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Brady Holland

Senior Mortgage Banker

V.I.P. Mortgage, Inc. 8414 N. 90th St. | Suite 102 Scottsdale, AZ 85258 RETURN SERVICE REQUESTED

85026 PERMIT 1441

Real estate financing can be a daunting task. And that is especially true in today’s world where lenders are more cautious about lending due to economic uncertainty. I understand that choosing a mortgage is one the biggest decisions that you will make. You want the best interest rate and you want the pre-approval, application, and close of escrow process to be hassle-free. I understand. I listen to your needs. And I respond quickly and deliver. Let me put my nearly two decades of residential lending experience to work for you! • The needs of every client are different. I specialize in tailoring a loan and financing strategy that will best fit the individual needs of each client. • Have you ever closed on a mortgage and later had remorse that you may have picked the wrong loan program or paid too much in fees? I offer a benefit analysis on every loan to ensure that the loan program and the associated costs are the best fit and in the best interest of the client. • I use the latest lending technology to deliver a loan credit decision in hours, not days. • Closing thousands of loans over the course of my career assures you that as an industry veteran I have the knowledge and expertise to handle every situation. • My impeccable reputation is my best asset. I always strive to exceed your expectations and earn your business for life!

Call me today!

Arizona Homeowner September | October 2011

HOME MARKET TRENDS How do sales figures and inventory levels compare to this time last year? You’ll see that 2011 has brought more home sales than 2010 AND a shrinking inventory. Supply and Demand is working in our favor to help stabilize our real estate market:

YEARLY MARKET COMPARISON (Source: ARMLS) NUMBER OF NEW LISTINGS

YTD Total

2010 61,615

NUMBER OF SOLD LISTINGS

YTD Total

2010 36,609

2011 53,199

Difference -8,416

Change -13.7%

2011 39,512

Difference 2,903

Change 7.3%

NUMBER OF SINGLE-FAMILY AND PATIO HOMES CURRENTLY FOR SALE

2010 2011 Difference Change (on June 21st) 35,897 18,264 -17,633 -49.1% What about pricing? When you compare the last 30 days of sales vs. the first month of the year, you’ll see that the average sales price is higher. Also of interest, the actual sales price vs. the original listing price is improving, indicating that buyers are paying closer to asking price than earlier this year.

In Admiration of Arizona

Why We Love it Here

PRICING STATISTICS (Source: ARMLS) DATE RANGE May 15, 2011 – June 15, 2011 Jan. 1, 2011 – Jan. 31, 2011

AVERAGE SOLD PRICE $173,912 $168,585

SOLD PRICE/ORIGINAL LIST PRICE 87.56% 86.60%

Information is deemed reliable, but not guaranteed.

MORTGAGE RATES Brady Holland

Senior Mortgage Banker NMLS 180079

Office: 480.278.8993 Cell: 480.272.3282 E-Fax: 480.223.4290 BHolland@VIPMtgInc.com

As of 6/22/11

Loan Rates for $150K-$417K: • 30 Year Fixed: 4.625%/4.736% • 15 Year Fixed: 3.875%/4.060% • 5/1 ARM: 3.625%/3.727%

Loan Rates for $418K-$1.5M: • 30 Year Fixed: 5%/5.055% • 5/1 ARM: 3.5%/3.219% • 7/1 ARM: 3.875%/3.455%

*Note: All rate quotes offered at 0% points for primary home purchase or no cash-out refinance financing with 720+ FICO score. Loans under $417K are quoted based on 20% equity while loans over $417K require 20%-30% equity. Other financing options are available upon request. All rates quoted are subject to change without notice. NMLS 145502 AZ BK#0909074

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

important household documents Are Yours Kept Safe?

