Hythe handbook Summer 14

Edition 3 of 6, 2014 Delivered FREE to: all homes and businesses in CT21.

Your Community Magazine www.eastkenthandbooks.com

In this edition:

Local news, articles and features Local clubs and societies Useful numbers Reliable, local businesses for all your needs.

Local events, services & information directly to your door since 2005

30 years experience in all aspects of the building trade.

Award Winning

• • • • • • •

Building Contractors

Extensions and Loft Conversions UPVC Conservatories Flat Rubba Roof Sytems Roofing Resin and Blocked Paved Driveways Patio and Garden Design Installation of Woodburners

Award Winning

Resin Bond Driveways • Resin Bond Specialists.

• Approved and trained contractors.

• Anti-slip finish, with no loose stones.

• Waterproof, and oil resistant.

• Bonds directly to existing concrete/tarmac driveways.

• Gives and extremely durable finish to paths/driveways.

• Choice of natural stone for a perfect end result.

Tel. 01303 237191 MOB. 07855 393138 Limes, Cannongate Road, Hythe CT21 5PX

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Gutter Cleaning & Maintenance

Blocked with Autumn leaves?

Flat roofs also cleared.

Honest, professional, friendly and reliable.

Just ring

01303 230913 07788 124660

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Editors Letter Hello Readers, Welcome to the latest edition of The Hythe Handbook.

We’d like to thank local photographer Dan Desborough for the beautiful cover photograph he has provided us with.

Dan is a very talented photographer, who undertakes commissions; please do have a look at his work on www. facebook.com/Dan-DesboroughPhotography, or on his website www.dandesborough.co.uk.

This edition, we hear about a great range of local festivals and events that are taking place in the local area. From the Mermaid Festival in Folkestone, to the return of the Trawler race, to the raft race on Hythe Canal, and the Airshow, there is so much going on in our local area this summer - we can’t wait!

As you’re out and about (hopefully in the sunshine!) please do take a camera with you and share any local shots you have with us by emailing them to info@eastkenthandbooks. com. We’re always on the lookout for new photographs; not only for the covers of the handbooks, but also to share on our website and social media to remind everyone what an amazing place we live in.

We hope you continue to enjoy the handbook. As ever, as our local community magazine, we’re always delighted to hear of local positive news and events that we can help to spread the word about.

With kindest regards,

Tuija

Tuija Foster, Editor

Publishing The Folkestone Handbook, The Hythe Handbook and The Hawkinge & Elham Valley Handbook;

Contents

we make your business everyone’s business!

Seasonal Recipe

by Hythe Brasserie

If you would like further information about placing an advert with us, please simply call 01303 266755.

Pets

14

Home

16

Contact Us

Local Clubs and Societies

30

Useful Numbers

32

Motoring

34

Health and Wellbeing

38

Business

42

Gardening

44

Phone: 01303 266755 Email: info@eastkenthandbooks.com Address: East Kent Handbooks, 13 Portland Road, Hythe, Kent CT21 6JA Website: www.eastkenthandbooks.com Magazine design: www.s28.co.uk Cover: Dan Desborough: www.dandesborough.co.uk

www.facebook.com/Dan-Desborough-Photography

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Booking deadline for the next edition:

Wednesday 2nd July 2014

Disclaimer: Whilst every care has been taken to ensure that data in this publication is accurate, the publishers cannot accept responsibility for loss, damage or omission caused by error in the printing (or not) of an advert or other information. It is the advertiser’s responsibility to ensure artwork is kept up to date and accurate. The publishers cannot accept responsibility for views expressed by contributors, or for the accuracy of claims made by advertisers. The Handbook cannot be held responsible for any errors or omissions or endorse companies, products or services appearing in this magazine. All rights reserved. No part of this publication, including advert artwork, may be reproduced without the prior written permission of the editor. The use of this magazine for canvassing or direct marketing is strictly prohibited.

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News From

Discover Folkestone, Hythe and Romney Marsh ‘Extra special’ festivals season ahead Preperations for the local area’s 2014 festivals, events and entertainment season are well under way - and the forecast is that it will be the best in south east England, attract hundreds of thousands of visitors and contribute millions of pounds to the local economy.

Features include topline events as well as traditional carnivals and the return of the acclaimed three-month Triennial exhibition of outdoor art.

“No other resort in south east England will be able to match Folkestone for fun, thrills and spectacle this year”, claims Chris Kirkham, manager of the Discover Folkestone, Hythe & Romney Marsh tourism marketing organisation (DFHRM).

“From early summer right through to autumn, in the air, on land and by the sea, there’ll be events everyone can enjoy.

The calendar is packed with family-fun events and will give a great start to the season.

All these plus live shows, concerts, exhibitions, events and activities at Port Lympne Wild Animal Park and the Romney, Hythe & Dymchurch Railway, sporting events and country fairs will make 2014 an extra special year.

“There will be solemn occasions, too. Folkestone will host the biggest commemoration of the centenary of the outbreak of the Great War outside London P6

and also events to mark the town’s role in WW2”.

• 19-20, Folkestone Mermaid Festival;

Adds Mr Kirkham: “Events are an important reason why people come to Shepway.

• 20, Hawkinge Summer Spectacular;

What’s more, the spending they generate accounts for a substantial part of the district’s visitor economy, worth more than £200 million a year at the most recent count.”

• 26, New Romney Country Fayre;

Some dates to note: JUNE: • 7, 8 - Folkestone Airshow; • 13-15 - Folkestone MultiCultural Festival; • 21 - Lydd Club Day Carnival; • 21-30 - Hythe Festival.

JULY: • 1, Battle of Britain Memorial Day;

• 25-28, VW Festival and Scooter Rally;

• 26, Folkestone Trawler Race.

AUGUST: • 4, WW1 Centenary March and Unveiling of Memorial Arch; • 8-10, Folkestone Ska Fest; • 9 - 10, Folkestone Donkey Derby; • 16-17, Folkestone Harbour Festival and RYA National Powerboat Championships; • 23-25, Open Air Show;

• 1-6, Hythe Festival continues;

• 23-24, Sandgate Sea and Food Festival;

• 16-20, War and Peace Revival;

• 23-25, Dymchurch Day of Syn Festival;

Please mention “The Handbook” when responding to adverts

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Seasonal Recipe by Hythe Brasserie

Rhubarb Fumble About 8 servings Fumble is a cross between a fool and a crumble, arranged in layers, making a light summery pudding.

For the Fruit layer: 1 lb / 500g rhubarb 1 tablespoon sugar For the Fool layer: ½ pint (250 ml) whipping cream ½ pint (250 ml) cold custard (we make our own but the stuff from cartons is much handier) For the Crumble layer:

of water. Stew gently on a low heat until soft but not to mushy. Allow to cool.

