Arizona Homeowner Presented By Bonnie Burke

J OHN C OATS

Arizona Homeowner March | April 2014

Mortgage Banker MLO-117281

Real estate financing can be a daunting task.

I understand.

I listen to your needs.

And I respond quickly and deliver.

Let me put my nearly two decades of residential lending experience to work for you!

Call me today!

Spring Fever Hits!

Baseball Heaven

Get The Home You Want NOW!

JOHN COATS Mortgage Banker

MLO-117281

Direct: 602.327.3631 John@JohnCoatsMortgages.com PCMArizona.com

Pinnacle Capital mortgage corporation PINNACLE CAPITAL MORTGAGE CORPORATION JOHN COATS MLO#117281 OR, CA, ID, UT NMLS 81395 AZ-BK 910890 COLORADO LMB 100021795 CHECK THE LICENSE STATUS OF YOUR MORTGAGE LOAN ORIGINATOR HTTP://WWW.DORA.STATE.CO.US/REAL-ESTATE/INDEX.HTM LICENSED BY THE DEPARTMENT OF CORPORATIONS UNDER THE CALIFORNIA RESIDENTIAL MORTGAGE LENDING ACT 3200 EAST CAMELBACK ROAD, SUITE 123, PHOENIX, AZ 85018 DIRECT: 602-840-3383 | FAX: 866-542-3694 THIS IS NOT A COMMITMENT TO LEND. SUBJECT TO QUALIFICATION. NOT ALL APPLICANTS WILL QUALIFY.

• • • • • • •

8% Down for $200,000 - $417,000 Sales Price 13% Down for >$417,000 <=$1,000,000 Sales Price Owner Occupied SFR, Detached PUDs only 1 DAY Seasoning of a Bankruptcy, Foreclosure or Short-Sale Minimum 550 FICO Score Maximum 50% Debt-to-Income 6 Year Purchase & Sale Agreement to execute Option to Buy home when they can obtain Institutional Financing (provided by Pinnacle Capital)

Ask me about this exclusive program only to our company.

This program will eliminate your waiting period to own a home. Call me today!

John Coats Branch Manager

(602) 327-3631 john@pcmarizona.com

Pinnacle Capital Mortgage 3200 East Camelback Road | Suite 123 | Phoenix, AZ 85018

www.pcmarizona.com NMLS 81395 | AZ-BK 910980 Equal Housing Lender

the good earth Get Gardening

incredible Italian cuisine LaBocca’s Spaghetti Alla Bolognes

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

Event Calendar March | April 2014

Masters of Movement Orpheum Theatre | March 27-30 602.381.1096 | BalletAZ.org Masters of Movement features works by acclaimed modern day dance choreographers that push the boundaries of classical ballet. Alejandro Cerrudo, acclaimed choreographer from Hubbard Street Dance Chicago, presents Off Screen, with dance inspired by film scores.

It’s slinky and modern, with sexy steps and eccentric moves. Ib Andersen’s elegant and intricate masterpiece Symphonie Classique returns with costumes by Martin Pakledinaz, two-time Tony Award winning designer.

2014 Windsor Square Home and Garden Tour Windsor Square Historic District | March 30 602.619.4444 | WindsorSquarePhoenix.org Located at Central Avenue and Camelback Road in the central corridor of Phoenix, Windsor Square is one of the most sought-after historic neighborhoods in Arizona. The breathtakingly beautiful Windsor Square neighborhood is rich with history with many homes that are 60 to 75 years old. Started in 1929, the 260-home neighborhood is considered to be one of the first few suburbs of the city of Phoenix. The historic home and garden tour is a self-guided walking tour featuring 12 historic homes, a beautiful garden, plant societies and a beer garden.

Music in the Garden Desert Botanical Garden | April 4 480.481.8188 | DBG.org Situated at the base of a saguaro-lined butte Music in the Desert Botanical Garden pairs great live local bands with the most enchanting venue in the Valley. Fabulous Food Fine Catering and Events provides a chef-attended station featuring weekly specials for an additional charge. The Patio Café will also be open during the concert with items for purchase from the café menu. A full cash bar, wine flights and wine by the bottle are available for purchase.

