This report is solely for the benefit of the Client. Any person or party designated by the Client to receive information in this report shall be subject to the TERMS AND CONDITIONS contained herein. Such designation shall be provided in writing to the inspector. It is understood that the summary is not the complete report and is for reference only. Please carefully review the entire report.
Client Information: September 18, 2024 Jeremy Walsleben 3232 W 30th Ave Denver, CO 80211
Summary
Site Grounds & Grading
General Grading / Drainage
Ground water from rain and snow melt should always divert away from the foundation. There are some areas on the side of the home where the grade slopes toward the foundation. Recommend landscape professional evaluate ground drainage around foundation.
Exterior & Structure
Exterior Wall Covering
There is some peeling paint on the trim under some windows. There is a section of the siding that is not painted along the bottom. Recommend handyman repair. There is a section of the siding that is slightly buckled which appears to be due to there is being relief gaps at the end of the siding to allow for expansion. Recommend general contractor evaluate and repair.
Exterior Doors
The dead bolt on the door to the balcony does not latch properly. Recommend having handyman repair/adjust.
Roof
Gutters & Downspouts
Some downspout extensions are missing. Recommend handyman replace extensions.
Roof Vents
The upstairs furnace vent is missing the concentric vent cap and is not painted. PVC is not rated for UV exposed and can become sun damaged is they are not painted. Recommend licensed HVAC technician install the proper cap and paint the vent.
Plumbing
Water Heater
Water heater was manufactured in 2016. The unit was producing hot water at time of inspection. Did not detect any gas leaks at time of inspection. There is corrosion on the fitting on top of the unit which appears to be due to a small leak. Recommend evaluation and repair by a licensed plumber.
Sewer Scope of Main Line
Scope Details: The sewer scope was completed through the 4" PVC cleanouts in the backyard with a transition to ABS piping at the foundation which was 19'6" from the entry point and a transition to SDR going toward the tap connection at 44'10". The sewer scope video can be viewed at the link below:
https://youtu.be/Ig8CB3KtwUY
Root Intrusion & Debris: No root intrusion or debris was noted.
Cracks, Breaks, & Offsets: Joints were aligned properly and no cracks, breaks, or offsets were visible at the time of the inspection.
Bellies: No bellies were noted.
Tap Connection: The city tap is 55'8" from the entry point and appears to be satisfactory.
Recommendations: No further actions are recommended at this time.
Interior
Interior Doors
Some doors need adjustment due to not closing properly. Some doors have loose hinges. Recommend handyman evaluate and repair.
Basement / Crawlspace
Radon
The manometer is not installed correctly and needs repair. Recommend licensed radon mitigation contractor evaluate and repair.
Heating
The furnaces were manufactured in 2016. The furnace was operational at the time of inspection. The inside of the units were dirty. Flames were burning blue. The filters were clean. No gas leaks were detected at time of inspection. The upstairs unit is showing signs of rust on the interior which appears to be due to a roof vent missing the concentric vent cap. Recommended having a licensed HVAC technician evaluate and repair/certify due to evidence of moisture and rust forming inside of the unit.
Site Grounds & Grading
This inspection is not intended to address or include any geological conditions or site stability information. For information concerning these conditions, a geologist or soils engineer should be consulted. Any reference to grade is limited to only areas around the exterior of the exposed foundation or exterior walls. This inspection is visual in nature and does not attempt to determine drainage performance of the site or the condition of any underground piping, including municipal water and sewer service piping or septic systems. When decks and porches are built close to the ground where no viewing or access is possible, we cannot make accurate opinions. These areas as well as others that are too low to enter, or in some other manner not accessible, are excluded from the inspection and are not addressed in this report. We routinely recommend that inquiry be made with the seller about knowledge of conditions.
Trees & Shrubs
Condition: Professional Consultation
Comments:
There are shrubs touching the side of the home. Recommend monitoring and trimming back to protect the exterior from damage.
Fences and Gates
Condition: Professional Consultation
Comments:
There are damaged posts and a loose decorative cap on the metal fence. Recommend handyman repair.
Patio / Terrace
Condition: Needs Maintenance
Comments:
There are cracks in the patio concrete. Recommend sealing cracks to prevent water penetration.
Sidewalks / Walkways
Condition: Satisfactory
Comments:
No defects were noted with the sidewalk at time of inspection.
Driveway
Condition: Needs Maintenance
Comments:
There is some cracking in the driveway concrete. Recommend sealing cracks to prevent water penetration.
Window Wells
Condition: Professional Consultation
Comments:
The window wells are showing signs of rust. Recommend handyman apply rust inhibiting paint. Possible replacement needed in the future.
General Grading / Drainage
Condition: Professional Consultation
Comments:
Ground water from rain and snow melt should always divert away from the foundation. There are some areas on the side of the home where the grade slopes toward the foundation. Recommend landscape professional evaluate ground drainage around foundation.
Sprinkler System
Condition: Satisfactory
Comments:
Testing of the sprinkler system is outside the scope of the inspection. No defects noted during a visual inspection of the system components.
Front Porch
Condition: Satisfactory
Comments:
No defects were noted at time of inspection.
Exterior & Structure
Our inspection of the Exterior grounds includes the surface drainage, grading, some fencing, gates, sidewalks, patios, driveways, and retaining walls adjacent to the structure. The inspection of the exterior of the building includes the cladding, trim, eaves, fascias, decks, porches, downspouts, railings, doors, windows and flashings. Areas hidden from view by finished walls or stored items cannot be judged and are not a part of this inspection. Minor cracks are typical in many foundations and most do not represent a structural problem. If major cracks present along with rotation, we routinely recommend further evaluation be made by a qualified professional structural engineer. Any questions regarding the structural integrity of a foundation or structure should be directed to a structural engineer. The grading of the soil should allow for surface and roof water to flow away from the foundation. All concrete slabs experience some degree of cracking due to shrinkage in the drying process or minor settlement. All items listed are inspected for their proper function, poor installation, excessive wear and general state of repair. Where deck carpeting, stacked firewood, excessive vegetation, soil and other coverings are installed over decking and patio surfaces, the materials or their nature of construction and condition of the underneath these coverings cannot be determined.
Foundation
Condition: Satisfactory
Comments:
The basement is finished so the interior foundation walls could not be inspected. No major issues or major settling noted at time of inspection.
Exterior Wall Covering
Condition: Professional Consultation
Comments:
There is some peeling paint on the trim under some windows. There is a section of the siding that is not painted along the bottom. Recommend handyman repair. There is a section of the siding that is slightly buckled which appears to be due to there is being relief gaps at the end of the siding to allow for expansion. Recommend general contractor evaluate and repair.
Exterior Doors
Condition: Professional Consultation
Comments:
The dead bolt on the door to the balcony does not latch properly. Recommend having handyman repair/adjust.
Exterior Windows
Condition: Professional Consultation
Comments:
There are worn and damaged screens. Recommend handyman repair window screens.
Balconies
Condition: Satisfactory
Comments:
No major defects noted at the time of inspection.
Sliding/French Door
Condition: Satisfactory
Comments:
No defects noted at time of inspection.
Roof
The inspection of the roof system includes a visual examination of the surface materials, connections, penetrations and roof drainage systems. We examine the roofing material for damage and deterioration. We examine the roof system for possible leaks, damage and conditions that suggest limited remaining service life. We may offer opinions concerning repair and/or replacement if warranted. Opinions stated herein concerning the roofing material are based on the general condition of the roof system as evidence by our visual inspection. These do not constitute a warranty that the roof is or will remain, free of leaks. All roofing systems require annual maintenance. Failure to perform routine maintenance will usually result in leaks and accelerated deterioration of the roof covering and flashings. When provided, our estimates of the roof's life expectancy are based on the assumption that the roof will be properly maintained during that period. The only way to determine whether a roof is absolutely watertight is to observe it during a prolonged rainfall. Many times, this situation is not present during the inspection and we cannot confirm this condition. We suggest that an annual inspection of the Attic area be performed where accessible to identify if any leaks are evident. We can not examine the gutters for leaks unless it is raining during inspection.
Roof Vents
Condition: Professional Consultation
Comments:
The upstairs furnace vent is missing the concentric vent cap and is not painted. PVC is not rated for UV exposed and can become sun damaged is they are not painted. Recommend licensed HVAC technician install the proper cap and paint the vent.
Gutters & Downspouts
Condition: Professional Consultation
Comments:
Some downspout extensions are missing. Recommend handyman replace extensions.
Roof Covering
Condition: Satisfactory
Comments:
The roof covering and flashing were in acceptable condition at the time of the inspection.
Plumbing
Inspection of the plumbing system includes a visual examination of the exposed portions of the domestic water supply, drain waste, vent, gas lines, faucets, fixtures, valves, drains, traps, exposed pipes and fittings. These items are examined for proper function, excessive or unusual wear, leakage and general state of repair. The hidden nature of piping prevents inspection of every pipe and joint connection, especially in walls, floors and ceiling voids. Our review of the plumbing system does not include landscape irrigation systems, water wells, on site and/or private water supply systems, off site community water supply systems, or private (septic) waste disposal systems unless specifically noted. It is recommended that a qualified specialist evaluate these systems prior to closing escrow. Our inspection of the water heater includes a visual examination of the accessible portions of the tank, gas, electrical and/or water connections, venting and safety valves. These items are examined for proper function, excessive or unusual wear, leakage and general state of repair. The examination of the water heater venting system is limited to areas of the tubing are accessible and visible and only includes potential defects of the materials installed. The examination does not include a verification that the vent tubing meets the water heater manufacture's specifications or that is an approved material for the exhaust system. A sewer lateral test is necessary to determine the condition of the underground sewer lines. This type of test is beyond the scope of this inspection unless otherwise specified. The purpose of the sewer scope is to inspect the section of the main sewer line from the foundation wall to the city tap and is limited to the section of line from the entry point to the city tap. An entry point includes but is not limited to a cleanout, toilet, or roof vent. The sewer scope does not cover any of the sewer line that is upstream from the entry point or any intersecting sections of plumbing and does not include all drain lines. The inspection is limited to what can be seen inside of the sewer line. It is understood that the inspection criteria for a sewer line is visual in nature and Aspire Property Inspection is not responsible for defects that are not discovered as part of the sewer scope inspection. It is always recommended to purchase sewer insurance in case of sewer backups or future damage. For buildings built prior to 1983 with cast iron drain piping it is always recommended that the kitchen sink drain lines be professionally cleaned.
Water Heater
Condition: Professional Consultation
Comments:
Water heater was manufactured in 2016. The unit was producing hot water at time of inspection. Did not detect any gas leaks at time of inspection. There is corrosion on the fitting on top of the unit which appears to be due to a small leak. Recommend evaluation and repair by a licensed plumber.
Fuel Service
Condition: Satisfactory
Comments:
No defects were noted at the time of the inspection.
Drain
Condition: Satisfactory
Comments:
No issues noted at time of inspection.
Sewer Scope of Main Line
Condition: Satisfactory
Comments:
Scope Details: The sewer scope was completed through the 4" PVC cleanouts in the backyard with a transition to ABS piping at the foundation which was 19'6" from the entry point and a transition to SDR going toward the tap connection at 44'10". The sewer scope video can be viewed at the link below:
https://youtu.be/Ig8CB3KtwUY
Root Intrusion & Debris: No root intrusion or debris was noted.
Cracks, Breaks, & Offsets: Joints were aligned properly and no cracks, breaks, or offsets were visible at the time of the inspection.
Bellies: No bellies were noted.
Tap Connection: The city tap is 55'8" from the entry point and appears to be satisfactory.
Recommendations: No further actions are recommended at this time.
Electrical
Our examination of the electrical system includes a visual examination of the exposed and accessible branch circuits, wiring, service panel, over current protection devices, lighting fixtures, switches, and receptacles. Service equipment, proper grounding, wiring methods and bonding are focal points. We inspect for adverse conditions such as lack of grounding and bonding, over-fusing, exposed wiring, open-air wire splices, reverse polarity and defective GFCI's. The hidden nature of the electrical wiring prevents inspection of every length of wire or their connections. Telephone, video, cable, audio, security systems and other low voltage systems were not included in this inspection unless specifically noted. We recommend you have the seller or a specialist demonstrate the serviceability or locations of these systems to you if necessary. Any electrical repairs attempted by anyone other than a licensed electrician should be approached with caution. The power to the entire house should be turned off prior to beginning any repair efforts, no matter how trivial the repair may seem. Aluminum wiring requires periodic inspection and maintenance by a licensed electrician. Operation of time clock motors is not verified. Inoperative light fixtures often lack bulbs or have dead bulbs installed. Light bulbs are not changed during the inspection, due to time constraints. Smoke Alarms should be installed per ICC code. These units should be tested monthly. Smoke and Carbon Monoxide Detectors have an expiration date defined by the manufacturer that is typically noted on the label or on the operation instructions. The dates of expiration are not examined or documented as part of the inspection. The units are tested only to ensure they are operating correctly. This does not guarantee future performance of the detectors.
Outlets, Fixtures, & Switches
Condition: Professional Consultation
Comments:
The switch cover at the bottom of the stairs is not installed flush with the wall. There is a cracked switch cover in the kitchen. Recommend handyman repair.
Service Line Entrance
Comments:
No defects were noted at the time of the inspection.
Main Panel
Condition: Satisfactory
Comments:
No defects were noted at time of inspection.
Sub Panel
Condition: Satisfactory
Comments:
No defects were noted at the time of the inspection.
Smoke Detectors
Condition: Satisfactory
Comments:
There were smoke detectors and carbon monoxide detectors per ICC code.
Attic
Our inspection of the Attic includes a visual examination of the roof framing, plumbing, electrical, and mechanical systems. There are often heating ducts, bathroom vent ducts, electrical wiring, chimneys and appliance vents in the Attic. We examined these systems and components for proper function, unusual wear and general state of repair, leakage, venting and unusual or improper improvements. When low clearances and deep insulation prohibits walking in an unfinished Attic, inspection will be from the access opening only. Vaulted ceilings cannot be inspected.
