October 2008

GAYLE HENDERSON, A KNOWN LEADER IN REAL ESTATE AND ONE OF THE ORIGINAL RESIDENTS IN STONEGATE: Q: I hear friends who recently sold their homes discussing the tedious nature of repair negotiations; some nearly sabotaging the success of the contract itself. Do you have any suggestions on how I might avoid conflict through the inspection phase when my home goes under contract?

A: Your question is very timely. An important part of the courtship between REALTOR and prospective Seller is the ability to explain management of expectations from the outset. This requires candid discussions about the reality of a Buyers’ Market and the ease with which a Seller can make their home stand apart from the competition. I suggest that you look at one of my websites: www.certifiedwiserhome.com for details about this program. One important element in my W.I.S.E.R. program is a seller-paid general home inspection by a credible inspector to reveal anything a Buyer might want remedied. Once the report is complete, call a handyman and other qualified vendors to repair those items. Get the A/C inspected and serviced. Have the pool inspected and repaired. Have a landscaper fine tune the watering system. Have a roofer go over any roof repairs that might be required. All of these things should be part of routine annual homeowner maintenance. If your home hasn’t had the maintenance it should have, these issues can’t be ignored when it’s time to sell. So, get them taken care of up front before your home goes on the market. Have the inspection report and repair invoices available for a prospective Buyer to review. That alone might elicit a quick offer. Will the Buyer do their own inspection?

Of course, and you want them to. However, when you get the report results, take the list of repair recommendations and work your way through it from top to bottom, before the repair request hits your desk. The overriding theme is very straight forward: Ask yourself, am I leaving this home in the same condition that I, as the Buyer, would want to receive it? If the answer is yes, then you know you have done the right thing. Why argue over $1,500 worth of repairs? As I have asked my Sellers with convincing results: Where do you want to be at the end of the day? Do you want to feel “you are right” and for the $1,500 cost of repairs buy your house back? Or, do you want to get your home sold and get on with your life? And, oh by the way, should you end up with a cancelled contract and your home back on the market, you will now need to disclose those repair issues that were revealed in the inspection to the next prospective Buyer.

Henderson consistently ranks among the top ten individual RE/MAX agents in Arizona and is a recipient of the Business Journal Real Estate Leadership Award for 2005. Her charitable works include Habitat for Humanity, Children’s Miracle Network and the Susan G. Komen Foundation.

THE GAYLE HENDERSON GROUP ABR, CRS, GRI, e-Pro, CLHMS RE/MAX Excalibur 8510 E. Shea Blvd. #100 Scottsdale, AZ 85260 602.850.4335 gayle@AZMovingPlan.com

Visit www.TheStonegateReport.com for latest market news, a free “What’s My Home Worth” report, and free important e-reports for Buyers and Sellers.

If your home is currently listed, this is not a solicitation for that listing.

A SAMPLING OF REAL ESTATE ACTIVITY IN

Address CURRENTLY FOR SALE: 11819 E. Sorrel Ln. 11843 E. Sorrel Ln. 11848 E. Terra Dr. 11904 E. Terra Dr. 11818 E. Mission Ln. 9104 N. 115th Pl. 9110 N. 119th St. 12016 E. Bella Vista Dr. 11687 E. Bella Vista Dr. 11638 E. Carol Ave. 12006 E. Mission Lane Cir. 9712 N. 116th St. 9751 N. 117th Way 9667 N. 117th Way 11789 E. Terra Dr. 11629 E. Del Timbre Dr. 11412 E. Bella Vista Dr. 11637 E. Terra Dr. 12068 E. Bella Vista Cir. 9371 N. 113th Way 12148 E. San Simeon Dr. 11645 E. Del Timbre Dr. 11360 E. Carol Ave. 11409 E. Bella Vista Dr. 11752 E. Arabian Park 12173 E. Mission Ln.

