Brady Holland Mortgage Banker
Pinnacle Capital Mortgage Corporation 3200 E. Camelback Rd., Suite 123 Phoenix, AZ 85018
MLO-180079
Real estate financing can be a daunting task. And that is especially true in today’s world where lenders are more cautious about lending due to economic uncertainty. I understand that choosing a mortgage is one the biggest decisions that you will make. You want the best interest rate and you want the pre-approval, application, and close of escrow process to be hassle-free. I understand. I listen to your needs. And I respond quickly and deliver. Let me put my nearly two decades of residential lending experience to work for you!
Call me today!
Arizona Homeowner July | August 2013
REAL MONEY BACK IN YOUR POCKET!
With home values rising over 30% in most areas in the past year and a half, there is a sharp drop in HARP loan refinances. (HARP loans were designed to refinance upside-down and negative equity homes). That’s because many people who were upside-down on their home a year ago now have positive equity. Many now have enough equity to get rid of their expensive conventional and FHA mortgage insurance.
What if you could save HUNDREDS OF DOLLARS A MONTH? Now that home values are higher, many of you are now eligible to have that expensive mortgage insurance taken off your loan. It’s easy to do. Just call or email me to find out how.
FEDERAL RESERVE GIVES AMERICANS “LAST CALL”
Have you ever been at a party when the host runs out of food and drink? Hungry people start jockeying for position to grab the last of the buffet. Well that’s what has happened with mortgage rates since my last newsletter just 45 days ago. The Federal Reserve has essentially said “The Party Is Over” now that the economy is steadily improving. They have signaled that they will slow down and eventually end their program of artificially holding mortgage rates to all-time lows. The Federal Reserve is definitely telling us that “it’s last call with them spiking the punch bowl of super-low mortgage rates.”
Lake Recreation From Boating to Fishing, Summertime Means Lake Time!
Are you worried about missing out on our all-time low mortgage rates? Contact me today to discuss how you can lock in a near record-low mortgage rate for your refinance or purchase before “the party is over.”
Brady Holland Branch Manager MLO-180079
Direct: 480.272.3282 Brady@BradyHollandGroup.com
MORTGAGE RATES As of 6/20/13
Loan Rates for $150K-$417K: • 30-Year Fixed: 4.00%/4.204% APR • 15-Year Fixed: 3.25%/3.606% APR • 7/1 ARM: 3.125%/3.319% APR
*Note: All above rate quotes offered for primary home purchase or no cash-out refinance financing with 20% equity and 720+ FICO scores. Loans above $417k and other financing options are available upon request. All rates are quoted subject to change without notice. NMLS 81395
AZ BK#910890
This is not a commitment to lend. Subject to qualification. Not all applicants will qualify.
Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net
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