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Minimum charge £45 3Please mention Modern Magazines when contacting advertisers
Dear Residents,
We are very excited about our new project to be as eco-friendly as possible. The new paper we are using is definitely a step in that direction. We also have lots of articles this month that align with our view of helping the planet ‘one page at a time’. If you have any ideas locally, or know of a business that is doing all it can to stay environmentally safe, please let them know of us, as we can help spread the word. Let’s keep our planet clean and healthy.
This is in fact the November issue and I for one am so surprised how the time is flying by! I wonder if that is to do with my age? Quite likely! Are you in the Christmas spirit yet? … I cannot say I am as I write this, but that could change at any moment. Maybe a spot of Christmas shopping will do it? Well, it is a good excuse anyway. Stephen and I did manage a few days away last month and you can read all about it inside. It is good to take some time out that is for sure. We do wish you a very happy November and hope you have good plans to spend time with family and friends for the holiday season coming up. Oh yes and please use the advertisers inside to help with anything you need. As ever, if you have any data to pass on to me, I am happy to talk or receive an email.
Wishing you all the very best, Debbie, Stephen & Daichi
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DISCLAIMER: Whilst every care has been taken to ensure the data in this publication is accurate, the publisher cannot accept any liability to any party to loss or damaged caused by errors or omissions resulting from negligence, accident or any other cause. Roundabout East Dorset Villages does not officially endorse any advertising material included within the publication. No part of this publication may be reproduced, stored in any retrieval systems or transmitted in any form, without prior permission of the publisher.
Welcome...
us! Call the sales team on: 01202 894397 Copy of deadline for December edition: 7th November 2022 Keep up to date with the magazine by following our Facebook Page @RoundaboutEastDorsetVillages Boost your business to new heights with our affordable advertising packs! Supply your own artwork, or use our in house design team! features: local attractions puzzle pages community hub Issue No. 128 November 2022 Printed on Carbon Balanced Paper by Pensord
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Helping the planet one page at a time...
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The waiting is almost over for the biggest festival of football to begin as the FIFA World Cup breaks new ground with its foray into the Middle East. Qatar is set to host what will be the 22nd edition of the sport’s most famous event, as a planet of football fanatics hold their breath.
This winter, hosts Qatar will kick-off the World Cup in the Al Bayt Stadium on Friday 20th November against Ecuador, hoping not to join South Africa as the only host nation not to advance from their group. Senegal and Netherlands complete Group A.
Group B sees England and Wales, alongside USA and Iran; while Group C contains twotime winners Argentina, as well as Saudi Arabia, Mexico and Poland.
In Group D, it’s defending world champions France paired with Australia, Denmark and Tunisia.
The might of Spain and Germany will clash in Group E, with Japan and Costa Rica seemingly fighting for third place.
Former World number one ranked Belgium are in with
The Teams, The Groups, The Venues, The Coverage show
2018 runners-up Croatia, as Canada and Morocco sit alongside, in Group F.
Record five-time winners Brazil play Serbia, Switzerland and Cameroon in Group G, whilst the first-round stage is completed by Portugal, Ghana, Uruguay and South Korea in a tough looking Group H.
The 64 tournament matches will be played over 28 days and in eight different venues, as the sides battle it out to face off in the World Cup final, to be held at the Lusail Iconic Stadium, which is about 20km from the capital of Doha.
In the UK, free-toair channels BBC and ITV share the rights to screen every single match, and both will show the final in full. Globally, the viewing figures
for Russia 2018 were record-breaking, as over half of the world watched at least one minute of coverage. With the Middle East only a few hours ahead of the UK, the majority of matches will kick off in daytime hours. After Qatar’s opener on the Friday evening, there will be four matches a day throughout the group stage from 11am to 8pm start times (GMT).
There will no break between the group and knockout stages. The first hiatus in action will come in the days before the quarter-finals on Friday 9th and Saturday 10th; the semifinals take place on the 13th and 14th, and the third-place playoff is on Saturday 17th December.
The showpiece final, and the crowning of the Qatar 2022 World Cup winners, kicks off at 3pm on Sunday 18th December.
Hold onto your hats –it’s going to be quite a ride!
6 To advertise in this magazine, call 01202 894397
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We all know that we need to do our bit to help save our planet, whether that might be changing our diet, reducing electricity usage or using eco-friendly alternatives. Products that are ecofriendly are products that do not harm to the environment.
Eco-friendly products are usually turned down by buyers because of their higher costs. Making a product for pro ts with no care for the environment allows large corporate companies to sell their products at a cheaper price while creating all kinds of damage to our planet. However, many of the cheaper products we buy from corporate businesses are designed to be less sustainable and durable, making us purchase them again and again. Eco-friendly products although pricier initially do not just help our planet but also tend to be more durable. is means that, in the long-term, choosing a more sustainable product can save you money.
Debbie Goes Green: Project Planet
In contribution to save our planet and give consumers an environmentally friendly alternative to household items, toiletries and many more, Debbie Goes Green began in 2019 designed to help local people nd better, and trusted eco-friendly products. Buying eco-friendly products is also safer for you as a consumer, other products are usually made with harmful chemicals. Bigger corporate companies usually use manufactures that use pesticides for cheaper costs, these chemicals can have a bad a ection your health. Eco-friendly products are made organically and manufacturers rarely use harmful chemicals. Debbie Goes Green is a business that makes it easy for you to nd eco-friendly products without having to spend hours researching and spending a fortune. e products on the website are all against animal testing. Use sustainable alternatives and help save our planet. To nd out more, take a look at the website at: debbiegoesgreen.uk Or email: hello@debbiegoesgreen.uk
By Amelia Hartley-Baker
8 To advertise in this magazine, call 01202 894397
Caring for the Elderly in care homes that promote dignity, privacy, independence and choice.
