2025 TDG Buying Guide (1)

T h e D a v e n p o r t G r o u p P r e s e n t s Yo u r :

2025

WELCOME! We realize that you have a choice when hiring an agent to help you sell your home and we truly appreciate the

opportunity

to

present

The

Davenport Group's proven approach and the results we’ve achieved for our clients. Included in the following pages is an overview of the services and marketing that we offer when we work together to sell your home.

Please take a moment to go through this package and, as always, let us know if you have any questions at all!

Regardless of the price of your home when you hire us for all of your realty needs, both you - and your home will be prepared for a successful sale.

Warm Regards,

The Davenport Group

OUR MISSION: We are a team of extraordinary people with the deep fundamental belief that the phenomenal service we give our clients will always be the foundation that our growth is built upon. We will never succeed without the consistent satisfaction of our clients. We can & we will!

OUR PROMISE TO YOU: Our promise is to deliver the best service imaginable for every single one of our clients. We promise to focus on your individual needs in order to ensure the best possible outcome. We will be proactive in anticipating potential challenges and minimizing any surprises. The Davenport Group is focused on making this a five star experience that exceeds all expectations.

OPEN HEARTS, OPEN DOORS Here at The Davenport Group, we are passionate about giving back to the community, especially those less fortunate, which is why we created “Open Hearts, Open Doors”.

The Davenport Group has the trust, honor and privilege of helping clients, like you, purchase their homes. We should never take for granted the amazing feeling of having a home, having a warm and safe space, where we can be ourselves with the ones we love, where we laugh until we cry (and maybe pee a little). A place where we get to cook huge meals; then overeat and pass out on the couch, or where we order delivery because we just can’t look at the stove right now. A home where we make memories that will last our entire lives and we tell stories about things that happened between four walls and a roof. Four walls and a roof…such a simple thing that we all too often take for granted.

There are too many amazing human beings that share this Earth with us that would never take a home for granted, because they do not have one. They do not have such a simple thing as four walls and a roof. They do not have a place of their own where they can be safe or warm. A place where they can lay down at night with the comfort of a soft bed and a warm blanket. They fight the cold, the rain, the shame, and the hunger that comes without having a home everyday. And for those strong and humble people, we at The Davenport Group make it part of our mission to help them. We collect donations throughout the year and work hand in hand with local charities to help those of us that can not say “we have a home” until they are able to say they have one.

ENDORSED LOCAL P R OV I D E R S Endorsed local providers outperform other agents in the three most impor tant factors of the home-buying process:

140%

230%

300%

at finding and closing homes

customer satisfaction

home closings

FASTER

HIGHER

MORE

T H E D AV E N P O R T G R O U P ' S P R OV E N H I S T O R Y #1 overall producing agent at Keller Williams Realty Partners To p 1 0 p r o d u c i n g a g e n t i n t h e e n t i r e S o u t h e a s t region # 5 To p L u x u r y A g e n t i n t h e S o u t h e a s t r e g i o n Circle of Excellence Lifetime Member Designated Millionaire Real Estate Agent Status Shooting Star Designation Centurion, Diamond, Ruby & Emerald Awards Over 2,000 families helped

Scan to read what others have said about their experience with us, so you can feel assured you are making the right choice when you hire us!!

T H E D AV E N P O R T G R O U P GOOGLE REVIEWS 4.8 Rating of 94 reviews

The ladies at The Davenport Group were fantastic. Everyone we spoke/worked with was knowledgeable, friendly, and helpful with our many questions. Rachel worked very hard making thorough videos for us to narrow down our search from out of state. Daisy was great at sending us property listings to consider that met our desired criteria. The team spent time and effort getting to know our likes and dislikes to find us the best cabin available within our price range. Our closing with Gina went very smoothly. Overall The Davenport Group made our home buying experience less stressful and more enjoyable. Thanks guys!

Elite Team! We were on the buying side of table years ago when we purchased our home and were so impressed with Rachel and Joseph that when we wanted to sell our home we contacted The Davenport Group! Exceeded expectations every step of the way. Outstanding communication and follow up from Rachel, Gina, Miah, Listing Team and Closing Team! A 5 star review isn’t enough. Just call them today!

