NOTE: The numbers I have in here will not be accurate to the day you are doing the DEMO. Review numbers and make corrections. Do not just read the numbers from the script.
Settings - Reset Account - Checking/Savings Method
Funds Transfers: Fund Transfers are the teeth of the Money Max Account Program. They are automatically generated prompts to send additional money to principle towards specific and strategically identified debts. These are not random numbers. As we will see these numbers will change, corresponding to the John and Rebecca's use of the program and specific situations as we go through our demonstration.
Settings: Manage tags - categories -profile - notifications - Program Focus Settings (override Automatic)
Preferences: Emergency Fund Here you can choose the aggressiveness of your debt elimination strategy through your Emergency Fund.
Banking Strategy: Change to Line of Credit - HELOC
Back to Action Plan
Numbers: 9.3 years - $69,377.87 - $167,021.75
Funds Transfers: 8/1/2017 - Savings - HELOC - $3,157.52
8/1/2017 - HELOC - VISA - $2,000.00
8/1/2017 - HELOC - 1st Mortgage - $4,419.14
We are going to track these numbers throughout the presentation to gain a better understanding of how the program reacts to John and Rebecca's particular situation.
Execute an Entire Month:
Select Month - Select final Transaction for all
Select Categories
Unselect - Food and Dining - Adjust to $200.00
Execute Food and Dining Stays in Place adjusted to $200.00
Execute - Food and Dining - Select Final Transaction Execute next month to bring us current.
Budget Overview Accounts Overview Report - Budget - Select This Year
Back to Action Plan
Numbers:
9.1. years - $67,072.08 - $167,190.51
Funds Transfers: 10/15/2017 - HELOC - Savings $4.24 10/15/2017 -HELOC - 1st Mortgage - $1,989.26
The Pay Raise: Budget - Edit Income - Bi-Weekly - $1,210.18
26 paychecks instead of 24 and a $10.18 raise - Now a salary employee Save
With a small pay increase like this without the program in place, this would typically just represent some additional spending opportunities on the part of John and Rebecca. But, look at the impact of this small pay raise. It forces you to look at your money differently.
Back To Action Plan
Numbers:
8.1 Years - $59,490.90 - $174,757.95 - Actual - $27,634.65
Funds Transfers:
10/5/2017 - HELOC - Savings - $4.24
10/5/2017 - $2,406.15
Notice the funds transfers have moved up in the month from the 15th to the 5th and take special notice of the 1st Mortgage Funds Transfer; It has increased to $2,406.15 from $1,989.26. This is directing John and Rebecca that the pay raise was not that insignificant.
We compare the Money Max Account to a Financial Navigational GPS. How many of you have used a navigational GPS for your car when traveling? We use that technology because: It gives us step by step directions how to get from point A to point B the most efficient way possible. If we make a wrong turn or detour or there is a road closure the navigational GPS automatically begins to correct our course, attempting to give us the next quickest route to point B. So what does that mean? It means that a navigational GPS has the ability initially to "lead" you on the quickest path to point B, but in the event of an unforeseen variable introduced into your trip, the GPS now has the ability to "follow" you and provide accurate course correction. This is the same with the Money Max Account Program. The visual prompts lead you initially, but in the event of unforeseen variables introduced into your Journey to Debt Freedom, Lane - loss of a pay check, repairs, injury or win falls the program will begin to follow you.
Numbers: 8.1 Years - $59,490.90 - $174,757.95 - Actual - $27,634.65
Funds Transfers: 10/5/2017 - HELOC - Savings - $4.24 10/5/2017 - $2,406.15
Loss of a Paycheck:
From Action Plan
Select John's Paycheck - Execute $1.00
Final Transaction
Remember John and Rebecca only have $990.40 in Discretionary Income. This means not only will this loss of a check represent the loss of all discretionary
income for this month, but it also dips $309.00 into the money they need just to pay their earmarked financial obligations. In the real world without the program anyone would be in panic. They would be wondering where to borrow from Peter to pay Paul or, at the very least reducing some other budget just to get by. Or possibly, in fact over overspending. Let's see what happens here.
Numbers: 8.2 years - $60,321.98 - $173,926.87 - Actual - $27,634.69
The program is not just looking at the loss of the paycheck; it's looking at the whole big picture of 8.2 years down the road and what they have in place to keep things going. It only added one month and $831.08 to the total interest remaining. It is not arbitrary - It did not add back in just the paycheck amount like most programs, it calculated the actual interest increase from last month with the new variable. The program is saying: "Don't panic I've got this."
