vegetables and healthy Aim for 800 to 1,000 IUs of proteins. Feeling full is based on volume, not vitamin D a day from a D3 calories.. pill. It's often hard to get enough from sunlight in winter—and mounting evidence shows D may also help prevent cancer and heart disease.disease by nearly 30%.
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Think percentages, not pounds; they're less scary. If you're overweight, losing just 5 to 10 percent of your body weight can slash health risks.
THE KEYS TO HAPPINESS Unplug and talk to someone face-to-face. Facebook, IM and e-mail are all great ways to stay in touch, but actually seeing people and interacting with them is key for mental health. Don't be with someone who makes you miserable! When women say a relationship is a huge head-ache, there could be literal truth to that. Emotions can lead to very real pain.
club club
January - February 2021
Edgars Club @ 7 years
Live Travel
When you choose lodging, opt for a place where air can circulate through open windows. Or stay outdoors; camping is a great idea.A room with a terrace or balcony would also be good. Seek accommodations that let you open the windows wide.When outdoors, especially if the air is moving, risk of transmission is low.Walks along the beach, a day hike in the hills or mountains, a bike ride — these are great low-risk activities. Most transmission of respiratory viruses happens indoors, so avoid activities like eating inside a restaurant, especially if it is crowded.
SAFETY WHILST TRAVELLING
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Air travel requires spending time in security lines and airport terminals, which can bring you in close contact with other people and frequently touched surfaces. Most viruses and other germs do not spread easily on flights because of how air is circulated and filtered on airplanes. However, social distancing is difficult on crowded flights and sitting within 6 feet of others, sometimes for hours, may increase your risk of getting COVID-19. How you get to and from the airport, such as with public transportation and ridesharing, can also increase your chances of being exposed to the virus.Traveling on buses and trains for any length of time can involve being in crowded terminals and sitting or standing within 6 feet of others, which may increase your risk of getting COVID-19. club
January - February 2021
WHERE TO STAY IN COVID When you start planning your trip abroad amid the COVID-19 pandemic, it's best to stick to one or two countries until the virus is well under control. Though you might be tempted to accumulate new exotic locales and Instagram-worthy moments —
ITINERARY PLANS especially after staying home for so long — you'll be able to relax on your adventure without worrying about additional transits, quarantines, testing requirements, and ever-changing guidelines. Here's your chance to take the time to really get to know a place and embrace the art of slow travel. Edgars Club @ 7 years
downtime home
Home Buzz
We take a look at home decor must haves and new trends
HIDEAWAY FURNITURE
Try a creative approach to maximize the functionality of your small kitchen. Find ways to create a multipurpose space with practical furniture items that are useful but can be easily stored out of the way. Some ideas include: Backless bar stools that can tuck away. Roll-out kitchen cabinets or tables. Drop-down, wall-mounted tables or cutting boards.
POT RACKS IN SMALL SPACE While most small kitchens don’t have the space required for large, rectangular pot racks, there are options for smaller spaces. Pot racks don’t have to hang from the ceiling; some can be wall-mounted, like the pegboard wall above.
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UTILISING SPACE WISELY If your goal is to create a contemporary kitchen space, one of the most important design elements is minimalist, uncluttered kitchen counters.This not only looks modern, but it increases counter area, making it easier to prep and cook.The first step is to put away all small appliances and countertop items. Find places to add shelving for additional storage. A row of narrow shelves, added to a kitchen island, can be perfect for cookbooks. Look for additional places including corners, or over a counter. club club
January - February 2021
Edgars Club @ 7 years
live smart club crammer
CAREERS JOBS IN BANKING & FINANCE
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obs in finance industry can be extremely lucrative. That means that they are in high demand, with entry qualifications as lofty as the salaries. For most of 124 64 124 them, an undergraduate 64 degree is the minimum requirement and many professionals have postgraduate degrees. These include MBAs first and foremost, but other master’s degrees and PhDs are not uncommon. Usually, advanced skills in statistics and mathematics are prized. That said, the finance industry is broad and the opportunities are varied. You may join the finance department of a corporation, work in the banking and financial club
January - February 2021
services sector, or enter the world of investment banking or the financial markets. These careers offer aboveaverage pay to start and go from there into the stratosphere. Here's an overview of high-paying finance jobs. Portfolio Management Jobs Portfolio management is one of the most prestigious roles in the entire finance industry. Portfolio managers, often known colloquially as money managers, directly oversee institutional and retail client investments in their daily work, providing them a tremendous amount of power, as well as a deep