Experience this service for yourself and thank me at Closing.

When we decided to sell our mountain home, we were referred to the Davenport Group by an agent we were working with to buy our next home. We had no idea such a professional group existed - from our initial meeting with Rachel, following her recommendations for a quick sale for top dollar, to the closing table, we could not have been happier or more impressed with the entire team. They definitely know what they're doing, all you have to do is trust... THANK YOU SO MUCH TDG!!!

I went with the Davenport Group based on a recommendation by the Dave Ramsey organization. Not at all disappointed! There was an encroachment dispute about my property. After it was resolved, it was listed with a lovely new description. It went under contract within 3 days of listing! And this was LAND, not a house! They take really good care of you, are courteous, and best of all, they listen to you, answer your questions, and make great recommendations. I can't praise them enough!!

🙌🏼💜

WHY HIRE A TEAM

Together.

A real estate team unites clients, agents, administrative staff and automated systems together to provide a vast array of services rapidly and with great attention to detail. A tight-knit, experienced team can provide you with high-quality, beneficial services that can bring real value to a transaction.

W H Y T H E D AV E N P O R T GROUP? Our team is dedicated to providing you with the best service possible. That is why our team is made up of a variety of experts and specialists to help you every step of the way.

Dedicated buyer specialists Buying/Showing Assistants Operations Manager Transaction Coordinator Backup Buyer Specialists Preferred Mortgage Specialists Home inspectors on call Attorney on call

M E E T YO U R S U C C E S S TEAM Rachel

is the Team Leader of The Davenport Group at Keller

Williams Realty Partners and our lead Realtor. She is a native Georgian and has personally been a Real Estate Agent for over 17 years, during which time she closed over 2,000 Real Estate transactions representing both Buyers & Sellers! Because of her experience she has a very thorough knowledge of today’s market & current values which she has passed on to all of her team. She has built a reputation of professionalism, integrity and placing her clients needs above all else. This reputation resonates through the entire Davenport Group.

Gina, with experience in teaching and owning a custom apparel business, seamlessly transitions into her role as Office Manager at The Davenport Group. With firsthand real estate experience from buying and selling six houses, she offers invaluable insights and a hands-on approach to assisting clients and ensuring smooth office operations.

Jamie, is our bright and bubbly Client Care Coordinator. With 5 years of experience, she prizes her role in understanding and satisfying clients’ needs and goals. She works closely with Rachel to ensure all of our clients feel valued and supported as we manage their real estate investments. She is an Agnes Scott Scottie, has a gray cat, and loves tudor architecture!

Joan, our esteemed Director of Operations, brings 9 years of HR experience and a Bachelor of Science degree in Psychology to her role. Overseeing operations from pre-listing and buying to closing, her meticulous attention to detail ensures the team's ongoing success at The Davenport Group.

Miah, our adept Transaction Manager, excels in handling client inquiries and guiding transactions from contract to closing. She ensures smooth operations by managing contracts and agent referrals with precision and efficiency, leaving no room for errors or delays.

Richelle, our remarkable Listing Manager, leverages years in Customer Care industry prior to joining our team.She works closely with Rachel, managing tasks from document preparation to MLS listings management. She prioritizes client satisfaction by tailoring services to their needs, ensuring smooth transactions.

Jane, TDG's Marketing Manager, excels in aligning company values with marketing strategies. With a Bachelor's in Business Administration, she manages social media, email marketing, and administrative tasks. Jane ensures effective communication across media channels for seamless buying and selling processes.

IT'S ALL ABOUT

YOU! Personalized consultation to provide a tailored experience Full-time passionate Real Estate Specialists dedicated to you Personal concierge department at your f ingertips Personalized and detailed property information Local experts with connections and knowledge Virtual showings: We know you are busy Knowledgeable guidance and experienced negotiators Personalized closing experience tailored to your needs

FINDING YOU THE

PERFECT HOME Most agents only get you access to homes actively listed on the MLS. That means you're missing out! However, here at The Davenport Group, we also expand our search to the "Hidden Market." We have a dedicated team calling every day to find our clients their perfect home.