6 oz ( 187 g) plain flour 3 oz (64 g) butter 1 ½ oz (32g) sugar 2 handfuls of pistachio nuts, crushed or blitzed in a food processor

3) Make the fool mix.

Whisk together the cream and custard until light and fluffy.

Method:

To assemble:

1) Make the crumble

Using either glass bowls or any other type of glass, spoon in a 2 tablespoons of rhubarb, then either pipe or spoon in the same quantity of fool mix and finally top with a tablespoonful of crumble mix

Pre heat the oven to 200 C. Combine flour and sugar and rub in the butter blended.

Spread onto a flat baking tray and bake for 12-14 minutes. Remove from the oven and allow to cool. Break up the crumble into a bowl and mix in the crushed pistachios.

2) Stew the rhubarb

Tip: Assemble the first 2 stages, keep refrigerated and add the crumble when you’re ready to serve

Chop Rhubarb and place into a heavy bottomed saucepan with the sugar and a tablespoon

Tip: This pud works well with any fruit in season, summer berries or even stewed apple

Fresh, Fun, a little Different www.hythebrasserie.com Personally managed by husband and wife team Nicki and Darragh Cartmill, Hythe Brasserie offers classical cuisine with a contemporary twist.

Simple, warm decor creates an intimate ambiance and is complemented by first class service without fuss to create a great dining experience.

Welcome to Hythe Brasserie…

Autumn and Winter Opening: Lunch: Tues-Sat 12-2pm. Dinner: Tues-Sat 6.30-9pm.

The Hythe Brasserie, Douglas Avenue, Hythe, Kent CT21 5JT Tel: 01303 267912 Email: info@hythebrasserie.com P8

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During our summer period (2nd April to 31st October) our shop opening hours are: Tuesday - Friday 7am until 3pm and Saturday 7am until 12pm For those darker nights and yet more snow! please note that during the winter months the shop will close at 1pm Tuesday – Friday GRIGGS OF HYTHE LTD The Old Life Boat Station Buildings, The Fishermans Landing Beach, Range Road, Hythe, Kent CT21 6HG

Tel: 01303 266410 Email: mail@griggsofhythe.com

Don’t Forget to Ring About Advertising

01303 266755 Welcome to The White Hart, Hythe – where you’ll find something you love, for a price you like.

We also hire out our downstairs dining extension for 30 - 50 people.

Great pub food available.

Wood fired pizza in our own specialist pizza oven.

Steak Night every Monday.

The White Hart Free House & Restaurant 71 High Street Hythe Kent CT21 5AJ Tel: 01303 238304

Sunday Lunches: 12 noon until 4pm (advisable to book)

Available Beers:

Greene King IPA, with weekly changing Kentish Ales & Cider

Opening hours:

Monday – Thursday: 11am until 11pm Friday & Saturday: 12 noon until Midnight Sunday: 12 noon until 11pm.

Outside smoking area within our 16th century courtyard.

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Welcome to the world of REAL Socialising Eckfords Travel and REAL Socialising are two local companies who bring a range of great value social activity and excursions to people in south east Kent.

REAL Socialising was commenced 3 years ago, after hearing a statistic that 26% of people now ‘sofalise’ instead of socialise; and with the growth of home entertainment, and social media; it’s a sad statistic that fewer people enjoy real social activity!

REAL Socialising offers a new spin on the old ‘social club’ ethos for local companies, social groups and existing clubs or simply groups of friends and families of any size wishing to do things together. Individuals are very welcome too of course!

Regular clients include Premier Foods and Coty in Ashford and local clubs including the Elham Historical Society; who have enjoyed excursions to the Houses of Parliament and the Royal Hospital Chelsea, a visit to Ypres and Flanders; Buckingham Palace, the British Museum amongst others.

Working with local travel partner Eckfords Travel; REAL Socialising seeks the best prices to pass on great value on a range of day trips, short breaks and special interest visits. You can register with your email address on their website to receive a FREE monthly e-newsletter.

Contact info@realsocialising. co.uk to find out more, or to subscribe or view the current activity online visit www.realsocialising.co.uk

Travel Partner Eckfords; a local family owned coach company; pride themselves on their personal service and are now in their 7th year of trading and together with REAL Socialising offer a range of day trips and short breaks. Eckfords also offer group Private hire, Corporate hire, School hire in the UK and into Europe.

Contact eckfordstravel@aol.com Or visit their website at www.eckfordstravel.co.uk

TRAVEL & TRIPS from REAL Socialising

Your local specialist in organising activities for groups of any size or individuals. We create the perfect excuse to get together with friends, family and colleagues.

Subscribe to our FREE E-newsletter and enjoy REAL Socialising soon!

www.realsocialising.co.uk

& ECKFORDS

e: info@realsocialising.co.uk

TRAVEL

01303 893492 • www.eckfordstravel.co.uk

For luxury coach hire, airport transfers and private hire, call Eckfords Travel.

Your local independently owned family run business providing a wide range of coach and transport services for all your travel needs. 8-83 Seater Vehicles, Venue Tickets, Group Hotel bookings, Group Theatre bookings, UK & European travel.

VIEW OUR LATEST TR IPS

Kensington Palace ...£ 36 Hampton Court ..... .... £49 Greenwich ............... ... £18 Brighton ............... ...... £18 IWM, Duxford .......... .. £37 Ypres ......................... ..£ 38 IWM, London .......... ... £18

VIEW OUR LATEST TRIPS

Bruges ................ .... £34 Westfield ............ .... £20 Chelsea Hospital .... £30 Romford Market ..... £25 Saville Gardens & River Cruise ........ .... £45 Thursford Spectacular ..from £169

The perfect combination for a great day out!

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Wards Hotel & Restaurant

Experience the difference RefuRBisHed BaR and RestauRant Get the family together with our Sunday Carvery only £12.95 function Rooms Available for Weddings, Anniversaries and Parties etc Pan asian menu Two Courses £10.95 Three Courses £13.95 fRiends and family visiting?

We also have beautiful refurbished rooms, ready to book.

Book your table at Wards Hotel

Ring us on 01303 245166 www.wardshotel.net

39 Earls Avenue, Folkestone CT20 2HB

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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The Tailor of Hythe

Repairs and alterations to your garments along with tailoring are professionally done on the premises with care by a master tailor with over 35 years experience.

Curtains Made to Measure or Altered, Alterations & Repairs to Leather Jackets, Cushion Covers, Zips, Handbags, All Zips & Trimmings Supplied & Fitted.

Opening Hours Mon-Sat: 8.30am-5.30pm Sunday: Closed

44 High Street, Hythe, Kent, CT21 5AT Tel: 01303 488308

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   

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Pets Corner Bichon Frise If you are looking for a pet dog, which fits in well with family life, then look no further than a bichon frise.