Denewood
Highgrove
All enquiries to Kelly Morris, Registered Manager on: 07825 201999 or visit us at www.samilycare.co.uk New refurbished room available
House Care Home, 12/14 Denewood Road, West Moors, BH22 0LX Telephone: 01202 892008 Email: denewood@samilycare.co.uk Manager: Becky Wall
Care Home, Stapehill Road, Stapehill, Wimborne, BH21 7NF Telephone: 01202 875614 Email: highgrove@samilycare.co.uk Manager: Janet Sheridan A family run company committed to providing good quality and genuine care for your loved ones. 2 small homes offering warm, comfortable and safe settings with a “home from home” feeling. Fresh produce and home cooked varied foods prepared by caring chefs offering many choices. Friendly and committed local staff assisting in your every need 24hrs a day. Extensive social care and activities offered by our experienced co-ordinator. Flexible Day Care Service available. Please mention Modern Magazines when contacting advertisers 9
Puzzle Page Quick Crossword Across Clues: 1. Machine that flies (5) 4. Great pleasure (7) 8. Stretches but always returns to original shape (7) 9. Bump on the head (5) 10. Rugged (5) 11. Unwilling to be active (7) 12. Abduct (6) Down Clues: 1. To frighten (5) 2. Easily angered (7) 3. Unsurprising event (5) 4. Deception (6) 5. High sloping desk (7) 6. Triumph (5) 7. Mayonnaise sauce (7) #021 14. Experience difficult situation (6) 17. Lamp burning oil mixed with hot air (7) 19. Cloth to cover face (5) 21. Military government (5) 22. Raffle (7) 23. Pulling (7) 24. Give up (5) 12. Spoilsport (7) 13. Monetary unit of Afghanistan (7) 15. Grow upwards (7) 16. Measurement of varying value (6) 18. General rule or principal (5) 19. Frequently repeated idea (5) 20. Style (5) Word Ladder Make your way from NOSE to DIVE by changing one letter on each step to make a new word! NOSE DIVE ANSWERS:(NOSE,LOSE,LOVE,LIVE,DIVE) What country are you in if…. 1. You are hiking Mount Everest 2. You are visiting Antananarivo 3. The national animal is a unicorn 4. It is the coldest in the world 5. You visit the Gobi Desert 6. You see the Pope 7. You can view the Lotus Temple 8. You swim in the Cape of Good Hope 9. You stand in the country where the first nuclear explosion occurred 10. You are sleeping in Obikiik 10 To advertise in this magazine, call 01202 894397
All Tree Care work undertaken. Pruning. Hedge Cutting. Felling. Planting. Stump Grinding. Over 25 Years experience and we cover Dorset, Hampshire & Wiltshire. NPTC Qualified, & all works carried out to BS 3998 01202 939969 / 07947 788201 admin@soli-treearborist.co.uk www.soli-treearborist.co.uk THE TREE CONTRACTORS 11Please mention Modern Magazines when contacting advertisers
Game for a laugh?
How luck and laughter have kept comedian, novelist and actress Jenny Eclair at the top of her game as she soars into her seventh decade.
You’ll often hear pop stars, entertainers and comedians complaining about life on the road – the travelling, the hotels, the constant and aching repetition of each live show… but not Jenny Eclair.
The husky-voiced fashionfervent 62-year-old doesn’t buy into all that. To her, touring is a chance to meet new people and see new sights – in many respects, it’s a holiday… even if she can’t pinpoint on a map where her destinations are...
“The more I tour, the more grateful I am to be doing this,” she begins. “I do realise how lucky I am, to have people still turning up. That’s pretty special
for me, because there’s a lot of competition out there and it’s quite tough.
“It’s easy to moan about this and that, but you come to realise this is actually a dream job. I get to show off for 90 minutes on a nightly basis. That’s not bad!
“And I love the travelling,” she continues. “There are the places you know, and they are ones that you look forward to. Then there are the surprises: Aberdeen, so friendly; Fowey, in Cornwall, beautiful; and Telford… fantastic! On any normal day you’d think ‘Where the hell is Telford?! Well, I know now!
“The mentality is, ‘I might never be able to come to this place again, so why not do that river trip, why not have that cheesecake?!’ It’s just taking advantage of where you are more than just laying in a hotel room worrying about the gig.”
That Jenny views touring as a holiday
means audiences get the very best out of a comedian who is, ironically, most notably recognised for her sour-spoken rantings on Grumpy Old Women, Loose Women and more.
Her 2022 tour, entitled Sixty! (Ffs!) should have happened two years ago, but Covid saw to its delay. The sentiments are, however, all the same, even now she has ascended to the ripe old age of, well, 62.
“Stand-up is an interesting concept in itself. You’re never totally in control – making people laugh can be tough, after all, but when it goes well it’s like getting into a big bath every night – it’s comforting and it’s comfortable.
“Ultimately, I love feelgood comedy – for me, it’s about performing to women of a certain age… an audience who are experiencing a lot of similar things; but good comedy should be about anything that makes us smile. I think we all need a dose of that right now!”
12 To advertise in this magazine, call 01202 894397
IRONWORK OF DISTINCTION LIMITED SPECIALIST IN TRADITIONAL & CONTEMPORARY FORGEWORK Gates, Railings, Balustrades Interior & Exterior Ironwork Heritage Restoration and Conservation work carried out Consultation, Design, Manufacture & Installation services Gold and Silver gilding service offered Ken Fanner AWCB Associate of The Worshipful Company of Blacksmiths Ashington Forge, Ashington Lane, WIMBORNE, Dorset, BH21 3DG Tel No: 01202 914360 info@ironworkofdistinction.com Mobile No: 07967 545800 www.ironworkofdistinction.com 13Please mention Modern Magazines when contacting advertisers
A Potted History of the World Cup
As Qatar prepare to host the 22nd edition of the World Cup, we look back on the heroes of the past the organisers are excited to emulate.
The first World Cup stretches all the way back to 1930, where the inaugural hosts also turned out to be the winners as Uruguay came back from 2-1 down against Argentina in the Montevideo final (the only city to be used in the competition), to prevail 4-2.
La Celeste (The Sky Blues) have reached one other final, in 1950, where they were also victorious, beating Brazil 2-1 on their own patch, in Rio de Janeiro. However, the runners-up there were, in time, to embark on a successful run of their own.
Italy, albeit amid some controversy, would win backto-back Jules Rimet Trophies in 1934 and 1938, keeping that trophy for a further 12 years, due to the outbreak of the Second World War, before the aforementioned 1950 edition.