Sq. Ft. / Bed / Bath 1616 / 2 Bed / 2 Bath 1616 / 2 Bed / 2 Bath 2410 / 3 Bed / 2.5 Bath 2271 / 3 Bed / 2 Bath 3006 / 3 Bed / 3.5 Bath 2241 / 3 Bed / 2 Bath 2148 / 3 Bed / 2 Bath 2171 / 4 Bed / 2 Bath 2375 / 3 Bed / 2 Bath 2382 / 3 Bed / 2 Bath 2883 / 4 Bed / 2.5 Bath 3336 / 4 Bed / 3 Bath 2782 / 4 Bed / 3 Bath 3249 / 5 Bed / 3.5 Bath 2552 / 2 Bed / 2 Bath 4002 / 5 Bed / 4 Bath 3401 / 4 Bed / 3 Bath 4039 / 4 Bed / 3 Bath 3297 / 4 Bed / 3 Bath 2821 / 4 Bed / 2.5 Bath 3149 / 4 Bed / 3 Bath 3888 / 4 Bed / 3 Bath 3830 / 5 Bed / 3 Bath 4207 / 5 Bed / 4.5 Bath 4163 / 5 Bed / 4 Bath 4253 / 5 Bed / 4.5 Bath

SALE PENDING: 11830 E. Carol Ave. 9420 N. 118th St. 11836 E. Bella Vista Dr. 11256 E. Palomino Rd. 9124 N. 118th Pl. 11388 E. Appaloosa Pl. 9156 N. 114th St.

1499 / 2 Bed / 2 Bath 2410 / 3 Bed / 2.5 Bath 2752 / 4 Bed / 2 Bath 3499 / 4 Bed / 3.75 Bath 3309 / 5 Bed / 3.5 Bath 3702 / 4 Bed / 3.5 Bath 3811 / 4 Bed / 3 Bath

List Price $430,000 $479,000 $500,000 $510,000 $513,900 $529,900 $595,000 $599,000 $659,000 $699,000 $699,000 $729,900 $739,900 $748,900 $749,900 $799,000 $799,000 $799,000 $849,900 $889,000 $919,000 $950,000 $1,099,000 $1,195,000 $1,199,000 $1,200,000 $499,900 $549,000 $599,900 $600,000 $700,000 $849,000 $899,000

NEW STONEGATE COMMUNITY WEBSITE UNVEILED: Log onto www.TheStonegateReport.com and tell us what you think!

October 2008

Autumn Has Arrived!

Farmers’ Markets & Pumpkin Patches To Fall For

Applying For A Mortgage?

Six Things NOT To Do

Hearty Cuisine For Cooler Temps Palm Court’s Rack Of Lamb

ANALYSIS OF YOUR HOME’S APPROXIMATE VALUE E-MAILED TO YOUR INBOX! Simple. Automated. Dependable. www.ScottsdaleHomePrices.com All information is deemed reliable but not guaranteed.

The properties on this list have been listed/sold by various participants in the MLS.

Produced by Desert Lifestyle Publishing • 480.460.0996

ISSN-1939-9391

Stonegate’s

Hot Real Estate Listings

Fall has arrived. A seasonal tradition for many is browsing the many farmers’ markets around town. Most markets begin their season in October and now is the perfect time to jaunt over and spend a sunny morning stocking up on loads of goodies. Most of the produce you’ll find is locally grown, vine-ripened, organic and pesticide-free. In addition to farm-grown produce, most of the markets also have a large variety of locally made salsas, dips, jams & jellies, tapenades, herbs and baked goods. Often you might run across a chef demonstration or wine tasting as well. So go ahead — make a return to your favorite market or check out a new one! As times and dates can change, it’s advised to call ahead to confirm before you go.

Featuring Palm Court at the Scottsdale Resort thescottsdaleresort.com • 480.596.7700 7700 E. McCormick Pkwy. • Scottsdale

HERB MUSTARD CRUSTED COLORADO LAMB RACK WITH SCALLOPED POTATOES Mustard Mixture 1 Tbsp. Coleman dry mustard 1 cup Dijon mustard 1/2 cup dry white wine Combine all ingredients in a bowl and slowly blend into a paste.

French Herb Crumbs 1/3 pound bread crumbs 1 Tbsp. thyme 1 Tbsp. rosemary, chopped fine 2 Tbsp. melted butter Mix all ingredients together in a bowl and set to the side.