A small, sturdy dog with a fluffy coat, these pets love human company and are incredibly affectionate. Given their self-assured, happy temperament they make super family pets particularly as they are easy to train.

The American Kennel Club refers to the Bichon Frise as ‘merry’ and ‘cheerful’ and the breed standard calls for a dog that is ‘gentle mannered, sensitive, playful and affectionate’.

Indeed this breed is considered suitable for most people with allergies since they do not shed hair like other breeds.

Saliva or drool isn’t really an issue in this little dog either who interestingly needs only up to 30 minutes of exercise each day.

Coupled with their size this makes them ideal companions for those living in both flats, small or large houses.

With a lifespan of over 12 years you can be assured of an extroverted companion who will quickly become an integral part of the family.

Tortoises Despite their hardy appearance with their great big shells, a tortoise is actually a delicate little creature, injuring easily without the correct care.

That aside, with the correct handling they make an unusual but interesting pet for adults and older children.

They’re generally problem-free with the right habitat and diet, with their food being one of the most important factors to keeping them healthy. They have a natural diet of weeds and herbs although there are now some processed foods on the market that would also supplement their diet. They predominantly need high fibre, low protein and low sugar foods. Lettuce, fruit and vegetables are great treats and always lots of water is required as tortoises produce high amounts of urine.

Knowing that tortoises can often live to more than 50 years old make sure that you are prepared for such a long-term responsibility. Make sure if you buy a tortoise that it comes with official paperwork as these animals are protected under the Convention in International Trade in Endangered Species.

The perfect alternative to kennels

Let us arrange for your dog/s to stay with one of our local, carefully selected, very special families – because at Barking Mad we believe your dog deserves a holiday too!

R

For more information, or to find out how to become a host family, please contact Trish Feely

Tel: 01303 812902 Email: trish.feely@barkingmad.uk.com

www.barkingmad.uk.com P14

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The Folkestone Cat Sitter

CRB

check While you are away e & fully d from home... insure d • We'll feed your pets • We'll water your plants • We'll check on your house • Folkestone and surrounding areas

Call 07768 816251 Email info@folkestonecatsitter.com or visit www.folkestonecatsitter.com

JUST ADORABLE PETS! Friendly Home Pet Care Service • HOME VISITS • HOUSE SITTING • DOG WALKING Dogs, Cats, Rabbits, Small Animals, Birds, Fish etc

Hythe and surrounding areas

Fully Insured Police Checked References Available

Ideal for when owners are working or away!

ANN: 01303 260919 or 07772 281873 email: annlongstaff@ymail.com

www.dogwalkingnow.co.uk/just-adorable-pets To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Metroline Security Keeping safe what matters most As Kent’s leading fire and security specialist, Metroline Security support thousands of customers throughout South-East England.

Property Protection for Homes and Businesses Our maintenance services for homeowners and commercial premises cover domestic burglar alarms and commercial intruder alarms, fire alarm systems, access control and door entry systems, fire extinguishers, CCTV (both IP cameras and analogue CCTV systems), emergency lighting, nursecall systems, gas suppression, Ansul fire suppression, fire doors and electrical works. We can even carry out fire risk assessments and, as you would expect, can ensure that your fire and security systems are monitored around the clock.

bodies include Safecontractor and CHAS (health and safety bodies), Constructionline, STEM (environmental compliance), and the ICO (data protection). We also hold a number of preferred installer statuses with manufacturers of various fire alarm systems, intruder alarms, CCTV and access control systems.

Covering Kent, Sussex, Essex and London In terms of the towns and areas we cover, these include Ashford, Folkestone, Maidstone, Dover, Canterbury, Ramsgate, Thanet, Sevenoaks, West Malling, Tonbridge, Medway, Dartford, London,

Eastbourne, Brighton, Sussex, Essex, Hertfordshire and Northampton!

Metroline – There when you need us most With responsive 24 hour call outs and exceptionally reasonable hourly rates, it is little wonder that Metroline Security are the preferred choice for so many leading organisations, councils, schools, and householders.

Contact Us Now If you are interested in finding out more about how Metroline Security can support you, contact us today on 01303 220330.

Our Accreditations As you would expect from a leading installer, Metroline Security have a raft of accreditations which demonstrate our commitment to providing the highest levels of service at competitive rates.

Our security installations – specifically intruder alarms, access control and CCTV – are accredited by the SSAIB (the Security Systems and Alarms Inspection Board) whilst we are accredited to BAFE (British Approvals for Fire Equipment) and the FIA for our fire alarms.

Electrical work complies with NICEIC to whom we are accredited, whilst other membership and certification P16

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RIBA

For professional and friendly advice on: • Building Design • Building Refurbishments • Building Renovations • Planning and Building Control Applications Tel: 01303 252182 Mob: 0787 635 3484 Email: john@jv-architects.co.uk Web: www.jv-architects.co.uk

Warwick &Warwick Properties Ltd Property Maintenance

Flat Roofing Specialists 20 year guarantee

Our team also includes highly skilled and experienced tradesmen in the following areas: Landscaping Driveways, Patios, Paving etc Grounds keeping Painting Decorating Fencing and Decking Interior & Exterior Damp Proofing, Bathroom Fitting Plastering & Rendering Kitchen fitting

Tiling

Tel: 01304 205653 Mob: 07824 449776 Email: foxescrossing@gmail.com

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Folkestone Mermaid Festival Sat 19th & Sun 20th July Following the success of the first Mermaid festival last year, comes a fun packed 2 day event to be held on the glorious Folkestone Sea front.

With plenty of activities for the whole family to enjoy from donkey rides to Punch & Judy, sandcastle building to fair rides, the festival will also host a gathering of retail traders with perfect souvenirs and gifts.

Celebrating all things Mythical and Magical about the Sea, including live local music, trade village, magical parade and much much more. Leading up to the event are workshops, Sea Babies, treasure hunts, costume designing and exhibitions.

Our very own Folkestone Mermaids will be sheltering in their grottos telling stories and singing songs for you to join and celebrate the sea with, alongside important awareness of or marine and coastal conservation.

Once again the Mermaid Parade will highlight the day joining Merfolk, Pirates and Sea Babies in celebration lead by the Djembe Drummers from 12 noon on the Saturday starting at The Royal George.

Local music and performances on both days at the Live Main Stage, including brand new acts, the wonderful, Dianne Dunn, Lucky Jackson and Katie Bradley Headlining on Saturday evening.

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This year’s main event will be held on The Stade and Sunny Sands with other activities during June and July.

For more information, please visit www.folkestonefestival.org or to get involved, email: marianne@folkestonefestival.org

DIFFICULTY BATHING? WE CAN HELP

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You can join the free workshops Saturday morning to make noise makers and parade accessories, have your faces painted by Phizzogs Facepainters and join the fancy dress competition.