SELLER'S DATABASE

FOR SALE BY OWNER

COMING SOON

WITHDRAWN

EXPIRED

T EC H N O LO G Y AT YO U R FINGERTIPS The Davenport Group prides itself on its comprehensive website that hosts a wealth of information about the team, available properties, and information about selling a property among other useful resources. Visit us DavenportGroupGA.com for more information.

THE HOME BUYING PAT H MORTGAGE PRE-APPROVAL

Preliminary documents to your lender: W2's, pay stubs, bank statements, & tax returns

FIND A HOME Discuss your wants & needs with your Realtor so we can help you find the right home for you

MAKE AN OFFER BINDING CONTRACT Discuss the terms that make a wining offer, sign & submit.

Submit earnest money deposit, order all inspections & update all paperwork with the lender

INSPECTIONS Review the inspection findings & discuss any needed further actions

APPRAISAL ORDER

POST-CLOSING Enjoy the tax advantages ofof owning a home and owning a home. growing your wealth Grieve your property through real for estate. taxes & apply STAR exemption

The lender will order the appraisal & process your payment for the appraisal

DOCUMENT

FINISH Congratulations, you are a Homeowner!

Receive your Welcome Package. Processor completes all updated information verification for credit, employment, & assets.

(706) 299-1658 (678) 494-0644 contactus@davenportgroupga.com DavenportGroupGa.com

CLOSING

APPRAISAL REPORT

You are at the finish line!

You are at the finish line!

All parties sign closing All parties sign closing approval documents with Closing documents documentswith withClosing bank Attorney.

Attorney. attorney.

FINAL WALKTHROUGH You & your attorney are notified that your file is clear to Complete your final walkclose & a closing date is through with your agent scheduled by your attorneys with the bank attorney.

Received & reviewed; processor processorupdates updatesyou youof ofoutstanding outstandingitems items approval needed for approval. approval.

We will email it to you within 3 days of receipt.

UNDERWRITING CLEAR TO CLOSE

HOMEOWNER'S TITLE REPORT INSURANCE POLICY Your attorney submits the title

You & your attorney are You &that your attorney are to Copy of appraisal & mortgage notified your file is clear Confirm your Homeowners clause provided toin you to close that & a closing is notified your filedate is clear Insurance Policy is place secure a Homeowner's scheduledtoby your attorneys close and send to the lender Insurance Policy. with the bank attorney.

The Closing Attorney submits report to the bank the title report to the lender attorney for review & for review & clearance clearance.

COMMITMENT Submit ALL ALL outstanding Submit outstanding closing condition items closing condition items for to the the lender for final commitment letter prior to clearance final clearance.

Processor submits file to Processor submits filefor to underwriting department underwriting department review & commitment letter. for review & commitment Approved commitment letter letter. issued & sent to you & your attorney to review.

Introducing our Buyopoly Roadmap! This guide outlines every step of your home buying journey, from initial search to closing. You'll receive timely email updates at key milestones, like pre-approval, inspection, and offer acceptance, keeping you informed and prepared. Our goal is to make your home buying process smooth, transparent, and enjoyable.

3

CLOSING ATTORNEY TO

MORTGAGE SOLUTIONS

David Fox Loan Officer

(770) 597-2705 (678) 495-2800 David.Fox@supremelending.com NMLS #252178

Understanding the Loan Process We believe that the customer comes f irst. Hear that phrase a lot? At Supreme Lending, we prove that it's not just a catch phrase. Experience what it's like to be our priority when you work with loan off icers that stay in touch throughout the process and get you and your family into your new home quickly and conveniently.

Scan your Loan Calculator here!

10 MORTGAGE COMMANDMENTS So you have decided that you want to buy or refinance a home. You wonder if your finances are ready. Here are 10 Mortgage Commandments that you need to follow when applying for a mortgage.