Frenched Rack of Lamb (2) 8-bone racks of lamb 1 pinch granulated garlic, salt and pepper 2 Tbsp. canola oil 4 ounces mint jelly Season lamb with salt, pepper and garlic then pan sear in canola oil over medium-high heat until lightly brown. Remove and place on baking sheet, bones down. Heavily coat racks with mustard mixture then herbed crumbs and place in a 350 degree oven approximately 10 minutes for medium rare.

Scalloped Potatoes 4 medium potatoes, peeled and thinly sliced (1/16” to 1/8”) 2 cloves garlic, minced 3 minced shallots 1/3 gallon heavy cream 2 Tbsp. unsalted butter salt and pepper to taste Lightly butter pan before beginning the layering of potatoes.

Apply layers of garlic, shallots, heavy cream, salt and pepper between potato layers. Bake covered at 350 degrees for 45 minutes then uncovered for 15 minutes until golden brown.

Yield: 4 servings

PHOENIX Town & Country Market 2021 E. Camelback Rd. Wed. 10 am - 2 pm 602.955.6850

SCOTTSDALE 5th Avenue Farmers’ Market 5th Ave. & Craftsman Court Sat. 10 am - 2 pm 623.848.1234

Downtown Phoenix Public Market 721 N. Central Ave. Sat. 8 am - 12 noon 602.493.5231

Market at DC Ranch Pima & Thompson Peak Pkwy.

Sat. 10 am - 2 pm 480.612.7861

The Farm at South Mountain 6102 S. 32nd St. Sat. 9 am - 1 pm 480.236.7097

Desert Canyon Center Farmers’ Market 10405 E. McDowell Mtn. Rd. Tue. 10 am - 4 pm 480.585.8639

CAREFREE Carefree Farmers’ Market Easy St. & Ho Hum Way Fri. 9 am - 1 pm 623.848.1234 ANTHEM Outlets of Anthem Market 4250 W. Anthem Way 1st Sat. of the month 10 am – 3 pm 480.585.8639

EAST VALLEY Ahwatukee Farmers’ Market Ahwatukee Swim & Tennis Center Sun. 9 am - 1 pm 623.848.1234 Chandler Farmers’ Market Dr. A.J. Chandler Park Thu. 3 pm - 6 pm 480.782.3045

The Village Market at San Tan 2218 E. Williams Field Rd. 1st & 3rd Wed. of the month 9:30 am – 2 pm 480.585.8639 WEST VALLEY Estrella Lakeside Market Estrella Pkwy. south of Elliot 3rd Sat. of the month, 10 am - 2 pm 480.585.8639 Westgate Tuscan Market 5850 W. Glendale Ave. 2nd Sat. of the month, 8 am - 1 pm 480.585.8639 Trilogy at Vistancia Farmers’ Market 27980 N. Trilogy Blvd. #102 4th Fri. of the month, 10 am - 2 pm 480.585.8639

PUMPKIN PATCHES What’s October without a visit to a local pumpkin patch? In addition to picking your own pumpkin, some farms deliver the full experience: hay rides, petting zoo, corn maze, even pie eating contests.

Tolmachoff Farms 5726 N. 75th Ave. Glendale Open every day in Oct. & Nov. 623.386.1301 Schnepf Farms 24810 S. Rittenhouse Rd. Queen Creek Thu. – Sun. in Oct. 10 am – 9 pm 480.967.3100 Brooke’s Pumpkin Patch 1663 E. Baseline Rd. Gilbert Sept. 27 – Nov. 7 9 am – 9 pm 480.892.5874

steer clear of these common mistakes when obtaining financing

1. Don’t Pack Or Ship Important Paperwork.

Documents that should be accessible during the loan process, such as your W-2 forms and tax returns, are best kept with you. If you’re preparing to move and are packing or shipping items, take care that these are not included. If you needed to obtain duplicate copies, it could delay or stall the loan closing.

2. Don’t Move Assets Around. As part of the loan application process, lenders need to track and review all deposits to all of your bank accounts. If you are moving money around or opening up new accounts, it greatly adds to the amount of information you will be

asked to provide. Keep it simple to minimize the headaches. You can consolidate your accounts after your loan has closed if you need to.

3. Don’t Buy Or Lease A New Car. One of the most important indicators to a lender is your debt-to-income ratio. If you qualified for a home loan based upon your current situation, a new car loan or lease payment could adversely affect your ratio and prevent you from obtaining your new home loan when it comes down to the closing table.