Arguably, the best side never to have won the World Cup may have been Hungary, who went 49 matches unbeaten between 1950 and 1956, yet their 3-2 defeat by West Germany in the Bern final in 1954 is their best tournament performance.
As for Brazil, it was the discovery of a certain 17year-old named Edson Arantes do Nascimento – otherwise known as Pele – that would inspire them to three wins in four tournaments (1958, 1962, 1970), with England, in 1966 of course, breaking the sequence.
Back to West Germany and they would win on home soil in 1974, beating the great Netherlands side of Johan Cruyff and Johan Neeskens. Argentina would repeat the trick as hosts in Buenos Aires four years later, and the Germans again succumbed when Italy got themselves back
on the winners’ rostrum in Spain in 1982. Finally, a Diego Maradona-inspired Argentina won their second title at Mexico 86.
West Germany gained revenge at Italia 90, before Brazil reached three finals in a row winning on penalties against Italy in the USA (1994), losing to the hosts in France (1998) and regaining the trophy in South Korea and Japan, against a reformed Germany in 2002.
Penalties would again be needed to give Italy their fourth success, against France in Germany 2006, while Spain’s golden generation recorded a debut victory in South Africa 2010 (either side of two European Championships wins).
Germany destroyed a sorry Brazil 7-1 in the semi-final of their second time as hosts, on the way to also denying Lionel Messi and Argentina in 2014, before France beat Croatia 4-2 (which is the most popular final score) in Russia 2018.
14 To advertise in this magazine, call 01202 894397
Our highly qualified team can help you with: Wills Lasting Powers of Attorney Probate & Intestacy Tax Planning & Inheritance Tax Personal relationships built on trust and understanding… CONTROLLING YOUR ASSETS …that’s refreshing | www.hklaw.uk PRIVATE CLIENT Give them a call on 01202 421111 to arrange a chat Peter Stagg Associate Solicitor Laura Edwards Associate Solicitor 1 Southbourne Grove, Bournemouth BH6 3RD 01202 421111 bournemouth@hklaw.uk www.hklaw.uk 15Please mention Modern Magazines when contacting advertisers
VERWOOD UNIVERSITY OF THE 3RD
Welcomes
Contact: David
01202
COLEHILL EVENING WOMEN’S INSTITUTE
Meetings
01202
DORSET STITCHERS
Meets
WIMBORNE BOWLS CLUB
All
FERNDOWN UKELELE GROUP
for
RINGWOOD COMMUNITY CHOIR, “SING FOR JOY”
Mixed
EAST
EAST DORSET BUDDHIST GROUP
The
CRANBORNE LOCAL HISTORY SOCIETY
Meets
members welcome Contact Chris Bright 01725 517584 or e-mail clhs@mypostoffice.co.uk
EAST DORSET ANTIQUARIAN SOCIETY (EDAS)
Monthly talks Sept to May at St. Catherine’s Church Hall,Wimborne pluswalks & field archaeology opportunities during summer months. Contact Ian Richardson 01202 252397, www.dorset-archaeology.org.uk
EAST DORSET NATIONAL TRUST ASSOC’N
Talks, functions, outings and special events held throughout the year in Verwood, West Moors and Ferndown. Contact Membership Secretary: Janet Matthews 01202 855001
THREE LEGGED CROSS LINE DANCING
Improver line dance club on Mondays at Three Legged Cross village hall. 7.30 til 9.30pm Contact Geoff 07732 311 128
STAPEHILL OVER 60’S CLUB
Meetings are held once a month on the first Thursday of each month at 2.30pm atColehill Methodist Church, Lonnen Road,Colehill Contactthe organiser via the ParishClerk on01202 900821
WIMBORNE ART CLUB
Local artists who meet twice a month in St Catherine's Church Hall, Wimborne. Meetings startat 7.30pmprompt. Non members welcome for£3 permeeting. New Members warmly welcomed.If interested contact Marilyn07980580331, www.wimborneartclub.org.uk
THE ARTS SOCIETY WIMBORNE & BLANDFORD
For dates and information please visit: www.theartssocietywandb.org.uk
VERWOOD TRAD JAZZ CLUB
Ringwood Conservative Club, 22 Christchurch Road, Ringwood. BH24 1DNon 3rd Thursday of the month. Good Food & Bar.Music from 7.30- 10pm. (Doorsopen from 6.30pm).No membership required.ContactGeoff 07798 721405 or01202 822038
FERNDOWN BOWLS CLUB
Friendly club for all ages, coaching available any ability. Come along to ‘TRYBOWLS’ Friday2.00 4.00, from 26th April till the end of July. ContactMike Hopper01202 877437
COLEHILL MUSICAL & DRAMA CLUB
Co.MaD meet to rehearse most weeks on Tuesday evenings at 8.30 in the Memorial Hall Contact 01202887659
COLEHILL FLOWER ARRANGEMENT CLUB
This Club meets on the 3rd Monday of the Month at Colehill Memorial Hall, at 7.30pm. Contactthe Chair, Anne Clark, on01202 575951
HOLT SHORT MAT BOWLS CLUB
Meet at Holt Village Hall, Tuesdays 2.00 4.30 and 7.00 10.00 also Wednesdays 2.00 4.30 beginners verywelcome Please checkout website for more information, holtshortmatbowls.org.uk
AGE
retired and semi retired people to take part in our groups and classes of social and educational interest.