lazy sunday mornings Village Tavern’s Eggs Benedict


Event Calendar September | October 2011

John C. Lincoln Guild Invitational Golf Tournament Wildfire Golf Club, Sept. 21st 602.331.7860 | JCL.com/golf Begin your day with registration and breakfast, followed by a shotgun start. Lunch and awards will wind up your outing. Help in procuring funds for several community service programs including Desert Mission Food Bank and Lincoln Learning Center, and try to surpass last year’s total of $175,000 raised. West Side Story ASU Gammage, Sept. 27th – Oct. 2nd 480.965.3434 | ASUGammage.com Directed by David Saint, West Side Story remains as powerful, poignant and timely as ever – even some 50 years after its Broadway debut. Billed as the greatest love story of all time, this Tony Award-winning story continues to mesmerize and delight audiences around the globe. Don’t miss it! Dine Out with the Chefs Scottsdale Center for the Performing Arts, Oct. 2nd 480.499.8587 | ScottsdalePerformingArts.org Ring in fall with a delicious culinary event. You’ll have the opportunity to socialize with some of the Valley’s most celebrated chefs while you taste their amazing creations. Live entertainment, wine tasting and tequila samplings keep the party hopping. Proceeds benefit the Center’s arts education and outreach programs. Bon Apetit! Rendez-Zoo Phoenix Zoo, Oct. 15th 602.286.3855 | PhxZoo.org When the sun goes down and the stars sparkle in the night sky, the Phoenix Zoo comes alive for an exotic adventure of dinner, drinks and dazzling experiences. Support the Zoo and its more than 200 endangered or threatened animals at the second annual Rendez-Zoo, An Evening of Conservation and Cuisine. Moondance 2011 Heard Museum Phoenix, Oct. 22nd 602.346.8192 | Heard.org Mix and mingle with fellow Heard supporters as the Phoenix campus is transformed into a Country Western setting. Tap your toes along with scheduled musical performers Kris Kristofferson and Merle Haggard as they bring their time-honored tunes to guests! Dinner, dancing and cocktails round out this annual fundraiser.

ARIZONA. It’s a land brimming with treasures, both natural and man-made. It is a magical place, one of unending grandeur in which its beauties and mysteries continue to unfold for those exploring all of its offerings. Arizona’s great appeal is found in its stunning landscapes, its pleasant climate, a history rich with diverse cultures and a new modern influence able to satisfy the most sophisticated of personalities.

P R E SE RV I N G & P R O T E C T I N G

NATURAL WONDERS

Family Documents

Today, families take photographs digitally, store them electronically and share them through the Internet and social networking sites. A lot of time and attention go into preserving these priceless memories. Families also need to preserve, protect and store certain family documents. Which documents are significant? The following list provided by Paula Kirby, (www.PaulaKirbyLaw) a family law, probate, and business litigation attorney, is not exclusive but serves as a beginning reference. LEGAL DOCUMENTS: Birth and death certificates; marriage licenses; social security cards; passports and immigration paperwork; military records; premarital or post-nuptial agreements; divorce decrees, custody orders, spousal maintenance and child support awards or modifications and parenting plans; litigation documents and judgments; wills, trusts, health care and financial powers of attorney, end-of-life and other estate planning documents; federal and state income tax returns; deeds; title insurance; homeowner’s insurance; mortgages, residential loan and home equity loan documentation, and loan modification documents; vehicle registration and insurance; copies of driver’s licenses; employment contracts; stock option agreements or awards; employment bonus or commission awards or information; and evidence of professional licenses or accreditation. MEDICAL DOCUMENTS: Immunization records; medication records or a list of each family member’s medications; and copies of medical, dental and vision insurance cards. SCHOOL RECORDS: Enrollment records for each child’s prior schools; report cards or student performance records; high school, college and post-graduate certificates, diplomas or information; college entrance test scores (SAT, PSAT, ACT); college admission records; financial aid information and awards; and student loan information. FINANCIAL DOCUMENTS: Bank and financial account statements or online statements to support federal and state income tax returns and to provide information relating to retirement accounts; copies of credit cards and reward/points program information; stock certificates, bonds and savings bonds. VIDEO AND BUSINESS INVENTORIES: Home and business video inventories of furniture, furnishings and accessories, art, collectibles (stamps, coins), office furniture, computers and other electronics, memorabilia, tools, equipment and vehicles. PASSWORDS: Online passwords must be protected to prevent identity theft. Because there are so many financial transactions, and mortgage, automobile and credit card payments conducted online, it is important to maintain a secured list of all relevant account passwords used for this purpose and to make certain the information is accessible in case of an emergency. COMPUTER BACKUP OF FILES: Backup methods for computer records are readily available through online backup programs, duplicate hard drives, flash drives, CDs and by uploading documents to a secure document storage site. PROTECTION OF PERSONAL INFORMATION FROM THEFT AND DAMAGE: Many of the foregoing documents could provide a would-be thief with sensitive information. Be certain to protect this information diligently, because identity theft is a tremendous threat. Consider using a fireproof home safe, but remember documents may not be protected from water damage and flash drives/CDs/videos may melt. Another option is a safe deposit box, accessible by at least one other trusted friend or family member, but note that safe deposit contents are not protected by the FDIC. Some families investigate reputable online storage services, through which you may be able to store and access these documents online. Attorney Paula Kirby states, regardless of what phase you are in your personal or professional life, having these documents in order is priceless and will give you peace of mind.