4. Don’t Start Making Large Purchases For Your New Home. Although tempting, avoid buying furniture, new appliances or any other purchases that will either drain money from your bank accounts, or if financed, show up as a new monthly debt. As soon as your loan funds and you have the keys to your new home, go ahead and make those purchases you had planned upon.

ZooFari Phoenix Zoo, Oct. 3rd 602.273.1341 or phoenixzoo.org Put on your party dress and dance the night away at the “wildest” event of the year, ZooFari. This wonderful adventure will feature live performances, plenty of entertainment and enough culinary delights to indulge in to your heart’s (or stomach’s) content. As one of the Valley’s most well-known annual black tie events, your presence and participation will benefit the Bornean Orangutans as well as other exotic residents that call the Phoenix Zoo home.

Fire Prevention Day & Parade Glendale, Oct. 4th 623.703.1571 or glendaleaz.com What a wonderful morning for a parade! Starting at 52nd and Glendale Avenues, the parade route ends at Murphy Park. Expect to see fire vehicles, marching bands, clowns, scouts and much more! Food vendors, arts, crafts and safety information booths will be on hand at the park. It’s perfect for your little “future firefighters” and anyone else that loves a chance to see our heroes up close.

Susan G. Komen Race for the Cure State Capitol District, Oct. 12th 602.544.2873 or komenphoenix.org Join in the fight against breast cancer with the largest 5K event in Arizona. As a runner/walker, you’ll be part of a vast group of those in support of finding a cure for this disease. You may sign up to run in memoriam of a lost loved one, or in celebration of a brave survivor. Before and after the race, enjoy the multitude of booths and exhibits that will have information, freebies and goodies.

The Rat Pack- Live at the Sands Gammage Auditorium, Oct. 14th-19th 480.965.3434 or asugammage.com Celebrate the incredible talent and lives of three worldfamous entertainers: Frank, Sammy and Dean. These three superstars not only dominated the world of music, they made their mark on the big screen as well. This non-stop singing and dancing performance showcases the impact that this famous trio had on 20th century culture, with recordings that are still high on the music charts throughout the world.

Don’t Jeopardize Your Loan Application!

As lending guidelines have become much more stringent, it’s important to keep your loan application process as clean and smooth as possible. Imagine sitting at the title company, ready to sign your loan documents and take your new house keys only to find out that your loan will not fund due to one of these common mistakes:

OCTOBER 2008

5. Don’t Change Jobs. Employment stability is of vital importance to a mortgage lender.

You will want to be on your current job for at least 30 days before applying for a mortgage.

Most lenders verify your employment again on the day of funding. A change such as your employment may disrupt your loan closing, cause stressful delays or even ruin your chances of obtaining the loan.

6. Limit Credit Report Pulls. Every time a company pulls your credit, the resulting inquiry will lower your credit score for a few months.

If you were shopping for a mortgage with five companies and they all pulled your credit, you could see a substantial drop in your credit score. And that resulting drop in your credit score could cause you to miss qualifying for the best available interest rate. Mortgage companies don’t need to pull your credit score in order to quote you a rate and loan fees. The advice is to pull credit on yourself at a source such as www.freecreditreport.com. Then, when shopping for rates, just share your score with each lender. Don’t let anyone else pull your credit until you have committed to one lender for your new mortgage.

Eats 3 Southbridge, Oct. 23rd-25th 480.945.3551 or eats3.com Do you have a “taste” for food, wine and spirits? If so, this uniquely Arizona event was created for you! During this three-day culinary extravaganza, food lovers will get the chance to delight their taste buds at the Grand Tasting which features over 30 chefs and more than 100 wineries. During the finale, BBQ and Bubbles, you’ll sip on the finest champagne and help determine which chef’s BBQ best depicts the essence of Scottsdale.

Tina Turner Jobing.com Arena, Oct. 24th 623.772.3200 or jobingarena.com Don’t miss the icon Tina Turner’s return to the stage in her first tour since 2000. As the most successful female rock artist of all time, there will be plenty of hits to keep audiences rocking. As an eight-time Grammy Award winner, Tina Turner’s performances have sold more concert tickets than any other solo performer in history.