Allen on
823541
are held on the second Wednesday of every month (excluding August at Colehill Memorial Hall, Cannon Hill Road 7.30p.m. Contact the Secretary on
883810
every other Thursday 7- 9pm at the restaurant, Morrisons supermarket in Verwood. £2 per evening includes refreshments. Contact Wendy Robinson 01202 825805.
abilities accepted, coaching can be provided for the novice or to improve your game. We have good facilities & a great social calendar. Contact Elaine Campbell 01202 840545
mature people (i.e. pensioners) wishing to learn the ukelele. Held at the Beacon Centre, St Mary's Church, Ferndown on Thursdays 2 3pm. Contact Pam Roberts 01202 896224 pamroberts203@btinternet.com
choir, singing harmony songs from around the world-African, gospel, Taize, folk etc. No auditions, beginners as well as experienced singers age 10 upwards. Meet at Greyfriars Wednesdays, 7:30 9:30. Pay as you go. Contact Kirsteen McCormick 01725 517807
DORSET & RINGWOOD NHS RETIREMENT FELLOWSHIP meet 2nd Tuesday of the month at 10am 12 noon at Braeside Hall Braeside Road St. Leonards BH24 2PH for friendship, talks& outings and would very much welcome new members . Contact JennyBetterton 01202 876560, Rosemary White 01425 479556. CRANBORNE & DISTRICT COMMUNITY CHOIR A fun and relaxed Community Choir. Meets in St. James’, Alderholt on Mondays at 7.15pm. Leader: Sarah Collins. For more info see cranbornechoir.wordpress.com THE DORSET WOODTURNERS ASSOCIATION Want to try woodturning? Come and join us at St Leonards & St Ives Village Hall Braeside Road St Leonards Ringwood BH24 2PH 1st Wednesday each month 7.15pm-9.30pm. for more details Contact: Alex Wells Secretary on 07759663151 or just come along PLANT HERITAGE EAST DORSET GROUP - working to save plant varieties. Meets in Colehill Memorial Hall monthly Sept to June to hear well-known speakers.. Visitors welcome. Details from Pam on 01202 883352.
Group meets for meditation & discussion at St Michael's Church Centre, Colehill on 2nd & 4th Thursdays each month 10.30 am to 12.30 pm. Contact the organiser via the Parish Clerk on 01202 900821
in Cranborne Village Hall on the 1st Tuesday of each month at 7.30pm. Visitors & new
CONSERVATIVE ASSOCIATION Verwood & Three Legged Cross Branch The Branch holds regularsocial functions. ContactMrs DenisePugh 01202 824549 SYNERGY DANCE AND MAJORETTE GROUP Girls aged 8 16 meet every Wednesday @ 4:00 (term time) in Wimborne.Looking fora small group aged 5 8 forthe Folk Festival parade. Contact:Jackie on 07562772887 DORSET WILDLIFE TRUST, WIMBORNE GROUP Monthly talks in winter, outdoor events in summer ContactMichael01202 880966 farrsch@gmail.com or Pat 01202 824939 patfry43@gmail.com THE BRACKEN CO. OF ARCHERS. Based in the grounds of Cranborne Middle School in E Dorset. We shooton Sunday mornings, Tuesday & Thursday evenings in the summermonthsalso shoot indoors in the winter. For info. www.brackenarchers.club CONSERVATION VOLUNTEERS - EAST DORSET HEATHLAND HEROES. Join our thriving group of conservation volunteers helping to restore local SSSI Heathland areas and SNCI WildflowerMeadows. Every Mondayall year.Forinfo, contact our Team Ranger Dale 07810 328157 or DaleGarwood@gmail.com THE LOYAL ACORN BRANCH OF ODDFELLOWS .Oddfellows is one of the oldest and friendliest societies in the world. For further details contact Flo Munro01202 820965, Loyal Acorn Lodge. The Oddfellows making friends, helping people. WESSEX SINGERS This a choir of about 40 singers that meet regularly in St James' Church, Holt,and St Michael'sand All Angels Church,Colehill. Contactthe organiser via the ParishClerk on01202 887786 EDV 082116
CRANBORNE BOWLING CLUB
The
EDMONDSHAM CIRCLE DANCERS
Traditional
ADVENTURE IN THE WOODS
Forest
WIMBORNE CAMERA CLUB
We
WIMBORNE HORTICULTURAL SOCIETY
M
MUSIC FOR THE MIND
At St Michaels Church, Church Hill, Verwood BH31 6DZ. 4th Monday of the Month at 11.00am 12.30
CAMEO LADIES LUNCHEON
We m eet on the 2nd Tuesday of the month at the Horns Inn, W est Parley.Come and join us
WIMBORNE COMMUNITY THEATRE
Creates
RINGWOOD
& DRAMATIC SOCIETY &
1st WIMBORNE GIRLS’ BRIGADE
Girls
HOLT SKITTLES
Holt
at
883084.
WIMBORNE
Meetings
COLEHILL BRIDGE CLUB
Meets
ST MICHAEL'S
friendly ‘friendlies’ club. Experienced and novice players most welcome. You’ll always get a game. Contact Pauline Williams for more details 01202 822479
and contemporary folk dances from around the world. No partners needed. Meeting on 1st, 3rd and 5th Fridays of each month from 7:30 9:45 in Edmondsham Village Hall. Pay as you goContact Kirsteen McCormick on 01725 517807
School club for children 4-8 years of age at Edmondsham Forest School, between Verwood and Cranborne. Woodland walks, camp fires, nature crafts etc. Contact Kirsteen McCormick 01725 517807
meet on Monday evenings - 7.30-9.30 pm from September to April, at St Michael's Church Centre,Colehill. We also run workshops, competitions and illustrated talks. Contact Carol Wiles on 01202 510844
eet every 2nd Monday of the month at The Allendale Centre, Wimborne (Jan-Mar 2:00pm, Apr-Dec 7:30pm). See full details of talks, shows & occasional shared suppers on www.wimbornehorticulturalsociety@btck.co.uk or 01202 887006. NON-MEMBERS WELCOME. WESSEX GUILD OF BOOKBINDERS: Based just outside Wimborne: amateur group meeting Tuesday & Thursday: courses available. Full bindery facilities: contact Phil on pmw111@hotmail.co.uk web site www.wessexguildofbookbinders.co.uk
ROTARY CLUB
are weekly at venues local to Wimborne and are either lunchtime or evening. Email: contact@wimbornerotary.org or call David Meaden on 01258 452083.
excluding August. Singing meeting for people with m emoryproblems. Aim is to give carer & cared forquality time together. FREE. Formore i nfo call Gwen on 01202827800 .
CLUB
to make new friendsand enjoy a chatover lunch. Contact: Thelma Blyth 01202 881986, Blyth.wims@uwclub.net or Pauline Riggs01202 575047, priggs44@gmail.com
original si te specific performances, set in unusual outdoor venues or non theatre buildings - based on local stories and research. www.wimbornecommunitytheatre.co.uk/about-us/ to get involved.