Scottsdale Culinary Festival Scottsdale Center for the Performing Arts | April 8-13 480.945.7193 | ScottsdaleFest.org This festival draws more than 40,000 visitors looking to enjoy fabulous food, fun and festivities. No matter what kind of culinary experience you crave, there’s something for everyone! If you love great food, fine wine and boutique brews, the Scottsdale Culinary Festival is a priority on your itinerary. This six-day celebration of the culinary arts has something for everyone, from exquisite multi-course meals and wine-and-chocolate pairings to the Great Arizona Picnic.

Batter up! It’s baseball spring training season in Arizona again, and we’re in the midst of some serious fun in the sun. There’s no place better to experience America’s favorite pastime and enjoy seeing your favorite teams warm up for the regular season than here in Phoenix where the weather is perfect for baseball. And all the major players are here right in our own backyard! (And did we mention the price can’t be beat?) Whether you’re a Valley resident who relocated from another region and longs to see their favorite team, or a Diamondbacks diehard who just wants to get the season started, you’re in the right place to see the best of baseball right here at home.

For those who aren’t up on their spring training stats, here’s a quick overview of all our region has to offer. The Phoenix metro area is home to the Cactus League, which traces its roots back to 1947 when two teams, the Cleveland Indians and the then-New York Giants, began seeking out the Arizona sun for spring training. Today the league is comprised of 15 Major League Baseball teams that train for the regular season under the warm Arizona spring sun. The teams play at 15 stadiums sprinkled throughout the region: Camelback

Spring Gardening Gardening in the Valley can be a little tricky. It’s dry. It’s hot. And because of our ultra-hot summers and mild winters, we have two general growing seasons: from mid-February through May and again from September through mid-November.

As the risk of overnight below-freezing temperatures diminishes about mid-March, it’s time for green-thumbed Valley residents to get back to gardening. That means tidying up the yard and selecting new flowers to plant in the ground. These new plants will generally bloom in late summer or fall. But in the Phoenix area, certain plants do better than others, and new residents should be aware that plants that do well in other parts of the country will not do well here in the desert.

One of the most important rules to gardening in the Valley is choosing plants that will do well and survive in the high heat of our climate. After all, Phoenix is located in the Sonoran Desert and is a subtropical desert zone so not just any plant will do well and thrive here.

The first plants that fit the bill are xeriscape and native plants, or plants that are acclimated to dry climates and can survive with the natural rainfall in the Valley.

In short, they need little or no supplemental water, which is important when water is scarce. Many xeriscape plants are native to the area which is why they thrive here.

Consider cactus, such as saguaro and prickly pear; succulents, such as agave, aloe, and ocotillo; and perennials, including sage, lantana, desert marigolds, desert coreopsis, and a wide variety of penstemon.

For pops of color that last throughout the growing season, many more traditional annuals that do well in other locales also put on a show here in Arizona. And several, such as marigolds, sunflowers, southwestern cosmos, Mexican gold poppy, flax, and zinnias, can all do well even in the extreme heat as long as they are regularly and thoroughly watered.

For a complete guide of what plants to plant this spring, visit the Desert Botanical Garden’s web site at www.dbg.org and click on “Gardening tips for every month of the year.” And be sure to check out their Spring Plant Sale March 15 & 16. You can also visit any garden nursery in the area to get many more ideas and suggestions for plants that will bring you years of enjoyment in your garden.

Your Home

Ranch in Phoenix (home to the Chicago White Sox and the Los Angeles Dodgers), Goodyear Ballpark in Goodyear (home to the Cincinnati Reds and the Cleveland Indians), Cubs Park in Mesa (home to the Chicago Cubs), Maryvale Baseball Park in Phoenix (home to the Milwaukee Brewers), Peoria Sports Complex in Peoria (home to the San Diego Padres and the Seattle Mariners), Phoenix Municipal Stadium in Phoenix (home to the Oakland Athletics), Scottsdale Stadium in Scottsdale (home to the San Francisco Giants), Surprise Stadium in Surprise (home to the Kansas City Royals and

the Texas Rangers), Tempe Diablo Stadium in Tempe (home to the Los Angeles Angels), and Salt River Fields at Talking Stick in Scottsdale (home to the Arizona Diamondbacks and the Colorado Rockies).

Want to see some of your favorite teams out on the diamond? Check out the complete spring training schedule at www.springtrainingonline.com.

