Homebuyer Guide

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SIMPLIFIYING THE

Homeownership Process We’re here to simplify the homebuying process, educate you every step of the way and show you options for getting into a home with a low down payment and competitive interest rates.

YOUR JOURNEY HOME Meet with a loan officer Discuss your financial goals, such as a comfortable payment range, assets you have set aside for the purchase and the type of home you’re considering (e.g. townhouse, condo, single-family dwelling). Get pre-approved Apply on my website, and we’ll gather your credit information and all relevant financial documents from you to determine your best loan options. Go shopping Tour homes that fit what you’re looking for, and make an offer with your Realtor. Contact me for payment information on specific properties while you shop. When your offer is accepted Lock in your interest rate, sign the disclosure documents sent to you, and submit updated documents for final loan approval. Close on your home Review your closing disclosure, funds needed and documentation to bring to your closing. On closing day, you will sign the final documents with the title company and receive keys to your new home!

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Homebuyer Guide by Bell Bank Mortgage - Issuu