AZHO Schaublin October Newsletter

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Gena Schaublin Sr. Mortgage Professional

Arizona Homeowner October | 2010

NMLS #181884

Gena has built her business one relationship at a time and loves working with her borrowers and Realtors. She has over a decade of experience in the financial industry as well as an undergraduate degree in Communications and an MBA in Business Management and Marketing. This strong background of education and experience makes Gena a well-rounded candidate to serve the First-Time Homebuyer, a family growing their portfolio for the future or the avid investor.

Arizona Real Estate Opportunities ARIZONA IS ON SALE. ALMOST UNHEARD OF VALUES EQUATE TO ONCE-IN-A-GENERATION PRICING!! Considering a second home? I have 10% down financing! Investment or rental property? Buy with just 20% down. With interest rates at historic lows, home prices at huge discounts and a fantastic selection of home inventory – now’s the time to buy!

Superior Jumbo Financing! • Loan amounts up to $2,000,000 • 720 minimum credit score • Reserves required; varies by loan-to-value • Primary Purchase and Rate/Term Refi • No subordinate financing allowed • Loan-to-value up to 80% up to $1,500,000 • Loan-to-value up to 75% between $1,500,000 and $2,000,000

5% Down Conventional Financing! • Up to $417,000 loan amount • Up to 95% primary residence with 680+ FICO scores, purchase and Rate/Term Refi only (SFR, PUD and Condo) • Up to 90% second home purchase and Rate/Term with 720+ FICO score • Up to 85% cash-out refinance on primary residence only with 700+ FICO score

GET PRE-APPROVED TODAY: www.HomeownersFG.com/GenaSchaublin

October FHA Streamline Promotion

Direct: 602.317.7610

Gena@HomeownersFG.com Homeowners Financial Group BK #0906222

16427 N. Scottsdale Rd. #280 • Scottsdale, AZ 85254

$620 $550 $295 $6.95 $16 $1,487.95 $750* INSTEAD!

*Does NOT include credit report and title fees. Rates, fees and loan programs subject to change without notice.

your home

Inspirations for Getting Organized

LOCK AN FHA STREAMLINE RATE/TERM REFINANCE IN OCTOBER AND ONLY PAY A FLAT FEE OF $750*! Processing Fee Underwriting Fee Doc Prep Fee MERS Fee Flood Cert Fee TOTAL

A Guide to Viewing Fall Foliage

• No appraisal needed! • Verbal verification of employment & income • Borrower must make October’s payment • Promotion designed for FHA homeowners current on mortgage and want to rate/term refinance

Produced by Desert Lifestyle Publishing • 480.460.0996 • www.DesertLifestyle.net

comfort food with a contemporary twist

Café ZuZu’s Short Ribs


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