Your Home

The land that is Arizona has been the topic of poets, scholars, photographers and others simply awe-inspired by its majesty. From the jaw-dropping Grand Canyon to the stunning red rocks of Sedona, the gorgeous sights of Arizona are beloved by residents and travelers from all parts of our globe. Perhaps the greatest charm of the Arizona landscape lies in its seemingly infinite diversity. In less than a day’s travel, one can experience the sheer beauty of the Sonoran Desert’s surprising lushness as well as snow-covered pine trees blanketing mountain ridges. Famous destinations such as the Painted Desert, Monument Valley and Karchner Caverns give way to the equally stunning, albeit lesser known, treasures of winding canyon lands, vast plateaus, ancient volcanoes and saguarostudded expanses of desert.

FANTASTIC CLIMATE

In a haven that boasts a plentitude of sunshine, many can not resist the allure of such a lovely place to spend their lives. Arizona’s exceptionally clear skies lend themselves to dark, starry nights and magical, azure-blue days. Even the desert’s abundant dust contributes to Arizona’s famous sunsets as the descending sunlight reflects off of these minute particles in the air. Skies painted with blazing reds and oranges, and gorgeous purples and pinks are a nightly gift. Arizona’s low humidity allows even hot, desert air to cool significantly at night giving us pleasant temperatures in any season. With luxurious sunshine prevailing in each of the four seasons, Arizona is known as one of the most delightful places on earth.

RICH HISTORY

A place is molded by the people who have lived there. The cultures that have put their mark on Arizona have shaped it into what it is today. Arizona’s appealing character is a combination of Native American, Spanish and Mexican influences. As early American settlers migrated to Arizona in search of new opportunities and adventures, visions of frontier families, cowboys and gunfights pepper the images of our heritage. Because of this vivid and varied history, Arizona offers world-class museums and archeologicallyimportant discoveries.

MODERN CULTURE

From the humble beginnings of an outback Western Territory, the metropolises of Arizona have grown into their own. Vibrant cities are bursting with stylish nightspots and luxurious resorts. World-class golf, spas and shopping are just steps away from restaurants offering cuisine for every palate. Dynamic performing arts and thought-provoking visual arts are at our daily disposal. Life in Arizona is as serene or as fast-paced as an individual desires. Life in Arizona, for many, is a dream come true!

EGGS BENEDICT Ingredients: 1 tsp. vinegar 1 egg 1 slice Canadian bacon 1 English muffin

Local Flavor!

Run/Walk to Break the Silence Kiwanis Park, Sept. 17th 866.375.4951 | Ovarian.org The National Ovarian Cancer Coalition’s Run/Walk to Break the Silence on Ovarian Cancer benefits NOCC’s ovarian cancer awareness and education programs both locally and nationally. Choose from the 5K Walk/Run or 1-mile Fun Run. Special events will include photos, refreshments, entertainment and post-race massages!