The regular Major League Baseball season starts March 31st, so don’t delay on getting out there to see your favorite teams at family-friendly prices during the spring training season. The weather is perfect, the prices are low, and the ballparks are all in close proximity to one another, making it possible to see several games in a short time. What are you waiting for?

Bolognese Sauce INGREDIENTS: 1/2 lb ground beef (80/20) 1/2 lb ground hot Italian sausage 1/2 lb ground veal 1/2 yellow onion diced 1 small carrot diced 1/4 lb button mushrooms sliced 1/2 tbsp garlic minced 1/2 tbsp Kosher salt

Local Flavor!

44th Annual Scottsdale Arts Festival Scottsdale Center for the Performing Arts | March 14-16 480.499.8587 | ScottsdalePerformingArts.org The Scottsdale Arts Festival has been recognized for its high-quality fine arts since 1971. The Festival showcases nearly 200 jury-selected artists from throughout the United States and Canada who work in painting, sculpture, glass and ceramics, jewelry, photography and more. Works of art are available for purchase directly from the artists and through the Festival’s online art auction.

La Bocca Urban Pizzeria & Wine Bar 480.967.5244 | LaBoccaPizzeria.com

1/2 tbsp oregano dried 1/4 tsp clove ground 4 oz tomato paste 1/2 cup white wine 2 oz evaporated milk 1 1/2 28oz cans of petite diced tomato 1/4 c fresh herbs minced (parsley, oregano, and basil)

DIRECTIONS: In a large pot brown the three meats separately reserving the rendered fat. Remove the cooked ground beef and place into a large mixing bowl before adding the sausage, and follow this procedure until the veal has been cooked. Discard all of the rendered fat except for 1/4 cup. Add the onion, and carrot to the 1/4 cup of rendered fat and sprinkle 1/4 tablespoon of the Kosher salt to this mixture then cook over medium heat until tender. Once the carrots and onions are tender add the garlic and sliced mushrooms add remaining 1/4 tablespoon of Kosher salt and cook for an additional five minutes over medium heat. Add the dried oregano, and ground clove to the mushrooms and vegetables, stir in the tomato paste and cook for two minutes stirring constantly. Add the white wine and evaporated milk, and the 1 1/2 cans of tomato. Bring to a boil and reduce to a simmer and cook for three hours over low heat. Finish the sauce with the minced fresh herbs and adjust the seasonings with salt and pepper as needed.

Serve with your favorite pasta noodles and garlic bread.

Event Calendar March | April 2014

Masters of Movement Orpheum Theatre | March 27-30 602.381.1096 | BalletAZ.org Masters of Movement features works by acclaimed modern day dance choreographers that push the boundaries of classical ballet. Alejandro Cerrudo, acclaimed choreographer from Hubbard Street Dance Chicago, presents Off Screen, with dance inspired by film scores.

It’s slinky and modern, with sexy steps and eccentric moves. Ib Andersen’s elegant and intricate masterpiece Symphonie Classique returns with costumes by Martin Pakledinaz, two-time Tony Award winning designer.

2014 Windsor Square Home and Garden Tour Windsor Square Historic District | March 30 602.619.4444 | WindsorSquarePhoenix.org Located at Central Avenue and Camelback Road in the central corridor of Phoenix, Windsor Square is one of the most sought-after historic neighborhoods in Arizona. The breathtakingly beautiful Windsor Square neighborhood is rich with history with many homes that are 60 to 75 years old. Started in 1929, the 260-home neighborhood is considered to be one of the first few suburbs of the city of Phoenix. The historic home and garden tour is a self-guided walking tour featuring 12 historic homes, a beautiful garden, plant societies and a beer garden.

Music in the Garden Desert Botanical Garden | April 4 480.481.8188 | DBG.org Situated at the base of a saguaro-lined butte Music in the Desert Botanical Garden pairs great live local bands with the most enchanting venue in the Valley. Fabulous Food Fine Catering and Events provides a chef-attended station featuring weekly specials for an additional charge. The Patio Café will also be open during the concert with items for purchase from the café menu. A full cash bar, wine flights and wine by the bottle are available for purchase.