Attic Insulation
Condition: Satisfactory
Comments:
The insulation was satisfactory at the time of the inspection.
Roof Frame
Condition: Satisfactory
Comments:
No issues were observed at time of inspection.
Interior
Our inspection of the Interior includes a visual inspection of the readily accessible portions of the walls, ceilings, floors, doors, cabinetry, countertops, steps, stairways, balconies and railings. Please note that a representative sample of the accessible windows and electrical receptacles are inspected. These features are examined for proper function, excessive wear and general state of repair. In some cases, all or portions of these components may not be visible because of furnishings and personal items. In these cases some of the items may not be inspected. The condition of walls behind wall coverings, paneling and furnishings cannot be judged. Only the general condition of visible portions of floors is included in this inspection. As a general rule, cosmetic deficiencies are considered normal wear and tear and are not reported. Determining the source of odors or like conditions is not a part of this inspection. Floor covering damage or stains may be hidden by furniture. The condition of underlying floor coverings is not inspected. Determining the condition of insulated glass windows is not always possible due to temperature, weather and lighting conditions. Check with owners for further information. All fireplaces should be cleaned and inspected on a regular basis to make sure that no cracks have developed. Large fires in the firebox can overheat the firebox and flue liners, sometimes resulting in internal damage. The NFPA 211 standards recommend all fireplaces and wood burning appliances (including gas fireplaces) have a level 2 inspection prior to a real estate transaction.
Floors
Condition: Satisfactory
Comments:
There is a small area in the upstairs hallway floor that is uneven and. It is unclear what is under the carpet causing the issue. Recommend licensed flooring contractor evaluate and repair in the future when the carpet is replaced.
Windows
Condition: Needs Maintenance
Comments:
There are some windows in the home that need to be re-caulked and painted. Recommend handyman repair.
Fireplace
Condition: Professional Consultation
Comments:
The fireplace would not turn on with the remote. Recommend verifying the fireplace is operational or recommend licensed fireplace technician evaluate and repair.
Interior Doors
Condition: Professional Consultation
Comments:
Some doors need adjustment due to not closing properly. Some doors have loose hinges. Recommend handyman evaluate and repair.
Baseboards, Trim, & Sills
Condition: Needs Maintenance
Comments:
There are areas of the trim that need to be caulked and repainted. Recommend handyman repair.
Laundry Room
Our inspection of the Laundry room includes a visual inspection of the readily accessible portions of the walls, ceilings, floors, doors, & cabinetry. Please note that a representative sample of the accessible windows and electrical receptacles are inspected. These features are examined for proper function, excessive wear and general state of repair. In some cases, all or portions of these components may not be visible because of furnishings and personal items. In these cases some of the items may not be inspected. The condition of walls behind wall coverings, paneling, washer/dryer, and furnishings cannot be judged. Only the general condition of visible portions of floors is included in this inspection. As a general rule, cosmetic deficiencies are considered normal wear and tear and are not reported. Determining the source of odors or like conditions is not a part of this inspection. Floor covering damage or stains may be hidden by furniture. The condition of underlying floor coverings is not inspected. Determining the condition of insulated glass windows is not always possible due to temperature, weather and lighting conditions. Check with owners for further information. All fireplaces should be cleaned and inspected on a regular basis to make sure that no cracks have developed. Large fires in the firebox can overheat the firebox and flue liners, sometimes resulting in internal damage.
Washer & Dryer
Condition: Satisfactory
Comments:
The washer and dryer were tested and were functional at the time of the inspection. Laundry machines are considered personal property. Recommend disclosing any known defects if the units are staying with the home. There were no leaks detected at the valves.
Utility Sink
Condition: Professional Consultation
Comments:
The utility sink faucet is loose. Recommend handyman evaluate and repair.
Third Party Warranty Recommended
Kitchen
Aspire Property Inspection recommends that all buyers/purchasers purchase a warranty for all appliances, water heater(s) furnace(s), AC systems and other mechanical device(s). All of these items, if they stay with the property, are tested, and ran through a cycle to ensure they are operating. Aspire Property Inspection can not predict the life expectancy of any appliances. Recommend asking for all warranty information on newer appliances. Inspection of standalone refrigerators, freezers and built-in icemakers are outside the scope of the inspection. No opinion is offered as to the adequacy of dishwasher operation. Ovens, self or continuous cleaning operations, cooking functions, clocks, timing devices, lights and thermostat accuracy are not tested during this inspection. Appliances are not moved during the inspection to inspect below or behind them. Portable dishwashers are not inspected, as they require connection to facilitate testing and are sometimes not left with the property.
Ventilation
Condition: Satisfactory
Comments:
Operational at time of inspection.
Refrigerator
Condition: Satisfactory
Comments:
Refrigerator was blowing cold when inspected. Refrigerators are considered personal property. Recommend disclosing any known defects if the unit is staying with the home.
Disposal
Condition: Professional Consultation
Comments:
The mounting assembly is not completely locked into place. Recommend handyman repair.
Dishwasher
Condition: Satisfactory
Comments:
The dishwasher was operational and drained properly at the time of the inspection.
Range / Oven
Condition: Satisfactory
Comments:
Range and oven were operational at time of inspection.
Fuel:Gas
Sink
Condition: Professional Consultation
Comments:
The kitchen faucet was tested and the hot water was on the front and the cold is to the back. There are corrugated pipes in the drain lines. It is always recommended to use a smooth walled pipe for drains to prevent the buildup of debris. Recommend handyman repair.
Bathroom
Our inspection of the bathrooms included a visual examination of the readily accessible portions of the floors, walls, ceilings, cabinets, countertops and plumbing fixtures. Bathrooms are inspected for water drainage, damage, deterioration to floor and walls, proper function of components, active leakage, unusual wear and general state of repair. Bathroom fixtures are run simultaneously to check for adequate water flow and pressure. Fixtures are tested using normal operating controls. Vent fans and their ductwork are tested for their proper operation and examined where visible. Shower pans are visually checked for leakage, but leaks often do not show except when the shower is in actual use. Determining whether shower pans, tub/shower surrounds are watertight is beyond the scope of this inspection. It is very important to maintain all grout and caulking in the bath areas. Very minor imperfections can allow water to get into the wall or floor areas and cause damage. Proper ongoing maintenance will be required in the future.
Shower Walls
Condition: Needs Maintenance
Comments:
There is minor cracking in the caulk around showers. Recommend handyman evaluate/repair.
Basement / Crawlspace
Many of the building's structural elements and portions of its mechanical systems are visible inside the Crawlspace. These include the foundation, portions of the structural framing, distribution systems for electricity, plumbing, and heating. Each accessible and visible component and system was examined for proper function, excessive wear or abnormal deterioration and general state of repair. It is not unusual to find occasional moisture and dampness in the Crawl Spaces and we advise annual inspections of this area. Significant or frequent water accumulation can affect the structures foundation and support system and would indicate the need for further evaluation by professional drainage contractor. We advise to monitor your Crawlspace during the rainy season. For structures with foundation drainage and sump systems, the drains are beneath the concrete floor or under the soil and cannot be accessed for visual inspection. Sump pumps are tested if they can be accessed. Some municipalities building inspectors require a GFCI outlet for the sump pump; however, it is recommended that the plug be changed to a standard receptacle to ensure the pump does not trip the GFCI during start up. It is recommended that a moisture alarm be installed on all sump systems, near water heaters, and in crawlspaces. If the client chooses not to have radon testing performed, then in doing so the client agrees to hold the inspector and its agents harmless and free from all liability and legal action relating to any presence of radon at the subject property, regardless of the legal theory upon which any such claim rests.
Sump Pump
Condition: Satisfactory
Comments:
The pump could not be tested because the cover is sealed as part of the radon mitigation. There was no water in the well.
Radon
Condition: Professional Consultation
Comments:
The manometer is not installed correctly and needs repair. Recommend licensed radon mitigation contractor evaluate and repair.
Heating
Our examination of the heating system includes a visual examination of the exposed and accessible heating equipment, thermostat, safety controls, venting and the means of air distribution. The examination of the venting system is limited to areas of the tubing are accessible and visible and only includes potential defects of the materials installed. The examination does not include a verification that the vent tubing meets the furnace manufacture's specifications or that is an approved material for the exhaust system. Our inspection of the heating system includes activating the heating system via the thermostat and a visual examination of the accessible components listed below. These items are examined for proper function, excessive or unusual wear and general state of repair. Heat exchangers are inaccessible by design, and are not part of the ASHI standards of practice. They must be completely removed from the furnace to be fully evaluated. Our inspection does not include disassembly of the furnace. The inspector cannot light pilot lights due to the liability. The inspector does not test safety devices. To obtain maximum efficiency and reliability from your heating system, we recommend annual servicing and inspections by a qualified heating specialist. Determining the condition of oil tanks, whether exposed or buried, is beyond the scope of this inspection. Leaking oil tanks represent an environmental hazard, which is sometimes a costly condition to address. Inspection of the insides of the ducts is not within the scope of the inspection. It is recommended to have the ducts professionally cleaned every 3 to 5 years depending on the number of pets and occupants in the home.
Gas Furnace
Condition: Satisfactory
Comments:
The furnaces were manufactured in 2016. The furnace was operational at the time of inspection. The inside of the units were dirty. Flames were burning blue. The filters were clean. No gas leaks were detected at time of inspection. The upstairs unit is showing signs of rust on the interior which appears to be due to a roof vent missing the concentric vent cap. Recommended having a licensed HVAC technician evaluate and repair/certify due to evidence of moisture and rust forming inside of the unit.
Humidifier
Comments:
Testing the humidifier is outside of the scope of the inspection. Recommend HVAC technician evaluate during regularly scheduled maintenance.
Cooling
This is a visual inspection limited in scope by (but not restricted to) the following conditions: - Window and/or wall mounted air conditioning units are not inspected. - The cooling supply adequacy or distribution balance are not inspected. - Pressure tests on coolant systems are not within the scope of this inspection; therefore no representation is made regarding coolant charge or line integrity. - Judgment of system efficiency or capacity is not within the scope of this inspection. - Cooling systems are not dismantled in any way. Secured access covers are not removed. - The interior components of evaporators, condensers and heat pumps are not viewed. - The interior conditions of cooling components are not evaluated. - The presence of leaking refrigerant lines, heat pump oil, etc., is outside the scope of this inspection. Please also refer to the pre-inspection contract for a detailed explanation of the scope of this inspection.
Air Conditioning Unit
Condition: Satisfactory
Comments:
The units were manufactured in 2016. Temperatures were blowing cold at time of inspection. No defects were noted at the time of the inspection.
Detached Garage/Barn
The Garage is inspected as best as possible, but can be limited due to parked cars or personal stored items. Due to this area be cluttered or areas being inaccessible, it is common for sections that cannot not be fully inspected or items identified during our limited inspection. We suggest that a walk-through be performed once the home is vacant. If this is a new construction inspection or vacant home this area will be inspected thoroughly. Determining the heat resistance rating of firewalls and doors is beyond the scope of this inspection. Flammable materials should not be stored within the Garage area if possible.
General Information
Comments:
There is a detached two car garage on the property. The interior could not be completely inspected due to home owners belongings.
Roof Covering
Condition: Satisfactory
Comments: Roof is in overall satisfactory condition including vents and flashing.
Door Opener
Condition: Satisfactory
Comments:
Garage door opener is in operating condition and retracted properly.
Vehicle Door(s)
Condition: Satisfactory
Comments:
No defects noted at the time of inspection.
Exterior Wall Covering
Condition: Satisfactory
Comments:
No defects noted at time of inspection.
Gutters and Downspouts
Condition: Professional Consultation
Comments:
Some gutter extensions are damaged. Recommend replacement by a handyman.
Sub Panel
Condition: Satisfactory
Comments:
No defects were noted at the time of the inspection.
Foundation & Grading
Condition: Satisfactory
Comments:
No major issues or major settling noted at time of inspection.
Framing Condition: Satisfactory
Comments:
No defects were noted with the framing in the garage.
Flooring
Condition: Satisfactory
Comments:
No defects noted with the garage floor.
Exterior Doors
Condition: Satisfactory
Comments:
No defects noted at the time of the inspection.
Permit History
A search of your property's permit history may be conducted if the local building department records are available online. Some cities and/or counties do not provide access to a permit database. It is always recommended that all permits required by the local building department be pulled and completed for any renovations, additions, structures, or modifications made to the structures or property. It is always recommended to request that the seller provide any permit, warranty, and/or other documentation available. This includes but is not limited to operation manuals, warranty registrations, or other paperwork that would accompany appliances or other materials. Aspire Property Inspection cannot guarantee the accuracy of the information provided by the city or county or provided within this report.
Permit History
Comments:
A permit history search of the property shows the following permits for the property.
Original construction Permit in 2016 that appears to be completed and closed
Recommendations: No further actions are recommended at this time.
For further information please visit: https://aca-prod.accela.com/DENVER/Default.aspx
<end of report>
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COLORADO Denver Metro
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PARKS & RECREATION:
CITY PARK
East of downtown on 17th Ave. and York St. This expansive, multifaceted park is Denver’s version of New York City’s Central Park. In City Park ‘s 330 lovely, landscaped acres, you’ll find a public golf course , colorful flower gardens, ornate fountains, placid lakes and rolling green lawns perfect for picnics. City Park is home to some of Denver’s most popular attractions, including the Denver Zoo, the Denver Museum of Nature & Science, the Martin Luther King Memorial and much more. From June through August, the park plays host to City Park Jazz, with free concerts each Sunday. It’s also got unbeatable views of The Mile High City skyline and the Rocky Mountains beyond.