responsibility. They recommend personalized investment strategies and specific investment decisions to clients, and they usually have discretionary power in executing those strategies to fulfill the client's goals. It’s common for portfolio managers to specialize in particular asset classes, such as equities or fixed income. Some managers are more focused still. A manager may be a specialist in certain types of stocks, or blockchain-related startups, or high-yield bonds. Focused funds employing these specialized managers may seek individuals with research analytic backgrounds. Others include broader mandates, such as a multi-asset class strategy, and these firms often look for Edgars Club @ 7 years
live smart club crammer managers with a similarly wide base of investment knowledge and background. There are a variety of employers in the sector, each focusing on a specific segment. Investment companies and financial service firms offer funds for retail investors. Investment banks provide strategic advice to corporations, large institutions, and even governments. Commercial banks offer a range of investments to their customers. Money management firms, portfolio management companies, and hedge funds cater to high-net-worth individuals. After earning a four-year college degree, as well as a graduate degree, many potential money managers also attain the Chartered Financial Analyst (CFA) designation.1 Typically, a portfolio manager position is a “destination” role that does not lead anywhere else. Thus, rather than continue to climb a career ladder, portfolio managers may manage increasing amounts of money, or they may leave club club
January - February 2021
live smart club crammer
to start their own firm or hedge fund. Corporate Finance Jobs Another career path in this field goes through the finance department of a corporation. Specialists in this field can work in a variety of industries. Types of Corporate Finance Jobs Finance Manager: Every corporation has finance managers, and they are among the top-paying jobs in the financial industry. They are responsible for all financial aspects of the business including risk management, planning, bookkeeping, and financial reporting. Accounts Manager: The accounts manager is responsible for the general accounting function and oversees the completion of ledger accounts and financial statements. Some organizations may require individuals to have a Certified Public Account (CPA) designation and at least seven years of experience in the accounting field.2
Risk Management: Risk managers keep on top of a wide range of pitfalls that befall businesses, including credit risk, market risk, operational risks, and liquidity risk. Companies are increasingly investing huge sums of money on sophisticated technology and people to help them measure, manage, and mitigate these risks. The field has gained tremendous importance in banks and financial institutions in the aftermath of the Great Recession, as numerous 65 125 65 scandals and failures have led to tighter government and industry regulations and higher accountability standards. One way to get started on a career as a risk manager is to get certified by PRMIA or GARP, the risk management certification bodies. Six high-paying financial professions: portfolio manager, corporate finance manager, investment banker, trader, economic analyst, and financial analyst. Edgars Club @ 7 years
downtime teen talk
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Posttraumatic Stress Disorder after repeated or extreme exposure to traumatic events.
W
hat Is PTSD? Post traumatic stress disorder (PTSD) is a set of symptoms — feeling jittery, sleeping problems, trouble concentrating — that someone develops after they experience something harmful, terrifying, or upsetting. Any kind of extreme stress club
January - February 2021
can lead to PTSD. It often develops after a direct experience in which someone is seriously injured or threatened with injury or death. It also can happen to people who witness stressful events or learn about an unexpected or violent death or injury to a family member or close friend. In some cases, PTSD can
develop after repeated or extreme exposure to traumatic events. This can be the case with people such as policemen, firemen, and EMTs. What Causes PTSD? When you're in a stressful or dangerous situation, your body responds by producing hormones and chemicals as part of the Edgars Club @ 7 years
downtime teen talk "fight-or-flight" reaction (so named because that's exactly what the body is preparing itself to do — to either fight off the danger or run from it). Usually, when the danger is over, the body goes back to normal. But when someone has PTSD, his or her stress response system doesn't switch off as it should. Traumatic events that can cause PTSD include: violent assaults, including rape, fire, physical or sexual abuse, acts of violence (such as school or neighborhood shootings) natural or man-made disasters, car accidents military combat (this form of PTSD is sometimes called "shell shock") witnessing another person go through these kinds of traumatic events being diagnosed with a life-threatening illness
start months or even years later. Symptoms can go on for years or they can go away and then come back if another event brings up memories of the trauma. In fact, anniversaries of the event can cause a flood of emotions and unpleasant memories. Someone with PTSD might have some or all of these symptoms: Reliving the traumatic event. People with PTSD might have nightmares, flashbacks, or disturbing mental images about the trauma. Avoiding reminders of the trauma. People with PTSD may avoid people, places, or activities that remind them of the stressful event. They also may avoid talking about what happened, even to a therapist or counselor.