1. Thou shalt not change jobs 2. Thou shalt not buy a car, truck or boat unless you plan to live in it 3. Thou shalt not max out your credit cards 4. Thou shalt not close any accounts 5. Thou shalt not spend your down payment money 6. Thou shalt not buy furniture (or anything else) before your loan closes 7. Thou shalt not become self-employed 8. Thou shalt not make any large undocumented deposits into your bank account over $500 9. Thou shalt not shuffle, or move, your money around multiple accounts 10. Thou shalt not co-sign for anyone

INSURANCE

Alan Horne, Jr. Insurance Agent

(706) 692-2888 alan.horne.tz5b@statefarm.com

www.alanhorneinsurance.com

About Me Welcome to the Alan Horne State Farm Agency in Jasper, GA. I am 12year State Farm Insurance Agent who serves the entire states of Georgia, Florida, Alabama and Tennessee. I have the Legion of Honor Qualif ier, Ambassador Travel Qualif ier University of Florida, B.S. Over 40 years combined State Farm Experience.

Scan to get a Quote here!

HOUSE HUNTING DO Check your email daily for property alerts and let us know if you would like us to make an appointment to view a home Check out subdivisions or areas of town that you are considering to become more familiar with the flow of traffic during different times of the day. Use this time to check out school ratings at Greatschools.org Take a drive by the outside of homes to see the curb appeal and to check out the location and neighborhood Send us info of any other homes you may be interested in so we can provide the most upto-date info for you

D O NOT Knock on anyone's door and ask to see the inside of their home. This includes FSBO's because you will need to be represented for any home you purchase. Remember; the seller pays our commission, even with FSBO's Contact another agent. We will show you all homes currently for sale, even if it is listed by another agent. This includes new construction homes!

Remember, the agent only has the builder's best interest in mind, not yours Make any large purchases or open any new accounts. This may negatively impact your ability to secure financing for your new home Look at new construction homes without giving the onsite agent our contact info

MAKING AN OFFER Once you have found the property you want, we will write a purchase agreement. While much of the agreement is standard, there are a few areas that we can negotiate:

The Price

1 3 5

DUE DILIGENCE

2 4

In a competitive market, the listing price is often just the starting point.

Buyers should be prepared to offer above the list price based on factors like property condition, time on the market, buyer interest, and seller urgency.

Making a lowball offer may backf ire, as the seller could feel insulted and refuse to negotiate.

Some buyers waive Due Diligence in competitive markets, but this is risky unless the home has been inspected.

The Due Diligence period (3-5 days) is the time to conduct home inspections (structural, pest, radon, etc.) and research the neighborhood, schools, crime rates, and sex offender registry.

MOVE IN-DATE

CLOSING COSTS

Flexibility on the possession date can make your offer more attractive.

Sellers often prefer extra time after closing to move, so accommodating this can strengthen your offer.

SPECIAL STIPULATIONS

In addition to the home price and inspection fees, buyers must cover loan-related fees, attorney fees, and title insurance costs.

These closing costs are the buyer’s responsibility, except for the seller's real estate agent commission.

In some cases, buyers can negotiate for the seller to cover part of the closing costs, but in a competitive market, this may require offering a higher purchase price.

Special stipulations include home warranties, HVAC clearance, termite bond transfers, and furniture. Sellers consider these requests when calculating their net proceeds, and in the current market, they may not be open to additional requests.

Buyers do not attend the offer presentation; the agent presents the offer to the seller or listing agent. The seller may: Accept the offer Reject the offer Counter the offer with changes (most common outcome) Counter Offers & Negotiation If a counteroffer is received, it can be sent via contract, email, or verbally.

A verbal counter is not legally binding until a fully signed contract is in place.

Until a contract is fully executed, the seller can still accept another offer.

Strong negotiation skills help secure the best price and terms while keeping your goals in mind.

BINDING We have come to terms and now you are officially under contract to purchase the property! Now what?

Earnest Money : This was your chance to stand out as a buyer. A good Earnest Money deposit showed the seller you were serious. Now it is, usually a few days after the contract is signed. Use a check from the buyer’s account, or you can choose to wire it directly with the Earnest Money holder.

If you write a check take a photo of it to send to us, and then send or drop off the check to the holder. Check your contract for the deadline.

Inspections: Inspections:

If your contract includes an inspection period, schedule your inspections within 24 hours of going under contract.