If you’re a fan, you know there is just not enough that can be said about the “Queen of Rock and Roll.”

Fall has arrived. A seasonal tradition for many is browsing the many farmers’ markets around town. Most markets begin their season in October and now is the perfect time to jaunt over and spend a sunny morning stocking up on loads of goodies. Most of the produce you’ll find is locally grown, vine-ripened, organic and pesticide-free. In addition to farm-grown produce, most of the markets also have a large variety of locally made salsas, dips, jams & jellies, tapenades, herbs and baked goods. Often you might run across a chef demonstration or wine tasting as well. So go ahead — make a return to your favorite market or check out a new one! As times and dates can change, it’s advised to call ahead to confirm before you go.

Featuring Palm Court at the Scottsdale Resort thescottsdaleresort.com • 480.596.7700 7700 E. McCormick Pkwy. • Scottsdale

HERB MUSTARD CRUSTED COLORADO LAMB RACK WITH SCALLOPED POTATOES Mustard Mixture 1 Tbsp. Coleman dry mustard 1 cup Dijon mustard 1/2 cup dry white wine Combine all ingredients in a bowl and slowly blend into a paste.

French Herb Crumbs 1/3 pound bread crumbs 1 Tbsp. thyme 1 Tbsp. rosemary, chopped fine 2 Tbsp. melted butter Mix all ingredients together in a bowl and set to the side.

Frenched Rack of Lamb (2) 8-bone racks of lamb 1 pinch granulated garlic, salt and pepper 2 Tbsp. canola oil 4 ounces mint jelly Season lamb with salt, pepper and garlic then pan sear in canola oil over medium-high heat until lightly brown. Remove and place on baking sheet, bones down. Heavily coat racks with mustard mixture then herbed crumbs and place in a 350 degree oven approximately 10 minutes for medium rare.

Scalloped Potatoes 4 medium potatoes, peeled and thinly sliced (1/16” to 1/8”) 2 cloves garlic, minced 3 minced shallots 1/3 gallon heavy cream 2 Tbsp. unsalted butter salt and pepper to taste Lightly butter pan before beginning the layering of potatoes.

Apply layers of garlic, shallots, heavy cream, salt and pepper between potato layers. Bake covered at 350 degrees for 45 minutes then uncovered for 15 minutes until golden brown.

Yield: 4 servings

PHOENIX Town & Country Market 2021 E. Camelback Rd. Wed. 10 am - 2 pm 602.955.6850

SCOTTSDALE 5th Avenue Farmers’ Market 5th Ave. & Craftsman Court Sat. 10 am - 2 pm 623.848.1234

Downtown Phoenix Public Market 721 N. Central Ave. Sat. 8 am - 12 noon 602.493.5231

Market at DC Ranch Pima & Thompson Peak Pkwy.

Sat. 10 am - 2 pm 480.612.7861

The Farm at South Mountain 6102 S. 32nd St. Sat. 9 am - 1 pm 480.236.7097

Desert Canyon Center Farmers’ Market 10405 E. McDowell Mtn. Rd. Tue. 10 am - 4 pm 480.585.8639

CAREFREE Carefree Farmers’ Market Easy St. & Ho Hum Way Fri. 9 am - 1 pm 623.848.1234 ANTHEM Outlets of Anthem Market 4250 W. Anthem Way 1st Sat. of the month 10 am – 3 pm 480.585.8639

EAST VALLEY Ahwatukee Farmers’ Market Ahwatukee Swim & Tennis Center Sun. 9 am - 1 pm 623.848.1234 Chandler Farmers’ Market Dr. A.J. Chandler Park Thu. 3 pm - 6 pm 480.782.3045

The Village Market at San Tan 2218 E. Williams Field Rd. 1st & 3rd Wed. of the month 9:30 am – 2 pm 480.585.8639 WEST VALLEY Estrella Lakeside Market Estrella Pkwy. south of Elliot 3rd Sat. of the month, 10 am - 2 pm 480.585.8639 Westgate Tuscan Market 5850 W. Glendale Ave. 2nd Sat. of the month, 8 am - 1 pm 480.585.8639 Trilogy at Vistancia Farmers’ Market 27980 N. Trilogy Blvd. #102 4th Fri. of the month, 10 am - 2 pm 480.585.8639

PUMPKIN PATCHES What’s October without a visit to a local pumpkin patch? In addition to picking your own pumpkin, some farms deliver the full experience: hay rides, petting zoo, corn maze, even pie eating contests.