Scottsdale Culinary Festival Scottsdale Center for the Performing Arts | April 8-13 480.945.7193 | ScottsdaleFest.org This festival draws more than 40,000 visitors looking to enjoy fabulous food, fun and festivities. No matter what kind of culinary experience you crave, there’s something for everyone! If you love great food, fine wine and boutique brews, the Scottsdale Culinary Festival is a priority on your itinerary. This six-day celebration of the culinary arts has something for everyone, from exquisite multi-course meals and wine-and-chocolate pairings to the Great Arizona Picnic.

Batter up! It’s baseball spring training season in Arizona again, and we’re in the midst of some serious fun in the sun. There’s no place better to experience America’s favorite pastime and enjoy seeing your favorite teams warm up for the regular season than here in Phoenix where the weather is perfect for baseball. And all the major players are here right in our own backyard! (And did we mention the price can’t be beat?) Whether you’re a Valley resident who relocated from another region and longs to see their favorite team, or a Diamondbacks diehard who just wants to get the season started, you’re in the right place to see the best of baseball right here at home.

For those who aren’t up on their spring training stats, here’s a quick overview of all our region has to offer. The Phoenix metro area is home to the Cactus League, which traces its roots back to 1947 when two teams, the Cleveland Indians and the then-New York Giants, began seeking out the Arizona sun for spring training. Today the league is comprised of 15 Major League Baseball teams that train for the regular season under the warm Arizona spring sun. The teams play at 15 stadiums sprinkled throughout the region: Camelback

Spring Gardening Gardening in the Valley can be a little tricky. It’s dry. It’s hot. And because of our ultra-hot summers and mild winters, we have two general growing seasons: from mid-February through May and again from September through mid-November.

As the risk of overnight below-freezing temperatures diminishes about mid-March, it’s time for green-thumbed Valley residents to get back to gardening. That means tidying up the yard and selecting new flowers to plant in the ground. These new plants will generally bloom in late summer or fall. But in the Phoenix area, certain plants do better than others, and new residents should be aware that plants that do well in other parts of the country will not do well here in the desert.

One of the most important rules to gardening in the Valley is choosing plants that will do well and survive in the high heat of our climate. After all, Phoenix is located in the Sonoran Desert and is a subtropical desert zone so not just any plant will do well and thrive here.

The first plants that fit the bill are xeriscape and native plants, or plants that are acclimated to dry climates and can survive with the natural rainfall in the Valley.

In short, they need little or no supplemental water, which is important when water is scarce. Many xeriscape plants are native to the area which is why they thrive here.

Consider cactus, such as saguaro and prickly pear; succulents, such as agave, aloe, and ocotillo; and perennials, including sage, lantana, desert marigolds, desert coreopsis, and a wide variety of penstemon.

For pops of color that last throughout the growing season, many more traditional annuals that do well in other locales also put on a show here in Arizona. And several, such as marigolds, sunflowers, southwestern cosmos, Mexican gold poppy, flax, and zinnias, can all do well even in the extreme heat as long as they are regularly and thoroughly watered.

For a complete guide of what plants to plant this spring, visit the Desert Botanical Garden’s web site at www.dbg.org and click on “Gardening tips for every month of the year.” And be sure to check out their Spring Plant Sale March 15 & 16. You can also visit any garden nursery in the area to get many more ideas and suggestions for plants that will bring you years of enjoyment in your garden.

Your Home

Ranch in Phoenix (home to the Chicago White Sox and the Los Angeles Dodgers), Goodyear Ballpark in Goodyear (home to the Cincinnati Reds and the Cleveland Indians), Cubs Park in Mesa (home to the Chicago Cubs), Maryvale Baseball Park in Phoenix (home to the Milwaukee Brewers), Peoria Sports Complex in Peoria (home to the San Diego Padres and the Seattle Mariners), Phoenix Municipal Stadium in Phoenix (home to the Oakland Athletics), Scottsdale Stadium in Scottsdale (home to the San Francisco Giants), Surprise Stadium in Surprise (home to the Kansas City Royals and

the Texas Rangers), Tempe Diablo Stadium in Tempe (home to the Los Angeles Angels), and Salt River Fields at Talking Stick in Scottsdale (home to the Arizona Diamondbacks and the Colorado Rockies).

Want to see some of your favorite teams out on the diamond? Check out the complete spring training schedule at www.springtrainingonline.com.