Hollandaise sauce (see recipe below) paprika chopped parsley

Method: In a large skillet, bring 2 inches of water and the vinegar to a boil. Crack egg into a glass. Reduce water to a simmer and pour egg into water in one quick motion. Let eggs cook for 4-5 minutes. The white should be firm but the yellow should be runny. Remove eggs with a slotted spoon and drain on a paper towel. Toast the English muffins until golden. To assemble eggs benedict: Top muffin with bacon and a poached egg. Pour warm sauce over and garnish with paprika and chopped parsley. Hollandaise sauce: 2 egg yolks 1/2 Tbs. hot water 1/2 Tbs. lemon juice

Featuring Village Tavern 480.951.6445 | VillageTavern.com

1/2 stick unsalted butter, melted and hot salt and pepper

Method: Place yolks, water and lemon juice into blender. Blend for 1 minute. With blender running, pour butter through open hole of blender lid. Season with salt and pepper and keep warm.


Event Calendar September | October 2011

John C. Lincoln Guild Invitational Golf Tournament Wildfire Golf Club, Sept. 21st 602.331.7860 | JCL.com/golf Begin your day with registration and breakfast, followed by a shotgun start. Lunch and awards will wind up your outing. Help in procuring funds for several community service programs including Desert Mission Food Bank and Lincoln Learning Center, and try to surpass last year’s total of $175,000 raised. West Side Story ASU Gammage, Sept. 27th – Oct. 2nd 480.965.3434 | ASUGammage.com Directed by David Saint, West Side Story remains as powerful, poignant and timely as ever – even some 50 years after its Broadway debut. Billed as the greatest love story of all time, this Tony Award-winning story continues to mesmerize and delight audiences around the globe. Don’t miss it! Dine Out with the Chefs Scottsdale Center for the Performing Arts, Oct. 2nd 480.499.8587 | ScottsdalePerformingArts.org Ring in fall with a delicious culinary event. You’ll have the opportunity to socialize with some of the Valley’s most celebrated chefs while you taste their amazing creations. Live entertainment, wine tasting and tequila samplings keep the party hopping. Proceeds benefit the Center’s arts education and outreach programs. Bon Apetit! Rendez-Zoo Phoenix Zoo, Oct. 15th 602.286.3855 | PhxZoo.org When the sun goes down and the stars sparkle in the night sky, the Phoenix Zoo comes alive for an exotic adventure of dinner, drinks and dazzling experiences. Support the Zoo and its more than 200 endangered or threatened animals at the second annual Rendez-Zoo, An Evening of Conservation and Cuisine. Moondance 2011 Heard Museum Phoenix, Oct. 22nd 602.346.8192 | Heard.org Mix and mingle with fellow Heard supporters as the Phoenix campus is transformed into a Country Western setting. Tap your toes along with scheduled musical performers Kris Kristofferson and Merle Haggard as they bring their time-honored tunes to guests! Dinner, dancing and cocktails round out this annual fundraiser.

ARIZONA. It’s a land brimming with treasures, both natural and man-made. It is a magical place, one of unending grandeur in which its beauties and mysteries continue to unfold for those exploring all of its offerings. Arizona’s great appeal is found in its stunning landscapes, its pleasant climate, a history rich with diverse cultures and a new modern influence able to satisfy the most sophisticated of personalities.

