Brady Holland
Arizona Homeowner November | December 2012
Mortgage Banker
Real estate financing can be a daunting task. And that is especially true in today’s world where lenders are more cautious about lending due to economic uncertainty. I understand that choosing a mortgage is one the biggest decisions that you will make. You want the best interest rate and you want the pre-approval, application, and close of escrow process to be hassle-free. I understand. I listen to your needs. And I respond quickly and deliver. Let me put my nearly two decades of residential lending experience to work for you!
Call me today!
Why Are You Throwing Money Away… WHEN YOU COULD SAVE, PERHAPS, $5,000 A YEAR WITH A SIMPLE REFINANCE?!
Many of you have already called to take advantage of our amazingly low interest rates through a purchase or refinance. And for those that haven’t yet called, what are you waiting for? Mortgage rates are at an all-time low. I’m seeing most clients lower their existing mortgage interest rate by 2-3%. That can add up to SERIOUS SAVINGS. As an example, a 2% reduction in rate on a $250,000 loan saves you $5,000 a year. Over ten years that saves you $50,000! I don’t know of a single household that couldn’t use an extra $5,000 each year. No equity? I’ve got options. In the past, many of you were unable to refinance due to the bad economy forcing home prices down to the point where you owed more than the house was worth. But times have changed. I wanted to remind everyone that we have some remarkable loan programs that allow us to refinance many homes that have negative equity.
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Please give me a call or email today for a free, no-obligation consult on what a refinance can save YOU. I think you’ll be pleasantly surprised, if not shocked, with how much money can be saved. And as an added bonus, a refinance allows you to skip a mortgage payment, putting even more money back into your pocket just when you need it.
Brady Holland Branch Manager NMLS 180079
Direct: 480.272.3282 Brady@BradyHollandGroup.com
MORTGAGE RATES As of 8/22/12
Loan Rates for $150K-$417K: • 30-Year Fixed: 3.625%/3.776% APR • 15-Year Fixed: 3.000%/3.121% APR • 7/1 ARM: 3.125%/3.124% APR
*Note: All rate quotes offered for primary home purchase or no cash-out refinance financing with 720+ FICO score. Loans under $417K are quoted based on 20% equity. Loans above $417k and other financing options are available upon request. All rates are quoted subject to change without notice. NMLS 81395
AZ BK#910890
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