The regular Major League Baseball season starts March 31st, so don’t delay on getting out there to see your favorite teams at family-friendly prices during the spring training season. The weather is perfect, the prices are low, and the ballparks are all in close proximity to one another, making it possible to see several games in a short time. What are you waiting for?

Bolognese Sauce INGREDIENTS: 1/2 lb ground beef (80/20) 1/2 lb ground hot Italian sausage 1/2 lb ground veal 1/2 yellow onion diced 1 small carrot diced 1/4 lb button mushrooms sliced 1/2 tbsp garlic minced 1/2 tbsp Kosher salt

Local Flavor!

44th Annual Scottsdale Arts Festival Scottsdale Center for the Performing Arts | March 14-16 480.499.8587 | ScottsdalePerformingArts.org The Scottsdale Arts Festival has been recognized for its high-quality fine arts since 1971. The Festival showcases nearly 200 jury-selected artists from throughout the United States and Canada who work in painting, sculpture, glass and ceramics, jewelry, photography and more. Works of art are available for purchase directly from the artists and through the Festival’s online art auction.

La Bocca Urban Pizzeria & Wine Bar 480.967.5244 | LaBoccaPizzeria.com

1/2 tbsp oregano dried 1/4 tsp clove ground 4 oz tomato paste 1/2 cup white wine 2 oz evaporated milk 1 1/2 28oz cans of petite diced tomato 1/4 c fresh herbs minced (parsley, oregano, and basil)

DIRECTIONS: In a large pot brown the three meats separately reserving the rendered fat. Remove the cooked ground beef and place into a large mixing bowl before adding the sausage, and follow this procedure until the veal has been cooked. Discard all of the rendered fat except for 1/4 cup. Add the onion, and carrot to the 1/4 cup of rendered fat and sprinkle 1/4 tablespoon of the Kosher salt to this mixture then cook over medium heat until tender. Once the carrots and onions are tender add the garlic and sliced mushrooms add remaining 1/4 tablespoon of Kosher salt and cook for an additional five minutes over medium heat. Add the dried oregano, and ground clove to the mushrooms and vegetables, stir in the tomato paste and cook for two minutes stirring constantly. Add the white wine and evaporated milk, and the 1 1/2 cans of tomato. Bring to a boil and reduce to a simmer and cook for three hours over low heat. Finish the sauce with the minced fresh herbs and adjust the seasonings with salt and pepper as needed.

Serve with your favorite pasta noodles and garlic bread.

ALERT!!! REAL PROPERTY TAX APPEAL DEADLINE SENIOR CITIZEN RELIEF PROGRAMS

&

By now you should have received your Real Property Tax Evaluation Notice. Please keep in mind you have the option to appeal your property taxes. Don’t be intimidated, the appeal process is rather simple and there is assistance available. Unfortunately many tend to miss the deadlines or may not even be aware of how the process works. Many are unaware of the “Senior Citizens Relief Programs” The purpose of this program is to freeze application year Full Cash Value and Limited Property Value of a Primary Residence Owned by Seniors Based on Income and Age. Below you will find the official website and form links. It is my hope you find the information

provided to be of value!

Assessor Petersen Releases Tax Year 2015 Valuation Notices: “If they disagree with any of the information contained on the notice, then they should consider appealing the notice. This year, the administrative appeal deadline is April 22, 2014 (by statute, this is sixty (60) days from the mail date). “

To access links/forms please just click on it.

Residential Property Appeals Information Link: http://mcassessor.maricopa.gov/property/appeals/ Residential Property Appeal Forms Links: Online Residential Appeal Form ONLINE Residential Appeal Form Residential Petition for Review of Valuation Fillable Residential Appeal Form (DOR 82130R). This form can be filled and printed but not saved.

Muliple Parcel Appeal Form Fillable Multi Parcel Form (DOR 82131)

Senior Valuation Relief Programs Information and Forms Links: Application Deadline 9-1-14 http://mcassessor.maricopa.gov/valuation-relief-programs/ Senior Property Valuation Protection Form

….. ote n r hte

rig

b On a

Bonnie Burke ABR, CDPE, CIAS, CLHMS, CRS, e-Pro, GRI

480.720.8001 Bonnie@BonnieBurke.com www.BonnieBurke.com