P R E SE RV I N G & P R O T E C T I N G

NATURAL WONDERS

Family Documents

Today, families take photographs digitally, store them electronically and share them through the Internet and social networking sites. A lot of time and attention go into preserving these priceless memories. Families also need to preserve, protect and store certain family documents. Which documents are significant? The following list provided by Paula Kirby, (www.PaulaKirbyLaw) a family law, probate, and business litigation attorney, is not exclusive but serves as a beginning reference. LEGAL DOCUMENTS: Birth and death certificates; marriage licenses; social security cards; passports and immigration paperwork; military records; premarital or post-nuptial agreements; divorce decrees, custody orders, spousal maintenance and child support awards or modifications and parenting plans; litigation documents and judgments; wills, trusts, health care and financial powers of attorney, end-of-life and other estate planning documents; federal and state income tax returns; deeds; title insurance; homeowner’s insurance; mortgages, residential loan and home equity loan documentation, and loan modification documents; vehicle registration and insurance; copies of driver’s licenses; employment contracts; stock option agreements or awards; employment bonus or commission awards or information; and evidence of professional licenses or accreditation. MEDICAL DOCUMENTS: Immunization records; medication records or a list of each family member’s medications; and copies of medical, dental and vision insurance cards. SCHOOL RECORDS: Enrollment records for each child’s prior schools; report cards or student performance records; high school, college and post-graduate certificates, diplomas or information; college entrance test scores (SAT, PSAT, ACT); college admission records; financial aid information and awards; and student loan information. FINANCIAL DOCUMENTS: Bank and financial account statements or online statements to support federal and state income tax returns and to provide information relating to retirement accounts; copies of credit cards and reward/points program information; stock certificates, bonds and savings bonds. VIDEO AND BUSINESS INVENTORIES: Home and business video inventories of furniture, furnishings and accessories, art, collectibles (stamps, coins), office furniture, computers and other electronics, memorabilia, tools, equipment and vehicles. PASSWORDS: Online passwords must be protected to prevent identity theft. Because there are so many financial transactions, and mortgage, automobile and credit card payments conducted online, it is important to maintain a secured list of all relevant account passwords used for this purpose and to make certain the information is accessible in case of an emergency. COMPUTER BACKUP OF FILES: Backup methods for computer records are readily available through online backup programs, duplicate hard drives, flash drives, CDs and by uploading documents to a secure document storage site. PROTECTION OF PERSONAL INFORMATION FROM THEFT AND DAMAGE: Many of the foregoing documents could provide a would-be thief with sensitive information. Be certain to protect this information diligently, because identity theft is a tremendous threat. Consider using a fireproof home safe, but remember documents may not be protected from water damage and flash drives/CDs/videos may melt. Another option is a safe deposit box, accessible by at least one other trusted friend or family member, but note that safe deposit contents are not protected by the FDIC. Some families investigate reputable online storage services, through which you may be able to store and access these documents online. Attorney Paula Kirby states, regardless of what phase you are in your personal or professional life, having these documents in order is priceless and will give you peace of mind.

Your Home

The land that is Arizona has been the topic of poets, scholars, photographers and others simply awe-inspired by its majesty. From the jaw-dropping Grand Canyon to the stunning red rocks of Sedona, the gorgeous sights of Arizona are beloved by residents and travelers from all parts of our globe. Perhaps the greatest charm of the Arizona landscape lies in its seemingly infinite diversity. In less than a day’s travel, one can experience the sheer beauty of the Sonoran Desert’s surprising lushness as well as snow-covered pine trees blanketing mountain ridges. Famous destinations such as the Painted Desert, Monument Valley and Karchner Caverns give way to the equally stunning, albeit lesser known, treasures of winding canyon lands, vast plateaus, ancient volcanoes and saguarostudded expanses of desert.

FANTASTIC CLIMATE

In a haven that boasts a plentitude of sunshine, many can not resist the allure of such a lovely place to spend their lives. Arizona’s exceptionally clear skies lend themselves to dark, starry nights and magical, azure-blue days. Even the desert’s abundant dust contributes to Arizona’s famous sunsets as the descending sunlight reflects off of these minute particles in the air. Skies painted with blazing reds and oranges, and gorgeous purples and pinks are a nightly gift. Arizona’s low humidity allows even hot, desert air to cool significantly at night giving us pleasant temperatures in any season. With luxurious sunshine prevailing in each of the four seasons, Arizona is known as one of the most delightful places on earth.