Emotional numbness. What Are the Signs & Many people with PTSD Symptoms of PTSD? feel numb or detached. Symptoms of PTSD usually They may view the world develop within the first more negatively or feel like month after the trauma. they can't trust anything. But in some cases, they can Scientists and doctors think this might be club club
January - February 2021
because the body makes too much of some hormones in the brain that numb the senses during stress. Anxiety. People with PTSD may be easily startled, on edge, jumpy, irritable, or tense. This may be due to high levels of stress hormones in the body. Difficulty concentrating and trouble sleeping can be part of this hyper-alert, anxious state. Who Gets PTSD? People of any age — kids, teens, and adults — can develop PTSD. But not everyone who lives through 127 67 67 a serious trauma develops it. In fact, most people do not. Many recover from lifethreatening traumas without developing PTSD. This ability to cope and bounce back is called resilience. How Is PTSD Treated? Usually, PTSD doesn't just go away on its own. Without treatment, symptoms can last for months or years, or they may come and go in waves. Getting treatment and support can make all the difference. Edgars Club @ 7 years
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Fun activities, riddle and craft ideas to keep your kids busy club October
SeptemberJanuary - February 2021 2020
Edgars Club 6 years Edgars Club @ 7@ years
rful world Welcome to the wonde fun... of play and all things
KIDS CORNER
Welcome to the wonderful world of play and all things fun...
BrainTeasers Q: Two boxers are in a match scheduled for 12 rounds. (Pure boxing only no kicking, UFC takedowns, or anything else). One of the boxers gets knocked out after only six rounds, yet no man throws a punch. How is this possible? A: The two boxers are women. Q: A father and son have a car accident and both are very injured. They are taken to separate hospitals for treatment. When the boy is taken in for an operation, the surgeon says, “I can’t do this surgery…. this boy is my son!” How is this possible? A: The surgeon is the boy’s mother.
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Q: It’s as light as a feather, but the strongest person can’t hold it for more than five minutes. What is it? A: Breath
JOKES
Q: What did the left eye say to the right eye? A: Between us, something smells! club club
January - February 2021
1. THE NOSE CAN DETECT A TRILLION SMELLS! 2. ONE QUARTER OF YOUR BONES ARE IN YOUR FEET. 3. HUMAN TEETH ARE AS STRONG AS SHARK TEETH! 4. YOUR BLOOD IS AS SALTY AS THE OCEAN. 7. YOUR NOSE AND EARS NEVER STOP GROWING. Edgars Club @ 7 years
downtime kiddie corner
Tissue Box Monsters
130 70 130 70 SUPPLIES: Rocks – choose them based on the size of your terra cotta pot. A flat surface area is needed for the googly eyes. Googly eyes Outdoor acrylic paint – green, white & bright green Mini Terra Cotta Pots Hot glue (adults only) or Glue dots for kids DIRECTIONS 1. First, select your rocks. As mentioned above, club
January - February 2021
you want to look for rocks that are flat on one side so the eyes will go on smoothly. You can even see if you can find some extra details that may give the rock a mouth.
painted, use the white to create different cactus designs!
2. Clean your rocks before painting.
5. Now they are ready to go into their pots!
3. Paint with outdoor paint if you want to place outside. Otherwise, regular acrylic paint works well.
If you’d like them to stand higher in their pots, use a little bit of paper towel or foam in the bottom of the pots.
4. Now glue on your googly eyes! Use hot glue or glue dots.
Once you have the green Edgars Club @ 7 years
downtime kiddie corner
The Milkmaid & Her Pail P
atty the Milkmaid was going to market carrying her milk in a Pail on her head. As she went along she began calculating what she would do with the money she would get for the milk. “I’ll buy some fowls from Farmer Brown,” said she, “and they will lay eggs each morning, which I will sell to the parson’s wife. With the money that I get from the sale of these eggs I’ll buy myself a new dimity frock and a chip hat; and when I go to market, won’t all the young men come up and speak to me! Polly Shaw will be that jealous; but I don’t care. I shall just look at her and toss my head like this.” As she spoke she tossed her head back, the Pail fell off it, and all the milk was spilt. So she had to go home and tell her mother what had occurred. “Ah, my child,” said the mother: “Do not count your chickens before they are club club January club September-October 2020- February 2021
hatched” Patty the Milkmaid was going to market carrying her milk in a Pail on her head. 131 71 71 As she went along she began calculating what she would do with the money she would get for the milk. “I’ll buy some fowls from Farmer Brown,” said she, “and they will lay eggs each morning, which I will sell to the parson’s wife. With the money that I get from the sale of these eggs I’ll buy myself a new dimity frock and a chip hat; and when I go to market, won’t all the young men come up and speak to me! Polly Shaw will be that jealous; but I don’t care. I shall just look at her and toss my head like this.” As she spoke she tossed her head back, the Pail fell off it, and all the milk was spilt. So she had to go home and tell her mother what had occurred. Ah, my child,” said the mother: “Do not count your chickens before they are hatched”.c
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Edgars Club @ 7@years Edgars Club 6 years
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club October
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