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Please mention “The Handbook” when responding to adverts

E P R’S Curtains & Soft O O C

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A Friendly & Reliable Service Tel: 07739 420220 or 01303 238248

“I don’t know what it is about the handbook, but I AM GETTING RESULTS! I think it’s the quality and long life span in people’s homes.

Whatever it is, it’s working!”

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Furnishingsby Emma Handmade curtain making service, alterations and other soft furnishing projects also undertaken.

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To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Crossword

Across 1 Cooks with water vapor (6) 4 Lame (8) 10 Tongue-in-cheek (9) 11 A Siouan people (5) 12 Acclaim (5) 13 Gives evidence (9) 14 Voter (7) 16 Uttered aloud (4) 19 Wise men (4) 21 Incapable (7) 24 Souvenirs (9) 25 Dance bar (5) 26 An emperor of Japan (5) 27 Translate (9) 28 Less than expected (8) 29 Guided (6) P20

Down 1 Endured (8) 2 Surpassed (8) 3 Short choral composition (5) 5 Asserts (7) 6 A native of Australia (9) 7 Introductory section to a story (2 words) (6) 8 In fancy clothes (6) 9 He works with clay (6) 15 Carry (9) 17 Determined the size or amount (8) 18 Accompanied (8) 20 Intimation (7) 21 Makes angry (6) 22 Ice or roller (6) 23 Hut (6) 25 Song of mourning (5) Please mention “The Handbook� when responding to adverts

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Emerald Electrical Services (SE) Ltd Local Company for peace of mind 352 Cheriton Road, Folkestone, CT19 4DS

“At Emerald Electrical we care about our customers, so we aim to provide the best service at competitive prices”

We carry out all aspects of electrical work and no job is too big or small Pop into our office to arrange your next quotation or alternatively ring

01303 248163

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Carpet Fresh & Day 2 Day Cleaning Solutions Your Local Cleaning Specialists We Offer Excellent Cleaning Services

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Day 2 Day Cleaning Solutions • End of tenancy cleaning • Office cleaning • Builders’ cleans Fully insured for complete peace of mind

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www.carpetfreshkent.co.uk To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Spinnaker Tower Abseil Why21st Not Fix June 2014 Portsmouth

Raising money for the children’s charity “CHAMPS”, Centre for Haematology at St Mary’s Paediatric Services in London.

Who are we and why are we doing the abseil?

My name is Sean Dickenson, father of Jack. Jack, a 15 year old pupil of Pent Valley Technology College in Folkestone was diagnosed with a rare condition called dyskeratosis congenita which has caused his bone marrow not to function properly, making the requirement for him to have a stem cell (bone marrow) transplant.

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This transplant took place in November 2013 at St Mary’s Hospital, Paddington, London in the paediatric haematology and bone marrow transplantation unit.

Myself and Jack’s stepfather, Ray Goodwin, both from Folkestone will be doing this abseil down the Spinnaker Tower at a height of 105 metres (344feet) to raise money for this children’s ward.

All we ask is that you make a donation, however large or small, to this great cause.

Most of the children in this ward stay for a duration of several weeks or months, undergoing like my son Jack has, chemotherapy and radiotherapy, their immune system is at it’s lowest, they are in isolation for weeks with limited visitors. The Imperial College

Healthcare Charity Trust have a program to rollout Wi-fi to all areas in hospitals covered by the trust in the next year, which will be funded by them, which will allow the children to keep in touch with family and friends via media such as Skype and Facebook, etc.

The funds we raise will go towards laptops, iPads and even gaming consoles for the children to use whilst in for the long duration of their treatment, used in conjunction with the newly installed Wi-fi would be an important contribution to improving their stay at the hospital. So please make a donation, it will bring a smile to these children.

Thank you, Sean Dickenson and Ray Goodwin.

Our JustGiving page is www.justgiving.com/CHAMPSabseil

Please mention “The Handbook” when responding to adverts

ENSURING THE THINGS YOU TREASURE ARE PROPERLY PROTECTED TAKES TIME Home insurance from NFU Mutual.

Call 01304 825 225 for a quote or pop in Unit 9, Whitfield Court, Whitecliffs Business Park, Whitfield, Dover, Whitfield, Kent CT16 3PX Agent of The National Farmers Union Mutual Insurance Society Limited. For security and training purposes, telephone calls may be recorded and monitored.

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Sea Babies Photo Competiton Following the sucess of last years Sea Babies photographic competition, the Mermaid Festival are please to announce this year the event hosted by Debenhams Folkestone on the 21st and 22nd June.

Children under 36 months to receive a free photoshoot in mermaid or sea themed costumes and entry into the competition for the Sea Babies Crown, won last year by Ivy Mabel Rose Bullard.

Local photographers David Shackle and Andrew Childs will be leading our team of photographers with prints available for purchase and collection at the end of the session.

The Mermaid Festival are very grateful for the sponsorship of this event from Nik and Trick Photographic services of The Old High Street, who will be offering special rates for larger prints from the sessions and have donated the winners prize of an A3 canvas print.

Costumes will once again be hand created and provided by Anne Cox of ‘Anne Made with Love’ or you are welcome to bring your own Mermaid or Sea themed attire.

The photo sessions will be available throughout the weekend between 10am and 4pm both days. Pre booking a slot is

advisable due to high numbers expected, via www.folkestonefestival.org or in writing to Folkestone Festival, Town Centre Management Suite, Bouverie Square. Folkestone. CT20 1AU. We are very please that The Folkestone Herald are supporting this event by holding the online public vote for our TOP TEN sea babies.

Our panel of Judges including Folkestone Memraid Georgina Baker will then have the tough task of crowning the 2014 winner.

“It is a pleasure to be a judge for the Folkestone Sea Babies Competition. I hope to select a mini marine who is bonny and bouncing with creativity. Good luck to all those budding beauties taking part.”

Georgina Baker, The Folkestone Mermaid The Top Ten Babies will be invited to lead the Mermaid Festival Parade on the 19th July, with the crowning taking place on the main stage in the afternoon.

For more information please contact Marianne Cox marianne@folkestonefestival.org

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Please mention “The Handbook” when responding to adverts

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Find us on Facebook ‘Harrisons Evegate’ or ‘Harrisons Sandgate’ 53 Sandgate High St, Sandgate, Evegate Business Park Nr Folkestone Station Road, Smeeth, Kent Kent TN25 6SX CT20 3AH T: 01303 813 062 T: 01303 W: www.harrisonshairteam.co.uk 245645 E: info@harrisonshairteam.co.uk

This voucher entitles you to

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To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

Validtill: to: 31/07/14 15/11/13 Valid P27

What’s On Mermaid Festival to Host Annual Sandcastle Competition After seven years of running the Folkestone Sandcastle Competition, Shane Record is delighted to announce that the Folkestone Mermaid festival is to make the event the highlight of their Sunday activities.