RICH HISTORY

A place is molded by the people who have lived there. The cultures that have put their mark on Arizona have shaped it into what it is today. Arizona’s appealing character is a combination of Native American, Spanish and Mexican influences. As early American settlers migrated to Arizona in search of new opportunities and adventures, visions of frontier families, cowboys and gunfights pepper the images of our heritage. Because of this vivid and varied history, Arizona offers world-class museums and archeologicallyimportant discoveries.

MODERN CULTURE

From the humble beginnings of an outback Western Territory, the metropolises of Arizona have grown into their own. Vibrant cities are bursting with stylish nightspots and luxurious resorts. World-class golf, spas and shopping are just steps away from restaurants offering cuisine for every palate. Dynamic performing arts and thought-provoking visual arts are at our daily disposal. Life in Arizona is as serene or as fast-paced as an individual desires. Life in Arizona, for many, is a dream come true!

EGGS BENEDICT Ingredients: 1 tsp. vinegar 1 egg 1 slice Canadian bacon 1 English muffin

Local Flavor!

Run/Walk to Break the Silence Kiwanis Park, Sept. 17th 866.375.4951 | Ovarian.org The National Ovarian Cancer Coalition’s Run/Walk to Break the Silence on Ovarian Cancer benefits NOCC’s ovarian cancer awareness and education programs both locally and nationally. Choose from the 5K Walk/Run or 1-mile Fun Run. Special events will include photos, refreshments, entertainment and post-race massages!

Hollandaise sauce (see recipe below) paprika chopped parsley

Method: In a large skillet, bring 2 inches of water and the vinegar to a boil. Crack egg into a glass. Reduce water to a simmer and pour egg into water in one quick motion. Let eggs cook for 4-5 minutes. The white should be firm but the yellow should be runny. Remove eggs with a slotted spoon and drain on a paper towel. Toast the English muffins until golden. To assemble eggs benedict: Top muffin with bacon and a poached egg. Pour warm sauce over and garnish with paprika and chopped parsley. Hollandaise sauce: 2 egg yolks 1/2 Tbs. hot water 1/2 Tbs. lemon juice

Featuring Village Tavern 480.951.6445 | VillageTavern.com

1/2 stick unsalted butter, melted and hot salt and pepper

Method: Place yolks, water and lemon juice into blender. Blend for 1 minute. With blender running, pour butter through open hole of blender lid. Season with salt and pepper and keep warm.


So How is the Market? Are Things Picking Up? I am constantly asked this question in conversations. I think people are just being polite; however I want to address this question. In June we posted the largest number of sales (11,125) in our record keeping history. July’s sales were 24.6% less than June’s, but it was an 18.1% increase over July 2010. There seems to be a June to July sales pattern where sales fell from June to July in eight of the last 10 years. So to answer the age old question, “Yes, sales have picked up!” In the last newsletter I discussed inventory levels declining. Inventory continued to decline in July as well as new inventory coming on the market. Total inventory in July was 27,663 which is a 5.3% decline from June and a 35.5% drop from July 2010. Months supply of inventory ticked up to 3.30 in July from June’s 2.62, not a surprise given the decline in sales activity. Months of supply below a 4 indicates a Seller’s Market, between 4 and 6 a balanced market and above a 6 a Buyer’s Market. These numbers are for the entire Valley and not indicative of inventory supply in smaller market niches which can vary widely. Many areas and price ranges are still in oversupply range. New list pricing continues to be flat for the past 12 months. The median new list price ticked up 4% to $124,900. The median price is 3.9% below last year’s July median and the average is 5% lower than July 2010. These indicators show there is still no pricing recovery. Sales price show the same anemic activity. Median sales price declined to $109,000 in July. This median figure is 12.8% below July 2010. The averages sales price also declined 3.1% and is 12% below July 2010’s figure. Foreclosures pending continue to decline. Total foreclosures pending for July were 25,073 down from June’s number and crossed below the 2008 inclining foreclosures trend line. If the current rate holds true, it is likely that foreclosures pending will drop to the 10,000 mark by year end, a level not seen since September 2007. Distressed sales are a combination of lender-owned and short sales and have dominated the total sales since ARMLS began to track them. Distressed sales in July accounted for 66.7% of total sales, right in line with the previous twelve month average. Distressed sales continue to dominate the total sales although with the decline in foreclosures pending we may see this number dwindle. We still have a long way to go. Statistics are provided by ARMLS via STAT. If you are interested in knowing what is happening in your neighborhood give me a call. Currently my business is being dominated by short sales on both the buying and listing side. If you or anyone you know wants to learn more about the short sale process please give me a call. There are alternatives to foreclosure and a short sale is just one of many. Wendy is a full-time REALTOR who works diligently to serve her clients’ best interest. Whether listing or selling your home for your highest advantage or finding the perfect home to suit your needs, she is tireless in her efforts. Wendy holds the designations of Graduate of Realtor Institute (GRI), Accredited Buyer’s Representative (ABR), Certified Distressed Property Expert (CDPE), Certified Investor Agent Specialist (CIAS), Short Sale and Foreclosure Resource (SFR), and Certified Negotiation Expert (CNE). If you know of anyone who may be interested in receiving this newsletter, please send me an email or give me a call. I am always happy to add more subscribers to the list.