SKYLINE PARK
On the corner of 16th and Arapahoe streets. Adjacent to the 16th Street Mall, Skyline Park offers an easy getaway for the more than 120,000 people who spend their workday in downtown Denver. Located at 15th and Arapahoe streets, Skyline Park is always a fun place to spend a little time, especially during the summer, when visitors to the Skyline Beer Garden can enjoy brews on draft, street food, a family-friendly game area and live music on Friday and Saturday nights. And don’t miss the Downtown Denver Rink at Skyline Park every winter, offering free ice skating all season long.
CIVIC CENTER PARK
101 W. 14th Ave. Pkwy.
Located in the heart of downtown Denver, Civic Center Park is always bursting with life, as tourists and locals take advantage of the beautiful landscaping and vibrant atmosphere of this unique urban park. Many events, such as Cinco de Mayo, Civic Center EATS (a food truck festival
Tuesdays, Wednesdays and Thursdays in the summer months), the Capitol Hill People’s Fair, Denver PrideFest, Martin Luther King Jr. Day and A Taste of Colorado are traditionally held in Civic Center Park. This spacious plaza, surrounded by monumental government and public buildings, is a stone’s throw from a number of Mile High City attractions, including the Denver Art Museum, the Denver Public Library , the 16th Street Mall and the Colorado State Capitol Building.
CONFLUENCE PARK
2250 15th St.
Where Cherry Creek and the South Platte River meet and mingle, you’ll find the unique and scenic Confluence Park. Watch kayakers brave the rapids on custom-designed chutes, sunbathe on the sandy banks and enjoy panoramic views of downtown Denver. The park is close to the Downtown Aquarium, the Children’s Museum of Denver at Marsico Campus and Elitch Gardens Theme & Water Park. Hop on the Denver Trolley and take a 30-minute scenic ride along the river, plus learn about the area’s history. Love a party? Join thousands of revelers at the South Platte RiverFest each June for water sports and live music.
COLORADO Denver Metro
ARTS
&
ENTERTAINMENT:
RED ROCKS PARK AND AMPHITHEATRE
18300 W Alameda Pkwy
Morrison, CO 80465 (720) 865-2494 redrocksonline.com
ELITCH GARDENS THEME & WATER PARK
2000 Elitch Cir. Denver, CO (303) 595-4386 elitchgardens.com
SKYLINE PARK
1600 Arapahoe St Denver, CO 80202 (303) 534-6161 downtowndenver.com
LAKESIDE
4601 Sheridan Blvd Denver, CO 80212 (303) 477-1621
LAKESIDEAMUSEMENTPARK.COM
WATER WORLD
&
8801 Pecos St Federal Heights, CO 80260 (303) 427-7873 waterworldcolorado.com
CASA BONITA (RESTURANT)
6715 W Colfax Ave
Lakewood, CO 80214 (970) 893-2817 CASABONITADENVER.COM
MEOW WOLF DENVER
1338 1st St.
Denver, CO (866) 636-9969 meowwolf.com
DENVER BOTANIC GARDENS
1007 York St
Denver, CO 80206 (720) 865-3500 botanicgardens.org
HUDSON GARDENS
6115 S Santa Fe Dr Littleton, CO 80120 (303) 797-8565 hudsongardens.org
COLORADO CONVENTION CENTER
700 14th St Denver, CO 80202 (303) 228-8000
DENVERCONVENTION.COM
AMERICAN MUSEUM OF WESTERN ART
1727 Tremont Place Denver, CO 80202 (303) 293-2000 ANSCHUTZCOLLECTION.ORG
ARVADA CENTER FOR THE ARTS AND HUMANITIES
6901 Wadsworth Blvd Arvada, CO 80003 (720) 898-7200 arvadacenter.org
DENVER CENTER FOR THE PERFORMING ARTS 1101 13th St Denver, CO 80204 (303) 893-4100 denvercenter.org
THE DENVER MUSEUM OF NATURE AND SCIENCE 2001 Colorado Blvd. Denver, CO 80205 (303) 370-6000 dmns.org
CHILDREN’S MUSEUM OF DENVER AT MARSICO CAMPUS
2121 Children’s Museum Dr. Denver, CO (303) 433-7444 MYCHILDSMUSEUM.ORG
DENVER ART MUSEUM
100 W. 14th Ave. Pkwy. Denver, Colorado (720) 913-2798
DENVERARTMUSEUM.ORG
SANCTUARIES & ZOOS:
BUTTERFLY PAVILION (303) 469-5441 6252 W 104th Ave. Westminster, CO 80020 aquariumrestaurants.com
THE WILD ANIMAL SANCTUARY
1946 County Road 53 Keenesburg, CO 80643 (303) 536-0118 wildanimalsanctuary.org
LUVIN ARMS ANIMAL SANCTUARY
3470 County Road 7 Erie, CO 80516 (720) 515-8577 luvinarms.org
DENVER ZOO
2300 N Steele St Denver, CO 80205 (720) 337-1400 denverzoo.org
DOWNTOWN AQUARIUM DENVER
700 Water St Denver, CO 80211 (303) 561-4450
aquariumrestaurants.com
COLORADO Denver Metro
Denver
The Mile High City Exciting Things to Do in Denver
Denver’s balmy weather provides endless things to do in the city and nearby mountains year-round. Don’t miss these must-sees.
Relax in nature with 4,000 acres of public city parks, one of the largest urban park systems in the country. Or take a walk or bike ride on the region’s 850 miles of paved, off-street trails. Make Denver your basecamp for day trips to experience world-class hiking, mountain biking, camping and fly-fishing.
The city’s arts and culture scene is thriving with major museums, unique art districts and boutique galleries. Denver is also a mecca for street art.
There’s something for everyone in the city from romantic spots to family-friendly fun. Whether you’re planning a weekend getaway or longer vacation, find the perfect Denver hotel.
SCAN CODE
to explore more outdoor activities, food, drink, arts, culture and employment!
denver.org/things-to-do
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY: www.denvergov.org
ELECTED OFFICIALS & PUBLIC OFFICES
ASSESSOR
720.913.4164
CLERK AND RECORDER
Paul D. Lopez
720.913.1311
CORONER 720.337.7600
DISTRICT ATTORNEY (2ND JUDICIAL DISTRICT)
Beth McCann
SHERIFF
Elias Diggins
SURVEYOR
Ralph Pettit
PUBLIC TRUSTEE
Paul D. Lopez
TREASURER
720.913.9000
720.913.1311
720.865.3031
720.913.1311
720.913.9300
DENVER COUNTY COURTHOUSE & GOVERNMENT
CENTER:
DENVER CITY & COUNTY
BLDG (CIVIL MATTERS)
303.606.2300
1437 Bannock St. • Denver, 80202
LINDSEY-FLANIGAN COURTHOUSE (CRIMINAL MATTERS)
303.606.2300
520 W. Colfax Ave. • Denver, 80204
WELLINGTON E. WEBB MUNICIPAL OFFICE BUILDING
720.913.5751
201 W Colfax Ave. • Denver, CO 80202
DENVER COUNTY
MOTOR VEHICLE:
www.denvergov.org
720.865.4600
NORTHEAST
4865 Peoria St. • Denver, 80239
NORTHWEST
3698 W. 44th Ave. • Denver, 80211
SOUTHEAST
2243 S. Monaco St. Pkwy • Denver, 80224
SOUTHWEST
3100 S. Sheridan Blvd. • Denver, 80227
TREMONT
2855 Tremont Pl. • Denver, 80205
DENVER COUNTY
LIBRARIES: www.denverlibrary.org
CENTRAL
720.865.1111
10 W 14th Ave. Pkwy • Denver, 80204
ATHMAR PARK
720.865.0230
1055 S Tejon St. • Denver, 80223
ROSS-BARNUM
720.865.0145
3570 W. First Ave. • Denver, 80219
BEAR VALLEY
720.865.0975
5171 W. Dartmouth Ave. • Denver 80236
BLAIR-CALDWELL
720.865.2401
2401 Welton St. • Denver, 80205
BOB RAGLAND
720.865.2400
1900 35th St. #A• Denver, 80216
ROSS-BROADWAY
720.865.0135
33 E. Bayaud Ave. • Denver, 80209
ROSS-CHERRY CREEK
720.865.0120
305 Milwaukee St. • Denver, 80206
DECKER
720.865.0220
1501 S. Logan St. • Denver, 80210
EUGENE FIELD
720.865.0240
810 S. University Blvd. • Denver, 80209
FORD-WARREN
720.865.0920
2825 High St. • Denver, 80205
GREEN VALLEY RANCH
720.865.0310
4856 N. Andes Ct. • Denver, 80249
HADLEY
720.865.0170
1890 S. Grove St. • Denver, 80219
HAMPDEN
720.865.0185
9755 E. Girard Ave. • Denver, 80231
JOHN EMHOOLAH JR
720.865.0160
675 Santa Fe Dr. • Denver, 80204
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY LIBRARIES Cont.: www.denverlibrary.org
MONTBELLO
720.865.0200
12955 Albrook Dr. • Denver, 80239
PARK HILL
720.865.0250
4705 Montview Blvd. • Denver, 80207
PAULINE ROBINSON
720.865.0290
5575 E. 33rd Ave. • Denver, 80207
RODOLFO GONZALES
720.865.2370
1498 N. Irving St. • Denver, 80204
SAM GARY
720.865.0325
2961 Roslyn St. • Denver, 80238
SCHLESSMAN FAMILY
720.865.0000
100 Poplar St. • Denver, 80220
SMILEY
720.865.0260
4501 W. 46th Ave. • Denver, 80212
ROSS-UNIVERSITY
720.865.0955
4310 E. Amherst Ave. • Denver, 80222
VALDEZ-PERRY
720.865.0300
4690 Vine St. • Denver, 80216
VIRGINIA VILLAGE
720.865.0940
1500 S. Dahlia St. • Denver, 80222
WESTWOOD
720.865.0215
1000 S. Lowell Blvd. • Denver, 80219
WOODBURY
720.865.0930
3265 Federal Blvd. • Denver, 80211
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY:
Denver is a consolidated city and county, the capital, and most populous city of the U.S. state of Colorado. Its population was 715,522 at the 2020 census, a 19.22% increase since 2010. It is the 19th-most populous city in the United States and the fifth most populous state capital. It is the principal city of the Denver–Aurora–Lakewood, CO Metropolitan Statistical Area and the first city of the Front Range Urban Corridor.
Denver is located in the Western United States, in the South Platte River Valley on the western edge of the High Plains just east of the Front Range of the Rocky Mountains. Its downtown district is immediately east of the confluence of Cherry Creek and the South Platte River, approximately 12 miles (19 kilometres) east of the foothills of the Rocky Mountains. It is named after James W. Denver, a governor of the Kansas Territory. It is nicknamed the Mile High City because its official elevation is exactly one mile (5280 feet or 1609.344 meters) above sea level. The 105th meridian west of Greenwich, the longitudinal reference for the Mountain Time Zone, passes directly through Denver Union Station.
Denver is ranked as a Beta world city by the Globalization and World Cities Research Network. The 10-county Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had a population of 2,963,821 at the 2020 United States census, making it the 19th most populous U.S. metropolitan statistical area. The 12-county Denver-Aurora, CO Combined Statistical Area had a population of 3,623,560 at the 2020 United States census, making it the 17th most populous U.S. primary statistical area. Denver is the most populous city of the 18-county Front Range Urban Corridor, an oblong urban region stretching across two states with a population of 5,055,344 at the 2020 United States Census. Its metropolitan area is the most populous metropolitan area within a 560-mile (900 km) radius and the second most populous city in the Mountain West after Phoenix, Arizona. In 2016, it was named the best place to live in the United States by U.S. News & World Report.
HISTORY
By the terms of the 1851 Treaty of Fort Laramie between the United States and various tribes including the Cheyenne and Arapaho,[20] the United States unilaterally defined and recognized Cheyenne and Arapaho territory as ranging from the North Platte River in present-day Wyoming and Nebraska southward to the Arkansas River in present-day Colorado and Kansas. This definition specifically encompasses the land of modern Metropolitan Denver. However, the discovery in November 1858 of gold in the Rocky Mountains in Colorado[21] (then part of the western Kansas Territory) brought on a gold rush and a consequent flood of white emigration across Cheyenne and Arapaho lands. Colorado territorial officials pressured federal authorities to redefine and reduce the extent of Indian treaty lands.
In the summer of 1858, during the Pike’s Peak Gold Rush, a group of gold prospectors from Lawrence, Kansas, established Montana City as a mining town on the banks of the South Platte River in what was then western Kansas Territory, on traditional lands of Cheyenne and Arapaho. This was the first historical settlement in what was later to become the city of Denver. The site faded quickly, however, and by the summer of 1859 it was abandoned in favor of Auraria (named after the gold-mining town of Auraria, Georgia) and St. Charles City.
On November 22, 1858, General William Larimer and Captain Jonathan Cox, Esquire, both land speculators from eastern Kansas Territory, placed cottonwood logs to stake a claim on the bluff overlooking the confluence of the South Platte River and Cherry Creek, across the creek from the existing mining settlement of Auraria, and on the site of the existing townsite of St. Charles. Larimer named the townsite Denver City to curry favor with Kansas Territorial Governor James W. Denver. Larimer hoped the town’s name would help it be selected as the county seat of Arapahoe County, but unbeknownst to him, Governor Denver had already resigned from office. The location was accessible to existing trails and was across the South Platte River from the site of seasonal encampments of the Cheyenne and Arapaho. The site of these first towns is now occupied by Confluence Park near downtown Denver. Edward W. Wynkoop (1836-1891), came to Colorado in 1859 and became one of the founders of the city. Wynkoop Street in Denver is named after him.