Tolmachoff Farms 5726 N. 75th Ave. Glendale Open every day in Oct. & Nov. 623.386.1301 Schnepf Farms 24810 S. Rittenhouse Rd. Queen Creek Thu. – Sun. in Oct. 10 am – 9 pm 480.967.3100 Brooke’s Pumpkin Patch 1663 E. Baseline Rd. Gilbert Sept. 27 – Nov. 7 9 am – 9 pm 480.892.5874

steer clear of these common mistakes when obtaining financing

1. Don’t Pack Or Ship Important Paperwork.

Documents that should be accessible during the loan process, such as your W-2 forms and tax returns, are best kept with you. If you’re preparing to move and are packing or shipping items, take care that these are not included. If you needed to obtain duplicate copies, it could delay or stall the loan closing.

2. Don’t Move Assets Around. As part of the loan application process, lenders need to track and review all deposits to all of your bank accounts. If you are moving money around or opening up new accounts, it greatly adds to the amount of information you will be

asked to provide. Keep it simple to minimize the headaches. You can consolidate your accounts after your loan has closed if you need to.

3. Don’t Buy Or Lease A New Car. One of the most important indicators to a lender is your debt-to-income ratio. If you qualified for a home loan based upon your current situation, a new car loan or lease payment could adversely affect your ratio and prevent you from obtaining your new home loan when it comes down to the closing table.

4. Don’t Start Making Large Purchases For Your New Home. Although tempting, avoid buying furniture, new appliances or any other purchases that will either drain money from your bank accounts, or if financed, show up as a new monthly debt. As soon as your loan funds and you have the keys to your new home, go ahead and make those purchases you had planned upon.

ZooFari Phoenix Zoo, Oct. 3rd 602.273.1341 or phoenixzoo.org Put on your party dress and dance the night away at the “wildest” event of the year, ZooFari. This wonderful adventure will feature live performances, plenty of entertainment and enough culinary delights to indulge in to your heart’s (or stomach’s) content. As one of the Valley’s most well-known annual black tie events, your presence and participation will benefit the Bornean Orangutans as well as other exotic residents that call the Phoenix Zoo home.

Fire Prevention Day & Parade Glendale, Oct. 4th 623.703.1571 or glendaleaz.com What a wonderful morning for a parade! Starting at 52nd and Glendale Avenues, the parade route ends at Murphy Park. Expect to see fire vehicles, marching bands, clowns, scouts and much more! Food vendors, arts, crafts and safety information booths will be on hand at the park. It’s perfect for your little “future firefighters” and anyone else that loves a chance to see our heroes up close.

Susan G. Komen Race for the Cure State Capitol District, Oct. 12th 602.544.2873 or komenphoenix.org Join in the fight against breast cancer with the largest 5K event in Arizona. As a runner/walker, you’ll be part of a vast group of those in support of finding a cure for this disease. You may sign up to run in memoriam of a lost loved one, or in celebration of a brave survivor. Before and after the race, enjoy the multitude of booths and exhibits that will have information, freebies and goodies.

The Rat Pack- Live at the Sands Gammage Auditorium, Oct. 14th-19th 480.965.3434 or asugammage.com Celebrate the incredible talent and lives of three worldfamous entertainers: Frank, Sammy and Dean. These three superstars not only dominated the world of music, they made their mark on the big screen as well. This non-stop singing and dancing performance showcases the impact that this famous trio had on 20th century culture, with recordings that are still high on the music charts throughout the world.

Don’t Jeopardize Your Loan Application!

As lending guidelines have become much more stringent, it’s important to keep your loan application process as clean and smooth as possible. Imagine sitting at the title company, ready to sign your loan documents and take your new house keys only to find out that your loan will not fund due to one of these common mistakes:

OCTOBER 2008

5. Don’t Change Jobs. Employment stability is of vital importance to a mortgage lender.

You will want to be on your current job for at least 30 days before applying for a mortgage.