MUSICAL
CHOIR. A friendly theatre group of all ages staging Musicals, Plays & Choir concerts. If you’d like to join us either on stage, behind the scenes or singing in the Choir, email our secretary jane.howell059@gmail.com.ForourChoir contact Anita Rosser on01425 473454.
aged 4-18 years meet
The Lantern, M erley ev ery M onday during term time, from 6:00pm. Newmembers alwayswelcome. http://wimborne.gb.net Contact: Jazz Adams on 07977246912
Village Hall 7.30pm Mondays September - March. Teams of six welcome or individuals to join existing teams. C Contact Susan 01202
on a Friday afternoon to play rubber bridge in a relaxed and friendly atmosphere. ContactHugh on 01202 883580 for details
CHURCH CHOIR We meet at St Michael's Church, Colehill Lane, Colehill on Fridays at 7.00 pm to 8.00 pm ContactJenny Wright on 01425 473963. EDV 0220 17
A Design for Life… e Kevin McCloud Column
Designer, writer and television presenter, Kevin McCloud leapt into our consciousness with his vastly successful Grand Designs show on Channel 4. This month, the affable architectural business owner returns to the subject of truly making our home into a home.
It’s becoming more and more difficult to get on the property ladder. We are living through an incredible ‘cost of living’ crisis, and that throws the whole housing market into disarray. Should people buy now in fear of things getting even worse? Should they look to rent and wait for things to calm down? Or perhaps if the bubble is going to burst, should they sell up, keep their money to one side and buy something when the property sector crashes?
Through all the worry and uncertainty there is always the
factor of making wherever we do live as happily and as homely as possible.
I feel that sometimes we are so keen to move, so keen to head on to the next place, that we lose sight of the day-to-day joy, satisfaction, security and homeliness of our spaces, and really these things are worth more than any amount of money in the bank.
I have always thought that, right back to the first house I ever bought - an old two up, two down in East Dulwich in London. It was small and not worth a lot, but it meant and still does mean an awful lot to me. It was where I started out, and I look back with huge fondness.
So this is why, when we have so much worry and concern
over the way the market is going – and let’s be honest, for several years now it’s only been going in one direction – we can sometimes lose sight of the contentment and happiness that a property brings us. Perhaps it’s the garden, or the cellar, or just the hour or two you get to sit in the front room and relax on an evening.
My point is we are always trying to move on and aspire to the next thing, when in reality so much of what we should do is about sitting still, looking around, being in the moment and saying to ourselves, ‘you know, this is okay – in this moment, I am happy’.
Make the most of your home’s best features, because adding value isn’t always about money and it never has been. Wherever you find yourself, just enjoy your time there.
18 To advertise in this magazine, call 01202 894397
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Understanding Investments: Inheritance Tax Mitigation at the right time
The first step to effective Inheritance Tax (IHT) mitigation is to know how much money you need for your own lifetime. Once you have identified this, you will understand what is surplus to your own needs and have more confidence to act and take action.
In addition, the time when family members need the most financial help often isn’t in their 60’s (assuming their parents live to their average life expectancy of mid-80s) but is earlier when they are raising families of their own, paying a mortgage or saving for their own retirement.
I have met many people over the years who know they need to do something to reduce the value of their estate as they don’t want to pay a high IHT bill, but they fail to act in good time. It wasn’t because they weren’t aware of IHT (often they had been thinking about what to do for years), but they simply failed to have the confidence to act!
We are also in the midst of a challenging period in which the cost of living is increasing for everyone, which is especially challenging for those with young families and mortgages. Whilst high inflation will be tackled and brought down at some point, it appears clear that the central banks will achieve their goal of “normalising” interest rates. The days of interest rates of under 1% are most likely gone for a generation. So how can a family unit (grandparents, parents and children) make best use of their inter-generational wealth?
1. What do you need? We run cash-flow projections (including inflation assumptions), based on your regular expenditure, predicted ad-hoc expenditure and later life planning needs such as care fees.
2. Identify surplus capital or income. The cash-flow projections help identify whether you have more capital or income that you are likely to need. We quantify what is surplus and consider the most effective way to pass this down to your family and reduce your future IHT liability.
3. Utilise annual gift exemptions. Usually you need to live for a further 7 years from the date of any gifts but there are currently several exemptions which result in immediate removal from the estate. Each donor can gift £3,000 per annum which is
immediately exempt from IHT. If there is surplus income, this is also exempt if gifted regularly.
Howard Goodship
4. Potentially Exempt Transfers (PET). You are able to gift capital to other individuals without any immediate tax implications. Assuming you survive 7 years that capital is deemed to be outside of your estate for IHT purposes.
How can all of this fit together for a family unit? Clearly every client and family is different so a bespoke solution is needed which may include Trusts. But to give a simplistic example; if it’s identified that a grandparent has liquid capital of £250,000 that is both surplus to their own needs and would be liable to IHT on their demise, then the capital sum received by their beneficiaries would be reduced by 40% (£100,000).
In addition if that money was held in cash during the grandparent’s lifetime, they may earn anything between 0.1% and 3% depending on how active they are in searching out the best available interest rate. Perhaps their adult children have a mortgage on which they are paying a higher level of interest? By gifting the capital, the money can work harder during their lifetime for the family by reducing mortgage interest and potentially save a significant level of future inheritance tax.
Clearly this is overly simplistic, but in our experience there are many opportunities for families to make better use of their combined wealth. My colleague Stewart Sims-Handcock and I are available for a free initial, no obligation chat to discuss your personal requirements.
Howard Goodship is an Independent Financial Adviser with Lonsdale Wealth Management, 5 Fridays Court, Ringwood. Tel: 01425 208490 www.lonsdaleservices.co.uk
The value of an investment and the income from it could go down as well as up. The return at the end of the investment period is not guaranteed and you may get back less than you originally invested. The contents of this article are for information purposes only and do not constitute individual advice.