“Folkestone Festival is very pleased and excited to add the Sandcastle Competition to our summer programme, becoming part of the mermaid

Don’t Forget to Ring About Advertising

01303 266755

festival and the highlight of Sunday’s activities,” said Mermaid festival organiser Marianne Cox. “We are very grateful to Shane Record for his hard work and dedication to the event over the last 7 years and we will continue the competition with his passion for the event and for Folkestone.”

Artist Shane Record said: “I’m really pleased that the team at the Mermaid Festival would like to take on the Folkestone Sandcastle Competition.

After running it for seven years I was delighted they approached me to get involved and take it on. They seem so positive and proactive and I think they will continue to grow the competition in the years to come. I wish them success!”

The Folkestone Mermaid Festival takes place on 19th & 20th July 2014 on The Stade and Sunny Sands, with the Sandcastle Competition as the Main Activity on Sunday 20th. Shane Record has been asked to be on the panel of judges.

For more information contact Marianne Cox mariannecox20@yahoo. co.uk 07462160137 or Shane.

Shane Record - artist and gallery owner at 21 The Old High Street, Folkestone www.shanerecord.com

www.greathytheraftrace.co.uk

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Please mention “The Handbook” when responding to adverts

Installers of windows, doors and conservatories to the highest standards CONSERVATORY SPECIALIST  All base work undertaken  Planning obtained if required  70mm REHAU profile system  Pilkington K glass  BSI kitemarked frames and glass  Internally beaded for security  High security locking systems

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Local Family Run Business Repairs to: Mobiles Hair Staighteners: GHD/CLOUD NINE Laptops Games Consoles iPods/iPads/Tablets Dyson and other vacuums Flat Screen TVs Tumble Dryers Digital Camera Screens PAT Testing Many other items…

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To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Local Clubs & Societies Please note that due to the popularity of this page, we are asking you to renew your details, to ensure that all of the information we include within the handbook is correct for our readers, and that all clubs and societies listed continue to operate. If your local club or society is not listed below, and you would like it to be, please email details (a maximum of 50 words per club/ society please) to: content@ eastkenthandbooks.com. In order to make sure your entry is accurate, we are not accepting details by phone for the local clubs and societies section.

Below is a shortened list of current clubs and societies, with the full feature returning in the next edition.

Arthritis Aware A friendly support and social group for people with arthritis which meets on 2nd and 4th Wednesday each month from 10am to 12pm in the United Reformed Church, Hythe.

01303 266673 Citizens Advice Bureau The Citizens Advice Service provides advice on your rights and responsibilities. The service is free, independent, confidential and impartial.

Full details of opening times can be found on our website or at the drop-in centre at Hythe Bay Children’s Centre.

Shepway CAB is a charity. www.shepwaycab.co.uk Adviceline: 0844 499 4118 Exercise through Movement and Dance Classes Monday evenings, 7.15pm – 8.15pm, at Salvation Army Hall, Hythe. £3 per night.

01303 892946 Folkestone and District Family History Society Meets on the first Thursday of the month in the United Reform Church Hall. Doors open at 7.15pm for a 7.30pm start. Contact the secretary Mrs J Powell Tel: 01233 750321 or email: janpowell@btinternet.com Website: www.folkfhs.org.uk P30

As part of the 2014 Commemoration of the First World War, Folkestone and District Family History Society is compiling a record of all the Shepway Fallen who are remembered on the local War Memorials. It would be a great help to them if any of the handbook readers could let them know about any photographs or other memorabilia they would be willing to show us, or have any family memories to share.

The completed records will be on display in Folkestone during the time of the 2014 Commemoration.

If you are able to help, please contact: secretary@folkfhs.org.uk (Mrs J Powell) Tel: 01233 750321 or publications@folkfhs.org.uk (Mrs P Fincham) Tel: 01303 891122 Folkestone and District Local History Society Meets on the first Wednesday of the month in Holy Trinity Church Hall at 7.30pm for 8pm start.

Contact the chairman Alan Taylor for details: 01303 252567 Folkestone Flower Arranging Club Meet every 3rd Monday of month at Holy Trinity Church, Sandgate Road 7.15pm - 7.30pm. £4.50 per meeting for visitors - £22 annual subscription.

Demonstrations, workshops and teaching workshops.

Please telephone 01303 210893 for further information.

Folkestone Big Band Appreciation Society Meet every 3rd Wednesday of the Month from 2 to 4 pm. A warm welcome awaits like-minded enthusiasts.

Contact Tony Pettitt (Sec.) on 07798 773590 for further information.

Folkestone Decorative and Fine Arts Society (FDFAS) Third Thursday of the month, 2pm for 2.15pm, at The Tower Theatre (home of FHODS), Shorncliffe. Guests/prospective members welcome, £5. www.nadfaskentarea.org.uk folkestone@nadfaskentarea.org.uk Folkestone, Hythe and Dover Wildlife Group www.kentwildlifetrust.org.uk 01304 853503 (Pauline Bateson) Folkestone & Hythe Operatic and Dramatic Society (FHODS) The Tower Theatre, North Road, Shorncliffe, Folkestone. For show information, please visit the website or call the box office. www.towertheatrefolkestone.co.uk 01303 223925 (Box Office) To hire theatre and function area for parties etc: 07711 710952 (Peter) Friends of Oaklands Health Centre Coffee Morning First Monday of the month, 10am – 11.30am, in the Randall Davis Room (1st Floor), Oaklands Health Centre. Come and join us for a friendly chat.

Hythe and District Gardeners Association First Tuesday of each month, 7.30pm, at St Johns Ambulance Hall, Albert Lane, which runs at the side of The Hope Inn off Stade Street. £5 subscription per year.

01303 262171 / 01303 260827 / 01303 265927 Hythe and Romney Marsh Lions Club Second Monday of the month at Red Lion Pub, Hythe.

Fundraising for local charities.

01303 267392 (Margaret) Hythe and Saltwood Sailing Club Marine Parade, Hythe. www.hssc.net 01303 265178 Hythe Bay Children’s Centre (within the grounds of Hythe Bay School but open to all) Cinque Ports Avenue, Hythe CT21 6HS 01303 267802

Please mention “The Handbook” when responding to adverts

We run a wide range of groups, courses and other services within the centre; including Adult Education, Groups for Parents and Children, Midwife & Health Visitor Surgery and Citizen’s Advice Bureau, as well as a Community Cafe on a Friday afternoon.

Everyone is made welcome.

For full details, visit www.eastkenthandbooks.com or call The Children’s Centre on 01303 267802 Hythe Bowling Club Ladies Walk, Hythe.