Most lenders verify your employment again on the day of funding. A change such as your employment may disrupt your loan closing, cause stressful delays or even ruin your chances of obtaining the loan.

6. Limit Credit Report Pulls. Every time a company pulls your credit, the resulting inquiry will lower your credit score for a few months.

If you were shopping for a mortgage with five companies and they all pulled your credit, you could see a substantial drop in your credit score. And that resulting drop in your credit score could cause you to miss qualifying for the best available interest rate. Mortgage companies don’t need to pull your credit score in order to quote you a rate and loan fees. The advice is to pull credit on yourself at a source such as www.freecreditreport.com. Then, when shopping for rates, just share your score with each lender. Don’t let anyone else pull your credit until you have committed to one lender for your new mortgage.

Eats 3 Southbridge, Oct. 23rd-25th 480.945.3551 or eats3.com Do you have a “taste” for food, wine and spirits? If so, this uniquely Arizona event was created for you! During this three-day culinary extravaganza, food lovers will get the chance to delight their taste buds at the Grand Tasting which features over 30 chefs and more than 100 wineries. During the finale, BBQ and Bubbles, you’ll sip on the finest champagne and help determine which chef’s BBQ best depicts the essence of Scottsdale.

Tina Turner Jobing.com Arena, Oct. 24th 623.772.3200 or jobingarena.com Don’t miss the icon Tina Turner’s return to the stage in her first tour since 2000. As the most successful female rock artist of all time, there will be plenty of hits to keep audiences rocking. As an eight-time Grammy Award winner, Tina Turner’s performances have sold more concert tickets than any other solo performer in history.

If you’re a fan, you know there is just not enough that can be said about the “Queen of Rock and Roll.”

GAYLE HENDERSON, A KNOWN LEADER IN REAL ESTATE AND ONE OF THE ORIGINAL RESIDENTS IN STONEGATE: Q: I hear friends who recently sold their homes discussing the tedious nature of repair negotiations; some nearly sabotaging the success of the contract itself. Do you have any suggestions on how I might avoid conflict through the inspection phase when my home goes under contract?

A: Your question is very timely. An important part of the courtship between REALTOR and prospective Seller is the ability to explain management of expectations from the outset. This requires candid discussions about the reality of a Buyers’ Market and the ease with which a Seller can make their home stand apart from the competition. I suggest that you look at one of my websites: www.certifiedwiserhome.com for details about this program. One important element in my W.I.S.E.R. program is a seller-paid general home inspection by a credible inspector to reveal anything a Buyer might want remedied. Once the report is complete, call a handyman and other qualified vendors to repair those items. Get the A/C inspected and serviced. Have the pool inspected and repaired. Have a landscaper fine tune the watering system. Have a roofer go over any roof repairs that might be required. All of these things should be part of routine annual homeowner maintenance. If your home hasn’t had the maintenance it should have, these issues can’t be ignored when it’s time to sell. So, get them taken care of up front before your home goes on the market. Have the inspection report and repair invoices available for a prospective Buyer to review. That alone might elicit a quick offer. Will the Buyer do their own inspection?

Of course, and you want them to. However, when you get the report results, take the list of repair recommendations and work your way through it from top to bottom, before the repair request hits your desk. The overriding theme is very straight forward: Ask yourself, am I leaving this home in the same condition that I, as the Buyer, would want to receive it? If the answer is yes, then you know you have done the right thing. Why argue over $1,500 worth of repairs? As I have asked my Sellers with convincing results: Where do you want to be at the end of the day? Do you want to feel “you are right” and for the $1,500 cost of repairs buy your house back? Or, do you want to get your home sold and get on with your life? And, oh by the way, should you end up with a cancelled contract and your home back on the market, you will now need to disclose those repair issues that were revealed in the inspection to the next prospective Buyer.

Henderson consistently ranks among the top ten individual RE/MAX agents in Arizona and is a recipient of the Business Journal Real Estate Leadership Award for 2005. Her charitable works include Habitat for Humanity, Children’s Miracle Network and the Susan G. Komen Foundation.