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The Adventures of Daichi
The Modern Magazines Camper Van
Sometimes we have to change plans and apparently ‘make do’ with less than we originally wanted. Life is like that, let’s face it. Last month was an example of that, but we had a great time despite the grandiose plans taking a back step. You see it was our 25th Wedding Anniversary at the end of September. The plan had been to go on a cruise, sailing around Alaska, or some exotic location. However, we had moved house less than a year ago and with it came a brand new business, we now call “Wafflicious” on the Esplanade in Weymouth, that we had had no prior experience with at all. Fitting in a cruise both financially and time-wise was just not on this new agenda. So where did we go…? Lyme Regis! There were less whales and no black bears (fortunately you may say) but we had a wonderful time. We chose a hideaway just north of Lyme Regis, set in lush trees with a hot tub and sauna. Perfect. Daichi pootled his way there all smiles, ready for a relaxing getaway. We stopped off at a farm shop for a delightful full English breakfast en route, which is when I really knew we had actually managed to ‘escape’ for a few
The first day... it rained!
days. On arriving in Lyme Regis, one of my other favourite coastal towns here on the Jurassic Coast, the wind was blowing, the rain was pouring and by all accounts this was set in for the whole time we would be there. Oh dear. I just decided that whatever the weather, we would have a good time. Afterall there was a warm sauna awaiting us, and I had a good book with me too!
That all miraculously changed! The next day was glorious. Really. We walked along the front with glistening blue sea, swimmers and people in bathing suits, walking alongside ladies and gents in coats and boots! Only in England could this happen. We had lunch overlooking the bay with Portland in the distance. The Cobb majestically positioned, that famous harbour wall where “Persuasion” by Jane Austen and “The French Lieutenants Woman” were filmed some time ago. That must have been exciting to watch in the making. Walking slowly along the promenade we continued all the way to the “Ammonite Pavement” at Lyme Regis Undercliffs. What a find! There are fossils here that are huge, just lying around
Fossils in the rocks on the “pavement” To advertise in this magazine, call 01202 89439724
bathing in the sun… and hundreds of them! All along this stretch of the coast you can see ammonites everywhere. It is so impressive. You really can feel the sense of history, a time well before us and envisage colossal dinosaurs towering above you. I loved it. Sitting on a rock lazily gazing out to sea, watching others anticipating their historic finds, seeing that actually the world is not as the press make it all out to be, was very rewarding. The passing of time and how things used to be, somehow has a calming effect I feel. For our younger readers this may not yet be so real. Live life now is also my motto!
That evening we had to try the jacuzzi of course and watch the thousands of stars above us. Incredible. Just on a practical note, as I have shivered at the thought of these Jacuzzis in Iceland and very cold climates, but they really are very warm, and keep you warm! It was delightful. The stars were utterly inspiring that evening and this turned out to be another thought-provoking occasion. Now, I was wondering who else was ‘out there’, how far is it really to these twinkling stars, planets and ‘other places’? The distance is remarkable and somehow (once again) made me realize that whatever we have going on, there is always a much bigger picture, a much
Well deserved cup of tea at River Cottage
bigger meaning. Amazingly both Stephen and I saw a shooting star! It was all very magical, sitting in a hot tub in October surrounded by trees. It absolutely made up for a lack of cruise and an apparently more luxurious destination. Life is what we make it.
River Cottage, the now famous Farmhouse with cookery and chef’s courses, was also on the menu. Their headquarters was literally a walk through the woods, some 20 minutes away. We strolled through the undergrowth and had a wonderful cup of tea and cake looking over the rolling English Countryside. Another totally unexpected and unpredicted beautiful day!
So, despite the apparent ‘loss’ of a romantic cruise, Stephen and I had the most relaxing and inspiring time. This was all of course on our doorstep. Daichi with his big white grin and skipping steps was able to take us. No airport delays or worries of luggage, just a good old English getaway, with a few extra trimmings. We hope you are making the most of the beautiful country we live in. It is never very far to the coast, or the countryside to get some space and recharge those batteries. Where will Daichi take us next… I wonder?
By Debbie Corney
The jacuzzi and sauna in the garden
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Increasing numbers of homeowners are choosing to hold their properties as tenants in common to reduce inheritance tax and help protect their share from care fees
The Property Protection Trust Will package is based around how you hold the ownership of your home. All good estate planning nowadays considers the difference between owning your home as joint tenants or as tenants in common.
If you own your home as Joint Tenants; when one of you dies the ownership of the home passes by the Law of Survivorship and not by your Will. Therefore, the surviving partner will automatically own 100% of the property. This sounds right to most people. BUT should the surviving partner need care in the future, the Local Authority can take everything they own (including their home) to pay for the care fees, leaving just £14,250 to be inherited by children and grandchildren.
There is an alternative.
Nowadays many couples choose to own their home as Tenants in Common where each partner will own 50% of the family home. This provides for many benefits.
Firstly, it allows you to legally leave your share of the property in your Will to whoever you wish. A properly written Will can ensure that your half of your house will eventually pass to your children even if your widow re-marries.
Unmarried cohabiting couples or relatives living together can also use this means of ownership as a way of minimising their Inheritance Tax exposure.
It can also help with long-term care costs. If one of you is still living in your home the Local Authority can’t include its value in the means test if one of you has to go in to long-term care. This also applies if the husband or wife still living at home dies while the other is in care as their share will go into the trust.
Dorset and Wight are your local experts in Property Protection Trust Wills.
To advertise in this magazine, call 01202 89439726
Your Local Experts in providing A ordable Probably the most important documents you will ever own. Wills: £140 each - Single Power of Attorneys: £140 each Special O er 1: Both Lasting Power of Attorneys for a single person £270 (save £10) Book your FREE home visit on 01202 065953 or 01983 623900 Dorset and Isle of Wight www.dorsetandwight.co.uk Dorset & Wight Wills LASTING POWER of ATTORNEYS We are specialists in providing for the elderly or less mobile. Everything is dealt with in the comfort of your own home. Call now to arrange a FREE remote or COVID SAFE home visit Members of the Society of Will Writers and Estate Planning Practitioners. Special O er 3: All four Lasting Power of Attorneys and two Wills for a couple £798 (save £42) Special O er 4: A complete Property Protection Trust, Wills and all four Lasting Power of Attorneys for a couple - Limited time o er £999 (save £350) Protect your property from paying for care fees and other third-party predators. Special O er 2: All four Lasting Power of Attorneys for a couple £530 (save £30) Please mention Modern Magazines when contacting advertisers 27
Green ngers… the Alan Titchmarsh column
He’s a brilliant presenter, accomplished gardener, talented novelist, and allround horticultural inspiration. This month, Alan Titchmarsh discusses the next generation of green-fingered gardeners.