This gives us time handle any issues before If your contract includes an to inspection period, schedule the due diligence deadline.

Common inspections your inspections within 24 hours of going under include home, radon, contract.

This gives ustermite, time to HVAC, handlefoundation, any issues septic, before well, As the buyer, it’s your responsibility to the and due surveys. diligence deadline.

Common inspections decide you need. includewhich home,inspections radon, termite, HVAC, foundation, septic, well, and surveys. As the buyer, it’s your responsibility to decide which inspections you need.

Negotiating Repairs : The inspector’s job is to help you understand the home’s condition. If they find something concerning, you have options. For bigger issues, you may need a specialist like a roofer, plumber, or electrician to take a closer look.

Most of the time, the inspection report (usually ready within 24 hours) is enough for us to write an amendment. This lets us ask the seller to make repairs or offer money instead.

THE APPRAISAL The loan amount your bank approves is based on the appraised value, not the purchase price. Sometimes, the appraisal may come in lower than expected. If that happens, here are 5 common options:

Renegotiate with the Seller

Pay the Difference

You can ask the seller to reduce the price to match the appraisal. If the home has been on the market for a while, the seller may agree to avoid relisting and waiting for another buyer.

This gives you leverage in a slower market.

If you have the funds, you can cover the gap with extra cash. Sellers are less likely to negotiate if there are multiple offers or if the home is in high demand.

But if it’s your dream home, this may be worth considering.

Split the Difference

Request a Second Appraisal

The buyer and seller can meet in the middle. The seller lowers the price slightly, and the buyer brings extra cash to cover the rest. This is a common and fair solution, especially if the seller has been cooperative throughout the process.

If the appraisal seems off, either party can request a second one—though the lender still orders it. A second appraisal may come in higher if the first missed key features or local sales.

Sellers sometimes offer to pay for it if they’re surprised by the low value.

Cancel the Deal If there's an appraisal contingency in your contract, you can walk away and get your earnest money back. Just be sure to stay within the deadline, or the contingency might no longer apply.

POTENTIAL ASSOCIATED COSTS Prior to Closing Appraisal: $450-$550 Home Inspection: $350-$600 Termite Inspection: $35-$50* HVAC Inspection: $125-$250* Radon Inspection: $150-$250 Survey: $1,200+* Septic Inspection: $450-$650* Well Inspection: $150* Roof Inspection: $250* Foundation Inspection: $400*

At Closing Pro-rated property taxes* Title search & title insurance* Lenders closing costs* GA transfer tax* Downpayment Representation fees not included in the purchase price Recording & Admin fees* Lenders escrow deposits* *You may be able to negotiate for the seller to pay some of these costs

A LOOK BACK & AHEAD

A LOOK BACK & AHEAD

A LOOK BACK & AHEAD

A LOOK BACK & AHEAD

2024 AT A GLANCE Sold 53 properties 27 Sellers helped 26 Buyers helped Donated to 17 local charities 76 hours of Real Estate education 10 Education courses completed 28 hours of one-to-one coaching Attended over 40 Masterminds Recognized as a national speaker

SCAN to see our sold properties!

WHY KELLER WILLIAMS

WIN-WIN or no deal INTEGRITY do the right thing CUSTOMERS always come first

Leading the Industry When you work with me, you work with a trained agent that has the backing of the world's largest real estate company, consisting of 180,000+ associates around the globe. That puts your listing within the largest real estate network with the furthest reach.

And, by choosing to partner with me and the Keller Williams family, you gain access to a suite of technology that keeps you informed and engaged in what's happening in your neighborhood.

Keller Williams was built on a simple-yetrevolutionary principle: people are what matter most. To help cement this understanding, we've formalized a belief system that guides how we treat each other and how we do business.

COMMITMENT in all things COMMUNICATION seek first to understand CREATIVITY ideas before results TEAMWORK together everyone achieves more TRUST starts with honesty EQUITY opportunities for all SUCCESS results through people

OUR SERVICE AREA

Direct: 770.680.3046

KW Office: 678.494.0644

DavenportGroupGa.com