Larimer, along with associates in the St. Charles City Land Company, sold parcels in the town to merchants and miners, with the intention of creating a major city that would cater to new immigrants. Denver City was a frontier town, with an economy
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY cont.:
based on servicing local miners with gambling, saloons, livestock and goods trading. In the early years, land parcels were often traded for grubstakes or gambled away by miners in Auraria. In May 1859, Denver City residents donated 53 lots to the Leavenworth & Pike’s Peak Express in order to secure the region’s first overland wagon route. Offering daily service for “passengers, mail, freight, and gold”, the Express reached Denver on a trail that trimmed westward travel time from twelve days to six. In 1863, Western Union furthered Denver’s dominance of the region by choosing the city for its regional terminus.
On February 18, 1861, six chiefs of the Southern Cheyenne and four of the Arapaho signed the Treaty of Fort Wise with the United States at Bent’s New Fort at Big Timbers near what is now Lamar, Colorado. They ceded more than 90 percent of the lands designated for them by the Fort Laramie Treaty, including the area of modern Denver.[28] Some Cheyennes opposed to the treaty, saying that it had been signed by a small minority of the chiefs without the consent or approval of the rest of the tribe, that the signatories had not understood what they signed, and that they had been bribed to sign by a large distribution of gifts. The White-settler territorial government of Colorado, however, claimed the treaty was a “solemn obligation” and considered that those Indians who refused to abide by it were hostile and planning a war.
Ten days later, on February 28, 1861, the Colorado Territory was created, Arapahoe County was formed on November 1, 1861, and Denver City was incorporated on November 7, 1861. Denver City served as the Arapahoe County Seat from 1861 until consolidation in 1902. In 1867, Denver City became the acting territorial capital, and in 1881 was chosen as the permanent state capital in a statewide ballot. With its newfound importance, Denver City shortened its name to Denver. On August 1, 1876, Colorado was admitted to the Union.
This disagreement on validity of Treaty of Fort Wise escalated to Colorado War of 1864 and 1865, during which the brutal Sand Creek massacre against Cheyenne and Arapaho peoples occurred. The aftermath of the war was the dissolution of the reservation in Eastern Colorado, the signing of Medicine Lodge Treaty which stipulated that the Cheyenne and Arapaho peoples would be relocated outside of their traditional territory. This treaty term was achieved, even though the treaty was not legally ratified by the tribal members, as per the treaty’s own terms. Thus, by the end of 1860s, this effectively and completely cleared Denver area of its indigenous inhabitants.
Although by the close of the 1860s Denver residents could look with pride at their success establishing a vibrant supply and service center, the decision to route the nation’s first transcontinental railroad through Cheyenne City, rather than Denver, threatened the prosperity of the young town. The transcontinental railroad passed a daunting 100 miles (160 kilometers) away, but citizens mobilized to build a railroad to connect Denver to it. Spearheaded by visionary leaders, including Territorial Governor John Evans, David Moffat, and Walter Cheesman, fundraising began. Within three days, $300,000 had been raised, and citizens were optimistic. Fundraising stalled before enough was raised, forcing these visionary leaders to take control of the debt-ridden railroad. Despite challenges, on June 24, 1870, citizens cheered as the Denver Pacific completed the link to the transcontinental railroad, ushering in a new age of prosperity for Denver.
Finally linked to the rest of the nation by rail, Denver prospered as a service and supply center. The young city grew during these years, attracting millionaires with their mansions, as well as a mixture of crime and poverty of a rapidly growing city. Denver citizens were proud when the rich chose Denver and were thrilled when Horace Tabor, the Leadville mining millionaire, built an impressive business block at 16th and Larimer, as well as the elegant Tabor Grand Opera House. Luxurious hotels, including the much-loved Brown Palace Hotel, soon followed, as well as splendid homes for millionaires, such as the Croke, Patterson, Campbell Mansion at 11th and Pennsylvania and the now-demolished Moffat Mansion at 8th and Grant. Intent on transforming Denver into one of the world’s great cities, leaders wooed industry and attracted laborers to work in these factories.
Soon, in addition to the elite and a large middle class, Denver had a growing population of immigrant German, Italian, and Chinese laborers, soon followed by African Americans from the Deep South and Hispanic workers. The influx of the new residents strained available housing. In addition, the Silver Crash of 1893 unsettled political, social, and economic balances.
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY cont.:
Competition among the different ethnic groups was often expressed as bigotry, and social tensions gave rise to the Red Scare. Americans were suspicious of immigrants, who were sometimes allied with socialist and labor union causes. After World War I, a revival of the Ku Klux Klan attracted white native-born Americans who were anxious about the many changes in society. Unlike the earlier organization that was active in the rural South, KKK chapters developed in urban areas of the Midwest and West, including Denver, and into Idaho and Oregon. Corruption and crime also developed in Denver.
Between 1880 and 1895, the city underwent a huge rise in corruption, as crime bosses, such as Soapy Smith, worked side by side with elected officials and the police to control elections, gambling, and bunco gangs. The city also suffered a depression in 1893 after the crash of silver prices. In 1887, the precursor to the international charity United Way was formed in Denver by local religious leaders, who raised funds and coordinated various charities to help Denver’s poor. By 1890, Denver had grown to be the second-largest city west of Omaha, Nebraska. In 1900, whites represented 96.8% of Denver’s population.[40] The African American and Hispanic populations increased with migrations of the 20th century. Many African Americans first came as workers on the railroad, which had a terminus in Denver, and began to settle there.
Between the 1880s and 1930s, Denver’s floriculture industry developed and thrived. This period became known locally as the Carnation Gold Rush.
A bill proposing a state constitutional amendment to allow home rule for Denver and other municipalities was introduced in the legislature in 1901 and passed. The measure called for a statewide referendum, which voters approved in 1902. On December 1 that year, Governor James Orman proclaimed the amendment part of the state’s fundamental law. The City and County of Denver came into being on that date and was separated from Arapahoe and Adams counties.
Early in the 20th century, Denver, like many other cities, was home to a pioneering Brass Era car company. The Colburn Automobile Company made cars copied from one of its contemporaries, Renault.
From 1953 to 1989, the Rocky Flats Plant, a DOE nuclear weapon facility that was about 15 miles from Denver, produced fissile plutonium “pits” for nuclear warheads. A major fire at the facility in 1957, as well as leakage from nuclear waste stored at the site between 1958 and 1968, resulted in the contamination of some parts of Denver, to varying degrees, with plutonium-239, a harmful radioactive substance with a half-life of 24,200 years. A 1981 study by the Jefferson County health director, Dr. Carl Johnson, linked the contamination to an increase in birth defects and cancer incidence in central Denver and nearer Rocky Flats. Later studies confirmed many of his findings. Plutonium contamination was still present outside the former plant site as of August 2010.[49] It presents risks to building the envisioned Jefferson Parkway, which would complete Denver’s automotive beltway.
Downtown Denver cityscape, 1964. Includes Denver’s oldest church (Trinity United Methodist), first building of the Mile High Center complex, Lincoln Center, old brownstone part of the Brown Palace Hotel, and Cosmopolitan Hotel – since demolished. In 1970, Denver was selected to host the 1976 Winter Olympics to coincide with Colorado’s centennial celebration, but in November 1972, Colorado voters struck down ballot initiatives allocating public funds to pay for the high costs of the games. They were moved to Innsbruck, Austria.[51] The notoriety of becoming the only city ever to decline to host an Olympiad after being selected has made subsequent bids difficult. The movement against hosting the games was based largely on environmental issues and was led by State Representative Richard Lamm. He was subsequently elected to three terms (1975–87) as Colorado governor.[52] Denver explored a potential bid for the 2022 Winter Olympics, but no bid was submitted.
In 2010, Denver adopted a comprehensive update of its zoning code. The new zoning was developed to guide development as envisioned in adopted plans such as Blueprint Denver, Transit Oriented Development Strategic Plan, Greenprint Denver, and the Strategic Transportation Plan.
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY cont.:
Denver has hosted the Democratic National Convention twice, in 1908 and again in 2008. It promoted the city on the national, political, and socioeconomic stage. On August 10–15, 1993, Denver hosted the Catholic Church’s 6th World Youth Day, which was attended by an estimated 500,000, making it the largest gathering in Colorado history.
In 2021, a mass shooting resulted in the murder of five people and became a tragic event in the city’s history. A public art mural and exhibit at the History Colorado Center was installed in the city that honored artist Alicia Cardenas, who was one of the victims of the shooting.
Denver has been known historically as the Queen City of the Plains and the Queen City of the West, because of its important role in the agricultural industry of the High Plains region in eastern Colorado and along the foothills of the Colorado Front Range. Several U.S. Navy ships have been named USS Denver in honor of the city
GEOGRAPHY
Denver is in the center of the Front Range Urban Corridor, between the Rocky Mountains to the west and the High Plains to the east. Denver’s topography consists of plains in the city center with hilly areas to the north, west, and south. At the 2020 United States census, the City and County of Denver had a total area of 99,025 acres (400.739 km2) including 1,057 acres (4.276 km2) of water. The City and County of Denver is surrounded by only three other counties: Adams County to the north and east, Arapahoe County to the south and east, and Jefferson County to the west.
Although Denver’s nickname is the “Mile-High City” because its official elevation is one mile above sea level, defined by the elevation of the spot of a benchmark on the steps of the State Capitol building, the elevation of the entire city ranges from 5,130 to 5,690 feet (1,560 to 1,730 m). Denver lies 750 miles (1,200 km) from the nearest point of the Gulf of California, the nearest ocean to the city.
NEIGHBORHOODS
As of January 2013, the City and County of Denver defined 78 official neighborhoods that the city and community groups use for planning and administration.[60] Although the city’s delineation of the neighborhood boundaries is somewhat arbitrary, it corresponds roughly to the definitions used by residents. These “neighborhoods” should not be confused with cities or suburbs, which may be separate entities within the metro area.
The character of the neighborhoods varies significantly from one to another and includes everything from large skyscrapers to houses from the late 19th century to modern, suburban-style developments. Generally, the neighborhoods closest to the city center are denser, older, and contain more brick building material. Many neighborhoods away from the city center were developed after World War II, and are built with more modern materials and style. Some of the neighborhoods even farther from the city center, or recently redeveloped parcels anywhere in the city, have either very suburban characteristics or are new urbanist developments that attempt to recreate the feel of older neighborhoods.
Denver does not have larger area designations, unlike the City of Chicago, which has larger areas that house the neighborhoods (e.g., Northwest Side). Denver residents use the terms “north”, “south”, “east”, and “west”.
Denver also has a number of neighborhoods not reflected in the administrative boundaries. These neighborhoods may reflect the way people in an area identify themselves or they might reflect how others, such as real estate developers, have defined those areas. Well-known non-administrative neighborhoods include the historic and trendy LoDo (short for “Lower Downtown”), part of the city’s Union Station neighborhood; Uptown, straddling North Capitol Hill and City Park West; Curtis Park, part of the Five Points neighborhood; Alamo Placita, the northern part of the Speer neighborhood; Park Hill, a successful example of intentional racial integration;[62] and Golden Triangle, in the Civic Center.
One of Denver’s newer neighborhoods was built on the former site of Stapleton International Airport, which was named after former
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY cont.:
Denver mayor Benjamin Stapleton, who was a member of the Ku Klux Klan. In 2020, the neighborhood’s community association voted to change the neighborhood’s name from Stapleton to Central Park. The Central Park neighborhood itself has 12 “neighborhoods” within its boundaries
DEMOGRAPHICS:
As of the 2020 census, the population of the City and County of Denver was 715,522, making it the 19th most populous U.S. city. The Denver-Aurora-Lakewood, CO Metropolitan Statistical Area had an estimated 2013 population of 2,697,476 and ranked as the 21st most populous U.S. metropolitan statistical area, and the larger Denver-Aurora-Boulder Combined Statistical Area had an estimated 2013 population of 3,277,309 and ranked as the 18th most populous U.S. metropolitan area.[91] Denver is the most populous city within a radius centered in the city and of 550-mile (890 km) magnitude. Denverites is a term used for residents of Denver.
According to the 2020 census, the City and County of Denver contained 715,522 people and 301,501 households. The population density was 3,922.6 inhabitants per square mile (6,312/km2) including the airport. There were 338.341 housing units at an average density of 1,751 per square mile (676/km2).[92] However, the average density throughout most Denver neighborhoods tends to be higher. Without the 80249 zip code (47.3 sq mi, 8,407 residents) near the airport, the average density increases to around 5,470 per square mile. Denver, Colorado, is at the top of the list of 2017 Best Places to Live, according to U.S. News & World Report, landing a place in the top two in terms of affordability and quality of lifestyle
According to the 2020 United States census, the racial composition of Denver was as follows:
White: 80.9 (Non-Hispanic Whites: 54.9%)
Hispanic or Latino (of any race): 29.3%; Mexican Americans made up 24.9% of the city’s population.
Approximately 70.3% of the population (over five years old) spoke only English at home. An additional 23.5% of the population spoke Spanish at home. In terms of ancestry, 31.8% were Hispanic or Latino, 14.6% of the population were of German ancestry, 9.7% were of Irish ancestry, 8.9% were of English ancestry, and 4.0% were of Italian ancestry.
There were 250,906 households, of which 23.2% had children under the age of 18 living with them, 34.7% were married couples living together, 10.8% had a female householder with no husband present, and 50.1% were non-families. 39.3% of all households were made up of individuals, and 9.4% had someone living alone who was 65 years of age or older. The average household size was 2.27, and the average family size was 3.14.
Age distribution was 22.0% under the age of 18, 10.7% from 18 to 24, 36.1% from 25 to 44, 20.0% from 45 to 64, and 11.3% who were 65 years of age or older. The median age was 33 years. Overall there were 102.1 males for every 100 females. Due to a skewed sex ratio wherein single men outnumber single women, some protologists had nicknamed the city as Menver.
The median household income was $45,438, and the median family income was $48,195. Males had a median income of $36,232 versus $33,768 for females. The per capita income for the city was $24,101. 19.1% of the population and 14.6% of families were below the poverty line. Out of the total population, 25.3% of those under the age of 18 and 13.7% of those 65 and older were living below the poverty line.