Funds Transfers:
10/19/2017 - HELOC - Savings - $4.24
10/19/2017 - HELOC - 1st Mortgage - $2,913.38
Notice the Funds Transfers were pushed out later in the month and 1st Mortgage transfer was actually increased by $507.23 from $2,406.15 to $2,913.38. Would any of you thought to increase a funds transfer with the loss of a paycheck? How many of you in reality would have even made a transfer that month to principle. Is this something you would do on your own without this dynamic program?
Numbers: 8.2 years - $60,321.98 - $173,926.87 - Actual - $27,634.69
Funds Transfers:
10/19/2017 - HELOC - Savings - $4.24
10/19/2017 - HELOC - 1st Mortgage - $2,913.38
True Cost:
Add New Action - Withdrawal - From - HELOC - Polaris - ATV - Keep Date$8,000.00 - Category - Shopping - Hobbies
Save Numbers: 8.6 years - $65,682.92 - $168,565.93 - Actual - $27,634.69
Funds Transfers: Have been removed
Select True Cost - Indentify new purchase line
The True Cost is: $14,932.96This means by making this purchase and not devoting that $8,000.00 for the Polaris purchase to debt elimination it will add an additional $6,932.68 to John and Rebecca's over all journey to Debt Freedom, Lane. many people say: "With that feature I would never make another purchaseI'm not showing that to my wife." The reality is that you will still make purchases as life goes on, but with the program you can see the impact of unnecessary and necessary purchases in advance. It gives you a more clear perspective on how your spending effects your end goal. Getting out of debt and accumulation of wealth.
We talk about the accumulation of wealth with this program. So, let's look at an example of that.
Investment Property:
Accounts - Add New Account - Mortgage - Investment Property - ABC Mortgage Account Detail - Payment date - November 1, 2017
Advanced - 200,000.00 - 360 - Statement date - 10/2/2017 - Paid From - Checking Show in Accounts
Back to Action Plan
Identify Line item in November
Numbers:
23.1 years - $365,473.03 - $100,452.88 - Actual - $27,634.69
Funds Transfers: Have been removed That doesn't look super impressive, but that's two properties in less time than it would have taken them to just pay off the mortgage and other debts they started with
Renter: What if John and Rebecca placed a renter in that property? What would that look like?
Budget - Edit Income - Add Income - Rental Income - Category - Rental Income1400.00 - Next date - November 1, 2017 - Save
Show Rental Income
Back to Action Plan
Show Line item for Rental income
Wow...Now that's impressive. With a renter the new numbers are:
Numbers: 11.7 years - $170,821.58 - $295,104.32 - Actual - $27,634.69
Funds Transfers: Have been removed
Now I want to show you one last thing but, before I do I want you to know that there many other features of the program we have not even discussed and we don't have the time to do so right now.
Could John and Rebecca become millionaires using this program? Could they do that in less time than it would have taken them to pay off their original debt?
I must make some disclaimers before I show this example: We are not saying to use the program to truly accumulate wealth in this fashion. The example I am
going to show does not take into account time value of money. It does not take into account investment earnings through outside sources and available opportunities outside of the program. I am using a savings account in the program and representing a 4.35% rate of return. We all know there is not a savings account available with that type of return. However, my own 401K has had an average rate of return of between 5 & 9% over the last 5 years. Again just an example of the power of the program. The program does not perform aggregates on investments and is not programmed to handle investment accounts. Its primary function is debt elimination. However, the example of the Investment Property is actually and can be loaded and processed by the program. I just want to make a point about the program and how money flows through it.
So with that being said: Millionaire Settings - Preferences - Emergency Fund - Other -1000000.00 - Save
Back to Action Plan
Numbers: 27.2 - $$451,622.42 - $414,303.49 - Actual - $27,634.69 Funds Transfers: Have been removed
Notice the amount of money that has increased in the Interest Remaining column. This is giving a representation only through the program, the additional interest the Jones' would pay if they used this program for this purpose. we do not suggest you use the program in this fashion for wealth accumulation. However, the program is effective in establishing an emergency fund for our users.
In this demonstration you have witnessed the power, versatility and ease of use of the program. We find that our average client out performs their initial free analysis. We also offer a limited guarantee with the program. We are the originators of this concept and the creators of this program starting in 2005. There is no other program on the market today that even compares to The
Money Max Account Program or that offers this type of consumer - program interaction, world class customer support for life and a reputation that always delivers.
Take the time to investigate this powerful program and how it will benefit your individual financial situation and future financial legacy. We make no bones about it; It's time to stop playing the banks game and bank like a bank. We are on a mission to buy America back one family at a time!
Get with the United Financial Freedom Independent Agent that invited you to this presentation and let them run your free analysis today. Time is Money. You can also feel free to contact our office at (877) 576-5563 or email us at support@UFinancialfreedom.com . Take control of your financial future and get started today.