BILL HASKINS - EXECUTIVE AGENT MAGAZINE

EXECUTIVE AGENT MAGAZINE

Bill Haskins Mortgage Advisor NMLS-1405816

®

Bill Haskins

F

Written by H. K. Wilson

or mortgage advisor William “Bill” Haskins, helping someone through the home loan process is all about relationships. He brings an MBA from California State University, Fullerton and more than 15 years of real estate industry experience spanning sales, finance and brokerage ownership to his practice at Finance of America Mortgage. Along the way, Bill has refined a customercentric approach that combines personal service with real estate know-how to get the best possible results.

After owning and managing a successful real estate brokerage in Klamath Falls, Oregon, Bill relocated to Boise and shifted his focus to mortgage lending. He chose Finance of America Mortgage for its superlative performance at both the corporate and branch levels, from its leading-edge technology and customer support to its competitive pricing and array of financing options.

“They aren’t just resting on the laurels of doing conventional loans,” he says. “I’m excited about the nine different flex products our company rolled out in the third quarter of 2021 designed for self-employed borrowers and scenarios other than the standard W-2 employee. I think they will open doors for us this coming year, since we can do a lot of loans that other companies are not able to do. We’re trying to give as many people as we can the opportunity to buy a house, with different routes to verifying income and different ways of looking at things.”

Widely recognized as a top destination for homebuyers, it’s no secret that the Boise market has exploded in recent years, and the pandemic has further increased demand for housing. In this competitive landscape, homebuyers need ironclad pre-approvals and a team of savvy professionals to ensure that their offers rise to the top. “Since 2015, we’ve seen home prices increase by almost double. The median price is now over $500,000, and our REALTORS® have been dealing with less than 30 days’ inventory with multiple offers on every listing. There are a lot of things I do that are a little different than most lenders. One is that I pick up the phone before my clients make an offer and let the listing agent know who I am, my background and

how well qualified our buyer is. I have a lot tell me I’m the first lender who has ever called them. It moves my client’s offer to the top of the file because now they have confidence that they have a good buyer. We’ve won many deals just because of that, and sometimes we’ve been competing against 15, 25 even 30 offers.”

Bill understands firsthand the challenges REALTORS® are facing, and when a transaction is difficult, he looks for solutions. With in-house underwriting, he’s able to work directly with team members to find them. “It’s not always a dead deal. There are often ways to work around within guidelines and ethics and make it happen. Being a Principal Broker and owner of a company, difficult transactions always came back to me. When we had a bad lender who wouldn’t communicate or gave denials on the last day, I was the one who had to deal with those upset clients.

When I came into the mortgage side of the business, one of my main focuses was that my real estate agents and clients would never be guessing as to what was going on with their loan. I communicate weekly with even the listing agent, so everybody knows what’s happening.”

“Doing Good Business Means Building Good Relationships” Executive Agent Magazine

Demonstrating his peer reputation for reliability and professionalism, one real estate partner stated: “As a REALTOR®, I love working with Bill! I always know he will take care of my clients with five-star service. Bill is great at communication and keeping everyone updated throughout the process. Highly recommend!”

A recent homebuyer said: “This was the best experience we have ever had obtaining a home mortgage. Bill made the entire process easy. He was always available to take our calls and answers our many, many questions knowledgeably and patiently. We would highly recommend Bill and his team. They went above and beyond to not only help us with our mortgage, but also provided great advice.

They are truly the best of the best!”

Bill’s two children are grown, but he and his wife Mary still have a full house, with three dogs and two cats. On the weekends, you’re likely to find Bill and Mary rumbling off to a scenic destination on their Harley Road Glide Limited.

Bill’s success has always come from putting his clients’ best interest before anything else. “I try to become friends with every one of my clients and really dig in deep into their financial situation to help steer them in the right direction. The backbone of my business is always to make sure I’m doing the right thing for them. I work hard to make it a relationship business and not a transaction.”

From Left to Right: Robyn Williams, Stewart Title; Bill Haskins; Rachel Haskins; and Devin Gurius, just after Rachel closed on her first home. Rachel and Devin have since married.

Executive Agent Magazine

William Haskins Finance of America Mortgage 460 S. Fitness Place Eagle, ID 83616 208.800.8809 bill.haskins@financeofamerica.com www.HaskinsLoans.com NMLS: 1405816 ©Finance of America Mortgage LLC is licensed nationwide | Equal Housing Opportunity | NMLS ID #1071 (www.nmlsconsumeraccess.org) | 1 West Elm Street, First Floor, Conshohocken, PA 19428 | (800) 355-5626 | AZ Mortgage Banker License #0910184 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act | Georgia Residential Mortgage Licensee #15499 | Kansas Licensed Mortgage Company | Licensed by the N.J. Department of Banking and Insurance | Licensed Mortgage Banker -- NYS Banking Department | Rhode Island Licensed Lender | Massachusetts Lender/ Broker License MC1071. For licensing information go to: www.nmlsconsumeraccess.org.

Executive Agent Magazine