Denver has one of the largest populations of Mexican-Americans in the entire United States. Approximately one third of the city is Hispanic, with the overwhelming majority of them being of Mexican descent. Many of them speak Spanish at home.
DENVER METRO
Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert & Jefferson Counties
DENVER COUNTY cont.:
GOVERNMENT
Denver is a consolidated city-county with a mayor elected on a nonpartisan ballot, a 13-member city council and an auditor. The Denver City Council is elected from 11 districts with two at-large council members and is responsible for passing and changing all laws, resolutions, and ordinances, usually after a public hearing, and can also call for misconduct investigations of Denver’s departmental officials. All elected officials have four-year terms, with a maximum of three terms. The current mayor is Michael Hancock.
Denver has a strong mayor/weak city council government. The mayor can approve or veto any ordinances or resolutions approved by the council, makes sure all contracts with the city are kept and performed, signs all bonds and contracts, is responsible for the city budget, and can appoint people to various city departments, organizations, and commissions. However, the council can override the mayor’s veto with a nine out of thirteen member vote, and the city budget must be approved and can be changed by a simple majority vote of the council. The auditor checks all expenditures and may refuse to allow specific ones, usually based on financial reasons.
The Denver Department of Safety oversees three branches: the Denver Police Department, Denver Fire Department, and Denver Sheriff Department. The Denver County Court is an integrated Colorado County Court and Municipal Court and is managed by Denver instead of the state.
COLORADO
SPORTS TEAMS & FACILITIES:
DENVER METRO
DENVER BRONCOS
Empower Field at Mile High 1701 Bryant Street, Denver, CO 80204 denverbroncos.com
DENVER NUGGETS
Ball Arena
1000 Chopper Cir., Denver, CO 80204 nba.com/nuggets
COLORADO AVALANCHE
Ball Arena
1000 Chopper Cir., Denver, CO 80204 avalanche.nhl.com
COLORADO ROCKIES
Coors Field
2001 Blake St., Denver, CO 80205 coloradorockies.com
COLORADO RAPIDS
Dick’s Sporting Goods Park 6000 Victory Way, Commerce City, CO 80022 • coloradorapids.com
COLORADO MAMMOTH
Ball Arena
1000 Chopper Cir., Denver, CO 80204 coloradomammoth.com
UNIVERSITY OF COLORADO cubuffs.com
DENVER UNIVERSITY denverpioneers.com
NATIONAL BALLPARK MUSEUM
140 Blake Street – Denver, CO (303) 974-5835 ballparkmuseum.com
NORTHERN COLORADO
COLORADO EAGLES
Budweiser Events Center 5290 Arena Cir., Loveland, CO 80538 coloradoeagles.com
NORTHERN COLORADO HAILSTORM FC
Future Legends Complex 801 Diamond Valley Dr., Windsor, CO 80550 • hailstormfc.com
COLORADO STATE UNIVERSITY csurams.com
UNIVERSITY OF NORTHERN COLORADO - BEARS uncbears.com
COLORADO NATIONAL SPEEDWAY
4281 County Road 10, Erie, CO 80514 coloradospeedway.com
SOUTHERN COLORADO
COLORADO SPRINGS SWITCHBACKS FC
Weidner Field 111 W. Cimarron St., Colorado Springs, CO 80903 • switchbacksfc.com
AIR FORCE ACADEMY goairforcefalcons.com
PIKES PEAK INTERNATIONAL RACEWAY
16650 Midway Ranch Rd., Fountain, CO 80817 ppir.com
MUSEUMS:
DENVER METRO
DENVER ART MUSEUM
720.865.5000
100 W. 14th Ave., Denver, CO 80204 denverartmuseum.org
DENVER MUSEUM OF NATURE & SCIENCE
303.370.6000
2001 Colorado Blvd., Denver, CO 80205 dmns.org
HISTORY COLORADO CENTER
303.447.8679
1200 N. Broadway, Denver, CO 80203 historycolorado.org
MOLLY BROWN HOUSE
303.832.4092
1340 N. Pennsylvania St., Denver, CO 80203 • mollybrown.org
COLORADO RAILROAD MUSEUM
303.279.4591
17155 W. 44th Ave., Golden, CO 80403 coloradorailroadmuseum.org
KIRKLAND MUSEUM OF FINE DECORATIVE ART
303.832.8576
1201 Bannock St., Denver, CO 80204 kirklandmuseum.org
FORNEY MUSEUM OF TRANSPORTATION
303.297.1113
4303 Brighton Blvd., Denver, CO 80216 forneymuseum.com
COLORADO
MUSEUMS Cont.
MUSEUM OF CONTEMPORARY ART
303.298.7554
1485 Delgany St., Denver, CO 80202 mcadenver.org
THE CHILDREN’S MUSEUM OF DENVER
303.433.7444
2121 Children’s Museum Dr., Denver, CO 80211 • mychildsmuseum.org
DENVER FIREFIGHTERS MUSEUM
303.892.1436
1326 Tremont Pl., Denver, CO 80204 denverfirefightersmuseum.org
BUFFALO BILL MUSEUM & GRAVE
720.865.2160
987 Lookout Mtn. Rd., Golden, CO 80401 buffalobill.org
MUSEUM OF MINIATURES, DOLLS & TOYS
303.322.1053
830 Kipling St., Lakewood, CO 80215 dmmdt.org
CLYFFORD STILL MUSEUM
720.354.4880
1250 Bannock St., Denver, CO 80204 clyffordstillmuseum.org
MORRISON NATURAL HISTORY MUSEUM
303.697.1873
501 CO-8, Morrison, CO 80465 morrisonco.us
NATIONAL BALLPARK MUSEUM
303.974.5835
1940 Blake St., Denver, CO 80202 ballparkmuseum.com
BOULDER MUSEUM OF CONTEMPORARY ART
303.443.2122
1750 13th St., Boulder, 80302 bmoca.org
WINGS OVER THE ROCKIES AIR & SPACE MUSEUM
303.360.5360
7711 E Academy Blvd., Denver, CO 80230 • wingsmuseum.org
AMERICAN MOUNTAINEERING MUSEUM
303.996.2747
710 10th St., Golden, CO 80401 mountaineeringmuseum.org
NORTHERN COLORADO
FORT COLLINS MUSEUM OF DISCOVERY
970.221.6738
408 Mason Ct., Fort Collins, CO 80524 fcmod.org
LOVELAND MUSEUM
970.962.2410
503 N Lincoln Ave., Loveland, CO 80537 cliffdwellingsmuseum.com
COLORADO MODEL RAILROAD MUSEUM
970.392.2934
680 10th St., Greeley, CO 80631 cmrm.org
FORT COLLINS MUSEUM OF ART
970.482.2787
201 S College Ave., Ft. Collins, CO 80524 moafc.org
GREELEY HISTORY MUSEUM
970.350.9220
714 8th St., Greeley, CO 80631 greeleymuseums.com/locations/greeley-history-museum
SOUTHERN COLORADO
MANITOU CLIFF DWELLINGS
719.685.5242
10 Cliff Rd., Manitou Springs, CO 80829 cliffdwellingsmuseum.com
FINE ARTS CENTER
719.634.5581
30 W Dale St., Colorado Springs, CO 80903 • fac.coloradocollege.edu
PRORODEO HALL OF FAME & MUSEUM
719.528.4764
101 Pro Rodeo Dr., Colorado Springs, 80919 prorodeohalloffame.com
U.S. OLYMPIC MUSEUM
719.497.1234
200 S Sierra Madre St., Colorado Springs, CO 80903 • usopm.org
MIRAMONT CASTLE
719.685.1011
9 Capitol Hill Ave., Manitou Springs, CO 80829 • ballparkmuseum.com
GHOST TOWN MUSEUM
719.634.0696
400 S 21st St., Colorado Springs, CO 80904 • ghosttownmuseum.com
STATE PARKS: cpw.state.co.us/placestogo/parks
DENVER METRO
BARR LAKE
Brighton, CO
CHERRY CREEK
Aurora, CO
ELDORADO CANYON
Boulder, CO
COLORADO
STATE PARKS cont.
CASTLEWOOD CANYON
Franktown, CO
ROXBOROUGH
Littleton, CO
CHATFIELD
Littleton, CO
GOLDEN GATE CANYON
Golden, CO
NORTHERN COLORADO
STATE FOREST
Walden, CO
BOYD LAKE
Loveland, CO
LORY
Fort Collins, CO
ST. VRAIN
Firestone, CO
SOUTHERN COLORADO
CHEYENNE MOUNTAIN
Colorado Springs, CO
LAKE PUEBLO
Pueblo, CO
MUELLER
Colorado Springs, CO
OTHER PARKS:
DENVER METRO
RED ROCKS PARK AND AMPHITHEATRE
720.865.2494
18300 W Alameda Pkwy., Morrison, CO 80465 • redrocksonline.com
SOUTHERN COLORADO
GARDEN OF THE GODS
719.634.6666
1805 N. 30th St., Colorado Springs, CO 80904 • gardenofgods.com
CAVE OF THE WINDS
MOUNTAIN PARK
719.685.5444
100 Cave of the Winds Rd. Manitou Springs, CO 80829 caveofthewinds.com
ROYAL GORGE BRIDGE & PARK
719.275.7507
4218 CO RD 3A, Canon City, CO 81212 royalgorgebridge.com
ZOOS & SANCTUARIES:
DENVER METRO
DENVER ZOO
720.337.1400
2300 Steele St., Denver, CO 80205 denverzoo.org
DENVER AQUARIUM
303.561.4450
700 Water St., Denver, CO 80211 aquariumrestaurants.com
BUTTERFLY PAVILION
303.469.5441
6252 W 104th Ave., Westminster, CO 80020 • aquariumrestaurants.com
NORTHERN COLORADO
THE WILD ANIMAL
SANCTUARY
303.536.0118
2999 CO RD 53, Keenesburg, CO 80643 wildanimalsanctuary.org
SOUTHERN COLORADO
CHEYENNE MOUNTAIN ZOO
719.633.9925
4250 Cheyenne Mtn. Zoo Road Colorado Springs, CO 80906 cmzoo.org
KIOWA CREEK SANCTUARY 10165 Hodgen Rd., Colorado Springs, CO 80908
MINNEHAVEN WILDLIFE SANCTUARY
32 Minnehaha Ave., Manitou Springs, CO 80829
PUEBLO ZOO
719.561.1452
3455 Nuckolls Ave., Pueblo, CO 81005 pueblozoo.org
COLORADO WOLF & WILDLIFE CENTER
719.687.9742
4729 LowerTwin Rocks Rd., Divide, CO 80814 • wolfeducation.org
AMUSEMENT
PARKS:
DENVER METRO
ELITCH GARDENS
303.595.4386
2000 Elitch Cir., Denver, CO 80204 elitchgardens.com
WATER WORLD
303.427.7873
8801 N Pecos St., Federal Heights, CO 80260 • waterworldcolorado.com
LAKESIDE AMUSEMENT PARK
303.477.1621
4601 Sheridan Blvd., Denver, CO 80212 lakesideamusementpark.com 3
COLORADO
AMUSEMENT
PARKS cont.
NORTHERN COLORADO
ESTES PARK RIDE-A-KART
970.586.6495
2250 Big Thompson Ave., Estes Park, CO 80517 • rideakart.com
SOUTHERN COLORADO
NORTH POLE CO SANTA’S WORKSHOP
719.684.9432
5050 Pikes Peak Highway, Cascade, CO 80809 • northpolecolorado.com
TOURS:
DENVER METRO
UNITED STATES MINT
303.572.9500
320 W. Colfax Ave., Denver, CO 80204 usmint.gov
COLORADO STATE CAPITOL BUILDING
&
303.866.2604
200 E. Colfax Ave., Denver, CO 80203 sos.state.co.us
HAMMOND’S CANDIES
303.333.5588
5735 Washington St., Denver, CO 80216 hammondscandies.com
COORS BREWERY TOUR
303.277.2337
502 14th Street, Golden, CO 80401 millercoors.com
CELESTIAL SEASONINGS FACTORY TOUR
303.530.5300
4600 Sleepytime Dr., Boulder, CO 80301 celestialseasonings.com
(Call for hours)
NORTHERN COLORADO
BUDWEISER BREWERY EXPERIENCE
970.490.4691
2685 Busch Dr., Fort Collins, CO 80524 budweisertours.com
PERFOMING ARTS:
DENVER METRO
DENVER CENTER FOR THE PERFORMING ARTS
303.893.4100
1101 13th St., Denver, CO 80204 denvercenter.org
ARVADA CENTER
720.898.7200
6901 Wadsworth Blvd., Arvada, CO 80003 • arvadacenter.org
NORTHERN COLORADO
THE LINCOLN CENTER
970.221.6730
417 W Magnolia St., Fort Collins, CO 80521 • lctix.com
UNION COLONY CIVIC CENTER
970.356.5000
701 10th Ave., Greeley, CO 80631
SOUTHERN COLORADO
PIKES PEAK CENTER FOR THE PERFORMING ARTS
719.477.2100
190 S Cascade Ave., Colorado Springs, CO 80903 • pikespeakcenter.com
MISC. ATTRACTIONS:
DENVER METRO
DENVER BOTANIC GARDENS
720.865.3500
1007 N York St., Denver, CO 80206 botanicgardens.org
SOUTHERN COLORADO
THE BROADMOOR SEVEN FALLS
855.923.7272
1045 Lower Gold Camp Rd., Colorado Springs, CO 80905 broadmoor.com/adventures/seven-falls/tickets
PIKES PEAK COG RAILWAY
719.685.5401
515 Ruxton Ave., Manitou Springs, CO 80829 • cograilway.com
SKI RESORTS:
SNOW REPORT coloradoski.com
ARAPAHOE BASIN SKI AREA
970.468.0718 arapahoebasin.com
ASPEN MOUNTAIN
970.923.1227
aspensnowmass.com
BEAVER CREEK RESORT
970.754.4636 beavercreek.com
BLUE SKY BASIN
970.754.8245 vail.com
COLORADO
SKI RESORTS Cont.
