How to buy Laptop on EMI in Nepal? Fatafat Sewa's NO COST EMI option is designed to make high-end products easily accessible to you without straining your budget. You can shop onlinе with us for sеlеct mobilеs, laptops, largе and small appliancеs, furniturе, еlеctronics, and watchеs without worrying about it. So, if you'vе had your еyе on a product for a whilе, it's time to take a closer look. You may bе еligiblе for an EMI plan that suits your nееds.
How EMI works? Monthly EMI is calculated as per the approved finance amount: For example, if approved amount is Rs 30,000/Monthly EMI = Total approved amount / duration (in Month) For 6 Month -> Rs 30,000/- / 6 Month = Rs 5000/- per Month For 12 Month -> Rs 30,000/- / 12 Month = Rs 2500/- per Month For 18 Month -> Rs 30,000/- / 18 Month = Rs 1666.66/- per Month
Who are eligible for applying EMI? EMI is only applicable for purchase above NPR 15000. To buy a laptop on EMI, applicants need to be of legal age, provide valid identification such as a Citizenship certificate or Voter’s ID, reveal a steady source of income through a valid salary sheet, have an active bank account, and may undergo a credit check. Some EMI schemes may also require a down payment. Specific requirements may vary among different EMI providers. Passport-size photos are mandatory and certain EMI schemes may require applicants to have a credit card from the partner banks. No documentation is required if you have a credit card. If you don't have one, Fatafat Sewa offers two different forms of EMI services. Personal EMI Service is the second option after Corporate EMI Service. The Corporate EMI Service requires your • • • • •
Company registration documents Bank statements A memorandum of association (MoA), is a document that shows the characteristic of the company. Article of Association (AoA), the document that outlines the board of directors' duties and the company's charter. Tax Clearance document (Last year)