THE GAYLE HENDERSON GROUP ABR, CRS, GRI, e-Pro, CLHMS RE/MAX Excalibur 8510 E. Shea Blvd. #100 Scottsdale, AZ 85260 602.850.4335 gayle@AZMovingPlan.com

Visit www.TheStonegateReport.com for latest market news, a free “What’s My Home Worth” report, and free important e-reports for Buyers and Sellers.

If your home is currently listed, this is not a solicitation for that listing.

A SAMPLING OF REAL ESTATE ACTIVITY IN

Address CURRENTLY FOR SALE: 11819 E. Sorrel Ln. 11843 E. Sorrel Ln. 11848 E. Terra Dr. 11904 E. Terra Dr. 11818 E. Mission Ln. 9104 N. 115th Pl. 9110 N. 119th St. 12016 E. Bella Vista Dr. 11687 E. Bella Vista Dr. 11638 E. Carol Ave. 12006 E. Mission Lane Cir. 9712 N. 116th St. 9751 N. 117th Way 9667 N. 117th Way 11789 E. Terra Dr. 11629 E. Del Timbre Dr. 11412 E. Bella Vista Dr. 11637 E. Terra Dr. 12068 E. Bella Vista Cir. 9371 N. 113th Way 12148 E. San Simeon Dr. 11645 E. Del Timbre Dr. 11360 E. Carol Ave. 11409 E. Bella Vista Dr. 11752 E. Arabian Park 12173 E. Mission Ln.

Sq. Ft. / Bed / Bath 1616 / 2 Bed / 2 Bath 1616 / 2 Bed / 2 Bath 2410 / 3 Bed / 2.5 Bath 2271 / 3 Bed / 2 Bath 3006 / 3 Bed / 3.5 Bath 2241 / 3 Bed / 2 Bath 2148 / 3 Bed / 2 Bath 2171 / 4 Bed / 2 Bath 2375 / 3 Bed / 2 Bath 2382 / 3 Bed / 2 Bath 2883 / 4 Bed / 2.5 Bath 3336 / 4 Bed / 3 Bath 2782 / 4 Bed / 3 Bath 3249 / 5 Bed / 3.5 Bath 2552 / 2 Bed / 2 Bath 4002 / 5 Bed / 4 Bath 3401 / 4 Bed / 3 Bath 4039 / 4 Bed / 3 Bath 3297 / 4 Bed / 3 Bath 2821 / 4 Bed / 2.5 Bath 3149 / 4 Bed / 3 Bath 3888 / 4 Bed / 3 Bath 3830 / 5 Bed / 3 Bath 4207 / 5 Bed / 4.5 Bath 4163 / 5 Bed / 4 Bath 4253 / 5 Bed / 4.5 Bath

SALE PENDING: 11830 E. Carol Ave. 9420 N. 118th St. 11836 E. Bella Vista Dr. 11256 E. Palomino Rd. 9124 N. 118th Pl. 11388 E. Appaloosa Pl. 9156 N. 114th St.

1499 / 2 Bed / 2 Bath 2410 / 3 Bed / 2.5 Bath 2752 / 4 Bed / 2 Bath 3499 / 4 Bed / 3.75 Bath 3309 / 5 Bed / 3.5 Bath 3702 / 4 Bed / 3.5 Bath 3811 / 4 Bed / 3 Bath

List Price $430,000 $479,000 $500,000 $510,000 $513,900 $529,900 $595,000 $599,000 $659,000 $699,000 $699,000 $729,900 $739,900 $748,900 $749,900 $799,000 $799,000 $799,000 $849,900 $889,000 $919,000 $950,000 $1,099,000 $1,195,000 $1,199,000 $1,200,000 $499,900 $549,000 $599,900 $600,000 $700,000 $849,000 $899,000

NEW STONEGATE COMMUNITY WEBSITE UNVEILED: Log onto www.TheStonegateReport.com and tell us what you think!

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ANALYSIS OF YOUR HOME’S APPROXIMATE VALUE E-MAILED TO YOUR INBOX! Simple. Automated. Dependable. www.ScottsdaleHomePrices.com All information is deemed reliable but not guaranteed.

The properties on this list have been listed/sold by various participants in the MLS.

Produced by Desert Lifestyle Publishing • 480.460.0996

ISSN-1939-9391

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