BRECKENRIDGE SKI RESORT
970.453.5000 breckenridge.com
BUTTERMILK SKI RESORT
855.496.9219 aspensnowmass.com
COPPER MOUNTAIN RESORT
970.968.3025 coppercolorado.com
CRESTED BUTTE MOUNTAIN RESORT
970.251.7021 skicb.com
ECHO MOUNTAIN echomntn.com
ELDORA MOUNTAIN RESORT
303.440.8700 eldora.com
HESPERUS SKI AREA
970.385.2199 ski-hesperus.com
HOWELSEN HILL SKI AREA
970.879.8499 steamboatsprings.net
KENDALL MOUNTAIN
970.387.5522 skikendall.com
KEYSTONE RESORT
970.754.0001 keystoneresort.com
LOVELAND SKI AREA
720.405.6455 skiloveland.com
MONARCH MOUNTAIN
719.530.5000 skimonarch.com
POWDERHORN RESORT
970.268.5700 powderhorn.com
PURGATORY RESORT
800.525.0892 purgatory.ski
SILVERTON MOUNTAIN
970.387.5706 silvertonmountain.com
SKI COOPER
719.486.2277 skicooper.com
STEAMBOAT SKI RESORT
970.879.6111 steamboat.com
SUNLIGHT MOUNTAIN RESORT
970.945.7491 sunlightmtn.com
TELLURIDE SKI RESORT
800.778.8581 tellurideskiresort.com
VAIL MOUNTAIN RESORT
970.476.3600 vailresorts.com
WINTER PARK SKI RESORT
970.726.5514 winterparkresort.com
WOLF CREEK SKI AREA
970.264.5639 wolfcreekski.com
720.946.4000
111 Richman St., Black Hawk, CO 80422 blackhawkameristar.com
BALLY’S CASINO BLACK HAWK
303.582.2600
300 Main St., Black Hawk, CO 80422 ballysblackhawk.com
THE BRASS ASS
719.689.2104
264 Bennett Dr., Cripple Creek, CO 80813 triplecrowncasinos.com
BRONCO BILLY’S
719.689.2142
233 Bennett Dr., Cripple Creek, CO 80813 broncobillyscasino.com
BULL DURHAM CASINO
303.582.0810
110 Main St., Black Hawk, CO 80422 bulldurhamcasino.com
CENTURY CASINO & HOTEL
303.582.5050
102 Main St., Central City, CO 80427 cnty.com
CENTURY CRIPPLE CREEK
719.689.0333
200 Bennett Dr., Cripple Creek, CO 80813 • cnty.com
COLORADO
CASINOS/GAMING
Cont.
COLORADO GRANDE
719.689.3517
300 E Bennett Ave., Cripple Creek, CO 80813 • coloradogrande.com
DOSTAL ALLEY
303.582.1610
114 Main St., Central City, CO 80427 dostalalley.com
DOUBLE EAGLE
719.689.5000
442 Bennett Dr., Cripple Creek, CO 80813 decasino.com
EASY STREET CASINO
303.582.5914
120 Main St., Central City, CO 80427 easystreetcentralcity.com
GRAND Z HOTEL CASINO
303.582.5914
321 Gregory St., Central City, CO 80427 grandzcasinohotel.com
HORSESHOE BLACK HAWK
800.843.4753
401 Main St., Black Hawk, CO 80422 caesars.com/horseshoe-black-hawk
JOHNNY NOLON’S CASINO
719.689.2080
301 Bennett Dr., Cripple Creek, CO 80813 johnnynolonscasino.com
DRAGON TIGER CASINO
303.582.5623
132 Lawrence St., Central City, CO 80427 • maverickgaming.com
LADY LUCK CASINO
303.998.7777
340 Main St., Black Hawk, CO 80422 ladyluckblackhawk.com
MCGILLS HOTEL & CASINO
719.689.2446
232 Bennett Ave., Cripple Creek, CO 80813 • triplecrowncasinos.com
MIDNIGHT ROSE
719.689.0303
256 Bennett Dr., Cripple Creek, CO 80813 • triplecrowncasinos.com
MONARCH
303.582.1000
488 Main St., Black Hawk, CO 80422 monarchblackhawk.com
RED DOLLY CASINO
303.582.1100
530 Gregory St., Black Hawk, CO 80422 thereddollycasino.com
SARATOGA
303.582.6100
101 Main St., Black Hawk, CO 80422 saratogacasinobh.com
SASQUATCH CASINO
720.880.1616
125 Gregory St., Black Hawk, CO 80422 sasquatchcasino.com
SKY UTE CASINO RESORT
970.563.7777
14324 Hwy 172 North, Ignacio, CO 81137 • skyutecasino.com
THE FAMOUS BONANZA
303.582.5914
107 Main St., Central City, CO 80427 famousbonanza.com
THE GILPIN CASINO
303.582.1133
111 Mountain House Rd., Black Hawk, CO 80422 • thegilpincasino.com
THE LODGE CASINO
303.582.6464
240 Main St., Black Hawk, CO 80422 thelodgecasino.com
THE WILD CARD SALOON
303.582.3412
120 Main St., Black Hawk, CO 80422 wildcardsaloon.com
UTE MOUNTAIN CASINO HOTEL
970.565.8800
3 Weeminuche Dr., Towaoc, CO 81334 wildcardsaloon.com
WILDWOOD CASINO
719.244.9700
119 N Fifth St., Cripple Creek, CO 80813 • wildwoodcasino.net
Z CASINO
303.271.2500
101 Gregory St., Black Hawk, CO 80422 zcasinobh.com
TOP RATED COLORADO GOLF COURSES:
DENVER METRO
ARROWHEAD GOLF CLUB
303.973.9614
10850 Sundown Trail, Littleton, CO 80125 • arrowheadcolorado.com
GOLF CLUB AT BEAR DANCE
303.681.4653
6630 Bear Dance Dr., Larkspur, CO 80118 • beardancegolf.com
CASTLE PINES
303.688.6000
1000 Hummingbird Dr., Castle Rock, CO 80108 • castlepinesgolfclub.club
CHERRY CREEK CNTRY CLUB
303.597.0300
2405 S. Yosemite St., Denver, CO 80231 cherrycreekcountryclub.com
COLORADO
TOP RATED
COLORADO GOLF COURSES cont.
DENVER METRO cont.
CHERRY HILLS COUNTRY CLUB
303.350.5200
4125 S. University Blvd., Cherry Hills Village, CO 80113 chcc.com
COLORADO GOLF CLUB
303.840.5400
8000 Preservation Trl., Parker, CO 80134 coloradogolfclub.com
COLUMBINE
303.794.2674
17 Fairway Ln., Columbine Valley, CO 80123 • columbinecc.com
COMMON GROUND
303.340.1520
10300 E Golfers Wy., Aurora, CO 80010 commongroundgc.com
COUNTRY CLUB AT CASTLE PINES
303.688.7400
6400 Country Club Dr., Castle Rock, CO 80108 • ccatcastlepines.com
DENVER COUNTRY CLUB
303.733.8242
1700 E 1st Ave., Denver, CO 80218 denvercc.net
FOSSIL TRACE
303.277.8750
3050 Illinois St., Golden, CO 80401 fossiltrace.com
GREEN VALLEY RANCH
303.371.3131
4900 Himalaya Rd., Denver, CO 80249 gvrgolf.com
LONE TREE
303.790.0202
9808 Sunningdale Blvd., Lone Tree, CO 80124 • ssprd.org
MURPHY CREEK
303.739.1510
1700 S Old Tom Morris Rd., Aurora, CO 80018 • auroragov.org
OMNI INTERLOCKEN
303.438.6600
800 Eldorado Blvd., Broomfield, CO 80021 • omnihotels.com
RED HAWK RIDGE
720.733.3500
2156 Red Hawk Ridge Dr., Castle Rock, CO 80109 • redhawkridge.com
RIVERDALE
303.659.4700
13300 Riverdale Rd., Brighton, CO 80602 • riverdalegolf.com
SANTUARY
303.224.2860
7549 Daniels Park Rd., Sedalia, CO 80135 sanctuarygolfcourse.com
SUNSET
303.651.8466
1900 Longs Peak Ave., Longmont, CO 80501 • golflongmont.com
THE CLUB AT RAVENNA
720.956.1600 11118 Caretake Rd., Littleton, CO 80125 ravennagolf.com
THE RIDGE AT CASTLE PINES
NORTH
303.688.4301
1414 W Castle Pines Pkwy., Castle Pines, CO 80108 • playtheridge.com
UTE CREEK
303.774.4342
2000 Ute Creek Dr., Longmont, CO 80504 • golflongmont.com/ute-creek
WILLIS CASE
720.865.0700
4999 Vrain St., Denver, CO 80212 cityofdenvergolf.com/willis_case
NORTHERN COLORADO
BOOMERANG LINKS
970.353.4653
7309 W 4th St., Greeley, CO 80634 golfingreeley.com/boomerang-links
COLLINDALE
970.221.6651
1441 E Horsetooth Rd., Ft. Collins, CO 80525 • fcgov.com/collindale
COYOTE CREEK
303.857.6152
222 Clubhouse Drive, Ft. Lupton, CO 80621 • coyotecreekgc.com
ESTES PARK
970.586.8146
1480 Golf Course Rd., Estes Park, CO 80517 • evrpd.colorado.gov/golf-courses
FORT COLLINS COUNTRY CLUB
970.482.1336
1920 Country Club Rd., Ft. Collins, CO 80524 • fortcollinscc.com
GOLF CLUB AT FOX ACRES
970.881.2574
3350 Fox Acres Dr., E, Red Feather Lakes, CO 80545 golfclubatfoxacres.com
GREELEY COUNTRY CLUB
970.353.0528
4500 W 10th St., Greeley, CO 80634 greeleycc.org
HARMONY GOLF CLUB
970.482.4653
4176 Club Dr., Timnath, CO 80547 harmonyclub.info
COLORADO
TOP RATED
COLORADO GOLF COURSES cont.
NORTHERN COLORADO cont.
HIGHLAND HILLS
970.353.4653
2200 Clubhouse Dr., Greeley, CO 80634 golfingreeley.com/highland-hills
MARIANA BUTTE
970.667.8308
701 Clubhouse Dr., Loveland, CO 80537 golfloveland.com/mariana-butte
MOUNTAIN VISTA GREENS
970.482.4847
2808 NE Frontage Rd., Ft. Collins, CO 80524 • mountainvistagreens.com
PELICAN LAKES
970.674.0930
1620 Pelican Lakes Pt., Windsor, CO 80550 • pelicanlakeswindsor.com
PTARMIGAN COUNTY CLUB
970.226.8555
5416 Vardon Way, Ft. Collins, CO 80528 ptarmigancc.com
QUAIL DUNES
970.867.5990
17586 County Road W T5 Fort Morgan, 80701 quaildunes.com
RAINDANCE NATIONAL
970.833.1720
1775 RainDance National Dr., Windsor, CO 80550 • raindanceresort.com
SOUTHRIDGE
970.416.2828
5750 S. Lemay Ave., Ft. Collins, CO 80525 fcgov.com/southridge
THE MAD RUSSIAN
970.587.5157
2100 Country CLub Pkwy., Milliken, CO 80543 • trpr.org/golf
THE OLDE COURSE AT LOVELAND
970.667.5256
2115 W 29th St., Loveland, CO 80538 golfloveland.com
TPC COLORADO
303.522.5711
2375 TPC Pkwy., Berthoud, CO 80513 tpc.com
SOUTHERN
COLORADO
ANTLER CREEK
719.494.1900
9650 Antler Creek Dr., Falcon, CO 80831 antlercreekgolf.com
CHEROKEE RIDGE
719.597.2637
1850 Tuskegee Place Colorado Springs, 80915 cherokeeridgegolfcourse.com
FOUR MILE RANCH
719.275.5400
3501 Telegraph Trl., Cañon City, CO 81212 • fourmileranchgolf.com
KING’S DEER
719.559.4500
19255 Royal Troon Dr., Monument, CO 80132 • kingsdeergolfclub.com
KISSING CAMELS
719.636.2520
4500 Kissing Camels Dr., Colorado Springs, CO 80904 • gardenofthegodsresort.com
PATTY JEWETT
719.385.6963
900 E Espanola St. Colorado Springs, CO 80907 pattyjewettgolfshop.com/
PINE CREEK
719.594.9999
9850 Divot Trl., Colorado Springs, CO 80920 • pinecreekgc.com
SHINING MOUNTAIN
719.687.7587
100 Shining Mountain Ln. Woodland Park, CO 80863 shiningmountaingolfcourse.com
THE BROADOOR
719.577.5790
1 Lake Ave., Colorado Springs, CO 80906 • broadmoor.com/activities/golf
THE CLUB AT FLYING HORSE
719.494.1222
1880 Weiskopf Pt. Colorado Springs, CO 80921 flyinghorseclub.com
THE COUNTRY CLUB AT WOODMOOR
719.481.2272
18945 Pebble Beach Way Monument, CO 80132 ccwoodmoor.com
THE COUNTRY CLUB OF COLORADO
719.538.4080
125 Clubhouse Dr. Colorado Springs, CO 80906 ccofcolorado.com
VALLEY HI
719.385.6911
610 South Chelton Rd. Colorado Springs, CO 80910 coloradosprings.gov/valley-hi-golf-course
For a complete list of golf courses in Colorado visit: golfcolorado.com/courses
COLORADO
HOSPITALS
DENVER METRO
AVISTA ADVENTIST HOSPITAL
303.673.1000
100 Health Park Dr., Louisville, CO 80027 • avistahospital.org
BOULDER COMMUNITY HEALTH
303.415.7000
4747 Arapahoe Ave., Boulder, CO 80303 • bch.org
CASTLE ROCK ADVENTIST HOSPITAL
720.455.5000
2350 Meadows Blvd., Castle Rock, CO 80109 • castlerockhospital.org
CENTENNIAL HOSPITAL
303.699.3000
14200 E Arapahoe Rd., Centennial, CO 80112 • healthonecares.com
CHILDREN’S HOSPITAL
720.777.0123
13123 E. 16th Ave., Aurora, CO 80045 childrenscolorado.org
CHILDREN’S HOSPITAL NORTH CAMPUS
720.478.5000
469 CO-7, Broomfield, CO 80023 childrenscolorado.org
CRAIG HOSPITAL
303.789.8000
3425 S Clarkson St., Englewood, CO 80113 • craighospital.org
DENVER HEALTH
303.602.1590
777 Bannock St., Denver, CO 80204 denverhealth.org
GOOD SAMARITAN MEDICAL CENTER
303.689.4000
200 Exempla Cir., Lafayette, CO 80026 goodsamaritancolorado.org
LITTLETON ADVENTIST
HOSPITAL
303.730.8900
7700 S. Broadway, Littleton, CO 80122 mylittletonhospital.org
LONGMONT UNITED HOSPITAL
303.651.5111
1950 Mountain View Ave. Longmont, CO 80501 luhcares.org
LUTHERAN MEDICAL CENTER
303.425.4500
8300 W 38th Ave., Wheat Ridge, CO 80033 • sclhealth.org
NATIONAL JEWISH HEALTH
877.359.0396
1400 Jackson St., Denver, CO 80206 njhealth.org
NORTH SUBURBAN MEDICAL CENTER
303.451.7800
9191 Grant Street, Thornton, CO 80229 northsuburban.com
ORTHO COLORADO HOSPITAL
720.321.5000
11650 W 2nd Place, Lakewood, CO 80228 • orthocolorado.org
PARKER ADVENTIST HOSPITAL
303.269.4000
9395 Crown Crest Blvd., Parker, CO 80138 • parkerhospital.org
PORTER ADVENTIST HOSPITAL
303.778.1955
2525 S Downing St., Denver, CO 80210 centura.org
PRESBYTERIAN/ST. LUKES MEDICAL CENTER
720.754.6000
1719 E. 19th Ave., Denver, CO 80218 pslmc.Com
ROSE MEDICAL CENTER
303.320.2121
4567 E. 9th Ave., Denver, CO 80220 rosemed.com
SAINT JOSEPH HOSPITAL
303.812.2000
1375 E. 19th Ave., Denver, CO 80218 saintjosephdenver.org
SKY RIDGE MEDICAL CENTER
720.225.1000
10101 Ridgegate Pkwy., Lone Tree, CO 80124 • skyridgemedcenter.com
ST. ANTHONY HOSPITAL
720.321.0000
11600 W. 2nd Place, Lakewood, CO 80228 stanthonyhosp.org
ST. ANTHONY NORTH HOSPITAL
720.627.0000
14300 Orchard Pkwy., Westminster, CO 80023 • centura.org
SWEDISH MEDICAL CENTER
303.788.5000
501 E. Hampden Ave., Englewood, CO 80113 • swedishhospital.com
THE MEDICAL CENTER OF AURORA
303.695.2600
1501 S. Potomac Street, Aurora, CO 80012 • auroramed.com
COLORADO
DENVER METRO Cont.