WENDY KIRTLAND, PLLC REALTOR, GRI, ABR, CDPE, CIAS, SFR, CNE

RE/MAX Fine Properties 21000 N. Pima Rd., Suite 100• Scottsdale, AZ 85255

eFax: 480.355.9514 WKirtland@FineProp.com

Arizona Homeowner September | October 2011

FEATURED LISTING

Central Corridor Gem MADISON MEADOWS 4 BED | 3.5 BATH | 3739 SQ. FT. $635,000

Tucked away in the prestigious North Central neighborhood of Madison Meadows, this lovely home has much to offer. From the moment you view the home from the street you fall in love with the mature landscaping, expansive lawn, soothing fountain and flagstone courtyard that greets you. Upon entering you see a gorgeous wood staircase with custom wrought iron detail. The living room is graced with wood flooring, fireplace and French doors opening to the patio. Adjacent to the living room, the sumptuous family room is the perfect place to unwind after a long day. The built-in bar has a pass-through to the patio making entertaining a joy. The master suite with an office/exercise room is conveniently located on the main level. The backyard features a large pool, built-in barbecue and citrus trees.

Why We Love it Here

HOMEOWNER TIP OF THE MONTH

Do You Have Slow Drains in Your Home? Here are a Few Helpful Tips!

If you have multiple stoppages in the home, i.e. toilet, sinks, laundry line, or any combination of these, this would be considered a “main line” stoppage and requires a plumber. If you have a “slow drain” in a kitchen sink, bathroom sink, shower or tub, this can be caused by food, hair and/or sludge build up and can be easily remedied. Pour one cup each of baking soda, salt and vinegar. Pour baking soda and salt into drain, immediately followed by vinegar. Let sit for approximately 15-20 minutes. As you wait, boil a pot of water. After the 15-20 minutes, pour the boiling water down the drain to flush the pipes out. Note: Do not use this remedy if you have already used a store-bought remedy in the same drain. This may have to be done one to three times to clear the line effectively. We also recommend liquid drain cleaners (not the crystals). The liquid drain cleaners are not recommended on the kitchen sink if there is a garbage disposal as they have been known to damage the disposals. Make sure to follow the directions for maximum effectiveness. Homeowner Tip provided by Tara Carter, Old Republic Home Warranty

If your home is currently listed, this is not a solicitation for that listing.

In Admiration of Arizona

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

important household documents Are Yours Kept Safe?

lazy sunday mornings Village Tavern’s Eggs Benedict


Arizona Homeowner presented by Wendy Kirtland