New members always welcome.

Coaching available.

Please contact the Membership Secretary. Tel.01303 269821 Hythe Book Club Third Thursday of every month, 7.30pm, at The Red Lion, Hythe.

Hythe Farmers Market Every 2nd and 4th Saturday of the month, 10am – 12pm, in the Methodist Chuch Hall, Church Street, Hythe.

01303 266118 / 01303 268715 Hythe Flower Club Interested in Flowers?

Demonstrations, Workshops, Social Events, Friendship and Fun. Hythe Flower Club meets on the first Monday of the month at 7 for 7.30pm at the United Reformed Church, East Street, Hythe (except Jan when there’s no meeting).

Interested? Come along to a meeting or e-mail thekats49@ gmail.com for details.

New members are very welcome. Yearly subs are £22 or £5 for visitors.

Hythe Green Preservation Society For further information please Contact Secretary Tony Clarke 01303 261693

Grand Auctions – Fine Art Auctioneers Saturday 7th June – Wednesday 11th June 2014 Viewing for our 11th June auction See website for more details (closed Sunday) Further auctions in September and December. Contact us to sell www.grandauctions.co.uk 01303 220440 Hythe St John Ambulance Cadets Wednesday evenings, 6.30pm – 8pm, at St John Hall, Albert Lane. For aged 10 – 16 years. All new and renewing members welcome.

07813 606157 (Grahame Bredbere) 01303 69689 (St John Hall, on Wednesday evenings) Jive/Swing Dance Classes Every Monday Southcliff Hotel, 22-26 The Leas, Folkestone 7.30-8.30pm class, 8.309.30 music, £5 inclusive Friendly dance class, large dance floor & great vintage music.

Established in Folkestone since 2008, jive/swing dance teacher with 15 years experience teaching.

Contact: 07540 080 224 revboogie@hotmail.co.uk Lympne WI Second Thursday in the month, 2pm, at Lympne Village Hall. Everyone welcome.

01303 230855 (Julie) Mature Movers – Fitness for the 50 Plus Get fit with choreographed movement to music. A well balanced programme of low impact exercises (no floor work involved). Come and have fun while improving and maintaining your mobility.

Tuesdays and Thursdays, 10.30am – 11.30am, at The Grand, The Leas, Folkestone. £4 01303 261876 (Vera Neaves) Redoubt Sailing Club At Nickolls Lake, West Hythe.

Racing and free sailing (non

racing) all year round. Adult and Children’s training.

01303 260512 (Rob Purvis, Membership Secretary) Saltwood Choral Society Wednesday evenings, 7.15pm – 9pm, at Saltwood Primary School, Grange Road, Saltwood.

We have a wide and varied repertoire: oratorio, anthems, the Mass, folk songs, Gilbert and Sullivan and works from modern composers. We welcome new members in all sections, and particularly tenors and basses.

01303 237992 Shepway Open Forum for Mental Health (SWOF) Gives the opportunity for people who have, or have had, mental health needs a chance to meet others, make friends and have a say in the way Mental Health Services are delivered.

To find out more contact: Telephone: 01303 850856 or 07902 804733 Email: shepwayopenforum@gmail.com Society of Retired Engineers in Kent (SREK) Meetings at The Burlington Hotel, Folkestone on second Tuesday of the month (except July and August) at 10am for coffee and talk on engineering-related topic.

Guests and prospective members welcome, entrance fee £2 for first two meetings.

Annual membership £25 for those eligible to join SREK. Contact 01303 260415 for further information.

South Kent Multiple Sclerosis Society Local support for all those whose lives are affected by MS. www.mssociety.org.uk/ branches/kent/south_east_kent sekentmssociety@hotmail.co.uk 08453 970543 Umbrella Club of Hythe Are you feeling lonely or just need a chat? Then why not visit the Hythe Methodist Church Hall on Mondays from 2pm – 4pm and Thursdays from 12.20pm – 4pm. Everyone welcome.

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Useful Numbers Chemists Hythe Area:

High Street

01303 266308

Martello Drive

01303 262683

Emergency Numbers

Eakins

267876

Boots

267220

Gas Emergency

Paydens, 31-33 High St, Hythe

266141

Paydens, Stade St, Hythe

261647

Kent County Council

Folkestone Area: The Central Pharmacy 104 Cheriton Road

01303 254427

Guildhall Pharmacy 110 Guidhall Street

01303 259414

McCardle Pharmacy 41 Canterbury Road

01303 251511

Lloyds Pharmacy 114 Sandgate Road

01303 254383

Paydens 38 Cheriton High Street

01303 275625

Police Station

Hawkinge Pharmacy 97 Canterbury Road Hawkinge

01303 892283

Lyminge Pharmacy 21 Station Road Lyminge

01303 862425

Alcoholics Anonymous

08457 697555

Al-Anon (for families of alcoholics)

0207 4030888

Anti-Social Behaviour Reporting

01303 660747

Childline

0800 1111

Crime Prevention Advice

01303 896336

Dentaline

01634 890300

Electricity Power Loss Health Promotion Kent Crimestoppers

0800 783 88 66 0800 776600 01304 828700 0800 555111

Mental Health Helpline

0800 1070160

National Domestic Violence

0808 2000 247

Stop Smoking Service

0800 849 4444

Chemist Late Night Opening (Hythe)

Swan, Wild Bird & Seagull Rescue

01303 242956

The chemists don’t run a rota now, they are open as follows:

The Samaritans

01303 255000

Paydens (Stade St) until 6pm

Water Leakline

0800 7311 933

Boots until 6.30pm

Hospitals

Eakins until 6.30pm Doctors Surgeries Hythe Area: Oaklands

01303 235300

Sun Lane

01303 267102

Folkestone Area: Park Farm Surgery, 1 Alder Road The New Surgery 128 Canterbury Road NHS Direct

01303 851021 01303 243516

Kent & Canterbury

01227 766877

Maidstone Hospital

0845 155 1000

William Harvey Hospital

01233 633331

NHS Direct Royal Victoria

Hythe Area: Dymchurch Road

01303 267513

East Street

01303 265566

08 45 46 47 01303 850202 (minor injury A&E)

Taxis JJ Taxis

08 45 46 47

Dentists

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101

Helplines

Frank (Drugs Helpline)

Hawkinge & Elham Valley Area:

0800 111999 08458 247247

01303 244442

Useful websites www.hythe-tourism.com www.hythe-kent.info www.discoverfolkestone.co.uk www.eastkenthandbooks.com

“The Handbook” when responding to adverts Please Please mentionmention “The Hythe

For a friendly and professional service.

Tel: (Wootton) 01303 844 393 www.thecatswhiskerscattery.org.uk

To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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Monthly Focus Father’s Day Not wanting to be left out, Father’s Day was created in the early 20th century in the USA to recognize a special day for Dads as well as for Mums who already had Mother’s Day in March.