UCHEALTH BROOMFIELD HOSPITAL
303.464.4500
11820 Destination Dr., Broomfield, CO 80021 • uchealth.org
UCHEALTH BROOMFIELD HOSPITAL
303.464.4500
11820 Destination Dr., Broomfield, CO 80021 • uchealth.org
UCHEALTH HIGHLANDS RANCH HOSPITAL
720.516.1000
1500 Park Central Dr. Highlands Ranch, CO 80129 uchealth.org
UC HEALTH LONGS PEAKHOSPITAL
720.718.7000
1750 E. Ken Pratt Blvd., Longmont, CO 80504 • uchealth.org
NORTHERN COLORADO
BANNER FORT COLLINS MEDICAL CENTER
970.821.4000
4700 Lady Moon Dr., Ft Collins, CO 80528 • bannerhealth.com
BANNER MCKEE MEDICAL CENTER
970.820.4640
2000 Boise Ave., Loveland, CO 80538 mckeeloveland.com
WASTE SYSTEMS INC. (Southern Colorado Springs) 719.390.5097 wastesysinc.com
ENERGY & GAS SERVICE:
ATMOS ENERGY
888.286.6700 atmosenergy.com
XCEL ENERGY
800.895.4999 xcelenergy.com
720.741.7245 solarips.com NAMASTE
303.447.0300 namastesolar.com APOLLO ENERGY
720.582.8258 harnessoursun.com COMPLETE ENERGY SOLUTIONS (Arvada)
888.947.8626 densolar.com SUNRUN
(Denver Metro)
720.464.6104 sunrun.com
CASCADE SOLAR & ELECTRIC
303.928.4123 cascadese.com
ROCKY MOUNTAIN
SERVICES (Denver Metro)
303.731.4098 GO GREEN ELECTRIC INC
303.731.5198 gogreenelectricinc.com
Count on First American Title.
Count on us for service.
First American Title’s professionals are proud to provide the title insurance that assures people’s home ownership. Backed by First American Title Insurance Company, your transaction will be expertly completed in accordance with state-specific underwriting standards and state and federal regulatory requirements.
Count on us for stability.
First American Title is the principal subsidiary of First American Financial Corporation, and one of the largest suppliers of title insurance services in the nation. With roots dating back to 1889, we’ve served families for generations.
Count on us for convenience.
First American Title has a direct office or agent near you. We also have an extensive network of offices and agents throughout the United States, and internationally.
Count on us to meet your needs.
First American Financial Corporation offers more than title insurance and escrow services through its subsidiaries. Our subsidiaries also provide property data, title plant records and images, home warranties, property and casualty insurance, and banking, trust and advisory services.
Scan the QR code to learn more about your local First American Title.
Benefits of using a professional REALTOR®.
Congratulations on your decision to buy a home! It’s a challenging project, and there are many ways a professional can help. Here are some of the many ways you may benefit from working with a REALTOR®:
Many more home choices.
Your REALTOR® has thousands of homes to choose from through the Multiple Listing Service (MLS), so you’re more likely to find the home that’s just right for you and find it quicker. In fact, a majority of the homes for sale are listed by REALTORS® and aren’t available to you unless you are working with a REALTOR®
A number of transactions “fall out.”
Unfortunately, it’s true. Some transactions fall apart before closing. An experienced REALTOR® may be able to resolve problems and see your transaction through to a successful closing.
Knowledge of new home subdivisions.
New home subdivisions will welcome you and your REALTOR®. If you’re interested in buying a new home, take your agent with you on your first visit to each subdivision. Your professional REALTOR® is an important source of information who can supply background on the builder, nearby subdivisions, and the local community.
It’s a major investment.
You use a professional for your legal, financial and health needs. Why gamble on what may be your biggest investment without a professional at your side?
Help with FSBO’s.
If you consider a “For Sale By Owner,” take your REALTOR® along to help negotiate the contract.
There is less liability.
You may have more protection from legal and financial liability, especially as real estate transactions become more complicated.
The paperwork.
Your experienced REALTOR® will negotiate and prepare the purchase contract for you and assist you throughout the escrow process.
Key professionals involved in your transaction.
REALTOR®
A REALTOR® is a licensed real estate agent and a member of the National Association of REALTORS®, a real estate trade association. REALTORS® also belong to their state and local Association of REALTORS®
Real Estate Agent
A real estate agent is licensed by the state to represent parties in the transfer of property. Every REALTOR® is a real estate agent, but not every real estate agent has the professional designation of a REALTORS®
Listing Agent
A key role of the listing agent or broker is to form a legal relationship with the homeowner to sell the property and place the property in the Multiple Listing Service.
Buyer’s Agent
A key role of the buyer’s agent or broker is to work with the buyer to locate a suitable property and negotiate a successful home purchase.
Multiple Listing Service (MLS)
The MLS is a database of properties listed for sale by REALTORS® who are members of the local Association of REALTORS®. Information on an MLS property is available to thousands of REALTORS®.
Title Company
These are the people who carry out the title search and examination, work with you to eliminate the title exceptions you are not willing to take subject to, and provide the policy of title insurance regarding title to the real property.
Escrow Officer
An escrow officer leads the facilitation of your escrow, including escrow instructions preparation, document preparation, funds disbursement, and more.
Your escrow professional may:
Open escrow and, if instructed to do so, deposit your good faith funds in a separate escrow account.
Order a title search to determine ownership and status of the subject real property.
Issue a preliminary report and begin the process of eliminating the title exceptions you and your lender are not willing to take title subject to.
Request payoff information for the seller’s loans, other liens, homeowner’s association fees, etc.
Coordinate with the buyer’s lender on the preparation of the Closing Disclosure (CD).
Prorate fees, such as real property taxes, per the contract, and prepare the settlement statement.
Set separate appointments allowing the seller and you to sign documents and deposit funds.
Review documents ensuring all conditions and legal requirements are fulfilled; request funds from lender.
When all funds are deposited, record documents with the County Recorder’s Office to transfer the subject real property to you.
After the recordation is confirmed, close escrow and disburse\funds, including seller’s proceeds, loan payoffs, etc.
Prepare and send final documents to all parties involved.
Terms you should know.
Appraisal
An estimate of value of property resulting from analysis of facts about the property; an opinion of value.
Annual Percentage Rate (APR)
The borrower’s costs of the loan term expressed as a rate. This is not their interest rate.
Beneficiary
The recipient of benefits, often from a deed of trust; usually the lender.
Closing Disclosure (CD)
Closing Disclosure form designed to provide disclosures that will be helpful to borrowers in understanding all of the costs of the transaction. This form will be given to the consumer three (3) business days before closing.
Close of Escrow
Generally the date the buyer becomes the legal owner and title insurance becomes effective.
Comparable Sales
Sales that have similar characteristics as the subject real property, used for analysis in the appraisal. Commonly called “comps.”
Consummation
Occurs when the borrower becomes contractually obligated to the creditor on the loan, not, for example, when the borrower becomes contractually obligated to a seller on a real estate transaction. The point in time when a borrower becomes contractually obligated to the creditor on the loan depends on applicable State law. Consummation is not the same as close of escrow or settlement.
Deed of Trust
An instrument used in many states in place of a mortgage.
Deed Restrictions
Limitations in the deed to a parcel of real property that dictate certain uses that may or may not be made of the real property.
Disbursement Date
The date the amounts are to be disbursed to a buyer and seller in a purchase transaction or the date funds are to be paid to the borrower or a third party in a transaction that is not a purchase transaction.
Earnest Money Deposit
Down payment made by a purchaser of real property as evidence of good faith; a deposit or partial payment.
Easement
A right, privilege or interest limited to a specific purpose that one party has in the land of another.
Endorsement
As to a title insurance policy, a rider or attachment forming a part of the insurance policy expanding or limiting coverage.
Hazard Insurance
Real estate insurance protecting against fire, some natural causes, vandalism, etc., depending upon the policy. Buyer often adds liability insurance and extended coverage for personal property.
Impounds
A trust type of account established by lenders for the accumulation of borrower’s funds to meet periodic payments of taxes, mortgage insurance premiums and/or future insurance policy premiums, required to protect their security.
Legal Description
A description of land recognized by law, based on government surveys, spelling out the exact boundaries of the entire parcel of land. It should so thoroughly identify a parcel of land that it cannot be confused with any other.
Lien
A form of encumbrance that usually makes a specific parcel of real property the security for the payment of a debt or discharge of an obligation. For example, judgments, taxes, mortgages, deeds of trust.
Loan Estimate (LE)
Form designed to provide disclosures that will be helpful to borrowers in understanding the key features, costs and risks of the mortgage loan for which they are applying. Initial disclosure to be given to the borrower three (3) business days after application.
Mortgage
The instrument by which real property is pledged as security for repayment of a loan.
PITI
A payment that includes principal, interest, taxes, and Insurance.
Power of Attorney
A written instrument whereby a principal gives authority to an agent. The agent acting under such a grant is sometimes called an “Attorney-in-Fact.”
Recording
Filing documents affecting real property with the appropriate government agency as a matter of public record.
Settlement statement
Provides a complete breakdown of costs involved in a real estate transaction.
TRID
TILA-RESPA Integrated Disclosures
Planning to sell.
A homeowner’s checklist to prepare your home.
So you’re planning to sell your home. You and your real estate broker have decided on a price, based on current market values, but your home may sell faster and bring a higher price if it shows well. Potential buyers will get the best impression if your home is clean, neat, uncluttered, in good repair, light, airy, fragrant, and quiet. This checklist will help you get your home ready to show.
Clean everything in you home.
Cleanliness signals to a buyer that the home has been well cared for and is most likely in good repair. A messy or dirty home will cause prospective buyers to notice every flaw.
Let the fresh air in.
Get rid of odors that may be unfamiliar or unpleasant. People are most often offended by odors from tobacco, pets, cooking, and musty or sour laundry. Fresh flowers and potpourri can be used to your advantage. Other smells that attract positive attention include fresh baked bread and cinnamon.
Painting your home.
There’s nothing that improves the value of a home for a lower cost than a fresh coat of paint. And it’s so often easier to paint a room than it is to scrub it. Stick with neutral colors - off-white is the safest. Be sure to avoid black, violet, and pink.
Keep the noise down.
Silence is a restful sound that offends no one. Turn off the TV and radio. Soft instrumental music is fine but avoid vocals. If necessary, close the windows to eliminate any street noise.
Unclutter your home before you show it.
Have a garage sale. Empty closets. Throw away what you can’t sell. The less “stuff” in and around a home, the roomier it will seem.