You’ll find me talking quite a bit about the new breed of gardener coming through. For me, it’s a natural evolution that presents to me two different things – firstly, the art of gardening is much more interesting and much cooler than it ever was in my day; and secondly, it seems as though I am becoming more and more aware of my own mortality!
Percy Thrower was the one who inspired me most when I was a kid. I watched him on Gardening Club on the box, and as the years have gone by, I have been lucky enough to work with a number of the horticultural greats. Christopher Lloyd was a friend, Beth Chatto is a friend who I really value
and whose work I really admire.
After a while you realise you have progressed from the student to the teacher, and I’ve always been very proud
We need to show people that it isn’t difficult or boring, that is it is exciting, and that most of it is just common sense.
to be that person. Ultimately, I want to inspire everybody to get into the garden, because I think there are so many benefits.
When I am presenting, I never have a set section of society or type of person in mind. I guess, in a way, I am presenting to myself - I want anybody and everybody to start thinking about getting into the garden.
And I do admit, the likes of James Swift, James Wong, Annemarie Powell, Katie Rushworth and Frances Tophill all have a knack of conversing to young audiences that I probably don’t have… and that’s great.
I
We have to keep evolving what we say and who we want to position it to, because as I have said before there are so many other distractions for young people these days.
I want to see our gardens and our outside spaces continue to flourish over the decades to come, despite the noise and appeal of doing other things elsewhere; and you know what, I’m sure they will.
28 To advertise in this magazine, call 01202 894397
Gardening, Garden Tidying, Hedge Cutting, Leaf Clearing, Grass Cutting, Driveway and Patio Cleaning, Pressure Washing. No job too small! email: staytidy@outlook.com GARDEN & HOME MAINTENANCE Call Mark on: 07795 107397 01202 821075 Advertising call 01425 485194 enquiries@modernmagazines.co.uk Advertise here with a Mini Ad for as little as £6.00 inc VAT per week! Electrical F.T. Electrical All electrical work undertaken No VAT Reliable, Tidy & Trustworthy Fully Qualified, 28 years exp. Elecsa Approved Call Brian on: 07939 541517 01202 841136 briangurd@btinternet.com We supply & install NEW UPVC Doors,Windows & Conservatories. We also repair all types of UPVC windows and doors. Covering Verwood, Ringwood & Fordingbridge areas. 01202 824475 For more details see www.ampmglazing.co.uk Call us on Freephone 08000 351898 (Verwood based) or email: info@ampmglazing.co.uk 5% Discount with this ad quote: RM777 Howard Goodship CFP & Stewart Sims-Handcock CFP Pensions & SIPPs ISAs Care Fee Plans Investing: Income or Growth Inheritance Tax Planning Trust Investments 5 Fridays Court High Street Ringwood Hampshire BH24 1AB T 01425 208 490 E hgoodship@lonsdaleservices.co.uk W lonsdaleservices.co.uk Lonsdale Services Limited is authorised and regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate Tax and Estate Planning. Call us on 01425 208 490 for independent financial advice Achieve your financial goals 29Please mention Modern Magazines when contacting advertisers
The Greenest Countries on Earth
The top eight countries doing their bit for the planet.
While environmental groups and politicians may make us believe we, here in the UK, are the scourge of the planet’s health, recent research by Oxford University has shown us to be one of the greenest countries on Earth.
Of course, more can always be done, always, but in the meantime, here are the planet’s top eight eco-conscious countries.
1. Switzerland
The most environmentally friendly and greenest country in the world, Switzerland, achieves its status in the way it has led on hydroelectric power, solar energy, wind turbines and geothermal.
2. France
In their 2019 Energy and Climate Act, France gave themselves an ambitious aim of net zero emissions by 2050. In addition, they made it illegal for supermarkets to discard good quality, unsold produce, and they score particularly well on low air pollution as well.
3. Denmark
With half of the electricity on Danish shores provided by solar and wind power and a very efficient policy on greenhouse gas emissions (GHG), Denmark’s rating is boosted by extremely good air quality and rich biodiversity.
4. Malta
Biodiversity is also a big win for Malta, while water is as clean in the country as anywhere on the planet, due to excellent sanitation and resources. The country is also helped by great agritourism - local people hosting in rural areas.
5. Sweden
Another Scandinavian country on the list, Sweden has low CO2 emissions, and their utilisation of renewable energy sources mean they aim to be running at 100% sustainability by 2045.
6. United Kingdom
The UK ranks extremely highly on the purity of drinking water and general sanitation levels.
In addition, while our countryside is revered the world over, our eco rating is boosted mostly by the 9,000 wind turbines scattered around the coastline, which allow for clean and sustainable energy.
7. Luxembourg
In 2005, the diminutive country set itself a target of lowering GHG emissions by more than half by 2030, with a goal of net zero by 2050. Scoring high for water and biodiversity and habitat, Luxembourg is succeeding.
8. Austria
With 40% of the country’s money set aside for green projects and 19% of agricultural land now organically farmed, Austria is doing well in the environmental stakes. In fact, that latter figure puts them top of the EU charts.
Leading countries from other continents
Oceania
New Zealand, 17th Asia
Japan, 20th North America Canada, 25th South America Trinidad and Tobago, 35th Africa
Morocco, 54th
30 To advertise in this magazine, call 01202 894397
Need help with your tax? From the simple preparation of your annual tax return to providing valuable tax advice, we are here to help you. • Preparation of your Self Assessment and Capital Gains Tax Returns • Assistance with Trust Tax Returns and Inheritance Tax Accounts • Helping new and existing landlords deal with HM Revenue & Customs • Tax planning before you sell stocks, shares and second properties • Repayment claims for flexibly accessed pensions Income Tax Capital Gains Tax Inheritance Tax Contact us for a free, no obligation quote fairfieldstax.co.uk | 01202 880971 | office@fairfieldstax.co.uk YOUR PERSONAL TAX SERVICE 31Please mention Modern Magazines when contacting advertisers
Avoiding the pitfalls of selling your car privately.