It was founded in Washington by Sonora Smart Dodd who told her pastor that she thought fathers should also have a day in honor of them. She suggested it should be held on her Dads birthday but they didn’t have enough time to prepare their sermons so the pastors deferred it until the third Sunday of June.

This celebration is now recognized in many countries around the world, albeit on different dates. This year in the UK it will be on Sunday, June 15th and in Australia it is on Sunday 7th September.

Many people will make a special effort to visit their fathers and give them cards and gifts.

Popular Father’s Day Gifts: Driving a rally car Game of golf Local pub meal A new pint glass Paintings from your child Home made cards

Old Motorcycles and Scooters Wanted.

Shed and garage clearance available.

All local areas covered.

Tel: 07788 124660 Don’t Forget to Ring About Advertising

01303 266755 P34

Please mention “The Handbook” when responding to adverts

HytHe Hand Car WasH Prices starting from ÂŁ4 Open 7 days a week; booking not necessary Friendly, reliable service 8.30am to 7pm t: 07743 260996 e: hythecarwash@fsmail.net

Hythe Hand Car Wash

1 Pennypot Ind. Est., Hythe, CT21 6PE To a d v e r t is e p l e a s e c a l l : 0 1303 266755 or e-mail: info@eastkenthandbooks.com

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P36

Please mention “The Handbook” when responding to adverts

Fairlight Frames

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Contact: Mary Slee B. Ed

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PROFESSIONAL PHYSIOTHERAPY FOR MULTIPLE CONDITIONS & SPORTS INJURIES Lavender House, HigH street, eLHam, Canterbury, Kent Ct4 6tb

t: 01303 840577

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JULIE PERKINS

CHARTERED PHYSIOTHERAPIST

msC, bsC (Hons), ba (Hons), mCsP, mPF, msom, HPC registered

Shop!

Beautiful fabrics & haberdashery, quilting supplies, kits & handmade items.

Get Creative! One-off workshops & classes for all abilities; freehand machine embroidery, patchwork, quilting, beginner sewing, children’s sewing lessons age 8+, knitting, crochet, embroidery & felt-making.

Get in touch! 01303 261329 www.thesewingspace.co.uk Visit! 86 Hythe High Street, Hythe, Kent CT21 5AJ - ‘Mama Said Sew’

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Stress During Pregnancy and Birth Many people believe that babies and children are too young and pliable to suffer from structural stresses and strains, but in reality they do.

Birth itself can be a very stressful time for the baby, both physically and emotionally. If there are difficulties and complications with the birth, this can put immense strain on certain structure within the baby’s body. Left untreated these can cause problems in later life.

Stress in pregnancy and during birth, contribute to the general level of tension of the baby, and can keep the baby’s nervous system in a persistently alert state. This can occur with either a difficult, or a very quick birth- the baby may find it difficult to relax fully and may have difficulty sleeping. There is a theory that if the baby is in a persistently alert state, it’s digestion can work too quickly. Milk may exit the stomach before it has had a chance to digest, and the partially digested milk enters the intestine where it may ferment and produce wind leading to colic which can be uncomfortable for the baby. In older children there is now much medical evidence that stress during pregnancy and difficult birth can lead to problems later on. Osteopathic treatment using the cranial approach is gentle, safe and effective for babies and children.

Very specific, skilled, light pressure is applied where necessary to assist the natural ability of the body to release stresses and tensions.

Osteopaths will always ensure that patients and their babies/children seek appropriate medical advice and treatment alongside any osteopathic treatment, and will refer patients back to their GP if a problem is not suitable for osteopathic treatment.

Take a look at the diary section of our website where you will find details of the latest events and open days we have planned including Saturday 29th March focusing on Mum’s in time for Mothering Sunday; and Saturday 28th June & Saturday 5th July to coincide with the Hythe Festival.

Your child’s reaction to treatment is variable; often the baby or child is very relaxed afterwards and sleeps well. Others have a burst of energy after treatment, usually followed by a good nights sleep.

Occasionally children are unsettled after treatment. This is a temporary situation, and usually clears within 24-48 hours.

Here at The Centre, we are proud to introduce you to our team of professional and fully qualified therapists who are committed and dedicated to ensuring you receive only the best in healthcare, by providing you with a fully integrated service. Our services include sports therapists, homeopaths, hot stones and reflexologists, beauticians, osteopaths, nutritionists, hypnotherapists and many more… Your local one-stop-shop.

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Kent Leisure training Level 2 and 3 fitness courses delivered at weekends by qualified tutors in gym settings, providing you with the best resources to support your learning.

Courses fully approved by active iQ and allow entry on to the rePs register.

Visit www.kentleisuretraining.co.uk for more information, including course outlines, and dates.

07880 855434 / 07876 403682

Hythe Dental Care 1 East Street, Hythe, Kent CT21 5ND

Dr. Andrew V. H. Hong BDS (Rand) GDC No. 64550 Ms. Elisabeth Van Der Leij BChD (Stell) GDC No. 56286

Treating People, Not Just Mouths

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Lasting Power of Attorney Appointing someone to act on your behalf under Lasting Power of Attorney There are many reasons why you would want to give someone the legal power to act on your behalf, the way in which this is achieved is to create a Lasting Power of Attorney (LPA).

So why would you need one?

There are two types of LPA, the first gives powers related to your property and affairs and the second specifically for decisions regarding your health and welfare.

Quite simply, if you become incapable of managing your affairs through illness, injury or senility your assets are effectively frozen until such a time that the Court determines who should be able to do this on your behalf. The most common conditions this relates to are stroke, coma, delirium, concussion, severe mental

health problems, neurodisability/brain injury, alcohol and drug misuse, Alzheimer’s and other forms of dementia.

This could also result in joint assets being frozen until financial institutions satisfy themselves that access is appropriate, critical illness benefits not being available when they are most needed, arrears and debts building up and businesses being financially crippled.

An LPA creates authority for someone to act on your behalf if you become unable to take important decisions yourself.

If we consider the older population, it is a sad fact that around 800,000 people in the UK already suffer from Dementia and this is expected to rise to 1 million* people by 2021. Others simply reach a point where they would like

Have you made your Will?

Been putting it off?

So what happens if you lose capacity and do not have an LPA? Sadly, your relatives are then forced to apply after the event to the Court of Protection, a very costly and long winded process and one which ends with them being appointed as a deputy but under constant supervision and scrutiny.

If you feel able to do this yourself you can obtain the paperwork from the Office of the Public Guardian, complete this, collect the relevant signatures and then go through the registration process.

