FA R M L A B O R I N F O R M AT I O N B U L L E T I N
Voice of the Fields California
September 20, 2012
FREE
The Affordable Care Act and Community Health Centers
T
he healthcare reform, known as the Affordable Care Act (ACA) is on its way to being fully implemented. By 2014 all parts of the law will be in effect. As many as 23 million people will receive health insurance coverage under the ACA, and an additional 16 million people will have the opportunity to enroll in Medicaid. By 2014, the ACA will provide real relief to American families. An important part of the new law is called the individual mandate. This will require every United States’ citizen or resident to purchase health insurance. The idea behind this mandate is to have everyone participate in the health system. Immigrants who are living and working legally in the United States will be required to participate in the health insurance mandate. Undocumented people are exempted from this mandate. Here is a brief description of how the mandate works: If you have insurance- either through your employer or through a plan you purchased outside of workyou do not have to pay a penalty or worry about the mandate because you are already covered. If you do not
have health insurance now, starting in 2014, you will need to get it or face paying a tax penalty. If you fall into the uninsured group, there will be new ways to make it easier for you to find and pay for health coverage. Lowerincome and many middle-class families will be eligible for subsidies to help pay for insurance costs starting in 2014. The Affordable Care Act will help American families who are uninsured today by providing them with affordable options. Through tax credits given to families to buy insurance, and an expansion of Medicaid, new coverage options will be provided to families who could not afford health insurance before. The ACA will make the Medicaid program available to those families who are at or below the Federal poverty level (for a family of four, that’s $30,000 a year). Families
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who make more money than this will benefit from the new tax credits to help them afford healthcare coverage. The Affordable Care Act will improve the way doctors and hospitals provide care to their patients, because they will be able to provide preventative services, as well as more information about new drugs and treatments. In addition, the Affordable Care Act will promote transparency, accountability, and competition among health insurance companies by implementing new standards they must follow when setting their prices. There’s also an added safety net for all Americans, insured and uninsured. Starting in 2014, insurance companies will not be able to deny coverage for medical treatment, nor can they charge more to people with health problems. Because finding insurance can be
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