Selling your motor privately can be good for a number of reasons - you get the best price, you get cash in hand, and don’t even have to leave home.
However, the process of stripping out the middleman and selling your car direct does come with a few pitfalls too:
1. The Telephone Timewasters
You may find countless people phoning up asking endless questions – remember, buyers will be as wary about the process as sellers. The best way to avoid this is to make your listing as detailed as possible, adding lots of photos.
The more questions you can answer before someone picks up the phone to you, the better.
2. The Go-Slow NoShower
Those looking to buy a car privately will doubtless have several options on the go at once, meaning you can be messed about because your prospective buyer has had his or her head turned elsewhere.
3. The Part-ex Stress
You may find your motor is attracting the interest of traders who would rather negotiate a part-exchange than an offer of straight cash.
Traders will regularly do this as a way of moving on cars they haven’t been able to shift, so you may find yourself being
offered something you don’t actually want… another car!
4. The Arty Barterer
A huge worry for many vendors is agreeing a price over the phone only to find someone at your door pressuring you for a discount.
Private Property if The private seller
bought, the buyer will also have your home address so is likely to come knocking if anything seems wrong in those weeks post-purchase.
6. The Joy(less) Rider
The meeting of two minds – a private seller and a private buyer – is effectively putting both on their guard.
This can create a scenario where both are approaching what should be a simple transaction with a heightened sense of paranoia and panic, and that can lead to a joyless transaction.
7. Not-so-Smooth criminals
It’s important to try to set the boundaries before someone comes round to inspect, but that can be easier said than done.
5. The Comeback Kings
In the event of something going wrong with the car in the immediate time after it’s
And of course, the biggest fear for those who sell privately is that someone will run off with your motor. Ensure all monies have been transferred before handing over documentation, be wary over PayPal transactions (which can be refunded) and if accepting cash, check notes carefully.
32 To advertise in this magazine, call 01202 894397
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Money on my mind...the Martin Lewis column
He’s the UK’s leading money saving expert - a journalist and presenter who has kept millions of pounds in people’s pockets as well as lifting the lid on the threats and dangers we need to be aware of as consumers.
In this month’s column, Martin Lewis looks at the current energy crisis, and the fact no real solution appears close.
Our energy sector is in a mess, and there is little doubt about that. For too long we have experienced this continual up and down shift of prices and supply and tari s and everything else that, as consumers, drives us bonkers.
The reality of what we have and what’s going on right now has been brewing for a long time. A perfect storm of situations, from Brexit to covid to the conflict in Russia, e ectively means we are being throttled in our desire to heat and light our homes, ensure water comes through our taps and more.
You may say we have been unlucky to find these factors all colliding in together at one time, yet it is the job of the government – and any sort of decent opposition – to put fail safes in place so that when something
catastrophic result
It’s a disastrous combination and we are
praying for short- and medium-term solutions that will see not just the most vulnerable through the winter, but everyone else besides, because this is a national problem coming at a time of huge inflation and cost of living emergency.
Let’s just go to a basic summary of what we have here – in the UK we’re talking about having privatised energy firms, but we e ectively now have restricted competition and regulated prices in the form of a price cap. You have to ask yourself, what is the benefit of privatisation if you work in that marketplace?
The next price caps – they’re going to be in January and April – will reveal where we go from here.
All I can say right now is energy bills will go down – they will be lower in April than they will be in January, but higher than they are now.
And while we wait for a solution, we will need to ride this out – we have no choice. Yet rest assured the consumer has been sold down the river and the lessons of this will resonate with both current and future governments, as they should.
catastrophic like this happens, the end result isn’t the sort of bewildering increase in bills that really may move a greater quantity of people into poverty than we have ever seen before.
35Please mention Modern Magazines when contacting advertisers
Tom Aikens’ Pro teroles
There is something so contradictory about profiteroles that they keep me coming back for more. There is the sweetness of the chocolate against the plain cream; the dryness of the pastry against the moisture that spills from the middle; and a solitary, innocent-looking ball that ends up being filling and extroverted. What I love most about profiteroles is the fact they’re easy to make yet considered luxurious and even slightly opulent; so here’s a recipe that, in a similar way, is simple, yet sensational!
Method
Ingredients (serves 4)
For the profiteroles
- 80g unsalted butter - 25g sugar
- ½ tsp salt
- 150g plain flour, sifted - 4 eggs - 2 handfuls of chopped almonds, to serve
For the crème Chantilly - 1 vanilla pod - 250ml whipping cream - 40g caster sugar - ½ tsp vanilla extract
For the chocolate sauce - 50g unsalted butter - 250ml double cream - 180g sugar
- 1 tsp vanilla extract - 100g cocoa powder
- 50g dark chocolate
1. Put the butter, sugar and salt for the profiteroles in a pan with 250ml of water and bring to a simmer. Add the sifted flour and stir for a good 5 minutes over a low to medium heat, until the paste comes away from the pan.
2. Transfer this immediately to a food mixer or processor with a beater attachment. Add the eggs, one by one, and beat to a smooth, shiny paste. Put this in a bowl, cover with clingfilm and leave to cool.
3. Preheat the oven to 190°C/ gas mark 5. Spoon the choux paste into a piping bag with a plain nozzle and pipe 2.5cm blobs onto a baking tin. Each one should stand up nice and high, and you should get roughly 30 profiteroles in total. Bake for about 15 minutes until golden in colour. Pierce each one to let out the steam and cool on a wire rack before filling.
4. To make the crème Chantilly, add the vanilla seeds, scraped from the pod, to the whipping cream along with the caster sugar and vanilla extract and whip until firm. Pipe into the choux buns.
5. To make the chocolate sauce, put the butter, double cream, 180g of sugar and vanilla extract into a pan and bring to a simmer. Add the cocoa powder and whisk while continuing to cook for 5 minutes at a slow simmer. Break up the dark chocolate and put it into a bowl. Pour over the hot chocolate mixture and stir until the dark chocolate has melted, then pass the sauce through a fine sieve.
6. Drizzle the choux buns with warm chocolate sauce and sprinkle with the chopped almonds.
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