Powers of Attorney also arranged Evening appointments available Fully insured advice Affiliated to the Society of Will Writers

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For this reason alone it makes sense to ensure that an LPA is created, usually with grown up children as attorneys.

How do you create an LPA?

Make life as easy as possible for your family if the worst were to happen.

Make a Will now to help ensure your family’s future security.

For a friendly, local and affordable Will Writing Service in your own home: Call Martin Isaac 01304 812077 for details.

Agent of Aegis Wealth Ltd www.aegiswealth.co.uk

help with their financial affairs and the peace of mind that if they needed care someone they trust implicitly could make decisions for them.

Most people take professional advice, given the importance of the document to ensure that they have created it correctly and it can be used when needed. *Alzheimers Society ** Cancer Research

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www.sterrysofhythe.co.uk Hythe's only independent funeral director

“Caring For Those You Care For” 24 Hour Personal Service Eco/Green Specialists Wide Range Of Prepaid Plans Private Chapel Of Rest Home Visits On Request

Tel: 01303 264400

41, High Street, Hythe, CT21 5AD (Opposite Lloyds TSB)

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Martin Lewis Debt Recovery This is a golden time for those in debt. While that may seem a strange thing to say, the best EVER deals for cutting loan, store or credit card costs are now on the market. So if you’ve existing debts, a little bit of action could save you £100s or £1,000s.

The aim is to cut the interest rate you pay, so more of your repayments clear the debt rather than servicing the interest, so you’re debt-free far quicker.

1. Stop borrowing.

Borrowing more just makes the problem costlier and longer-lived. You can’t borrow your way out of debt. The tips below are about getting new products, not borrowing more.

2. CREDIT & STORE CARD DEBT: Shift to 31mths 0%.

If you’ve debts on cards, do a balance transfer. This is where you ask a new card to pay off debts on other cards, so you owe it instead, hopefully at a cheaper rate.

To get a card, you must pass a credit score. Usually the only way to find out is to apply, which marks your file. To get round that, find which card’s most likely to accept you with my free Eligibility Checker at www.mse.me/eligibility Follow the balance transfer golden rules: a) Always repay at least the set monthly minimum, or you lose special rates. b) Always plan to shift the debt again or fully repay before the 0% ends, or these cards’ rates jump to 18.9% and 17.9% representative APR. c) Don’t spend on these P42

cards – it’s usually not at the same cheap rate.

3. LOAN DEBT: Can you cut the cost?

This is more difficult, as most old loans charge up to two months’ interest to repay early, which needs factoring in.

It’s worth trying if you can get a much lower APR loan (ie, more than a fifth off) and have a while left to repay – especially if your credit score’s improved since getting the loan.

4. OVERDRAFTS/ CATALOGUES: Shift to 0%.

If you’ve a costly overdraft or need to put money in a bank account to pay off catalogue debts, there’s a way to use a credit card for this.

A few balance transfer cards let newbies ‘money transfer’ cash into your bank account, so you then owe the card instead.

You could, of course, find a 0% overdraft. Both First Direct and Nationwide offer this if you switch to them, but the amounts offered are usually limited.

5. Don’t repay all debts equally – attack the highest APR first.

Once your debts are as cheap as possible, list them all, including overdrafts, in order of APR. Then focus every penny on clearing the highest APR one as it grows fastest, just paying the minimum on the others. Once that’s clear, move to the next highest.

The more you pay off, the better. If you just stick to minimum repayments, you’ll take years or decades to be debt-free (they’re designed so you just clear the interest).

The exception to the ‘highest APR first’ rule is loans with penalties for overpaying early.

6. Set up a direct debit to protect your credit score.

Forget or make late repayments and you risk losing 0% deals, being fined and suffering a hit on your credit score.

So set up a direct debit to cover at least the monthly minimum, then manually pay more on top each month.

7. Got both debts and savings? Stop. £1,000 credit card debt at 18% costs £180 a year, while the same amount saved in top paying savings earns just £15 before tax. If you’re thinking “yes, but I like some spare cash”, this is often false security. More at www.mse. me/ClearDebtsWithSavings 8. Free debt crisis help.

While my tips above should help cut the cost of debt, for some people that isn’t enough.

If you’re struggling to meet your minimum repayments and basic bills, have non-mortgage debts bigger than a year’s salary, or can’t sleep for worry, you’re likely to be in debt crisis.

If so, ignore the options above and contact a nonprofit debt advice service that uses a different set of solutions, such as StepChange (stepchange.org), Citizens Advice (citizensadvice.org. uk) or National Debtline (nationaldebtline.co.uk).

Don’t worry, they’re there to help, not judge.

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A Beginners Guide Runner Beans

It’s not too late to plant runner beans.

My Grandfather always put them in on Whit Sunday, never before, probably because the plants don’t like frost.

For the cost of a packet of seeds you’ll get a continuous crop of lovely fresh runners for a month or so, and they freeze really well.

Push a bean into a small pot of multi purpose compost and keep it moist. Within a couple of weeks they should start to grow and when you have some sturdy plants with 2 or 3 pairs of leaves they can be planted out in the garden or in deep troughs. If you have a vegetable patch or enough room, construct a wigwam of tall canes (about 6-8 feet) or a row of crossed canes or even netting for them to grow up. They could even be added to flower beds to give a bit of height as long as they have something to climb up. Next to each cane, dig a hole with a trowel—add some garden compost if you have some or even a layer of newspaper (to hold the moisture) and carefully transplant the bean plants without disturbing the roots too much.

Water well and keep them moist in dry spells, especially when the flower buds appear and the pods are beginning to set.

Happy harvesting - and don’t forget to leave some pods on the plants to dry out and provide you with a fresh new batch of seeds for next year!

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EAST KENT MOWERS

(formally KEN CORK ENGINEERING) Repairs to all garden machinery Mowers, Chainsaws etc.

Collection & Delivery Service

01303 891965 ~ 01303 850935 Paddlesworth Court Farm Off School Road, Acrise, CT18 8JR

MATTHEWS GARDEN SERVICE Lawn and hedge cutting, turfing, tree felling, fencing, weeding and planting, regular maintenance.

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Over 10 years experience

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07748628993 Sat 7th June – Weds 11th June 2014 Grand Auctions – Fine Art Auctioneers Viewing for our 11th June auction See website for more details (closed Sun) Further auctions in September and December Contact us to sell

www.grandauctions.co.uk 01303 220440

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Removal Company Customer friendly with over 30 years experience

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• Both short and long-term storage available.

Telephone 01303 266394 www.mwcave.com

Ring

01303 266755 and ask about advertising

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What’s On in Your Local Area Local News and Events Puzzles, Articles and more...

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Total distribution 9,000.

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In this edition:

What’s On in Your Local Area Local News and Events Update Folkestone Rotary Half Marathon Teach Your Baby To Swim

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Owlets

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