Home Buyer Guide

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THANK YOU FOR YOUR TRUST

In our experience, a home isn’t a dream home because of its room dimensions. It’s about how you feel when you walk through the front door, and the way you can instantly envision your life unfolding there.

This is about more than real estate. It’s about your life and your dreams.

We understand you are looking for a new home, and we want to be the real estate professionals to help you. We work with each of our clients individually, taking the time to understand their unique needs and lifestyle.

We love matching our clients with the home they have always imagined. It’s incredibly fulfilling to know we are helping you open a new chapter of your life, That’s why we work so hard to not only find that perfect home, but also to handle every last detail of the purchase process, from negotiating the terms of the sale to recommending moving companies.

This package contains helpful information for home buyers, including an overview of the entire purchase process, answers to frequently asked questions, and fact sheets to help us discover the home and neighborhood characteristics most important to you.

Sincerely,

Deborah Dickson

BUYER PROCESS

Interlinc

Robert Baugh

Progress Bank Tammy Parvin Bancorp South Lisa Blake Trustmark Joe Sutton

To learn more about the buying process, visit The Dickson Group on YouTube

DISCUSS HOME TOUR

y Consultation to assess your needs

y Get pre-qualified for mortgage

y Get set up for listing alerts

y Keep notes

y Remember your top 3 wants

y Drive neighborhoods & attend open houses

y Get paperwork to iender so you are ready to go when you find YOUR home

HOW TO WIN IN MULTIPLE OFFER SITUATIONS

When you work with The Dickson Group, you will have a top-notch, highly trained agent on your side who will work hard to set you up for success and achieve your real estate goals. When it’s time to write an ofer, your agent will research recent sales in the area, help you strategize how to make a strong ofer that will get accepted and continue to educate and consult with you throughout the process. Depending on the market of the moment and what’s going on with supply and demand, your agent will strive to get you the best deal, and ultimately, your new home.

y Submit offer with your agent

y Offer price

y Earnest money deposit

y Closing date

y Other conditions

y Pre-approval letter

y Buyer letter to seller

y Review and sign disclosures

y Contract delivered to title Company to begin title review

y Contract delivered to lender to secure rate lock and Start financing process

The best way to win the seller over is to be a qualifed buyer with convenient and reasonable terms, based on the current market. This means that, if you are obtaining a mortgage, you will already have a letter from a reputable lender stating you are able to purchase at the listing price or possibly even above. Your agent will also help you write a strong ofer which allows enough time for the closing, to include inspections, the loan and title process and the sellers moving, without stress. In our current market, the pending period is around 35-40 days.

The Dickson Group, as a team, has systems and checklists in place to ensure no contract terms or timelines are missed. Your agent will communicate

with the seller’s agent to fnd out what terms are best and will help you win the property. We have years of experience in developing strong working relationships with our cooperating agents, therefore helping our clients’ ofers to get accepted.

There are many negotiation techniques that can be utilized and typically vary depending on the situation. Your agent will work with you to think outside of the box, while using their expertise and experience in order to help you win your perfect home!

WE CAN’T WAIT TO HELP YOU FIND YOUR NEXT HOME!

BUYER PROCESS (CONT’D)

HOME INSPECTION

y To be completed within 10 days of the Time Reference Date

y We will help you coordinate and attend with you

y Typical inspections: EMP (Electrical, Mechanical, Plumbing), Structural Engineer,Termite / Wood Rot, Roof, Sprinkler, Pool

TREATMENTS,

y Complete RFR with any items that are of concern and not in “normal working order”

y Renegotiation of terms

y Seller can agree or counter offer list

y If not agreed upon, contract is terminated and earnest money is returned

PRECLOSING

CLOSING DAY HOME OWNERSHIP

y Set up Utilities for day of closing

y Submits change of address to USPS

y Confirrm move with moving Company

y Review closing costs with lender

y Receive and approve Closing Disclosure

y Wire down payment to title Company

y Clear to close!

y Perform final walk through, if haven’t already

y Attend closing at title Company

y Bring drivers license or picture ID

y Sign loan and title documents

y Receive keys and garage door openers

y Charitable donation made in your name

y Did we fulfill Our Promise?

y Celebrate and move in!

y

y Call anytime for anything!

y Stay in touch!

WELCOME HOME

Follow The Dickson Group on Facebook and Instagram

YOU BENEFIT FROM THE DICKSON WAY

In this market, it takes a proactive and aggressive approach to find you the best home at the best price. The Multiple Listing Service Website provides up-to-date information for every home on the market. Based on the criteria that is important to you, we will set up your search. You will receive email notifications when new listings match your criteria. This Website is the most accurate way to search for homes.

The reason why more buyers choose to work with us than any other agent, is that we go above and beyond the MLS to find our clients the best deals.