Fix anything that is broken.
This includes plumbing, electrical systems, switches, windows, TV antennas, screens, doors, and fences; if it can’t be fixed, replace it or get rid of it (no window screens are better than broken ones). A buyer will make a much lower offer if your house is in disrepair and will probably still insist that everything be fixed before taking occupancy. You’re better off if you leave potential buyers no reason to offer less than you are asking.
Send your pets away.
Send them away or secure them away from the house when prospective buyers are coming. You never know if people will be annoyed or intimidated by your pets or even allergic to them. And you never want a prospective buyer to have to avoid animal droppings.
Send the kids to Grandma’s.
Send them to Grandma’s or take them on a walk around the block. Children can be noisy and distracting to someone interested in looking at a home.
Make a great impression.
“Home
staging is no longer optional in this real estate market, it’s a must.”
- Barbara Corcoran
Staging Tips
Grab them from the Curb
Make It Sparkle
Pay Attention to Color and Light
Depersonalize
Spruce Up Your Curb Appeal
Clean, Clean, Clean
Declutter
Neutralize
Remove All Big Clunky Furniture
Consider Replacing Furnishings
Invest in New Artwork
Make Repairs
Apply a Fresh Coat of Paint
Don’t Forget the Floors Spring for New Light Fixtures
Don’t Take it Personally
Don’t Do Major Renovations
Don’t Think the House Will Sell Itself
Don’t Run Out and Purchase All
New Furniture
Don’t Be Afraid to Ask For Help
Top 5 Dos
Top 5 Don’ts
This checklist will help you get your home ready to show.
Exterior
Clean around service areas/trash cans
Haul away rubbish
Straighten woodpile
Repair leaky faucets
Clean up pet droppings
Paint or varnish doors
Polish door hardware
Make sure doorbell/knocker works
Paint or replace street numbers on house
Make sure septic tank is odor free
Clean oil stains from driveway/street
Patch/reseal driveway if necessary
Replace, repair, and/or paint any damages:
Plaster
Wood siding
Trim
Rain gutters
Shutters
Doors
Window frames
Glazing
Screens
Hardware
Fences/gates
Outdoor lighting
Landscaping
Mow/edge lawn regularly
Aerate/feed lawn
Overseed bare spots in lawn
Water lawn regularly
Remove/replace dead plants
Prune overgrown/diseased/damaged shrubs
Prune or remove shrubs/trees blocking view from windows (unless view is undesirable)
Stake up any sagging trees/shrubs
Keep flower beds free of weeds
Trim around base of trees/walls/fences
Repair or remove any broken or damaged
landscape accessories such as:
Fences
Walls gazebos
Fountains
Trellises
Planters
Other
Replace any broken stepping stones
Adjust any sprinkler system; repair any broken/leaky heads
Install fences or shrubs to hide any unsightly views
Clean/Wash
Siding
Windows
Screen
Outdoor BBQ
AC unit
Pool/Spa
Put Light Bulbs In
Porch lights
Carport Garage
Closets
Keep closets clean and free of clutter
Throw out or pack away non-essentials
Adjust/repair sliding doors
Lubricate sliding door hardware
Paint, if needed
All Rooms, Clean especially around:
Doors
Windows
Light switches
Baseboards
Chair rails
Wash lace curtains and have draperies
cleaned if necessary
Remove or pull back dark curtains
Lubricate window slides (soap for wood
silicon or a candle stump for metal)
Make sure doors open smoothly
Clean ceiling light fixtures
Check for cobwebs in all corners
Fix any scratches in wooden floors
Replace worn/broken flooring
Remove or replace worn carpet
Use area rugs where needed
Empty wastebaskets
Make the beds
Fluff the pillows
Kitchen
Keep dishes and food out of sight
Clean appliances
Clean range hood, including light bulbs
Clean behind appliances
Keep floor clean
Clean light fixture
Make sure all electrical outlets work
Eliminate cooking odors
Deodorize garbage disposal, dishwasher, and refrigerator
Repair faucets
Put fresh shelf paper in cabinets
Organize cupboards
Clean out under sink
Replace garbage disposal gasket to reduce noise
Bathroom, Keep them spotlessly clean:
Shine mirrors
Keep wastebaskets empty and clean
Clean out cabinets and remove nonessentials
Keep fresh, clean towels on towel racks
Clean shower door – if sliding door, keep track well lubricated
Remove soap residue, mildew and mold from sink/tub/shower
Remove stains from porcelain sink tub toilet
Replace torn/moldy shower curtain
Bathroom (continued)
Clean tile grout
Make sure toilet flushes properly –replace mechanism if necessary
Clean exhaust fan/heater – replace if broken or noisy
Garage/Carport/Shed
Install 100-watt light bulb
Keep area clean/uncluttered
Hang up/put away tools
Clear away any cobwebs
Remove oil/paint stains from floor
Adjust tension rod to eliminate sag from overhead garage door
Lubricate/adjust/repair garage door opener
Paint if needed
Laundry Area
Clean out area behind washer/dryer
Eliminate any mildew odors
Basement
Eliminate any signs of dampness
Check for and eliminate cracks
Heating/Air Conditioning Unit
Vacuum
Replace filter
Clean intake vent
Remove any stored items
Make sure the temperature in your home is comfortable – keep it cooler in the summer and warmer in the winter. If it’s cooler outside and you have a fireplace, a nice fire will make your home seem cozy and inviting.
Provide an exhaustive written list of the features of your home.
Know the distance to schools and shopping centers.
Refer any prospect that calls or comes by to your broker for pre-screening and pre-qualification as well as for your own safety.
Tell your real estate agent all about the home-good and bad. Let the professional decide how to handle negatives and features or highlight the positives.
The life of an escrow.
Chooses a Real Estate Agent
Gets pre-approval letter from Lender and provides to Real Estate Agent.
Makes offer to purchase. Upon acceptance, opens escrow and deposits earnest money.
Finalizes loan application with Lender. Receives a Loan Estimate from Lender.
Completes and returns opening package from First American Title.
Schedules inspections and evaluates findings. Reviews title commitment/preliminary report.
Provides all requested paperwork to Lender (bank statements, tax returns, etc.) All invoices and final approvals should be to the lender no later than 10 days prior to loan consummation.
Lender (or Escrow Officer) prepares CD and delivers to Buyer at least 3 days prior to loan consummation.
Escrow officer or real estate agent contacts the buyer to schedule signing appointment.
Documents are recorded and the keys are delivered!
Accepts Buyer’s offer to purchase.
Completes and returns opening package from First American Title, including information such as forwarding address, payoff lender contact information and loan numbers.
Orders any work for inspections and/or repairs to be done as required by the purchase agreement.
Escrow officer or real estate agent contacts the seller to schedule signing appointment.
Documents are recorded and all proceeds from sale are received.
Upon receipt of order and earnest money deposit, orders title examination.
Requests necessary information from buyers and sellers via opening packages.
Reviews title commitment/ preliminary report.
Upon receipt of opening packages, orders demands for payoffs. Contacts buyer or seller when additional information is required for the title commitment/ preliminary report.
All demands, invoices, and fees must be collected and sent to lender at least 10 days prior to loan consummation.
Coordinates with lender on the preparation of the CD.
Reviews all documents, demands, and instructions and prepares settlement statements and any other required documents.
Schedules signing appointment and informs buyer of funds due at settlement.
Once loan is consummated, sends funding package to lender for review.
Prepares recording instructions and submits docs for recording.
Documents are recorded and funds are disbursed. Issues final settlement statement.
Accepts Buyer’s application and begins the qualification process. Provides Buyer with Loan Estimate.
Orders and reviews title commitment / preliminary report, property appraisal, credit report, employment and funds verification.
Collects information such as title commitment / preliminary report, appraisal, credit report, employment and funds verification. Reviews and requests additional information for final loan approval.
Underwriting reviews loan package for approval.
Coordinates with Escrow Officer on the preparation of the Closing Disclosure, which is delivered to Buyer at least 3 days prior to loan consummation.
Delivers loan documents to escrow.
Upon review of signed loan documents, authorizes loan funding.
The Buyer
The Escrow Officer
Chooses a Real Estate Agent
The Seller
The Lender
The Closing Process
We know the home buying process can be confusing. Let’s walk through a brief explanation of what happens after you sign the contract.
The signed contract and earnest money are delivered to the settlement agent (note: the title company often acts as the settlement agent). Now the title order begins and information such as taxes, loan payoffs, lien search, and other information is collected.
The title search will determine the legal owner of the property and any outstanding liens and/or assessments. This search is critical to making sure the property will transfer legally to the buyer.
Over the next few weeks the following will occur: inspections, repairs (if necessary), payoffs obtained from current lenders, HOA’s, lienholders, ect, and loan document preparation. It is important the buyers and sellers are responsive to requests for paperwork and information.
Once the invoices, payoffs, statements, and loan documents are received, the settlement statement is prepared. This document includes the closing calculations and is used to inform the buyer and seller of their bottom line figures.
The closing paperwork must then be signed by the buyer and the seller. This will include documents such as the deed, settlement statement, loan documents (if applicable), and others.
All payees, including the seller, payoff lenders, real estate professionals, and others are paid according to the settlement statement.
The final documents, including the deed and loan instrument, are sent to the county recorder’s office for recordation. After recording, the deed will be sent to the buyer. The title insurance policy is sent to the buyer and the lender.
Understanding title insurance.
The title industry and title insurance in brief.
Prior to the development of the title industry in the late 1800s, a home-buyer received a grantor’s warranty, attorney’s title opinion, or abstractor’s certificate as assurance of home ownership. The buyer relied on the financial integrity of the grantor, attorney, or abstractor for protection. Today, homebuyers look primarily to title insurance to provide this protection. Title insurance companies are regulated by state statute. They are required to post financial guarantees to ensure that any claims will be paid in a timely fashion. They also must maintain their own “title plants” which house duplicates of recorded deeds, mortgages, plats, and other pertinent county property records.
What is title insurance?
Title insurance provides coverage for certain losses due to defects in the title that, for the most part, occurred prior to your ownership. Title insurance protects against defects such as prior fraud or forgery that might go undetected until after closing and possibly jeopardize your ownership and investment.
Why is title insurance needed?
Title insurance insures buyers against the risk that they did not acquire marketable title from the seller. It is primarily designed to reduce risk or loss caused by defects in title from the past. A loan policy of title insurance protects the interest of the mortgage lender, while an owner’s policy protects the equity of you, the buyer, for as long as you or your heirs (in certain policies) own the real property.
When is the premium due?
You pay for your owner’s title insurance policy only once, at the close of escrow. Who pays for the owner’s policy and loan policy varies depending on local customs.
How title insurance differs.
Unlike other forms of insurance, title insurance emphasizes loss prevention for the insured. Title professionals perform labor-intensive work to find and address title issues that could threaten your homeownership. This upfront analysis gives you, as a policy holder, the peace of mind that your title risk has been effectively reduced. In contrast, insurance based on loss assumption (such as auto or property and casualty insurance) requires little upfront work because claims cannot be predicted or prevented, and premium funds are needed only in the event of an accident or other covered issue. These types of insurance also require annual coverage payments, unlike title insurance which is paid for only once upon the purchase of your home or establishment of a new mortgage.
The importance of title protection.
There are many title issues that could cause you to lose your real property or your mortgage investment. Even the most careful search of public records may not disclose the most dangerous threat: hidden risks. These issues may not be uncovered until years later. Without title insurance from a reputable and financially solvent company, the ownership of your home could be jeopardized.
Here are some examples of title issues that may occur:
Deeds by persons supposedly single, but secretly married.
Deeds in lieu of foreclosure given under duress
Marital rights of spouse purportedly, but not legally, divorced.
Impersonation of the true owner of the land.
Deeds by minors.
Deeds by persons of unsound mind.
Deeds to or from defunct corporations.
Defective acknowledgments by notaries.
Duress in execution of instruments.
Erroneous reports furnished by tax officials.
Forged deeds, releases, etc.
Mistakes in recording legal documents.
Surviving children omitted from will.
Administration of estate of persons absent but not deceased.
Birth or adoption of children after date of will.
Claims of creditors against real property sold by heirs or devisees.
Deed of community property recited to be separate property.
Deeds by foreign parties.
Seller’s Checklist
Prior to Closing:
Provide title company with current loan information so a payoff statement can be ordered from your lender. You will need to provide your Social Security Number and you may be required to sign a form authorizing your lender to provide the payoff to First American Title.
Complete a Confidential Information Statement if you have a common surname. Provide documentation of any change in marital status (divorce, marriage, death) during current ownership. If the property is inherited we will need a copy of the probated will.
Have your Power of Attorney approved prior to closing in the event you will not be present to sign documents.
Required at Closing:
Driver’s License Social Security Number
Bring extra house keys, garage door openers, warranties or operational manuals for appliances (heating, AC, stove, etc.) or let your real estate professional know where in the house they are located.
Avoiding Closing Delays:
Lenders and title insurers may require single owners who have married to have their spouse sign paperwork or a deed at closing. Discuss this with your escrow officer early in the transaction. The Confidential Information Statement should be completed and returned promptly. It will help clarify the identity of the actual person or persons named on judgments in the title search.
After Closing:
Cancel your homeowner’s insurance if you are moving from the property at closing. If you are remaining at the property after closing, you should notify your agent of this change.
Make sure your lender has your forwarding address. The lender will refund monies left in your escrow/impound account and send final paperwork regarding the paid loan.
Keep your final settlement statement with tax documents. You will need it when filing taxes.
Moving Address Change Checklist
Here’s a list of people, businesses and organizations who will need to know you’ve moved to a new location.
The Essentials:
Request a “Change of Address” form at a USPS post office
Friends and family
Financial Institutions:
Banks and credit unions
Credit card companies (including department store cards)
Lenders (mortgage, home equity, auto, student loan)