DATABASE

We have a database of over 5,000 clients who we actively keep in communication with and have many clients who, with the right buyer, would be happy to seil their home without having to go through the hassle of putting their home on the market.

DOOR KNOCKING/POSTCARDS

One of the best ways we find our clients a great home not yet on the market is we door knock or send postcards to neighborhoods that our buyers would like to live. We meet potential sellers this way, or a neighbor who knows of someone that would like to seil their home.

PHONE CALLS/TEXTS

Similar to door knocking, once you, as the buyer, identify the area you want to live in, we will call through the neighborhoods looking for potential sellers.

SOCIAL MEDIA AND REFERRAL NETWORKS

We are very active on social media and when we have a client with a specific need, we will reach out to our online friends and our referral network of over 1,000 local realtors to find a home that matches your needs.

EXPIRED, CANCELLED, WITHDRAWN LISTINGS

These are homes that were on the market at some point in the past 3 years and, for whatever reason, did not seil. Often times these sellers would still like to seil their home without having to put it back on the market.

LISTING PIPELINE

Because we help lots of families, we have a pipeline of listings that have not hit the market yet. We will share your wants and needs as a team to see if any of those homes are a fit for you, before they are listed and open to the public.

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Giving Back to our Community

Giving back to our Community feels good. When you work with The Dickson Group you allow us to give back to the Community we love. After we help you get to the closing table, we will donate to our favorite local non-profits. Our goal at The Dickson Group is to make a difference in our Community through developing our youth through education, training, mentorship programs and scholarships. Our goal is to give back annually $10,000 to the Huntsville area charities.

A few charities we have donated to over the years

A few charities we have donated to over the years

WHAT OUR CLIENTS ARE SAYING

The Dickson Group handled our purchase flawlessly from finding house options to handing us the keys for our new home. Wonderful communication and purchase experience!

Michael Grissom

The Dickson Group is one of the sweetest teams I have ever worked with! The Dickson Group is very knowledgeable in the house market and seems to know just about everyone. They constantly check in and make sure you are comfortable with everything with your home and wanted to make sure that what I was getting was the best possible product. I would recommend The Dickson Group to anyone who wants a team that is professional, kind, and knowledgeable.

Tyler Lokken

I dealt with The Dickson Group on a recent new construction. The Dickson Group was amazing! They responded to

questions at all times of the day and night.

We are truly grateful for all you do for us. You never promised anything you could not deliver and were always responsive to our questions and requests for information. Because we trust God, we also trust in those He sends to us. I remember when we first met and immediately felt a connection. As our home search continued over several months, you never lost faith in finding us a home. I can honestly say we learned from you in this process and found a way to secure a home in this market at a price we can live with. We are indebted to you for saving us thousands of dollars on the offer because you earned our trust. So thank you very much! We will not forget what you have done for us. Thank you for everything.

Rob and Reina Wentz

The Dickson Group handled our purchase flawlessly from finding house options to handing us the keys for

our new home. Wonderful communication and purchase experience!

Sean Currie

I can’t say enough great things about The Dickson Group! They were so sweet and easy to work with. The Dickson Group was quick to respond to any question or concerns we had throughout the entire process of building our home. The Dickson Group was so helpful and knowledgeable which made our experience stress free. The Dickson Group is truly wonderful!

Ben Clark

The Dickson Group did a great job helping us fit our dream home into our budget. They are organized and stay on top of things. I highly recommend The Dickson Group!

Mike Ricci

OUR PROMISE TO you

OUR mission

Is to deliver our Promise and provide the highest quality client experience with warmth and friendliness. We have a learning-based culture that is dedicated to giving back to our clients and the community. We are committed to support our local business partners.

OUR promise

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To ensure a smooth and seamless transaction from start to finish.

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To exceed expectations by being solution based.

□ To make every effort to be proactive and limit surprises.

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To provide exceptional service by being honest, loyal, understanding, and attentive.

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To guarantee each client receives such an outstanding experience that they always think of and recommend The Dickson Group to friends and family for any real estate needs.

OUR values

Family, Community, and Business

We are committed full-time, to represent our clients with uncompromising integrity, honesty, professionalism, and confidentiality. All while delivering a level of customer service unequaled in our community. Our responsiveness, reliability and attention to detail, result in client relationships for life. We are devoted to enhancing the communities in which we live and work, and believe in the spirit of giving back, to those who need our help. Persist without exception. Family-LifeWork Harmony.

Thank you for your trust and commitment. We are honored to work with you.

local charities, and those in need.

We help you have a smooth and seamless real estate transaction.

We give back to our communities through local businesses,

We live an abundant life by being learning based, having a positive mindset and sharing our passion.

We have fun.

www. .com D i c k s o n G r o u p R e a l E s t a t e L e g e n d R e a l t y , 3 5 0 8 M e m o r i a l P k w y S W , H u n t s v i l l e , A L 3 5 8 0 1